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Keep Smiling€¦ · Delta Dental Plans Association. Visit a Delta Dental dentist Maximize Your...

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Save with a PPO dentist Copyright © 2017 Delta Dental. All rights reserved. HL_PPO-PRE_High_NEISD #106295B (rev. 7/17) 1 You can still visit any licensed dentist, but your out-of-pocket costs may be higher if you choose a non-PPO dentist. Network dentists are paid contracted fees. 2 You are responsible for any applicable deductibles, coinsurance, amounts over plan maximums and charges for non-covered services. 3 Applies only to procedures covered under your plan. If you abegan treatment prior to your effective date of coverage, you or your prior carrier is responsible for any costs. Group- and state-specific exceptions may apply. If you are currently undergoing active orthodontic treatment, you may be eligible to continue treatment under Delta Dental PPO. Delta Dental is a registered mark of Delta Dental Plans Association. LEGAL NOTICES: Access federal and state legal notices related to your plan at deltadentalins.com/about/legal/index-enrollee.html. Stay in network to save Visit a dentist in the PPO network to maximize your savings. 1 These dentists have agreed to reduced fees, and you won’t get charged more than your expected share of the bill. 2 Find a PPO dentist at deltadentalins.com/neisd. If you can’t find a PPO dentist, Delta Dental Premier® dentists offer the next best opportunity to save. Unlike non–Delta Dental dentists, they have agreed to set fees, and you won’t get charged more than your expected share of the bill. Set up an online account Get information about your plan anytime, anywhere by signing up for an Online Services account at deltadentalins.com/neisd. Available once your coverage kicks in, this free service lets you check benefits and eligibility information, find a network dentist and more. Check in without an ID card You don’t need a Delta Dental ID card when you visit the dentist. Just provide your name, birth date and enrollee ID or social security number. If your family members are covered under your plan, they will need to provide your information. Prefer to take a paper or electronic ID card with you? Simply sign in to Online Services, where you can view or print your card with the click of a button. Coordinate dual coverage If you’re covered under two plans, ask your dental office to include information about both plans with your claim, and we’ll handle the rest. Understand transition of care Did you start on a dental treatment plan before your PPO coverage kicked in? Generally, multi- stage procedures are only covered under your current plan if treatment began after your plan’s effective date of coverage. 3 You can find this date by logging in to Online Services. Got more questions? Visit deltadentalins.com/neisd to see the answers to frequently asked questions. PPO PREMIER NON–DELTA DENTAL Keep Smiling Delta Dental PPO SM High Plan
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Page 1: Keep Smiling€¦ · Delta Dental Plans Association. Visit a Delta Dental dentist Maximize Your Savings We keep you smiling® Choose a Delta Dental dentist to maximize your savings.

Save with a PPO dentist

Copyright © 2017 Delta Dental. All rights reserved. HL_PPO-PRE_High_NEISD #106295B (rev. 7/17)

1 You can still visit any licensed dentist, but your out-of-pocket costs may be higher if you choose a non-PPO dentist. Network dentists are paid contracted fees.2 You are responsible for any applicable deductibles, coinsurance, amounts over plan maximums and charges for non-covered services.3 Applies only to procedures covered under your plan. If you abegan treatment prior to your effective date of coverage, you or your prior carrier is responsible

for any costs. Group- and state-specific exceptions may apply. If you are currently undergoing active orthodontic treatment, you may be eligible to continue treatment under Delta Dental PPO.

Delta Dental is a registered mark of Delta Dental Plans Association.

LEGAL NOTICES: Access federal and state legal notices related to your plan at deltadentalins.com/about/legal/index-enrollee.html.

Stay in network to saveVisit a dentist in the PPO network to maximize your savings.1 These dentists have agreed to reduced fees, and you won’t get charged more than your expected share of the bill.2 Find a PPO dentist at deltadentalins.com/neisd.

If you can’t find a PPO dentist, Delta Dental Premier® dentists offer the next best opportunity to save. Unlike non–Delta Dental dentists, they have agreed to set fees, and you won’t get charged more than your expected share of the bill.

Set up an online accountGet information about your plan anytime, anywhere by signing up for an Online Services account at deltadentalins.com/neisd. Available once your coverage kicks in, this free service lets you check benefits and eligibility information, find a network dentist and more.

Check in without an ID cardYou don’t need a Delta Dental ID card when you visit the dentist. Just provide your name, birth

date and enrollee ID or social security number. If your family members are covered under your plan, they will need to provide your information. Prefer to take a paper or electronic ID card with you? Simply sign in to Online Services, where you can view or print your card with the click of a button.

Coordinate dual coverageIf you’re covered under two plans, ask your dental office to include information about both plans with your claim, and we’ll handle the rest.

Understand transition of careDid you start on a dental treatment plan before your PPO coverage kicked in? Generally, multi-stage procedures are only covered under your current plan if treatment began after your plan’s effective date of coverage.3 You can find this date by logging in to Online Services.

