LIC MF Factsheet July 2020 · Notably, India's economy is projected to contract by 4.5 percent...

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Investors understand that their principal will be at Moderately High Risk

RISKOMETER

This product is suitable for investors who are seeking*:

• Long term capital appreciation and current income.

• A fund that invests both in stocks and fixed income instruments.

• Risk - Moderately High *Investors should consult their financial advisors if in

doubt about whether the product is suitable for them.

MARKET REVIEW

Mr. Sachin Relekar

CIO - Equity

₹

2

EQUITY DEBT

Market Review

Ÿ The International Monetary Fund in its World Economic Outlook forecasts has indicated that global growth will contract by 4.9 percent due to the coronavirus disruption in CY20 but will rise by 5.4 percent in Cy21.

Ÿ The COVID-19 pandemic had a higher negative impact on economic activity in the H1CY20 than anticipated and the recovery is projected to be more gradual than previously forecasted. Due to COVID and resultant lock-down, India's economy got hit meaningfully. Notably, India's economy is projected to contract by 4.5 percent following a longer period of lockdown and slower recovery than anticipated in Apr'20.

Ÿ The revenue outlook remains to be weak with the Goods and Services Tax (GST) collection continuing its downtrend. The GST collection during the period April 1-June 25 stood as low as ₹ 1,56,846 crore. On a more comparable basis GST collections in 1QFY21 contracted 41%.

Ÿ Economic indicators such as electricity consumption, UPI payments, railway freight are either close to pre-Covid levels or improving at a fair pace, however, other indicators like road traffic congestion, people mobility, import duty collection are stuck at lower levels and are not improving at the same speed. Daily average of freight loaded in June 2020 was close to 90% of FY2019 average and 92% of June 2019 level.

Ÿ FY2020 BOP came in at a huge surplus due to a lower CAD and higher capital account balance. Current account moved into surplus in 4QFY20 and the trend is likely to persist through most of FY2021 due to a sharp moderation in trade balance. This was due to a lower trade deficit of US$35 bn (US$36 bn in 3QFY20) on the back of lower import bill of US$112 bn, even though exports moderated to US$77 bn.

Ÿ The government announced the Q2FY21 T-bill borrowing calendar. It plans to borrow a gross total of ₹ 4.55 tn in H2FY21;This amounts to a net borrowing of ₹1.4 tn in Q2FY21 after ₹ 2.57 tn in Q1FY21. System liquidity remains adequately in surplus at over ₹ 3trn.

Ÿ In major development across the globe, US job data and retail sales data has surprised on the positive side and gives early indication that bottom has reached in May'20. However, employment and economic activity remain far below pre-pandemic levels and significant uncertainty looms over US trajectory. Federal Reserve Chairman Jerome Powell has indicated that the US is nearing the end of its shutdown phase and beginning to bounce back.

Outlook

Ÿ We expect some meaningful measures in the upcoming RBI Monetary Policy.

There could be further cuts in Reverse Repo to channelize excess liquidity

towards lending to SME, MSME and corporates.

Ÿ We also expect FII flows to continue at least in Debt markets as the spread

still remains attractive. Though worry remains on the INDO-CHINA skirmishes,

we feel both countries would stand to lose if there is a war, hence will look to solve

the border issues amicably.

Mr. Marzban Irani

CIO - Fixed Income

₹

Market Review

Ÿ On ground momentum in the economy continues to remain weak however, the economic activities seem to start post the lockdowns. India's current account balance recorded a marginal surplus of USD 0.6 bn (0.1% of GDP) in Q4FY20 and USD 2.6 bn (0.4% of GDP) in Q3FY20. The surplus in Q4FY20 was primarily on account of lower trade deficit. Core sector contraction slowed to 23.4% contraction in May'20 vs 37% contraction in April'20. During the month, equity market saw appreciation with BSE Sensex rising by 7.7% month-on-month and CNX Nifty rising by 7.5% for the same month.

Ÿ Sector-wise indices- The indices continued their momentum of recovery during the month gone by with all indices in the green. BSE Small Cap, BSE Realty, BSE Mid-Cap, BANKEX, BSE Auto, BSE 500, BSE 200, BSE 100, BSE Consumer Durables, BSE Oil & Gas, BSE Power, BSE Metal, BSE IT Sector, BSE Capital Goods, BSE Healthcare and BSE FMCG Sector rising by 13.7%, 12.0%, 10.2%, 9.7%, 8.4%, 8.2%, 7.8%, 7.4%, 7.2%, 7.0%, 6.3%, 5.9%, 5.8%, 4.3%, 3.9% and 3.3% respectively.

Capital flows:

FIIs were net buyers in the equity to the tune of ₹ 18,684 crores (US$ 2,467 mn)

in June 2020. Cumulatively, FIIs bought equity worth ₹ 842 crores (US$ 219 mn)

in last twelve months i.e. from July'19-June'20 and DII bought equity worth

₹ 72,951 crores (US$ 10,165 mn) for the same period. (As on 30th June 2020,

Source: SEBI) (June 2020 Avg. 1 USD = INR 75.7479).

Outlook

Ÿ June saw the gradual resumption in business activities and an earlier-than-

expected normalization in certain sectors. It also marked the end of 4QFY20

results. 4QFY20 results were blemished by disruptions to both supply and

demand across sectors in the second half of March. The market's focus is on

management commentary on improvement in demand and supply from

lockdown-affected depressed levels of April-May.

Ÿ The obvious read-through is that demand will improve on a MoM basis for

some time from the lows seen in April, however we believe the sustainability of

the same will only become clearer after a few months. Furthermore, the

eventual level of credit costs and NPLs for the BFSI will become clear only from

3QFY21 as the extended moratorium on loan repayment until August 31, 2020

will hide the true financial position of borrowers.

Ÿ Having said this, escalating tensions between India and China, fears of a

second wave of Covid-19 infections, pessimistic outlook by US Fed on recovery

timelines, no immediate relief by the Supreme Court on AGR dues kept the

gains in check. Rural revival has been much faster and better than urban driven

by (a) lower containment zones; (b) expectation of normal monsoons; (c)

reverse migration; and (d) good rabi crop season.

Ÿ Market clearly is pricing in a swift and profound recovery in FY22 (and

possibly a bit in late FY21), however the problem is that this is a medical crisis,

most of the risks are unknown and unpredictable. Having thought through this,

two trends get amplified: (a) industry consolidation; and (b) technology

adoption. Businesses winning in both these trends should be the ones to look

out for. Within industries, we place our bet on the defensiveness of the business

model rather than the discretionary nature of demand. We prefer to focus on

existing leaders who are likely to disrupt / innovate in their businesses to ensure

that their leadership/competitive advantage remain strong. Value creation

imperatives in investments viz high standards of governance, high capital

efficiency strong moats, and sustainable growth are unlikely to change.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Large Cap Fund

LIC MF Multicap Fund

LIC MF Large & Mid Cap Fund

LIC MF Infrastructure Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


3

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large-cap stockŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ Investing in Large, Mid & Small-cap stocksŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap

stocksŸ Risk - Moderately High

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity

and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments

of companies engaged either directly or indirectly in infrastructure sector.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of S&P BSE Sensex

Index stocks subject to tracking error.

Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY 50 Index

stocks subject to tracking errors.


Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50

Index, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE

SENSEX, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in equity and equity related securities

and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.


LIC MF Banking & Financial Services Fund

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at high risk.

RISKOMETER

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

LIC MF Arbitrage FundŸ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

LIC MF Liquid Fund

LIC MF Overnight Fund

Ÿ Regular income for short termŸ Investment in debt / money market instruments

with maturity of upto 91 days. Ÿ Risk - Low

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low Investors understand that their principal will be at low risk.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Government SecuritiesFund

LIC MF Debt Hybrid Fund

LIC MF Bond Fund

LIC MF Children’s Gift Fund

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

RISKOMETER

LIC MF Equity Hybrid Fund

SchemeLIC MF Unit Linked Insurance

4

Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income

instruments. Ÿ Risk - Moderately High

Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,

fixed income securities (debt and money market securities).


Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by

Central State Government.Ÿ Risk - Moderate

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

Ÿ Income over medium to long termŸ To generate income/capital appreciation through

investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.


Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.

Ÿ Risk - Moderate

Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at moderate risk.

RISKOMETER

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty 8-13 yr

G-Sec Index to generate comparable returns subject to tracking errors.

Ÿ Risk - Moderate

LIC MF Short Term Debt Fund

LIC MF Ultra Short Term Fund

Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.

Ÿ Risk - Moderate

Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.

Ÿ Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 30.06.2020

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on June 30, 2020 ( ) ₹ 1,14,304 3,54,681 10,19,4496,48,474 17,44,163 NA

Returns (CAGR) (%) -8.72 -0.97 5.453.07 7.27 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

-6.74

-7.67

-1.80 6.30

-1.47 6.05

3.92

4.07

8.19

7.78

NA

NA

5

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year -7.98 -10.64 -11.51 9,196 8,928 8,840

3 Years 2.71 3.42 3.95 10,837 11,063 11,233

5 Years 3.75 5.78 5.55 12,021 13,249 13,104

Since Inception 3.63 NA 9.34 25,116 NA 1,00,511

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.

Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 5. Also, Ms. Ritu Modi is managing the above scheme from

1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in the future. Load is not taken into consideration for

computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the

scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Factsheet July, 2020

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 30/06/2020: ₹ 336.00 Cr

Average AUM for June 2020: ₹ 328.35 Cr

Benchmark: Nifty 100 TRI

Minimum Investment (lumpsum): ₹ 5,000/-

Fund Manager:Name: Mr. Sachin Relekar;Experience: 13+ years

NAV as on June 30, 2020:NAV Regular Plan Direct Plan

Growth ₹ 25.1157 ₹ 26.8731

Dividend ₹ 15.1681 ₹ 17.8302

Expense Ratio:Regular: 2.63% Direct: 1.60%(for detailed bifurcation on TER, please see page no 33)

Annual Portfolio Turnover Ratio: 0.26 times

Risk Measures:Standard Deviation 5.22Portfolio Beta 0.85Sharpe Ratio -0.0228

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Top 10 holdings

Co-Fund Manager:Name: Ms. Ritu Modi;Experience: 9+ years

23.28%

13.23%

11.54%

8.56%

5.95%

5.91%

5.15%

4.82%

2.72%

2.14%

2.13%

1.19%

Banks

Software

Consumer Non Durables

Finance

Petroleum Products

Retailing

Pharmaceuticals

Telecom - Services

Auto

Cement

Consumer Durables

Construction Project

Equity Holdings

Auto 2.72%

Maruti Suzuki India Ltd. 2.72%

Banks 23.28%

HDFC Bank Ltd. 8.90%

ICICI Bank Ltd. 8.21%

Kotak Mahindra Bank Ltd. 6.17%

Cement 2.14%

Shree Cement Ltd. 2.14%

Construction Project 1.19%

Larsen & Toubro Ltd. 1.19%

Consumer Durables 2.13%

Titan Company Ltd. 2.13%

Consumer Non Durables 11.54%

Hindustan Unilever Ltd. 4.49%

Nestle India Ltd. 2.86%

United Spirits Ltd. 2.43%

Asian Paints Ltd. 1.76%

Finance 8.56%

Bajaj Finance Ltd. 6.55%

ICICI Prudential Life In Co. Ltd. 1.03%

ICICI Lombard General In Co. Ltd. 0.93%

SBI Cards & Payment Services Ltd. 0.05%

Petroleum Products 5.95%

Reliance Industries Ltd. 5.88%


Pharmaceuticals 5.15%

Torrent Pharmaceuticals Ltd. 1.94%

Divi's Laboratories Ltd. 1.71%

Cipla Ltd. 1.51%

Retailing 5.91%

Avenue Supermarts Ltd. 5.91%

Software 13.23%

Infosys Ltd. 7.62%

Tata Consultancy Services Ltd. 5.61%

Telecom - Services 4.82%

Bharti Airtel Ltd. 4.82%

Equity Holdings Total 86.62%

Cash & Other Receivables Total 13.38%

Grand Total 100.00%

An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity

instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize

capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.


systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on June 30, 2020 ( ) ₹ 1,15,082 3,50,853 6,23,364 15,69,3359,47,104 NA

Returns (CAGR) (%) -7.54 -1.67 1.51 5.243.38 NA



-6.47

-7.67

-3.30

-1.47

2.84

4.07

7.885.87

7.786.05

NA

NA

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year -7.09 -11.13 -11.51 9,286 8,878 8,840

3 Years 1.96 1.76 3.95 10,601 10,536 11,233

5 Years 2.17 5.45 5.55 11,134 13,041 13,104


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 6. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 30/06/2020: ₹ 277.20 Cr

: 269.85 CrAverage AUM for June 2020 ₹



Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ . ₹ .44 1441 46 4910

4 4475 17 9096Dividend ₹ 1 . ₹ .




6

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


23.03%

18.48%

10.68%

7.69%

6.62%

6.02%

5.12%

4.10%

2.77%

2.48%

1.81%

1.43%

0.98%

0.84%

0.66%

0.57%

0.41%

Banks


Software

Finance

Pharmaceuticals

Fertilisers

Gas

Transportation

Consumer Durables

Auto

Commercial Services


Industrial Products

Industrial Capital Goods

Hotels & OtherRecreational Activities

Non - Ferrous Metals

Retailing

Equity Holdings

Auto 2.48%

Hero MotoCorp Ltd. 1.36%


Banks 23.03%




City Union Bank Ltd. 0.73%

Axis Bank Ltd. 0.28%

Commercial Services 1.81%

3M India Ltd. 1.81%


Ashoka Buildcon Ltd. 1.17%

Sadbhav Engineering Ltd. 0.26%


TTK Prestige Ltd. 1.06%

Relaxo Footwears Ltd. 0.87%





Kansai Nerolac Paints Ltd. 2.64%

Marico Ltd. 1.84%


Dabur India Ltd. 1.47%

Fertilisers 6.02%

Coromandel International Ltd. 6.02%

Finance 7.69%

HDFC Ltd. 4.30%

SBI Life Insurance Company Ltd. 1.27%

ICICI Prudential Life Insurance Co Ltd. 0.97%

ICICI Lombard General Insurance Co. Ltd. 0.64%

Central Depository Services (I) Ltd. 0.48%


Gas 5.12%

Gujarat Gas Ltd. 2.02%

Petronet LNG Ltd. 1.23%

Mahanagar Gas Ltd. 1.13%

Indraprastha Gas Ltd. 0.73%

Hotels & Other Recreational Activities 0.66%

The Indian Hotels Company Ltd. 0.66%

Industrial Capital Goods 0.84%

Honeywell Automation India Ltd. 0.84%

Industrial Products 0.98%

Huhtamaki PPL Ltd. 0.98%

Non - Ferrous Metals 0.57%

Hindalco Industries Ltd. 0.57%


Sanofi India Ltd. 2.02%

Pfizer Ltd. 1.78%

Abbott India Ltd. 1.70%

Alkem Laboratories Ltd. 1.12%

Retailing 0.41%

Trent Ltd. 0.41%

Software 10.68%


Infosys Ltd. 4.68%

Tech Mahindra Ltd. 0.76%

Transportation 4.10%

Container Corporation of India Ltd. 3.13%

Transport Corporation of India Ltd. 0.97%



Grand Total 100.00%

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 - - 6,40,000

Market Value as on June 30, 2020 ( ) ₹ 1,13,471 3,41,650 6,54,331 - - 7,09,260

Returns (CAGR) (%) -9.98 -3.37 3.43 - - 3.81



-4.64 -3.65 2.91

-7.67 -1.47 4.07

-

-

-

-

3.29

4.18



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year -8.45 -10.38 -11.51 9,148 8,954 8,840

3 Years 0.89 1.26 3.95 10,268 10,383 11,233

5 Years 6.86 6.33 5.55 13,940 13,597 13,104

Since Inception 6.15 5.48 4.39 13,760 13,300 12,582

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date


Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 5. Date of allotment is 25th Feb’2015. Past performance

may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.

