Washtenaw County NEWSPAPER OF RECORD SERVING THE BUSINESS, LEGAL AND FINANCIAL COMMUNITIES OF WASHTENAW COUNTY PRESORTED STANDARD U.S. POSTAGE PAID ANN ARBOR, MI PERMIT NO. 152 L EGAL N EWS Vol. 12, No. 82 Monday, November 14, 2016 50¢ —A Detroit Legal News Publication legalnews.com MONDAY PROFILE Venar Ayar Venar Ayar is the principal and founding tax attorney of Ayar Law Group in Southfield, and focuses his practice on IRS and Michigan tax resolution for busi- nesses and individuals. Cases include defending tax audits, negotiating favorable settlements for back taxes, setting up tax pay- ment plans, arranging release of tax liens and levies, defending criminal tax fraud cases and advising those with foreign bank accounts who have not complied with reporting requirements. Prior to opening his Michigan practice, the Detroit native was a tax attorney at RJS Law, southern California’s largest tax law firm. He earned his J.D., cum laude, at the University of San Diego School of Law, then earned a Master of Law in Taxation, also at USD. A big supporter of charitable causes, he recently founded a $25,000 scholarship program for students at Detroit Mercy Law School. Ayar and his wife Jayme live in Novi. BY SHEILA PURSGLOVE Legal News What would surprise people about your job? It’s a lot of fun. Nobody expects tax lawyers to have fun, but I have a blast doing it! It’s fun to out-smart the government. Why did you become a lawyer? In college, all my friends were taking the LSAT. I just took the test because my friends were, and I scored off the charts. So I moved to San Diego to attend law school, and found out I was really good at tax law. The funny thing is, I am the only one of my friends who took the LSAT together to go to law school. What’s your favorite law-related TV show, movie, and/or book? “My Cousin Vinny.” Joe Pesci is a comic genius. We actually watched it in Evidence class to learn about expert wit- nesses. The rules, the system and the way that case played out in the movie has humor, but there’s a bitter truth to it. What advice do you have for someone considering law school? Make your decision carefully, law school isn’t for every- body. Make sure you love it, and don’t do it just for the money. What’s your proudest moment as a lawyer? My first case, working at a firm in San Diego. They said it would take about six months before I got a case, but it happened in six weeks. The client had a $300,000 tax bill from an audit. I negotiated with the auditor and got the debt wiped and had him issue a new report. However, I found more mistakes with the report. Even after the auditor said he’d wipe the debt, I continued to argue. I thought my boss was going to kill me. It was my first fight with the IRS, and after a lot of arguing, I asked for and got a $250,000 refund on top of the debt absolution for our client. That’s how I knew I was in the right profession. What do you do to relax? I like to watch movies, and spend quiet time relaxing at home with my wife. What other career path might you have chosen? I knew I wanted to be a business owner regardless. I still get to own my business with the law firm. Being an entrepreneur is the only thing I was cut out for. What would you say to your 16-year-old self? Don’t worry about it, you’ll figure it out. Favorite music: It changes from time to time – currently clas- sic rock, sometimes a little earlier hip hop, reggae, Sinatra, jazz, blues... BY AMY SPOONER U-M Law Shootings—from gang vio- lence and random robberies to massacres like those at Sandy Hook Elementary and Pulse Nightclub—make seemingly daily headlines. And fiery politi- cal rhetoric surrounds the guar- antees and limitations of Ameri- cans’ right to keep and bear arms. So it is hard to remember that the Second Amendment hasn’t always been front and center in national conversation. “When I was in law school, my Con Law casebook was a lot thicker than yours,” former NRA President Sandra Froman recently told a crowd of Michigan Law stu- dents, “and nowhere in it was a Second Amendment case. When I later taught, I used to call it the lost amendment.” Froman, who served from 2005 to 2007 as NRA president — a volunteer role made famous by her predecessor, Charlton Heston — addressed a standing-room- only crowd as part of an Oct. 27 conversation on gun control with Michigan Law Professor Len Niehoff. The talk was sponsored by MLaw’s Federalist Society. The 2008 U.S. Supreme Court case District of Columbia v. Heller brought the Second Amendment to prominence in both case law and social discourse, said Froman and Niehoff. Prior to that, the Court most recently had interpret- ed the Second Amendment in U.S. The University of Michigan hosted an Oct. 27 discussion on gun regulation featuring former NRA President Sandra Froman, and MLaw Professor Len Niehoff. Photo courtesy of U-M Law ASKED & ANSWERED See GUN, Page 2 Elizabeth Jolliffe on gender pay difference BY STEVE THORPE Legal News At big American law firms, there is a 44 percent difference in pay between female partners and their male colleagues, according to a survey of big- firm