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Inside John Hancock Freedom 529 Portfolios JOHN HANCOCK FREEDOM 529
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Page 1: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

Inside John Hancock Freedom 529 Portfolios

JOHN HANCOCK FREEDOM 529

Page 2: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

Bringing our multimanager expertise to every education savings portfolio

A unique partnership

Following the overall investment guidelines established by the Education Trust of Alaska, John Hancock Investments and

T. Rowe Price jointly research and select asset managers for the plan’s investment options, then continually monitor those

managers to help keep your investments on track. This unique partnership offers a level of investment oversight that is hard

to match with other 529 plans.

A better way to invest

In partnership with T. Rowe Price, we search the world to find proven

portfolio management teams with specialized expertise for every fund

we offer, then apply vigorous investment oversight to ensure they

continue to meet our uncompromising standards.

➤ Over 200 professionals dedicated to investment manager

r esearch and oversight

➤ Over 300 meetings each year to identify proven managers

➤ More than 100 in-person oversight meetings with

managers  annually

Deeper diversification

A key benefit of our asset allocation approach comes from combining

multiple investment styles and multiple managers, resulting in a

deeper level of diversification backed by the oversight of two leading

investment organizations.

➤ Oversight—Monitoring each portfolio team for the repeatability

of its investment process and management of risk

➤ Various asset classes—Both within and beyond traditional

equity and fixed income

➤ Broad range of styles—Continual exposure to a variety of

strategies, as different characteristics go in and out of favor

➤ Multiple managers—A diversity of approaches from some of

the world’s best managers

Representative list of asset managers as of 3/31/18. All logos are the property of their respective owners.

Diversification does not guarantee a profit or eliminate the risk of a loss.

Our 529 portfolios bring together some of the best investment teams from around the world

Page 3: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

Portfolio CUSIPs and tickers

1 Class B units were closed as of 9/3/13 and Class C units were closed to new accounts as of 10/1/02. 2 Investors who open an account and purchase Class F units through fee-based programs of broker-dealers and investment advisor firms are eligible to invest in Class F units. Class F units may not be available at all firms. 3 Class X units represent the Money Market Portfolio, with the inception date of 9/30/04.

Investing involves risks, including the potential loss of principal. The stock prices of midsize and small companies can change more frequently and dramatically than those of large companies. Growth stocks may be more susceptible to earnings disappointments, and value stocks may decline in price. Large company stocks could fall out of favor, and foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability. Fixed-income investments are subject to interest-rate and credit risk; their value will normally decline as interest rates rise or if an issuer is unable to make principal or interest payments. Investments in higher-yielding, lower-rated securities include a higher risk of default. This material is not intended to be, nor shall it be interpreted or construed as, a recommendation or providing advice, impartial or otherwise. John Hancock Investments and its representatives and affiliates may receive compensation derived from the sale of and/or from any investment made in its products and services.

ENROLLMENT-BASED Class A Class B1 Class C1 Class C2 Class F2 Class X3

College Portfolio CUSIP 56501V107 56501V552 56501V206 56501V693 280911660Ticker JEHAX JEHBX JEHCX JECDX JHCSX

Portfolio 2017–2020 CUSIP 56501V867 56501V594 56501V859 56501V750 280911678Ticker JESAX JESBX JESCX JESDX JHSWX

Portfolio 2021–2024 CUSIP 565016748 56501V610 565016730 280911686Ticker JEYAX JEYBX JEYDX JFPAX

Portfolio 2025–2028 CUSIP 280911835 280911827 280911819 280911694Ticker JEFAX JEFDX JEFDX JHPIX

Portfolio 2029–2032 CUSIP 280911793 280911785 280911777 280911710Ticker JENAX JENBX JENDX JHDSX

Portfolio 2033–2036 CUSIP 280911744 280911736 280911728Ticker JENFX JENGX JLDSX

MULTIMANAGER LIFESTYLEMultimanager Lifestyle Balanced 529 Portfolio CUSIP 280911801 280911884 280911876 280911595

Ticker JLBEX JLBBX JLBIX JHMOXMultimanager Lifestyle Growth 529 Portfolio CUSIP 280911504 280911603 280911702 280911611

Ticker JLGEX JLGBX JLGDX JHMLXMultimanager Lifestyle Moderate 529 Portfolio CUSIP 280911868 280911850 280911843 280911587

Ticker JLMEX JLMBX JLMDX JHMMX

STATICEquity Portfolio CUSIP 56501V842 56501V537 56501V834 56501V685 280911637

Ticker JHEAX JHEBX JHECX JHEDX JHEPXFixed Income Portfolio CUSIP 56501V792 56501V529 56501V784 56501V677 280911645

Ticker JHFAX JHFBX JHFCX JHFDX JHFSXFuture Trends Portfolio CUSIP 56501V826 56501V545 56501V818 56501V651 280911629

Ticker JAFAX JAFBX JAFCX JAFDX JFILXMoney Market Portfolio CUSIP 280911769 280911751 280911488 280911405

Ticker JHAXX JHCXX JFMPX JMMXXShort-Term Bond Portfolio CUSIP 56501V776 56501V420 56501V768 56501V669 280911652

Ticker JHSAX JHSBX JHSCX JHSDX JHSYX

INDIVIDUAL American Mutual Portfolio CUSIP 565016839 56501V446 565016821 280911496

Ticker JAMAX JAMGX JAMHX JHOMXBlue Chip Growth Portfolio CUSIP 565016805 56501V453 565016870 280911561

Ticker JBCAX JBCBX JBCDX JHBGXCapital Appreciation Portfolio CUSIP 47804E108 47804E207 47804E306 280911512

