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Maternity PackageMaternity Package April 15, 2009April 15, 2009
byby Virginia LinmanVirginia Linman
Maternity PackageMaternity Package
Consists of:Consists of: Intensive Care Plan 1Intensive Care Plan 1 Hospitalization Plan 3Hospitalization Plan 3 Sickness Plan 3Sickness Plan 3
Intensive Care Plan 1Intensive Care Plan 1
$700 a day for days 1-7$700 a day for days 1-7 $1200 a day for days 8-14$1200 a day for days 8-14 $350 a day for days 15-30 $350 a day for days 15-30
CostCost $15.60 per month direct$15.60 per month direct $10.24 per month payroll$10.24 per month payroll
Hospitalization Plan 3Hospitalization Plan 3
Initial hospitalization payment $1000Initial hospitalization payment $1000 $400 a day hospitalization benefit$400 a day hospitalization benefit Surgical benefitSurgical benefit $50 Wellness benefit at month 13$50 Wellness benefit at month 13
CostCost $63.57 per month direct$63.57 per month direct $56.94 per month payroll$56.94 per month payroll
Sickness Plan 3Sickness Plan 3
$250 Initial hospitalization benefit$250 Initial hospitalization benefit $100 a day hospitalization benefit$100 a day hospitalization benefit $25 for up to four doctor office visits$25 for up to four doctor office visits Surgical benefitSurgical benefit $50 Wellness benefit at month 13$50 Wellness benefit at month 13
CostCost $68.60 per month direct$68.60 per month direct $42.90 per month payroll$42.90 per month payroll
All ARE All ARE Guaranteed renewable for lifeGuaranteed renewable for life Portable to direct after one month’s Portable to direct after one month’s
payment on payroll – same costpayment on payroll – same cost Pays benefits regardless of other Pays benefits regardless of other
insuranceinsurance Claims paid directly to owner of policyClaims paid directly to owner of policy
Total benefits for a normal pregnancy Total benefits for a normal pregnancy approximately $4200. Total premium less than approximately $4200. Total premium less than $150 per month direct, and less than $112 per $150 per month direct, and less than $112 per month on payroll.month on payroll.
Must have program in place at least 30 days Must have program in place at least 30 days prior to pregnancy. Baby covered first 30 days.prior to pregnancy. Baby covered first 30 days.