partners released recently by the legal search firm Major, Lindsey & Africa. The survey queried 2,100 partners at law firms nationwide. Elizabeth Jol- liffe practiced law as a com- mercial litigator for nearly 20 years at Clark Hill PLC in Detroit. As a partner and litiga- tor, she worked with a wide range of clients, from Fortune 500 companies to medium and small businesses. She started her own career guidance com- pany in 2008. Jolliffe is also a frequent speaker and author of articles on business develop- ment, career management, net- working, job searching and social media. Thorpe: Two years ago, this same study found that the gender pay gap was 47 percent. That’s progress, but could it be faster? How big a mountain still needs to be climbed? Jolliffe: As a senior female partner reminded me fifteen years ago, the legal profession traditionally moves at a glacial pace! This is still true today, especially compared to other pro- fessional service industries like accounting. It has only been within the last ten years that larg- er Michigan firms started focus- ing on business development training and providing it earlier in lawyers’ careers. This was a positive change and those results See PAY, Page 3 See AYAR Page 2 Elizabeth Jolliffe MLaw hosts debate on gun regulation
Transcript
Washtenaw County
NEWSPAPER OF RECORD SERVING THE BUSINESS, LEGAL AND FINANCIAL COMMUNITIES OF WASHTENAW COUNTY
founding tax attorney of AyarLaw Group in Southf ield, andfocuses his practice on IRS andMichigan tax resolution for busi-nesses and individuals. Casesinclude defending tax audits,negotiating favorable settlementsfor back taxes, setting up tax pay-ment plans, arranging release oftax liens and levies, defendingcriminal tax fraud cases andadvising those with foreign bankaccounts who have not compliedwith reporting requirements.
Prior to opening his Michiganpractice, the Detroit native was a tax attorney at RJS Law,southern California’s largest tax law firm.
He earned his J.D., cum laude, at the University of SanDiego School of Law, then earned a Master of Law in Taxation,also at USD.
A big supporter of charitable causes, he recently founded a$25,000 scholarship program for students at Detroit MercyLaw School.
Ayar and his wife Jayme live in Novi.
BY SHEILA PURSGLOVE
Legal News
What would surprise people about your job? It’s a lot of fun.Nobody expects tax lawyers to have fun, but I have a blastdoing it! It’s fun to out-smart the government.
Why did you become a lawyer? In college, all my friends weretaking the LSAT. I just took the test because my friends were,and I scored off the charts. So I moved to San Diego to attendlaw school, and found out I was really good at tax law. Thefunny thing is, I am the only one of my friends who took theLSAT together to go to law school.
What’s your favorite law-related TV show, movie, and/orbook? “My Cousin Vinny.” Joe Pesci is a comic genius. Weactually watched it in Evidence class to learn about expert wit-nesses. The rules, the system and the way that case played outin the movie has humor, but there’s a bitter truth to it.
What advice do you have for someone considering lawschool? Make your decision carefully, law school isn’t for every-body. Make sure you love it, and don’t do it just for the money.
What’s your proudest moment as a lawyer? My first case,working at a firm in San Diego. They said it would take aboutsix months before I got a case, but it happened in six weeks.The client had a $300,000 tax bill from an audit. I negotiatedwith the auditor and got the debt wiped and had him issue anew report. However, I found more mistakes with the report.Even after the auditor said he’d wipe the debt, I continued toargue. I thought my boss was going to kill me. It was my firstfight with the IRS, and after a lot of arguing, I asked for and gota $250,000 refund on top of the debt absolution for our client.That’s how I knew I was in the right profession.
What do you do to relax? I like to watch movies, and spendquiet time relaxing at home with my wife.
What other career path might you have chosen? I knew Iwanted to be a business owner regardless. I still get to own mybusiness with the law firm. Being an entrepreneur is the onlything I was cut out for.
What would you say to your 16-year-old self? Don’t worryabout it, you’ll figure it out.
Favorite music: It changes from time to time – currently clas-sic rock, sometimes a little earlier hip hop, reggae, Sinatra,jazz, blues...
BYAMY SPOONER
U-M Law
Shootings—from gang vio-lence and random robberies tomassacres like those at SandyHook Elementary and PulseNightclub—make seeminglydaily headlines. And fiery politi-cal rhetoric surrounds the guar-antees and limitations of Ameri-cans’ right to keep and beararms. So it is hard to rememberthat the Second Amendmenthasn’t always been front and
center in national conversation.“When I was in law school, my
Con Law casebook was a lotthicker than yours,” former NRAPresident Sandra Froman recentlytold a crowd of Michigan Law stu-dents, “and nowhere in it was aSecond Amendment case. When Ilater taught, I used to call it thelost amendment.”