* Benchmark. ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 30/06/2020: ₹ 661.85 Cr


Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Sachin RelekarExperience: 13+ years


Growth ₹ 13.7601 ₹ 14.7378

Dividend ₹ 12.1091 ₹ 12.7948




7

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


13.88%

13.79%

10.94%

9.08%

8.29%

7.04%

6.20%

5.96%

2.96%

2.84%

2.37%

1.31%

1.25%

1.25%

1.11%

0.94%

0.36%

Pharmaceuticals

Banks

Software

Chemicals

Retailing

Finance

Consumer Durables


Petroleum Products

Telecom - Services

Textile Products


Industrial Products

Fertilisers

Construction

Commercial Services

Auto Ancillaries

Equity Holdings

Auto Ancillaries 0.36%

Tube Investments Of India Ltd. 0.36%

Banks 13.79%




Chemicals 9.08%

Tata Chemicals Ltd. 3.14%

Atul Ltd. 2.68%

Vinati Organics Ltd. 1.88%

Navin Fluorine International Ltd. 1.38%


3M India Ltd. 0.94%

Construction 1.11%

Brigade Enterprises Ltd. 1.11%


Bata India Ltd. 2.92%

Voltas Ltd. 2.61%



Tata Consumer Products Ltd. 3.50%


Procter & Gamble Hygiene&HealthCare Ltd. 0.59%

Colgate Palmolive (India) Ltd. 0.57%

Fertilisers 1.25%


Finance 7.04%


ICICI Securities Ltd. 1.10%





Supreme Industries Ltd. 1.25%





IPCA Laboratories Ltd. 3.03%



Syngene International Ltd. 1.96%

Retailing 8.29%


Trent Ltd. 2.77%

Aditya Birla Fashion and Retail Ltd. 1.16%

Aditya Birla Fashion - Rights Off 110Inr 0.02%

Software 10.94%

Infosys Ltd. 5.49%


Info Edge (India) Ltd. 1.17%

Larsen & Toubro Infotech Ltd. 1.06%



Textile Products 2.37%

Page Industries Ltd. 2.02%

K.P.R. Mill Ltd. 0.35%



Grand Total 100.00%

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

Company % of NAV


SchemeNifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -25.45 -21.65 -11.51 7,437 7,819

14,847

8,840

13,201

3 Years 7,618 11,306 11,233

5 Years -2.14

-8.66

7.87

4.17

5.55

3.95

8,973 14,610 13,104

Since Inception -2.62 7.79 5.42 8,696

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 6. Date of allotment is 27th March'2015. Past performance

may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting

any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 30/06/2020: ₹ 45.16 Cr


Benchmark: Nifty Financial Services TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ . ₹ .8 6963 9 1791

8 6950 9 1505Dividend ₹ . ₹ .




thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR

returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the

subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,01,003 2,90,579

-28.07 -13.45

-23.26 -4.07

-7.67 -1.47

6,00,000 -- 6,30,000

Market Value as on June 30, 2020 ( ) ₹ 5,12,678 -- 5,38,717

Returns (CAGR) (%) -6.16 -- -5.86



5.34

4.07

--

--

5.58

4.18

SIP PERFORMANCE

8

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings

68.04%

19.27%

Banks

Finance


Equity Holdings

Banks 68.04%





State Bank of India 3.32%


DCB Bank Ltd. 1.56%

Finance 19.27%

HDFC Ltd. 8.13%





Central Depository Services (I) Ltd. 1.26%



Grand Total 100.00%


systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to

seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment

objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on June 30, 2020 ( ) ₹ 1,09,551 3,33,184 6,22,425 10,02,557 17,56,798

Returns (CAGR) (%) -15.80 -4.97 1.45 4.98 7.40



-6.47

-7.67

-3.30

-1.47

2.84 5.87

4.07 6.05

7.88

7.78



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -12.62 -11.13 -11.51 8,728

10,353

8,878 8,840

3 Years 1.16 1.76 3.95 10,536 11,233

5 Years 3.47 5.45 5.55 11,860 13,041 13,104

Since Inception 7.94 13.61 12.07 59,198 1,94,517 1,41,826

PeriodCAGR (%)



Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:

AUM as on 30/06/2020: ₹ 241.42 Cr


Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment (lumpsum): ₹ 500/-

Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ ₹ 59.1977 63.6886

14.5156 16.2446Dividend ₹ ₹




9

Top 10 holdings


17.47%

12.12%

10.96%

10.07%

8.86%

8.01%

6.33%

5.91%

3.39%

2.96%

2.05%

1.55%

1.31%

1.14%

0.54%

Banks

Software

Pharmaceuticals


Retailing

Finance

Chemicals

Consumer Durables

Telecom - Services

Petroleum Products

Textile Products

Auto


Construction

Auto Ancillaries

Equity Holdings

Auto 1.55%


Auto Ancillaries 0.54%

Tube Investments Of India Ltd. 0.54%

Banks 17.47%




Chemicals 6.33%


Atul Ltd. 2.03%


Construction 1.14%



Bata India Ltd. 2.80%

Voltas Ltd. 1.72%







Procter & Gamble Hygiene&HealthCare Ltd. 0.71%


Finance 8.01%



ICICI Securities Ltd. 1.09%












Cipla Ltd. 0.98%


Retailing 8.86%


Trent Ltd. 2.25%

Aditya Birla Fashion and Retail Ltd. 1.24%

Aditya Birla Fashion - Rights Off 110Inr 0.02%

Software 12.12%

Infosys Ltd. 6.65%


Info Edge (India) Ltd. 1.22%




Page Industries Ltd. 1.48%




Grand Total 100.00%

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is

benchmarked to the Total Return variant of the index.

The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,07,049

-19.46

3.49

-7.67

3,60,000 6,00,000 8,40,000 14,70,00012,00,000

Market Value as on June 30, 2020 ( ) ₹ 3,09,081 5,53,737 8,52,788 17,79,82513,65,525

Returns (CAGR) (%) -9.67 -3.15 0.43 3.062.54



-1.13

-1.47

1.73 2.55

4.07 6.05

2.092.69

8.727.78



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -20.30 -8.20 -11.51 7,955 9,174 8,840

3 Years -4.26 0.05 3.95 8,774 10,015 11,233

5 Years -0.74 0.20 5.55 9,636 10,100 13,104

Since Inception 1.37 -1.07 8.06 11,812 8,767 25,890

PeriodCAGR (%)



Mr. Sachin Relekar managing the above scheme from 1st March 2013 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:

AUM as on 30/06/2020: ₹ 44.37 Cr


Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ 11.8123 ₹ 12.6995

Dividend ₹ 11.8129 ₹ 12.5529




10


Exit Load




Top 10 holdings


27.74%

14.33%

10.07%

7.68%

7.32%

5.39%

3.54%

3.19%

2.97%

2.56%

1.30%

Banks

Cement

Petroleum Products

Telecom - Services

Construction

Industrial Products

Finance



Transportation

Minerals/Mining

Equity Holdings

Banks 27.74%






Cement 14.33%

The Ramco Cements Ltd. 6.31%

JK Lakshmi Cement Ltd. 2.81%

Ultratech Cement Ltd. 2.81%

ACC Ltd. 2.40%

Construction 7.32%

KNR Constructions Ltd. 4.35%




Sadbhav Engineering Ltd. 0.74%

Finance 3.54%

HDFC Ltd. 3.48%



SKF India Ltd. 5.39%

Minerals/Mining 1.30%

Coal India Ltd. 1.30%





Indian Oil Corporation Ltd. 0.81%





Container Corporation Of India Ltd. 2.56%



Grand Total 100.00%

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 21,00,000

11.96

Market Value as on June 30, 2020 ( ) ₹ 1,14,450 3,53,823 6,60,886 10,09,866 16,94,468 48,75,108

Returns (CAGR) (%) -8.50 -1.12 3.82 5.19 6.71 8.91



-7.87

-7.67

-0.15

-1.47

5.15 6.71

4.07 6.05

8.31

11.427.78



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -10.91 -10.40 -11.51 8,900 8,952 8,840

3 Years 4.08 5.31 3.95 11,276 11,681 11,233

5 Years

Since Inception

4.44 5.98 5.55 12,429 13,372 13,104

11.84 16.21 15.47 71,557 1,40,354 1,25,422

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in the


Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:

AUM as on 30/06/2020: ₹ 23.07 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days

Benchmark: S&P BSE Sensex TRI


Fund Manager:Name: M . s Ritu ModiExperience: years9+


Growth ₹ . ₹ .64 9138 67 3631

22 2501 22 5923Dividend ₹ . ₹ .



Risk Measures:Tracking Error 0.43%

11

Top 10 holdings


27.36%

15.55%

14.37%

13.13%

10.78%

4.24%

3.54%

3.04%

2.13%

1.33%

1.13%

1.03%

0.65%

0.62%

Banks

Software

Petroleum Products


Finance

Auto

Telecom - Services


Power

Pharmaceuticals

Cement

Consumer Durables

Oil

Ferrous Metals

Equity Holdings

Auto 4.24%


Mahindra & Mahindra Ltd. 1.27%

Bajaj Auto Ltd. 0.94%

Banks 27.36%






IndusInd Bank Ltd. 0.74%

Cement 1.13%








ITC Ltd. 4.39%



Ferrous Metals 0.62%

Tata Steel Ltd. 0.62%

Finance 10.78%

HDFC Ltd. 8.01%


Bajaj Finserv Ltd. 0.90%

Oil 0.65%

Oil & Natural Gas Corporation Ltd. 0.65%




Sun Pharmaceutical Industries Ltd. 1.33%

2.13%

1.07%

1.06%

Software 15.55%

Infosys Ltd. 7.29%


HCL Technologies Ltd. 1.57%






Grand Total 100.00%

Power Grid Corporation of India Ltd.

Power

NTPC Ltd.

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.



11.96


Returns (CAGR) (%) -8.66 -2.62 2.64 4.56 6.30 8.33



-7.67

-7.87

-1.47

-0.15

4.07 6.05

5.15 6.71

7.78 11.42

8.31



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year -12.26 -11.51 -10.40 8,764 8,840 8,952

3 Years 2.56 3.95 5.31 10,790 11,233 11,681

5 Years 4.07 5.55 5.98 12,210 13,104 13,372

Since Inception 11.00 15.47 16.21 62,609 1,25,422 1,40,354

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:

AUM as on 30/06/2020: ₹ 23.70 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days





Growth ₹ ₹ 56.8214 58.9685

20 9612 21 7356Dividend ₹ . ₹ .




12

Top 10 holdings


24.71%

14.09%

13.57%

11.95%

9.53%

5.33%

3.07%

2.96%

2.62%

2.24%

2.04%

0.95%

0.91%

0.88%

0.65%

0.61%

0.57%

0.51%

0.41%

0.40%

0.32%

Banks

Software

Petroleum Products


Finance

Auto

Telecom - Services

Pharmaceuticals


Cement

Power

Ferrous Metals

Consumer Durables


Oil

Minerals/Mining

Transportation

Pesticides

Gas

Telecom-Equipment& Accessories

Media & Entertainment

Equity HoldingsAuto 5.33%Maruti Suzuki India Ltd. 1.75%Mahindra & Mahindra Ltd. 1.09%Bajaj Auto Ltd. 0.81%Hero MotoCorp Ltd. 0.74%Eicher Motors Ltd. 0.56%Tata Motors Ltd. 0.38%Banks 24.71%HDFC Bank Ltd. 10.64%ICICI Bank Ltd. 5.25%Kotak Mahindra Bank Ltd. 4.56%Axis Bank Ltd. 2.08%State Bank of India 1.55%IndusInd Bank Ltd. 0.63%Yes Bank Ltd. 0.00%Cement 2.24%Ultratech Cement Ltd. 1.01%Shree Cement Ltd. 0.69%Grasim Industries Ltd. 0.53%Construction Project 2.62%Larsen & Toubro Ltd. 2.62%Consumer Durables 0.91%Titan Company Ltd. 0.91%Consumer Non Durables 11.95%Hindustan Unilever Ltd. 4.01%ITC Ltd. 3.89%Asian Paints Ltd. 1.72%Nestle India Ltd. 1.38%Britannia Industries Ltd. 0.95%Ferrous Metals 0.95%Tata Steel Ltd. 0.53%JSW Steel Ltd. 0.42%Finance 9.53%HDFC Ltd. 6.99%Bajaj Finance Ltd. 1.73%Bajaj Finserv Ltd. 0.81%Gas 0.41%

GAIL (India) Ltd. 0.41%Media & Entertainment 0.32%Zee Entertainment Enterprises Ltd. 0.32%Minerals/Mining 0.61%Coal India Ltd. 0.61%Non - Ferrous Metals 0.88%Hindalco Industries Ltd. 0.46%Vedanta Ltd. 0.42%Oil 0.65%Oil & Natural Gas Corporation Ltd. 0.65%Pesticides 0.51%UPL Ltd. 0.51%Petroleum Products 13.57%Reliance Industries Ltd. 12.44%Bharat Petroleum Corporation Ltd. 0.66%Indian Oil Corporation Ltd. 0.47%Pharmaceuticals 2.96%Sun Pharmaceutical Industries Ltd. 1.16%Dr. Reddy's Laboratories Ltd. 1.07%Cipla Ltd. 0.72%Power 2.04%NTPC Ltd. 1.04%Power Grid Corporation of India Ltd. 1.00%Software 14.09%Infosys Ltd. 6.21%Tata Consultancy Services Ltd. 5.04%HCL Technologies Ltd. 1.37%Tech Mahindra Ltd. 0.75%Wipro Ltd. 0.72%Telecom - Equipment & Accessories 0.40%Bharti Infratel Ltd. 0.40%Telecom - Services 3.07%Bharti Airtel Ltd. 3.07%Transportation 0.57%Adani Ports & Special Economic Zone Ltd. 0.57%Equity Holdings Total 98.32%Cash & Other Receivables Total 1.68%Grand Total 100.00%

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year -11.60

3.80

-11.51

3.95

-10.40

5.31

8,831

11,186

8,840

11,233

8,952

11,6813 Years

NA NA NA NA NA NA5 Years

Since Inception 7.17 7.39 8.02 13,764 13,893 14,273

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 20th Nov'2015, hence returns are

available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of

performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the



Date of Allotment: November 20, 2015

Fund Size:

AUM as on 30/06/2020: ₹ 472.94 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment (lumpsum): For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on June 30, 2020:NAV Regular Plan

Growth ₹ 108.1365

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 33)



