Panguitch • Panguitch Lake • hatch • Bryce • troPic • antimony • henrieviLLe • cannonviLLe • escaLante • BouLder • Fremont • Loa • Lyman BickneLL • teasdaLe • torrey • grover • Fruita • caineviLLe • hanksviLLe BOXHOLDER THE WAYNE & GARFIELD COUNTY INSIDER is owned and operated by Snapshot Multimedia, LLC and is distributed weekly to all of Wayne and Garfield Counties, Utah. Its purpose is to inform residents about local issues and events. Articles submitted from independent writers are not necessarily the opinion of Snapshot Multimedia, LLC. We sincerely hope you enjoy the paper and encourage input on ideas and/or suggestions for the paper. PRE-SORT STANDARD PAID RICHFIELD, UTAH PERMIT No. 122 ALL content for THE WAYNE &GARFIELD COUNTY INSIDER must be submitted on FRIDAY beFoRe 5:00 pm to be included in the following Thursday edition of the paper. Wayne Phone: 435-836-2622 Garfield Phone: 435-676-2621 Fax 1-888-370-8546 PO BOX 105, Escalante, Utah 84726 [email protected]Thursday, January 3, 2013 • Issue # 977 Everyone is a genius at least once a year. The real geniuses simply have their bright ideas closer together. —Georg Christoph Lichtenberg (1742 - 1799) PANGUITCH weATHer LOA weATHer SALT LAKE CITY - Utah small businesses may qualify for an incentive from the Utah Department of Work- force Services for adding new employees, DWS officials said in a news release. The Small Business Bridge Program offers incen- tives ranging from $3,000 to $4,000 to small businesses that create new jobs prior to June 30. A possible $500 in- centive is available if the new employee was receiving un- employment benefits at the time he or she is hired, said Kelly Thornton, workforce development specialist for the Moab DWS office. But employers should plan ahead and reserve the funds as soon as possible, Thornton said. “I’d like to see local busi- nesses be able to take advan- tage of the program. If they anticipate hiring for new posi- tions before June, they really No matter what your fi- nancial situation is like, there’s one way you can give back to your community that won’t cost you a penny. According to the Ameri- can Red Cross, more than 44,000 blood donations are needed daily. While it’s always the right time to give blood, January is National Volunteer Blood Donor Month, a great reminder to make an appoint- ment. As the new year begins, consider making regular blood donations a part of your 2013 schedule. One donation can help save the lives of up to three people. To find out where you can give blood and to schedule your appointment, go to www. redcrossblood.org or call 1-800-RED CROSS. —Statepoint Media BLUFF -- Why would a small town want to celebrate burning a life-size sculpture of a mammal extinct for over 13,000 years, long gone and hardly identified with southern Utah? Bluff artist Joe Pachak built the mammoth sculpture-- of a woolly mammoth—out of interwoven twigs, branches and other combustible stuff with a little help from his friends. Pachak is experienced in Utah rock art and archeology and re- cently discovered a rare petro- glyph of a mammoth along the San Juan River, which inspired his artistic creation as well as the Solstice burning event. “This year’s mammoth was an appreciation of rock art,” says Pachak, describing his motivation for the work. The petroglyph that served as inspiration for the sculpture could be up to 13,000 years old, making it one of the oldest in North America. Pachak and friends spent hundreds of hours working on the sculpture, starting in Oc- tober. A friend had sent me a photo of it and I was intrigued, so I decided to head to Bluff to watch it burn. After all, what better way to spend the short- est day of the year than to be warmed by a giant bonfire? When I arrived in Bluff on December 21st and saw the wooden mammoth, looming 15 feet above a small crowd, and listened to artist and co-creator J.R. Lancaster explaining the mammoth’s construction, it Mammoth Burning Gathering is Celebration of Solstice, Rock Art by Amy Levek took my breath away. Initially I decided it was too awesome to burn. But after listening for a while to Lancaster, and hear- ing his enthusiasm for the proj- ect, I too was soon anticipating the flames, appreciating the ancient symbolic tradition of lighting up the shortest night to celebrate the return of the sun. Yet, the idea of the “burn- ing” itself did not come out of the blue. It’s been a Bluff tra- dition to burn a big pile of de- bris on New Year’s Eve, which comes from a collection of the town’s yard waste. This year, they used the town debris pile to construct the mammoth. “The patriarchs and old school people in town told me to burn the mammoth on New Year’s Eve,” says Pachak. “But I said no.” Pachak explains that he has had his own annual tradi- tion of making a solstice mark- er, “Tending it for 17 years, and I needed to do the burn on the solstice.” Bluff knows how to throw a good party, too. There were educational events, potlucks, and even drums and masks for those so inclined, though you had to bring your own. Hun- dreds of people gathered for the event—locals, Utahn’s from around the state, and travelers from far away places like Chi- cago. As the sun set, Navajo drummers started a rhythm. At the chosen time of 8pm, des- ignated fire starters hoisted lit atlatls, spears that might have been used 13,000 years ago to hunt mammoth. Flames quick- ly engulfed the sculpture and the crowd—adults, children, a few dogs—slowly started circling around the fire, revel- ing in its heat and light. Sparks shot into the sky, engulfing the moon in a sparkly red cloud. I couldn’t take my eyes off the blaze, there was some- thing magical about the unpre- dictable dancing light. I forgot about the frigid night, feel- ing only the intense heat from the burning sculpture. As the flames died back, everything felt right: I knew the sun would rise, spring would return and the cycle would begin again. Pachak himself was pretty pleased with how it all turned out. “The event was great fun—a thrill—and I thorough- ly enjoyed it. It was a commu- nity event and it’s another good reason to get out.” And what about next year? Now a crowd is wonder- ing with anticipation whether this will become an annual tra- dition. Pachak says, “I’m try- ing to keep a low profile and not say what will happen next year.” Meanwhile, he’s trying to get the town to segregate the debris pile into compost, sticks and twigs. I’ll go back to Bluff for another burn if they invite me. Amy Levek is a resident of Telluride, CO and a frequent visitor to southern Utah. Bluff artists created a giant sculpture of a woolly mammoth from a debris pile. On Decem- ber 21, hundreds gathered to watch it burn. Photos: Amy Levek Utah Dept. of workforce Services Announces Incentives for Local Businesses that Create New Jobs should apply now so money can be set aside for them,” Thornton said. “As long as the person is hired by the end of June the business is eligible.” The Bridge Program is funded entirely by penalty and interest payments col- lected from the unemployment compensation fund and will not require any new funding sources for its operational or administrative costs, DWS of- ficials said. The funds will be reinvested back into the Utah workforce and businesses, Thornton said. Businesses who employ two to 100 people may apply for the one-time grant. To be eligible, the business must be creating additional permanent, year-round positions that pay at least 80 percent of the av- erage wage for the county in which the business operates. In Grand County that means the new employee would have to be paid at least $18,264 per year, Thornton said. The Bridge Program in- centives range from $3,000 to $4,000 per position, with a possible $500 incentive if the new employee was receiving unemployment benefits at the time he or she is hired, Thorn- ton said. “The program is meant to be streamlined and easily accessible,” said Ben Hart, di- rector of employer incentives with DWS. To apply for the program employers submit a one-page application. Once approved, employers must sign an agree- ment before filling the posi- tion. Applications will be ac- cepted until all funding has been obligated or until Feb. 28, 2013. Positions must be filled and payment requested by June 30, 2013. —Utah Dept. of Workforce Services January is National Volunteer Blood Donor Month BEAVER - The Fishlake National Forest will soon be advertising two GS-0303-4/5 Customer Service Representa- tive positions. The positions are permanent full-time jobs. One duty station will be locat- ed in Beaver Utah and one will be located in Loa Utah. The positions will be advertised both Merit (Current Perma- nent Employees) and Demo (Open to all U.S. Citizens). The purpose of this Outreach Notice is to inform prospec- tive applicants of this oppor- tunity. The main purpose of the position is to provide cus- tomer service to the public. Duties include greeting visi- tors, answering telephones, fil- ing and records management, mail, purchasing, cash collec- tions, processing requests for special forest products per- mits, maintaining supplies and equipment, and preparing and processing letters and reports. The incumbent will also pro- vide administrative and per- sonnel support for a variety of functions on the District. They will need to keep apprised of Interested in a Job with the Forest Service? Agency-wide directives and procedures and any new re- quirements affecting the work of the organization. They will also support procurement staff (will have a government credit card) and property support. These positions will be posted on www.usajobs.gov and applications will be pro- cessed through an on-line ap- plicant assessment system that has been specifically config- ured for the USDA Forest Ser- vice. Interested applicants are encouraged to set up a profile and enter résumé information in USAjobs ahead of time. Response to this outreach will enable the Forest to notify applicants when the job an- nouncement numbers are de- termined and the closing date to submit an application. The job announcement numbers will allow you to directly ap- ply for the location in which you are interested. For additional details on the position in Beaver contact Esther Benson at 435-438- 1242; email [email protected]. us; or stop by the office at 575 South Main in Beaver, UT. For additional details on the position in Loa contact Nata- lie Jensen at 435-896-1025; email: [email protected]; or stop by 138 South Main Street in Loa, Utah. Interested ap- plicants will be notified when both positions are available in USAjobs, the Forest an- ticipates this will be the end of January 2013 —Fishlake N.F.
THE WAYNE & GARFIELD COUNTY INSIDER is owned and operated by Snapshot Multimedia, LLC and is distributed weekly to all of Wayne and Garfield Counties, Utah. Its purpose is to inform residents about local issues and events. Articles submitted from independent writers are not necessarily the opinion of Snapshot Multimedia, LLC. We sincerely hope you enjoy the paper and encourage input on ideas and/or suggestions for the paper.
PRE-SORTSTANDARD
PAIDRICHFIELD,
UTAHPERMIT No. 122
ALL content for THE WAYNE &GARFIELD COUNTY INSIDER must be submitted on
FRIDAY beFoRe 5:00 pm to be included in the following Thursday edition of the paper.
Wayne Phone: 435-836-2622Garfield Phone: 435-676-2621
Everyone is a genius at least once a year. The real geniuses simply have their bright ideas closer together.
—Georg Christoph Lichtenberg (1742 - 1799)
PANGUITCH weATHer
LOA weATHer
INSIDERSALT LAKE CITY -
Utah small businesses may qualify for an incentive from the Utah Department of Work-force Services for adding new employees, DWS officials said in a news release.
The Small Business Bridge Program offers incen-tives ranging from $3,000 to $4,000 to small businesses that create new jobs prior to June 30. A possible $500 in-centive is available if the new employee was receiving un-employment benefits at the time he or she is hired, said Kelly Thornton, workforce development specialist for the Moab DWS office.
But employers should plan ahead and reserve the funds as soon as possible, Thornton said.
“I’d like to see local busi-nesses be able to take advan-tage of the program. If they anticipate hiring for new posi-tions before June, they really
No matter what your fi-nancial situation is like, there’s one way you can give back to your community that won’t cost you a penny.
According to the Ameri-can Red Cross, more than 44,000 blood donations are needed daily. While it’s always the right time to give blood, January is National Volunteer Blood Donor Month, a great reminder to make an appoint-ment.
As the new year begins, consider making regular blood donations a part of your 2013 schedule.
One donation can help save the lives of up to three people. To find out where you can give blood and to schedule your appointment, go to www.redcrossblood.org or call 1-800-RED CROSS.
—Statepoint Media
BLUFF -- Why would a small town want to celebrate burning a life-size sculpture of a mammal extinct for over 13,000 years, long gone and hardly identified with southern Utah?
Bluff artist Joe Pachak built the mammoth sculpture--of a woolly mammoth—out of interwoven twigs, branches and other combustible stuff with a little help from his friends. Pachak is experienced in Utah rock art and archeology and re-cently discovered a rare petro-glyph of a mammoth along the San Juan River, which inspired his artistic creation as well as the Solstice burning event.
“This year’s mammoth was an appreciation of rock art,” says Pachak, describing his motivation for the work.
The petroglyph that served as inspiration for the sculpture could be up to 13,000 years old, making it one of the oldest in North America.
Pachak and friends spent hundreds of hours working on the sculpture, starting in Oc-tober. A friend had sent me a photo of it and I was intrigued, so I decided to head to Bluff to watch it burn. After all, what better way to spend the short-est day of the year than to be warmed by a giant bonfire? When I arrived in Bluff on December 21st and saw the wooden mammoth, looming 15 feet above a small crowd, and listened to artist and co-creator J.R. Lancaster explaining the mammoth’s construction, it
Mammoth BurningGathering is Celebration of Solstice, Rock Art
by Amy Levek
took my breath away. Initially I decided it was too awesome to burn. But after listening for a while to Lancaster, and hear-ing his enthusiasm for the proj-ect, I too was soon anticipating the flames, appreciating the ancient symbolic tradition of lighting up the shortest night to celebrate the return of the sun.
Yet, the idea of the “burn-ing” itself did not come out of the blue. It’s been a Bluff tra-dition to burn a big pile of de-bris on New Year’s Eve, which comes from a collection of the town’s yard waste. This year, they used the town debris pile to construct the mammoth.
