Section w of the January 07, 2014 edition of the Peace Arch News
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SHOP LOCAL WITH IDEAL SAVINGS download coupons at 604.596.3936 www.maidbrigadebc.com New Year. New Plan. have a happier, healthier home. to our winners of the Peace Arch News CHRISTMAS SHOPPING CONTEST to to o our ur w win inne ners rs o of f th the e Congratulations Congratulations SHARON KENNY, DONNA HULBERT & JASON HAN PLATINUM SERVICE PACKAGE Lube, Oil & Filter Change, Top-Up All Fluid Levels, Rotate Tires, Check Brakes, Belts, Hoses, Wiper Blades, Suspension & Exhaust Systems. Expires February 7, 2014 Provincial environmental fees, taxes, extra. Most vehicles up to 5 litres of oil $ 44.95 8-15515-24th Ave., Surrey/White Rock 604-531-5282 • www.cjautorepairs.com HONEST | AFFORDABLE | RELIABLE CJ auto auto repair repair 1611 - 128th St., Surrey • 604- 531- 4835 • European Specialists • Quality repairs at affordable rates OPEN 6 DAYS/ WEEK FROM Must present this ad. Expires Feb. 4/14 FROM Must present this ad. Expires Feb. 4/14 By appointment only 604-538-0023 ANNUAL FURNACE SERVICE Ocean Park Furnace 25 point service, (all furnace brands), includes efficiency and CO test. *Coupon expires Feb. 27, 2014 Licenced Gas Contractor 18 years serving only the South Surrey & White Rock Area SALE Save $20 with coupon REG. $ 139 95 $ 119 .95 * JANUARY 2014 Revisiting Your Estate Plan Revisiting Your Estate Plan Professionals ON THE SEMIAHMOO PENINSULA Many people pass away without having an estate plan properly documented. Even if you have executed a Last Will and Testament, the question arises: how often does one need to revisit their estate plan? The following developments may require you to do so: 1. Changes in the law. The Wills, Estates and Succession Act (WESA) will officially come into force on March 31, 2014. This new legislation is aimed at simplifying the laws regarding settling a person’s estate by consolidating several existing acts (namely, the Estate Administration Act, the Wills Act, the Wills Variation Act, and the Probate Recognition Act) into one comprehensive act. WESA will introduce several noteworthy changes to the law, including: lowering the age at which an individual can write a will to 16 (currently 19), removing the automatic revocation of a will that occurs when the individual who wrote the will subsequently enters into a marriage, removing the presumption of the younger of joint tenants surviving the older where both die together, and allowing the Courts to rectify a Will which does not conform to all of the requirements of a valid Will. We recommend that you consult your lawyer to ensure that your final wishes will be upheld. 2. Change in your financial situation. Whether you have started a new business or had profitable returns on a new investment, you should consider how you would like to distribute this increase in wealth between your loved ones. Additionally, a large financial windfall may induce you to make transfers during your lifetime in order to reduce fees/taxes arising upon your passing. 3. Change in relationships. Relationship breakdown is an unfortunate reality that many people have to face. Whenever there is a change in relationships, such as a divorce / separation, engagement, or estrangement from a child, it is important to ensure that your estate planning reflects this. 4. Becoming a parent or grandparent. An outdated estate plan may not have taken future children and grandchildren into contemplation. Failing to include a child in your Will may lead to your Will being challenged in court under the Wills Variation Act. Additionally, it may be prudent to consider whom you would like a portion of your estate to be passed on to in the unfortunate event that one of your children predeceases you. 5. Losing a spouse. This tragic event can leave you emotionally adrift