Inhouse Feb/Mar 2012 Edition

Featuring properties in Chigwell, Loughton, Buckhurst Hill, Woodford Green, Epping, Theydon Bois, Abridge and surrounding areas

PROPERTY SERVICES

inhouseW h e r e b e t t e r h o m e s a r e f o u n d

Feb/Mar 2012 Edition

© Leycol Publishing 2012. All rights reserved. Reproduction is forbidden except by express permission of the Publishers. Leycol Printers Limited/Leycol Publishing 5 Hancock Road London E3 3DA Tel: 020 8880 6000. For all publishing & print sales enquiries please contact Elizabeth Baxendale on 07715 496 853 or

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What is this? A QR Code (Quick Response Code) is a barcode. Smartphones with cameras can read

these and will take you directly to a website. Lawlors have invested in the future and you will find

QR Codes on all our properties which link directly to the full details. So when browsing our

magazines make sure you have your smartphone handy to scan our properties.

For properties in excess of £1,000,000 pick up our Lawlors Elite Homes magazine

Woodford: 457 High Road, Woodford Green, Essex, IG8 0XE t: 020 8506 0828 • e: [email protected]

Chigwell: 116 High Road, Chigwell, Essex, IG7 5BJ t: 020 8281 0123 • e: [email protected]

Loughton: 165 High Road, Loughton, Essex, IG10 4LF t: 020 8502 5588 • e: [email protected]

Lettings Department: 1st Floor, 165 High Road, Loughton t: 020 8502 3388 • e: [email protected]

Lettings Managementt: 1st Floor, 165 High Road, Loughton t: 020 8418 1986 • e: [email protected]

www.lawlors.co.uk

4 Welcome……to the latest inhouse.

5 Get in…If you’re a first time buyer the last day to save up to £2,500 is

March 23rd 2012.

6-15 Lawlors Chigwell OfficeA selection of the finest homes currently available through our

Chigwell Office.

16-17 Lawlors Repton Park - Chigwell OfficeA selection of the finest homes currently available in this

exclusive development.

18-31 Lawlors Loughton OfficeA selection of the finest homes currently available through our

Loughton Office.

20-21 Clear DesignsWhat can an Architect do for your home?

26-27 Life doesn’t have to begin at 40…The average age of the first-time home buyer could hit 40 before the end

of the decade, experts warned, as the Government prepared to unveil its

plan to help millions of people unable to get on to the property ladder.

32-33 Fabrica1 & 2 bedroom apartments & duplexes off Lambourne Road,

Chigwell Row.

34-43 Lawlors Woodford OfficeA selection of the finest homes currently available through our

Woodford Office.

42 Haven House Children’s HospiceAn exclusive evening with Barry Hearn & Steve Davis.

44-48 Lawlors LettingsA selection of the finest homes currently available to rent.

Contents Feb/Mar 2012 Edition

Welcometo the latest edition of our new look inhouse magazine.

With so much property to choose from on our books, we have decided to

produce a new version of inhouse magazine featuring the best of local

property from first time buyer starter homes to properties valued at one

million pounds.

This new edition allows us to include even bigger displays to showcase

your home with supporting features and helpful advice on how to get the

best from your property.

Our 52 page magazine features an outstanding selection of apartments,

terraced houses, semi-detached and detached homes covered by our three

centrally based offices at Chigwell, Loughton and Woodford Green. We

produce 17,000 copies of our magazines, which are distributed to the

principal roads in the area, giving your property the best chance of being

seen by local buyers. Our separate Elite Homes magazine is also available

for buyers seeking properties in excess of one million pounds.

As we confidently move into 2012 we believe we are the best equipped

agent to sell your property in the area.

Call any of our offices TODAY for an up–to–date assessment of the value

of your home.

Elliott Lawlor, M.N.A.E.A. Partner

4 www.lawlors.co.uk

PROPERTY SERVICES

www.lawlors.co.uk 5

Getin…If you’re a first time buyer the last day to save up to £2,500

is March 23rd 2012. The government has exempted first time

buyers from paying Stamp Duty of 1% on purchases up to

and including £250,000…. that’s the good news. The bad

news is that this exemption will expire at midnight March

23rd 2012; therefore if you are a first time buyer and wish to

get on the property ladder with a potential saving, you need

to complete your purchase by the above deadline.

There is no time to lose and even if you start searching for a

property as late as February you could still make the deadline

with our help.

For immediate action you need to contact your nearest

Lawlors Branch; either Chigwell, Loughton or Woodford

Green; and advise the Manager that you require ‘Fast-Track

Treatment’. We will do our utmost to get you into your new

home before the budget deadline. We have an excellent

selection of properties ready to be sold, excellent connections

to finance and an array of Solicitors to help you get your deal

through on time.

Don’t delay, call us today and beat

the deadline.

By March 23rd 2012!!!

Roding Lane North, Woodford Green£619,995Offered chain free if this five/six bedroom semi-detached property.

The property includes a kitchen/dining room, a lounge,

TV/family room, en-suite, a family bathroom, a ground

floor shower room.

Emmaus Way, Chigwell £534,995This delightful detached four bedroom house is offered chain free

an offers three reception rooms, a kitchen/breakfast room,

guest cloakroom, en-suite to the master bedroom and a

double length garage.

Hazeleigh Gardens, Woodford Green £369,995This well presented four bedroom semi-detached house offers a

lounge, dining room, a spacious kitchen, downstairs

shower room as well as a family bathroom and an

approximate 70ft rear garden.

Coolgardie Avenue, Chigwell £547,500An extended four bedroom semi-detached house which benefits

from an open plan lounge/dining room, fitted kitchen,

breakfast room, cloakroom/WC, utility room, a family

bathroom as well as a separate shower room.

Woolhampton Way, Chigwell Row £469,995A much improved detached house which benefits from a

lounge/diner, fitted kitchen, guest cloakroom, three double

bedrooms and a four piece bathroom suite. This property

has approved planning permission to extend.

Merlin Grove, Chigwell/Hainault £339,950A double fronted semi-detached bungalow which offers an open-plan

kitchen/diner, lounge, bathroom and a separate shower room and

three bedrooms on the ground floor. On the first floor there is a

loft room currently being used as a double bedroom. Chain free.