13

Top 10 holdings


24.79%

14.26%

13.65%

12.46%

9.59%

5.50%

3.02%

2.96%

2.63%

2.37%

2.07%

1.00%

0.93%

0.92%

0.66%

0.62%

0.57%

0.54%

0.42%

0.40%

0.33%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Telecom - Services


Cement

Power

Ferrous Metals

Consumer Durables


Oil

Minerals/Mining

Transportation

Pesticides


Gas


Equity Holdings

Auto 5.50%





Eicher Motors Ltd. 0.56%

Tata Motors Ltd. 0.39%

Banks 24.79%







Yes Bank Ltd. 0.00%

Cement 2.37%


Shree Cement Ltd. 0.72%

Grasim Industries Ltd. 0.59%







ITC Ltd. 3.92%



Britannia Industries Ltd. 0.97%



JSW Steel Ltd. 0.42%

Finance 9.59%

HDFC Ltd. 7.03%



Gas 0.40%

GAIL (India) Ltd. 0.40%

Media & Entertainment 0.33%

Zee Entertainment Enterprises Ltd. 0.33%

Minerals/Mining 0.62%

Coal India Ltd. 0.62%



Vedanta Ltd. 0.41%

Oil 0.66%

Oil & Natural Gas Corporation Ltd. 0.66%

Pesticides 0.54%

UPL Ltd. 0.54%



Bharat Petroleum Corporation Ltd. 0.67%

Indian Oil Corporation Ltd. 0.50%


Sun Pharmaceutical Industries Ltd. 1.16%

Dr. Reddy's Laboratories Ltd. 1.10%

Cipla Ltd. 0.76%

Power 2.07%

NTPC Ltd. 1.05%

Power Grid Corporation of India Ltd. 1.01%

Software 14.26%

Infosys Ltd. 6.23%




Wipro Ltd. 0.75%

Telecom - Equipment & Accessories 0.42%

Bharti Infratel Ltd. 0.42%




Adani Ports & Special Economic Zone Ltd. 0.57%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year -10.50 -10.40 -11.51 8,942

11,670

8,952

11,681

8,840

11,2333 Years 5.28 5.31 3.95


Since Inception 7.77 7.82 7.20 14,094 14,122 13,756

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 30th Nov'2015, hence returns are




Scheme Type: An open ended scheme replicating/tracking Sensex Index


Fund Size:

AUM as on 30/06/2020: ₹ 372.41 Cr




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : ,000 units.2




Growth ₹ 368.4898




14

Top 10 holdings


27.52%

15.70%

14.44%

13.36%

10.89%

4.31%

3.60%

3.05%

2.14%

1.35%

1.15%

1.05%

0.66%

0.64%

Banks

Software

Petroleum Products


Finance

Auto

Telecom - Services


Power

Pharmaceuticals

Cement

Consumer Durables

Oil

Ferrous Metals

Equity Holdings

Auto 4.31%




Banks 27.52%







Cement 1.15%








ITC Ltd. 4.44%





Finance 10.89%

HDFC Ltd. 8.09%



Oil 0.66%

Oil & Natural Gas Co. Ltd. 0.66%




Sun Pharmaceutical Ind Ltd. 1.35%

Power 2.14%

Power Grid Co. of India Ltd. 1.07%

NTPC Ltd. 1.07%

Software 15.70%

Infosys Ltd. 7.35%








Grand Total 100.00%


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*NIFTY 50 TRI** NIFTY 50 TRI**Scheme

1 Year -10.96

3.12

-10.64

3.42

-11.51

3.95

8,896

10,965

8,928

11,063

8,840

11,2333 Years


Since Inception 8.82 9.21 9.04 14,369 14,591 14,497

PeriodCAGR (%)



Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 17th Mar'2016, hence returns are






Fund Size:

AUM as on 30/06/2020: ₹ 291.04 Cr






directly with Mutual Fund : 0,000 units.2,0




Growth ₹ 2316 109.




15

Top 10 holdings


21.66%

13.57%

12.64%

11.95%

11.73%

4.96%

4.76%

2.63%

2.46%

2.27%

1.96%

1.10%

1.01%

0.91%

0.89%

0.86%

0.69%

0.67%

0.56%

0.47%

0.46%

0.41%

0.39%

0.28%

0.21%

0.21%

0.16%

Banks


Software

Petroleum Products

Finance

Pharmaceuticals

Auto

Telecom - Services

Cement


Power

Consumer Durables

Gas

Transportation


Ferrous Metals

Retailing

Minerals/Mining

Oil

Pesticides

Auto Ancillaries

Chemicals



Textile Products


Construction

Equity HoldingsAuto 4.76%Maruti Suzuki India Ltd. 1.55%Mahindra & Mahindra Ltd. 0.95%Bajaj Auto Ltd. 0.72%Hero MotoCorp Ltd. 0.69%Eicher Motors Ltd. 0.53%Tata Motors Ltd. 0.33%Auto Ancillaries 0.46%Motherson Sumi Systems Ltd. 0.24%Bosch Ltd. 0.22%Banks 21.66%HDFC Bank Ltd. 9.12%ICICI Bank Ltd. 4.51%Kotak Mahindra Bank Ltd. 3.90%Axis Bank Ltd. 1.82%State Bank of India 1.39%IndusInd Bank Ltd. 0.53%Bandhan Bank Ltd. 0.26%Bank of Baroda 0.08%Punjab National Bank 0.05%Yes Bank Ltd. 0.00%Cement 2.46%Ultratech Cement Ltd. 0.89%Shree Cement Ltd. 0.58%Grasim Industries Ltd. 0.48%Ambuja Cements Ltd. 0.30%ACC Ltd. 0.21%Chemicals 0.41%Pidilite Industries Ltd. 0.41%Construction 0.16%DLF Ltd. 0.16%Construction Project 2.27%Larsen & Toubro Ltd. 2.27%Consumer Durables 1.10%Titan Company Ltd. 0.81%Havells India Ltd. 0.29%Consumer Non Durables 13.57%Hindustan Unilever Ltd. 3.80%ITC Ltd. 3.38%Asian Paints Ltd. 1.53%Nestle India Ltd. 1.22%Britannia Industries Ltd. 0.85%Dabur India Ltd. 0.53%Godrej Consumer Products Ltd. 0.53%Colgate Palmolive (India) Ltd. 0.40%Marico Ltd. 0.39%United Spirits Ltd. 0.34%United Breweries Ltd. 0.22%Berger Paints (I) Ltd. 0.21%Procter & Gamble Hygiene&HealthCare Ltd. 0.17%Ferrous Metals 0.86%Tata Steel Ltd. 0.51%JSW Steel Ltd. 0.34%Finance 11.73%HDFC Ltd. 5.99%Bajaj Finance Ltd. 1.50%HDFC Life Insurance Company Ltd. 0.76%Bajaj Finserv Ltd. 0.71%SBI Life Insurance Company Ltd. 0.59%ICICI Lombard General Insurance Co. Ltd. 0.49%Piramal Enterprises Ltd. 0.30%ICICI Prudential Life Insurance Co Ltd. 0.28%Bajaj Holdings & Investment Ltd. 0.26%Shriram Transport Finance Company Ltd. 0.21%Muthoot Finance Ltd. 0.20%

HDFC Asset Management Company Ltd. 0.18%Power Finance Corporation Ltd. 0.17%General Insurance Corporation of India 0.08%Gas 1.01%Petronet LNG Ltd. 0.37%GAIL (India) Ltd. 0.37%Indraprastha Gas Ltd. 0.28%Industrial Capital Goods 0.21%Siemens Ltd. 0.21%Media & Entertainment 0.28%Zee Entertainment Enterprises Ltd. 0.28%Minerals/Mining 0.67%Coal India Ltd. 0.53%NMDC Ltd. 0.14%Non - Ferrous Metals 0.89%Hindalco Industries Ltd. 0.42%Vedanta Ltd. 0.37%Hindustan Zinc Ltd. 0.10%Oil 0.56%Oil & Natural Gas Corporation Ltd. 0.56%Pesticides 0.47%UPL Ltd. 0.47%Petroleum Products 11.95%Reliance Industries Ltd. 10.67%Bharat Petroleum Corporation Ltd. 0.56%Indian Oil Corporation Ltd. 0.40%Hindustan Petroleum Corporation Ltd. 0.32%Pharmaceuticals 4.96%Sun Pharmaceutical Industries Ltd. 1.04%Dr. Reddy's Laboratories Ltd. 0.93%Cipla Ltd. 0.67%Divi's Laboratories Ltd. 0.61%Lupin Ltd. 0.45%Aurobindo Pharma Ltd. 0.40%Biocon Ltd. 0.34%Torrent Pharmaceuticals Ltd. 0.20%Cadila Healthcare Ltd. 0.19%Abbott India Ltd. 0.14%Power 1.96%NTPC Ltd. 0.89%Power Grid Corporation of India Ltd. 0.86%NHPC Ltd. 0.10%Adani Transmission Ltd. 0.10%Retailing 0.69%Avenue Supermarts Ltd. 0.69%Software 12.64%Infosys Ltd. 5.32%Tata Consultancy Services Ltd. 4.31%HCL Technologies Ltd. 1.21%Tech Mahindra Ltd. 0.68%Wipro Ltd. 0.65%Info Edge (India) Ltd. 0.34%Oracle Financial Services Software Ltd. 0.14%Telecom - Equipment & Accessories 0.39%Bharti Infratel Ltd. 0.39%

Telecom - Services 2.63%Bharti Airtel Ltd. 2.63%Textile Products 0.21%Page Industries Ltd. 0.21%Transportation 0.91%Adani Ports & Special Economic Zone Ltd. 0.48%Container Corporation Of India Ltd. 0.24%InterGlobe Aviation Ltd. 0.19%Equity Holdings Total 99.86%Cash & Other Receivables Total 0.14%Grand Total 100.00%


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

98.22%

1.78%

Sovereign

Cash & Other Receivables

98.22%

1.78%

>365 days




SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 11.64 11.93 11.12 11,174 11,203 11,122

3 Years 7.85 8.22 6.87 12,548 12,677 12,208

9.13 9.49 8.44 15,482 15,743 15,0045 Years

Since Inception 8.87 9.22 8.30 15,990 16,276 15,529

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of

schemes managed by him is 10. Date of allotment is 24th Dec'2014. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting

any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


Fund Size:

AUM as on 30/06/2020: ₹ 91.16 Cr



Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years17+


Growth ₹ . 21 4420


Risk Measures:

Tracking Error: 1.57 %

Portfolio Metrics:Average Maturity 9.87 yearsMacaulay Duration 7.29 yearsYTM 6.10%

16 Factsheet July, 2020

Government Bond And Treasury Bill

Government Bond

6.45% Govt of India Red 07-10-2029 SOV 40.31%





Government Bond Total 98.22%

Government Bond And Treasury Bill Total 98.22%

Cash & Other Receivables 1.78%

Grand Total 100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹

Regular Dividend

June 26, 2020

January 28, 2020

February 26, 2020

January 28, 2020

December 31, 2019

10.0000

10.0000

10.0000

12.2634

14.0605

0.1000

0.1100

0.1100

Direct Dividend

10.0000

10.0000

10.0000

14.8845

15.2056

15.0591

0.1100

0.1100

0.1100

16.89%

2.99%

4.06%

76.06%


Up to 365 days

Equity Instruments

>365 days SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*


NA

NA

NA

NA


Returns (CAGR) (%) -5.27 0.44 2.97 4.23 5.83



2.30

-7.67

3.39

-1.47

6.48 8.10

4.07 6.05

9.09

7.78



SCHEME PERFORMANCE

SIP PERFORMANCE

MATURITY PROFILE (% of NAV)

DIVIDEND HISTORY



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year -4.96 -1.22 -11.51 9,500 9,877 8,840

3 Years 2.56 5.54 3.95 10,790 11,756 11,233

5 Years 3.46 7.61 5.55 11,856 14,434 13,104


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

thAbove returns as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr.

Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 33.

After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

Fund Size:

AUM as on 30/06/2020: ₹ 375.80 Cr


Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & 1 years respectively11+ 7+


Growth ₹ 98.9873 ₹ 106.2022

Dividend ₹ 12.2374 ₹ 13.4158

Expense Ratio: Regular: 2.55%; Direct: 1.38%

(for detailed bifurcation on TER, please see page no 33)


Risk Measures:Standard Deviation 4.45Portfolio Beta 1.06 Sharpe Ratio 0.0124

18


Exit Load




Top 10 holdings


February 26, 2020 13.7420

21.55%

14.62%

7.81%

6.77%

4.87%

4.55%

3.26%

3.03%

2.46%

2.35%

1.40%

0.88%

0.80%

0.72%

0.61%

0.39%

Banks


Software

Finance

Pharmaceuticals

Fertilisers

Gas

Transportation

Consumer Durables

Auto

Commercial Services

Construction ProjectIndustrial Capital Goods

Construction


Retailing

Equity HoldingsAuto 2.35%Maruti Suzuki India Ltd. 1.40%Hero MotoCorp Ltd. 0.95%Banks 21.55%HDFC Bank Ltd. 9.18%ICICI Bank Ltd. 6.47%Kotak Mahindra Bank Ltd. 5.02%City Union Bank Ltd. 0.63%Axis Bank Ltd. 0.25%Commercial Services 1.40%3M India Ltd. 1.40%Construction 0.72%Brigade Enterprises Ltd. 0.72%Construction Project 0.88%Ashoka Buildcon Ltd. 0.88%Consumer Durables 2.46%TTK Prestige Ltd. 0.88%Relaxo Footwears Ltd. 0.82%Titan Company Ltd. 0.76%Consumer Non Durables 14.62%Hindustan Unilever Ltd. 5.52%Nestle India Ltd. 2.75%Kansai Nerolac Paints Ltd. 2.50%Marico Ltd. 1.54%Asian Paints Ltd. 1.33%Dabur India Ltd. 0.98%Fertilisers 4.55%Coromandel International Ltd. 4.55%Finance 6.77%HDFC Ltd. 3.43%SBI Life Insurance Company Ltd. 1.18%ICICI Prudential Life Insurance Co Ltd. 0.85%ICICI Lombard General Insurance Co. Ltd. 0.83%Central Depository Services (I) Ltd. 0.49%Gas 3.26%Gujarat Gas Ltd. 1.21%Petronet LNG Ltd. 1.06%Mahanagar Gas Ltd. 0.99%Hotels & Other Recreational Activities 0.61%The Indian Hotels Company Ltd. 0.61%

Industrial Capital Goods 0.80%Honeywell Automation India Ltd. 0.80%Pharmaceuticals 4.87%Pfizer Ltd. 1.34%Abbott India Ltd. 1.26%Sanofi India Ltd. 1.25%Alkem Laboratories Ltd. 1.01%Retailing 0.39%Trent Ltd. 0.39%Software 7.81%Tata Consultancy Services Ltd. 4.29%Infosys Ltd. 2.95%Tech Mahindra Ltd. 0.57%Transportation 3.03%Container Corporation Of India Ltd. 2.31%Transport Corporation Of India Ltd. 0.72%Equity Holdings Total 76.06%Corporate DebtNon-Convertible DebenturesIndia Infradebt Ltd. 4.08%L&T Infra Debt Fund Ltd. 4.06%Reliance Industries Ltd. 2.76%Export Import Bank of India 1.47%NTPC Ltd. 0.29%Non-Convertible Debentures Total 12.65%Corporate Debt Total 12.65%Government Bond And Treasury BillGovernment Bond7.27% Govt of India Red 08-04-2026 4.27%6.79% Govt of India Red 26-12-2029 1.42%6.68% Govt of India Red 17-09-2031 1.12%6.45% Govt of India Red 07-10-2029 0.43%7.32% Govt of India Red 28-01-2024 0.29%7.26% Govt of India Red 14-01-2029 0.27%8.60% Govt of India Red 02-06-2028 0.22%7.88% Govt of India Red 19-03-2030 0.15%5.79% Govt of India Red 11-05-2030 0.12%Government Bond Total 8.29%Government Bond And Treasury Bill Total 8.29%Cash & Other Receivables Total 2.99%Grand Total 100.00%

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE

SECTOR ALLOCATION (% of NAV)Scheme CRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year -5.39 -1.22 -11.51 9,456 9,877 8,840

3 Years -1.04 5.54 3.95 9,692 11,756 11,233

5 Years 2.71 7.61 5.55 11,430 14,434 13,104


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹

invested on inception date


Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


Fund Size:

AUM as on 30/06/2020: ₹ 10.92 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.