“The patriarchs and old school people in town told me to burn the mammoth on New Year’s Eve,” says Pachak. “But I said no.”
Pachak explains that he has had his own annual tradi-tion of making a solstice mark-er, “Tending it for 17 years, and I needed to do the burn on the solstice.”
Bluff knows how to throw a good party, too. There were educational events, potlucks, and even drums and masks for those so inclined, though you had to bring your own. Hun-dreds of people gathered for the event—locals, Utahn’s from around the state, and travelers from far away places like Chi-cago. As the sun set, Navajo drummers started a rhythm. At the chosen time of 8pm, des-ignated fire starters hoisted lit atlatls, spears that might have been used 13,000 years ago to
hunt mammoth. Flames quick-ly engulfed the sculpture and the crowd—adults, children, a few dogs—slowly started circling around the fire, revel-ing in its heat and light. Sparks shot into the sky, engulfing the moon in a sparkly red cloud.
I couldn’t take my eyes off the blaze, there was some-thing magical about the unpre-dictable dancing light. I forgot about the frigid night, feel-ing only the intense heat from the burning sculpture. As the flames died back, everything felt right: I knew the sun would rise, spring would return and the cycle would begin again.
Pachak himself was pretty pleased with how it all turned out. “The event was great fun—a thrill—and I thorough-ly enjoyed it. It was a commu-nity event and it’s another good reason to get out.”
And what about next year? Now a crowd is wonder-ing with anticipation whether this will become an annual tra-dition.
Pachak says, “I’m try-ing to keep a low profile and not say what will happen next year.”
Meanwhile, he’s trying to get the town to segregate the debris pile into compost, sticks and twigs.
I’ll go back to Bluff for another burn if they invite me.
Amy Levek is a resident of Telluride, CO and a frequent visitor to southern Utah.
Bluff artists created a giant sculpture of a woolly mammoth from a debris pile. On Decem-ber 21, hundreds gathered to watch it burn.
Photos: Amy Levek
Utah Dept. of workforce Services Announces Incentives for Local
Businesses that Create New Jobsshould apply now so money can be set aside for them,” Thornton said.
“As long as the person is hired by the end of June the business is eligible.”
The Bridge Program is funded entirely by penalty and interest payments col-lected from the unemployment compensation fund and will not require any new funding sources for its operational or administrative costs, DWS of-ficials said. The funds will be reinvested back into the Utah workforce and businesses, Thornton said.
Businesses who employ two to 100 people may apply for the one-time grant. To be eligible, the business must be creating additional permanent, year-round positions that pay at least 80 percent of the av-erage wage for the county in which the business operates. In Grand County that means the new employee would have
to be paid at least $18,264 per year, Thornton said.
The Bridge Program in-centives range from $3,000 to $4,000 per position, with a possible $500 incentive if the new employee was receiving unemployment benefits at the time he or she is hired, Thorn-ton said.
“The program is meant to be streamlined and easily accessible,” said Ben Hart, di-rector of employer incentives with DWS.
To apply for the program employers submit a one-page application. Once approved, employers must sign an agree-ment before filling the posi-tion. Applications will be ac-cepted until all funding has been obligated or until Feb. 28, 2013. Positions must be filled and payment requested by June 30, 2013.
—Utah Dept. of Workforce Services
January is National Volunteer
Blood Donor Month
BEAVER - The Fishlake National Forest will soon be advertising two GS-0303-4/5 Customer Service Representa-tive positions. The positions are permanent full-time jobs. One duty station will be locat-ed in Beaver Utah and one will be located in Loa Utah. The positions will be advertised both Merit (Current Perma-nent Employees) and Demo (Open to all U.S. Citizens). The purpose of this Outreach Notice is to inform prospec-tive applicants of this oppor-tunity.
The main purpose of the position is to provide cus-tomer service to the public. Duties include greeting visi-tors, answering telephones, fil-ing and records management, mail, purchasing, cash collec-tions, processing requests for special forest products per-mits, maintaining supplies and equipment, and preparing and processing letters and reports. The incumbent will also pro-vide administrative and per-sonnel support for a variety of functions on the District. They will need to keep apprised of
Interested in a Job with the Forest Service?
Agency-wide directives and procedures and any new re-quirements affecting the work of the organization. They will also support procurement staff (will have a government credit card) and property support.
These positions will be posted on www.usajobs.gov and applications will be pro-cessed through an on-line ap-plicant assessment system that has been specifically config-ured for the USDA Forest Ser-vice. Interested applicants are encouraged to set up a profile and enter résumé information in USAjobs ahead of time.
Response to this outreach will enable the Forest to notify applicants when the job an-nouncement numbers are de-termined and the closing date to submit an application. The job announcement numbers will allow you to directly ap-ply for the location in which you are interested.
For additional details on the position in Beaver contact Esther Benson at 435-438-1242; email [email protected]; or stop by the office at 575
South Main in Beaver, UT. For additional details on the position in Loa contact Nata-lie Jensen at 435-896-1025; email: [email protected]; or stop by 138 South Main Street in Loa, Utah. Interested ap-plicants will be notified when both positions are available in USAjobs, the Forest an-ticipates this will be the end of January 2013
—Fishlake N.F.
January 3, 2013Page 2 The Wayne & Garfield County INSIDER
LeTTerS
YOU MAY QUALIFY FOR $50,000YOU MAY QUALIFY FOR $50,000YOU MAY QUALIFY FOR $50,000
928-776-2457
www.downwindersprogram.com
CALL FOR A FREE CONSULTATIONCALL FOR A FREE CONSULTATIONCALL FOR A FREE CONSULTATION
If you or a family member (even if deceased) have had cancer or leukemia within the last fifty years and lived in any of the following counties for a period of at least two years between January 21, 1951 and October 31, 1958 or during the entire month of July 1962. In ARIZONA - Apache, Coconino, Gila, Navajo, Yavapai. In NEVADA - Eureka, Lander, Lincoln, Nye, White Pine or the northern portion of Clark. In UTAH - Beaver, Garfield, Iron, Kane, Millard, Piute, San Juan, Sevier, Washington or Wayne you may qualify for $50,000 tax free. Compensation also available for On-Site Participants and Uranium Workers.
LAW O FF ICE S O F
LAURA J . TAYLOR
Needed! A truck or horse trailer driving through Panguitch to Phoenix via 89/ I 17 to Calvary Chapel, 12612 N Black Can-yon Hwy, Phoenix, AZ 85029.
We have a large relief donation of various items bound for Sudan through Bush Telegraph Ministries.
A charitable donation receipt is available for transportation costs to Phoenix. If you can assist us please call: Beckie at 435-834-5700, 3-9 PM.
Thank you very much.Harriet Priska, Escalante
Garfield Memorial
Mobile Unit
Will be located at
Garfield Memorial HospitalWednesday January 23, 2013
For appointments call
676-1547 or 676-1267 Mammography Office
*Walk-ins Welcome*
Fighting together to KNOCK-OUT Breast Cancer!
SALT LAKE CITY - “Out with the old, in with the new” takes on a whole new meaning when the topic is electronic gear.
A new national certifi-cation program ensures that recyclers properly dispose of items such as laptops, televi-sions and cell phones. Accord-ing to the Basel Action Net-work (BAN), a toxic-waste watchdog group, the oversight is necessary for what’s become an international environmental nightmare.
Mike Enberg, who heads BAN’s “e-Stewards” program, says it’s a challenge for even the most responsible recyclers to keep up with the demand.
“E-waste is the quickest-growing portion of the waste stream and has been for a number of years - 142,000 computers and over 416,000 mobile devices are trashed or
Out with the Old: recycling Cell Phones, Laptops, TVs...
recycled every day.”The federal Environmen-
tal Protection Agency says more than 80 percent of e-waste in the United States ends up in landfills or incinerators, where components made of toxic chemicals or metals can leach into groundwater or pol-lute the air.
Too often, Enberg says, electronics aren’t broken down by recyclers for their us-able components, and hazard-ous waste isn’t safely disposed of. It may even be shipped overseas to become another country’s problem. To prevent that, he explains, an e-Steward recycler uses only approved waste processors and submits to regular audits.
“Their recycling vendor yearly is audited to a standard that would preclude exporting hazardous waste to developing countries, or using U.S. prison
labor to de-manufacture elec-tronic hazardous waste, or dumping hazardous waste in landfills.”
A jury this month con-victed owners of Executive Recycling, a Colorado com-pany with locations in Utah, for illegally exporting hazard-ous e-waste. Enberg says these cases are tough to prosecute in the United States because current exporting laws don’t cover e-waste, so investigators have to prove fraud, smug-gling or other charges instead.
Free “e-Stewards” drop-off sites are located in about 30 states so far, where people can be sure their cast-off elec-tronics are recycled safely. Locations are listed at e-Stew-ards.org.
More information about BAN is online at ban.org.
—Chris Thomas, Utah News Connection
BLANDING - Utah State University-College of Eastern Utah tied for 3rd best in the na-tion in a success rating of near-ly 800 community colleges.
The ranking, reported this month in CNNMoney, is based on the percentage of students who graduated within three years or transferred to four-year colleges.
“To be in the nation’s top three on such a list is an ex-traordinary accomplishment and a great reflection of the faculty and staff who serve our students,” said USU East-ern Chancellor Joe Peterson. “This is a special college with a lot of heart. We think it has everything to do with why our students go on to achieve suc-cess.”
The survey, conducted by College Measures, a joint ven-ture of the American Institutes of Research and Matrix Knowl-edge Group, compiled a suc-cess rating chart for CNNMon-ey to help students find the best options. USU Eastern tied with Victor Valley College with an 84 percent success rating.
USU Eastern, with cam-puses in Price and Blanding, is a two-year, comprehensive re-gional college and a part of na-tionally ranked Utah State Uni-versity. The two institutions, with a combined educational heritage of 200 years, officially merged in July 2010. It marked the first time in the state’s his-tory that two institutions of
USU eastern Utah Campus rated 3rd Best in Nation
for Graduation and Transfer rates
higher education joined forces.According to Peterson, the
merger symbolizes an impor-tant change in the way the state views its existing universities and colleges. Not all of these institutions necessarily need to operate independent of one another. In some cases, institu-tions and communities benefit when resources are combined.
He said he has no doubt that is the case with the merger of Utah State University and the College of Eastern Utah.
It is a model that Gov. Jon Huntsman, Jr. praised during a commencement address at the college in April. He said he pushed for the merger while he was governor and continues to watch with great interest the re-sulting progress.
Peterson said the union with USU has bolstered the college and benefitted students who are on track for upper-division studies to more seam-lessly make the transition from a two-year to a four-year expe-rience.
He said USU’s great strength is its state-wide edu-cational mission as Utah’s only land-grant university, while USU Eastern’s strong suit is its regional focus on foundational education and job-training. The two combined schools comple-ment each other’s far – and near – vision in a way that was not possible before.
—USU College of Eastern Utah
A highway billboard celebrates USU College of Eastern Utah’s succes rating.
SALT LAKE CITY - The New Century Scholarship en-courages students to acceler-ate their education by earning an Associate’s degree in high school from an institution with-in the Utah System of Higher Education. The scholarship may be used at a 4-year public college or university within the Utah System of Higher Edu-cation, as well as at Brigham Young University and West-minster College.
The New Century Schol-arship may continue to be re-fined and altered on an annual basis as result of legislation. Therefore, it is important to visit the New Century Scholar-ship website as your resource for the most up-to-date infor-mation. Should you have ques-tions regarding the program call 801-321-7221.
Information for Prospec-tive Applicants
The notation of “New” next to a document on the web-site is an indication that clarify-ing information has been added to the document. It does not in-dicate the program rules or that the criteria has changed. Do not rely on past scholarship infor-mation or application packets as they are out-of-date. It is the applicant’s responsibility to read and understand the re-quirements of the scholarship. If upon reading the informa-tion, the student has remaining questions they are encouraged to work with their guidance counselor, early college advi-sor or contact our office.
The recent announce-ment made by the LDS Church regarding the age for when young adults may serve a mis-sion has raised questions re-garding how this might impact a student’s eligibility for the Regents’ Scholarship. There is not a significant impact as stu-dents have always been able to apply for a deferment or a leave of absence to hold their schol-arship for religious service rea-sons. Read the Deferment and Leave of Absence Guide found above to learn more.
The New Century Schol-arship Application for 2013 High School Graduates opened on November 26, 2012 and is due (postmarked) by February 1, 2013. Faxed or Emailed doc-uments are not accepted.
Helpful Tips for Complet-ing and Submitting a Complete Application
Begin by reading the scholarship program informa-tion. This will help you know how to prepare, what to expect, as well as how the scholarship program works. Many times applicants have not taken the time to read the instructions,
LOGAN - Utah State University’s Jon M. Huntsman School of Business will next month launch a new online Master of Science in Human Resources (MSHR) degree program. The program, which will offer 12, seven-week courses, is designed to help students living in rural areas further their careers in human resources.