PROPERTY SERVICES

6 www.lawlors.co.uk Chigwell Office: 020 8281 0123

Facebook.com/lawlorssales

Twitter.com/lawlorssales

PROPERTY SERVICES

Chigwell Office: 020 8281 0123 www.lawlors.co.uk 7



Hoveton Way, Oakwood Gate £562,500This five bedroom detached residence includes two reception rooms,

fitted kitchen, conservatory, utility room, guest cloakroom,

two en-suites and a family bathroom, There is a garage

currently being used as a utility room and storage area.

The Bowls, Chigwell £569,995A spacious three bedroom first floor apartment with lift which

offers a lounge with balcony dining room, kitchen, guest

cloakroom, bathroom, en-suite bathroom and dressing

area and a garage-en-bloc.

Retreat Way, Chigwell Row £239,995A modern first floor apartment which is well presented throughout

and provides a good sized lounge/diner, fitted kitchen, two

bedrooms, a bathroom, one allocated parking space and no

onward chain.

Oak Lodge Avenue, Chigwell £549,995Offered chain free is this three bedroom link detached property

which benefits from two reception rooms, fitted kitchen,

guest cloakroom, family bathroom and an approximate

90ft South facing rear garden.

Coolgardie Avenue, Chigwell £499,995A three bedroom semi-detached family home which offers a

lounge/diner, kitchen, guest cloakroom, a newly fitted family

bathroom, a well maintained rear garden and a garage.

Roding Hall, Abridge £295,000A ground floor two bedroom apartment benefiting from en-suite

shower room to the master, lounge with open-plan fitted

kitchen, guest bedroom, family bathroom, balcony with

remarkable views.


PROPERTY SERVICES

Grange Crescent,

Chigwell

£649,995 SOLE AGENCY

An attractive four bedroom semi-detached residence which is

ideally situated for access to Grange Hill Central Line Station and

local shops.

Internally the property provides a large lounge, dining room, a good

size kitchen, master bedroom with an en-suite shower room and a

family bathroom. Externally the property offers an approximate 85ft

rear garden which is mainly laid to lawn whilst the frontage provides a

block paved driveway providing parking for several vehicles as well as

an integral garage.

Manor Road,

Chigwell


A fantastic opportunity has arisen to purchase this two bedroom

detached bungalow with lounge-diner, conservatory and detached

garage located on a large corner plot (in excess of 100ft).

Planning permission has been approved to develop the property and is

offered to the market chain free.

Orchard Way,

Chigwell


A unique four bedroom contemporary detached house situated

within a semi-rural location being close to Hainault forest.

This modern property benefits from lots of natural light throughout and

includes a spacious entrance hallway, lounge, sitting/dining room, a

stunning kitchen, guest cloakroom, en-suite to the master bedroom plus a

family bathroom. To the side of the property there is a detached garage

and off-road parking. There is also the potential to build a two bedroom

detached property to the side of the house, subject to planning permission.



Buying your freeholdOne of the most interesting developments in leasehold ownership, in recent

years, has been the area of collective freehold acquisition. Essentially,

groups of leaseholders agree to work together to acquire the freehold of

their block of flats.

Why is it worth buying my freehold?It is usually the case that all of the leases in a block of flats have the same

term and therefore all need extending together when that term starts to get

low. Whilst an individual leaseholder will have the right to extend their

lease, for various reasons it can be more efficient and cost-effective to

collectively buy the freehold, and then grant yourselves lease extensions

as a separate step once the freehold purchase completes.

But won’t the freeholder just refuse to sell to us?If your group can meet certain criteria, you can demand the freehold and

the current freeholder cannot refuse to sell. The key point to remember is

that the qualifying criteria works on a “per building” basis. If your

development is made up of many buildings, you need to consider each

building separately. Based on the numbers participating, you may find

some buildings qualify, and some don’t. It is possible to acquire one

building separately, which in effect “severs” the freehold. The number of

participators must be at least 50% of the flats in the building. Where there

are only two flats, both must participate.

Can’t the freeholder just set the price so high that it isn’t worth buying?No – if the price cannot be agreed, it will be determined independently by the

Leasehold Valuation Tribunal. The calculation of the price can be complex. It

is based on a number of factors, such as the market value of the flats, the length

of their lease terms remaining and the ground rents currently paid.

Does this mean I won’t have to pay ground rent any more?The group of leaseholders who participated in the process can elect to stop

charging themselves ground rent if they wish. They will be able to charge

ground rent from all the leaseholders who did not not participate. They can

grant themselves lease extensions and, depending on the structure of the

leases, sometimes take over management responsibilities for the site.

Isn’t it difficult to get a group of leaseholders to agree on such a process?It can be. A number of issues should be addressed:

• Attending “group session” meetings where the process is explained,

documents are signed and questions are answered.

• Using a Participation Agreement to ensure participators remain

committed to the process throughout.

• Forming a limited company to acquire the freehold, which is usually

appropriate in all cases except for the smallest freehold acquisitions.

• Establishing “group liaisons” who channel information both ways

between lawyers and participators.

What is the next step?Once a group has decided to go forward with the project, they will need to

appoint lawyers with specialist knowledge of this area. Thirsk Winton LLP

have been dealing with these projects for a number of years, ranging in

scope from two leaseholders, to groups of nearly one hundred participants.

Contact us now for more information.

www.thirskwinton.co.uk


PROPERTY SERVICES

All Saints Close,

Chigwell Row


A spacious four double bedroom detached property with potential

to extend, subject to planning permission.

The accommodation on offer includes a lounge, dining room, kitchen,

utility room, guest cloakroom, en-suite to the master bedroom, family

bathroom and a wet room. There is a 140ft rear garden and to the front

there is off-road parking for several vehicles and an attached garage.

Tomswood Road,

Chigwell

£599,000Offering excellent living accommodation is this three bedroom

detached bungalow having ample opportunity to develop, subject

to planning.

This property benefits from a spacious lounge/diner, kitchen/breakfast

room, sitting room, laundry room, bathroom and a shower room. There

is an approximate 75ft rear garden and a frontage having ample off-

street parking and a garage. Being chain free viewings are highly

recommended.

