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IN THE IOWA DISTRICT COURT FOR SAC COUNTYMIDLAND FUNDING LLC,Plaintiff's Namec/o Pech, Hughes & McDonald, P.C.AddressPO Box 2165, Cedar Rapids, IA 52406(319) 362-3000

Vs.KURT VOLKERT,Defendants Name703 S 9TH ST SAC CITY IA 50583AddressDefendants NameAddress

Defendant(s)

Original Notice and Petitionfor a Money Judgment

To Defendant(s):1. You are notified that the plaintiff(s) demand(s) from the defendant the amount of $4,769.79 and costs. Total amountrequested $4,769.79. This demand is based on: the Defendant(s) became indebted to HSBC BANK NEVADA, N.A.through a series of transactions; HSBC BANK NEVADA, N.A. thereupon submitted to Defendant(s) monthly statements of result the final one showing a balance in their favor of $4,769.79, which Defendant(s) accepted and in which Defendant(s)acquiesced; Defendant(s) impliedly agreed to pay said sum by retaining said statement without objection and this assuredthat sais sum would be paid; the statement represents a final adjustment of the respective demands of each upon the other asto the whole account and to all items thereon; HSBC BANK NEVADA, N.A. assigned all right, title and interest in saidaccount to Plaintiff, Plaintiff is the owner of the account.

2. Judgment may be entered against you unless you file an Appearance and Answer within 20 days of the service of theOriginal Notice upon you. Judgment may include the amount requested plus interest and court costs.

3. You must electronically file the Appearance and Answer using the Iowa Judicial Branch Electronic DocumentManagement System (EDMS) at https://www.iowacourts.state.ia.us/EFile, unless you obtain from the court an exemptionfrom electronic filing requirements.

4. If your Appearance and Answer is filed within 20 days and you deny the claim, you will receive electronic notificationthrough EDMS of the place and time of the hearing on this matter.

5. If you electronically file, EDMS will serve a copy of the Appearance and Answer on Plaintiff(s) or on the attorney(s) for Plaintiff(s). The Notice of Electronic Filing will indicate if Plaintiff(s) is (are) exempt from electronic filing, and if youmust mail a copy of your Appearance and Answer to Plaintiff(s).

6. You must also notify the clerk's office of any address change.

/s/ Christopher E. Pech

Christopher E. PechPech, Hughes & McDonald, P.C.P.O. Box 2165Cedar Rapids, IA 52406-2165319/362-3000iacourts@litowlaw.com

OFN 639177 *639177* YFN **********8864 CFN 8559824178

E-FILED 2014 FEB 04 6:07 AM SAC - CLERK OF DISTRICT COURT

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E-FILED 2014 FEB 27 12:49 PM SAC - CLERK OF DISTRICT COURT

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Notice Id: 2JUDFL

IOWA DISTRICT COURT FOR SAC COUNTY

MIDLAND FUNDING LLC

Plaintiff(s),

vs. KURT VOLKERT

Defendant(s).

Case No: 02811 SCSC015411

Judgment by Default in an ActionFor Money Judgment

Iowa Code Section 631.5(6)

Proper notice of this action has been provided to the defendant(s). An appearance has notbeen filed and the Court is able to determine the appropriate relief from a review of the filings. Default

judgment should be entered pursuant to Iowa Code Section 631.5(6).

IT IS THEREFORE ORDERED that judgment is entered in favor of the plaintiff and against thedefendant in the amount of $4,769.72 with interest at the rate of 2.12% from February 4, 2014, andcourt costs. Defendant(s) is (are) to make payments directly to Plaintiff(s). YOU ARE HEREBY NOTIFIED that you have a right to appeal the decision to the District Courtby giving written notice to the Clerk of Court within 20 days of the filing of this order. Filing Fee forappeal is $185.00 Appeal Bond is set in the amount of: $

Docket Code = JDEF

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E-FILED 2014 MAR 06 3:15 PM SAC - CLERK OF DISTRICT COURT

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State of Iowa CourtsCase Number Case TitleSCSC015411 MIDLAND FUNDING LLC VS KURT VOLKERTType: JUDGMENT DEFAULT

So Ordered

Electronically signed on 2014-03-06 15:15:20

E-FILED 2014 MAR 06 3:15 PM SAC - CLERK OF DISTRICT COURT