“Utah State University has offered distance education for more than 25 years,” said Douglas D. Anderson, dean of the Jon M. Huntsman School of Business at Utah State Uni-versity, in a prepared statement. “By first utilizing a broadcast network and now through on-
USU to Launch Master of Science in Human
resources Program Online
2013 New Century Scholarship Applications
Due Feb. 1strules and requirements of the scholarship which causes them to make mistakes in applying and qualifying for the scholar-ship.
Work closely with your middle and high school coun-selors. They will help you build your plan (SEOP). Your counselors should know which courses you can take.
Work closely with an aca-demic advisor at the college or university you choose for your Associate’s degree. Your advi-sor will know which courses you should take.
Remember to meet all deadlines. You might be used to being able to turn in your homework late and just get a few points deducted. This is not the case with the New Century Scholarship. The deadlines are firm and must be met. So mark your calendars and make sure you plan ahead so you can meet the deadlines.
Follow the applicants checklist and submit all re-quired documents. Many ap-plicants forget to submit all required documents for a com-plete application file. Make sure when submitting your high school transcript that it contains your graduation date.
2012-2013 Award Infor-mation
Based on legislative fund-ing, the award amounts for the 2012-2013 college academic year Fall and Spring semesters (Fall and Winter if the student attends Brigham Young Uni-versity) are as follows:
The award will be a flat dollar amount of $1250 per se-mester.
The continuation of the award is subject to the student renewing it each semester.
The rate of $1250 per se-mester will be applied to all scholarship participants.
Funding levels beyond Spring semester 2013 are un-known. Award levels are an-nounced each April for the upcoming academic year and can be found on our website, www.higheredutah.org. Award amounts are determined on an annual basis and are sub-ject to legislative funding and the total number of qualified participants. Therefore, award amounts may be reduced, may vary from year to year, and are dependent on when the recipi-ent is enrolled in college.
New Century Scholarship Program, P.O. Box 145116, Salt Lake City, Utah 84114-5116
—HigherEdUtah.org
line platforms, USU is meeting the needs of Utah’s students who are unable to attend an on-campus program. With the rapid advances in online in-struction, we are now able to extend our reach even further to offer our MSHR degree to more students throughout Utah and beyond.”
Dallas, TX-based Aca-demic Partnerships will pro-vide the technology, market-ing, student recruitment, and faculty support for the business school’s new program. Course materials will be delivered through Canvas learning man-agement system.
The Huntsman School of Business, one of eight colleges at Utah State University, offers ten undergraduate degree and six graduate degree programs. The Logan, UT-based school is one of the oldest continuously running business colleges in the Western United States, ac-cording to the school’s Web site.
Additional information about USU’s new online busi-ness school program can be found on the USU’s “Campus Technology” Web page.
—Utah Dept. of Work-force Services
BARKER RESERVOIRS (NORTH CREEK LAKES): (December 28) All lakes except Barker and Lower Barker Res-ervoir are closed to fishing until April 2013.
BOULDER MOUNTAIN: (December 28) Most lakes on Boulder Mountain are closed to fishing until April 2013. Check the Utah Fishing Guidebook to find out which lakes remain open during the winter. Lake access is limited because of snow.
EAST FORK SEVIER RIVER IN KINGSTON CANYON: (December 28) The flow is up to 34 cfs, but surface ice often makes fishing difficult, especially in the calm, slow-moving reaches. Focus your fishing efforts on reaches with a little gradi-ent and riffle-pool sequences. Slow-moving runs have less oxy-gen and fewer fish in the winter. Call the Circle Valley Anglers fly shop at 435-267-1063 for up-to-date conditions and fishing reports.
EAST FORK SEVIER RIVER, BLACK CANYON: (De-cember 28) Spring inflow keeps Black Canyon mostly ice-free in the winter. Call the Circle Valley Anglers fly shop at 435-267-1063 for up-to-date conditions and fishing reports.
EAST FORK SEVIER RIVER, UPPER: (December 28) There isn’t much winter fishing pressure because access is poor.
FISH LAKE: (December 28) Fish Lake usually has some safe ice by New Year’s Day, but right now there’s only thin ice on the south end at Mallard Bay. If cold weather continues, there may be safe ice within a couple of weeks. For up-to-date condi-tions and fishing reports, call the Fish Lake Lodge at 435-638-1000 or the Quiet Fly Fisher fly shop at 435-616-2319.
FREMONT RIVER: (December 28) The road between Johnson and Mill Meadow reservoirs is not plowed during the winter. Call the Quiet Fly Fisher fly shop in Loa at 435-616-2319 for up-to-date conditions and fishing reports.
LOWER BOWNS RESERVOIR: (December 28) Access is difficult because of recent snowfall. Call the Quiet Fly Fisher fly shop at 435-616-2319 for up-to-date conditions and fishing reports.
MAMMOTH CREEK: (December 28) There haven’t been any recent reports. Call the Circle Valley Anglers fly shop at 435-267-1063 for up-to-date conditions and fishing reports.
NAVAJO LAKE: (December 28) The lake is ice-capped, but access is difficult.
OTTER CREEK RESERVOIR & STATE PARK: (Decem-ber 28) The reservoir is ice-capped and a number of groups have ventured out on the ice. Use caution on the ice. Early-season ice is notoriously sketchy and variable at Otter Creek. Call the Circle Valley Anglers fly shop at 435-267-1063 for up-to-date conditions and fishing reports.
PANGUITCH LAKE: (December 28) The lake is fairly low (at 26 percent capacity), but the water level is slowly increasing. The lake is capped with four to six inches of ice. Fishing is fair to good with most popular techniques.
PINE LAKE: (December 28) The lake should be ice-capped, but because of recent snowfall, access is difficult.
PIUTE RESERVOIR: (December 28) There’s a little ice on the south end. The trout population is struggling because of the high density of Utah chubs and water fluctuation, so fishing is slow.
TROPIC RESERVOIR: (December 28) There isn’t much winter fishing pressure because of poor access.
WIDE HOLLOW RESERVOIR: (December 28) There haven’t been any recent reports.
—Utah Division of Wildlife Resources
Dwr Southern Fishing report
Reports on Selected Waters in Our Area
Seeking Transport for relief Donation
A Big Thanks to BV Angel Tree Supporters
Thank you to all who helped with the Bryce Valley Angel Tree. A special thank you to Clarkes County Market, Garfield Memorial Hospital Employee Counsel and Salvation Army Toys for Tots program. Your help made a huge difference.
Thank you,Bryce Valley Angel Tree Committee
January 3, 2013 Page 3The Wayne & Garfield County INSIDER
Wayne County Page
Wayne High SchoolYearbooks
Buy your yearbook NOW!
Yearbooks paid for on or before December 21, 2012 will be $35.00.
Books purchased January 3-April 1, 2013 will be $40.00.
April 1, 2013 is the LAST day to buy a book!
Senior photos and baby pictures aredue to the Yearbook Staff on or
before February 1, 2013.
PARENTS:Purchase an ad for your senior!
$5.00 for a picture and twenty words.Senior ads are due on or before
February 1, 2013.
Loa elementary Snippetsby LisA stevens
Dr. Scott Andersen, DDSThe Tooth Ranch374 S. 300 E., Bicknell NEW days/hours M&F 8:00 a.m to 6:00 p.m.call for appointment 435-425-3391
Planning After School Activities for Your Kids
Basket BundleFabric Sale
Roya l ’ s Food Town , 135 W. Ma in S t . , Loa
Donna’s Keepsake
Everything in the specially marked basket is on sale at the marked price.
This is a great time to add to your stash!
Great selection of 2 yds and under for a fantastic price.
Christmas break is over and students, faculty and staff have all headed back to the classroom. Mrs. Wendy Pot-ter’s and Mrs. Laura Brinker-hoff’s first grade classes are busily preparing for their class play that will be at the end of January. This week all of the teachers are preparing for the end of the second quarter; par-ents make sure to look at SIS and ask your student if they have any work that needs to be completed.
Mrs. Wendy Potter would like to take a moment to thank one of her class vol-unteers. Miss Tara Larsen has been coming into her 1st grade classroom 2 or 3 times a week and spending about 3 hours with the class. Mrs. Pot-ter said, “She has been able to give all of the students the op-portunity to read individually with her each time. We want to thank her. We love help and every little bit counts. It takes everybody to make us successful.” Miss Larsen has also helped the class complete projects; “She helps us with lots of stuff,” said student Sa-vannah Williams. “She helps my teacher and we work on our reading bags with her, and she helped with our Christmas gifts for our moms and dads.”
Ms. MarJean Davis’ sec-ond grade class, along with most of the nation, hit the gym.
The class had a fun time on the school’s old, wooden scooters. Daily reporter Hay-lie Durfey said, “To-day we were play-ing on the scooters during gym. Emma was on the bottom and I was pushing her feet. We went so fast she fell off the scooter head first. It was so funny.” The students were directed to try many different ways of moving the scooters across the floor; just feet, just hands, sitting, lying, kneel-ing, and of course wheelbar-row. Ms. Davis said, “I had a great laugh watching them
race each other. The kids had a great time. Seriously… we
all had a great laugh.” Ms. Da-vis would also like to mention that the scooters are VERY old and made of wood; slivers and smashed fingers happen at times.
“If any Insider reader is feeling generous, the school could use some new scooters.”
DATES TO REMEMBER…!
• Jan10-(R)Endof2ndQuarter
• Jan15-(T)Bookmobile
Fun and learning can ex-tend beyond the classroom. From music and the arts to or-ganized sports, after-school ac-tivities can help kids stay active and make lifelong friends.
Here are some great tips to keep kids active and engaged during the afternoon:
Sign up early: Many pro-grams fill up fast. Be sure to sign your kids up for programs as soon as possible to ensure their enrollment.
Listen to your kids: As much as you would like your child to participate in certain ac-tivities, don’t push too hard. Let them explore all their options to find activities they actually en-joy doing.
Make scheduling conve-
nient: If your child is active, you will be too. Plan activities close to home or school to limit time spent in the car.
Whether you’re setting up play dates, forming a time-saving carpool or heading up the PTA, mommy calling cards from an online stationery store like Minted.com is a unique way to make an impression, and share your contact information quickly with teachers, coaches and other parents.
Go informal: When the weather is nice, consider orga-nizing an impromptu neighbor-hood bike ride or soccer game. If your child is artistically in-clined, invite his or her friends over for craft time.
Encourage academic in-
terests: At-home supplies can inspire your child to get excited about learning. A science kit, for example, can be found at any hobby store and will augment lesson plans with fun hands-on experiments. Personalized jour-nals for kids, will encourage your young writer to put pen to paper and compose stories or essays.
Don’t overschedule: As with everything great in life, moderation is key. With rich, full school days, homework and af-ter-school activities, don’t forget to give your kids time to unwind.
With the right after-school programming, you’ll be sure to keep your kids safe, active and happy, long after the bell rings.
—Statepoint
Garfield County PageJanuary 3, 2013Page 4 The Wayne & Garfield County INSIDER
PHS SPOrT SIDeLINeSby mAck oetting
95EastCenterSt. l Panguitch,UT84759PHONE(435)676-2212 l FAX(435)676-8850
SteveMarshall,ShaunnaRechsteiner-Pharmacists
Clinics - Call For AppointmentsGarfield Memorial Clinic, Panguitch .................................................. 435-676-8842 (Mon - Fri)Kazan Clinic, Escalante ..........................................................435-826-4374 (Mon., Wed., Fri.)Bryce Valley Clinic, Cannonville ............................................... 435-679-8545 (Tues. & Thurs.)Circleville Clinic, Circleville ....................................................... 435-577-2958 (Tues. & Thurs.)Physical and Speech Therapy .............................................................................435-676-8840Mammography .....................................................................................................435-676-1267 Diabetic Counseling(Jan Frandsen) .................................................................... 435-676-8811Garfield Memorial Hospital Long Term Care Center ............................................435-676-1265
Family practice Speech TherapyDr. Richard Birch Flora HowardDr. Todd Mooney Certified Nurse midwifeDr. Mitchell Miller DeAnn Brown, CNMBecky Roberts, FNP AnesthesiologyTim Dennis, PA-C Lewis Barney, CRNA
March 13 - MilfordMarch 19 & 20 - Kanab March 24 - Escalante UCCP
Our Pharmacist, Tim Smith, will provide Coumadin testing and results at outlying clinics. Please call clinic for available dates and times.
Coumadin testing and results at the Garfield Memorial Clinic will be by appointment.To schedule an appointment for Mammography, please call 435-676-1267.
