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Is Benefits Presentation

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Affordable Health Care for Individuals & Families!
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Page 1: Is Benefits Presentation

Affordable Health Care for Individuals & Families!

Page 2: Is Benefits Presentation

ACCIDENTAL MEDICAL INSURANCE$5,000 per Occurrence

F U L L Y I N S U R E D B E N E F I T S

Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of NY, OR & ME

• $5000ForEachFamilyMemberPer Occurrence! Invaluable For Families!

• TreatmentsCoveredByaPhysician,Nurse, Dentist, Hospital (In and Outpatient), ER, Ambulance, Meds, Diagnostic Test, X-Rays, Durable Medical Equipment & More.

• YouUseANY Doctor ANY Hospital – Pays Directly to the Client!

• $100DeductibletoClient.

Page 3: Is Benefits Presentation

EXAMPLE OF CLAIMBike Accident - Falls & Breaks Leg

Ambulance .....................$1,000 Emergency Room ..............$1,200 Doctor & Nurse Charges ......$500 Medication in ER ..................$250 Prescription ...........................$90 Material Charge (casting) ......$400 Crutches .................................$75 FollowUpDoctorVisit ........$150 Cast Removal .......................$300

ACCIDENTAL MEDICAL INSURANCE$5,000 per Occurrence

F U L L Y I N S U R E D B E N E F I T S

Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of NY, OR & ME

TOTAL MEDICAL EXPENSES:

$3,96500

CLIENT RECEIVES CHECK:

$3,86500

LESS $100 DEDUCTIBLE

Page 4: Is Benefits Presentation

DISABILITY INCOME INSURANCE$500 per Month

F U L L Y I N S U R E D B E N E F I T S

Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of NY, OR & ME

•BenefitPays$125perWeek.

•BenefitsArePaidUpTo180Days.

•Only30DayEliminationPeriod.

• HelpsMaintainFinancialStabilityinTimesofNeed. This Benefit Is For The Primary Applicant Only.

Page 5: Is Benefits Presentation

ACCIDENTAL DEATH & DISMEMBERMENT$10,000 Benefit

F U L L Y I N S U R E D B E N E F I T S

If You Are Injured in a Covered Accident and

the Injury Causes Death or Dismemberment

Within365Days,theInsuredorthe

BeneficiariesWillReceive$10,000.

This Benefit Covers The Entire Family!

Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of NY, OR & ME

Page 6: Is Benefits Presentation

TIERED DENTAL SERVICESMulti-Tiered Dental Services

N O N - I N S U R E D H E A L T H S E R V I C E S

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

• NOWaitingPeriods • NOClaimForms

• NOPre-ExistingLimitations • FreeExams

• NOCo-Pays • FreeX-Rays

• NODeductibles • ImmediateAccesstoBenefits

G U A R A N T E E D A C C E P T A N C E !

Page 7: Is Benefits Presentation

TIERED DENTAL SERVICESMulti-Tiered Dental Services

N O N - I N S U R E D H E A L T H S E R V I C E S

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

• Free Exams & Free X-Rays (Unlimited) with Preferred Tier 1 Dentists!

• AllOtherServicesAreAvailable ImmediatelyataSetDiscountedFeeSchedule.

• You Pay the DentisttheDiscountedFee ScheduleRateAtTimeofTreatment.

• Example:RootCanal-Avg.Cost:$900-$1,200 Your Cost: $268

• Orthodontia is Covered Immediately! Cost of ChildtoAge16years:$2,951! START TO FINISH!

Remember: NO Waiting Periods & NO Deductibles

Page 8: Is Benefits Presentation

TIERED DENTAL SERVICESMulti-Tiered Dental Services

N O N - I N S U R E D H E A L T H S E R V I C E S

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

• YouHaveAccesstoOver30,000ProvidersNationwide: Tier1:16,000approx.&Tier2:17,000approx.

• DifferentBetweenTier1&2:FreeExam& X-Rays.FeeScheduleRemainstheSame.

