P.O. Box 29234 Phoenix, AZ 85038-9234

Important Details About Your 2021 Health Coverage

PRESORTED FIRST CLASSUS POSTAGE

PAIDPHOENIX, ARIZONA

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Renew with Blue.

Two NEW Plans, Two Ways to Save

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The Triple-Choice Plan BluePreferred Care offers one of the largest Tier 1 provider networks available.

The new high-deductible health plan gives you the triple-tax advantage of a health savings account.

Learn More Call 1-866-287-1980

Visit azblue.com/stateofaz

Watch the BluePreferred Care video at azblue.com/BluePreferredCare

New from Blue Exclusive 2021 plans for State of Arizona employees

Dear <Member Name>,

Blue Cross® Blue Shield® of Arizona (BCBSAZ) is proud to serve the people who power our great state. We’re committed to your health and providing the benefits you need, with the value you want, and the personalized service you deserve. This fall, we’re expanding that commitment with two all-new BCBSAZ health plans created exclusively for you.

Triple-Choice Plan BluePreferred Care More Savings + More Choice

The new Triple-Choice Plan BluePreferred Care gives you greater control over your out-of-pocket healthcare expenses. With three provider tiers, the new Triple-Choice Plan BluePreferred Care combines the best of:

• Savings—Quickly find the Tier 1 doctors, hospitals, clinics, specialists, and other healthcare providers that offer high-quality, cost-effective care at the lowest out-of-pocket cost. And because our Tier 1 network includes the entire Alliance (BannerHealth, HonorHealth), TMC Healthcare, Northwest Healthcare, Northern Arizona Healthcare, and Yuma Regional Medical Center systems, it’s easier than ever to save at every step along your health journey.

• Quality—Tier 1 providers in our network have met our quality metrics for preventive care, member coordination, and service accessibility.

• Choice—See any doctor in the BCBSAZ national provider network—no referral needed.

• Flexibility—Whether you’re traveling around the state, the country, or the world, BCBSAZ has you covered.*

High-Deductible Health Plan With HSA Lower Premiums + Tax Advantages

If saving money is a priority, BCBSAZ’s new high-deductible health plan (HDHP) offers our lowest monthly premium. Save even more when you pair your HDHP with an HSA, which offers a triple-tax advantage: Money goes in tax free, earns interest tax free, and can be withdrawn tax free when used to pay eligible healthcare expenses. Plus, your savings roll over year after year.

More details about your 2021 BCBSAZ plan options, including plan benefits, premiums, and deductibles, are coming soon. We look forward to helping you be as healthy as you can be!

To your health!

Mike GroegerVice President, Group Commercial & Specialty SalesBlue Cross Blue Shield of Arizona

Sun Basket® delivers healthy food choices to State employees at a discounted price, offering convenience and simplicity. Choose meals to suit a host of dietary styles, including vegan, paleo, gluten free, and carb conscious. Members with diabetic or other dietary health needs will also benefit by having the right meals delivered to their door. It’s food as medicine.

With your BCBSAZ membership, you get discounts on grocery purchases at 116 local stores and 4,854 stores nationwide.

With the Naturally Slim® weight loss program, there are no foods to buy, no points to count, no guidelines on what you can and can’t eat. With the help of a personal coach, you’ll learn how to lose weight by changing how you eat instead of what you eat.

Take meaningful steps toward better fitness and overall health. Blue365® offers discounts to fitness centers like Gold’s Gym®, Curves®, and more, plus no-cost nutrition programs.

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* Worldwide coverage for emergency services is available through the BCBSAZ BlueCard® Worldwide program. See your member Benefit Book for complete description of services that are covered when traveling outside the U.S.

** No-cost meals are based on eligibility for and participation in a BCBSAZ disease-management program.

Sharecare, Sun Basket, Naturally Slim, and Blue365 are each independent companies contracted to provide their programs and/or services for BCBSAZ. Information provided by Sharecare is not a substitute for the advice or recommendations of your healthcare provider.

Blue Cross, Blue Shield, the Cross and Shield Symbols, Blue, BluePreferred, and BlueCard are registered service marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. All other trademarks referenced are the property of their respective companies.

©2020 Blue Cross Blue Shield of Arizona, Inc. All rights reserved.

Looking for more reasons to stay with Blue?