FuTuRe 2013 mAmmo DATeS:
200 North 400 East • Panguitch, Utah • 676-8811www.garfieldmemorial.org
Dr. Robert Pearson No Jan. Ear, Nose Throat ................................. 676-8842Dr. Randy Delcore 10th Orthopedist ........................................... 676-8842Dr. Eric Maxwell No Jan. Audiologist ............................................ 676-8842Dr. Brad Webb 7th & 21st Podiatrist........................................800-260-3668Dr. Robert Nakken 31st Orthopedist ........................................... 676-8842Dr. Ronald Crouch No Jan. Urologist ............................................... 676-8842Dr. Ben Adams 3rd Dermatology ..................................435-586-6440Dr. Aaursh Manchanda 17th Cardiology ............................................ 676-8842Dr. Michael Stults 21st General Surgeon ........................... 435-586-8192
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LAST YEAR’S SPORTS FROM PHSThe Lady Cats BB’s Team started off really slow, only winning 4 games
till region and came back to take 5th place at State. Those speedyPiute girls gave the Cats two of losses in their 7 games. The Tough Guy Cats took third at State and this might be their year, Altamont took 1st.The Boys Basketball team ended in 7th place after having a very good year, ending up in 7thI have lost my articles on the track meet but I think the Lady Cats took 2nd place , they had a
whole lot of Medals and as did the Bob Cats. However the Fall belonged to the PHS Bobcats. The baseball team won there third straight
Champion, wining all 23 games,16 of those by the surrender rule. Dallon Bennett won the MVP for the second year in a row.
The Lady Cats also repeated as Cross Country Champs, with Wittni Orton taking first and followed closely by Catanya Holman. The Boys came in second and both teams are loaded for bear for the next couple of years.
The Volleyball Team also had a 5th place at State after a great year. New Coach Sheree Frand-sen fits in really good and the girls loved her and had a fun time, playing a fun game.
I think this could be a good year for the Cats in track and field. I was too sick to see any games this week. The new season starts January 2nd with BBB team
playing Escalante, Jan. 2nd , with the Wrestlers going to Gunnison and the Lady Cats have a game at Valley on the 3rd and a sophomore tournament at Wayne on the 4th and 5th.
Two of the most common-ly made and commonly broken New Year’s resolutions are sav-ing money and paying off debt. These are promises we all seem to make to ourselves every year with every intention of seeing through. But somehow, we wind up in the same spot we were before.
So how can you make sure that 2013 is the year you take control of your finances and start making your money work for you?
• Figure out what your ob-jectives are -- be it paying off debt, buying a first home, or saving for vacation. Identifying your goals can help you stay motivated. Consider placing a visual reminder somewhere you’ll see all the time, like the refrigerator.
• Many people have no idea how much money they spend monthly. Creating a spending plan is vital if you want to make your money do for you what you want it to. If you share your finances with someone else, make sure he or she is part of this process as well.
resolve to Save More of Your Money in 2013
• Many financial services companies offer free tools to help you easily see what you’ve been spending and ways you can save. For example, the non-profit Family Credit Man-agement offers spending plans, savings guides and a com-prehensive personal financial goals workbook that help you to lay out a strong plan in an easy way. Visit www.Fami-lyCredit.org to see these and other financial tools.
• Make the small changes that add up to big savings. Most people have small expenses that they can live without. May-be for you it’s a coffee every morning on your way to work. If you do this every weekday, that adds up to $1,300 per year! If that’s important to you, then fine. But if it’s not worth the annual amount you’re spend-ing, cut the cost.
The idea is not to strip the fun from your life, but to save money on things that you re-ally don’t care about. For more areas to save in your daily life, visit www.StopThinkSave.org.
• Involve your whole fam-
ily. Many parents feel the need to shelter kids from financial strain, but budgeting is an in-valuable life lesson that you can teach them by including them in the process.
• Ask for help! If you feel you could use some guidance, reach out to a certified credit counselor who is licensed by your state’s banking depart-ment and has an A+ rating with the Better Business Bureau. Visit www.FamilyCredit.org to find a certified counselor.
• Finally, figure out what to do with your new found sav-ings! If you’re not sure where you’d like to keep or invest your money, you can visit bankrate.com and investigate high interest, low balance re-quirement savings accounts.
Once you’ve completed these steps, you are on your way! Saving money is habit forming -- when you get your monthly statement and you see money building up, you’ll want to put more and more away. It’s a great way to get started on a financially successful New Year.
—Statepoint
There are some steps you can take to lessen the impact of PMS and dysmenorrhea on your life, including simple lifestyle adjustments and the use of nonprescription products.
Lifestyle Changes for PMSThe first step to managing the
discomfort of PMS is to pay attention to simple, healthy lifestyle choices. Many women with mild symptoms improve markedly with these interventions. You should drink lots of fluid to help reduce the bloated feeling, lessen water that your body retains, and improve breast tenderness. However, the best fluids are water or juices. Soft drinks are not recommended, especially those with caffeine. Rather than two or three large meals, you should eat frequent small meals, with no more than 3 hours between meals or snacks. Increase the amount of complex carbohydrates (as found in whole grains, cereals, breads, pasta, vegetables, and fruit) in your diet. Avoid eating too much. Many women find that a low-salt diet is helpful, but it is best to check with your physician before beginning this on your own.
You should set the goal of avoiding caffeine, alcohol, and simple sugars (e.g., candy, soda). Stop use of all tobacco products, as smoking worsens PMS.
You should engage in regular, aerobic exercise each day of the month. A good weekly goal is: 1) 2.5 hours of moderate to intense physical activity, and 2) 75 minutes of vigorous-intensity aerobic physical activity. You may choose to combine the moderate and vigorous activities and add muscle-strengthening exercises on two or more days.
Try to get 8 hours of sleep each night. Learn healthy sleep habits and sleep hygiene steps to control insomnia before taking medications.
Contact a health provider if these simple steps do not cause the symptoms to disappear, or if your symptoms are so severe that your ability to carry out normal activities is limited. You could be experiencing premenstrual dysphoric disorder (PMDD), which is a more severe form of PMS and includes symptoms such as depression, irritability, and tension before menstruation.
PMS MedicationsIf the lifestyle changes are not helpful, you may choose to try nonprescription products. You may find pain relievers
will provide relief from backache, headache, and muscle and joint pains. Ibuprofen (e.g., Advil, Motrin IB) and naproxen (e.g., Aleve) are good choices. Naproxen has a longer duration of action than ibuprofen. Ibuprofen tablets must usually be repeated every 4 to 6 hours (check the dosing frequency on your product’s label), while naproxen tablets are repeated only every 8 to 12 hours. These products can also help alleviate the pain of menstrual cramping.
You may also choose a diuretic to draw out excess fluid, treating breast tenderness and swelling of the feet. Products with pamabrom in the formula are safe and effective for removing excess fluid. They include Aqua-Ban and Diurex Aqua-gels. Follow all dosing directions for these products.
If nonprescription medications do not help relieve symptoms, you may need to see a physician for treatment with oral contraceptives or antidepressants.
Remember, if you have questions, Consult Your Pharmacist
Reducing the Discomfort of PMS
January 3, 2013 Page 5The Wayne & Garfield County INSIDER
tHe lAuGhiNg pOiNt!!
every1Counts
Improving Yourself & Making a Difference in the Lives
of Others
estate Planning - what Is It?By Jeffery J. mckennA
AG MARKET NEWS
Airport MistletoeIt was the beginning of December. The trip had gone reason-
ably well, and he was ready to go home. The airport on the other hand had turned a tacky red and green with loudspeakers blared annoying elevator renditions of cherished Christmas carols.
Being someone who took Christmas very seriously, and be-ing slightly tired, he was not in a particularly good mood.
Going to check in his luggage, he saw hanging mistletoe. Not real mistletoe, but very cheap plastic with red paint on some of the rounder parts and green paint on some of the flatter and “pointier” parts, that could be taken for mistletoe only in a very Picasso sort of way.
With a considerable degree of irritation and nowhere else to vent it, he said to the lady attendant, “Even if I were not married, I would not want to kiss you under such a ghastly mockery of mistletoe.”
“Sir, look more closely at where the mistletoe is.”“Ok, I see that it’s above the luggage scale, which is the place
you’d have to step forward for a kiss.”“That’s not why it’s there.”“Ok, I give up. Why is it there?”“It’s there so you can kiss your luggage goodbye.”
Lamaze Class
A couple just started their Lamaze class and they were given an activity requiring the husband to wear a bag of sand - to give him an idea of what it feels like to be pregnant. The husband stood up and shrugged saying, “This doesn’t feel so bad.”
The instructor then dropped a pen and asked the husband to pick it up.
“You want me to pick up the pen as if I were pregnant, the way my wife would do it?” the husband asked.
“Exactly,” replied the in-structor.
To the delight of the other husbands, he turned to his wife and said, “Honey, would you pick up that pen for me?”
Santa’s reindeerAccording to the Alaska Department of Fish and Game,
while both male and female reindeer grow antlers in the sum-mer each year (which are the only members of the deer family, Cervidae, to have females do so). Male reindeer drop their ant-lers at the beginning of winter, usually late November to mid-December.
Female reindeer retain their antlers till after they give birth in the spring.
Therefore, according to every historical rendition depicting Santa’s reindeer, every single one of them, from Rudolf to Blit-zen........had to be a female.
We should have known this when they were able to find their way.
Answers for this week
To Play:Complete the grid so that
every row, every column and every 3x3 box contains the digits 1 to 9
Giving away most all of my holiday gifts (and my fa-vorite ones) has got to be one of the best feelings I’ve ever experienced. It was actually liberating to not be attached to things and at the same time see the joy in others faces. It was most rewarding, though, when it was done anonymously. In one case, I just drove up to a single women’s apartment (who lives with her grandson) and left bags of gifts, clothes and food at their door. If you haven’t done this, DO IT. You will never be the same after-wards, in a good sense, and then that’s all you will ever want to do (which is the right thing to do. At least it was for me).
As 2013 is now upon us, what will you do to make your-self and others better. Here are some ideas:
o Find a faith. Become strong in it where it becomes your foundation and rock and where you are immovable.
o Pray and work for your weaknesses to become your strengths.
o Become humble. Do not brag, seek for accolades or rec-ognition. As a matter of fact, even give someone else and others the credit.
o Spread only positive gossip (i.e., good news).
o Do not compare. For example, “You’re going to be just like your older brother…”. Instead, say something entirely different, “You’re a gift of God and I cannot wait to see how you continue to unfold as a son or daughter-of-God.”
o Love regardless. Love regardless. Love regardless. The person that is, not their sin.
o Learn and remember names and something about each person.
o Find virtues in every-one. EVERYONE. We all have them. And then voice them. To that person and everyone (this is an example of spreading pos-itive gossip).
o Assume the best. Give the benefit of the doubt.
o Find opportunity in ev-erything (especially adversity, hardships and trials).
o When you start to feel sorry for yourself just, “For-get yourself and get to work.” (Hinckley, n.d.).
o Let your anchor be in Christ, and not your iPod, iPad, video games, TV sitcom, the Internet (including social net-working) golf or other sports games, car, home, clothes, jewelry, and other worldly things. Do a self-assessment. If you find yourself spending more time on worldly fads and things, go out and serve some-one else (who may not have any of these things) until you do not put them before your works of God. Take an invento-ry of your time. Where are you spending it? If you’re spend-ing it on worldly more than Godly things, time to make a swap. If today were your last day, would you really want it to be self-serving, say playing video games when the boy or girl or man or the women down the street doesn’t know what they’re going to eat for their next meal?
o Work to notice people, not ignore them. Actually, go out of your way to notice them.
o Invite someone who lives alone and or is lonely to your weekly or Sunday dinner.
o Pray, love and forgive those who have wronged you. Do not stop until you have love for them in your heart.
o Before you think, speak or act ask, “Is this good or use-ful?” If not, don’t think, say or do it.
o Only have pure motives.o Do not label, make fun
of, ridicule or bully anyone.o Make a list of anyone
you’ve ever offended and do one of the following: Call them, send them a letter (or email, Facebook message, text) or visit them in person. Then say, “I am sorry, I love you, forgive me.”
o Express gratitude to God, on your knees, every morning and night, for all your blessings (especially for your trials that teach you to become more like Him).
o If someone’s name comes up in conversation, and it’s someone that wronged you, do not say anything unless you have something good to say.
o Never “write” someone off for what they’ve done. Af-ter all, remember, that when you judge, you’ve got three fin-gers pointed back at you. (See Matthew 7).
o When something unfor-tunate happens to you ask God, “What do you want me to do with this?” Also ask yourself, “What can I learn from this?”
If this list seems over-whelming, just start with one. Brian Tracy, a motivational speaker, has said, “If you have to eat two frogs, eat the ugli-est one first” alluding to doing the difficult things first. Thus, whatever your “frogs” are, just keep doing. Endure no mat-ter what. And take comfort in the hopeful scriptures from Matthew 7:7-8: 7 ¶aAsk, and it shall be bgiven you; cseek, and ye shall find; dknock, and it shall be opened unto you: 8 For every one that asketh re-ceiveth; and he that aseeketh findeth; and to him that knock-eth it shall be opened.
Reading these scriptures and tackling this list, can lead to the best feelings. Therefore, today, improve yourself and make a difference in the life of others. So, who will you start with? After all, they’re waiting. In short, what will it be, your video game or the person who needs a meal? You decide.