Ticker JJCAX JJCBX JJCDX JFCLXEquity Income Portfolio CUSIP 565016789 56501V438 565016771 280911538

Ticker JEIEX JEIFX JEIDX JHIPXInternational Value Portfolio CUSIP 47804E405 47804E504 47804E603 280911546

Ticker JIVEX JIVBX JIVDX JTNIXMid-Cap Value Portfolio CUSIP 565016862 56501V479 565016847 280911553

Ticker JTMAX JTMBX JTMDX JHMKXNew Horizons Portfolio CUSIP 280911108 280911207 280911306 280911579

Ticker JNHAX JNHBX JNHDX JHNHXSmall-Cap Stock Portfolio CUSIP 565016763 56501V487 565016755 280911520

Ticker JSCEX JSCFX JSCDX JFSCX

Page 4: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

John Hancock Freedom 529 Plan Portfolio As of March 31, 2018

Enrollment-Based Portfolios

(%)

16–19 years to enrollment Portfolio 2033–2036 ■ Equity 100%

Portfolio 2033-2036

(%)

12–15 years to enrollment Portfolio 2029–2032 ■ Equity 91% ■ Fixed income 9%

Equity

100

15.15 T. Rowe Price Blue Chip Growth Fund

91

13.79 T. Rowe Price Blue Chip Growth Fund14.17 T. Rowe Price Equity Income Fund 12.94 T. Rowe Price Equity Income Fund10.43 JHF II Capital Appreciation Fund (Jennison) 9.38 JHF II Capital Appreciation Fund (Jennison)7.51 John Hancock Disciplined Value Fund (Boston Partners) 6.79 John Hancock Disciplined Value Fund (Boston Partners)7.48 T. Rowe Price Small-Cap Stock Fund 6.78 T. Rowe Price Small-Cap Stock Fund6.16 John Hancock International Growth Fund (Wellington) 5.58 John Hancock International Growth Fund (Wellington)6.02 John Hancock Disciplined Value International Fund (Boston Partners) 5.52 Oppenheimer International Growth Fund6.01 Oppenheimer International Growth Fund 5.49 JHF II International Value Fund (Templeton)5.99 JHF II International Value Fund (Templeton) 5.48 John Hancock Disciplined Value International Fund (Boston Partners)5.03 T. Rowe Price Real Assets Fund 4.62 T. Rowe Price Real Assets Fund4.33 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 3.95 JHF II Emerging Markets Fund (Dimensional Fund Advisors)4.04 T. Rowe Price Mid-Cap Growth Fund 3.74 T. Rowe Price Mid-Cap Growth Fund4.01 T. Rowe Price Mid-Cap Value Fund 3.67 T. Rowe Price Mid-Cap Value Fund3.67 American Mutual Fund 3.37 American Mutual Fund

94.55 T. Rowe Price Spectrum Income Fund3.32 John Hancock Core Bond Fund (Wells Capital)1.03 John Hancock Strategic Income Opportunities Fund (JHAM)

8–11 years to enrollmentPortfolio 2025–2028 ■ Equity 70% ■ Fixed income 30%

4–7 years to enrollment Portfolio 2021–2024 ■ Equity 49% ■ Fixed income 51%

Equity

70

10.56 T. Rowe Price Blue Chip Growth Fund

49

7.99 T. Rowe Price Blue Chip Growth Fund9.97 T. Rowe Price Equity Income Fund 7.60 T. Rowe Price Equity Income Fund7.23 JHF II Capital Appreciation Fund (Jennison) 5.46 JHF II Capital Appreciation Fund (Jennison)5.27 T. Rowe Price Small-Cap Stock Fund 3.95 John Hancock Disciplined Value Fund (Boston Partners)5.23 John Hancock Disciplined Value Fund (Boston Partners) 3.27 T. Rowe Price Small-Cap Stock Fund4.36 John Hancock International Growth Fund (Wellington) 2.75 Oppenheimer International Growth Fund4.26 Oppenheimer International Growth Fund 2.75 John Hancock International Growth Fund (Wellington)4.26 JHF II International Value Fund (Templeton) 2.74 JHF II International Value Fund (Templeton)4.23 John Hancock Disciplined Value International Fund (Boston Partners) 2.71 John Hancock Disciplined Value International Fund (Boston Partners)3.51 T. Rowe Price Real Assets Fund 2.50 T. Rowe Price Real Assets Fund3.07 JHF II Emerging Markets Fund (Dimensional Fund Advisors) 1.99 American Mutual Fund2.92 T. Rowe Price Mid-Cap Growth Fund 1.80 T. Rowe Price Mid-Cap Growth Fund2.89 T. Rowe Price Mid-Cap Value Fund 1.77 T. Rowe Price Mid-Cap Value Fund2.61 American Mutual Fund 1.64 JHF II Emerging Markets Fund (Dimensional Fund Advisors)

Fixed income 30

14.93 T. Rowe Price Spectrum Income Fund51

25.75 T. Rowe Price Spectrum Income Fund11.10 John Hancock Core Bond Fund (Wells Capital) 19.10 John Hancock Core Bond Fund (Wells Capital)3.60 John Hancock Strategic Income Opportunities Fund (JHAM) 6.23 John Hancock Strategic Income Opportunities Fund (JHAM)