Fontayne Avenue,

Chigwell


Offering spacious living accommodation is this extended five

bedroom, two bathroom detached family home.

The ground floor comprises; lounge, large fitted kitchen/diner, study,

utility room and guest cloakroom. On the first floor there are four

bedrooms leading off a spacious hallway with a four-piece en-suite

bathroom to the master and a family bathroom. The second floor

benefits from two good size rooms which are being used as a bedroom

and dressing area with ample under-eaves storage space. The exterior

of the property allows off-street parking for two cars and has a rear

garden of approximately 50ft.




PROPERTY SERVICES

Chester Road, Chigwell

£1,249,000 SOLE AGENCY

We are pleased to offer this exceptional Six Bedroom Detached

executive residence which has been extended and decorated to

the exacting standards of the current vendors.

The accommodation is arranged over three floors and comprises:

a spacious kitchen/diner, guest cloakroom, three reception rooms,

six bedrooms two en-suites, a Jack & Jill family bathroom

and a further bathroom on the second floor.

Lee Grove, Chigwell


Situated on one of Chigwell's premier roads is this four

bedroom detached house being close to the Central Line

Station and shops at Brook Parade.

The property comprises; four reception rooms, kitchen/breakfast

room, guest cloakroom, utility room, two bathrooms and a secluded

130ft Southerly aspect rear garden. There is a block paved

driveway to the front offering off-road parking as well as

an integral garage.

Tysea Hill, Stapleford Abbotts


Situated within a semi-rural location this property covers an

area of approx 2000 sq.ft.

This home includes two reception rooms, a large kitchen/breakfast

room, guest cloakroom, four double bedrooms, a five piece white

en-suite bathroom to the master, a Jack and Jill shower room

accessed from bedroom two and bedroom four plus a family

bathroom. The rear garden measures 105ft approx and a

detached garage housing a utility area.

Lechmere Avenue, Chigwell


This substantial six bedroom semi-detached house has been

arranged over three floors.

The downstairs accommodation comprises; lounge, kitchen/breakfast

room, shower room, utility room, sitting room and a dining room. On

the first floor there are five bedrooms, two en-suites and a family

bathroom, and on the second floor sits the loft room/bedroom

six. The rear garden houses an enclosed swimming pool,

shower room and pump room.



The Shrubberies, Chigwell £599,995An exceptional four bedroom semi-detached house boasting a

lounge/diner, kitchen/breakfast room, utility room, guest

cloakroom, en-suite to master bedroom plus a family

bathroom and 110ft South facing garden.

Station Road, Chigwell £424,995This delightful two bedroom semi-detached cottage is offered

chain free. The benefits include two reception rooms,

fitted kitchen, guest cloakroom, en-suite shower room, a

separate bathroom, and off-road parking.

Abridge Heights, Abridge £394,995A modern two bedroom first floor apartment offered chain free

which includes an open plan kitchen/lounge area with

balcony, utility room, en-suite to the master bedroom and

a separate bathroom.

Lambourne Road, Chigwell £499,995A four bedroom semi-detached home which includes a lounge,

conservatory, kitchen, dining room, guest cloakroom, a

family bathroom, a triple length detached

garage/workshop to the side and is offered chain free.

Knights Walk, Abridge £299,995Located within a quiet turning is this semi-detached two double

bedroom bungalow offering a fitted kitchen, a four-piece

bathroom suite, lounge/diner and a detached garage.

Potential to extend, subject to planning.

The Bowls, Chigwell £484,995Benefiting from stunning views is this three bedroom third floor

apartment. The accommodation includes a lounge with a

balcony, dining room, kitchen, guest cloakroom, bathroom

and garage-en-bloc.

PROPERTY SERVICES





PROPERTY SERVICES

Hainault Road,

Chigwell


An immaculate six bedroom detached residence which benefits

from a fantastic 122ft landscaped rear garden backing directly

onto Chigwell's golf course.

The accommodation boasts a large open plan living/dining area,

kitchen, study, utility room and ground floor cloakroom. On the first

floor there are three bedrooms with the master having an en-suite and

walk-in dressing room, there is also a family bathroom. The second

floor has three bedrooms and a shower room.

Great Owl Road,

Chigwell


An ideal opportunity to acquire this extended family home situated

within a cul-de-sac location being close to Chigwell's Central Line

Station and village shops at Brook Parade.

This spacious four bedroom detached house includes four reception

rooms, a modern fitted kitchen, utility room, guest cloakroom, master

bedroom with an en-suite and dressing room as well as a balcony

overlooking the secluded rear garden, en-suite to bedroom two and a

family bathroom. There is a 140ft Southerly aspect rear garden with a

block paved carriage driveway to the front offering off-road parking.

Brook Way,

Chigwell


Occupying a corner plot is this three double bedroom detached

family home which overlooks the Brook and being ideally located

close to Chigwell's Central Line Station.

This property includes four reception rooms, a conservatory, fitted

kitchen, utility room, guest cloakroom, family bathroom, en-suite to

bedroom two and an eaves room complete with shower and hand basin

and has potential to extend, subject to planning permission. Offered

chain free.




PROPERTY SERVICES

Chigwell Park Drive,

Chigwell


This family home is located close to Chigwell's Central Line

Station and is situated on the ever-popular Chigwell Park Estate.

This five bedroom detached house benefits from having two reception

rooms, kitchen/breakfast room, utility room, guest cloakroom, two

bathrooms, garage, an approximate 60' Southerly aspect rear garden

and off-street parking.

Coolgardie Avenue,

Chigwell


This attractive detached house is situated within the sought-after

Chigwell Park Estate having been extensively refurbished by the

current owner yet retaining potential to extend, subject to planning

permission.

The property is offered chain free and is within easy access to

Chigwell's Central Line Station, local shops and amenities. The benefits

include four bedrooms, three reception rooms including a stylish open

plan kitchen/living room, utility room, guest cloakroom, en-suite

shower to the master bedroom, family bathroom, a large secluded rear

garden and off-street parking with a block paved frontage.

Brook Rise,

Chigwell

£749,995Just a short walk to Chigwell's Central Line Station and local

shops is this stunning Four Double Bedroom Detached property

situated within a quiet location.