Froman, who served from 2005to 2007 as NRA president — avolunteer role made famous byher predecessor, Charlton Heston— addressed a standing-room-
only crowd as part of an Oct. 27conversation on gun control withMichigan Law Professor LenNiehoff. The talk was sponsoredby MLaw’s Federalist Society.
The 2008 U.S. Supreme Courtcase District of Columbia v. Hellerbrought the Second Amendmentto prominence in both case lawand social discourse, said Fromanand Niehoff. Prior to that, theCourt most recently had interpret-ed the Second Amendment in U.S.
The University of Michigan hosted an Oct. 27 discussion on gun regulation featuring former NRAPresident Sandra Froman, and MLaw Professor Len Niehoff.
Photo courtesy of U-M Law
ASKED & ANSWERED
See GUN, Page 2
Elizabeth Jolliffe on gender pay differenceBY STEVE THORPE
Legal News
At big American law firms,there is a 44 percent differencein pay between female partnersand their male col leagues,according to a survey of big-firm partners released recentlyby the legal search firm Major,Lindsey & Africa. The surveyqueried 2,100 partners at lawfirms nationwide. Elizabeth Jol-liffe practiced law as a com-mercial litigator for nearly 20years at Clark Hil l PLC inDetroit. As a partner and litiga-tor, she worked with a widerange of clients, from Fortune500 companies to medium andsmall businesses. She startedher own career guidance com-pany in 2008. Jolliffe is also a
frequent speaker and author ofarticles on business develop-ment, career management, net-
working, job searching andsocial media.
Thorpe: Two years ago, thissame study found that the genderpay gap was 47 percent. That’sprogress, but could it be faster?How big a mountain still needsto be climbed?
Jolliffe: As a senior femalepartner reminded me f ifteenyears ago, the legal professiontraditionally moves at a glacialpace! This is still true today,especially compared to other pro-fessional service industries likeaccounting. It has only beenwithin the last ten years that larg-er Michigan firms started focus-ing on business developmenttraining and providing it earlierin lawyers’ careers. This was apositive change and those results
See PAY, Page 3See AYAR Page 2
ElizabethJolliffe
MLaw hosts debate on gun regulation
Page 2, Washtenaw County Legal News Monday, November 14, 2016
THANKSGIVING EARLY DEADLINES
FOR LEGAL NOTICES
For the Thursday, Nov. 24 edition:deadline is Monday, Nov. 21 at 4pm
For the Monday, Nov. 28 edition:deadline is Tuesday, Nov. 22 at noon
WASHTENAW COUNTYLEGAL NEWS
(USPS 152)
Published every Monday and Thursday by The Detroit Legal News Publishing L.L.C.
Bradley L. Thompson II, PresidentSuzanne Favale, Publisher
What has been your favorite year so far and why? 2016.Every year seems better than the last. I got married this year,business and life are good!
What’s the most awe-inspiring place you’ve ever been? ArenalVolcano in Costa Rica. It’s an active volcano in a breathtakingsetting.
If you could have one super power, what would it be? I’d liketo be able to freeze time, so I can get more done.
What’s one thing you would like to learn to do? Ever since lawschool in San Diego, I’ve wanted to learn to surf.
What’s the best advice you ever received? There are two typesof problems in life, the kind that you can fix and the kind youcan’t. The first one gives you time to fix it and the other youcan’t do anything about, so you don’t have to worry about either.
What is your motto? “Don’t worry.”
GUN:Niehoff teaches firearm use for self-defense
The FirmEDWARD POLL
BRIDGETOWER MEDIA NEWSWIRES
Pro bono: Should it be required for recent grads?
The Washtenaw County BarAssociation's Holiday Wine Tast-ing Reception and appetizer buf-fet is set for 5:30 to 8 p.m.,Thursday, December 8, at Pae-sano's Restaurant, 3411 Washte-naw, Ann Arbor.
The event also will includenon-alcoholic beverages.
Per the Washtenaw County BarAssociation Bylaws, this is anofficial membership meeting.
Please RSVP by Fr iday,Dec. 2, at https://www.wash-bar.org/events/wcba-holiday-wine-tasting-reception.