0–3 years to enrollment Portfolio 2017–2020 ■ Equity 26% ■ Fixed income 74%

Entering college and in schoolCollege Portfolio ■ Equity 20% ■ Fixed income 80%

Equity

26

6.36 T. Rowe Price Blue Chip Growth Fund

20

5.05 T. Rowe Price Blue Chip Growth Fund6.11 T. Rowe Price Equity Income Fund 4.73 T. Rowe Price Equity Income Fund4.41 JHF II Capital Appreciation Fund (Jennison) 3.35 JHF II Capital Appreciation Fund (Jennison)3.17 John Hancock Disciplined Value Fund (Boston Partners) 2.35 John Hancock Disciplined Value Fund (Boston Partners)1.59 American Mutual Fund 1.20 American Mutual Fund1.32 T. Rowe Price Real Assets Fund 1.02 T. Rowe Price Real Assets Fund0.69 John Hancock International Growth Fund (Wellington) 0.48 John Hancock International Growth Fund (Wellington)0.69 Oppenheimer International Growth Fund 0.48 JHF II International Value Fund (Templeton)0.68 John Hancock Disciplined Value International Fund (Boston Partners) 0.48 John Hancock Disciplined Value International Fund (Boston Partners)0.67 JHF II International Value Fund (Templeton) 0.46 Oppenheimer International Growth Fund0.15 T. Rowe Price Mid-Cap Value Fund0.14 T. Rowe Price Small-Cap Stock Fund0.07 T. Rowe Price Mid-Cap Growth Fund0.02 JHF II Emerging Markets Fund (Dimensional Fund Advisors)

Fixed income 74

29.38 T. Rowe Price Inflation Focused Bond Fund

80

40.47 T. Rowe Price Inflation Focused Bond Fund22.28 T. Rowe Price Spectrum Income Fund 20.00 T. Rowe Price Spectrum Income Fund16.76 John Hancock Core Bond Fund (Wells Capital) 14.99 John Hancock Core Bond Fund (Wells Capital)5.51 John Hancock Strategic Income Opportunities Fund (JHAM) 4.94 John Hancock Strategic Income Opportunities Fund (JHAM)

Page 5: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

As of March 31, 2018

Multimanager Lifestyle Portfolios

Asset category (%)

ModerateEquity 36%

Fixed income 57%

Alternative and specialty 7%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

BalancedEquity 53%

Fixed income 37%

Alternative and specialty 9%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

GrowthEquity 72%

Fixed income 17%

Alternative and specialty 11%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Equity U.S. large-cap equity

16

2.78 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)

24

4.41 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)

30

4.84 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)4.37 Capital Appreciation Value Fund (T. Rowe Price) 4.43 Capital Appreciation Value Fund (T. Rowe Price) 4.32 Capital Appreciation Value Fund (T. Rowe Price)1.51 Equity Income Fund (T. Rowe Price) 3.04 Equity Income Fund (T. Rowe Price) 4.25 Equity Income Fund (T. Rowe Price)1.18 Disciplined Value Fund (Boston Partners) 2.36 Disciplined Value Fund (Boston Partners) 3.31 Disciplined Value Fund (Boston Partners)2.91 Fundamental Large Cap Core Fund (JHAM) 2.35 Fundamental Large Cap Core Fund (JHAM) 3.25 Fundamental Large Cap Core Fund (JHAM)0.97 Blue Chip Growth Fund (T. Rowe Price) 1.97 Blue Chip Growth Fund (T. Rowe Price) 2.72 Blue Chip Growth Fund (T. Rowe Price)0.95 Capital Appreciation Fund (Jennison) 1.92 Capital Appreciation Fund (Jennison) 2.65 Capital Appreciation Fund (Jennison)0.96 Strategic Growth Fund (JHAM) 1.98 Strategic Growth Fund (JHAM) 2.74 Strategic Growth Fund (JHAM)0.66 Value Equity Fund (Barrow Hanley) 1.34 Value Equity Fund (Barrow Hanley) 1.87 Value Equity Fund (Barrow Hanley)

International equity

13

3.45 International Strategic Equity Allocation Fund (JHAM)

17

4.49 International Strategic Equity Allocation Fund (JHAM)

24

6.85 International Strategic Equity Allocation Fund (JHAM)0.99 International Value Fund (Franklin Templeton) 1.88 International Value Fund (Franklin Templeton) 2.63 International Value Fund (Franklin Templeton)0.88 International Growth Fund (Wellington) 1.83 International Growth Fund (Wellington) 2.53 International Growth Fund (Wellington)1.71 Global Equity Fund (JHAM) 1.66 Global Equity Fund (JHAM) 1.73 Global Equity Fund (JHAM)1.23 International Growth Stock Fund (Invesco) 1.62 International Growth Stock Fund (Invesco) 2.49 International Growth Stock Fund (Invesco)1.30 Global Shareholder Yield Fund (Epoch) 1.27 Global Shareholder Yield Fund (Epoch) 1.30 Global Shareholder Yield Fund (Epoch)1.21 Fundamental Global Franchise Fund (JHAM) 1.11 Fundamental Global Franchise Fund (JHAM) 0.95 Fundamental Global Franchise Fund (JHAM)0.76 International Value Equity Fund (JHAM) 1.12 International Value Equity Fund (JHAM) 1.75 International Value Equity Fund (JHAM)0.55 International Small Company Fund (Dimensional) 0.97 International Small Company Fund (Dimensional) 1.55 International Small Company Fund (Dimensional)0.55 International Small Cap Fund (Franklin Templeton) 0.97 International Small Cap Fund (Franklin Templeton) 1.55 International Small Cap Fund (Franklin Templeton)0.36 Disciplined Value International Fund (Boston Partners) 0.42 Disciplined Value International Fund (Boston Partners) 0.61 Disciplined Value International Fund (Boston Partners)

U.S. mid-cap equity3

1.67 Mid Value Fund (T. Rowe Price)6

2.86 Mid Value Fund (T. Rowe Price)8

4.12 Mid Value Fund (T. Rowe Price)1.46 Mid Cap Stock Fund (Wellington) 2.37 Mid Cap Stock Fund (Wellington) 3.42 Mid Cap Stock Fund (Wellington)0.27 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 0.43 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 0.48 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM)

