Date post: | 18-Dec-2015 |
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VARIABLE INCOME SECURITIES
GROWTH SHARES
INCOME SHARES
DEFENSIVE SHARES
CYCLICAL SHARES
SPECULATIVE SHARES
GROWTH SHARES
•THAT HAVE HIGHER RATE OF GROWTH THAN THE INDUSTRIALTHE INDUSTRIAL GROWTH RATEIN PROFITABIKITY ARE REFERRED TO AS GROWTH SHARES.
FIXED INCOME SECURITIES
PREFERENCE SHARES
IVP AND KVP
COMMERCIAL PAPERS
CERTIFICATE OF DEPOSIT
GOVT. SECURITIES
DEBENTURES BONDS
TREASURY BILLS
NON NEGOTIABLE SECURITIES
DEPOSITS
LIFE INSURANC
E
REAL ASSETS
TAX SHELTER SAVING
SCHEMES
MUTUAL FUNDS
REAL ESTATE
POSOFFICE SAVING ACCOUNT
INT.RATE 3.5%
INT. IS TAX EXEMPT
MAX. BAL 50000 AND
100000
AMT SHOULD BE RS.20 FOR
ORDINARY ACCOUNT
POST OFFICE TIME DEPOSITS
DEPOSIT CAN BE MULTIPLE
OF 50
NO WITHDRAWL
UPTO 6 MONTHS
TAX DEDUCTION
HIGH INT. RATE AS COMPARE
TO BANK DEPOSIT
IT CAN BE PLEDGED
WITHDRAWL AFTER 6
MONTH TO ONE YEAR .,NO INT. IS PAYABLES
MONTHLY INCOME SCHEME OF POST OFFICE
TERM SCHEME IS 6 YEARS
INT.RATE IS 8% PER ANNUM
FACILITY OF PREMATURE WITHDRAWL AFTER ONE YEAR.
BENEFITS OF MAKING INVESTMENT INREAL ESTATE
HIGH CAPITAL APPRECIATION
AVAILABILITY OF LOANS TAX REBATE
PSYCHOLOGICALLY SECURE FEELING
POINTS TO BE TAKEN CARE OF
LEGAL APPROVALPOSSIBILITY OF
CAPITAL APPRECIATION
ORIGINALITY OF TITLE DEEDS
CREDIBILITY OF BROKER
Money market instrument
•DEBT INSTRUMENT WHICH HAVE A MATURITY OF LESS THAN ONE YEAR AT THE TIME OF ISSUE ARE CALLED MONEY MARKET INSTRUMENT.