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Why we need a Retirement Plan???

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Age Structure in Sri Lanka

  Age group (%)

  60+ 15-59 <15

1971 6.3 54.7 391981 6.6 58.2 35.22001  9.2 64.5 26.32012 12.2 62 25.8

2016E 14.5 64.2 21.32021E 16.8 63.8 19.42031E 20.7 63.2 16.12041E 24.8 60 15.2

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Elderly Dependency Ratio

Year Elderly Dependency

Ratio

1971 11.5

1981 11.3

2001 14.3

2012 19.7

2021E 26.2

2031E 32.8

2041E 41.4

2051E 51.2

2061E 57.6

2071E 64

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03 Questions?????

1.When we should start a retirement

Plan?

2.What should be the composition of

our retirement plan?

3.Where we should start our retirement

plan?

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About KENANGA

KICL was established in Sri Lanka in 2007 and specializes in capital markets activities with core strengths in investment banking and fund management.

KICL is the overseas investment arm of Malaysian listed company K & N Kenanga Holdings Berhad (KNKH), A long established financial group in Malaysia with 40 years of collective experience in equity broking, investment banking, futures broking, treasury, Islamic banking, specialized finance and portfolio management.

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About KENANGA

The Group has established its presence in Asia and Middle East, through direct equity participations and strategic partnerships in Vietnam, Sri Lanka and Saudi Arabia.

Kenanga Investors Berhad - Total Asset under management

USD Million

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About KENANGA

KICL

CAPITAL MARKET ACTIVITIES

Corporate Restructuring

FUND MANAGEMENT

EQUITY DEBT

Domestic Equity and Debt market

Balance Sheet Restructuring

Initial Public Offers

Private Placements

Mergers & Acquisitions

Rights Issue

Public Offer

Initial Public Offers

Private Placements

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KICL Stock Watch List

KICL stock watch list comprises of shares which are fundamentally strong with the potential growth.

Our in-house research team has expertise to identify fundamentally strong investments (Both equity and debt) well in advance in order to provide better yields to our clientele

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KICL Stock Watch List

Stocks in our watch list are identified through comprehensive research carried out by our research team and we review them on a dynamic basis by identifying expert star performances.

Further, We obtain independent research reports from the stock brokers we deal with that add value to our decision making process

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KICL Investment Committee

KICL Investment Committee consists of well experienced professionals in the industry who has wide spectrum of knowledge about the industry.

IC meeting is chaired by our Managing Director, Mr. Rohan Senanayake.

External consultant who is an expert on the corporate business also sit at the IC meeting

Once a week internal committee members gathers and evaluate individual portfolios deeply and make decisions according to research findings and market movements

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Kenanga Retirement Plan (KRP)

“Persuade our clients to identify retirement plan as an initial need which should not be sacrificed for

anything and help them to build up their own investment in order to enjoy benefits in post-

retirement age as they wish”

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Benefits of KRP

Tailor made retirement investment plan.

All funds are managed under the personal name.

Client can enhance the portfolio monthly, quarterly, semiannually, annually or any other desired basis.

Clients can exit from this investment plan at any time. (With a short notice to KICL).

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Benefits of KRP

Investor will enjoy the higher return, not the investment company.

No exit fee or complicated procedures.

Investor is only exposed to the market risk.

Online access to the portfolio.

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KRP Vs Unit Trusts

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KRP Vs Other Pension Products

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Investment Procedure

Enroll with the KRP.

Developing an Investment Policy Statement (IPS)  Objectives and constraints

Signing the Fund Management Agreement between KICL & the client

Open a CDS account with any stock brokering firm.  

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Management Fee

KICL’s Annual Management fee will be as follows: 2% during the first year 1% in subsequent years

Fees will be based on the Total Asset Value as at the invoice date.

Clients will be invoiced Quarterly.

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Thank You…!