Emerging-market equity1

0.73 Emerging Markets Equity Fund (JHAM)3

1.68 Emerging Markets Equity Fund (JHAM)5

2.68 Emerging Markets Equity Fund (JHAM)0.75 Emerging Markets Fund (Dimensional) 1.70 Emerging Markets Fund (Dimensional) 2.68 Emerging Markets Fund (Dimensional)

U.S. small-cap equity

2

0.83 Small Cap Value Fund (Wellington)

3

0.66 Small Cap Value Fund (Wellington)

4

0.82 Small Cap Value Fund (Wellington)0.32 Small Company Growth Fund (Redwood) 0.47 Small Company Growth Fund (Redwood) 0.58 Small Company Growth Fund (Redwood)0.32 Small Cap Growth Fund (Wellington) 0.47 Small Cap Growth Fund (Wellington) 0.59 Small Cap Growth Fund (Wellington)0.28 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.44 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.49 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM)

0.44 Small Company Value Fund (T. Rowe Price) 0.55 Small Company Value Fund (T. Rowe Price)0.40 New Opportunities Fund (BW/DFA/GWK) 0.67 New Opportunities Fund (BW/DFA/GWK)0.40 Small Cap Core Fund (JHAM) 0.67 Small Cap Core Fund (JHAM)

Fixed income Multi-sector bond

13

6.02 Strategic Income Opportunities Fund (JHAM)

11

5.02 Strategic Income Opportunities Fund (JHAM)

5

2.25 Strategic Income Opportunities Fund (JHAM)3.04 Short Duration Credit Opportunities Fund (Stone Harbor) 2.49 Short Duration Credit Opportunities Fund (Stone Harbor) 0.98 Short Duration Credit Opportunities Fund (Stone Harbor)3.34 Spectrum Income Fund (T. Rowe Price) 2.79 Spectrum Income Fund (T. Rowe Price) 1.25 Spectrum Income Fund (T. Rowe Price)0.86 Global Income Fund (Stone Harbor) 0.67 Global Income Fund (Stone Harbor) 0.34 Global Income Fund (Stone Harbor)

Intermediate-term bond25

8.44 Bond Fund (JHAM)13

6.23 Bond Fund (JHAM)6

2.63 Bond Fund (JHAM)8.01 Total Return Fund (PIMCO) 4.74 Total Return Fund (PIMCO) 2.01 Total Return Fund (PIMCO)8.05 Core Bond Fund (Wells Capital) 2.10 Core Bond Fund (Wells Capital) 0.91 Core Bond Fund (Wells Capital)

Bank loan 4 3.88 Floating Rate Income Fund (WAMCO) 3 2.74 Floating Rate Income Fund (WAMCO) 1 1.28 Floating Rate Income Fund (WAMCO)Global bond

41.82 Asia Pacific Total Return Bond Fund (JHAM)

21.00 Asia Pacific Total Return Bond Fund (JHAM)

10.59 Asia Pacific Total Return Bond Fund (JHAM)

1.07 Global Short Duration Credit Fund (JHAM) 0.83 Global Short Duration Credit Fund (JHAM) 0.42 Global Short Duration Credit Fund (JHAM)1.41 Global Bond Fund (PIMCO) 0.50 Global Bond Fund (PIMCO) 0.29 Global Bond Fund (PIMCO)

Inflation-protected bond 5 4.98 Real Return Bond Fund (PIMCO) 4 3.59 Real Return Bond Fund (PIMCO) 2 1.72 Real Return Bond Fund (PIMCO)High-yield bond

31.17 High Yield Fund (JHAM)

20.89 High Yield Fund (JHAM)

10.45 High Yield Fund (JHAM)

0.86 U.S. High Yield Bond Fund (Wells Capital) 0.65 U.S. High Yield Bond Fund (Wells Capital) 0.33 U.S. High Yield Bond Fund (Wells Capital)0.59 High Yield Fund (WAMCO) 0.45 High Yield Fund (WAMCO) 0.23 High Yield Fund (WAMCO)

Emerging-market debt 3 3.07 Emerging Markets Debt Fund (JHAM) 2 2.30 Emerging Markets Debt Fund (JHAM) 1 1.43 Emerging Markets Debt Fund (JHAM)Short-term bond — 0.39 Short Term Government Income Fund (JHAM) — 0.35 Short Term Government Income Fund (JHAM) — 0.25 Short Term Government Income Fund (JHAM)

Alternative and specialty

Sector equity

2

1.62 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)

4

1.98 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)

6

2.37 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)1.23 Financial Industries Fund (JHAM) 1.50 Financial Industries Fund (JHAM)0.49 Science & Technology Fund (Allianz/T. Rowe Price) 0.74 Science & Technology Fund (Allianz/T. Rowe Price)0.64 Health Sciences Fund (T. Rowe Price) 0.90 Health Sciences Fund (T. Rowe Price)

0.08 Real Estate Equity Fund (T. Rowe Price) 0.07 Real Estate Equity Fund (T. Rowe Price) 0.07 Real Estate Equity Fund (T. Rowe Price)0.08 Global Real Estate Fund (DeAWM) 0.08 Global Real Estate Fund (DeAWM) 0.08 Global Real Estate Fund (DeAWM)

Absolute return5

2.27 Global Absolute Return Strategies Fund (Standard Life)4

1.77 Global Absolute Return Strategies Fund (Standard Life)3

1.64 Global Absolute Return Strategies Fund (Standard Life)2.27 Absolute Return Currency Fund (First Quadrant) 1.77 Absolute Return Currency Fund (First Quadrant) 1.64 Absolute Return Currency Fund (First Quadrant)