This detached residence is beautifully presented and benefits from a

modern spacious lounge/diner, a fabulous fitted kitchen/breakfast

room, utility room, study, cloakroom/WC, family bathroom and a

landscaped Southerly aspect garden with decked patio area. There is a

carriage driveway with off-road parking for several vehicles.




Claybury Hall, Repton Park


Set behind impressive wrought-iron gates sits Claybury Hall

featuring elegant period architecture within 235 acres of

beautiful wooded parkland.

Offering both privacy and security with the benefit of a concierge

service and panoramic views across to the City of London. The

property provides four bedrooms, en-suite to master,

bathroom, cloakroom, fitted kitchen/breakfast room and

lounge/dining room. Garage and allocated parking provided.

Offered chain free.

Montague House, Repton Park


This stunning two bedroom second floor apartment sits behind

its own private gates and benefits from fabulous views.

This immaculate well-presented apartment boasts a lift, spacious

lounge, a modern high spec kitchen/diner, master bedroom with

en-suite shower room and four piece white bathroom suite. There is

also the added benefit of under floor heating. Allocated

parking and ample parking for visitors.

Wentworth House, Repton Park


This luxury two bedroom apartment is situated on the first

(top) floor and is presented in excellent condition throughout.

The accommodation on offer includes a spacious lounge with views

over the communal grounds, a good size kitchen/diner and a four

piece white bathroom suite. This apartment comes with two allocated

underground parking spaces and has the benefit of being

chain free.

Elderberry Close, The Avenue


This delightful two bedroom end of terrace house is situated

within this popular gated development and is offered chain free.

The property benefits include a lounge, fitted kitchen, guest

cloakroom and a three piece white bathroom suite. The exterior

offers one allocated parking space and a secluded rear garden.

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Repton ParkFacebook.com/lawlorssales


Arlington House, Repton Park £499,000Two bedroom apartment with lounge, a modern fitted kitchen, guest

w/c, and bathroom suite including a fitted shower cubicle.

Two allocated parking spaces are provided.

Wentworth House, Repton Park £429,995Two double bedroom first floor apartment with well-proportioned lounge,

kitchen/diner, en-suite shower room to the master, bathroom and

two allocated parking spaces. Chain free.

The Manor, Repton Park £424,995Two bedroom ground floor apartment in a gated development with

en-suite to master, lounge with balcony, underground

parking with lift to all floors. Chain free.

Devonshire House, Repton Park £474,995Two bedroom top floor apartment boasting a master bedroom with en-suite,

bathroom, lounge with stunning views overlooking communal

grounds. Two allocated parking spaces. Chain free.

Tavistock House, Repton Park £287,500Offered chain free is this One Bedroom Apartment situated on the

second floor. This benefits include a large entrance hallway,

lounge/dining room, guest cloakroom, kitchen, en-suite and

one allocated parking space.

Hazel Lane, The Avenue £399,950Three double bedroom semi-detached house offering a lounge, dining

room, fitted kitchen, guest w/c, en-suite shower room to master

bedroom, bathroom, garage and parking for two cars.

18 www.lawlors.co.uk Loughton Office: 020 8502 5588

PROPERTY SERVICES

Woodcote Mews,

Loughton


This three bedroom end of terrace property is set within a cul-de-sac

location within the popular gated development of Great Woodcote Park.

The property boasts spacious living accommodation throughout and

comprises; two reception rooms, a conservatory, kitchen/breakfast

room, guest cloakroom, en-suite to the master bedroom and a family

bathroom. This property has been maintained to a high standard.

School House Gardens,

Loughton


This Three Bedroom Semi-Detached Property in good decorative

order, set within a quiet location and just a short walking distance

to the Station is perfect for first time buyers and purchasers

looking to downsize.

The property boasts; kitchen/diner, lounge, three bedrooms and

modern family bathroom. Externally there is a garage and south facing

rear garden, the rear of the garden features a part-finished outbuilding

which could potentially be used as a study.

York Hill,

Loughton


This beautifully presented Period Three Bedroom Cottage is

situated in the conservation area of York Hill, one of Loughton's

most sought after locations.

The property itself benefits from; main reception, kitchen/diner with

door leading to the courtyard garden and utility area, master bedroom

with dressing room, two further bedrooms and family bathroom. We

strongly recommend an internal viewing to truly appreciate what a

stunning property this is.



PROPERTY SERVICES




Hubbard Court, Loughton £245,000This immaculately presented ground floor apartment is being

offered to the market Chain Free boasting two double

bedrooms, en-suite to master, modern kitchen and

contemporary design.

Aragon Lodge, Buckhurst Hill £385,000We are pleased to offer this chain free Three Bedroom Executive

Apartment. Property offers; Lounge, kitchen, video entry

phone system, master bedroom with en-suite and family

bathroom.

Purlieu Way, Theydon Bois £450,000In need of modernisation is this chain free Three Bedroom Semi-

Detached Property. The property offers good size

accommodation, off-street parking and ideal location.

Octave House, Theydon Bois £219,950This One Bedroom Modern Apartment is offered to the market

Chain Free. The property offers; a large bedroom, lounge,

separate kitchen, and allocated parking.

Copperbeech Court, Loughton £285,000A beautifully presented chain free Two Bedroom Penthouse. The

property boasts: spacious lounge, separate kitchen, two

double bedrooms, garage-en-bloc.

Englands Lane, Loughton £310,000This Three Bedroom Semi-Detached Property situated in

Loughton is being offered Chain Free. The property has

three double bedrooms, kitchen/diner, good size lounge

and a large rear garden.


Harvest Lane, Loughton

£950,000An exceptional Five Bedroom Detached family residence offered Chain Free updated to the exacting standards of the current vendor.

Situated within this exclusive gated development with landscaped grounds, ponds and porterage. Modern kitchen/breakfast room, utility room,

cloakroom/WC, garden room, sitting room, dining room, galleried landing, master bedroom with en-suite shower room, bedroom two with

en-suite shower room, family bathroom, integrated audio system throughout the house, integral double garage, off-street parking &

landscaped South facing rear garden.

Under Offe

r

PROPERTY SERVICES



Loughton Office: 020 8502 5588 www.lawlors.co.uk 25

Connaught Avenue, Loughton

O.I.E.O £895,995 SOLE AGENCY

A unique opportunity to acquire this Double Fronted Period Property located in the heart of Loughton and just a short distance to

Loughton Central Line Station and High Street.