In the spirit of the season ofgiving, the WCBA has chosen todonate to Cancer Support Com-
munity of Greater Ann Arbor.The Cancer Support Commu-
nity (CSC) provides support, edu-cation and hope for people affect-ed by cancer FREE of charge. Ourservices include support groups,stress management programs,exercise classes, educationalworkshops and social activities.The CSC is the only organizationof its kind in the greater Washte-naw County Area. CSC of GreaterAnn Arbor is a 501(c)3 charitableorganization.
For more information, visitwww.cancersupportannarbor.org.Please make donation checkspayable to Cancer Support Com-munity of Greater Ann Arbor.
WCBA holiday event slated for Dec. 8
Pro bono work is an indis-putably positive activity — in the-ory. However, the specifics of apro bono plan are not always soindisputable. That was made obvi-ous by the recent proposal — andrejection — of a bill in Californiathat would have required newlawyers to log a minimum of 50hours of pro bono work beforeadmittance to the bar.
‘Burden’ for new lawyersAccording to published
reports, California Gov. JerryBrown vetoed Senate Bill No.1257 because it would financiallyburden new lawyers, who oftenalready are in debt for hundredsof thousands of dollars and notnecessarily finding a job quicklyafter graduation.
As an idea, pro bono is a con-cept that Brown approves ofheartily. However, due to thefinancial implications, he felt thatlegislators should instead focus onlowering the costs of attending lawschool and taking the bar exam.
The California bar did not takea stand on the bill, but earlier thisyear it approved internal taskforce recommendations on baradmittance, including 50 hours ofpro bono work.
Following the California veto,New York remains the only state
to have a mandatory pro bonorule. New law school graduatesmust do 50 hours of pro bonowork before they will be admittedto the New York state bar.
A New York appellate judgereportedly proposed the mandatein order to address the fact that“only 20 percent of the civil legalservices needs of New York’slow-income residents were beingmet” before implementation ofthe regulation.
What about seasoned attor-neys?
The sentiment is certainlyappropriate — that is, helpingpeople in need. However, theimplementation leaves somethingto be desired. Helping poor peo-ple by placing more burdens onwhat arguably can be consideredanother class of poor people —law students — is questionable, tosay the least. Mandatory pro bonowork makes legal education andlicensing more expensive than italready is, and Brown was correctto point that out.
The idea of free legal workfor the indigent would be moreacceptable, too, if the samerequirement were asserted forall lawyers, even the ones earn-ing big paychecks. Requiringonly newbies, who often are in
debt and have little experience,seems arbitrary.
Of course, if anyone suggest-ed that all lawyers should logpro bono hours, the conceptwould not be accepted; it wouldbe shot down as a “not in mybackyard” idea.
Pro bono work is a great idea.But, in fact, if the idea is reallyhelping the indigent, then thepro bono work should comefrom experienced lawyers whoare familiar with courts and sys-tems and who can do the mostgood for the people needing themost help.
If we allow our new law schoolgraduates to get a good start in thebusiness of law and beginaddressing their debt problemsbefore they are saddled with moredebt-inducing requirements, wewill be helping a new generationof people become seasoned,financially sound lawyers, whowill then have a greater capacityto help those in need.
————Edward Poll is the principal
of LawBiz Management. Hecoaches lawyers and is the cre-ator of “Life After Law,” a pro-gram that helps attorneys planfor profitable exits. He can becontacted at [email protected].
v. Miller, in 1939. In a 5-4 rulingin Heller, the Court found that theSecond Amendment protects anindividual’s right to possess afirearm for traditionally lawfulpurposes, such as self-defensewithin the home.
Justice Antonin Scalia wrotethe majority opinion, and Niehoffsaid that by endorsing the theoryof individual rights and strikingdown the District of Columbia’sstrict gun laws, “the opinion pres-ents as an exercise in Scalia’sinterpretation of originalism.” Yetby focusing on self-defense in thehome, and excluding the carryingof f irearms in sensitive placessuch as schools and governmentbuildings, he noted many felt thathe wasn’t completely true to hisoriginalism roots.
“It would be a dramatic under-statement to call the opinion amixed bag,” Niehoff said. “And alot of the criticism of the Hellerdecision stems from the highlyselective nature of the texts that
Justice Scalia referenced in orderto write it.”
With violent crime an ongoingproblem, Froman and Niehoffagree that people of radically dif-fering opinions must work togeth-er to find common ground.
“We can’t discount the magni-tude of the problem,” Niehoff said,“but how do we correctly describewhat the problem is? Gun controlis a very easy place for politiciansand policymakers to posture with-out really solving anything.”
He agreed with Froman and theNRA that an assault weapons banis “largely symbolic,” but the twospeakers debated animatedly onthe pros and cons of closing thealleged loophole that can allowpeople to purchase firearms fromunlicensed dealers at gun showswithout submitting to a back-ground check.