Thematic equity1 1

0.92 Technical Opportunities Fund (Wellington)2

1.82 Technical Opportunities Fund (Wellington)0.50 Enduring Assets Fund (Wellington)

Long/short equity — 0.27 Seaport Long/Short Fund1 (Wellington) — 0.25 Seaport Long/Short Fund1 (Wellington) — 0.24 Seaport Long/Short Fund1 (Wellington)

Source: John Hancock Investments, as of 3/31/18. Allocation figures are rounded to the nearest whole numbers. For current target and actual allocations, including more information on portfolio investment objectives and risks, please visit johnhancockfreedom529.com or call 866-222-7498. 1 Prior to 4/20/18, the fund was named John Hancock Seaport Fund.

Page 6: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

Static HIGHER POTENTIAL

RETURN AND RISK

➤ Future Trends Portfolio34.00 T. Rowe Price Science &

Technology Fund

33.00 T. Rowe Price Financial Services Fund

33.00 T. Rowe Price Health Sciences Fund

➤ Equity Portfolio

14.46 T. Rowe Price Blue Chip Growth Fund

13.66 T. Rowe Price Equity Income Fund

10.13 JHF II Capital Appreciation Fund (Jennison)

8.23 T. Rowe Price Small-Cap Stock Fund

7.18 John Hancock Disciplined Value Fund (Boston Partners)

7.16 John Hancock Disciplined Value International Fund (Boston Partners)

7.08 JHF II International Value Fund (Templeton)

6.71 John Hancock International Growth Fund (Wellington)

6.46 Oppenheimer International Growth Fund Y

4.77 JHF II Emerging Markets Fund (Dimensional Fund Advisors)

4.36 T. Rowe Price Mid-Cap Growth Fund

4.13 T. Rowe Price Mid-Cap Value Fund

3.47 American Mutual Fund

2.20 T. Rowe Price Real Assets Fund

➤ Fixed Income Portfolio

50.13 T. Rowe Price Spectrum Income Fund

37.22 John Hancock Core Bond Fund (Wells Capital)

12.65 John Hancock Strategic Income Opportunities Fund (JHAM)

➤ Short-Term Bond Portfolio

100 T. Rowe Price Short-Term Bond Fund

➤ Money Market Portfolio

100 T. Rowe Price U.S. Treasury Money Fund

LOWER POTENTIAL

RETURN AND RISK

Static and Individual Portfolios

Individual

➤ International Value Portfolio

➤ New Horizons Portfolio

➤ Small-Cap Stock Portfolio

➤ Capital Appreciation Portfolio

➤ Blue Chip Growth Portfolio

➤ Mid-Cap Value Portfolio

➤ Equity Income Portfolio

➤ American Mutual Portfolio

Portfolios are ranked according to standard deviation and investment objective, as of 3/31/18. An investment in the Money Market Portfolio is neither insured nor guaranteed by the FDIC or any other government agency, and although the Money Market Portfolio seeks to preserve the value of your investment at $1.00 per share, there is no guarantee that it will do so, and it is possible to lose money by investing in this portfolio. Neither the program manager nor the underlying fund’s sponsor has any legal obligation to provide financial support to the portfolio or to the underlying fund, and you should not expect that the program manager or fund sponsor will provide financial support to the portfolio or to the underlying fund at any time.

Multimanager Lifestyle Portfolios

Asset category (%)

ModerateEquity 36%

Fixed income 57%

Alternative and specialty 7%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

BalancedEquity 53%

Fixed income 37%

Alternative and specialty 9%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

GrowthEquity 72%

Fixed income 17%

Alternative and specialty 11%

Sector equity

In�ation-protected bond

Emerging market debt

High yield bond

Intermediate term bond

U.S. small cap equity

Emerging market equity

U.S. mid cap equity

International equity

Moderate Balanced Growth

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Alternative and specialty

Fixed income

Equity

Equity U.S. large-cap equity

16

2.78 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)

24

4.41 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)

30

4.84 U.S. Strategic Equity Allocation Large Cap Sleeve (JHAM)4.37 Capital Appreciation Value Fund (T. Rowe Price) 4.43 Capital Appreciation Value Fund (T. Rowe Price) 4.32 Capital Appreciation Value Fund (T. Rowe Price)1.51 Equity Income Fund (T. Rowe Price) 3.04 Equity Income Fund (T. Rowe Price) 4.25 Equity Income Fund (T. Rowe Price)1.18 Disciplined Value Fund (Boston Partners) 2.36 Disciplined Value Fund (Boston Partners) 3.31 Disciplined Value Fund (Boston Partners)2.91 Fundamental Large Cap Core Fund (JHAM) 2.35 Fundamental Large Cap Core Fund (JHAM) 3.25 Fundamental Large Cap Core Fund (JHAM)0.97 Blue Chip Growth Fund (T. Rowe Price) 1.97 Blue Chip Growth Fund (T. Rowe Price) 2.72 Blue Chip Growth Fund (T. Rowe Price)0.95 Capital Appreciation Fund (Jennison) 1.92 Capital Appreciation Fund (Jennison) 2.65 Capital Appreciation Fund (Jennison)0.96 Strategic Growth Fund (JHAM) 1.98 Strategic Growth Fund (JHAM) 2.74 Strategic Growth Fund (JHAM)0.66 Value Equity Fund (Barrow Hanley) 1.34 Value Equity Fund (Barrow Hanley) 1.87 Value Equity Fund (Barrow Hanley)