The property currently occupies a good size plot offering: four bedrooms and three reception rooms. The current owners have planning

permission to extend the property to six bedrooms, two en-suites, which will turn this into a truly stunning home. We strongly recommend

an internal viewing to truly appreciate what this property has to offer.

PROPERTY SERVICES



Life doesn’t have The average age of the first-time home buyer could hit40 before the end of the decade, experts warned, as theGovernment prepared to unveil its plan to help millionsof people unable to get on to the property ladder.

You won’t be surprised to learn that new figures shownearly two-thirds of first-time buyers receive financialhelp to get on the property ladder with the average ageof a first time buyer already 33.

The number of first-time buyers in the UK has plummetedcompared with pre-financial crisis levels. There are nowaround only 200,000 a year compared with around 500,000before 2008, the Council of Mortgage Lenders (CML) says.

Rightmove even suggests that First-Time Buyersstepping onto the property ladder will be an“endangered species” in 2012.

So how do you get your life and that extra room backwithout breaking the bank?

Of course, in the first instance you can help your child bygifting them a deposit. There are now mortgages availableat 95% so that could be as little as a 5% contribution.

Or, you could act as a guarantor but this won’t help withthe deposit requirement.

Don’t panic if you don’t have the cash or simply don’twant to hand it over, there are other ways to showsupport, you could set up a mortgage which is offset byyour savings so that the interest levels are reduced andpayments smaller.

Something very new, courtesy of Lawlors...

We are delighted to offer the services of ChatsworthKlein who have access to mortgage products from thewhole of the market. And we think this is an exciting newway to help your child onto the property laddder withouttying up your savings or guaranteeing another mortgage.

In plain english;

Your child can borrow up to 100% of the propertypurchase price or valuation. A guarantee will be requiredfrom a parent, step parent or grandparent for the amountof mortgage above 75% LTV. The guarantee will besecured by a 2nd charge on the guarantors’ residentialproperty and the amount of guarantee will be capped atthe original agreed amount. It really is that simple.

Parental Guarantee Mortgage

• Available up to 100% of the purchase price.

• Guarantors provide a guarantee secured against theirresidential property – requiring no cash in the form ofa deposit.

• The amount of guarantee will be capped, meaning the guarantors liability cannot exceed the originalagreed amount.

• The maximum guarantee period will be 10 years, atwhich point it will expire (and the charge against theguarantors property will be released).

Monthly mortgage repayments are based on the fullmortgage amount borrowed and applicants must haveenough income to support the full monthly repayments.Repayment must be on a capital and interest basis.

Example 1

Susan wants to buy her first property and has found aflat close to where she works valued at £100,000.

Having spent several years repaying her student loanshe only has modest savings, which after taking accountof the costs of buying the property, leaves enough for a£3,000 deposit. She can afford a £97,000 mortgage tomake up the remainder of the purchase price.

Susan’s parents aren’t able to gift a deposit, but have amortgage free property so choose to give a guarantee for theamount of loan in excess of 75%, in this case for £22,000,secured by a collateral charge on their residential property.

Their residential property is valued at £180,000 and theyknow that their total liability cannot exceed £22,000,equal to just 12% of their residential property value. Themaximum guarantee period will be 10 years, at whichpoint the guarantee will expire (and the charge againstthe guarantors property will be released) unless demandhas been made under the guarantee and moneys remainoutstanding, in which case it will expire whenoutstanding money is paid in full.

The need for a substantial deposit to qualify for a mortgagehas led many a prospective first time buyer back to Mumand Dad for financial support. Fortunately our preferredMortgage Broker; Chatsworth Klein has advised us of a fewgood options that are currently available in the mortgagemarket. Please call them for a more tailored solution toyour circumstances. For more information call them on0845 680 9768 or email [email protected]

to begin at 40…Example 2

Meet David and Alison who want to buy their first house andhave found a suitable property valued at £140,000. Both havegood jobs and adequate income; however like many youngcouples starting on the property ladder they don’t have asizeable deposit.

Alison’s parents have sizeable savings and haveconsidered gifting a deposit. However, knowing that Davidand Alison can afford the full mortgage amount, theychoose to retain their savings and instead give aguarantee for the amount of loan in excess of 75%.

Their residential property is valued at £270,000 with amodest £62,000 mortgage outstanding, so they havesufficient equity to support the guarantee, which equatesto £35,000. The guarantee is secured by a collateralcharge on their residential property and they know theirliability is capped at the original amount of theguarantee. The maximum guarantee period will be 10years, at which point the guarantee will expire (and thecharge against the guarantors property will be released)unless demand has been made under the guarantee andmoneys remain outstanding, in which case it will expirewhen outstanding money is paid in full.

Please call 0845 680 9768 for more information on this excitingnew way to help your children fly the nest!


PROPERTY SERVICES

Orchard Barn,

Stanford Rivers


This truly individual Brick Built Barn is set with its own grounds

approached via electric private gates.

The barn has been converted to a very high standard by the present

owners, offering four/five spacious bedrooms, three bathrooms,

two/three reception rooms, oak flooring and oil fired heating. It has a

working wood burner in the dining room. Set within 2 acres of private

land, has a double cart lodge with loft area, outbuilding with changing

rooms, wet room and boiler room for the heated 33' swimming pool.

Rosebarn Cottage,

Fiddlers Hamlet


An exceptionally well presented Four Bedroom Detached

Character Barn situated in this semi-rural location.

The property has been totally renovated by the current vendors. The

property is offered Chain Free and offers good living accommodation

including: charming reception hall, bespoke fitted Kitchen/breakfast

room, lounge, dining room. Stunning vaulted master bedroom with

en-suite, with three further bedrooms and luxury family bathroom.

Externally the property also boasts carriage driveway and secured entry

via electric gates, carport with attached workshop and extensive

landscaped rear gardens.

Forest View Road,

Loughton

£850,000An opportunity to acquire this Four Bedroom Detached Property

located in a highly desirable area of Loughton.