Growth ₹ 16.4995 ₹ 17.6728




Risk Measures (Equity portion):Standard Deviation 4.56

1.14Portfolio Beta Sharpe Ratio 0.- 0848


19

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.




Returns (CAGR) (%) -5.12 -1.43 0.78 3.02 4.72 3.01



2.30 3.39 6.48 8.10 9.09

-7.67 -1.47 4.06 6.05 7.78

NA

12.29

SIP PERFORMANCE

Top 10 holdings


24.76%

18.35%

13.73%

7.67%

4.41%

3.51%

3.38%

3.26%

2.46%

2.29%

1.17%

1.10%

0.92%

0.72%

0.43%

Banks


Software

Finance

Pharmaceuticals

Gas

Auto

Fertilisers

Transportation

Petroleum Products

Consumer Durables


Power

Cement

Commercial Services

Equity Holdings

Auto 3.38%



Banks 24.76%






Cement 0.72%



3M India Ltd. 0.43%


TTK Prestige Ltd. 1.17%




Dabur India Ltd. 2.50%

Britannia Industries Ltd. 2.36%


Marico Ltd. 1.83%


Fertilisers 3.26%


Finance 7.67%



HDFC Ltd. 1.53%


Gas 3.51%


Indraprastha Gas Ltd. 1.28%

Industrial Capital Goods 1.10%

Honeywell Automation India Ltd. 1.10%






Pfizer Ltd. 1.29%

Power 0.92%

Power Grid Corporation of India Ltd. 0.92%

Software 13.73%


Infosys Ltd. 5.35%





Container Corporation Of India Ltd. 2.46%



Grand Total 100.00%

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

Fund Size:

AUM as on 30/06/2020: ₹ 61.64 Cr


Load Structure:Entry Load: NilExit Load: Ÿ For redemption/switch out of units within 15

days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

Benchmark: Nifty 50 Arbitrage Index






20

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on :June 30, 2020

NAV Regular Plan Direct Plan

Growth ₹ 10.7872 ₹ 10.8879

Weekly Dividend ₹ 10.4948 ₹ 10.2323

Monthly Dividend ₹ 10.5391 ₹ 10.2982

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly

Weekly Direct

Monthly

Monthly Direct

May, 2020

October, 2019

August, 2019

July, 2019

25 June, 2020

27 January, 2020

29 October, 2019

25 February, 2020

30 December, 2019

0.0891

0.0066

0.0929

0.0485

0.0600

0.0600

0.0600

0.0300

0.0600

0.0600

10.2723

10.1866

10.3368

10.3583

10.3441

10.0000

10.0000

10.0000

10.0000

10.0000

10.0000

DIVIDEND HISTORY


Top 10 holdings

SCHEME PERFORMANCE

Scheme NIFTY 50 Arbitrage Index* NIFTY 50 Arbitrage Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 5.24 4.30 -11.51 10,528 10,434 8,840

3 Years NA NA NA NA NA NA

5 Years NA NA NA NA NA NA

Since Inception 5.44 5.25 -1.95 10,787 10,759 9,722

PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 25th January 2019 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 25th January 2019. Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Date of allotment is 25th Jan'2019, hence returns are available for 1 yr & since inception. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

thAbove returns are as on 30 June, 2020. Past performance may or may not be

sustained in the future. # NIFTY 50 Arbitrage Index, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a

period of time.CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Growth Option.

Load is not taken into consideration for computation of performance. The above

investment simulation is for illustrative purpose only and should not be construed

as a promise on minimum returns and safeguard of capital. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. Since inception returns are

assumed to be starting from the beginning of the subsequent month from the date

of inception. The performance of the scheme is benchmarked to the Total Return

variant of the index.


Total Amount Invested ( )₹ 1,20,000 - 1,70,000

Market Value as on June 30, 2020 ( ) ₹ 1,23,057 1,76,398

Returns (CAGR) (%) 4.78 5.05



3.04

-7.67

3.99

-7.27

SIP PERFORMANCE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SIP Performance disclaimer:

March, 2020 0.0901

April, 2020 0.0268


25 February, 2020 10.1583

15.31%

12.78%

11.33%

8.35%

5.80%

4.81%

3.36%

1.66%

1.16%

0.85%

0.35%

Petroleum Products


Finance

Cement

Banks

Pharmaceuticals

Telecom - Services


Auto

Software

Auto Ancillaries

Equity Holdings

Auto 1.16% -1.15%

Mahindra & Mahindra Ltd. 1.16% -1.15%

Auto Ancillaries 0.35% -0.35%

Exide Industries Ltd. 0.35% -0.35%

Banks 5.80% -5.78%

ICICI Bank Ltd. 5.80% -5.78%

Cement 8.35% -8.32%

Ultratech Cement Ltd. 4.30% -4.28%

Ambuja Cements Ltd. 4.05% -4.04%

Consumer Non Durables 12.78% -12.77%

Hindustan Unilever Ltd. 7.32% -7.31%

Tata Consumer Products Ltd. 2.38% -2.38%

Colgate Palmolive (India) Ltd. 1.92% -1.92%

United Spirits Ltd. 0.60% -0.60%

Dabur India Ltd. 0.57% -0.57%

Finance 11.33% -11.28%

Power Finance Corporation Ltd. 6.17% -6.17%

HDFC Ltd. 3.59% -3.54%

SBI Life Insurance Company Ltd. 1.57% -1.57%

Industrial Capital Goods 1.66% -1.66%

Siemens Ltd. 1.66% -1.66%

Petroleum Products 15.31% -14.97%

Reliance Industries Ltd. 8.38% -8.35%

Hindustan Petroleum Corporation Ltd. 6.93% -6.62%

Pharmaceuticals 4.81% -4.79%

Aurobindo Pharma Ltd. 4.07% -4.05%

Divi's Laboratories Ltd. 0.74% -0.74%

Software 0.85% -0.84%

Tech Mahindra Ltd. 0.85% -0.84%

Telecom - Services 3.36% -3.36%

Bharti Airtel Ltd. 3.36% -3.36%

Equity Holdings Total 65.75% -65.27%

Fixed Deposits

Margin Fixed Deposit


Margin Fixed Deposit Total 17.04%

Fixed Deposits Total 17.04%


Grand Total 100.00%

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

thAbove returns are as on 30 June, 2020. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. Returns for

dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are

not available for since inception, hence performance for such period is not available.

71.69%

5.74%

22.58%Up to 365 days

Equity Instruments


SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*


NA

NA

NA

NA


Returns (CAGR) (%) -13.66 -3.73 1.30 3.46 5.31



2.98

-7.04

3.49

-1.43

6.62 8.14

4.24 6.09

9.13

7.82



SCHEME PERFORMANCE

SIP PERFORMANCE




Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year -11.25 -1.22 -11.51 8,866 9,877 8,840

3 Years 1.31 5.54 3.95 10,399 11,756 11,233

5 Years 2.87 7.61 5.55 11,521 14,434 13,104

Since Inception 8.77 NA NA 1,36,151 NA NA

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-

investment option. Mr. Sachin Relekar (equity portfolio) is managing the above scheme from 5th March 2015 & Mr. Marzban Irani (debt portfolio) is managing the above scheme

from 10th August, 2016. Total no. of schemes managed by Mr. Sachin Relekar is 5 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future.

Load is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution

tax, if any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the

benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not

Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

Fund Size:

AUM as on 30/06/2020: ₹ 264.27 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment (lumpsum):

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option

Fund Manager:Name: Mr. Sachin Relekar (Equity) & Mr. Marzban Irani (Debt)Experience: years & 1 years respectively13+ 7+


Dividend ₹ 16.8234 ₹ 17.8301 Expense Ratio:

Regular: 2.32%; Direct: 1.21%(for detailed bifurcation on TER, please see page no 33)



21

Top 10 holdings


18.83%

7.77%

7.55%

6.88%

5.78%

5.51%

4.95%

3.35%

2.90%

2.84%

1.59%

1.17%

0.92%

0.77%

0.74%

0.14%

Banks

Software

Finance


Retailing

Pharmaceuticals

Chemicals

Telecom - Services

Petroleum Products

Consumer Durables

Auto

Construction

Commercial Services


Industrial Products

Textile Products

Equity Holdings

Auto 1.59%


Banks 18.83%




Chemicals 4.95%


Atul Ltd. 1.53%



3M India Ltd. 0.92%

Construction 1.17%




Bajaj Electricals Ltd. 0.90%





Procter & Gamble Hygiene&HealthCare Ltd.1.08%

Finance 7.55%




HDFC Ltd. 0.56%





Supreme Industries Ltd. 0.74%










Retailing 5.78%


Trent Ltd. 1.52%

Software 7.77%

Infosys Ltd. 4.01%








Treasury Bill

364 Days Tbill Red 03-09-2020 9.41%

91 Days Tbill Red 10-09-2020 9.40%

91 Days Tbill Red 03-09-2020 3.76%

Treasury Bill Total 22.58%

Government Bond & Treasury Bill Total 22.58%


Grand Total 100.00%

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

84.31%

15.69%

>365 days


84.31%

15.69%

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY


RATING PROFILE (% of NAV)

Scheme I-Sec Composite Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme I-Sec Composite Index*

1 Year 12.54 11.12 11,265 11,122

3 Years 8.22 6.87 12,676 12,208

5 Years 8.92 8.44 15,334 15,004

Since Inception 7.80 NA

9.91

9.25

12.55

NA 46,870 NA

16,049

13,043

11,266

NA

PeriodCAGR (%)



Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the


launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity.


Fund Size:

AUM as on 30/06/2020: ₹ 58.74 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

Benchmark: I-Sec Composite Index



Expense Ratio:Regular: 1.48; Direct: 0.76%(for detailed bifurcation on TER, please see page no 33)

Portfolio Metrics:Average Maturity 5.56 yearsMacaulay Duration 4.58 yearsYTM 5.31%


NAV Regular Plan Direct Plan PF

Growth ₹ 46.8697 ₹ 49.8089 ₹ 27.0702

Dividend ₹ 13.5102 ₹ 14.3649 ₹17.5172



Government Bond








Government Bond and Treasury Bill Total 84.31%


Grand Total 100.00%

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 10.8612

11.2243

11.3750

0.8400

0.6000

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 11.3539

11.6343

11.7005

0.8400

0.6000

Monthly 10.0000

10.0000

June 25, 2020

November 27, 2019

10.0000 11.0426

10.9083

0.0600

0.0600

0.0600

Monthly Direct 10.0000

10.0000

10.0000

June 25, 2020

January 27, 2020

10.8180

10.7807

0.0600

0.0600

0.0600

Quarterly 10.0000

June 26, 2020

September 25, 2019

10.0000

10.0000

11.1417

10.9671

0.1800

0.1800

0.1800

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

74.91%

18.15%

6.94%

>365 days

Equity Instruments




SCHEME PERFORMANCE



DIVIDEND HISTORY


Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 6.78 10.14 11.12 10,684 11,023 11,122

3 Years 5.53 8.07 6.87 11,754 12,625 12,208

5 Years 6.14 9.19 8.44 13,477 15,529 15,004

Since Inception 8.36 NA NA 58,965 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August, 2016. Total no.

of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for

computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the


66.48%

18.15%

8.43%

6.94%

AAA/A1+ and Equivalent

Sovereign

Equity Instruments



Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


Fund Size:

AUM as on 30/06/2020: ₹ 64.18 Cr


Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


Fund Manager:Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 17+ years & 11+ years respectively

Expense Ratio:Regular: 2.25%; Direct: 1.22%(for detailed bifurcation on TER, please see page no 33)

Portfolio Metrics:Average Maturity 4.65 yearsMacaulay Duration 3.90 yearsYTM 5.22 %



Growth ₹ 58.9655 ₹ 62.4151


Quarterly Dividend ₹ 11.1692 ₹ 12.6190

Yearly Dividend ₹ 11.8833 ₹ 12.5246

23


Exit Load




Top 10 holdings


February 25, 2020 10.8822

February 25, 2020 11.1347

December 31, 2019 11.0677

Equity Holdings

Auto 0.83%


Ashok Leyland Ltd. 0.05%

Banks 4.31%






Gas 0.80%







Abbott India Ltd. 0.49%

Software 5.92%

Infosys Ltd. 3.44%




Corporate Debt

Non-Convertible Debentures


NTPC Ltd. 0.10%

Non-Convertible Debentures Total 8.43%

Corporate Debt Total 8.43%


Government Bond

7.27% Govt of India Red 08-04-2026 28.80%

7.32% Govt of India Red 28-01-2024 19.39%

6.18% Govt of India Red 04-11-2024 12.23%

6.79% Govt of India Red 15-05-2027 4.11%

8.30% Govt of India Red 02-07-2040 1.11%

7.26% Govt of India Red 14-01-2029 0.84%




Grand Total 100.00%

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


97.00%

3.00%

>365 days


76.81%

20.20%

3.00%

AAA / A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeCRISIL Composite Bond Fund Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 10.93 13.08 11.12 11,102 11,319 11,122

3 Years 7.12 8.56 6.87 12,294 12,796 12,208

5 Years 7.69 9.45 8.44 14,490 15,717 15,004

Since Inception 8.53 NA NA 55,988 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date




launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 35 of SID)

Date of Allotment: June 23,1999

Fund Size:

AUM as on 30/06/2020: ₹ 179.57 Cr



Exit Load: 1% if redeemed or switched out on or

before completion of 1 year from the date of

allotment of units.

Benchmark: Crisil Composite Bond Fund Index







Growth ₹ 55.9878 ₹ 58.3311

Dividend ₹ 12.2722 ₹ 14.0982


Corporate Debt


Indian Railway Finance Corporation Ltd. CRISIL AAA 8.60%

Reliance Industries Ltd. CRISIL AAA 5.77%

State Bank of India ICRA AAA 2.98%

HDFC Ltd. CRISIL AAA 2.85%



Government Bond & Treasury Bill

Government Bond











State Government Bond

8.35% Gujarat Sdl Red 06-03-2029 SOV 15.57%

8.25% Gujarat Sdl Red 02-01-2029 SOV 15.46%

7.98% Gujarat Sd Red 11-05-2026 SOV 0.32%

State Government Bond Total 31.35%



Grand Total 100.00%

An open-ended medium-term debt scheme investing in instruments with macaulay duration of the portfolio is between 4 years and 7 years (Please refer page no. 35 of SID)

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily *

June,2020 0.0660

Daily Direct *

August,2019

July,2019

January,2019

0.1008

0.3321

0.0351

Weekly *

June,2020 0.0788

Weekly Direct *

June, 2020 0.1260

Monthly

February 25, 2020

January 27, 2020

December 30, 2019

10.0000

10.0000

10.0000

10.3929

10.3373

10.3237

0.0600

0.0600

0.0600

Monthly Direct

June 25, 2020

January 27, 2020

10.0000

10.0000

10.0000

10.8725

10.4878

0.0600

0.0600

0.0600

87.62%

5.75%

3.88%

Up to 91 days


> 365 Days

81.76%

10.82%

3.88%

3.54%

AAA/ A1+ and Equivalent

Sovereign


AA+/AA



SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeNifty Banking & PSU Debt Index*

Nifty Banking & PSU Debt Index*

CRISIL 1 year T-Bill Index**


Scheme

1 Year 10.39 11.66 7.69 11,048 11,177 10,776

3 Years 8.47 7.91 7.14 12,765 12,569 12,302

5 Years 8.02 8.31 7.12 14,713 14,909 14,111

Since Inception 7.77 8.66 6.59 26,649 29,655 23,076

PeriodCAGR (%)





Additional Benchmark.

* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.

Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.

Date of Allotment: May 31, 2007

Fund Size:

AUM as on 30/06/2020: ₹ 1,446.41 Cr: ₹ 1,553.61 CrAverage AUM for June 2020


Benchmark: Nifty Banking and PSU Debt Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 26.6485 ₹ 27.9895

Daily Dividend ₹ 10.5510 ₹ 11.5102



25

Company CompanyRating Rating% of NAV % of NAV

April, 2020 0.0576

May,2020 0.0930

March,2020 0.0059

2.75%

> 91 days up to 365 Days


February 25, 2020 10.5497

May, 2020 0.1905

April,2020 0.0425

May,2020 0.0664

Corporate Debt


Indian Oil Co Ltd. CRISIL AAA 9.61%

National Housing Bank CRISIL AAA 9.59%


Indian Railway Finance Co Ltd. CRISIL AAA 8.70%

Power Finance Co Ltd. CRISIL AAA 7.60%

REC Ltd. CRISIL AAA 6.48%

NABARD ICRA AAA 4.98%

Export Import Bank of India CRISIL AAA 4.70%


HDFC Bank Ltd. CRISIL AA+ 3.54%

NTPC Ltd. CRISIL AAA 3.06%

Power Grid Co of India Ltd. CRISIL AAA 2.25%

NABARD CRISIL AAA 1.82%

Housing & Urban Devl Co Ltd. CARE AAA 1.81%

Housing & Urban Devl Co Ltd. ICRA AAA 1.77%

Small Industries Devl Bank of India CARE AAA 0.87%



Money Market Instruments

Certificate of Deposit

Small Industries Devl Bank of India CRISIL A1+ 2.90%

Axis Bank Ltd. CRISIL A1+ 1.72%

Certificate of Deposit Total 4.61%

Money Market Instruments Total 4.61%


Government Bond





Treasury Bill

91 Days Tbill Red 10-09-2020 SOV 1.03%




Grand Total 100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

86.49%

9.49%

4.02%Cash & Other Receivables

> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 35 of SID)

Date of Allotment: February 1, 2019

Fund Size:

AUM as on 30/06/2020: ₹ 287.75 Cr



Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 11.4201 ₹ 11.5912

Dividend ₹ 11.4201 ₹ 11.5912

26

65.19%

30.79%

4.02%



Sovereign

SCHEME PERFORMANCE

Scheme CRISIL Short TermBond Fund Index*

CRISIL Short TermBond Fund Index*



Scheme

1 Year 9.79 11.44 7.69 10,987 11,154 10,776

3 Years NA NA

NA NA

NA NA

NA NA

NA NA

NA NA5 Years

Since Inception 9.87 11.09 7.67 11,420 11,600 11,098

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr.

Marzban Irani is managing the above scheme from 1st February, 2019 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. Date of allotment is 1st Feb '2019, hence returns are available for 1 yr & since inception. The Mutual

Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.


Corporate Debt


Power Finance Corporation Ltd. CRISIL AAA 7.16%


Indian Oil Corporation Ltd. CRISIL AAA 5.40%


Indian Railway Finance Corporation Ltd. CRISIL AAA 5.38%


Small Industries Devl Bank of India CARE AAA 4.72%

NTPC Ltd. CRISIL AAA 3.94%

Export Import Bank of India CRISIL AAA 3.83%

Power Grid Corporation of India Ltd. CRISIL AAA 3.80%


India Infradebt Ltd. ICRA AAA 3.56%

L&T Infra Debt Fund Ltd. CRISIL AAA 3.53%

NABARD ICRA AAA 1.80%





Small Industries Devl Bank of India CRISIL A1+ 2.37%




Government Bond







Grand Total 100.00%

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

77.52%

18.65%


> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 45)


Fund Size:

AUM as on 30/06/2020: ₹ 33.26 Cr



Benchmark: CRISIL Ultra Short Term Debt Index


Fund Manager:Name: Mr. Rahul Singh Experience: 12+ years


Portfolio Metrics:Average Maturity 185 daysMacaulay Duration 181 daysYTM 3.75 %

27

50.81%

45.36%AAA/A1+ and Equivalent

Sovereign



Growth ₹ 1029.5640 ₹ 1031.4040

Daily Dividend ₹ 1015.8022 ₹ 1003.1559

Weekly Dividend ₹ 1011.3177 ₹ 1011.5078

Monthly Dividend ₹ 1029.5727 ₹ 1031. 3917


DIVIDEND HISTORY


SCHEME PERFORMANCE

SchemeCRISIL Ultra ShortTerm Debt Index*

CRISIL Ultra ShortTerm Debt Index*

CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days

3 Years

15 Days

NA

NA

10,244

10,006

10,028

10,048

10,136

NA

NA

NA

4.89

6.31

6.93

5.51

5.44

NA

NA

NA

10,362

10,013

10,035

10,061

10,191

NA

NA

NA

7.25

7.03

8.50

6.93

7.66

NA

NA

NA

10,399

10,010

10,017

10,023

10,190

NA

NA

NA

7.99

5.45

4.14

2.65

7.61

NA5 Years

1 Month

3 Months

6 Months

Since Inception 5.00 6.99 7.37 10,500 10,699 10,737

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 27th November, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since respective schemes have not completed relevant period (6 months, 1 year, 3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. * Benchmark, ** Additional Benchmark. NA : Not Available.

Value of lumpsum investment of 10,000/- ₹

Daily *

June,2020

January,2020

7.4000

2.7270

Daily Direct *

June,2020

January,2020

January,2020

June,2020

3.7751

3.1319

3.2627

5.8688

Weekly * December,2019 4.8927

Weekly Direct *


April,2020 1.7578


May,2020 5.6327

February,2020 5.2183


June,2020 10.2153

Corporate Debt


National Highways Authority of India CRISIL AAA 9.38%

HDFC Ltd CRISIL AAA 9.27%





ICICI Bank Ltd. ICRA A1+ 10.34%


Commercial Paper

Export Import Bank of India CRISIL A1+ 10.42%

Birla Group Holdings Pvt Ltd. CRISIL A1+ 5.95%

Commercial Paper Total 16.37%



Treasury Bill






Grand Total 100.00%

An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months to 6 months (Please refer page no. 45 of SID)

Presenting

Your LIC Premium due dates

No need to remember



Eligible schemes for premium deduction

∗

∗

A convenient and better way to pay your

LIC Premium through LIC Mutual Fund

Ÿ Regular income for short termŸ Investment in debt / money market instruments with

maturity of upto 91 days. Ÿ Risk - Low

Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate

Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.

Ÿ Risk - Moderate

Investors understand that their principal will be at Low Risk

RISKOMETER

Investors understand that their principal will be at Moderate Risk

RISKOMETER

Please go through the terms and conditions on the mandate form carefully before registering. For further details, consult your financial advisor or nearest LIC MF branch.

Ÿ Invest in LIC MF Schemes (Liquid Fund, Savings Fund or Banking &

PSU Debt Fund under Growth Option) in your name.

Ÿ To register for Auto-SWP Facility, fill up the mandate form completely.

Ÿ Submit the mandate form to the LIC MF Investor Service Centre

Ÿ Premiums for the registered LIC policies will be directly paid to LIC from your LIC

MF Schemes.

Ÿ Once registered, no hassle to remember due dates of various policies.

Ÿ Risk of policy lapsation is eliminated.

Ÿ Avail benefit of a grace period too.

Ÿ Periodic SMS/ Email alert to the investor.

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily * March,2020 0.0179

Daily Direct *

June,2020 0.0966

Weekly *

August,2019

May,2019

April,2019

0.0380

0.0565

0.0306

Weekly Direct *

March,2020

May,2019

0.0056

0.0641

Monthly 10.0000

June 25, 2020

May 27, 2019

10.0000

10.0000

10.5557

10.2162

0.0600

0.0600

0.0600

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

40.66%

33.94%

24.76%

0.64%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE


RATING PROFILE (% of NAV)DIVIDEND HISTORY

75.17%

22.65%

1.53%


Sovereign


SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

6 Months

3 Months

1 Month

15 Days

7 Days

7.55

7.08

9.26

10.42

13.19

11.00

8.63

8.72

9.85

10.41

13.48

8.79

7.69

7.99

7.61

2.65

4.14

5.45

10,762

10,353

10,231

10,091

10,054

10,021

10,871

10,435

10,245

10,091

10,055

10,017

10,77610,399

10,190

10,023

10,017

10,010

3 Years 5.78 7.94 7.14 11,839 12,580 12,302

5 Years 6.56 8.16 7.12 13,746 14,806 14,111

Since Inception 6.64 7.41 6.13 29,984 33,897 27,633

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark.


Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 27 of SID)


Fund Size:

AUM as on 30/06/2020: ₹ 682.62 Cr


Load Structure:Entry Load: Nil Exit Load: Nil, w.e.f. 15th October 2019

Benchmark: CRISIL Low Duration Debt Index


Fund Manager:Name: Mr. Rahul Singh

12+ yearsExperience:





Growth ₹ 29.9839 ₹ 31.5443

Daily Dividend ₹ 10.4215 ₹ 10.1000


Monthly Dividend ₹ 10.5710 ₹ 16. 4836

28

Valuation haircut deviation. The details available on AMC Website under the link:https://www.licmf.com/assets/pdf/statuary_disclosure_new/38/1561125176-Update-on-Exposures-in-Dewan-Housing-F inance-Corporat ion-L imi ted-(DHFL)-21.06.2019.pdf

Security Desc

11.55% DEWAN

HSG FIN 12-09-19

P 12-09-17

9.1% DEWAN

HSG FIN NCD

RED 16-08-2019

9.1% DEWAN

HSG FIN NCD

SR I 09-09-2019

Face Value Receivable 2,500.00 2,500.00 500.00

Interest Receivable 128.95 227.50 45.38

Total Receivable 2,628.95 2,727.50 545.38

% of NAV as on 30.04.2020 4.34% 4.51% 0.90%

Securities in default beyond its maturity date:

# Disclaimer

# Disclaimer


April,2020 0.0564

June,2020 0.0578

0.64%

AA+/AA



May,2020 0.0855

May,2020 0.0219

Feb 25, 2020 10.3808

Corporate Debt




Bajaj Finance Ltd. CRISIL AAA 7.68%

L&T Housing Finance Ltd. ICRA AAA 5.13%

NABARD CRISIL AAA 3.81%


National Highways Authority of India CRISIL AAA 3.35%


HDB Financial Services Ltd. CRISIL AAA 2.26%

State Bank of India CRISIL AA+ 1.32%

Mahindra & Mahindra Fin Serv Ltd CARE AAA 0.76%

Power Finance Corporation Ltd. CRISIL AAA 0.49%

HDFC Bank Ltd. CRISIL AA+ 0.21%





Bandhan Bank Ltd. ICRA A1+ 7.25%


ICICI Bank Ltd. ICRA A1+ 3.09%



Commercial Paper


Tata Power Company Ltd. CRISIL A1+ 3.64%





Government Bond

8.12% Govt Of India Red 10-12-2020 SOV 14.94%


Treasury Bill





Grand Total 100.00%

https://www.licmf.com/assets/pdf/statuary_disclosure_new/38/1561125176-Update-on-Exposures-in-Dewan-Housing-Finance-Corporation-Limited-(DHFL)-21.06.2019.pdf




The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and

providing a high level of liquidity, through investments made primarily in overnight securities having

maturity/residual maturity of 1 business day. However, there can be no assurance that the investment

objective of the scheme will be achieved.



Company % of NAV

Scheme Type: An open-ended debt scheme investing in overnight securities.

Date of Allotment: July 18, 2019

Fund Size:

AUM as on 30/06/2020: ₹ 1,817.13 Cr

: 1,650.57 CrAverage AUM for June 2020 ₹


Benchmark: NIFTY 1D Rate Index





Portfolio Metrics:Average Maturity 1 dayMacaulay Duration 1 dayYTM 3.07 %

29

An open ended debt scheme investing in overnight securities

LIC MF

FUNDVERNIGHT



Growth ₹ 1041.4828 ₹ 1042.7767

Daily Dividend ₹ 1000.0000 ₹ 1000.0000

Weekly Dividend - ₹ 1000.0000

Dividend ₹1041.6640 ₹ 1042.5056


Daily *

Daily Direct *

Weekly Direct *

June, 2020

June, 2020

June, 2020

2.2167

2.7962

2.2001

DIVIDEND HISTORY


SCHEME PERFORMANCE

SchemeNIFTY 1D

Rate Index*NIFTY 1D

Rate Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days 2.46 2.56 5.45 10,005 10,005 10,010

3 Years

15 Days 2.61 10,011

10,023

10,068

NA

NA

10,180

NA

2.75

2.71

NA

NA

3.61

NA

2.78 10,011

10,024

10,071

NA

NA

10,183

NA

2.93

2.86

NA

NA

3.67

NA

4.14 10,017

10,021

10,190

NA

NA

10,399

NA

2.60

7.61

NA

NA

7.99

NA5 Years

1 Month

3 Months

6 Months

Since Inception 4.35 4.41 7.54 10,435 10,441 10,754

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 18th July, 2019 and total no. of schemes managed by him is 4. Since respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.