International equity

13

3.45 International Strategic Equity Allocation Fund (JHAM)

17

4.49 International Strategic Equity Allocation Fund (JHAM)

24

6.85 International Strategic Equity Allocation Fund (JHAM)0.99 International Value Fund (Franklin Templeton) 1.88 International Value Fund (Franklin Templeton) 2.63 International Value Fund (Franklin Templeton)0.88 International Growth Fund (Wellington) 1.83 International Growth Fund (Wellington) 2.53 International Growth Fund (Wellington)1.71 Global Equity Fund (JHAM) 1.66 Global Equity Fund (JHAM) 1.73 Global Equity Fund (JHAM)1.23 International Growth Stock Fund (Invesco) 1.62 International Growth Stock Fund (Invesco) 2.49 International Growth Stock Fund (Invesco)1.30 Global Shareholder Yield Fund (Epoch) 1.27 Global Shareholder Yield Fund (Epoch) 1.30 Global Shareholder Yield Fund (Epoch)1.21 Fundamental Global Franchise Fund (JHAM) 1.11 Fundamental Global Franchise Fund (JHAM) 0.95 Fundamental Global Franchise Fund (JHAM)0.76 International Value Equity Fund (JHAM) 1.12 International Value Equity Fund (JHAM) 1.75 International Value Equity Fund (JHAM)0.55 International Small Company Fund (Dimensional) 0.97 International Small Company Fund (Dimensional) 1.55 International Small Company Fund (Dimensional)0.55 International Small Cap Fund (Franklin Templeton) 0.97 International Small Cap Fund (Franklin Templeton) 1.55 International Small Cap Fund (Franklin Templeton)0.36 Disciplined Value International Fund (Boston Partners) 0.42 Disciplined Value International Fund (Boston Partners) 0.61 Disciplined Value International Fund (Boston Partners)

U.S. mid-cap equity3

1.67 Mid Value Fund (T. Rowe Price)6

2.86 Mid Value Fund (T. Rowe Price)8

4.12 Mid Value Fund (T. Rowe Price)1.46 Mid Cap Stock Fund (Wellington) 2.37 Mid Cap Stock Fund (Wellington) 3.42 Mid Cap Stock Fund (Wellington)0.27 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 0.43 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM) 0.48 U.S. Strategic Equity Allocation Mid Cap Sleeve (JHAM)

Emerging-market equity1

0.73 Emerging Markets Equity Fund (JHAM)3

1.68 Emerging Markets Equity Fund (JHAM)5

2.68 Emerging Markets Equity Fund (JHAM)0.75 Emerging Markets Fund (Dimensional) 1.70 Emerging Markets Fund (Dimensional) 2.68 Emerging Markets Fund (Dimensional)

U.S. small-cap equity

2

0.83 Small Cap Value Fund (Wellington)

3

0.66 Small Cap Value Fund (Wellington)

4

0.82 Small Cap Value Fund (Wellington)0.32 Small Company Growth Fund (Redwood) 0.47 Small Company Growth Fund (Redwood) 0.58 Small Company Growth Fund (Redwood)0.32 Small Cap Growth Fund (Wellington) 0.47 Small Cap Growth Fund (Wellington) 0.59 Small Cap Growth Fund (Wellington)0.28 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.44 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM) 0.49 U.S. Strategic Equity Allocation Small Cap Sleeve (JHAM)

0.44 Small Company Value Fund (T. Rowe Price) 0.55 Small Company Value Fund (T. Rowe Price)0.40 New Opportunities Fund (BW/DFA/GWK) 0.67 New Opportunities Fund (BW/DFA/GWK)0.40 Small Cap Core Fund (JHAM) 0.67 Small Cap Core Fund (JHAM)

Fixed income Multi-sector bond

13

6.02 Strategic Income Opportunities Fund (JHAM)

11

5.02 Strategic Income Opportunities Fund (JHAM)

5

2.25 Strategic Income Opportunities Fund (JHAM)3.04 Short Duration Credit Opportunities Fund (Stone Harbor) 2.49 Short Duration Credit Opportunities Fund (Stone Harbor) 0.98 Short Duration Credit Opportunities Fund (Stone Harbor)3.34 Spectrum Income Fund (T. Rowe Price) 2.79 Spectrum Income Fund (T. Rowe Price) 1.25 Spectrum Income Fund (T. Rowe Price)0.86 Global Income Fund (Stone Harbor) 0.67 Global Income Fund (Stone Harbor) 0.34 Global Income Fund (Stone Harbor)

Intermediate-term bond25

8.44 Bond Fund (JHAM)13

6.23 Bond Fund (JHAM)6

2.63 Bond Fund (JHAM)8.01 Total Return Fund (PIMCO) 4.74 Total Return Fund (PIMCO) 2.01 Total Return Fund (PIMCO)8.05 Core Bond Fund (Wells Capital) 2.10 Core Bond Fund (Wells Capital) 0.91 Core Bond Fund (Wells Capital)

Bank loan 4 3.88 Floating Rate Income Fund (WAMCO) 3 2.74 Floating Rate Income Fund (WAMCO) 1 1.28 Floating Rate Income Fund (WAMCO)Global bond

41.82 Asia Pacific Total Return Bond Fund (JHAM)

21.00 Asia Pacific Total Return Bond Fund (JHAM)

10.59 Asia Pacific Total Return Bond Fund (JHAM)

1.07 Global Short Duration Credit Fund (JHAM) 0.83 Global Short Duration Credit Fund (JHAM) 0.42 Global Short Duration Credit Fund (JHAM)1.41 Global Bond Fund (PIMCO) 0.50 Global Bond Fund (PIMCO) 0.29 Global Bond Fund (PIMCO)

