Kotak Mutual Fund Scheme Categorization

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Categorization and Rationalization of Mutual Fund Schemes

There are a few change in names, which we have highlighted in Bold.

Equity, Hybrid, ETFs & FOFs would change with effect from May 16th 2018 (Exit Window of April

16th – May 15th 2018*)

Debt schemes would change with effect from June 1st 2018 (Exit Window of May 2nd – May 31st

2018)

Please be mindful when considering past performance of schemes, since some schemes in

the Industry will have change in characteristics/positioning post the standardization of scheme

categories.

*ETFs do not have an exit window

We believe - “ Funds are like kids. Don’t have more than you can manage.” -

Because of this philosophy none of our schemes were required to be merged.

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Equity Funds

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Multi Cap Fund Kotak Select Focus Fund Multi Cap Fund Kotak Standard Multicap Fund

Large Cap Fund Kotak 50 Large Cap Fund Kotak Bluechip Fund

Multi Cap Fund Kotak OpportunitiesLarge & Mid Cap

Fund

Kotak Large & Mid Cap

Opportunities Fund

Mid and Small Cap Kotak Emerging Equity Scheme Mid Cap Fund Kotak Emerging Equity Scheme

Mid Cap Fund Kotak Midcap Small cap Fund Kotak Smallcap Fund

Contra Fund Kotak Classic Equity Contra Fund Kotak Classic Contra

Sectoral/ThematicKotak Infrastructure & Economic

Reform Fund Sectoral/Thematic

Kotak Infrastructure & Economic

Reform Fund

ELSS Kotak Tax Saver ELSS Kotak Tax Saver

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Hybrid Funds

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Balance Kotak Balance Aggressive Hybrid Fund Kotak Equity Hybrid

Equity Savings Kotak Equity Savings Equity Savings Kotak Equity Savings Fund

MIP Kotak MIP Conservative Hybrid Fund Kotak Debt Hybrid

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Arbitrage

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Arbitrage Fund Kotak Equity Arbitrage Fund Arbitrage Fund Kotak Equity Arbitrage Fund

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Debt Funds

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Liquid-Conservative Kotak Mahindra Liquid Scheme Liquid Fund Kotak Mahindra Liquid Scheme

Liquid-Aggressive Kotak Floater Short Term Money Market Fund Kotak Money Market Scheme

UST-Conservative Kotak Treasury Advantage Fund Ultra Short Duration Fund Kotak Savings Fund

UST-Aggressive Kotak Low Duration Fund Low Duration Fund Kotak Low Duration Fund

Short Duration Conservative Kotak Bond Short Term Short Duration Fund Kotak Bond Short Term Fund

Credit Risk Fund Kotak Medium Term Fund Medium Duration Fund Kotak Medium Term Fund

Credit Risk Fund Kotak Income Opportunities Fund Credit Risk Fund Kotak Credit Risk Fund

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Debt Funds

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Income-AggressiveKotak Mahindra Bond Unit

Scheme 99Medium to Long Duration Fund Kotak Bond

Short Duration Aggressive Kotak Flexi Debt Fund Dynamic Bond Kotak Dynamic Bond Fund

UST-Aggressive (Corporate Bond) Kotak Corporate Bond Fund Corporate Bond Fund Kotak Corporate Bond Fund

Banking and PSU Fund Kotak Banking & PSU Debt Fund Banking and PSU Fund Kotak Banking & PSU Debt Fund

Gilt FundKotak Mahindra Gilt Unit Scheme

98-Investment PlanGilt Fund

Kotak Mahindra Gilt Unit Scheme

98-Investment Plan

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

ETFs

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

Index Funds/ETF Kotak Gold ETF Index Funds/ETF Kotak Gold ETF

Index Funds/ETF Kotak Nifty ETF Index Funds/ETF Kotak Nifty ETF

Index Funds/ETF Kotak Sensex ETF Index Funds/ETF Kotak Sensex ETF

Index Funds/ETF Kotak Banking ETF Index Funds/ETF Kotak Banking ETF

Index Funds/ETF Kotak PSU Bank ETF Index Funds/ETF Kotak PSU Bank ETF

Index Funds/ETF Kotak NV 20 ETF Index Funds/ETF Kotak NV 20 ETF

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Fund of Funds

Existing Category Existing Scheme Name New SEBI Scheme Category New Scheme Name

FoFs (Overseas/ Domestic) Kotak Asset Allocator Fund FoFs (Overseas/ Domestic) Kotak Asset Allocator Fund

FoFs (Overseas/ Domestic) Kotak US Equity Fund FoFs (Overseas/ Domestic) Kotak US Equity Fund

FoFs (Overseas/ Domestic) Kotak Global Emerging Market

FundFoFs (Overseas/ Domestic)

Kotak Global Emerging Market Fund

FoFs (Overseas/ Domestic) Kotak World Gold Fund FoFs (Overseas/ Domestic) Kotak World Gold Fund

FoFs (Overseas/ Domestic) Kotak Gold Fund FoFs (Overseas/ Domestic) Kotak Gold Fund

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak 50• Long term capital growth