“I don’t believe there is a loop-hole,” Froman said, “and whatyou’re proposing creates an undueburden on law-abiding people whoare selling personal property.”
She also cited numerous cases
of agents from the Bureau ofAlcohol, Tobacco, and Firearms(ATF) stopping straw purchasesand other illegal activity at gunshows.
“The ATF has limitedresources,” Niehoff argued, “soinstead of having agents travelacross the country to gun shows,why not just close the loophole?”
Froman countered that insteadof creating new laws, the effortshould be focused on enforcingthose that already exist. She citeddata that show a very small frac-tion of the people who are deniedan opportunity to purchase afirearm go on to be prosecuted.
“What is the point of requiringbackground checks on private,non-dealer sales at gun shows orelsewhere if prosecutors are notprosecuting felons who try to buya gun from a dealer now? Morelaws, without robust enforcement,only burden the law-abiding anddo nothing to prevent crime.”
And for claims of the lives thatwould be saved by closing existingloopholes or banning assaultweapons, Froman said she canpoint to lives that have been savedby someone having a gun when itwas needed.
“But those aren’t sexy head-lines for the media,” she said.
She implored politicians tohave the courage to “do the rightthing, even when it’s hard” andwent on to quote a portion ofScalia’s opinion in Heller: “Butthe enshrinement of constitutionalrights necessarily takes certainpolicy choices off the table.”
Reprinted with permission fromU-M Law School
From Page 1
Washtenaw County Legal News, Page 3Monday, November 14, 2016
PAY:Women should develop powerful sponsors and other allies within the firm
take time as well. As for the sizeof the pay gap mountain, it ishard to say since the study didnot compare compensation ofmen and women with the samesize book or other objectivevalue. In addition, three times asmany men as women responded,and two thirds of the respondentswere equity partners. Comparingcompensation data for equity andnon-equity partners by gendermight be a more useful tool toidentify where and how a firmmight focus.
Thorpe: This study looked atbig firms. Do you think it’s asbig a problem at medium andsmall firms?
Jolliffe: In medium andsmaller firms, almost by defini-tion there is a lot less anonymity.Partners know each other andtheir practices better, or at leastknow more of their partners. I’veseen that it is harder for thosefirms to treat partners signif i-cantly differently without it beingnoticed and without conse-quences. In my experience, it’snot unusual in such f irms forpartners who receive significant-ly different compensation forequivalent or nearly equivalentvalue to take their book to anoth-er firm or start their own firm.And I’ve seen that in these sizefirms where each partner’s origi-nation and individual revenue isa larger percentage of the firm’sincome than in very large firms,the firms more often understandthey can’t treat people that way.
Thorpe: In addition to otherbiases, many respondents cited“cronyism” as a factor. Will the
“Good Old Girl Network” bereplacing the “Good Old BoyNetwork” any time soon? Howdo you recommend clients navi-gate these waters?
Jolliffe: For certain there are“Good Old Girl Networks” inplace now; and at least in Michi-gan the large firms are generallyworking hard to take advantageof their women lawyers’ connec-tions and opportunities. Forexample, those f irms run pro-grams specif ically for theirwomen lawyers and/or femaleclients, and try to spotlightappropriate people for workinstead of making mismatches.A reality behind business devel-opment is that people do busi-ness with people they know, likeand trust. I see repeatedly thatwhen lawyers and potentialclients have similar or sharedexperiences, interests and values,it is easier to connect, developtrust and deepen those relation-ships. The same is true for rela-tionships and networks withinfirms. Of course the commonali-ties can cross generations andgenders. I work with my clientson strategically expanding theirnetworks now, inside and outsideof their f irm. This includesdeveloping referral sources and“sponsors” internally and exter-nally, not just mentors.
Thorpe: The study suggeststhat the biggest reason for the gapis the amount of new business apartner brings in. Why mightthere be a gender disparity there?
Jolliffe: I think it is importantto note that the study did notcompare apples to apples, likecomparing the compensation ofmale and female partners with
the same size book of business.That said, it’s not news that busi-ness begets business. My womenand men clients with a sizeablebook of business have moreexperience and conf idence toattract more business with thesame issues. Their client contactsmake referrals, change jobs andsend them more business. Theirreputation grows, their successmultiplies, their book expands.My experience with very largefirms is that new business typi-cally comes in through connec-tions with established clientsand/or the firm’s or a star part-ner’s reputation in a practicearea. If more male and seniorpartners are the practice groupleaders and/or have the mostvaluable contacts within thoseclients, they are generally moreoften positioned to receive thoseorigination opportunities.