The property itself currently has five reception rooms including open

plan lounge, sitting room and dining room. Externally the property has

ample off-street parking with access to the integral garage. The rear

garden offers a beautiful back drop to the forest where direct access via

a gate is available. Full planning permission has been granted for a

complete rebuild of six bedrooms and five bathrooms. View details

online at www.eppingforestdc.gov.uk - using ref: EPF2047/10.




PROPERTY SERVICES

Newnham Close Loughton

£650,000Set in a quiet cul-de-sac location which lies within great local

school catchments is this immaculately presented Four

Bedroom Semi-Detached Family Home.

The property offers; a generous sized contemporary kitchen/diner,

family bathroom and en-suite shower room to the master bedroom.

The rear garden is approximately 110ft with stunning views to fields

in the distance, garage with spacious driveway offering ample

off-street parking.

The Barn, Theydon Bois


A unique chance to acquire this stunning Three Double

Bedroom Detached Converted Barn.

The Barn is the only detached property set within this small

development of Thrift Hall Farm and has been converted to the very

highest standard by the current owners. The property itself offers large

kitchen, reception room, en-suite to master whilst externally the

property has two rear gardens, garage and off-street parking.

Westfield, Loughton

£749,950We are very pleased to offer for sale this well presented Five

Bedroom Detached Residence, boasting accommodation which

briefly comprises; Entrance hall, ground floor cloakroom, study,

open plan lounge/diner and a fitted kitchen.

On the first floor there is an en-suite, with a walk-in dressing area to the

master bedroom, family bathroom, along with three further double sized

bedrooms and a single. The cloakroom, family bathroom and en-suite

have marble flooring, with Duravit furniture in both the family

bathroom and cloakroom. The property further benefits from a

garage with driveway, with a sweep-around garden.

Algers Road, Loughton


This Two/Three Bedroom Detached Property is situated in one

of Loughton’s premier locations; Alger’s Road.

The property itself offers ground floor study with en-suite, good size

lounge, and well-manicured garden. Whilst externally the property offers

plenty of off-street parking. The property is located just a stone’s

throw from Loughton Central Line Station.



Loughton Office: 020 8502 5588 www.lawlors.co.uk 31

PROPERTY SERVICES

Roebuck Lane,

Buckhurst Hill

£549,995This Three Bedroom Semi-Detached Property is situated in one of

Buckhurst Hills premier roads; Roebuck Lane, offering great

potential to extend (STPP).

The property consists of two spacious reception rooms, plus a

kitchen/diner, guest cloakroom. The property also benefits from a rear

garden measuring approximately 70ft. With garage and off-street

parking for two vehicles and the added benefit of being located just a

short walk from Buckhurst Hill Central Line Station.

Nicholl Road,

Epping

£649,995This outstanding Four Bedroom Detached Chalet Bungalow has

much to offer; with good size bedrooms, spacious lounge and a

fitted kitchen/breakfast room and study.

The property boasts; a swimming pool with decking and patio area,

along with a gymnasium and ample off-street parking. Perfectly

located; this property is only a stone's throw from local amenities and

Epping Central Line Station. The first floor offers three bedrooms

including en-suite to the master bedroom. An internal viewing is highly

recommended to appreciate what the property has to offer.

Roding Lane,

Buckhurst Hill


Offered chain free is this immaculately presented Four Bedroom

Detached House, located within just a short walk to Buckhurst Hill

Central Line station and the ever popular Queens Road.

The property has been well maintained by the current vendor and has

many benefits, the property offers; two reception rooms, en-suite to the

master bedroom, off-street parking and 100ft rear garden. We strongly

recommend an internal viewing to appreciate what this property has to offer.



The Glade,

Woodford Green, Essex


Situated on one of Woodford's most sought after

turnings is this Four Bedroom Three Bathroom

Detached Family Home.

Updated to a very high standard by the current owners,

this home features two reception rooms, a large

kitchen/diner and garage. Outside the rear garden is

mainly laid to lawn and is perfect for al fresco

entertaining. The front of the property offers parking

for up to three cars. Ideally located for both Bancrofts

school and Woodford underground station this home is

one not to be missed.

Princes Avenue,



This Six Bedroom Two Bathroom Detached family

home has been lovingly renovated by its current owners.

The accommodation offers a modern living space in the

heart of the popular Monkhams Estate. The property

has been neutrally decorated throughout and features a

master suite with en-suite bathroom and walk-in

wardrobe. The ground floor features a large open

kitchen/family room. The kitchen is modern and stylish

featuring Corian work surfaces. The property has

parking for three cars to the front and the rear garden

extends to around sixty feet in length.

34 www.lawlors.co.uk Woodford Office: 020 8506 0828

PROPERTY SERVICES



Visit our showroom:Liston Court, High Street, Marlow, Buckinghamshire, SL7 1ER 01628 890367

(open Monday to Saturday)

www.aji.co.uk

Interior Design

Curtain Service

Home Accessories

Furniture

Lighting

Floorcoverings

Barclay Oval,


£745,000This beautiful three bedroom, (formerly four), two

bathroom, two reception Edwardian home features

a stylish master suite and two further bedrooms on

the first floor, along with a luxury bathroom.

The ample entrance hall leads to good sized reception

rooms and the kitchen/diner provides modern integrated

appliances and a dining area overlooking the garden. To

the exterior of the property there are two parking spaces

to the front and the rear garden is mature and perfect

for relaxing. It has the added bonus of overlooking the

Wells Cricket Ground.

Knighton Drive,



Located in one of the most sought after roads on the

Knighton Estate is this well presented Four

Bedroom Detached house offering three bathrooms,

three receptions, Miele kitchen, cloak room and

utility room.

The master bedroom benefits from a walk-in wardrobe

and en-suite bathroom. Bedroom three also has an en-

suite bathroom. There is a garage and further off street

parking for two cars and a beautiful 100ft landscaped

garden, complete with unique, bespoke garden room.

There is potential to extend this property, planning

permission for which has already been granted.


PROPERTY SERVICES



Woodford Office: 020 8506 0828 www.lawlors.co.uk 37

PROPERTY SERVICES

Monkhams Lane,


£849,995Situated on the popular Monkhams Estate, lies this five bedroom,

three bathroom, two reception detached Family home.