for a very long time. It is important that your estate plan designates new beneficiaries to receive your estate if your spouse predeceases you. 6. Declining health. Individuals suffering from a terminal illness or degenerative disease may find comfort in getting their estate plan in order. In addition, executing a Power of Attorney, Living Will and Representation Agreement will ensure that your financial affairs, health and personal care decisions are respected in the event of your disability or inability to communicate such decisions. www.whiterockoptometry.com WHITE ROCK OPTOMETRY WHITE ROCK OPTOMETRY “Caring for you and your family for over 30 years” www.whiterockoptometry.com 102 - 1656 Martin Drive, White Rock, Semiahmoo Professional Building 604-536-4999 Dr. Daphne Wong-Kamachi Dr. Sharon Wong Dr. Lindsay Kamachi WHITE ROCK 101-2055 152nd St. 604 531-4274 GUILDFORD A3-10160 152nd St. 604 589-7311 BOARDWALK OPTOMETRY Dedicated to Excellence in Eye Care 2nd Floor, 2099 - 152nd St., South Surrey P roviding our community with quality legal services since 1981. J. DALE BRADFORD BRADFORD & GREEN BARRISTERS & SOLICITORS 604-531-1041 • Wills & Estates • Incapacity • Corporate & Commercial • Real Estate L egal S ervices Leslie & Leslie & Rick Rick • Accumulation strategies to get you safely to your financial goals. • Guaranteeing a safe retirement and lifetime income. • Wealth transfer solutions • Creditor protection for business owners investments "Invest with confidence" For more information on how you can ensure your financial plan is everything you desire… Call RICK SINGH at 604-535-3367 or email: rick@crsfinancial.ca [email protected]email our newsroom Got a tip or story idea? ? HATE CPAP? HATE CPAP? 1-855-43-SNORE Dr. Michael Layton can help. Better Sleep, Better Health, Better Life! #210 - 15321 - 16th Ave., Surrey 778-736-0116 15% off your treatment Now-Jan. 28/14 CONNECTING YOU TO Resources in the Community PARKS RECREATION AND CULTURE This workshop is designed to refresh your spirit, validate your efforts and assist you, the caregiver, in your journey caring for someone affected by dementia. Learn: • Communication is complex –words aren’t as important as we think they are • How the person may perceive their environment (dementia perspective) • Suggestions to help you be successful in reducing challenging behaviours • Strategies to decrease stressors – for you and the person Attend this interactive workshop, share your wisdom and make connections with others in a similar role. Wednesday, January 15 | 10am—2pm Speaker: Suzanne Taylor, TRP Caregiver Outreach & Education Coordinator Seniors Come Share Society Registration #4353680 All of these workshops are brought to you in collaboration of the Seniors Advisory and Accessibility Committee www.surrey.ca/seniors The Do’s & Don’ts of Dementia ‘Communication’ ‘Diffusing Challenging Behaviours’ Pre-registration required | LIGHT LUNCH PROVIDED | 604-501-5100 Offered through: - Union of British Columbia Municipalities - Age Friendly Community Grant - Seniors Come Share Society Join us for a FREE workshop that will provide support, encouragement, and resources to you, the caregiver. Chuck Bailey Recreation Centre 13458 107A Avenue *IN SELECT AREAS. *IN SELECT AREAS. ENDS TUESDAY! $ 488 .00 Contour Collection Emma Queen Set • Soy EcoFoam comfort layers • Five-zone coil support system • Knit fabric Twin $365.12 Full $446.51 King $698.75 We’ll beat our competitors’ prices. Guaranteed. Get the details in-store and a great price. Last Chance To Get Boxing Week Prices! Look for the Sleep Country flyer in the next edition of this community newspaper…
Transcript
SUPPORT THESE LOCAL MERCHANTSdownload coupons at peacearchnews.com/eeditions
SHOP LOCAL WITH IDEAL SAVINGSdownload coupons at
604.596.3936www.maidbrigadebc.com
New Year. New Plan.have a happier, healthier home.