75.57%

24.43%Up to 365 days


75.57%

24.43%AAA/A1+ and Equivalent




April, 2020 2.1037

April, 2020 1.9710

April, 2020 1.8252


Grand Total 100.00%


May, 2020 2.4541

May, 2020 2.3017

May, 2020 2.2278

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily *

June, 2020 3.6060

Daily Direct *

June, 2020 3.7321

65.04%

0.14%

34.82%

Up to 60 days

> 60 Days




SCHEME PERFORMANCE

DIVIDEND HISTORY



77.93%

21.93%


Sovereign


SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

5.59

4.06

5.81

3.88

7.70

5.45

10,560

10,008

10,582

10,007

10,772

10,010

3 Years

15 Days

6.60

4.02

6.81

4.28

7.14

4.14

12,114

10,017

12,186

10,018

12,302

10,017

5 Years

1 Month

3 Months

6 Months

6.93

4.00

4.59

5.32

7.03

4.36

4.96

5.32

7.12

2.60

7.61

7.99

13,986

10,033

10,115

10,265

14,051

10,036

10,124

10,265

14,111

10,021

10,190

10,399

Since Inception 7.28 NA 6.16 36,170 NA 29,832

PeriodCAGR (%)


thAbove returns are as on 30 June, 2020. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open-ended liquid scheme


Fund Size:

AUM as on 30/06/2020: ₹ 7,502.22 Cr

: 9,117.69 CrAverage AUM for June 2020 ₹

Load Structure:Entry Load: Nil Exit Load:

Benchmark: Crisil Liquid Fund Index








Growth ₹ 3616.9605 ₹ 3646.3823

Dividend ₹ 1098.0000 ₹ 1098.0000

30



Investor exit uponSubscription

Exit load as a % ofredemption / switch out

proceeds

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

w.e.f. 20th October 2019

April, 2020 4.5045

April, 2020 4.3836


May, 2020 4.6508

May, 2020 4.5142

Corporate Debt


L&T Infrastructure Fin Co. Ltd. CARE AAA 0.67%






IDFC First Bank Ltd. CRISIL A1+ 5.31%

Bank of Baroda ICRA A1+ 2.66%

NABARD CRISIL A1+ 2.00%

Bandhan Bank Ltd. ICRA A1+ 1.98%


HDFC Bank Ltd. CARE A1+ 0.33%


Commercial Paper

HDFC Ltd. CRISIL A1+ 6.31%

Reliance Jio Infocomm Ltd. CRISIL A1+ 5.96%

NTPC Ltd. CRISIL A1+ 5.63%

L&T Housing Finance Ltd. ICRA A1+ 3.99%

National Housing Bank CRISIL A1+ 3.97%


Oil & Natural Gas Co Ltd. ICRA A1+ 3.33%

Ultratech Cement Ltd. CRISIL A1+ 3.32%

Aditya Birla Fashion & Retail Ltd. CRISIL A1+ 3.32%

Reliance Industries Ltd. CRISIL A1+ 2.66%

Bharat Petroleum Co Ltd. CRISIL A1+ 2.66%

NABARD CRISIL A1+ 2.66%

Hero Fincorp Ltd. CRISIL A1+ 2.65%

Aditya Birla Finance Ltd. ICRA A1+ 2.65%

Tata Motors Finance Ltd. ICRA A1+ 2.65%

Tata Power Company Ltd. CRISIL A1+ 2.32%

Berger Paints (I) Ltd. CRISIL A1+ 2.06%

Axis Finance Ltd. CRISIL A1+ 2.00%

Small Ind Devl Bank of India CRISIL A1+ 1.33%




Treasury Bill




84 Days Cmb Red 20-08-2020 SOV 3.32%





Grand Total 100.00%

Comparative Performance of Open Ended Schemes th(as on 30 June, 2020)

1 Year 3 Years 5 Years Since Inception

LIC MF Multi Cap Fund

LIC MF Arbitrage Fund


-7.09

5.24

5.24

1.96

NA

NA

5.61

5.44

5.44

2.17

NA

NA

Nifty 500 TRI #

NIFTY 50 Arbitrage Index #

NIFTY 50 Arbitrage Index #

-11.13

4.30

4.30

1.76

NA

NA

NA

5.25

5.25

5.45

NA

NA

NIFTY 50 TRI ##

NIFTY 50 TRI ##

NIFTY 50 TRI ##

-11.51

-11.51

-11.51

3.95

NA

NA

11.75

-1.95

-1.95

5.55

NA

NA

LIC MF Banking & Financial Services Fund -25.45 -2.14-8.66 -2.62

Nifty Financial Services TRI # -21.65 7.874.17 7.79

NIFTY 50 TRI ## -11.51 5.553.95 5.42

LIC MF Index Fund - Sensex Plan -10.91 4.08 11.844.44

S&P BSE Sensex TRI # -10.40 5.31 16.215.98

NIFTY 50 TRI ## -11.51 3.95 15.475.55

LIC MF Index Fund - Nifty Plan -12.26 2.56 11.004.07

NIFTY 50 TRI # -11.51 3.95 15.475.55

S&P BSE Sensex TRI ## -10.40 5.31 16.215.98

LIC MF Equity Hybrid Fund -4.96 2.56 8.083.46

CRISIL Hybrid 35+65 - Aggressive Index # -1.22 5.54 NA7.61

NIFTY 50 TRI ## -11.51 3.95 13.445.55

LIC MF Debt Hybrid Fund 6.78 5.53 8.366.14

CRISIL Hybrid 85+15 - Conservative Index # 10.14 8.07 NA9.19

CRISIL 10 year Gilt Index ## 11.12 6.87 NA8.44

LIC MF Children's Gift Fund -5.39 -1.04 2.722.71


NIFTY 50 TRI ## -11.51 3.95 14.865.55

LIC MF G-Sec Long Term Exchange Traded Fund 11.64 7.85 8.879.13

Nifty 8-13 yr G-Sec Index # 11.93 8.22 9.229.49

CRISIL 10 year Gilt Index ## 11.12 6.87 8.308.44

LIC MF Equity Hybrid Fund -4.96 2.56 8.083.46


NIFTY 50 TRI ## -11.51 3.95 13.445.55

LIC MF Unit Linked Insurance Scheme -11.25 1.31 8.772.87


NIFTY 50 TRI ## -11.51 3.95 NA5.55

LIC MF Government Securities Fund 12.54 8.22 7.808.92

I-Sec Composite Index # 12.55 9.25 NA9.91


LIC MF Debt Hybrid Fund 6.78 5.53 8.366.14

CRISIL Hybrid 85+15 - Conservative Index # 10.14 8.07 NA9.19


LIC MF Bond Fund 10.93 7.12 8.537.69

CRISIL Composite Bond Fund Index # 13.08 8.56 NA9.45


LIC MF Children's Gift Fund -5.39 -1.04 2.722.71


NIFTY 50 TRI ## -11.51 3.95 14.865.55

LIC MF Banking & PSU Debt Fund 10.39 8.47 7.778.02

Nifty Banking and PSU Debt Index # 11.66 7.91 8.668.31

CRISIL 1 Year T-Bill Index ## 7.69 7.14 6.597.12

LIC MF Large Cap Fund -7.98 2.71 3.633.75

Nifty 100 TRI # -10.64 3.42 NA5.78

NIFTY 50 TRI ## -11.51 3.95 9.345.55

LIC MF Large & Mid Cap Fund -8.45 0.89 6.156.86

Nifty LargeMidcap 250 TRI # -10.38 1.26 5.486.33

NIFTY 50 TRI ## -11.51 3.95 4.395.55

LIC MF Infrastructure Fund -20.30 -4.26 1.37-0.74

Nifty Infrastructure TRI # -8.20 0.05 -1.070.20

NIFTY 50 TRI ## -11.51 3.95 8.065.55

LIC MF Tax Plan -12.62 1.16 7.943.47

Nifty 500 TRI # -11.13 1.76 13.615.45

NIFTY 50 TRI ## -11.51 3.95 12.075.55

LIC MF Exchange Traded Fund - Nifty 50 -11.60 3.80 7.17NA

NIFTY 50 TRI # -11.51 3.95 7.39NA

S&P BSE Sensex TRI ## -10.40 5.31 8.02NA

LIC MF Exchange Traded Fund - Sensex -10.50 5.28 7.77NA

S&P BSE Sensex TRI # -10.40 5.31 7.82NA

NIFTY 50 TRI ## -11.51 3.95 7.20NA

LIC MF Exchange Traded Fund - Nifty 100 -10.96 3.12 8.82NA

NIFTY 100 TRI # -10.64 3.42 9.21NA

NIFTY 50 TRI ## -11.51 3.95 9.04NA

LIC MF Unit Linked Insurance Scheme -11.25 1.31 8.772.87

Crisil Hybrid 35 + 65 - Aggressive Index # -1.22 5.54 NA7.61

NIFTY 50 TRI ## -11.51 3.95 NA5.55

LIC MF Savings Fund 7.55 5.78 6.646.56

CRISIL Low Duration Debt Index # 8.63 7.94 7.418.16


LIC MF Liquid Fund 5.59 6.60 7.286.93

Crisil Liquid Fund Index # 5.81 6.81 NA7.03


October 5, 2015

CAGR (%)

March 5, 2015

March 5, 2015

September 7, 2015

August 10, 2016

August 10, 2016

August 10, 2016

March 5, 2015

March 5, 2015

March 1, 2013

Funds managed by Mr. Sachin Relekar

Funds managed by Mr. Rahul Singh

Funds managed by Ms. Ritu Modi

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

November 12, 2001

May 31, 2007

September 1, 1994

February 25, 2015

December 24, 2014

January 1, 1991

June 19, 1989

December 10, 1999

June 9, 2003

March 18, 2002

Scheme managed by the current Fund Manager since

October 4, 2018

January 25, 2019

January 25, 2019

October 4, 2018

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

October 4, 2018

October 4, 2018

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

June 23, 1999

Date of Inception

April 15, 1993

January 25, 2019

January 25, 2019

June 1, 1998

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

June 1, 1998

November 12, 2001

Funds managed by Mr. Marzban Irani

LIC MF Short Term Debt Fund 9.79 NA 9.87NA

CRISIL Short Term Bond Fund Index # 11.44 NA 11.09NA

CRISIL 1 Year T-Bill Index ## 7.69 NA 7.67NA

February 1, 2019February 1, 2019


Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-investment option for LIC MF

ULIS & Regular Plan - Growth option for others schemes. Since respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout

the respective period, no returns are available. In case, the start/end date of the concerned period is a nonbusiness date, the NAV of the previous date is considered for computation of

returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the scheme was launched before the launch of the benchmark index, benchmark index

figures since inception or the required period are not available. Since LIC MF Overnight Fund and LIC MF Ultra Short Term Fund are in existence for less than 1 year, as per SEBI regulation

performance of the scheme cannot be shown. NA : Not Available. # Benchmark. ## Additional Benchmark.

Total Expense Ratios th(as on 30 June, 2020)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of

SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,

commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 0.07 0.05

0.20 2.57

1.28 - 0.05 0.19 1.52

LIC MF Equity Hybrid Fund 2.25 0.07

0.05

0.18

2.55

1.15

- 0.05 0.18 1.38

LIC MF Infrastructure Fund 2.25 0.04

0.05

0.18

2.52

1.03

- 0.05 0.15 1.23

LIC MF Large & Mid Cap Fund 2.19

0.18

0.12

0.12

0.05

0.12

2.54

0.83

- 0.05 0.12 1.00

LIC MF Large Cap Fund 2.25

0.05

0.21

2.63

1.34

- 0.05 0.21 1.60

LIC MF Multicap Fund 2.25 0.05

0.05

0.23

2.58

1.41

- 0.05 0.22 1.68

LIC MF Tax Plan 2.25

-

0.16

2.53

1.13

- - 0.16 1.29

LIC MF Index Fund- Sensex Plan 1.00

- 0.03

0.05

1.08

0.50

- 0.030.05 0.58

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.03

1.03

0.45

- - 0.03 0.48

LIC MF Children's Gift Fund 2.25 0.02

-

0.15

2.42

1.28

- - 0.14 1.42

LIC MF Unit Linked Insurance Scheme 2.25 0.05

-

0.02

2.32

1.19

- - 0.02 1.21

LIC MF ETF-Nifty 100 0.25

-

- 0.01

0.26

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.25 - - 0.02 0.27 - - - - -

LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28

LIC MF Bond Fund 1.07 - - 0.01 1.08 0.17 - - 0.01 0.18

LIC MF Debt Hybrid Fund 2.00 - 0.05 0.20 2.25 1.02 - 0.05 0.15 1.22

LIC MF Govt. Securities Fund 1.35 - 0.05 0.08 1.48 0.63 - 0.05 0.08 0.76

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund


LIC MF Short Term Debt Fund

LIC MF Overnight Fund

LIC MF Ultra Short Term Fund

0.80

1.00

1.40

0.20

0.40

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

0.01

0.83

1.02

1.44

0.20

0.41

0.25

0.45

0.35

0.07

0.20

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

0.01

0.28

0.47

0.39

0.07

0.21

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Multi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Multicap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

The benchmark of LIC MF Large Cap Fund, LIC MF Multi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com


Summary : Key Features of the Schemes th(as on 30 June, 2020)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance

Scheme.

Scheme Name LIC MF Multi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn Open Ended Equity Scheme Investing Across Large Cap, Mid Cap, Small Cap Stocks

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt(lumpsum) ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000

Min Additional Amt(lumpsum)

₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in

1) Daily - ₹ 300/- & in multiples of ₹ 1/-

multiples of ₹ 1/- thereafter, 3) Quarterly -

₹ 3000/- & in multiples of ₹ 1/- thereafter.

thereafter, 2) Monthly - ₹ 1000/- & in












Fund Manager Mr. Yogesh PatilMr. Sachin RelekarMs. Ritu Modi (Co-Fund Manager)

Mr. Sachin Relekar Mr. Yogesh Patil

Entry Load NIL NIL NIL NIL

Exit Load

• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High Risk - High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking S & P Bse Sensex

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Ms. Ritu Modi Ms. Ritu Modi


Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - High Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

















34
















• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days


Summary : Key Features of the Schemes th(as on 30 June, 2020)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance

Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt(lumpsum)

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt(lumpsum)Min Redemption Amt(lumpsum)

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Ms. Ritu Modi Ms. Ritu Modi Ms. Ritu Modi

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme

LIC MF Children's Gift Fund

Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/Dividend Growth/Dividend Dividend Reinvestment Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt(lumpsum)

₹ 5000 ₹ 5000

₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option

₹ 5000

Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 1000 ₹ 500

SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)

Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)


Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).

Riskometer Risk - Moderately High Risk - Moderate Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity

December 10, 1999

3 Years Plus

RP/DP

Growth/Dividend/PF

I-Sec Composite Index

₹ 10000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter

Mr. Marzban Irani

NIL

0.25% if exit within 30 days from the date of allotment of units

Risk - Moderate

SIP/STP

LIC MF G-Sec Long Term Exchange Traded

Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

35








Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme

An open ended scheme investing in arbitrage opportunities

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 35 of SID)

An open-ended debt scheme investing in overnight securities.

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months (Please refer Page No.27)

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019 July 18, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Day Plus1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/Dividend

Growth/Dividend Growth/Dividend Growth/Dividend

Growth/Dividend Growth/Dividend

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index

CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index

Min Investment Amt (lumpsum)

Min Investment Amt (lumpsum)

₹ 5000

₹ 5000 ₹ 5000 ₹ 5000

₹ 5000 ₹ 5000

Min Additional Amt (lumpsum)

Min Additional Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

Min Redemption Amt (lumpsum)

Min Redemption Amt (lumpsum)

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

SIP dates

SIP dates

Any day#

Any day# Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter



Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani

Entry Load

Entry Load

NIL

NIL NIL NIL

NIL NIL

NIL

NIL

NIL

Exit Load

Exit Load

See below note* NIL

Riskometer

Riskometer

Risk - Low

Risk - Moderately Low Risk - Moderate Risk - Low

Risk - Moderate Risk - Moderate

Facility Available

*LIC MF Liquid Fund Exit Load :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

36

Mr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani Mr. Rahul Singh

Ÿ For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

th(as on 30 June, 2020)

Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards

Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Ultra Short Term Fund

Scheme Type An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 45 of SID)

Allotment Date November 27, 2019

Ideal Investment Horizon Upto 6 months

Plan Available RP/DP

Option Available Growth/Dividend

Benchmark CRISIL Ultra Short Term Debt Index

Min Investment Amt (lumpsum) ₹ 5000

Min Additional Amt (lumpsum) ₹ 500

Min Redemption Amt (lumpsum) ₹ 500

SIP dates Any day#

SIP Frequency Daily / Monthly / Quarterly

Min SIP Amount1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

Fund Manager

Entry Load NIL

Exit Load

Riskometer Risk - Moderately Low

Facility Available SIP/STP/SWP

36

Mr. Rahul Singh

th(as on 30 June, 2020)

NIL


LIC MF Bond Fund

An open ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.35 of SID).