Cynthia Kimball is a pro-fessional speaker and trainer through her company Every-1Counts, LLC, and a doctoral student in Workforce Education Leadership. She also writes frequently through Deseret Connect. E-mail: [email protected]
All of us at sometime in our lives have probably heard the phrase, “Set your house in order” or some similar prin-ciple. We may have heard the message as children when told to clean our room or as adults in the context of organizing our family or individual lives. This principle is estate plan-ning. Estate planning is the process of organizing your af-fairs in such a way as to give what you have, to whom you want, when you want, in the way you want, at the lowest possible cost to you and those you love.
Having your affairs in or-der brings peace and comfort. In fact, doing your estate plan-ning may even make vacations more enjoyable. If you have done or updated your estate planning, the next time you leave on a long awaited trip you will not spend the first hour or more contemplating the question, “What would happen to everyone and ev-erything that is important to me if I did not return?” Es-tate planning is arguably the easiest thing to procrastinate in our lives because we have until the very end to keep pro-crastinating! Although easy to procrastinate, completing the estate planning process brings a sense of accomplishment and great peace of mind.
This is the first of a se-
ries of articles to be published throughout 2013. Future ar-ticles will discuss numerous issues related to estate plan-ning. I am excited to share information regarding a topic important to all. I encourage you to cut and save those ar-ticles that interest you. If you already have estate planning documents, I recommend that you place the articles with your documents. If you do not already have estate plan-
ning documents, I believe the information in this and future articles can be a useful tool in helping you work with quali-fied professionals in order to do your estate planning. The knowledge that you acquire will be beneficial whatever your status is in the estate planning process.
Jeffery J. McKenna is an attorney licensed in three states and serving clients in Utah, Nevada, and Arizona. He is a partner at the law firm of Barney, McKenna, Olm-stead and Pack, with offices in St. George, Utah and Mes-quite, Nevada. He is a found-ing member of the Southern Utah Estate Planning Council. If you have questions or topics that you would like addressed in these articles please email him at [email protected] or call 435 628-1711.
Attorney Jeff McKenna hiking with his son in Zion National Park
Call me today to see how I can make it simple to help you save for retirement.
Tyler Jeffs45 W Main StreetCastle Dale, UT435-381-2333
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Well, Christmas is over and, hopefully, it was a very good one for most of you.
The passing of Haynes Woolsey, 85, made it a sad one for his family. He passed away Dec. 23, 2012 at his home in Escalante. Graveside services were held on Friday, Dec. 28, 2012. We all send our sincere condolences to his children: Merlo Kay (Kathy) Woolsey, Fruita, Colorado; Christine (Richard) Tatman, Myton, Utah; Eric (Sheri) Woolsey, Escalante, and their families. Also a brother, Hal (Jo) Woolsey, Salt Lake City; Two sisters: Earline (Homer, deceased) Nelson, St. George; Marjorie (Howard, deceased) Shurtz, Sacramento, Califor-nia and sister-in-law Margaret Woolsey.
Haynes was preceded in death by his wife, Iola Griffin Woolsey. Parents, Earl and La-Vern Hardy Woolsey; Brothers Hardy, Clint and James Wool-sey and sisters-in-law Clella and Lasca Woolsey.
Condolences also to Mary Shumway and the whole Bybee family (who grew up in Tropic). Mary’s brother, Clyde R. Bybee, passed away at his home in New Plymouth, Idaho, December 23, 2012. He was married to Della Mecham in 1950. She preceded him in death October 2, 2011. They were survived by 4 children. One son deceased.
Graveside services were held for him in Tropic on Sat-urday, Dec. 29, 2012.
Back to happier things………….
Both LDS Wards met on Sunday, Dec. 23rd, for a love-ly Christmas program. Reed Munson was the narrator. The choir sang: “Sing, Sing a Song of Christmas.” Sabrina Hughes sang, “Joseph’s lul-laby.” The Bell Choir did an exceptional job playing “Oh Come All Ye Faithful”. Vick-ie Crawford sang, “Cradle
Arms.” Renae Singletary, Su-sAnn McLemore and Jacee Nez played a beautiful violin rendition of “Angels We Have Heard On High.” Dana Por-ter and Heather Tanner sang “Breath Of heaven.” Kathy Griffin and Arcola Gates did a Piano - Organ duet of “What Child is This.” Seven year old McKynlee Cottam did a very good job with her rendition of “Joy to the World,” on her violin. The choir sang a med-ley of Christmas songs and the concluding song was by Lori Torgerson, Braden Porter, Shianne Shakespear and Elias Lyman. Accompanists were: Kathy Griffin, Joette Marie Rex, Doneen Griffin and Su-san Shurtz. Well done!
A baby was also blessed that day. The daughter of Tony and Mindy Peterson. Her name is Adelyn Marie. Reed and Karen Munson are the grand-parents and I noticed Barbara Munson was here, from Provo, with the Munsons that day.
Joy Carter spent the holi-days, in St. George, with her daughter and son-in-law, Ash-ley and Brandon Barnett, and their two little children, 4 year old Jaron and his baby brother, Brigham. Clayton and Angela Carter spent some time with them too.
Brad and Misty Wilson came from Big Water for a pre-Christmas visit with rela-tives here. Glenn and Fran Wilson, Carrie Griffin, Troy, Brenda, Lillian Lyman, etc.
Judy and Lynn Griffin went to St. George for a pre-Christmas Party with their kids. (There was a lot of that going on this year!) Judy said, “By the time we gave presents to 5 kids and their spouses, 30 grandkids and 2 great grand-daughters, Christmas was about over for us. But it was a great party!” Nothing like a family get-together!
Phil and Harriet Priska
spent Christmas with Harri-ett’s mom, Winnie Washburn, in Pasadena, California. She sends her love to all the Es-calante people and wished us a Happy New Year! Same to all of you!
Peggy Soren is home and well enough that her son, Mike, was able to take her out in the neighborhood to spread some Christmas cheer and deliver a few gifts to some of her friends. Thank you, Peggy, we’re glad you are doing bet-ter.
Garrison Lyman, who has been stationed in New York, got here in time to spend Christmas with his mom and dad, Richard and Debbie Ly-man, and his brother Nathan and Elisa Lyman and their family, from Kanab. He will be here for 3 weeks and will then be deployed to Afghani-stan. We wish him the best and hope he will not have to be over there for long.
Kory Haws, son of Rick Haws and Randie Haws got as far as Hurricane to spend Christmas with his mother, but because of bad weather, we didn’t get to see him before he had to return to Texas where he is now stationed.
Reed and Analee Knud-sen, Mayfield, had most of their family here to spend Christmas at her old childhood home, that of the late Vernon and Rula Spencer. Camille and Ed Shakespear had all their sons and families here also and they all got together for a great family reunion.
The family of Danny and Sherie Meisenbach were all in California for the John Mei-senbach, Sr. family reunion, but made it back in time to spend their first Christmas in their new house in Escalante.
Florence Alvey had her daughter and son-in-law, Hel-en and Rick Pruitt here from Richfield. The Pruitt’s son and
daughter-in-law, Derrick and Emily and two little boys were also here, from Cedar City, to help Florence celebrate Christmas.
Congratulations to Adam and Kristin Rex who became the parents of a new little baby boy on December 26th. He weighed in at 8 lbs. and was 21 inches tall. JoEtte Rexis the proud grandmother.
Thelma Marsh has a new great grandson! He was born December 23, 2012 to Alecia and Rob Tebbs, Las Vegas, Nevada. His grandparents are Warren and Kathleen Wool-sey, Cedar City and Richard and Irene Tebbs, Panguitch. He has a sister and two broth-ers at home. Congratulations to all!
I, Along with numerous others, I’m sure, would just like to thank all of you who have been so generous with your visits, gifts and kind ges-tures during the holidays. That is especially appreciated by us older folk who get up on Christmas morning to a quiet house, not a chick nor a child stirring, not knowing if we should open a gift or go back to bed. But then we remember to thank the Lord for all our blessings, large and small, and wait for them to start coming in to check on us a little later in the day! Friends and fam-ily. What would we do without them?
A message from Janna Hassett says: Both UPS and Fed Ex charge a weekly pick-up fee for guaranteed pack-age pickup service. With the decline in population in Es-calante the volume of service has declined as well as there is no longer enough business to warrant the weekly fee.
Beginning Jan. 1, 2013, we are no longer offering any shipping services except U. S Postal Service. We are sorry for the inconvenience.
NEW PLYM-OUTH, ID - Clyde R. Bybee, 84, died December 23, 2012 at home in New Plymouth, Idaho. He was born January 24,1928 in Tropic to Levi and Ella Riding Bybee. He married Della Meacham Oc-tober 2, 1950. They were sealed in the St. George Temple in May1951. She pre-ceded him in death October 24, 2011.
Clyde proudly served in the U. S. Army as a combat engineer in Germa-ny from 1950-1952.He worked at Bybee Garage and his fam-ily sawmill, then coal mining, deliver-ing and selling what he mined. In 1957 he moved his fam-ily to Kanab where he worked for Dame Lumber and Molding aka Woodgrain Mold-ing, which eventually took them to Oregon and Idaho where he retired in 1997.
He is survived by children: Rae (Phill) Kindall, David (Mickie) Bybee, Clint (Ruth) Bybee, Wendy Bybee; daughter-in-law, Susan Bybee; 20 grandchildren and 27 great-grandchil-dren; four sisters and one brother.
He was also preceded in death by son, C. Randall “Randy” Bybee; parents; four sisters and four brothers.
Graveside services and interment will be held Saturday, December 29, 2012 at 3:00 p.m. in the Tropic Cemetery, where friends may call after 2:30 p.m. Military rites will be provided by the Bryce Valley American Legion, Post #18. Funeral Directors: Magleby Mortuary, Richfield, Salina and Manti. Online guest-book at www.maglebymortuary.com
Clyde BybeeMISSIONS
PANGUITCH - Baylee Vasquez has been called to serve in the Raleigh North Carolina mission. She enters the Missionary Training Center on January 16, 2013. Her farewell will be Janu-ary 13, 2013 at the Panguitch 3rd Ward building. Your parents and her sibling wish her the best and will miss her.
Sister Baylee Vasquez
PANGUITCH - Blaine A. Tebbs, 68, of Panguitch, passed away December 28, 2012, in Panguitch, Utah. He was born July 3,1944,in Panguitch, to James Calvin and Della Petersen Tebbs. He married Peggy Ann Ruesch Pitts, April 16, 2009, in Tropic, Utah.
Blaine was a faithful member of the LDS Church. He served an LDS mission to the North Central States. He also served as a Gospel Doctrine instructor, home teacher, and as an ordinance worker in the St. George LDS Temple. He was a perpetual gos-pel scholar. Blaine was a veteran where he served in Germany in the U.S. Army. He was the past-president of the Little Val-ley’s Cattlemen Association and secretary of the Panguitch Lake Landowners Association.
He is survived by his wife Peggy of Panguitch; step-chil-dren: James (Christy) Pitts, Jason Pitts, Layna Havens, Jessi (Ja-son) Jensen, John (Jennifer) Pitts, Janee (Jake) Edgar, all of Taft, CA; 21 step-grandchildren; brothers and sisters: Sherry (Clair) Veater, Panguitch Lake; Kyle (Lynn) Tebbs, Ogden; Grant (Avonell) Tebbs, Panguitch; Nate (Elaine) Tebbs, Richfield; also survived and loved by 17 nieces and nephews.
Preceded in death by his parents.Funeral services will be held on Thursday, January 3, 2013
at 12:00 Noon in the Panguitch 2nd LDS Ward Chapel. Friends may call at the ward chapel in Panguitch on Thursday from 10:00 to 11:30 a.m. Burial will be with military rites by the Panguitch American Legion Post #25 in the Panguitch Cemetery. Funeral directors, Magleby Mortuary, Richfield, Salina and Manti. On line guest book www.maglebymortuary.com
Blaine Tebbs
January 3, 2013 Page 7The Wayne & Garfield County INSIDER
TOrreY NewSAdus Dorsey
$10 Fill-it-FreshProduce Bags
This Thursday and Friday OnlyJanuary 3rd and 4th
Just about everywhere you go in Torrey where there is a chimney there is smoke coming out of it, and if you get close enough there is some-thing simmering on the stove that smells mighty good. It is that time of year when houses are warm, full of cheer and plenty of good food to eat which is why there are always so many exercise machines on sale.
It has been a long time since I have seen much snow at Christmas or enjoyed stand-ing in front of my fire place more than this year, and be-lieve you me there is nothing more soothing than the sound of a fire when it is snowing outside. The snowy Christmas scene from inside my frosted window has made me relive many of my own Christmas’ from past to present.
Visiting folks with young children opening presents on Christmas eve is good for the soul, it helps remind us of a simpler time when the small-est of gifts gave us the most joy, much like the gift of life that throughout our lives we learn to appreciate more and more every year.
Although we have seen some snow, finding a good sledding hill is still challenge. Many a plastic sled has come home from the mountain with a crack in it and the rider with a bruised bum after finding a barely hidden rock on the hill.
There are always some folks that brave the winter weather and come visit Wayne County for the Holidays but then again there a lot of Wayne County folks that chose to go visit relatives in places like Tucson or points south of the
freeze line and bring back cas-es of oranges and avocados as peace offerings for those of us left behind to man the ship.