Inflation-protected bond 5 4.98 Real Return Bond Fund (PIMCO) 4 3.59 Real Return Bond Fund (PIMCO) 2 1.72 Real Return Bond Fund (PIMCO)High-yield bond

31.17 High Yield Fund (JHAM)

20.89 High Yield Fund (JHAM)

10.45 High Yield Fund (JHAM)

0.86 U.S. High Yield Bond Fund (Wells Capital) 0.65 U.S. High Yield Bond Fund (Wells Capital) 0.33 U.S. High Yield Bond Fund (Wells Capital)0.59 High Yield Fund (WAMCO) 0.45 High Yield Fund (WAMCO) 0.23 High Yield Fund (WAMCO)

Emerging-market debt 3 3.07 Emerging Markets Debt Fund (JHAM) 2 2.30 Emerging Markets Debt Fund (JHAM) 1 1.43 Emerging Markets Debt Fund (JHAM)Short-term bond — 0.39 Short Term Government Income Fund (JHAM) — 0.35 Short Term Government Income Fund (JHAM) — 0.25 Short Term Government Income Fund (JHAM)

Alternative and specialty

Sector equity

2

1.62 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)

4

1.98 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)

6

2.37 Diversified Real Asset Fund (JHAM/DeAWM/Wellington)1.23 Financial Industries Fund (JHAM) 1.50 Financial Industries Fund (JHAM)0.49 Science & Technology Fund (Allianz/T. Rowe Price) 0.74 Science & Technology Fund (Allianz/T. Rowe Price)0.64 Health Sciences Fund (T. Rowe Price) 0.90 Health Sciences Fund (T. Rowe Price)

0.08 Real Estate Equity Fund (T. Rowe Price) 0.07 Real Estate Equity Fund (T. Rowe Price) 0.07 Real Estate Equity Fund (T. Rowe Price)0.08 Global Real Estate Fund (DeAWM) 0.08 Global Real Estate Fund (DeAWM) 0.08 Global Real Estate Fund (DeAWM)

Absolute return5

2.27 Global Absolute Return Strategies Fund (Standard Life)4

1.77 Global Absolute Return Strategies Fund (Standard Life)3

1.64 Global Absolute Return Strategies Fund (Standard Life)2.27 Absolute Return Currency Fund (First Quadrant) 1.77 Absolute Return Currency Fund (First Quadrant) 1.64 Absolute Return Currency Fund (First Quadrant)

Thematic equity1 1

0.92 Technical Opportunities Fund (Wellington)2

1.82 Technical Opportunities Fund (Wellington)0.50 Enduring Assets Fund (Wellington)

Long/short equity — 0.27 Seaport Long/Short Fund1 (Wellington) — 0.25 Seaport Long/Short Fund1 (Wellington) — 0.24 Seaport Long/Short Fund1 (Wellington)

Source: John Hancock Investments, as of 3/31/18. Allocation figures are rounded to the nearest whole numbers. For current target and actual allocations, including more information on portfolio investment objectives and risks, please visit johnhancockfreedom529.com or call 866-222-7498. 1 Prior to 4/20/18, the fund was named John Hancock Seaport Fund.

Page 7: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

Results for investorsAverage annual returns, as of March 31, 2018, Class A shares2 (%)

2 Year-to-date returns are cumulative. All other performance is an average annual total return except for portfolios that are less than one year old, in which case the inception-to-date returns are cumulative. Returns for Class A units purchased on or after 6/3/02 reflect the current maximum initial sales charge at the time of purchase. Please see the Plan Disclosure Document for more details. For all portfolios, the performance for periods prior to 6/9/14 reflects the prior expenses of the portfolios. 3 Return assumes an inception date of 6/3/02. 4 Returns for Class A units prior to 6/3/02, with no material changes to the account, reflect the sales charge of 3.50%.

The performance data presented represents past performance. Past performance is not a guarantee of future results, and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor’s units will fluctuate and may be worth more or less than the original cost when redeemed. Performance current to the most recent month end is available at johnhancockfreedom529.com or by calling 866-222-7498.

ENROLLMENT-BASED YTD 1 year 3 year 5 year 10 year ITD Expense ratiosCollege Portfolio Without sales charge3 –0.21 4.21 3.01 2.98 3.85 3.90

1.12Inception date: 7/2/01 With 5.00% sales charge3 –5.20 –1.00 1.26 1.87 3.29 3.74With 3.50% sales charge4 –3.70 0.57 1.79 2.25 3.48 3.68

Portfolio 2017–2020 Without sales charge3 –0.14 6.26 4.15 5.58 5.45 4.861.17Inception date: 7/2/01 With 5.00% sales charge3 –5.14 0.95 2.39 4.45 4.89 5.48

With 3.50% sales charge4 –3.64 2.54 2.92 4.83 5.08 4.64Portfolio 2021–2024 Without sales charge –0.06 9.86 5.97 7.57 6.32 7.90

1.27Inception date: 4/30/03 With 5.00% sales charge –5.06 4.37 4.17 6.41 5.75 7.51Portfolio 2025–2028 Without sales charge 0.27 12.93 7.45 9.35 7.51 5.99

1.30Inception date: 4/30/07 With 5.00% sales charge –4.75 7.28 5.63 8.18 6.93 5.47Portfolio 2029–2032 Without sales charge 0.54 15.95 8.95 10.57 — 9.39

1.32Inception date: 4/29/11 With 5.00% sales charge –4.49 10.15 7.10 9.38 — 8.54Portfolio 2033–2036 Without sales charge 0.63 16.94 — — — 9.00