June 23, 1999

3 Years Plus

RP/DP

Growth/Dividend

Crisil Composite Bond Fund Index

₹ 5000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

Mr. Marzban Irani

NIL

Risk - Moderate

SIP/STP/SWP

1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units


37

GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

BRANCH OFFICES

Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Chandigarh: S.C.O.-20-30, Jeevan Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-

4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road,

Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Ghatkopar: LIC Mutual Fund Asset

Management Limited, Office No. 19, Ground Floor, Zest Business Centre, MG Road, Near Doshi Nursing Home, Ghatkopar East, Mumbai, Maharashtra - 400 077. Goa: Jeevan Vishwas

Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Guwahati: LIC Mutual Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S.

Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V.

House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani

Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground

Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455. Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow

226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6, Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482.

Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.: 022-22885971/22817163 / 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express

Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New

Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset

Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005.

Tel.: 020-25537301. Raipur: 1st Floor, Phase 1, Investment Building, LIC of India, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh - 492004. Phone No.: 0771 - 2236780. Rajkot: LIC of India

Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522. Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat:

Office No – D- 117, International Trade Centre (Itc), Majuragate Crossing, Ring Road- Surat- 395002. Tel.: 0261-4862626


38

Agartala: Ols Rms Chowmuhani, Mantri Bari Road,1St Floor, Near Traffic Point, Tripura West, Agartala, Tripura, 799001 / 0381-2317519; Agra: House No. 17/2/4, 2Nd Floor, Deepak Wasan Plaza, Behind Hotel Holiday

Inn, Sanjay Place, In The City Of Agra, Agra, Uttar Pradesh, 282002 / 7518801801; Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad,

Gujarat, 380006 / 9081903021; Ajmer: 302, 3Rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer, Rajasthan, 305001 / 0145-5120725; Akola: Yamuna Tarang Complex, Shop No 30, Ground

Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra, 444004 / 0724-2451874; Aligarh: Sebti Complex Centre Point, In The City Of Aligarh, Aligarh, Uttar Pradesh, 202001 / 7518801802;

Allahabad: Meena Bazar" 2Nd Floor, 10, S. P. Marg, Civil Lines, Subhash Chauraha, In The City Of Allahabad, Allahabad, Uttar Pradesh, 211001 / 7518801803; Alleppy: 1St Floor, Jp Towers, Mullackal, Ksrtc Bus Stand,

Alleppy, Kerala, 688011 / 0477 2263055; Alwar: Office Number 137, First Floor, Jai Complex Road No – 2, Alwar, Rajasthan, 301001 / 0144-2335550 / 0144-2335551; Amaravathi: Shop No. 21, 2Nd Floor, Gulshan

Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra, 444601 / 0721 2569198; Ambala: 6349,2Nd Floor, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala, Haryana, 133001 /

7518801804; Amritsar: 72-A, Taylor'S Road, Opp Aga Heritage Club, Amritsar, Punjab, 143001 / 0183-5053802; Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta, Anand,

Gujarat, 380001 / 9081903038; Ananthapur: Plot No: 12-313, Balaji Towers, Srinagar, Ananthapur Village, Anantapur, Andhra Pradesh, 515001 / 8554244449; Asansol: 114/71 G T Road, Bhanga Panchil Near Nokia

Care, Asansol, West Bengal, 713303 / 0341-2220077; Aurangabad: Shop No B 38, Motiwala Trade Centre, Nirala Bazar, Aurangabad, Maharashthra, 431005 / 0240-2343414; Azamgarh: House No. 290, Ground Floor,

Civil Lines, Near Sahara Office, In The City Of Azamgarh, Azamgarh, Uttar Pradesh, 276001 / 7518801805; Balasore: 1-B. 1St Floor, Kalinga Hotel Lane, Baleshwa, Baleshwar Sadar, Balasore, Orissa, 756001 / 06782-

260503; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka, 560004 / 080-26602852; Bankura: Plot Nos- 80/1/A,Natunchati Mahalla, 3Rd Floor,, Ward No-24, Opposite P.C Chandra,

Bankura Town, Bankura, West Bengal, 722101 / 9434480586; Bareilly: 54-Civil Lines, Ayub Khan Chauraha, Civil Lines Road, In The City Of Deoria, , Bareilly, Uttar Pradesh, 243001 / 7518801806; Barhampore (Wb):

Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb), West Bengal, 742101 / 0348- 2274494; Baroda: 203, Corner Point, Jetalpur Road, Baroda, Gujarat,

Baroda, Gujarat, 390007 / 0265-2353506; Begusarai: C/O Dr Hazari Prasad Sahu, Ward No 13, Behind Alka Cinema, Begusarai (Bihar), Begusarai, Bihar, 851117 / 7518801807; Belgaum: Cts No 3939/ A2 A1, Above

Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum, Karnataka, 590001 / 0831 2402544; Bellary: Shree Gayathri Towers, #4, 1St Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road,, Gandhi

Nagar-Bellary, Karnataka, 583103 / 08392 – 254750; Berhampur (Or): Opp Divya Nandan Kalyan Mandap, 3Rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or), Orissa, 760001 / 0680-2228106; Betul:

107,1St Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh, 460001 / 07141 - 231301; Bhagalpur: 2Nd Floor, Chandralok Complex, Near Ghanta Ghar, In The City Of Bhagalpur, Bihar, Bhagalpur, Bihar,

812001 / 7518801808; Bharuch: 123 Nexus Business Hub, Near Gangotri Hotel, B/S Rajeshwari Petroleum, Makampur Road, Bharuch, Gujarat, 392001 / 9081903042; Bhatinda: Second Floor, Mcb -2-3-01043

Goniana Road, Opp: Nippon India Mf Gt Rode, Near Hanuman Chowk Bhatinda, Bhatinda, Punjab, 161001 / 0164- 5006725; Bhavnagar: 303, Sterling Point, Waghawadi Road, Bhavnagar, Gujarat, 364001 / 278-

3003149; Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East, Bhilai, Chatisgarh, 490020 / 0788-2289499 / 2295332; Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur

Road, Bhilwara, Rajasthan, 311001 / 01482-246362 / 246364; Bhopal: Gurukripa Plaza, Plot No. 48A, Opposite City, Hospital, Zone-2, M P Nagar, Bhopal, Madhya Pradesh, Bhopal, Madhya Pradesh, 462011 / 0755-

4092712,0755-4092715; Bhubaneswar: A/181, Saheed Nagar, Janardan House, Room #: 07; 3Rd Floor, Bhubaneswar, Orissa, 751007 / 0674-2548981; Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati

Circle, Sadul Ganj, Bikaner, Rajasthan, 334003 / 0151-2200014; Bilaspur: Shop No -225,226 & 227,2Nd Floor, Narayan Plaza, Link Road, Bilaspur, Chatisgarh, 495001 / 07752-470070; Bokaro: City Centre, Plot No.

He-07, Sector-Iv; Bokaro Steel City, Bokaro, Jharkhand, 827004 / 7542979444; Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai, Maharashtra, 400 092 / 022- 28916319;

Burdwan: Anima Bhavan, 1St Floor, Holding No.-42, Sreepally, G. T. Road, West Bengal, Burdwan, West Bengal, 713103 / 0342-2665140; Calicut: Second Floor, Manimuriyil Centre, Bank Road, Kasaba Village,

Calicut, Kerala, 673001 / 0495-4022480; Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh, Union Territory, 160022 / 0172-5101342; Chandrapur: Shop

No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur, Maharashthra, 442402 / 07172-270262; Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg, N G Acharya

Marg, Chembur, Mumbai, Maharashtra, , 022-662215536; Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu, 600002 / 044-42028512;

Chinsura: 96, Doctors Lane; Po: Chinsurah; Dt: Hooghly, , Chinsurah, West Bengal, 712101 / 033-26810164; Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm,

Kerala, 682036 / 0484 - 4025059; Coimbatore: 3Rd Floor, Jaya Enclave, 1057 Avinashi Road, , Coimbatore, Tamil Nadu, 641018 / 0422 - 4388011; Cuttack: Shop No-45,2Nd Floor, Netaji Subas Bose Arcade, (Big Bazar

Building), Adjacent To Reliance Trends, Dargha Bazar, Cuttack, Orissa, 753001 / 8658691094; Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga, Bihar, 846003 / 7518801809;

Davangere: D.No 162/6 , 1St Floor, 3Rd Main, P J Extension, Davangere Taluk,, Davangere Mandal,Davangere, Davangere, Karnataka, 577002 / 0819-2258714; Dehradun: Kaulagarh Road, Near Sirmaur Margabove,

Reliance Webworld, Dehradun, Uttaranchal, 248001 / 7518801810; Deoria: K. K. Plaza, Above Apurwa Sweets, Deoria, Uttar pradesh, 274001 / 7518801811; Dewas: 27 Rmo House, Station Road, Above Maa

Chamunda Gaes Agency, Dewas, Madhya Pradesh, 455001 / 07272-426010; Dhanbad: 208 New Market 2Nd Floor, Bank More, Dhanbad, Jharkhand, 826001 / 9264445981; Dharwad: 307/9-A 1St Floor, Nagarkar

Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad, Karnataka, 580001 / 0836- 2744207; Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store,

Dhule, Maharashthra, 424001 / 02562-282823; Dindigul: No 59B New Pensioner Street, Opp Gomathi Lodge, Palani Road, Dindigul, Dindigul, Tamil Nadu, 624001 / 0451- 2436177; Durgapur: Mwav-16 Bengal

Ambuja, 2Nd Floor City Centre, Distt. Burdwan, Durgapur-16, Durgapur, West Bengal, 713216 / 0343-6512111; Eluru: House No 22B-12-1/1, Ground Floor, Gade Vari Street, Power Peta, Eluru 2, Eluru-West Godavari,

Eluru, Andhra Pradesh, 534002 / 08812-227851 / 52 / 53 / 54; Erode: No: 4, Veerappan Traders Complex, Address No 38/1, Sathy Road, (Vctv Main Road),, Sorna Krishna Complex,Ground Floor, Erode, Tamil Nadu,

638003 / 0424-4021212; Faridabad: A-2B 2Nd Floor, Neelam Bata Road Peerki Mazar, Nehru Ground Nit, Faridabad, Haryana, 121001 / 7518801812; Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail

Jail, Near Hanuman Mandir, Ferozepur, Punjab, 152002 / 01632-241814; Gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. Cg High School, Near Hdfc Bank, Gandhidham, Gujarat, 370201 /

9081903027; Gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar, Gujarat, 382011 / 079 23244955; Gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2Nd Floor,

North Side, Near Royal Surya Hotel, Gaya, Bihar, 823001 / 0631-2220065; Ghaziabad: Ff - 31, Konark Building, Rajnagar, Lohia Nagar, Ghaziabad, Uttar Pradesh, 201003 / 7518801813; Ghazipur: House No. 148/19,

Mahua Bagh, In The City Of Ghazipur, Ghazipur, Uttar Pradesh, 233001 / 7518801814; Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh, 271001 / 7518801815; Gorakhpur: Above V.I.P. House

Ajdacent, A.D. Girls College, Bank Road, Gorakpur, Uttar Pradesh, 273001 / 7518801816; Gulbarga: H No 2-231, Krishna Complex, 2Nd Floor Opp. Municipal Corporation Office, Jagat, Station Main Road, Kalaburagi,

Gulbarga, Karnataka, 585105 / 8088934338; Guntur: 2Nd Shatter, 1St Floor. Hno. 6-14-48, 14/2 Lane, Arundal Pet, Guntur, Andhra Pradesh, 522002 / 0863-2339094; Gurgaon: 2Nd Floor, Vipul Agora, M. G. Road, In

The City Of Gurgaon, Gurgaon, Haryana, 122001 / 7518801817; Guwahati: 1St Floor, Bajrangbali Building, Near Bora Service Station, Gs Road, Guwahati, Assam, 781007 / 8811036746; Gwalior: City Centre, Near

Axis Bank, In The City Of Gwalior, Madhya Pradesh, Gwalior, Madhya Pradesh, 474009 / 7518801818; Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Kaladhungi Road, Haldwani, Uttaranchal,

263139 / 7518801819; Haridwar: Shop No. - 17, Bhatia Complex, Near Jamuna Palace, Haridwar (Uttarakhand.), Haridwar, Uttaranchal, 249410 / 7518801820; Hassan: Sas No-212, Ground Floor, Sampige Road 1St

Cross, Near Hotel Souther Star, K R Puram, Hassan, Karnataka, 573201 / 08172 262065; Hissar: Shop No. 20, Ground Floor, R D City Centre, Railway Road, In The City Of Hissar, Hissar, Haryana, 125001 /

7518801821; Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab, 146001 / 01882-500143; Hubli: Ctc No.483/A1/A2, Ground Floor, Shri Ram Palza, Behind Kotak Mahindra

Bank, Club Road, Hubli, Karnataka, 580029 / 0836-2252444; Hyderabad: 303, Vamsee Estates, Opp Bigbazaar, Ameerpet, Hyderabad-16, Telangana-, Hyderabad, Telangana, 500034 / 040-44857874 / 75 / 76; Indore:

101, Diamond Trade Centre, Indore, Madhya Pradesh - Indore, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh, 452001 / 0731-4266828/4218902; Jabalpur: 3Rd Floor, R.R. Tower.5,

Lajpatkunj, Near Tayabali Petrol Pump, Jabalpur, Madhya Pradesh, 482001 / 0761-4923301; Jaipur: Office Number 101, 1St Floor, Okay Plus Tower, Next To Kalyan Jewellers, Government Hostel Circle, Ajmer Road,

Jaipur, Rajasthan, 302001 / 01414167715/17; Jalandhar: 1St Floor,Shanti Towers, Sco No. 37, Puda Complex,, Opposite Tehsil Complex, Jalandhar, Punjab, 144001 / 0181-5094410; Jalgaon: 3Rd Floor, 22

Yashodhan Ring Road, Jalgaon, Jalgaon, Maharashthra, 425001 / 9421521406; Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal, 735101 / 03561-222136; Jammu:

Gupta'S Tower, 2Nd Floor, Cb-12, Rail Head Complex, Jammu, Jammu & Kashmir, 180012 / 0191-2458820 / 2458818; Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat,

361001 / 0288 3065810; Jamshedpur: 2Nd Floor, R R Square, Sb Shop Area,Near Reliance Foot Print & Hotel- Bs Park Plaza, Main Road, Bistupur, Jamshedpur, Jharkhand, 831001 / 0657-6655003/ 6655004/

6655005/ 6655006/ 6655007; Jaunpur: R. N. Complex, Opposite Pathak Honda, Above Oriental Bank Of Commerce, In The City Of Jaunpur, Jaunpur, Uttar Pradesh, 222002 / 7518801822; Jhansi: 1St Floor, Puja

Tower, Near 48 Chambers, In The City Of Jhansi, Jhansi, Uttar Pradesh, 284001 / 7518801823; Jodhpur: Shop No. 6, Ground Floor, Gang Tower, Opposite Arora Moter Service Centre, Near Bombay Moter Circle,