The property offers large, flexible living and bedroom accommodation

perfect for the modern family. Externally the property offers off-street

parking for approx. three vehicles and the rear features a garden room

suitable for use as a games room or home office. This home was

undergoing a significant refurbishment program, however the project is

largely unfinished and offers the opportunity to finish it to your own taste.

Derby Road,

South Woodford, London


A rare opportunity has arisen to purchase this large Victorian

family home in the heart of South Woodford.

Currently used as a Seven Bedroom home with Three Receptions this

property offers spacious and flexible accommodation over four floors

with many period features. The lower ground floor offers a

kitchen/diner as well as two further rooms, suitable for use as

bedrooms or reception rooms. The upper ground floor has three

receptions and the upper two floors house the remainder of the

bedrooms and bathrooms.

Princes Avenue,


£699,999Located upon a premier road on the Monkhams Estate lies this

three double bedroom semi-detached family home.

The superb location of this home allows for easy access to local

amenities and central line stations. The property is presented to a

pleasant standard throughout and the accommodation includes: a

sizeable open-plan reception area, large kitchen/diner and integral

garage. Externally, the property comprises a mature rear garden

measuring approx. 60ft along with parking for several vehicles making

this an ideal home.




PROPERTY SERVICES

Nesta Road,



Situated in one of Woodford's most desirable locations, this four bedroom

semi-detached family house is beautifully presented throughout.

The focus of this home is the large air conditioned conservatory that

adjoins the kitchen and overlooks the mature garden. There are two

further reception rooms on the ground floor. Upstairs there are four

bedrooms and a modern family bathroom. The property has a double

garage to the rear currently used as a workshop with potential for

conversion to a games room. To the front there is parking for three cars.

Mornington Road,



Located on a private road at the bottom of Mornington Road, is

this well presented Detached Bungalow offering through reception,

kitchen, conservatory, three bedrooms and two bathrooms.

The property also offers extensive off street parking to the front, garage

and a seventy foot south facing garden. The property may be extended

to the side (stpp) and is ideal for the discerning buyer wanting to live

within a quiet location close to Woodland.

Newlands Road,



A delightful four bedroom detached family home in a sought-after

road which is perfectly located for easy access to local schools,

shops and the central line station.

The property has been recently re-decorated to the exacting standards

of the current vendors and offers a fitted kitchen/breakfast room,

conservatory and separate utility room. Further benefits include:

integral garage, downstairs cloakroom and a secluded well-tended rear

garden. The property is being offered to market chain free.




PROPERTY SERVICES

Princes Avenue,



Lawlors are pleased to present this three bedroom, two reception

mock Tudor home in the heart of the popular Monkhams Estate.

Internally the house is well presented throughout with ample bedroom

space, modern kitchen, reception rooms that are perfect for entertaining

as well as a ground floor WC. The garden is terraced over three levels

with carp ponds and a decked barbecue area. To the front, the property

offers off street parking as well as a range of plants.

Oakland Place,

Buckhurst Hill, Essex


Situated within the highly sought after Oakland Place

Development, we are offering this exquisite four bedroom, two

bathroom residence.

This home offers a fully fitted kitchen with granite tops, reception

room, integrated sound system throughout the ground floor, and guest

cloakroom. On the first floor there are four bedrooms with the master

bedroom having an en-suite bathroom featuring rain shower. To the

rear there is a garden and a garage to the side.

Chiltern Way,



Needing a loving new owner is this five bedroom detached home

situated in a peaceful cul-de-sac moments away from Bancrofts

School, with five bedrooms, two bathrooms, two receptions and a

spacious kitchen/breakfast room and cellar.

The property boasts a 38ft indoor swimming pool and Jacuzzi. The

garden is approx. 100 ft in length by 100 ft in width with outdoor

buildings. There is also a garage and further off street parking to the

front. This home has potential for a sizeable extension (stpp). Offered

Chain Free.




PROPERTY SERVICES

Cleveland Road, South Woodford, London


This One Bedroom First Floor Apartment set within a Victorian

house makes a perfect first time or investment purchase.

Set on a quiet residential turning, the property features open plan

kitchen and living room, shower room and bedroom, all of which

are well presented. The property is close to amenities at South

Woodford including shops, bars and the central line tube station.

Offered Chain Free.

Honeysuckle Court, Buckhurst Way,

Buckhurst Hill, Essex


Ideally located for Roding Valley Underground Station is this

immaculately presented Two Bedroom First Floor Apartment.

Comprising of a spacious entrance hallway, two good size bedrooms,

family bathroom and a spacious open plan living area benefitting from

a fully-fitted kitchen and a Southerly-facing Juliette balcony.

Allocated parking behind security gates. Chain Free.

Walsingham House, Forest View, Chingford


We are pleased to offer this delightful Two Bedroom Top Floor

Apartment situated within this prestigious development with

panoramic far reaching views across Chingford Golf course.

The apartment is offered Chain Free and benefits include: kitchen

with integrated appliances, sitting room/dining room, two bedrooms,

family bathroom, allocated parking and security entry phone system.

Ideally located for locally amenities and rail links.

The Albany, Woodford Green


OPEN TO OFFERS - This generously proportioned Three

Bedroom, Two Bathroom First Floor Apartment in the

beautiful and secluded development of The Albany boasts

ample living accommodation.

Consisting of a spacious entrance hall, double bedrooms, good size

family and en-suite bathrooms, 23' lounge-diner, separate kitchen

with views over Woodford Green Golf Course and

surrounding forest. Complete with garage-en-bloc.



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PROPERTY SERVICES

The Albany, Woodford Green


Lawlors are proud to offer this Three bedroom Ground Floor

Apartment in one of Woodford's most desirable locations of

Sunset Avenue.

The apartment has been refurbished to a very high standard and

offers a large reception, kitchen, bathroom and walk-in shower,

parking to the front and own garage (en-bloc). There are

well maintained communal gardens to the front with views

over Woodford Golf Course.

Clementine Walk, Woodford Green


A stunning contemporary apartment in a sought-after development.

The property comprises two spacious double bedrooms, two modern

bathrooms, separate fitted kitchen, lounge with a full length balcony

overlooking the communal gardens with floor to ceiling doors and

intercom system. Additionally, there is a loft that has been fully

boarded out. The apartment building has a lift and there is

an underground allocated car parking space.

