O.N. Investment Management CompanyONIMCO

It’s Your Future

GETTING STARTED WITH AN INVESTMENT ADVISER

Getting Started It’s Easy to Put off Planning for the FutureLike many, you lead a busy life. Your family, friends and work require much of your time. Even with the best intentions, you may find it difficult to find the time to plan for your financial future. An investment adviser can help.

An investment adviser can provide you with the advice you need to put you on the right track to achieve your financial dreams. After all, you’ve worked hard for everything you’ve ac-complished … find answers to the questions you have about your financial future.

Why an Investment Adviser?Throughout our lives, situations arise that require the knowl-edge and expertise that only professionals can provide. Objec-tive professionals can provide a healthy perspective and the strategies needed to accomplish important goals.

When it comes to your financial plan, you should look for advice from an investment adviser who will take the time to review your goals and financial resources in order to really un-derstand your unique situation and desires.

A financial adviser affiliated with O.N. Investment Manage-ment Company (ONIMCO) will take the time to understand your goals and resources in order to provide advice and tools needed to help put you on track for financial success.

Advice Tailored To Your NeedsA true financial plan is a living plan. Optimally, plans should be reviewed annually or when important life changing events occur. A financial adviser can provide you with the objectivity you need to realistically evaluate your resources and help de-termine the best strategy for attaining your goals. Consider the numerous advantages of discussing your goals and objectives one-on-one with someone who works in the financial world everyday.

Developing Your Personal PlanAn ONIMCO adviser is dedicated to getting to know you and the things you value most. As part of that effort, your adviser may ask to review financial documents, or may co-ordinate a review with other professionals such as attorneys, accountants or consultants with whom you currently work. Remember, your relationship with your ONIMCO adviser is built upon a clear understanding of your unique situation and needs.

Your adviser will help you analyze areas such as:▪ Asset allocation and investment planning

▪ Income protection needs

▪ Tax considerations

▪ Retirement planning

▪ Education planning

▪ Estate planning

Implementing Your Personal PlanAfter all the facts are in place, your adviser will work to de-vise a plan tailored to your specific situation and needs. The recommended strategies in your plan will be based on careful analysis of the information you provided about your current financial situation, risk tolerance and financial goals.

Investment Strategies Designed to Meet Your NeedsA financial adviser affiliated with ONIMCO will have access to a wide array of investment solutions that can be constructed to meet your specific needs. These solutions are created with your interests in mind. Your advisor will be able to help you get a better understanding of your tolerance for risk and then find an investment solution that matches your risk tolerance and investment timeframes.

Fiduciary RelationshipFinancial advisers affiliated with ONIMCO are required to act in your best interests at all times. It is ONIMCO’s policy that all business must be conducted in accordance with the highest moral and ethical standards. Financial advisers are compen-sated by a transparent asset-based fee that allows your adviser to focus on the best solutions/products for you without any proprietary product pressure or potential conflict of interests.

Best of Class ProductsYour advisor has access to state-of-the art technology, support, securities and research to create your portfolio. Advisers can choose the best managers for each subset of your portfolio and combine them into a single account. Advisers also have access to a wide variety of institutional money managers that they can bring in to provide asset management expertise typically only available to large institutions, endowments and founda-tions. Regardless of your risk tolerance, time frame and goals, your ONIMCO adviser will be able to put together a solution that meets your needs.

Key Benefits▪ Access to institutional investment management

▪ Wide diversification of assets or asset classes

▪ Systematic management of assets and ongoing monitoring of your portfolio

▪ Competitive investment minimums

▪ Transparent annual asset-based fee

▪ Comprehensive quarterly performance reporting

▪ And more!

Feel Good About Your Future

Begin making decisions that will help put you on the path to financial security.

Staying on Track

ONIMCO advisers will draw upon personal experience and education to formulate strategies for your plan. Ultimately, our advisers are held to the highest business and ethical standards. Many ONIMCO advisers hold professional designations such as Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC®), and Chartered Life Underwriter (CLU®). All advisers are required to maintain the FINRA Series 7 General Securities registration, or the FINRA Series 6 Investment Company and Variable Contracts Products registration and Series 65 or Series 66 and/or other licenses or designations as defined by various state requirements.

Financial planning and investment advisory services are available through investment adviser representatives of O.N. Investment Management Company (ONIMCO). ONIMCO is an affiliate of The O.N. Equity Sales Company, a registered broker/dealer and affiliated company of Ohio National Financial Services. Neither Ohio National Financial Services nor O.N. Investment Management Company (ONIMCO) investment adviser representatives render legal, accounting, or tax advice.

O.N. Investment Management CompanyRegistered Investment Adviser

One Financial WayCincinnati, Ohio 45242Telephone: 855.262.0913www.joinonesco.com

ONIMCO-5960 Rev. 8-14

© 2014 Ohio National Financial Services, Inc.