Jodhpur, Jodhpur, Rajasthan, 342001 / 7737014590; Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat, 362001 / 0285-2652220; Kannur: 2 Nd Floor, Prabhath Complex, Fort

Road, Nr.Icici Bank, Kannur, Kerala, 670001 / 0497-2764190; Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur, Uttar Pradesh, 208001 / 7518801824; Karimnagar: D.No: 2-10-1298,2Nd Floor,

Rathnam Arcade, Jyothi Nagar, Karimnagar, Telangana, 505001 / 0878-2244773; Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana, 132001 / 0184-2252524; Karur: No 88/11 B B

Plaza, Nrmp Street, K S Mess Back Side, Karur, Tamil Nadu, 639002 / 04324-241755; Khammam: 11-4-3/3, Shop No. S-9, Srivenkata Sairam Arcade, Old Cpi Office, Near Priyadarshini College,Nehru Nagar,,

Khammam, Telangana, 507002 / 8008865802; Kharagpur: Sbi Building, Malancha Road, Po: Kharagpur, Ps: Kharagpur, Holding No 254/220, Ward No.16, Dist: Paschim Medinipur, Kharagpur, West Bengal, 721304 /

03222-253380; Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashthra, 416001 / 0231 2653656; Kolkata: Apeejay House (Beside Park Hotel), C Block,3Rd

Floor, 15 Park Street, Kolkata, West Bengal, 700016 / 033 66285900; Kollam: Ground Floor,A Narayanan Shopping Complex, Kausthubhsree Block, Kadapakada, Kollam, Kerala, 691008 / 474-2747055; Korba: Nidhi

Biz Complex, Plot No 5, Near Patidar Bhawan, T. P. Nagar, In The City Of Korba, Korba, Chatisgarh, 495677 / 7518801826; Kota: D-8, Shri Ram Complex, Opposite Multi, Purpose School, Gumanpura, Kota, Kota,

Rajasthan, 324007 / 0744-5100964; Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala, 686002 / 0481-2300868/2302420; Kurnool: Shop No:47, 2Nd Floor, S Komda

Shoping Mall, Kurnool, Andhra Pradesh, 518004 / 08518-228550; Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow, Uttar Pradesh, 226001 / 7518801830; Ludhiana: Sco - 136, 1St

Floor Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab, 141001 / 0161-4648747; Madurai: Rakesh Towers, 30-C, Ist Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu, 625010 / 0452-

2605856; Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram, Kerala, 676505 / 0483-2731480; Malda: Ram Krishna Pally, No.1 Govt Colony, Ground Floor, English Bazar; Malda, West Bengal, 732101 /

03512-223763; Mandi: House No. 99/11, 3Rd Floor, Opposite Gss Boy School, School Bazar, In The City Of Mandi, Mandi, Uttar Pradesh, 175001 / 7518801833; Mangalore: Mahendra Arcade Opp Court Road,

Fin Technologies Private Limited OfficesK


Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000



Karangal Padi, , Mangalore, Karnataka, 575003 / 0824-2496289; Margao: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa, 403601 / 0832-2731823; Mathura: Shop No. 9, Ground Floor, Vihari Lal Plaza,

Opposite Brijwasi Centrum, Near New Bus Stand, In The City Of Mathura, Mathura, Uttar Pradesh, 281001 / 7518801834; Meerut: H No 5, Purva Eran, Opp Syndicate Bank, Hapur Road, Meerut, Meerut, Uttar Pradesh,

250002 / 7518801835; Mehsana: Ff-21 Someshwar Shopping Mall, Modhera Char Rasta, Mehsana, Gujarat, 384002 / 02762-242950; Mirzapur: House No. 404, Ward No. 8, Dankeenganj, Mirzapur, , Mirzapur, Uttar

Pradesh, 231001 / 7518801836;Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, 142001 / 01636 - 230792; Moradabad: Chadha Complex, G. M. D. Road, Near Tadi Khana, Chowk, In

The City Of Moradabad, Moradabad, Uttar Pradesh, 244001 / 7518801837; Morena: House No. Hig 959, Near Court, Front Of Dr. Lal Lab, Old Housing Board Colony, Morena, Madhya Pradesh, 476001 / 7518801838;

Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort, Maharashthra, 400001 / 022-66235353; Muzaffarpur: First Floor Saroj Complex, Diwam Road, Near Kalyani Chowk, Muzaffarpur,

Muzaffarpur, Bihar, 842001 / 7518801839; Mysore: L-350, Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore, Karnataka, 570001 / 0821-2438006; Nadiad: 311-3Rd Floor City Center, Near Paras Circle, Nadiad,

Gujarat, 387001 / 0268-2563245; Nagerkoil: Hno 45,1St Floor, East Car Street, Nagercoil, Tamil Nadu, 629001 / 04652 - 233552; Nagpur: Plot No. 2, Survey No. 1032 And 1033 Of Gagdakhare Town, Dharampeth,, ,

Nagpur, Maharashthra, 440010 / 0712-2533040; Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded, Maharashthra, 431601 / 02462-237885; Nashik: S-9, Second Floor, Suyojit Sankul,

Sharanpur Road, Nasik, Maharashthra, 422002 / 0253-6608999; Navsari: 103, 1St Floore Landmark Mall, Near Sayaji Library, Navsari Gujarat, Navsari, Gujarat, 396445 / 9081903040; Nellore: D No:16-5-66 Ramarao

Complex No:2Shop No:305, 3Rd Floor Nagula Mitta Rode, Opp Bank Of Baroda. Nellore, Nellore, Andhra Pradesh, 524001 / 0861 2349940; New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New

Delhi, 110001 / 011- 43681700; Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad, Telangana, 503003 / 08462-224366; Noida: F - 21, Sector - 18, In The City

Of Noida, , Noida, Uttar Pradesh, 201301 / 7518801840; Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad, Kerala, 678001 / 9895968533; Panipat: 3Rd Floor Preet Tower, Behind

Akash Institute, Gt Road-Panipat, Panipat, Haryana, 132103 / 7518801841; Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next To Navhind Bhavan (Market Area), Panjim, Goa, 403001 /

0832-2426874; Pathankot: 2Nd Floor, Sahni Arcade Complex, Adj.Indra Colony Gate Railway Road, Pathankot, Pathankot, Punjab, 145001 / 0186-5080188; Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala,

Punjab, 147001 / 0175-5004349; Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna, Bihar, 800001 / 0612-4323066; Pollachi: 1St Floor, Mkg Complex, Opp To Gowri Shankar Hotel, Pollachi,

Tamil Nadu, 642002 / 04259- 235111; Pondicherry: Building No:7, 1St Floor, Thiayagaraja Street, Pondicherry, Pondicherry, 605001 / 0413-45490253; Proddatur: D.No: 4/625, Bhairavi Complex, Bhairavi Complex,

Upstairs Karur Vysya Bank, Gandhi Road, Proddatur, Andhra Pradesh, 516360 / 08564 - 242898; Pune: Office No 207-210, 2Nd Floor, Kamla Arcade, Jangli Maharaj Road, Opposite Balgandharva, Shivaji Nagar, Pune,

Maharashthra, 411005 / 020 -66210449; Raipur: Office No S-13, Second Floor, Reheja Tower, Fafadih Chowk, Jail Road, Raipur, Chatisgarh, 492001 / 0771-4912611; Rajahmundry: D.No.6-1-4, Rangachary Street,

T.Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh, 533101 / 0883-2434468/70; Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat, 360001 / 9081903025; Ranchi: Room No 307 3Rd

Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand, 834001 / 0651-2331320; Ratlam: 1 Nagpal Bhawan Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh, 457001 / 07412-320398;

Renukoot: C/O Mallick Medical Store, Bangali Katra, Main Road, Renukoot, (Dist. Sonebhadra ), Renukoot, Uttar Pradesh, 231217 / 7518801842; Rewa: In Front Of Teerth Memorial Hospital, In The City Of Reewa, ,

Rewa, Madhya Pradesh, 486001 / 7518801843; Rohtak: Shop No 14, Ground Floor, Ashoka Plaza,Delhi Road, , Rohtak, Haryana, 124001 / 7518801844; Roorkee: Shree Ashadeep Complex 16, Tyagi Dairy Road, Civil

Lines,Near Income Tax Office, , Roorkee, Uttaranchal, 247667 / 7518801845; Rourkela: 2Nd Floor, Main Road, Udit Nagar, Rourkela, Sundargarh, Rourekla, Orissa, 769012 / 0661-2500005; Sagar: Ii Floor, Above Shiva

Kanch Mandir., 5 Civil Lines, Sagar, Sagar, Madhya Pradesh, 470002 / 07582-402404; Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh, 247001 / 7518801846; Salem: No 3/250, Brindavan

Road, 6Th Cross,Perumal Kovil Back Side, Fairland'S, Salem, Tamil Nadu, 636016 / 0427-4020300; Sambalpur: Sahej Plaza; First Floor, Shop No. 219; Golebazar, Sambalpur, Sambalpur, Orissa, 768001 / 0663-

2533437; Satna: Jainam Market, Purana Power House Chauraha, Panni Lal Chowk, In The City Of Satna, Rewa Road, Satna, Madhya Pradesh, 485001 / 7518801847; Shillong: Annex Mani Bhawan, Lower Thana

Road, Near R K M Lp School, Shillong, Meghalaya, 793001 / 0364 - 2506106; Shimla: Triveni Building, By Pas Chowkkhallini, Shimla, Himachal Pradesh, 171002 / 7518801849; Shimoga: Sri Matra Naika Complex, 1St

Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga, Karnataka, 577201 / 08182-228799; Shivpuri: Near Hotel Vanasthali, In Front Of Sawarkar Park, A. B. Road, In The City Of Shivpuri, Shivpuri,

Madhya Pradesh, 473551 / 7518801850; Sikar: First Floor, Super Tower, Behind Ram Mandir Near Taparya Bagichi, Sikar, Rajasthan, 332001 / 01572-250398; Silchar: N.N. Dutta Road, Chowchakra Complex,

Premtala, Silchar, Assam, 788001 / 3842261714; Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal, 734001 / 0353-2522579; Sitapur: 12/12, Surya Complex, Station Road, Sitapur, Sitapur, Uttar Pradesh,

261001 / 7518801851; Solan: Disha Complex, 1St Floor, Above Axis Bank, Rajgarh Road, In The City Of Solan, Solan, Himachal Pradesh, 173212 / 7518801852; Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule

Solapur, Solapur, Maharashthra, 413004 / 0217-2300021 / 2300318; Sonepat: 2Nd Floor, Dp Tower, Model Town, Near Subhash Chowk, Sonepat, Haryana, 131001 / 7518801853; Sri Ganganagar: Address Shop No. 5,

Opposite Bihani Petrol Pump, Near Baba Ramdev Mandir Nh - 15, Sri Ganganagar, Rajasthan, 335001 / 0154-2470177; Srikakulam: D No 4-4-97, First Floor, Behind Sri Vijayaganapathi Temple, Pedda Relli Veedhi,

Palakonda Road, Srikakulam, Andhra Pradesh, 532001 / 8942229925; Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines, Sultanpur, Uttar Pradesh, 228001 / 7518801854; Surat: Office No: -516, 5Th Floor,

Empire State Building, Near Udhna Darwaja, Ring Road, Surat, Gujarat, 395002 / 9081903041; T Nagar: No 23, Cathedral Garden Road Nungambakkam, Chennai, Tamilnadu, 600 017 / 044 - 28151034; Thanjavur: No

1, Underground,Nallaiyah Complex,, Srinivasam Pillai Road,, , Tanjore, Tamil Nadu, 613001 / 04362-275415; Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu, 627001 /

0462-4001416; Tirupathi: H.No:10-13-425, 1St Floor , Tilak Road,, Opp: Sridevi Complex ,, Tirupathi, Andhra Pradesh, 517501 / 9885995544 / 0877-2255797; Tirupur: No 669A,Kamaraj Road, Near Old Collector

Office, , Tirupur, Tamil Nadu, 641604 / 0421-4202780; Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala, 689107 / 04862-211209; Trichur: 2Nd Floor,Brothers Complex, Naikkanal

Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala, 680001 / 0487- 6999987; Trichy: No 23C/1 E V R Road, Near Vekkaliamman Kalyana Mandapam, Putthur, Trichy, Tamil Nadu, 620017 / 0431-

4020227; Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala, 695010 / 0471 - 2725728; Tuticorin: 4B/A-10Mani Nagar, Mangal Mall,, Palayamkottai Road, Tuticorin, Tamil Nadu, 628003 /

0461-2334603; Udaipur: Shop No. 202, 2Nd Floor Business Centre, 1C Madhuvan, Udaipur, Udaipur, Rajasthan, 313001 / 0294 2429370; Ujjain: Heritage Shop No. 227, 87 Vishvavidhyalaya Marg, Station Road, Near

Icici Bank Above Vishal Megha Mart, Ujjain, Madhya Pradesh, 456010 / 0734-4250007 / 08; Valsad: 406 Dreamland Arcade, Opp Jade Blue, Tithal Road, Tithal Road, Valsad, Gujarat, 396001 / 02632-258481; Vapi: A-8,

First Floor, Solitaire Business Centre, Opp Dcb Bank, Gidc Char Rasta, Silvassa Road, Vapi, Gujarat, 396191 / 9081903028; Varanasi: D-64/132, 2Nd Floor, Ka, Mauza, Shivpurwa, Settlement Plot No 478, Pargana :

Dehat Amanat, Mohalla Sigra, Varanasi, Uttar Pradesh, 221010 / 7518801855; Vashi: C, Wing Flat NO. 324, 1st Floor, Vashi Plaza, Sector 17 Vashi, Navi Mumbai, Maharashtra, 400 703 / 22-27802684; Vellore: No. 6,

Nexus Towers, 2Nd Floor, Officer'S Line, Above Peter England & Bata Showroom Opp. To Voorhees School, Vellore, Tamil Nadu, 632001 / 0416-41603806; Vijayanagaram: D No : 20-20-29, 1St Floor, Surya Nagar,

Kalavapuvvu Meda, Near Ayodhya Stadium, Dharmapuri Road, Vizianagaram, Vizianagaram, Andhra Pradesh, 535002 / 08922-236965; Vijayawada: Address-1Stfloor, Hno26-23-,

Sundarammastreet,Gandhinagar,Vijayawada,Krishna Ap, Labbipet, Vijayawada, Andhra Pradesh, 520010 / 0866-6604032/39/40; Vile Parle: Shop No.1 Ground Floor, Dipti Jyothi Co-operative Housing Society, Near

MTNL office P M Road, Vile Parle East, Mumbai, Maharashtra / 022 26100967; Visakhapatnam: Ground Floor, 48-10-40, Sri Nagar Colony, Visakhapatnam, Andhra Pradesh, 530016 / 0891-2714125; Warangal: Shop

No22, Ground Floor Warangal, City Center,15-1-237, Mulugu Road Junction, Warangal, Telangana, 506001 / 0870-2441513; Yamuna Nagar: B-V, 185/A, 2Nd Floor, Jagadri Road, Near Dav Girls College, (Uco Bank

Building) Pyara Chowk, Yamuna Nagar, Haryana, 135001 / 7518801857;

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appreciation with current income.

• An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU's, PFIs and Municipal Bonds.

• Risk - Moderate *Investors should consult their financial advisors if in doubt about

whether the product is suitable for them.

Date post:	05-Oct-2020
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LIC MF Factsheet July 2020 · Notably, India's economy is projected to contract by 4.5 percent...

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