Thorpe: Some observers haveasked whether women are reallybringing in less business or notgetting as much credit for thebusiness they do bring in. Whatadvice do you offer women tohelp insure that their contribu-tions are recognized?
Jolliffe: Learn the rules of thegame f irst! If your f irm has awritten origination policy and aprocedure for resolving conflict-ing interpretations, becomefamiliar with it before you startmaking rain. Learn the unwrittenpolicies as well. Develop power-ful sponsors and other allieswithin the firm. Do this beforeyou need them. As I recentlycounseled a client coming up forpartnership, these people knowhow to work the system. Projectan executive presence and
become comfortable with appro-priate self-promotion includinghow you brought in the businessor how your contribution waskey. Watch and talk with othersabout how they get credit; if youget to choose who else isinvolved in landing the work,choose strategically; and don’tforget to stand up for yourself -ask for the credit.
Thorpe: What other strate-gies do you suggest to womenattorneys to deal with thesechallenges?
Jolliffe: First, set goals.Decide what you want to accom-plish and by when. Second,
since business development andcareer success within f irmsdepends so much on strategicrelationships, excel at them.Third, become known, liked andtrusted by your target market.Visibility and credibility are key.This can be inside and outsideof your firm depending on yourgoals. And last, at least for thisarticle, step up to big challengesor do something that scares you.I know a number of youngerwomen lawyers whose careersskyrocketed after they took onroles that they never anticipatedat an early stage. Whatever youdo, start now.
From Page 1
A friend who is a pilot was fly-ing out the next day and wantedsome of the delicious harissasauce made by a local deli, namedfittingly enough, “El Harissa.”
Problem was it was late Sun-day night and Ben wanted to pickit up before the store opened thenext morning.
Another friend had a personalphone number and gave it to Ben,who called the deli owner and lefta hopeful message.
I surreptitiously texted Ben thefollowing: “Stop bothering meand my family. Make your owndamn harissa.”
Ben felt awful for about twoseconds until he saw it wasfrom me.
The story has a happy ending.Ben did make a successful con-
tact and picked up a good quantityof El Harissa’s namesake product.
Harissa is said to be Tunisia’snational condiment, a spicy roast-ed red pepper concoction that isan excellent complement to justabout anything.
I served some recently withMoroccan grilled chicken, roastedfall vegetables and couscous.
Uses are limited only by imag-ination — and availability.
If you can’t f ind a goodsource and don’t “know a guywho knows a guy” as Ben does,then here’s a recipe to make yourown damn harissa.
HarissaJerusalem: A Cookbook by Yotam Ottolenghiand
Sami Tamimi1 red pepper1/2 tsp coriander seeds1/2 tsp cumin seeds1/2 tsp caraway seeds1 1/2 tbsp olive oil1 small red onion, coarsely
very hot broiler, turning occasion-ally for about 25 minutes, untilblackened on the outside andcompletely soft. Transfer to abowl, cover with plastic wrap, andallow to cool. Peel the pepper anddiscard its skin and seeds.
2. Place a dry frying pan overlow heat and lightly toast thecoriander, cumin, and carawayseeds for 2 minutes. Removethem to a mortar and use a pestleto grind to a powder.
3. Heat the olive oil in a fryingpan over medium heat, and fry theonion, garlic, and chiles for 10 to12 minutes, until a dark smokycolor and almost caramelized.
4. Use a blender or a foodprocessor to blitz together all ofthe paste ingredients until smooth,adding a little more oil if needed.Store in a sterilized jar in thefridge for up to 2 weeks or evenlonger.
Now that I’ve given you thisrecipe so that you can make yourown, please stop bothering meand my family.
————Nick Roumel is a principal
with Nacht & Roumel, PC, a firmin Ann Arbor specializing inemployment and civil right litiga-tion. He also has many years ofvaried restaurant and cateringexperience, has taught Greekcooking classes, and writes afood/restaurant column for “Cur-rent” magazine in Ann Arbor.Follow him at @nickroumel.
Make your own damn harissa
NICK ROUMEL
May it Please the PalateAnatomy of a Workplace Investigation, Thursday, Nov. 17,
from 9 a.m. to noon at the Inn at St. John’s in Plymouth. This basiclevel course, co-sponsored by the Labor and Employment LawSection of the State Bar of Michigan, offers 2.75 CLE credits. Thegeneral admission fee is $195, section members pay $165, Michi-gan new lawyers pay $95, and ICLE partners pay $165.
