Expertise. Commitment. Results.

Insurance/Retirement Audit & Savings Opportunity

Presented by Kirk Conolewww.dcisolutions.net 760-752-

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Why Use Outside Expertise?

Provide objective analytics to CFOs, H.R. and Risk Managers

Due Diligence on acquisitions (Pre and Post Close)

Quarterly Consultative Oversight

Cost Reductions include:Property / CasualtyGroup BenefitsRetirement Planning

Proprietary database to confidentially benchmark existing costs

Get market data without revealing your identity to the market.

Saves you time and money.

Get unfiltered, unbiased access to market price points.

Fully transparent, pricing evaluation (Without existing providers knowing).

Replicate or improve coverage and service.

Monitor and verify improvements with ongoing oversight, quarterly mtgs.

Tools and expertise for you to better evaluate broker’s performance.

“Savings forecast” checks and compares your broker’s current performance quickly and confidentially vis-à-vis the U.S. and International markets.

Benefits

DCI’s Report Shows you

Detailed executive summary identifying gaps, duplications and/or validation of portfolio price points

Qualitative servicing assessment – Insurance Portfolio and/or Retirement Plans

Summary of Savings (12 to 36 Month Projections) Property / Casualty Group Benefits Retirement

Ongoing participation and consultative oversight

Traditional method used. Local brokers/specialists will use localized underwriting relationships to secure proposals.

The Problem: Clients and their brokers usually rely on local industry entry points. In a $1.3 trillion industry, this severely limits options.

Limited Resources

Invisible Factors Driving Up Insurance Costs

Local point of entry into a multi-trillion dollar industry – Clients buy locally, limiting available resources.

Market inefficiencies create vast price differentials in P&C, G/B and 401(k) retirement costs.

Many clients are unfamiliar with policy wording and hidden fees and costs.

Complacency.

Historical and on-going contingency issues.

Fear of change.

The Solution (domestic example) database identifies hundreds of brokers by specialty area nationally and internationally greatly improves options.

The Savings Report Shows you

By utilizing a pricing comparative database, insurance buyers expand points of entry into a multi-trillion dollar market.

Confidential and immediate access to new market intelligence.

Improves program coverage, service and pricing.

Final report compares findings to existing program – giving clients leverage.

How to cut cost and improve terms without disturbing existing relationships, if desired.

SolutionsUse the pricing database to identify any opportunities

Expand points of entry

Data supplied by client is compared with similar client exposures and/or assets (industry matching system)

Confidential access to new market intelligence

Replicate or improve and servicing

Final report shows savings: How much, where, and with what carriers/brokers

Existing relationships can be maintained

How DCI does it

Data supplied by client is compared with similar client exposures, number of employees and/or assets

Database tracks:SIC categories – specialty industry matchesProfitability of premium volume of 4,500 domestic and

international Property/Casualty, Group Benefit and Service providers

200 Broker/Dealers, Advisors and Administrators

Pinpoints actual rates and fees being paid by similar worldwide companies to determine rate differentials

“But I (like, trust, am related to) my broker…”

This report shows you the true market price you have been paying for your broker relationship.

Ensure proper coverage, identify potential exposures.

You can also benchmark costs with similar businesses serviced by other brokers, carriers and service providers within or beyond your local area.

For institutions and investment groups, an independent insurance and risk assessment (not by a broker) is needed.

This saves time; do you have time to attempt this yourself?