Got more questions?Visit deltadentalins.com/neisd to see the answers to frequently asked questions.

PPO PREMIER NON–DELTA DENTAL

Keep Smiling Delta Dental PPOSM

High Plan

Page 2: Keep Smiling€¦ · Delta Dental Plans Association. Visit a Delta Dental dentist Maximize Your Savings We keep you smiling® Choose a Delta Dental dentist to maximize your savings.

Eligibility Primary enrollee, spouse and eligible dependent children to the end of the month dependent turns age 26

DeductiblesDeductibles waived for Diagnostic & Preventive (D&P)?

$50 per person / $150 per family each calendar year

Yes

Maximums Delta Dental PPO and Delta Dental Premier® dentists: $1,750 per person each calendar yearNon–Delta Dental dentists: $1,500 per person each calendar year

D&P counts toward maximum? Yes

Waiting Period(s) Basic BenefitsNone

Major Benefits 12 Months

Prosthodontics 12 Months

Orthodontics 12 Months

Benefits and Covered Services*

Delta Dental PPO and Delta Dental Premier dentists**

Non–Delta Dental dentists**

Diagnostic & Preventive Services (D&P)Exams, cleanings and x-rays and sealants

100% 100%

Basic BenefitsFillings

80% 65%

Endodontics (root canals)Covered Under Basic Services

80% 65%

Periodontics (gum treatment)Covered Under Basic Services

80% 65%

Oral SurgeryCovered Under Basic Services

80% 65%

Major ServicesCrowns, inlays, onlays and castrestorations

50% 40%

ProsthodonticsBridges, dentures and implants

50% 40%

Orthodontics Quarterly payments 50% 50%

Orthodontic Maximums and Deductibles

$2,000 lifetime maximum $1,000 annual maximum

$50 deductible

$2,000 lifetime maximum $1,000 annual maximum

$50 deductible

* Limitations or waiting periods may apply for some benefits; some services may be excluded from your plan. Payment is based onmaximum plan allowances and not necessarily each dentist’s actual fees.

** Payment is based on PPO fees for PPO dentists, Premier fees for Premier dentists and maximum plan allowance fees for non–Delta Dental dentists.

deltadentalins.com/neisdThis benefit information is not intended or designed to replace or serve as the plan’s Evidence of Coverage or Summary Plan Description. If you have specific questions regarding the benefits, limitations or exclusions for your plan, please consult your company’s benefits representative.Delta Dental is a registered mark of Delta Dental Plans Association.

Benefit HighlightsDelta Dental PPOSM

For: North East Independent School District (High Plan)Group No: 17959

NEISD Employee Benefits [email protected]

Customer Service800-521-2651

Claims AddressP.O. Box 1809Alpharetta, GA 30023-1809

Copyright © 2017 Delta Dental. All rights reserved. HLT_PPO_High_NEISD_DDIC #106295B (rev. 8/17)

Page 3: Keep Smiling€¦ · Delta Dental Plans Association. Visit a Delta Dental dentist Maximize Your Savings We keep you smiling® Choose a Delta Dental dentist to maximize your savings.

Copyright © 2017 Delta Dental. All rights reserved. EF84_NEISD #106286 (rev. 7/17)

You pay less for a crown with PPO*

Covered at 50% at PPO and Premier dentists, 40% at non–Delta Dental dentists

Delta Dental PPOSM dentist Delta DentalPremier® dentist

Non–Delta Dentaldentist

Dentist charges $1,198 $1,198 $1,198

Dentist accepts as full payment $628 $770 No fee agreement

with Delta Dental

Your plan pays $314 $385 $308

$628-$314=

$314$770-$385=

$385$1,198-$308=

$890You pay

You save the most with Delta Dental dentist

Delta Dental Premier® and Delta Dental PPOSM are underwritten by Delta Dental Insurance Company in AL, DC, FL, GA, LA, MS, MT, NV, TX and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV –Delta Dental of West Virginia, Inc. In Texas, Delta Dental PPO is underwritten as a Dental Provider Organization (DPO) plan. Delta Dental is a registered mark of Delta Dental Plans Association.

Visit a Delta Dental dentist

Maximize Your Savings

We keep you smiling®

Choose a Delta Dental dentist to maximize your savings. These dentists have agreed to reduced fees, and you won’t get charged more than your expected share of the bill.

You can find a Delta Dental PPO or Delta Dental Premier dentist at deltadentalins.com/neisd.

You’ll enjoy:

• Reduced out-of-pocket costs

• No balance billing

• No claims to fill out

• Large selection of dentists

• Quality assurance

* This is for illustrative purposes only. Assume no maximum or deductibles apply. PPO dentists are paid up to the PPO fee, Premier dentists are paid up to the Premier fee and non–Delta Dental dentists are paid up to the maximum plan allowance ($770 for this procedure).

deltadentalins.com/neisd

High Plan


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