Prospect Road, Woodford Green

O.I.E.O. £400,000 SOLE AGENCY

A recently refurbished Five Bedroom, Two Bathroom Chalet

Bungalow with large kitchen/diner, utility room and off street

parking.

This property offers flexible accommodation and is set on the ever

popular Prospect Road offering easy access to both Woodford Green

and Buckhurst Hill. The property is offered Chain Free.

Cranfield Court, Sunset Avenue, Woodford Green


OPEN TO OFFERS – This Two Double Bedroom Apartment is

finished to a high standard throughout.

With a spacious reception area and beautiful views over Woodford

Golf Course and surrounding countryside. This third floor apartment

(with lift) benefits from ample off-street parking, garage-en-bloc and

secure entry phone system. This property is SHARE OF

FREEHOLD and offered to the market Chain Free.



44 www.lawlors.co.uk Lettings Office: 020 8502 3388

LETTING SERVICES

York Hill, Loughton £1,500pcm

• Beautiful Victorian Cottage • Three Bedrooms

• Kitchen With Separate Utility Room • Courtyard Garden

• Situated In The Conservation Area Of York Hill

Hainault Grove, Chigwell £1,850pcm

• Available March • Four Bedrooms

• Off Street Parking • Unfurnished

• Two Reception Rooms

The Manor, Woodford Green £2,200pcm

• Two Bedroom Ground Floor Apartment

• En-Suite to Master Bedroom • Kitchen/Diner

• Two Underground Parking Spaces • Large Lounge

Firs Drive, Loughton £2,450pcm

• Available Now • Five Bedrooms

• Off Street Parking • Three Bathrooms

• Newly Refurbished

Sutherland House, Woodford Green £1,850pcm

• Available February • Fully Furnished

• Two Double Bedrooms • Two Bathrooms

• Three Parking Spaces

Coopers Close, Chigwell £2,000pcm

• Available End of January • Unfurnished

• Off Street Parking • Four Bedrooms

• En-suite To Master

Facebook.com/lawlorslettings

Twitter.com/lawlorslettings

Lettings Office: 020 8502 3388 www.lawlors.co.uk 45

LETTING SERVICES

Harvest Lane, Loughton £3,600pcm


• Three en-suites • Four Recption Rooms

• Off Street Parking

Alderton Mews, Loughton £4,000pcm

• Available January • Five Bedrooms

• Part Furnished • Swimming Pool

• Gated

Chigwell Rise, Chigwell £2,500pcm

• Available Now • Four Bedrooms

• Two Reception Rooms • Conservatory

• Furnished/Part Furnished

The Chase, Loughton £2,650pcm

• Gated Development • Garage

• Off Street Parking • Conservatory

• Modern Fitted Kitchen

Highwood Brook Rise, Chigwell £3,000pcm

• Four Bedrooms • Available Now

• Two Reception Rooms • Three Bathrooms

• Gated

Brandesbury Square, Woodford Green £3,200pcm

• Immaculate Throughout • Two En-suites

• Off Street Parking • Close to Esporta Gym

• Integral Garage



Let By


LETTING SERVICES

Coopersale Street, Fiddlers Hamlet,

Epping, Essex CM16 7PG

£4,500pcm

Lawlors are pleased to offer you this beautiful five bedroom

detached home. This property has been completley renovated

throughout and decorated to a very high standard. Split over three

floors this family home offers five double bedrooms, four

bathrooms, large country kitchen, two/three reception rooms


• Four Bathrooms • Car Port

• Beautiful Decor • Unfurnished

Courtland Drive,

Chigwell, Essex IG7 6PN

£5,000pcm

Lawlors are pleased to offer this spacious five bedroom detached

executive residance. This property boasts five double, bedrooms

four en-suites, fitted wardrobes to all bedrooms, family bathroom,

four reception rooms and a large kitchen/diner.


• Four Reception Rooms • Unfurnished

• Gated

Chigwell Park Drive,

Chigwell, Essex IG7 5BD

£4,800pcm

STUNNING... We are pleased to offer this amazing

chalet/bungalow. This property has undergone extensive

renovation, and has been finished to a very high standard,

benefiting from four large double bedrooms, all with en-suites.

• Available Now • Four Bedrooms

• Unfurnished • Four Bathrooms

• Off Street Parking



Lettings Office: 020 8502 3388 www.lawlors.co.uk 47

LETTING SERVICES

Lambourne End,

Romford, Essex IG7 6EL

£7,500pcm

Set in three and a half acres of secluded grounds is

this Five Bedroom Detached Executive residence.

The property provides an indoor swimming pool,

tennis court, sauna, cinema room, sitting room,

family room, study, kitchen, sun room, utility room,

cloakroom/WC, master bedroom with en-suite and

dressing room, bedroom two with en-suite, bedroom

three with en-suites.


• Garage • Master Suite

• Swimming Pool • Unfurnished

Alderton Hill,

Loughton, Essex IG10 3JB

£6,500pcm

NEW BUILD........ We are pleased to offer this

modern home. This property has just been

completed and is finished to a high standard, and

benefits from five double bedrooms all of which

have en-suites, two reception rooms, and a large

kitchen/diner.

• Available Now • Unfurnished

• Five Bathrooms • Gated

• Five Bedrooms



These splendid two and three bedroom apartments have been furnished to the highest standard. Their exceptional interior ranging from bespoke beds and

furniture to beautiful bathrooms fitted with integrated TV's. Each apartment features a state of the art entertainment system provided by KEFF & BOSE.

There are a number of duplex apartments to choose from some with access to private garden areas or large terraces. There is CCTV fitted throughout the

development and intercom system to each apartment. These are sure to go quickly so call now to avoid disappointment.


LETTING SERVICES



Guide prices between £2,450pcm - £4,950pcmA selection of luxury 2 & 3 bedroom apartments to rent in Chigwell.

We Want your

ProPerty

CALL US NOWWoodford

457 High Road, Woodford Green, Essex, IG8 0XE

t: 020 8506 0828 • e: [email protected]

Chigwell

116 High Road, Chigwell, Essex, IG7 5BJ


Loughton

165 High Road, Loughton, Essex, IG10 4LF


Lettings Department

1st Floor, 165 High Road, Loughton


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