Gas prices are getting pretty close to the three dol-lar mark and it is sad to think three dollars is a meager amount to pay for a gallon of gas. I also have a feeling folks are using more firewood than in the past because things are a bit tighter these days while all wait to see what our govern-ment is going to do or not do. We are lucky our local govern-ments do not operate that way as tar and feathering would surely make a comeback. But like every year we are all hop-ing for something better in the New Year and an optimist is a state of mind that believes matrimony will be cheaper than courtship.
I hope you had a very joy-ful Christmas. How about that snow, it sure made for a white Christmas, all we needed was Bing Crosby singing. It is the celebration of the birth of Je-sus and one the holiest of holly days. I pray that good health is with your family, so many around here have the plague, if so, I was told that I would get better or die. The Sub for San-ta had another good year, with bring gifts to many of the chil-dren of the Town. Without the help of the Town this program would have died out a long time ago. Help came from the Lions Club, Panguitch City and Toys for Tots even got into it this year and they were a big help. I made the mistake shopping with Santa last Fri-day and Saturday and those 16 hours days nearly killed me, I been sick since and Santa just keeps chugging along stronger than ever.
Coming up next is the New Years Eve Party, spon-sored by the City. I was try-ing to figure out how long this Event has been going on, I really think it’s over 10years. This is a family affair, with all kinds of entertainment, food, games., bingo, and a lot of blow up toys to play on and a dive for coins area, no they wouldn’t’ let me in its for kids. Since the party started, I don’t believe that there has been any trouble, however I am the last to know with these problems.
We are going to a fam-ily reunion next week so there won’t a column, but this has been such a good year I though I would review it, as best I can.
The usually first class events that go on in Town are:
THE EASTER EGG HUNT
PLANTING THE FLAGS AT THE CEMATARY
THE QUILT WALKBALLOON FEST4TH OF JULYFIDDLERS FESTDISPARADO DUELHIGH SCHOOL RODEO24TH OF JULY CELA-
BRATIONCOUNTY FAIRATV RALLYLIONS CLUB SPON-
SORED ALL STAR VOLLEY BALL GAME
ANNUAL LION’S CLUB SPONSORED THANKSGIVING DINNER.
CHRISTMAS IN THE COUNTRY
CRAFT FAIRMERCHANTS DRAW-
INGA lot of good thing hap-
pened all year long. This was a leap year and the extra day will come in handy for all that is going on.
Cheryl Church and Board Chairman Art Cooper ac-cepted an award on behalf of Panguitch Main St. Inc from the Utah Heritage foundation. The Award is for Outstanding Organization in Utah.
graders.. They killed every-one through really hard study-ing. The team was made up of Janzon Orton, Connor and Ian Anderson, Drew Fisher and McKey Dodds.
The Town celebrated their Birthday this year on March 16, there is always plenty of history to keep the party lively.
Kailey Remund brings home Barrel Racing National Championship. She came home with four buckles and a world champion saddle. She did this at the 2012 Little Britches World Champion as a barrel racer. It was held at Colorado.
PHS sent 9 Sterling Scholars down to the Compe-tition down at Dixie College, a life time experience.
The Class of 2012 have graduated and have left the nest to make a name in what every they attempt, they are a very smart.
This summer we were treated to a couple of once in a life time solar events. The Sol-stice eclipse, when the moon crossed in front of the sun. In our area the wind didn’t blow, but finally the clouds cleared away. It did take the moon a long time to get on course, but as it went across the sun and the Ring of Fire was ev-erything they said it would be and at exactly the time quoted, Rubys’ had been booked for months and people have come from all over the world to view this wonder. The second one was a little harder to spot, when Venus crossed in front of the sun. This took about eight hours to complete so you had plenty of time look at it, it appeared as a small dot cross-ing the sun. Both events won’t happen again for another 100 years.
Tammy Bennett’s FC-CLA had a record year at State this year. Competing against some 1500 students at state came away with winning in 15 of the 17 Categories, unbeliev-able record and they did really well back in Orlando Fla. Na-tionals. They brought home 2 Golds, 5 Silvers and 3 Bronze.
The Shingle fire up on the mountain that was started by an ATV burned over 10,000 acres and smoked up the area for sometime.
We have a new business in town Smokin’ Hot Antiques +Collectables the Old Fire House. It is run by Carletta Johnson, who over the years ran the 3 Bee’s. A lot of great stuff.
I was fortunate to be awarded the Silver Bowl as Volunteer of the year in Gar-field County (twenty years of volunteering in the area) by Lt. Governor Greg Bell, who presented me the award in SLC.
The University of Utah honored three people in a magazine dedicated to those who contribute to the good of Utah. The Jon Huntsman and his family for contributing 400
million for their fight against cancer. Two long time Profes-sors at the U, a husband and wife team. The third award went to our granddaughter Teah Caine and the daughter of Shawn Caine. She was honored for her work on dia-betes and fund raising with her “One Dollar, One Day and One Cure” and her volunteer work with the homeless.
Garfield County builds a Gem of a Courthouse. The County Staff officially moved into their new home on July 16. In a tour that I took, ev-erything was taking care of perfectly. Cells for prisoners, to talk to their lawyer, all kinds of restrooms, somebody really did some great planning. The original Court house was built in 1907, at a cost of $13,000. It had been renovated twice; once 1930 and again in 1984.
Wyatt Moore was hon-ored twice by the Juvenile Di-abetes Research Foundations. It was done at the 1st annual St.George walk for a cure. Wyatt’ team took 2nd and won $1,300 and the rally raised $38,000. The JDRF also gave Wyatt an award up in SLC.
The Fire Fighters were out collecting funds for MDA on Labor Day weekend and again did well, collecting $ 1,200. Fire Fighters through-out the Country raise over $6 million for this Noble cause, much coming from small towns like ours.
Joseph and the Amaz-ing Technicolor Dream Coat. This was the best musical I have seen in the last 20 years. The students were outstand-ing with their singing and act-ing, Cheryl Church and Elaine Baldwin out did themselves, it going to be very hard to come up something to beat this good.
Rick Irish had another dy-ing spell, I believe this was his fourth time going through this. I think that the Good Lord might not want you Rick just yet, it’s a good thing I need a little humor around here. The folks in town with Connie Orton heading it up some ex-cellent chow and raised some nice money for Rick to help with expensive. If you have Medicare and extra insurance
you don’t realize how much money you spend on gas, its cheaper than getting a room, but you are looking 800 to a 1,000 a month for gas and food.
Panguitch Lake’s Fire Chief, David Etter, had a sta-tion dedication in August.
The individual that caused the closing of the Sil-verado Boy Ranch has been sentence to 15 years in jail, plus two more 5years sentenc-es after serving his time. 27 locals lost very good jobs and they were hard to replace.
TARS (Teenage Republi-cans) from Panguitch received the outstanding TARs in the Nation Award.
Dr. Collin Marshall joins the staff at Garfield Hospital. He brings with him his wife Julianne and three kids Thom-as Jacob and Alexa. Dr. Mar-shall is the son of Steve and Marlyn Marshall owner of the Panguitch Drug.
Allan Henrie announced his retirement after his 20 years service as the City Man-ager. The Current Mayor Lori Talbot has been appointed in his place, as the New City Manager.
Former Garfield County School District Business Ad-ministrator Plead Guilty to misuse of Public Funds. Jus-tin Baugh pled guilty to two felony counts. This stopped a lengthy court fight that had gone for 3 years.
Well we made it through another Crisis of the World. Their was no end to the world because the Mayan Calendar came to an end on last Friday. The way I feel I was hoping it would have come about. The Last big scare came about in 2000, what KY2 or some-thing, people are so stupid, everyone was rushing out buy-ing food, guns and ammuni-tion, and gold. It would have been a lot better to have spent all that money, on our students education. I guess it paid off to put gas prices from Cedars and Richfield in the paper it has finally gone down, Thank you M.M.
Hope next year finds you and your family in good health.
From the Oetting Family..
Panguitch Senior center hot Lunch PrograM
87 N 50 W • 676-2281/676-1140Suggested donation $3.00 60 & older, $7.00 under 60
Call before 10 AM of the day of attendance to reserve a spot
Meals include milk & bread. NOTE: PLEASE BE COURTEOUS AND CALL AHEAD.
The ladies work diligently to prepare a good dinner, and a head count helps them prepare enough
If it seems like your gro-cery store bills are getting big-ger, you’re not imagining it: food prices are on the rise, and poised to go higher.
Scarce rainfall plus last summer’s record-breaking heat wave resulted in scorched crops in many of the nation’s grain-producing regions. The reduced fall harvest has created higher prices at the supermar-ket now, for products ranging from boxes of cereal to bottles of soda, and from bacon to beef.
The World Bank has even warned that high and volatile food prices may be the “new normal.”
Luckily, shoppers can take a few easy steps to help ease the bite on food budgets.
• Buy fewer processed food products. That means buying fresh fruit instead of processed packaged fruit snacks, or peanuts in the shell rather than shelled, roasted and salted peanuts in a can. Less processing equals greater value, explains Kara Newman, author of “The Secret Financial Life of Food: From Commodi-ties Markets to Supermarkets.”
“When you buy packaged food, only 15 to 20 cents of every dollar goes toward the raw commodities used in that product,” Newman says, citing a USDA study that focused on price inputs for a typical box of corn flakes. In that box, 15 per-cent to 20 percent of the price goes toward the raw corn, she explains -- the rest goes toward processing, transportation and fuel, advertising, and other ex-
Take a Bite Out of Your Family’s Food Bills in the
New Yearpenses related to getting a box on a retail shelf. “In the end, you pay more for the packag-ing than you do for the corn in your corn flakes!”
• Try out “Meatless Mon-days.” Consider preparing vegetarian meals at least once a week. In 2012, the steep-est food price increases were among beef and veal, and poultry products, according to USDA figures -- and those products are expected to trend higher still in 2013. By com-parison, fresh vegetables were the only category that saw a de-cline in prices last year.
Can’t bear to go com-pletely veggie? Try subbing eggs, dairy and fish for beef and poultry -- those products have had slightly gentler price increases.
• Cut out the middleman. “One of the secrets nobody tells you is that you can opt out of buying ‘commodity products’ if you want,” Newman notes. “To do that, shop at greenmar-kets where you can buy direct from farmers and other food producers.”
There are many different factors that influence food pric-es and many ways the finan-cial markets influence prices in the supermarket, points out Newman, whose new book, “The “Secret Financial Life of Food,” explores the mysteries behind culinary trends, grocery pricing, and restaurant dining.
Thankfully, there also are many different ways you can help lower your family’s food bills.
—Statepoint Media
SALT LAKE CITY - While the flurry of holiday spending may be good for the economy, it can prove to be exactly the opposite for an in-dividual or family struggling to pay for necessities. In response to a new survey, one in four people said they’ll need more than three months to pay off what they charged as holiday expenses.
Melody Bell, executive director of Financial Begin-nings, a nonprofit group that teaches money-management skills, says a new year means a new chance to get on track with a monthly budget, which starts by defining financial goals for the year.
“It’s such a hassle some-times writing out the budget. But really, statistic after statis-tic has shown that we are more likely to achieve our goals if we write out a plan. And it’s not enough to just say, ‘I resolve to have no debt this year.’”
In another pre-holiday survey from the American Re-search Group (ARG), people said they’d spend an average of about $850 this year on the holidays, up from almost $650 last year. Bell suggests ending
regrets About Holiday Spending?
Change That Now ...2012 with this question: “What can I realistically do to improve my financial situation in the coming year?” And make the 2013 budget with that in mind.
Ellen Harnick, senior policy counsel with the Center for Responsible Lending, says one in eight Americans car-ries more than $10,000 dollars in credit card debt. She thinks part of the solution to holiday overspending involves family dynamics, and honest conver-sations about getting the bud-get and the expectations in line.
“Anyone who you love enough to be out there shop-ping for a gift for does not want you to take on a debt obliga-tion that’s going to put you in financial peril for the rest of the year.”
Harnick says January is the time to add a category to the family budget, putting away a little money each month to fund the 2013 holiday spending without going into debt.
The ARG holiday spend-ing survey is at AmericanRe-searchGroup.com. The my-FICO.com report is at Blog.myFICO.com.
—Chris Thomas, Utah News Connection
January 3, 2013Page 8 The Wayne & Garfield County INSIDER
www.bracesbybarnett.comToll Free :
1-888 BrACe Me
BArNeTT OrTHODONTICS
LeGAL NOTICeS
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HeLP wANTeD
Barney Trucking is look-ing for truck drivers in the
Panguitch, UT area. Great pay and benefits.