1.33Inception date: 5/29/15 With 5.00% sales charge –4.40 11.09 — — — 7.04

MULTIMANAGER LIFESTYLEMultimanager Lifestyle Balanced 529 Portfolio Without sales charge –0.48 9.06 5.33 6.49 5.60 5.45

1.47Inception date: 6/30/06 With 5.00% sales charge –5.46 3.61 3.54 5.35 5.03 4.96Multimanager Lifestyle Growth 529 Portfolio Without sales charge –0.21 12.05 6.55 8.16 6.11 5.82

1.51Inception date: 6/30/06 With 5.00% sales charge –5.20 6.44 4.75 7.00 5.54 5.34Multimanager Lifestyle Moderate 529 Portfolio Without sales charge –0.83 5.92 3.97 4.69 5.11 5.07

1.43Inception date: 6/30/06 With 5.00% sales charge –5.79 0.63 2.21 3.56 4.55 4.59

STATICEquity Portfolio Without sales charge3 0.73 17.40 9.45 10.86 8.21 6.47

1.33Inception date: 7/2/01 With 5.00% sales charge3 –4.30 11.53 7.60 9.68 7.63 7.16With 3.50% sales charge4 –2.79 13.29 8.16 10.08 7.83 6.24

Fixed Income Portfolio Without sales charge3 –0.98 2.39 2.18 2.13 4.22 4.991.11Inception date: 7/2/01 With 4.00% sales charge3 –4.94 –1.70 0.80 1.04 3.66 4.47

With 3.50% sales charge4 –4.45 –1.19 0.97 1.41 3.85 4.76Future Trends Portfolio Without sales charge3 2.79 20.62 11.71 17.43 12.94 8.54

1.39Inception date: 7/2/01 With 5.00% sales charge3 –2.35 14.59 9.82 16.17 12.33 10.17With 3.50% sales charge4 –0.80 16.39 10.39 16.59 12.54 8.31

Money Market Portfolio Without sales charge 0.19 0.45 0.15 — — 0.130.65

Inception date: 8/29/14 With 5.00% sales charge — — — — — —Short-Term Bond Portfolio Without sales charge3 –0.28 0.06 0.41 0.30 1.41 2.16

0.92Inception date: 7/2/01 With 4.00% sales charge3 –4.27 –3.95 –0.94 –0.77 0.86 1.65With 3.50% sales charge4 –3.77 –3.45 –0.77 –0.41 1.04 1.95

INDIVIDUALAmerican Mutual Portfolio Without sales charge –2.34 9.42 7.77 9.99 7.95 8.15

1.22Inception date: 4/30/03 With 5.00% sales charge –7.22 3.95 5.95 8.81 7.37 7.75Blue Chip Growth Portfolio Without sales charge 5.56 29.99 14.56 17.62 11.88 11.23

1.27Inception date: 9/30/02 With 5.00% sales charge 0.28 23.49 12.62 16.36 11.28 10.84Capital Appreciation Portfolio Without sales charge 4.18 27.87 13.43 16.57 11.19 9.45

1.29Inception date: 11/30/07 With 5.00% sales charge –1.03 21.47 11.50 15.32 10.59 8.88Equity Income Portfolio Without sales charge –2.39 9.32 7.91 9.03 6.91 7.98

1.21Inception date: 4/30/03 With 5.00% sales charge –7.27 3.85 6.08 7.86 6.34 7.59International Value Portfolio Without sales charge –2.96 5.05 3.71 4.80 2.09 0.76

1.40Inception date: 11/30/07 With 5.00% sales charge –7.81 -0.20 1.96 3.68 1.54 0.23Mid-Cap Value Portfolio Without sales charge –0.79 6.84 8.38 10.93 9.52 11.35

1.35Inception date: 9/30/02 With 5.00% sales charge –5.75 1.50 6.55 9.74 8.93 10.97New Horizons Portfolio Without sales charge 6.10 26.19 13.32 16.36 14.68 12.50

1.34Inception date: 9/30/04 With 5.00% sales charge 0.79 19.88 11.40 15.12 14.06 12.06Small-Cap Stock Portfolio Without sales charge 1.71 12.83 8.47 11.37 11.70 11.11

1.45Inception date: 4/30/03 With 5.00% sales charge –3.37 7.18 6.63 10.17 11.10 10.71

Page 8: Inside John Hancock Freedom 529 Portfolios · John Hancock Freedom 529 Plan Portfolio As of December 31, 2017 Enrollment-Based Portfolios (%) 16–19 years to enrollment Portfolio

John Hancock Investments

A trusted brand

John Hancock Investments is a premier asset manager representing one of

America’s most trusted brands, with a heritage of financial stewardship dating

back to 1862. Helping our shareholders pursue their financial goals is at the

core of everything we do. It’s why we support the role of professional financial

advice and operate with the highest standards of conduct and integrity.

A better way to invest

We serve investors globally through a unique multimanager approach: We 

search the world to find proven portfolio teams with specialized expertise for

every strategy we offer, then we apply robust investment oversight to ensure 

they continue to meet our uncompromising standards and serve the best 

interests of our shareholders.

Results for investors

Our unique approach to asset management enables us to provide a diverse

set of investments backed by some of the world’s best managers, along with

strong risk-adjusted returns across asset classes.

John Hancock Freedom 529P.O. Box 17603 Baltimore, MD 21297-1603 866-222-7498 johnhancockfreedom529.com

529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED. CS447734 529ISGD 5/18

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers such as financial aid, scholarship funds, and protection from creditors before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact your financial advisor or call 866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.

John Hancock Freedom 529 is an education savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). © 2018 John Hancock. All rights reserved. Information included in this material is believed to be accurate as of the May 2018 printing date.

Connect with John Hancock Investments: @JH_Investments | jhinvestmentsblog.com


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