Experts in Estate Planning: Divorce, Blended Families, andNuptial Agreements, Thursday, Nov. 17, from 1:15 to 4 p.m. at theInn at St. John’s in Plymouth. This intermediate/advanced levelcourse, co-sponsored by the Probate and Estate Planning Sectionof the State Bar of Michigan, offers 2.5 CLE credits. The generaladmission fee is $195, section members pay $165, Michigan newlawyers pay $95, and ICLE partners pay $165.
Tax Law Series: State and Local Tax Controversies, on-demand webcast available Thursday, Nov. 17. For CLE credit fromthis intermediate level course, co-sponsored by the Taxation Sec-tion of the State Bar of Michigan, call ICLE. The general admis-sion fee is $95, section members pay $85, Michigan new lawyerspay $45, and ICLE partners can attend for free.
Tax Law Series: Tax Research Concepts, Resources, andTools, on-demand webcast available Friday, Nov. 25. For CLEcredit from this basic level course, co-sponsored by the TaxationSection of the State Bar of Michigan, call ICLE. The generaladmission fee is $95, section members pay $85, Michigan newlawyers pay $45, and ICLE partners can attend for free.
Planning Techniques for the Taxable Estate, Thursday, Dec.1, from 9 a.m. to 1 p.m. at the Inn at St. John’s in Plymouth. Thisbasic/intermediate level course, co-sponsored by the Probate andEstate Planning Section of the State Bar of Michigan, offers 3.75CLE credits. The general admission fee is $165, section memberspay $145, Michigan new lawyers pay $95, and ICLE basic partnerspay $145, and ICLE premium partners attend for free.
Course books, audio CDs, and MP3s for most seminars areavailable if unable to attend program. Video replays for some pro-grams are also offered. For additional information or to chargereservations to VISA, MasterCard, or Discover, call 877-229-4350.Visit ICLE’s website at www.icle.org.
ICLE CALENDAR
Monday, November 14, 2016Page 4, Washtenaw County Legal News
(Continued on Page 5)
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5:00 p.m. Thursday for the following
Monday’s newspaper.
10:00 a.m. Wednesday for the following
Thursday’s newspaper.
This pertains to both additions
and cancellations.
Public NoticeANN ARBOR CITY NOTICE
NOTICE OF PUBLIC HEARINGS
The Ann Arbor City Council will conductpublic hearings at 7:00 p.m. on MondayNovember 21, 2016, in the City HallCouncil Chamber, 2nd floor of the GuyC. Larcom, Jr. Municipal Building, 301 E.Huron Street, for the purpose of hearingall persons interested in the following:
1. Resolution to Approve the WeberArea Plan, 2857 Packard Road.2. Resolution to Approve the SouthMaple Avalon Apartments Annexation,4.9 Acres, 1110 and 1132 SouthMaple Road.
Copies of the proposals are available forinspection in the Ann Arbor City Clerk'sOffice, 2nd floor, 301 E. Huron Street.Questions concerning the public hearingmay be directed to the City Clerk's Officeat (734) 794-6140.
Jacqueline Beaudry, City Clerk
Published: 11/14/16 in the
Washtenaw Legal News
11/14
Ann Arbor Area
Transportation Authority
RFP #2017-07 Communications and Marketing Services
TheRide is seeking qualified firms todevelop strategic communication plans,and execute strategies and tactics insupport of its marketing initiatives. Thesuccessful proposer(s) will have demon-strated experience in brand building,marketing, public relations, social mediamarketing, digital marketing, corporatecommunications, cause related market-ing, ballot initiatives, media planning andplacement, and market research. Bidswill be accepted until 2:00 pm on Mon-day, December 5, 2016.If your firm is interested in receiving acopy of the specifications please down-load specifications from our online bidsystem, MITN (Michigan Intergovern-mental Trade Network) @ www.mitn.info.Registration is free for all vendors andyou will also have access to any adden-dums/updates relative to the RFP. To register for free, click on “Search Reg-istration” found in the left margin in Step4: Account Activation of the Registrationprocess. Continue to follow all instruc-tions related to “Search Registration”. If
you require assistance, MITN's VendorSupport staff may be reached at 800835-4603, Mon-Fri, 8am-8pm.If you do not wish to register with MITN,specifications may be picked up fromAAATA offices.If you have any questions or requireadditional information please do not hes-itate to contact Chloe Campbell, Buyer inwriting at [email protected].
