Date post: | 13-Apr-2017 |
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Economy & Finance |
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India Investment Survey Report 2016
Respondent Sample Size Overview
Male82%
Female18%
Gender
Male Female
Respondent Sample Size Overview
Intermediate4%
Undergraduate33%
Postgraduate54%
Others9%
Education Profile
Respondent Sample Size Overview
Less than Rs. 3 Lakhs pa
25%
Between Rs. 3-7 Lakhs pa
35%
Between Rs. 7-12 Lakhs pa
21%
Between Rs. 12-24 Lakhs pa
12%
More than Rs. 24 Lakhs pa
7%
Annual Income
Only 67% respondents budget and regularly track their
expenses
Snapshot of the average monthly budget allocation
• 39% respondents say that Loans/EMIs account for more than 20% of the monthly income allocation
• 76% respondents spend more than one-fifth of monthly income on discretionary expenses
• Only 44% respondents plan for an emergency corpus
• Children Education, Marriage and Retirement rank in the 3 positions in terms of maximum budget allocation
Preferred choice of investment
Only 44% respondents look forward to long-term wealth
creation with a horizon of more than 5 years
~50% respondents expect more than 15% annual returns from their investment
Money Control & ET Markets top the preference list for investment information
Top Investment & Financial Planning challenges faced
• Lack of credible investment advice
• Lack of time
• Lack of good resources
*Interestingly, 21% respondents do not see the need for financial planning
Dream Home and Early Retirement top the list of long-term financial goals
• 47% respondents do not have a financial plan to achieve their goals
• Only 17% hired the services of a professional financial planner
Goals are there but:
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