to our winners of the Peace Arch News
CHRISTMAS SHOPPING CONTEST
toto oourur wwininnenersrs ooff ththee CongratulationsCongratulations
Ocean Park Furnace 25 point service, (all furnace brands), includes effi ciency and CO test. *Coupon expires Feb. 27, 2014
Licenced Gas Contractor18 years serving only the South Surrey & White Rock Area
SALESave $20
with couponREG. $13995
$119.95*
JANUARY 2014
Revisiting Your Estate PlanRevisiting Your Estate Plan
ProfessionalsON THE SEMIAHMOO PENINSULA
Many people pass away without having an estate plan properly documented. Even if you have executed a Last Will and Testament, the question arises: how often does one need to revisit their estate plan? The following developments may require you to do so:
1. Changes in the law. The Wills, Estates and Succession Act (WESA) will offi cially come into force on March 31, 2014. This new legislation is aimed at simplifying the laws regarding settling a person’s estate by consolidating several existing acts (namely, the Estate Administration Act, the Wills Act, the Wills Variation Act, and the Probate Recognition Act) into one comprehensive act. WESA will introduce several noteworthy changes to the law, including: lowering the age at which an individual can write a will to 16 (currently 19), removing the automatic revocation of a will that occurs when the individual who wrote the will subsequently enters into a marriage, removing the presumption of the younger of joint tenants surviving the older where both die together, and allowing the Courts to rectify a Will which does not conform to all of the requirements of a valid Will. We recommend that you consult your lawyer to ensure that your fi nal wishes will be upheld.2. Change in your fi nancial situation. Whether you have started a new business or had profi table returns on a new investment, you should consider how you would like to distribute this increase in wealth between your loved ones. Additionally, a large fi nancial windfall may induce you to make transfers during your lifetime in order to reduce fees/taxes arising upon your passing.
3. Change in relationships. Relationship breakdown is an unfortunate reality that many people have to face. Whenever there is a change in relationships, such as a divorce /separation, engagement, or estrangement from a child, it is important to ensure that your estate planning refl ects this. 4. Becoming a parent or grandparent. An outdated estate plan may not have taken future children and grandchildren into contemplation. Failing to include a child in your Will may lead to your Will being challenged in court under the Wills Variation Act. Additionally, it may be prudent to consider whom you would like a portion of your estate to be passed on to in the unfortunate event that one of your children predeceases you. 5. Losing a spouse. This tragic event can leave you emotionally adrift for a very long time. It is important that your estate plan designates new benefi ciaries to receive your estate if your spouse predeceases you. 6. Declining health. Individuals suffering from a terminal illness or degenerative disease may fi nd comfort in getting their estate plan in order. In addition, executing a Power of Attorney, Living Will and Representation Agreement will ensure that your fi nancial affairs, health and personal care decisions are respected in the event of your disability or inability to communicate such decisions.
www.whiterockoptometry.comwww.whiterockoptometry.comWHITE ROCK OPTOMETRYWHITE ROCK OPTOMETRY“Caring for you and your family for over 30 years”
www.whiterockoptometry.com
102 - 1656 Martin Drive, White Rock,Semiahmoo Professional Building604-536-4999
Dr. Daphne Wong-Kamachi Dr. Sharon WongDr. Lindsay Kamachi
WHITE ROCK 101-2055 152nd St. 604 531-4274 GUILDFORD A3-10160 152nd St. 604 589-7311
Dr. Michael Layton can help. Better Sleep, Better Health, Better Life!#210 - 15321 - 16th Ave., Surrey778-736-0116
15% off your treatment
Now-Jan. 28/14
CONNECTING YOU TOResources in the Community
PA R K S R E C R E AT I O N A N D C U LT U R E
This workshop is designed to refresh your spirit, validate your efforts and assist you, the caregiver, in your journey caring for someone affected by dementia.Learn:• Communication is complex –words aren’t as important as
we think they are• How the person may perceive their environment (dementia
perspective)• Suggestions to help you be successful in reducing
challenging behaviours• Strategies to decrease stressors – for you and the person
Attend this interactive workshop, share your wisdom and make connections with others in a similar role.