• Investment in portfolio of predominantly equity & equity related securities

Kotak Classic Equity• Long term capital growth

• Investment in portfolio of predominantly equity & equity related securities

Kotak Emerging

Equity

• Long term capital growth

• Investment in equity & equity related securities predominantly in mid & small cap companies

Kotak Mid Cap • Long term capital growth

• Investment in equity & equity related securities predominantly in mid cap stocks

Kotak Opportunities• Long term capital growth

• Investment in portfolio of predominantly equity & equity related securities

Kotak Select Focus

• Long term capital growth

• Investment in portfolio of predominantly equity & equity related securities generally focused on a

few selected sectors

Kotak Tax Saver• Long term capital growth with a 3 year lock in

• Investment in portfolio of predominantly equity & equity related securities

Kotak Equity Savings

Fund

• Income from arbitrage opportunities in the equity market & long term capital growth

• Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the

equity market and equity & equity related securities

Investors understand that their principal will be at moderately high risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Equity Arbitrage

• Income from arbitrage opportunities in the equity market

• Investment in arbitrage opportunities in the cash & derivatives

segment of the equity market

Kotak Global

Emerging Market

• Long term capital growth

• Investment in overseas mutual fund schemes that invest in a diversified portfolio of

securities in global emerging markets

Kotak Infrastructure & Economic

Reforms Fund

• Long term capital growth

• Long term capital appreciation by investing in equity and equity related instruments

of companies contributing to infrastructure and economic development of India

Investors understand that their principal will be at moderately low risk.

Investors understand that their principal will be at high risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Mahindra Bond Unit

Scheme 99

• Income over a long investment horizon

• Investment in debt & money market securities

Kotak Gilt Investment

• Income over a long investment horizon

• Investments in sovereign securities issued by the Central and/or

State Government(s) and / or reverse repos in such securities.

Kotak Medium Term

Fund

• Income over a medium term investment horizon

• Investment in debt, government securities & money market instruments with a portfolio weighted

average maturity between 3-7 years

Kotak Monthly

Income Plan

• Income & capital growth over a long term horizon

• Investment in a portfolio of debt instruments with a moderate exposure in equity & equity related

instruments

Kotak Multi Asset

Allocation

• Income & capital growth over a long term horizon

• Investment in a portfolio of debt instruments with a moderate exposure in equity & equity related

instruments and provides diversification by investing in Gold ETFs

Kotak Low Duration Fund• Regular Income over short term

• Income by focussing on low duration securities

Investors understand that their principal will be at moderately risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Corporate Bond Fund• Regular Income over short term

• Income by investing in fixed income securities of varying maturities and credit

Kotak Bond Short Term• Income over a medium term horizon

• Investment in debt & money market securities

Kotak Flexi Debt• Income over a medium term investment horizon

• Investment in debt & money market securities

Kotak Treasury

Advantage Fund

• Income over a short term investment horizon

• Investment in debt & money market securities

Kotak Banking and

PSU Debt Fund

• Income over a short to medium term investment horizon

• Investment in debt & money market securities of PSUs, Banks & government securities

Kotak Income

Opportunities

• Income over a medium term investment horizon

• Investment in debt & money market securities

Investors understand that their principalwill be at moderately low risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Floater Short Term• Income over a short term investment horizon

• Investment in floating rate securities, debt & money market securities

Kotak Liquid• Income over a short term investment horizon

• Investment in debt & money market securities

Investors understand that their principal will be at low risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Balance

• Long term capital growth

• Investment in equity & equity related securities balanced with income generation by

investing in debt & money market Instruments

Investors understand that their principal will be at moderate high risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Gold ETF

• Returns in line with physical gold over medium to long term,

subject to tracking error

• Investment in physical gold

Kotak Nifty ETF

• Long term capital growth

• Investment in stocks comprising the underlying index and endeavours to track the

benchmark index

Kotak SENSEX ETF

• Long term capital growth

• Investment in stocks comprising the underlying index and endeavours to track the

benchmark index

Kotak PSU Bank ETF

• Long term capital growth

• Investment in stocks comprising the underlying index and endeavours to track the

benchmark index

Kotak Banking ETF

• Long term capital growth

• Investment in stock comprising the underlying index and endeavours to track the benchmark

index

Investors understand that their principal will be at moderate high risk.

Investors understand that their principal will be at high risk.

Product Labels

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Product Labels

Scheme Name This product is suitable for investors who are seeking* Riskometer

Kotak Asset Allocator

Fund

• Long term capital growth

• Investment in open-ended diversified equity schemes and debt schemes of Kotak

Mahindra Mutual Fund

Kotak World Gold

Fund

• Long term capital growth

• Long term capital appreciation by investing in units of Falcon Gold

Equity Fund which in turn invests in international securities of gold

production, processing and marketing companies

Kotak US Equity

Fund

• Long-term capital growth

• Long term capital appreciation by investing in Units of

PineBridge US Large Cap Research Enhanced Fund which in turn invests

in equity and equity related securities of companies

having assets, products or operations in the United States.

Investors understand that their principal will be at moderate high risk.

Investors understand that their principal will be at high risk.

For use of the Intermediaries of Kotak Mutual Fund. (For Internal Circulation Only)

Mutual Fund investments are subject to market risks,

read all scheme related documents carefully.