Call 1-866-287-1980

Visit azblue.com/stateofaz

Watch the BluePreferred Care video at azblue.com/BluePreferredCare

Discover Exclusive NEW Extras for a Healthier You. We’re committed to your overall well-being. That’s why BluePreferred Care offers you innovative tools and exclusive discounts on a variety of products and services that help you feel better, get healthier, and save along the way. And they’re only available from Blue!

Created by Dr. Oz and WebMD® founder Jeff Arnold, Sharecare® is an app-based health and well-being solution that gives you the power to manage all your health information in one place. Through the app, you can conveniently view your care team, medications, lab results,and more, plus integrate third-party devices or applications like Google Fit®, Apple® Health, Fitbit®, and Samsung® Health. You’ll start by taking the RealAge® test to get a measure of the true age of your body versus your calendar age. The program then delivers an experience personalized to your specific needs to help you reduce your RealAge and live healthier, no matter where you are in your health journey.

Every day, as a State of Arizona employee, you help more than 7 million Arizonans live, work, raise their families, and experience the spectacular beauty of our state. Blue Cross® Blue Shield® of Arizona (BCBSAZ) thinks it’s time you had a healthcare plan that works as hard as you do. So we’ve created two new plans that bring new levels of care and savings.

You take care of Arizona.Let us take care of you.

Tier 1

Our Triple-Choice Plan, called BluePreferred Care, was developed exclusively for State of Arizona employees.

Choose from any healthcare professional in the entire BCBSAZ national network. You’ll save the most when you choose providers from Tier 1, a network of doctors and facilities that meet strict criteria for both quality and cost of care. These providers feature the Tier 1 Ribbon icon with their listing in our Find a Doctor tool at azblue.com/stateofaz.

Save the Most on Quality Care with our Triple-Choice Plan

Tier 1 Value In-Network Providers Choose doctors and facilities from Tier 1 to get the highest level of benefits.

Tier 2 In-Network Providers

You receive in-network benefits for using participating network care providers. For some services, you’ll pay a higher out-of-pocket cost with a Tier 2 provider than you would with a Tier 1 provider.

Tier 3 Out-of-Network Providers You will pay the highest cost for using out-of-network providers, and may be responsible for paying the full provider billed charges.

Tier 1 In-Network ProvidersChoose doctors and facilities from Tier 1 to get the highest level of benefits.

LOOK FOR THIS!

Call 1-866-287-1980 or visit azblue.com/stateofaz.

For those who don’t spend much on healthcare, the smart money is on our High-Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA). An HDHP has a higher deductible than other plans, but the benefit is you’ll enjoy a lower monthly premium. The money you save each month can instead go into your HSA, a tax-deductible savings account that lets you pay for healthcare expenses using pre-tax dollars. You can save for future expenses, and even invest your savings to increase the value of your account.

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0 Blue Cross, Blue Shield, the Cross and Shield Symbols, and BluePreferred are registered service marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. All other trademarks referenced are the property of their respective companies.

©2020 Blue Cross Blue Shield of Arizona, Inc. All rights reserved.

You help keep Arizona strong. Let us do the same for you.

For more information on your BCBSAZ plan choices for 2021, call 1-866-287-1980 or visit azblue.com/stateofaz.

High-Deductible Health Plan (HDHP)

Medical and prescription drug coverage

Health Savings Account (HSA)

Like a 401(k) for yourhealthcare expenses

Your coverageCost-effective way to staycovered and in control of your healthcare expenses

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Save for Your Future with Our High-Deductible Health Plan and HSA

No matter how simple or complex your medical needs, the Triple-Choice Plan BluePreferred Care allows you to use providers in any tier at any time—without a referral.

You receive the highest level of plan benefits by seeing Tier 1 providers. And because you have no restrictions, you can still see the providers you know and trust—even if they aren’t in Tier 1. Here are two examples:

Tier 2 Tier 2Tier 1Tier 1Tier 1

OFFICE VISIT SPECIALIST VISIT IMAGING SURGERY REHAB

JANUARY FEBRUARY/MARCH APRIL/MAY

The more Tier 1 providers you use, the lower your deductible.

Tier 1Tier 1 Tier 1Tier 1Tier 1

OFFICE VISIT SPECIALIST VISIT IMAGING SURGERY REHAB

JANUARY FEBRUARY/MARCH APRIL/MAY

Using Tier 1 and Tier 2 providers

Using ONLY Tier 1 providers

With the HDHP, you’ll spend less on healthcare when you see providers who contract with the BCBSAZ nationwide network.

DEDUCTIBLE MET ($1,000)

DEDUCTIBLE MET ($200)