Wednesday, January 15 | 10am—2pmSpeaker:Suzanne Taylor, TRPCaregiver Outreach & Education CoordinatorSeniors Come Share SocietyRegistration #4353680All of these workshops are brought to you in collaboration of the Seniors Advisory and Accessibility Committee
www.surrey.ca/seniors
The Do’s & Don’ts of Dementia‘Communication’ ‘Diffusing Challenging Behaviours’
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RIME PPPPPPPPPPPPPPPPPPPPPPPR RIB EVERYSUNDAY SSSSSSS NIGHT
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RIME PPPPPPPPPPPPPPPPPPPPPPPR RIB EVERYSUNDAY SSSSSSS NIGHT
Ocean Park Furnace 25 point service, (all furnace brands), includes effi ciency and CO test. *Coupon expires Feb. 27, 2014
Licenced Gas Contractor18 years serving only the South Surrey & White Rock Area
SALESave $20
with couponREG. $13995
$119.95*
JANUARY 2014
Revisiting Your Estate PlanRevisiting Your Estate Plan
ProfessionalsON THE SEMIAHMOO PENINSULA
Many people pass away without having an estate plan properly documented. Even if you have executed a Last Will and Testament, the question arises: how often does one need to revisit their estate plan? The following developments may require you to do so:
1. Changes in the law. The Wills, Estates and Succession Act (WESA) will offi cially come into force on March 31, 2014. This new legislation is aimed at simplifying the laws regarding settling a person’s estate by consolidating several existing acts (namely, the Estate Administration Act, the Wills Act, the Wills Variation Act, and the Probate Recognition Act) into one comprehensive act. WESA will introduce several noteworthy changes to the law, including: lowering the age at which an individual can write a will to 16 (currently 19), removing the automatic revocation of a will that occurs when the individual who wrote the will subsequently enters into a marriage, removing the presumption of the younger of joint tenants surviving the older where both die together, and allowing the Courts to rectify a Will which does not conform to all of the requirements of a valid Will. We recommend that you consult your lawyer to ensure that your fi nal wishes will be upheld.2. Change in your fi nancial situation. Whether you have started a new business or had profi table returns on a new investment, you should consider how you would like to distribute this increase in wealth between your loved ones. Additionally, a large fi nancial windfall may induce you to make transfers during your lifetime in order to reduce fees/taxes arising upon your passing.
3. Change in relationships. Relationship breakdown is an unfortunate reality that many people have to face. Whenever there is a change in relationships, such as a divorce /separation, engagement, or estrangement from a child, it is important to ensure that your estate planning refl ects this. 4. Becoming a parent or grandparent. An outdated estate plan may not have taken future children and grandchildren into contemplation. Failing to include a child in your Will may lead to your Will being challenged in court under the Wills Variation Act. Additionally, it may be prudent to consider whom you would like a portion of your estate to be passed on to in the unfortunate event that one of your children predeceases you. 5. Losing a spouse. This tragic event can leave you emotionally adrift for a very long time. It is important that your estate plan designates new benefi ciaries to receive your estate if your spouse predeceases you. 6. Declining health. Individuals suffering from a terminal illness or degenerative disease may fi nd comfort in getting their estate plan in order. In addition, executing a Power of Attorney, Living Will and Representation Agreement will ensure that your fi nancial affairs, health and personal care decisions are respected in the event of your disability or inability to communicate such decisions.
www.whiterockoptometry.comwww.whiterockoptometry.comWHITE ROCK OPTOMETRYWHITE ROCK OPTOMETRY“Caring for you and your family for over 30 years”
www.whiterockoptometry.com
102 - 1656 Martin Drive, White Rock,Semiahmoo Professional Building604-536-4999
Dr. Daphne Wong-Kamachi Dr. Sharon WongDr. Lindsay Kamachi
WHITE ROCK 101-2055 152nd St. 604 531-4274 GUILDFORD A3-10160 152nd St. 604 589-7311
Dr. Michael Layton can help. Better Sleep, Better Health, Better Life!#210 - 15321 - 16th Ave., Surrey778-736-0116
15% off your treatment
Now-Jan. 28/14
CONNECTING YOU TOResources in the Community
PA R K S R E C R E AT I O N A N D C U LT U R E
This workshop is designed to refresh your spirit, validate your efforts and assist you, the caregiver, in your journey caring for someone affected by dementia.Learn:• Communication is complex –words aren’t as important as
we think they are• How the person may perceive their environment (dementia
perspective)• Suggestions to help you be successful in reducing
challenging behaviours• Strategies to decrease stressors – for you and the person
Attend this interactive workshop, share your wisdom and make connections with others in a similar role.
Wednesday, January 15 | 10am—2pmSpeaker:Suzanne Taylor, TRPCaregiver Outreach & Education CoordinatorSeniors Come Share SocietyRegistration #4353680All of these workshops are brought to you in collaboration of the Seniors Advisory and Accessibility Committee
www.surrey.ca/seniors
The Do’s & Don’ts of Dementia‘Communication’ ‘Diffusing Challenging Behaviours’