• SearchforDentistsfromYourisXperia:isBenefitsWebsite.

• IfNoTier1or2DentistsinYourArea,aThirdTierofProvidersisAvailable.TheirFeeScheduleisPlusorMinus5%fromTier1&2.

• Tier3Dentistsarepartofthe Aetna Dental Network and Has over 90,000 Providers Nationwide.

Page 9: Is Benefits Presentation

TIERED DENTAL SERVICESSample Fee Schedule for Tier 1 & 2

N O N - I N S U R E D H E A L T H S E R V I C E S

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

DESCRIPTION YOUR ADA YOUROF SERVICES COST MEAN* SAVINGS

Exam No Charge** $81 $81

FullX-Rays No Charge** $133 $133

Total (adult) check-up $58 $307 $249

Total (child) check-up $40 $284 $244

Couple savings on one check-up (2adult) $116 $614 $498

Familysavingsononecheck-up $196 $1182 $986(2adult,2child)

NOTE:Tier1dentistsprovidethegreatestsavingsinthedentalprovidernetwork.Pricesonschedulearesubjecttochangewith-out notice.*Source:AmericanDentalAssoc.,SurveyCenter,2006SurveyofDentalFees.**Inconjunctionwithannualcheck-upprophylaxis(cleaning)providedbyparticipatingselectedgeneralpractitionersofTier1.

Page 10: Is Benefits Presentation

TIERED DENTAL SERVICESSample Fee Schedule for Tier 3

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

USUAL FEE1 DISCOUNT FEE2 MEMBERPROCEDURE DESCRIPTION FEE FOR MEMBERS SAVINGSRoutine6MonthCheck-Up $43 $22 $21InDepthCheck-Up $69 $32 $37FullMouthX-Rays $114 $55 $59FourBitewingX-Rays $55 $26 $29PanoramicFilm $97 $47 $50AdultTeethCleaning $83 $41 $42ChildTeethCleaning $62 $29 $33ProtectiveSealant/Tooth $46 $23 $231SurfaceWhiteFilingforUorL(FrontTooth) $135 $66 $69SingleCrown-PorcelainonHighNobleMetal $981 $557 $424SingleCrown-PorcelainonNobleMetal $912 $541 $371RootCanalTreatment-Molar $919 $536 $383PerioScalingandRootPlanning(PerQuadrant) $217 $117 $100FullUpperDenture $1,353 $705 $648

Page 11: Is Benefits Presentation

TIERED DENTAL SERVICESComparisons: Dental Max vs isBenefits

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Dental Max (PPO)

$1,500AnnualCap

100%Preventative

80%BasicServices (NoWaitingperiod)

50%MajorServices(1YearWaitingPeriod)

AnnualDeductible:$50

NO Annual Cap

NOWaitingPeriod

NO Deductible

NO Annual Limits

NOPre-Existing

Immediate Accessto ALL Benefits!

Page 12: Is Benefits Presentation

TIERED DENTAL SERVICESComparisons

Dental Max VS isBenefits

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

PROCEDURE COST % YOUR COSTCLEANING $100 100% $0X-RAY $125 100% $0EXAM $80 100% $0Annual Deductible ....$50Total Cost ..................$50

FILLING $150 80% $30EXTRACTION $180 80% $36Total Cost ..................$66

ROOTCANAL $1000 50% N/ACROWN $1200 50% N/ATOTAL COST...........$2,200 (1 YEAR Waiting Period)

TOTAL OOP ................................................. $2,316PLUSPREMIUM ...............................................$1,170GRAND TOTAL ................................................$3,4862ND YEAR TOTAL ...........................................$2,386

PROCEDURE TYPICAL COST YOUR COSTCLEANING $100 $55OR$38X-RAY $125 FREEEXAM $80 FREEAnnual Deductible ................. $0Total Cost ................. $55 or $38

FILLING $150 $47EXTRACTION $180 $58Total Cost ............................ $105

ROOTCANAL $1000 $268CROWN $1200 $404TOTAL COST.................$672 (NO Waiting Period!)