Valid CDL with Doubles endorsement required.To apply, go to www.barney-
trucking.comor call 435-529-4422.
reAL eSTATeHOUSE FOR SALE IN-TORREY - Sleeping Rain-bow Estates 40-50 Native Trees, 3 BR 2 Bath, Incred-ible Views, 2000 Sq ft. with 2000 sq ft. detached garage. 2 Acres. Call Lowell at 425-3824 or cell (435) 896-7092
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reNTALSHOME FOR RENT IN LOANice home for rent in Loa located at 244 S. 100 W. All kitchen appliances are includ-ed, 3 BR, Bathroom, Laundry Room, Lg. Family Room. For more info, please contact Stan Chappell at Garkane Energy (435) 836-2795. 12/27
HOUSE FOR RENT - Wayne School District has a house for rent. The house is located at 393 W 200 N in Bicknell, be-hind the high school. The rent is $400 a month. There is also a $400 security/cleaning de-posit, which includes a non-re-fundable $100 carpet cleaning fee, plus a fee to pay for any heating oil that is in the tank at the time the rental agreement is signed. For more informa-tion call the District Office at (435) 425-3813. rtn
FOr SALe
MATTRESS KING - Twins from $79.95, Queens from $139.95, Kings from $349.95. In Richfield. Can deliver. (435) 201-4368. Sofas, Sec-tionals, Recliners available. *Call me* rtn
HOUSE FOR RENT IN LOA - 3BR new tile, coal furnace, 2 car carport, outside corrals. No smoking, no in-door pets. $500 a month. Call Sharon @435-691-1991 to get an application. 12/27
APTS FOR RENT IN LOA - 3BR, 1BA apartments. $475/month, security deposit re-quired. Contact Mel, (435) 491-0899 12/27
reNTALS
BUILDER - Need a contrac-tor? Give Preston a call! Li-censed and insured General Contractor. 435-616-5074 or 435-836-2205 1/10
SerVICeS
HANKSVILLe eLeMeNTArY CUSTODIAN/MAINTeNANCe POSITION
Wayne School District is accepting applications for a main-tenance/custodian position for Hanksville Elementary School. This position is for part time, year-round employment. Appli-cants must be in good physical condition and be willing and able to complete various strenuous physical tasks, typical of a main-tenance or custodial position.
Some general tasks will include, but are not limited to the following:
2. Simple maintenance such as: changing light bulbs, chang-ing air conditioning filters, sprinkler repair and maintenance, etc.
3. Daily school janitorial/cleaning during the school year4. Deep cleaning during the summer and at various times
during the school year.5. Ability and willingness to be trained and use approved
cleaning and maintenance chemicals appropriatelyApplicant must be willing to work a flexible schedule as
school needs dictate. Applicant must demonstrate initiative and be able and willing to work alone and without direct supervision before and/or after regular school hours.
The hours for this position include:a. Twenty hours per week during the regular school year.b. Summer hours (June through August) include a total of
180 hours, with daily/weekly schedule to be determined in con-sultation with the school administrator.
Starting salary is $10.16 per hour. There are no benefits with this position beyond retirement and Social Security require-ments. Interested applicants must pass a fingerprint background check.
Applications may be picked up at The Wayne School Dis-trict office, or at Hanksville Elementary School. You may obtain further information for this position by contacting Mrs. Corri Robinson, Head Teacher at Hanksville Elementary School. Ap-plications will be accepted until 5:00 p.m. Friday, January 11, 2013.
Wayne School District is an equal opportunity employer and reserves the right to accept or reject any or all applications.
1/10
HOUSE FOR RENT IN LOA- 4BR, 3BA home in Loa, large fenced yard. Pets OK with extra deposit. $850/mo., $400 deposit. Available mid-Jan. (435) 491-1517.
1/28
Advertise inTHe
INSIDer676-2621Garfield
836-2622wayne
JOB OPeNINGSCapitol Reef National Park has job openings for several po-
sitions:Administrative Support Assistant, GS-5, $15.00 per hour,
permanent with benefits, Open: Wednesday, January 2, closes January 9 (opening date changed from prior ad)
Park Guide and Park Ranger (visitor center), GS-4 and 5 $13.41 and $15.00 per hour, respectively. Seasonal, no benefits. Open first of January and closes in two weeks.
For more information and to apply, go to the website: http://www.usajobs.gov search under Torrey, Utah as location. Check the USAJOBS website DAILY for other job openings.
For questions, contact Human Resources at Capitol Reef National Park at 435-425-4121. 1/3
OUTreACH NOTICeFishlake National Forest
Customer Service Represen-tative GS-0303-4/5
The Fishlake National Forest will soon be advertising two GS-0303-4/5 Customer Ser-vice Representative positions. The positions are permanent full-time appointments; one duty station will be located in Beaver, Utah and one located in Loa, Utah. The positions will be advertised both Merit (Current Permanent Employ-ees) and Demo (Open to all U.S. Citizens). The purpose of this Outreach Notice is to in-form prospective applicants of this opportunity.Anyone interested is encour-
aged to complete anOutreach Response Form,
which you can pick upat the Loa Forest Service
Office. You will still need to apply for
the job separately. 1/10
Please reply to this outreach by January 15, 2013.
PRIVATE GUN COLLEC-TION SALE - 1 12ga 5 shot pump; 2 30/6 with scopes Rem/Ruger;1 10/22 Ruger;1 911 special SW; 1 38 special SW; 1 45 semi-auto SW.Call 435-679-8041 1/3
GOLDEN OPPORTUNITY FOR PET LOVERS - Look-ing for a retired couple or single person to live in a rent-free house. 3BR, 1,500 sq. ft. in Torrey, in return for watch-ing pets when owner next door travels. Call 435-425-3844
1/10
CARPENTRY TOOLS - Craftsman table saw and Craftsman radial arm saw for sale (in Loa). $100 each. Call 435-836-2446 1/24
DeLINqUeNT FreMONT IrrIGATION CO. wATer TAxeS AS
OF 12/27/2012Randy Blackburn Joseph BowlerShane BradburyRichard Brinkerhoff C/O David BrinkerhoffEsther Durfey C/O Tara Lyn RoderickDonald Foutz Travis Heaton C/O Sam HeatonKirk JacksonArden Johansen C/O Colleen ToupinGloria LemmonAlexander Macpherson Anthony Magann Lester Miller C/O Brian MillerBret NewEvangaline Tappan C/O Joanne ButterweckTimothy Thomas Rene Vandyke Any stock which remains unpaid on January 31, 2013 will be sold to pay delinquent assessment together with the cost of advertising and ex-pense of sale.
Published in the Wayne & Garfield County Insider on
January 3, 2013.
ANNexATION PUBLIC HeArING NOTICeNotice is hereby givcn that the Panguitch City Council will
hold a Public Hearing on January 8, 2013 at approximately 7:00 p.m. in the City / Library Conference Room at 25 South 200 East, Panguitch, Utah. The purpose of this Public Hearing is to receive public input with regard to the proposed Markay En-glestead Annexation of the following property:
Beginning at a point 841.50 feet South and 325.38 feet West of the Northeast corner of the Northwest quarter of Section 32, Township 34 South, Range 5 West, Salt Lake Base and Merid-ian; running thence South 0°02’45” West 306.94 feet; thence South 89°26’46” West 124,75 feet; thence Southwesterly along the arc of a curve to the left 155.62 feet through a central angle of 44°34’58” thence South 44°51’48” West 275.66 feet; thence Southwesterly along the arc of a curve to the right 111.49 feet through a central angle of 44°51’30”; thence North 39°28’18” East 90.82 feet; thence North 85°00’00” West 361.02 feet; thence North 502.92 feet; thence East 861.30 feet to the point of beginning.
During regular office hours, exact legal description, along with a location map, will be on file at the Panguitch City Office beginning January 2, 2013.
If you arc planning to attend this public meeting, and due to a disability, need assistance in understanding or participat-ing in the meeting, please notify the City ten (l0) or more hours in advance and we will, within reason, provide what assistance may be required.
CERTIFICATION OF MAILING OR POSTING:The undersigned duly appointed City Recorder/Clerk for
the City of Panguitch, hereby certifies that a copy of the forego-ing Notice was faxed to The Wayne and Garfield County Insider.
By: Donna Osborn, Recorder Posted: December 28, 2012
Published in the Wayne & Garfield County Insider on JANUARY 3, 2013.
PUBLIC NOTICeTorrey Town 2013Meeting Schedule
Torrey Town, Wayne County, Utah.Notice is hereby given pursuant to 52-4-6 Utah Code Annotated
Torrey Town public bodies will hold meetings at the Town Hall, 75 East 100 North on the following days in 2013:
Council meetings are held the second Thursday of each month at 6 p.m.
Planning and Zoning are held the second Tuesday of each month at 7 p.m.
All meetings will adjourn when business is concluded. Any person wishing to be on the agenda of any meeting must give 48 hours’ notice during business hours prior to the meeting. Office is open on Wednesday and Thursdays, 10-2p.m.
All agenda and notices will be posted at the Post Office, Chuckwagon General Store and and Town office.
/Paula Pace, ClerkPublished in The Wayne and Garfield County Insider on
JANUARY 3 and 10, 2013
We would like to wish all of our customers a verry merry Christmas and a Happy New Year.
Thanks for another year serving all of you. —Stewart and Arjean Ivie
www.bookmobi les .utah.gov
DAY SERVICE HOURS COMMUNITY STOPPING PLACE
Monday 12:30 p.m. - 1:15 p.m. Torrey 56 E. Main Street 1:30 p.m. - 2:00 p.m. Teasdale 122 S. State (Old Church) 2:30 p.m. - 3:15p.m. Fremont 200 W. 100 S. (LDS Church)
3:30 p.m. - 4:30 p.m. Loa 18 S. Main (Courthouse) 5:00 p.m. - 5:45 p.m. Lyman 179 S. Center (LDS Church) 6:00 p.m. - 6:30 p.m. Bicknell Library (79 N. 100 W.)
Mark your calendar for the following dates: Jan. 14, 28 Feb. 11, 25 Mar. 11, 25 Apr. 8, 22 May 6, 20
DAY SERVICE HOURS COMMUNITY STOPPING PLACE
Tuesday 8:45 a.m.. - 11:15 a.m. Loa Elementary School (34 S. 100 E.) 1:30 p.m.. - 3:00 p.m. Hanksville Elementary School (50 S. Center St.)
Mark your calendar for the following dates: Jan. 15, 29 Feb. 12, 26 Mar. 12, 26 Apr. 9, 23 May 7, 21
2013Winter-Spring Schedule
HeadquartersP.O. Box 250 79 N. 100 W. Bicknell, UT 84715 Phone: 435-425-3170FAX: 435-425-3176
Panguitch City has an opening for Mayor of Panguitch. Position will be filled at a regular City Council Meeting
on January 22, 2013 at 6:30 p.m.
Interested parties may submit a letter of interest and qualifications to Panguitch City, PO Box 75, 25 South 200
East, Panguitch, Utah, 84759 by January 16, 2013.Interviews may take place on January 22, 2013 and will
be conducted by the City Council
Panguitch City is an Equal Opportunity Employer.
January 3, 2013 Page 9The Wayne & Garfield County INSIDER
Businesses, such as Inter-mountain Healthcare (IHC), who use raw materials, en-ergy, water, and other natural resources more efficiently are realizing significant money savings and reduced regulatory obligations. DEQ’s BizHelp program can show you how. Resources available include case studies, fact sheets, and on-site visits.
Case Study: Intermoun-tain Healthcare (IHC)
Located at 7302 S. Bing-ham Junction Blvd. in Midvale, IHC’s new Supply Chain Cen-ter (SCC), a 327,000-square-foot medical distribution center and warehouse, will not only deliver medical supplies to its many facilities, but also deliver energy and waste reductions by practicing the three R’s—re-duce, reuse, recycle.
The facility will supply everything from suture kits to laptop computers as part of its $1.3 billion it spends a year on supplies.
“No one buys as much stuff as us,” said Brent John-son, IHC’s vice president of Supply Chain Organization.
BackgroundIHC is a non-profit system
of 23 hospitals, 160 clinics and home care operations, based in Salt Lake City, Utah, serving patients in Utah and southeast-ern Idaho.IHC
Environmental GoalsIHC goals:Reduce the amount of
waste producedReduce energy used
through efficiency initiativesReduce transportation
footprintRecycle as many products
as possible that can’t be reusedEnvironmental BenefitsBefore the SCC was built,
IHC operated a largely decen-tralized system, where the ma-jority of IHC’s 15,000 vendors made deliveries to individual facilities. Instead of practicing “just-in-time” inventory strat-egies, which means receiving products only as they are need-ed, IHC facilities were forced to order larger quantities and provide their own torage space. The decentralized system com-plicated efforts to convert to re-usable shipping containers.
The new SCC gave IHC an opportunity to implement the first of the three “R’s” of the Environment: Reduce the amount of waste produced. IHC is reducing its packaging waste by buying in bulk using a centralized ordering system and working with manufactur-ers to limit packaging materials as much as possible. Energy use is being reduced through efficiency initiatives, such as using natural light to light in-ner space, LED lighting for all exterior lighting, and ceiling circulation fans in the ware-
While many associate the Utah Science Technol-ogy and Research initiative with recently dedicated build-ings on university campuses and world-class research-ers, USTAR also has reach throughout the state with its Go-To-Market grant program. The program is independently administered on a regional ba-sis through USTAR’s South-ern, Central, and Northern technology outreach teams. The grants focus on bringing innovative new technologies to market in partnership with Utah’s public universities and colleges.
