INTRODUCING A NEW DIGITAL BUSINESS CONCEPT….

Instant Payments ( DMT,

AEPS BBPS & Prepaid Card

Solutions )Sabka Sath Sabka Vikash, Sab Ka Biswas…

Business Features (Banking)

• Digital Virtual Account

• Pre-Paid Multi Utility ATM Card.

• AEPS Transaction (Aadhar Enabled Payment

System)

• Micro ATM Transaction (Withdrawal)

Business Features (Non- Banking)• Ticket Booking

• Driving License

• Insurance

• Recharges

• Utility Bill Pay

• Pan Card

• Courier Services

• Tele Health Service

• Job Linked E- Register

Business Features (Micro Finance)

• Easy Micro Loan.

About Us

Omkar Commercial is an emerging business pioneer in the

field of digital business concepts. The company has a vision

to serve the mankind and upgrade the quality of life of every

human being.

The Concept

The concept is based on money remittance solution. The Customer will get a

Virtual Bank account and a pre-paid multi wallet card. The account can be used to

the day to day activity. The Card can be used to all purposes as withdrawal at any

bank’s ATMs. Moreover, the customer will easily enjoy the benefits of AEPS,

BBPS, DMT, MATM Services. On regular running of the account the customer will

be eligible to apply for a micro loan.

Benefits❖100% secured payment system to any individual with a bank account with multiple levels of authentication

❖Service available on all days including National and Bank holidays

❖RBI approved payment system

❖No hidden costs other than charges payable to agent

❖Send money to any branch of any bank

❖Convenient and time saving option for bill payments

❖Payment for electricity, telephone, mobile, DTH using card/biometric authentication and also by cash

❖Reliable system with high level of security

❖Instantaneous payment confirmation

❖Standardized dispute management system to handle customer grievances

Pre-paid Card

Prepaid Card Solution creates a virtual

account that holds a value balance,

maintained in a financial institution

whereby funds are accessible via

✓ATM

✓POS

✓Online Shopping Websites

Pre-paid Card Benefits

✓Highly valued payment, faster delivery that motivates.

✓Payments to the beneficiaries either instantly or within timeframe.

✓Email / Mobile phone activity alerts.

✓No hidden costs other than charges payable to agent.

✓Balance inquiry by phone & email.

✓ Payment automatically loaded onto secure prepaid card, safer than carrying cash.

✓Greater fund security and control. More secure than carrying cash.

✓Flexibility to spend at millions of RuPay/Visa/MasterCard locations.

Business Structure

Omkar Commercial

Master Distributor

Distributor

Retailer

Customer

Business StructureRetailer: The Distributor will select Retailers in a district Panchayat wise. The

role of retailer is to deliver various services to the customers of his allotted area.

One of the important role of the retailer is to process the micro loans to the

customers.

Income Generation For Retailer

❑MATM- Commission on transaction basis.

❑CARD income- Rs 25+GST Up to 60 Cards

Rs.35+GSTMore than 60 Cards

❑Loan Processing - Fee@ Rs42 +GST=49.94/- 40%

+GST=Rs.16.80+GST

About DMCBasic Requirement for DMC

✓ One Computer/Laptop

✓ High Speed Internet Connection

✓ Scanner & Printer.

✓ Basic Knowledge of Computers.

✓ Education Qualification H.S. or Equivalent.

✓ Documents: Aadhar Card, PAN Card.

✓ DMC Registration fees

✓ DMC should order at least 20 cards at the time of registration.

About DMCDo’s & Don’ts for DMC

✓ DMC Should follow all the notices given in the portal as well as follow state

partners and district partners.

✓ DMC must learn about all the work procedure and then start.

✓ DMC should take responsibility of Micro Loans repayments by the customers.

✓ DMC should an agreement with our organization.

✓ DMC should not take any advantage of Micro Loan.

✓ DMC should not do any fake transaction in master card for commission

generation.

Additional Service

Indian Postal Franchise Outlet

Department Of Posts (DOP) has established a vast network of outlets throughout

the country for fulfilling the mandate given to it under the relevant provisions of

the Indian Post Office Act, 1898.

DOP has developed a number of products and services, in terms of its

commitment to provide postal services relevant to the needs of customers, and

also provide financial, insurance and retail services through postal outlets on

agency basis.

Additional Service

Tele health Service

Med Tel’s Tele Health POD is a patient check-in kiosk (walk-in clinic), equipped with

integrated point of care diagnostic tools, which provides specialist tele-video consultation

both in urban and rural areas.

Smart phones integrated with point of care devices, have shown great capability of data

collection, analysis, display, and transmission. The devices are low-cost, portable and

uses a smart phone, making point-of-care diagnostics more accessible.

Additional Service

Job Linked E- Register

The “Bharat e-Niyog”- conceptualized and developed by City Consultant under the initiative

of Assam Electronics development corporation Ltd (AMTRON), Ministry of Information

Technology, Govt of Assam, is India’s 1st ever Job linked Online Digital Register for

Unemployed and employable manpower.

It is a one stop digital platform for the Job seekers who after getting registered are

eventually mapped with different job opportunities based on their qualification and

experiences which finally provides them with chances to get employed.

Additional Service

Courier Service

The fundamental idea behind the BCC franchise mechanism

is to foster entrepreneurship; create entrepreneur

opportunities for people from all walks of life; and form a

channel for social change. This ideology is leading to the

insight to create budding entrepreneurs out of energetic

business-minded individuals, who have the desire but lack

the guidance and the resources to start on their own.

Bharat

Couriers &

Cargo

Package Prices

❖ FINO and OMKAR centre (Digital Money Centre) with Micro Finance

registration= 25000/-

❖ Micro ATM and OMKAR centre (Digital Money Centre) with Micro Finance

registration= 25000/-

❖ Postal Service and OMKAR centre (Digital Money Centre) with Micro Finance

registration= 29500/-

❖ White level ATM and OMKAR centre (Digital Money Centre) with Micro Finance

registration= 95000/-

END OF

PRESENTATION