TOTAL OOP ......................................................$ 832PLUSPREMIUM ................................................$1,170GRAND TOTAL ..................................................$2,0022ND YEAR TOTAL .............................................$1,299

Page 13: Is Benefits Presentation

TIERED VISION SERVICESECI & QVN Networks

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

• ECI (Eye Care International) Tier 1 Providers: 1 FREE Exam Per YearwithPurchaseof Glasses (if Required, if Not Required, No Charge for Exam).

• QVN(QualityVisionNetwork):1FREEExamPerYearwithPurchaseofGlasses(if Required,ifNotRequired,$25Charge for Exam).

• Tier 2 Providers from both Networks Offer 10-50%DiscountonAllServices,ButNoFreeExams.

Page 14: Is Benefits Presentation

• SpecialPricingForContacts,Lenses,Frames,andSunglassesat www.coastalcontacts.com.

• Receive10-30%OffSomeofThe LowestPricesAvailableAnywhere.

• DesignerGlassesStartingatJust$38.Gucci, KateSpade,RayBan,Oakley,from$74To$99.

• SearchforProvidersonYourisXperia:isBenefitsWebsite.

TIERED VISION SERVICESCoastal Contacts

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Page 15: Is Benefits Presentation

• AcceptedatOver500,000Participating NationwideProviders,IncludingNationalChains.

• Tier 1 Drugs:PayaMaximumof$10 Tier 2 Drugs:PayaMaximumof$20

• Over3,100Tier1Drugs,Some As Low as $4!

• Over6,000MedicationsinTier1&2Combined!

• Tier3HasOver20,000MedicationsatSpecialNegotiated Rates – Average Discount is 48% Off Retail!

TIERED RX DRUG SERVICES3 Tiered Rx Services

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Page 16: Is Benefits Presentation

• SaveUpTo90% Off Retail!

• TheAverageSavingsisAbout65%.

• AllMedicationsandPricesCanBeSearchedRightOffYourWebSite.

• FeelConfidentInRecommendingtheProgramtotheClientsthatUse & Have Little Coverage on Expensive Medication, Even Before They Buy.

WORLD-WIDE RX PLANTomorrow’s Pharmacy Today!

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Page 17: Is Benefits Presentation

WORLD-WIDE RX PLANSample List of Savings

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Lipitor $29.66/30Tabs Retail$186.00

Zocor $6.99/30Tabs Retail$162.00

Zoloft $5.50/30Tabs Retail$145.00

Nexium $49.00/30Tab Retail$188.00

Alegra-D $24.00/30Tabs Retail$131.00

Singular $48.00/30Tabs Retail$162.00

Viagra $2.88/Tab Retail$16.50

Cialis $4.30/Tab Retail$18.50

Celebrex $18.00/30Tabs Retail$189.00

Tamoxifen $11.29/30Tabs Retail$868.00

Actos $47.41 Retail$249.00

Glucophage $5.18 Retail$124.00

Ortho-tri-cyclen $23.65 Retail$23.45

Wellbutrin $14.64 Retail$262.00

Albuterol $10.75 Retail$67.00

Crestor $39.78 Retail$139.00

Plavix $56.44 Retail$168.00

Valtrex $42.90/30Tabs Retail$353.00

Lamisil $42.18/30Tabs Retail$466.00

Flonase $16.97 Retail$105.00

Flomax $27.95 Retail$125.00

Yaz $59.12 Retail$119.00

Effexor $31.96 Retail$146.00

Lexapro $39.67 Retail$128.00

Prices Based on the Lowest Dosage – If Applicable

Page 18: Is Benefits Presentation

TELADOC MEDICAL SERVICESDoctor Access Available 24/7/365

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

• AccesstoaNationalNetworkofBoardCertified,LicensedPrimaryCarePhysicians(PCP).