The teams are located at Utah Valley University (UVU), Weber State Univer-sity (WSU), and Dixie State College (DSC) with a satellite office at Southern Utah Uni-versity (SUU). Before being selected for the GTM grant, a company must complete USTAR’s “Nail It Then Scale It” training program held in each of these regions. After successful completion of the training program, companies are then eligible to apply for a GTM grant.
A select group of innova-tive startups from across the state have recently won Phase I GTM grants.
The winners will use the funds for product develop-ment and to aid the comple-tion of customer validations of their startup company before initiating equity fundraising or sales efforts.
The USTAR South team has awarded three phase I grants. Referal.IM, InfoSiftr and Progress PI each were awarded a $5,000 grant to help develop their products. Each company presented a 15-minute presentation to a professional and peer panel. Following the pitch, voting took place to decide which companies would receive the grants.
“Southern Utah has a unique market of companies. Each one has a specific niche in their industry group, and have found a technology so-lution within that industry to solve problems,” said Jill Elliss, USTAR Southern Utah technology outreach director.
Infosiftr offers a novel way to sift information. The service allows customers to filter, select and receive only specified information through a push-network. The second company, Referral.IM, trans-fers physician or medical referrals immediately and ef-fectively from one provider to another while keeping the patient involved in the pro-
USTAr Grants Grow Innovation Throughout Utah
cess. Lastly, Progress PI de-veloped a mobile application that allows home builders and buyers to communicate more productively and effectively.
“We plan on using the funds to help improve our Filter Engine’s performance and lower our cost of opera-tions,” Justin Steele, the Gen-eral Manager of InfoSiftr said. “We also plan on conducting more focus group research to help refine InfoSiftr’s solu-tion. We want to get InfoSiftr out of private beta and launch the service sometime in late spring of 2013.”
The Central Utah office located at UVU has awarded five phase I GTM grants of $5,000. The awards went to Likester, Vygent, Tran-quilMed, ForeUp, and Con-tinuum iCare.
Each of these companies has developed innovative products useful to the public such as Likester, which has developed a mobile applica-tion to allow users to interact with social media and write instant reviews.
ForeUp has developed a golf management software system that can be used to man-age tee times and integrate pro shop sales in one convenient application. Vygent targets the food production industry by using nanotechnology to increase profitability through targeting natural animal health and disease prevention.
The last two winning companies focus on the medi-cal industry. TranquilMed is a device designed to calm Restless Leg Syndrome with the use of LED lights. Lastly, Continuum iCare is a com-pany that created a medical software application to effec-tively communicate electronic medical records and stream-line electronic treatment plan management.
Ryan Angus, associate director of USTAR’s Central Region technology outreach office, has been awarding these companies Phase I grant money since August, when the GTM grant program became effective. “UVU has held the ‘Nail It Then Scale It’ train-ing program monthly allow-ing companies to apply for GTM grants each month and awarding promising innova-tive companies Phase I of the GTM grant,” Angus said.
Jeff Jackson, associate director of USTAR’s Northern Region, has taken a differ-ent approach at WSU. “The USTAR North office at Weber State will disperse our GTM grants each fall semester in a single competition for any
startup creating jobs in Weber or Davis County” he said.
With this format, USTAR North has announced six startup companies who were awarded $15,000 phase I grants. These included Protein Fusion, Chi Tester, Double XL Ads, Fenex, Telio, and Learn Stack.
Like the Southern and Central region awardees, the USTAR North winners rep-resent a diverse crop of inno-vative ideas. Protein Fusion offers a solution to research-ers using eGFP (enhanced green fluorescent protein) and provides a library of link-ers between proteins that are designed to minimally alter function and migration for op-timized research.
Two of the winning com-panies are focusing on the education sector. Chi Tester has developed software to improve the testing work-flow and reporting metrics for schools and universities. It gives teachers real-time feed-back on student performance to ensure security and stream-lines workflows. Secondly, Learn Stack has created a tool-kit for developers which aids in developing applications for educators. It combines user management, directed learn-ing, and analytics in an easily accessible database.
Double XL Ads is work-ing on growing Utah’s digital media sector with the com-pany’s mobile ad platforms for niche industries like garden-ing and home improvement. The last two awardees have developed solutions for the automotive industry. Fenex produces off-road drivetrains that have proven to be stron-ger, more durable and lighter than their competition, and Telio, which offers an easily installed, long- term oil filtra-tion system for trucking and non-commercial drivers.
Each one of these com-panies now will have the op-portunity to win a $10,000-$15,000 phase II GTM grant upon their ability to generate $5,000 in sales revenue within the next 12 months.
The Utah Science Tech-nology and Research initia-tive (USTAR) is a long-term, state-funded investment to strengthen Utah’s “knowledge economy.” This revolutionary initiative invests in world-class innovation teams and research facilities at the Uni-versity of Utah (U of U) and Utah State University (USU), to create novel technologies that are subsequently commer-cialized through new business ventures.
The Zions Bank Con-sumer Attitude Index (CAI) for Utah increased by 1.4 points to 77.3 in December, compared to a national decrease of 6.4 points to 65.1.
While the overall CAI remained largely unchanged from November to December, the two indexes that make up the measurement — the Pres-ent Situation Index and the Expectations Index — varied greatly. The Present Situation Index increased dramatically by 17.2 points — fueled by strong continuous improve-ments in leading economic indicators, particularly within the housing and labor markets. In contrast to the Present Situ-ation Index, the Expectations Index fell 9.1 points, a result of growing consumer uncertainty over the looming fiscal cliff.
The Zions Bank CAI is based on a representative sam-ple of 500 Utah households. The monthly
survey is conducted by The Cicero Group/Dan Jones & Associates and has a confi-dence interval of +/- 4.38 per-cent at a 95 percent confidence level. The cutoff date for De-cember’s results was Decem-ber 15. The Utah CAI data is
Zions Bank Publishes Consumer Attitude Index
compared to both Utah data and U.S. data from previous months to identify key con-sumer sentiment trends in the state.
Prices:Eighty percent of Utahns
think that the price of homes like theirs will increase or stay the same over the next 12 months, compared to 83 per-cent six months ago and 73 percent twelve months ago.
Sixty-six percent of Utah consumers believe that gas prices will increase over the next 12 months — a 3-per-centage point decrease from three consecutive months at 69 percent. Fuel costs have fallen slightly from their record highs this fall, but consumers are hes-itant to believe the trend. On average, those who think prices at the pump will increase be-lieve prices will go up another $0.39 in the next year.
Personal Finance:Thirty-four percent of
Utahns identified that the like-lihood of their household in-come increasing faster than the rate of inflation during the next two years was a 50/50 propo-sition; only 18 percent believe that it is likely that their income will outpace inflation.
Sixty-seven percent of Utah consumers responded that it was unlikely that they would lose their job in the next two years, which is slightly below the moving average of respons-es throughout 2012.
Inflation and Economic Growth Expectations:
Mirroring last month, at least 50 percent of Utahns be-lieve that interest rates will in-crease in the next 12 months. Seventy-four percent of con-sumers think that general pric-es will increase over the same period.
The number of Utah con-sumers who think it is very unlikely that the U.S. economy will improve during the next 12 months increased for the third consecutive month, from 7 per-cent in October, to14 percent in November and finally to 20 percent in December.
Government Perfor-mance:
Utahns are not enthusias-tic about the federal govern-ment’s ability to improve the economy. Only 9 percent think that the federal government is doing a good job deciding eco-nomic policy, while 59 percent think that they are doing a poor job.
—Zions Bank
Green Makes Business $ense
house. Centralized courier and heavy fleet operations result in better utilization of transporta-tion resources, resulting in a re-duction of IHC’s transportation footprint.
IHC also practices the second of the three “R’s” of the Environment: Instead of throwing things away, try to find ways to reuse them. IHC uses reusable pallets, crates, and totes to delivery products within the losed loop health-care system. Reusable contain-ers also helps IHC use trailer space more efficiency, due to uniform container sizes and nesting capability.
Lastly, IHC is implement-ing the last of the three “R’s” of the Environment: Recycle any
products that can’t be reused and then buy products made from recycled material. IHC has initiated a comprehensive recycling system for all waste with an overall goal of reduc-ing 20 percent or more of their solid waste stream.
IHC’s commitment to reducing its overall environ-mental footprint is exemplified by its pursuit of LEED (Lead-ership in Energy and Environ-mental Design) certification for the SCC, meaning that it was designed and built to achieve high performance in sustain-able site development, water savings, energy efficiency, ma-terials selection and indoor en-vironmental quality.
—Utah Dept. of Environmental Quality
SALT LAKE CITY – The Governor’s Office has announced the retirement of the managing director of the Utah Office of Tourism, an agency of the Governor’s Of-fice of Economic Development (GOED). Leigh von der Esch stepped down after more than 28 years of public service.
Spencer Eccles, executive director of GOED, has asked Tourism’s deputy director, Da-vid Williams, to serve as the acting director of the Office of Tourism and Film during the transition.
“Leigh has done much to increase Utah’s recognition as a global business destina-tion by launching and promot-ing the Utah Life Elevated ® brand and increasing the eco-nomic contribution of Utah’s $6.8 billion tourism industry,” said Governor Gary R. Her-
Governor Announces Tourism Office
retirementbert. “During her many years of service she has led both the Utah Film Commission and the Office of Tourism and has been instrumental in making Utah a first choice destination.”
Under her leadership, an-nual visitation has increased from 19 million to more than 22 million national and interna-tional visitors and tourism-re-lated jobs have grown to more than 124,000 positions.
During her tenure as tour-ism director, the Office of Tourism won numerous awards for its publications and web-site, garnering national and in-ternational recognition for the agency. She was nominated twice as Tourism Director of the Year by the National Coun-cil of State Tourism Directors (NCSTD).
—Utah Governor’s Office of Economic Development
2013 Special Ad Rates
Geared for Your Small BusinessWe’re offering biz-card and half-biz-card ad rates
According to a recent survey by the Federal De-posit Insurance Corp. and the U.S. Census Bureau, 17 mil-lion American adults now live in “unbanked” households, while another 51 million are considered “underbanked.” In other words, over 28 percent of households either have no traditional checking or savings accounts (unbanked); or their basic financial needs aren’t be-ing met by their bank or credit union so they also rely on alter-native lenders like check-cash-ing services or payday loans (underbanked).
There have always been millions of Americans who are either unable to – or choose not to – conduct their financial transactions through a bank. Common reasons cited include:• Don’t have enough money to
need an account.• Don’t write enough checks to
justify monthly fees and min-imum balance requirements – just buy money orders when needed.
• Lack of proper identification.• Denied accounts due to bad
banking track record.
• Language barriers.• Bad previous banking experi-
ence or lack of trust in bank-ing institutions.
Big retailers and other alternative financial services providers have rushed to fill the void for customers who can’t – or won’t – use banks or credit card issuers. For example, Bankrate.com lists dozens of prepaid cards that offer many of the same functionalities as regular credit or debit cards, including direct deposit, online purchases and bill pay, ATM access, etc. Other businesses provide such varied services as check-cashing, money orders, wire transfers, and payday, pawn shop or car-title loans.
However, charges for these services can quickly add up. After you’ve paid a fee to cash your paycheck and bought mon-ey orders to pay your monthly bills, you probably will have spent far more than the $5 to $15 a month a regular checking account typically costs.
Although monthly check-ing and savings account fees at large banks have risen, you still may be able to find free or low-
cost accounts at banks and cred-it unions. To find competitive bank account rates, visit www.bankrate.com/checking.aspx. To find a credit union for which you might be eligible, use the Credit Union Locator at www.ncua.gov.
High fees aside, there’s also a safety risk factor to being unbanked. Carrying or storing cash at home tempts robbers; also, money can easily be de-stroyed in a fire or other natural disaster. Plus, money depos-ited in FDIC-insured banks is insured up to $250,000 per account (similar insurance is available to credit union ac-counts through NCUA). It’s also more difficult for unbanked consumers to improve their credit scores due to lack of ac-cess to credit-building products like credit cards and loans.
To help bring unbanked and underbanked people into the system, an increasing num-ber of public/private programs like Bank On (www.join-bankon.org) are being formed. These voluntary partnerships between local or state govern-ments, financial institutions and
community-based organizations provide low-income un- and underbanked people with free or low-cost starter or “second chance” bank accounts and ac-cess to financial education.
In addition, many financial education resources are avail-able, including:• MyMoney.gov. the govern-
ment’s website dedicated to teaching Americans the ba-sics about financial education (www.mymoney.gov).
• FDIC’s MoneySmart pro-gram of financial education workshops (www.fdic.gov/moneysmart).
• Practical Money Skills for Life (www.practicalmo-neyskills.com), a free per-sonal financial management program run by Visa Inc.
There’s no law that says everyone must have a tradi-tional banking relationship. But if you choose to go unbanked, carefully investigate the finan-cial consequences – you may not be saving money after all.
Jason Alderman directs Visa’s financial education pro-grams.
