Date post: | 08-Mar-2016 |
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Is Bankruptcy Really a Solution?
Due to the problems
with the economy,
many people are
having trouble
paying their bills.
Sometimes, through
no fault of your own,
you may find that
there is simply no
way you can keep
up with your bills.
If you live in Florida and
find yourself in this
difficult situation, you may
want to contact a Florida
bankruptcy lawyer.
There are different types of
bankruptcies, so be sure to
have a Florida bankruptcy
attorney explain the
differences.
Discussing your options will
help you in making an
informed, confident decision
about the best solution for
your unique situation.
For example, if you own
a business, your
bankruptcy will be very
different from a person
who needs to declare
bankruptcy, but does
not own a business.
If you are having financial
problems, you may wonder
how you can afford to consult
with a Florida bankruptcy
attorney.
The truth is that there are
many bankruptcy lawyers that
offer free consultations.
In order to find a
bankruptcy lawyer that
offers free
consultations, you can
do a search on the
internet or look in your
phone book.
Chances are that you
may find several
lawyers that offer free
consultations.
Don’t feel obligated
to hire the first lawyer
that you see, even if
you receive a free
consultation.
Instead, take your
time and do some
research. Lawyer
fees vary widely, so
be sure that you’re
looking for one that
fits into your budget.
Check to see how much
each lawyer will charge
you in order to file your
bankruptcy.
Even after your
consultation, you may
worry about hiring a
lawyer to help with your
bankruptcy.
Although you may be
tempted to file your own
bankruptcy, you really need
to think twice about doing
this.
Since bankruptcy laws can
change quickly, you can’t be
sure that you will know about
the latest laws when filing
yourself.
In addition, bankruptcy laws in Florida can be very
complex.
This is why many people elect to have a lawyer fill
out the paperwork and process the bankruptcy for
them.
Probably the best part
about hiring a lawyer to
file your bankruptcy is
the fact that creditors
will be instructed to
deal with your lawyer
and to stop harassing
you.
This peace of mind is
well worth the cost of
an attorney.
Finally, when you hire a
bankruptcy lawyer, you
will have someone to
represent you before a
judge during bankruptcy
court.
Having a lawyer
significantly increases
your chances of having
your bankruptcy petition
accepted by the court.
Once your bankruptcy
petition has been
approved, you can start to
get your life back on track.
It’s important to prepare
yourself for some of the
ways a bankruptcy will
affect your life.
For example, a bankruptcy will affect your
credit rating and your ability to get credit.
This can be a challenge and make
purchasing a house or a car more difficult.
Even if you can get
credit, you may
have to pay a very
high interest rate.
Your bankruptcy
will affect your
credit for about 7
years.
Take some time to schedule an
appointment with a bankruptcy
attorney to evaluate your
options.
A new financial start may be just
around the corner!
FOR MORE INFORMATION
ABOUT
SARASOTA LAWYER
AND
FLORIDA BANKRUPTCY
ATTORNEYS,
PLEASE CHECK OUT
WWW.SMITHDINE.COM