• PhysiciansCanDiagnoseIllness,RecommendTreatment,&PrescribeMedication,WhenAppropriate,foritsMembersOverTheTelephone24HoursaDay,7DaysaWeek,and365DaysaYear.

• TelAdocPhysiciansAreTrained&Experiencedin Telephone Based Cross Coverage.

• TelADocServicesDoNotReplacetheCareofthe PrimaryCarePhysician…TheyComplement& EnhancetheQualityofCare.

Page 19: Is Benefits Presentation

TELADOC MEDICAL SERVICESDoctor Access Available 24/7/365

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

• 91%ofTelAdocConsultsResultinaDiagnosisand/orTreatment

• 95%ofTelAdocPatientsWouldRefertheServicetoFriendsAndFamily!

• HowItWorks: –MemberRequestsAConsultWithAPhysicianByCallingtheToll-FreeNumberorByLoggingontoAccountOnline.

–PhysicianReviewstheMember’sPersonalMedical HistoryDisclosure(MHD)PriortoConsultation.

–PhysicianCallsTheMemberinMostCasesWithinanHour.TheDoctorWillAlwaysCallWithin3Hours GuaranteedortheConsultisFree.

Page 20: Is Benefits Presentation

MEDICAL AIR TRAVEL ASSISTANCEup to $100,000

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

• AsaMember,YouHaveAccesstoaWorldwideNetwork of Medical and Travel Assistance PersonnelWheneverYouTravel.

• TravelAssistance&EmergencyMedical EvacuationServicesAreAvailableWhenYou AreTravelingOver100MilesAwayFromHomeandYouAreFacedWithaSeriousInjury,IllnessoraTravelRelated Emergency.

• ThisBenefitisSoldbyTravelAgentsFor$50-$75PerTrip.

Page 21: Is Benefits Presentation

Emergency Medical Evacuation

Medically Necessary Repatriation

Transportation of Mortal Remains

Transportation of Escort

FamilyVisitation

MinorChildorChildrenReturn/Escort

VehicleReturn

24HourInformationService

MEDICAL AIR TRAVEL ASSISTANCEup to $100,000

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

Medical Monitoring

Medical Referral

Guarantee of Medical Expenses

Insurance Coordination

LostDocumentService

Legal Assistance

EmergencyDeliveryofPrescriptionItems

Emergency Cash Transfers and Advances

Language Assistance

Page 22: Is Benefits Presentation

CONSUMER SERVICESAdditional Benefits & Features

ThefollowingDiscountMedicalPlans(TieredDental,VisionandPrescriptionFee-For-ServicePrograms)areprovidedbyPatriotHealthFlorida,Inc.,adiscountmedicalplanorganization.THESEPLANSARENOTHEALTHINSURANCEPOLICIESANDARENOTAVAILABLEINMT,ND,SD,andVT.Theseplansprovidediscountsatcertainhealthcareprovidersformedicalservices and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those healthcareproviderswhohavecontractedwithPatriotHealthFlorida,Inc.

N O N - I N S U R E D H E A L T H S E R V I C E S

24-HourNurseHotline

Itc-50DiscountHotelProgram

Association Travel Club

SaversClubBook

24HourRoadsideAssistance

Carperks Buying Network

GiftCardProgram

VitaminDiscount

Hoptheshops.Com

OfficeSuppliesDiscounts

UpsExpressDeliveryServices

DHLExpressOvernightDeliveryServices

CustomizedWebServices

ADPPayrollProcessing

Page 23: Is Benefits Presentation

ENROLL TODAY!

Individuals.................................... $99.99

Families...................................... $129.99

MEMBERSHIP GUARANTEED

No.Pre-Existing.Condition.Exclusions

Medical.Discount.Programs.Along.with.Insured.Benefits!

Access.To.Doctors.24/7/365

Page 24: Is Benefits Presentation

Affordable Health Care for Individuals & Families!


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