11/14
**Public Legal Notice**
Special Conditional Use Application
Adult Foster Care/Assisted Living
Group Home
Please take notice that a petition hasbeen filed with the Ypsilanti TownshipPlanning Commission requesting con-sideration of a Special Conditional UsePermit under Zoning Ordinance Sec-tion(s) 402 and 2122 to permit the estab-lishment of an adult foster care small
group home, to be located upon the res-idential property described as follows:
7183 DEER TRACK DRIVEParcel K-11-33-275-405
Legal Description:LOT 405 STREAMWOOD SUB. #7
The Planning Commission invites thepublic to attend a public hearing on thisapplication to be held on TUESdAY,
dECEMBER 13, 2016 at 6:30 P.M. in theCivic Center Board Room (7200 S.Huron River Drive) to comment on orraise objections, if any, to this petition.
The file and application are available forinspection at the Township Civic Centerin the Office of Community Standards orcall 734-485-3943 for more information.Please address written comments to:
Decedent’s EstateFILE NO. 16-000629-DEEstate of ANTHONY PETRINO
Date of Birth: 9/17/54TO ALL CREdITORS:*
NOTICE TO CREdITORS: The dece-dent, Anthony Petrino, died 6/6/16.Creditors of the decedent are notified
that all claims against the estate will beforever barred unless presented to Ange-lo Petrino, personal representative, or toboth the probate court at 101 E. Huron,PO Box 8645, Ann Arbor, MI 48107 andthe personal representative within 4months after the date of publication ofthis noticeDate: 11/9/16
ANGELO PETRINOPersonal representative18675 HillcrestLivonia, MI 48152(734) 812-4828
11/14
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF WASHTENAW
NOTICE TO CREdITORS
Decedent’s EstateFILE NO. 16-001090-DEEstate of CAROL PETRINO
Date of Birth: 12/22/52TO ALL CREdITORS:*
NOTICE TO CREdITORS: The dece-dent, Carol Petrino, died 3/1/15.Creditors of the decedent are notified
that all claims against the estate will beforever barred unless presented to Ange-lo Petrino, personal representative, or toboth the probate court at 101 E. Huron,PO Box 8645, Ann Arbor, MI 48107 andthe personal representative within 4months after the date of publication ofthis noticeDate: 11/9/16
ANGELO PETRINOPersonal representative18675 HillcrestLivonia, MI 48152(734) 812-4828
11/14
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF WASHTENAW
NOTICE TO CREdITORS
Decedent’s EstateFile No. 16-1041-DEEstate of NANCY L. POBST
Date of birth: 02/27/1934TO ALL CREdITORS:*
NOTICE TO CREdITORS: The dece-dent, Nancy L. Pobst, died 09/22/2016. Creditors of the decedent are notified
that all claims against the estate will beforever barred unless presented toSamuel D. Pobst, personal representa-tive, or to both the probate court at 101East Huron St., Rm 314, PO Box 8645,Ann Arbor, MI 48107 and the personalrepresentative within four months afterthe date of publication of this notice.Date: 11/09/2016
SAMUEL D. POBSTPersonal Representative13691 Beckwith Dr. NELowell, MI 49331(616) 350-4573SEAN PATRICK COX P51402Attorney3351 Claystone SE Suite 101Grand Rapids, MI 49546(616) 942-6404
11/14
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF WASHTENAW
NOTICE TO CREdITORS
Decedent’s Estate and TrustFILE NO.: N/AEstate of RAYMONd F. BAUER, JR.
and the RAYMONd F. BAUER JR.
FAMILY TRUST
Date of birth: 11/28/1939TO ALL CREdITORS:
NOTICE TO CREdITORS: The dece-dent, Raymond F. Bauer, Jr., who lived at4931 Starak Lane, Webster Township,Michigan, died 07/15/2016.Creditors of the decedent are notified
that all claims against the estate andTrust will be forever barred unless pre-sented to Raymond D. Bauer, namedsuccessor trustee at 1142 North Harri-son Arlington, VA within 4 months afterthe date of publication of this notice.Date: 11/10/2016
RAYMOND D. BAUERPersonal Representative1142 North Harrison St.Arlington, VA 22205(571) 557-6669CHRISTOPHER B. KROLL P37434Attorney4461 24 Mile RoadShelby Township, MI 48316(248) 923-2782
1/18
Notice to Creditors
decedent's Trust
THE MARY A. MOREHOUSE TRUST
dated July 27, 2000, as amended.
Notice to Creditors: MARY A.
MOREHOUSE, date of birth August 15,1926, who lived at 807 Asa Gray Drive,#306, Ann Arbor, Michigan 48105, diedOctober 24, 2016. There is no PersonalRepresentative of the Grantor's estate towhom Letters of Authority have beenissued.Creditors of the decedent are notified
that all claims against the trust will be for-ever barred unless presented to theTrustee, MARK S. MOREHOUSE, 2862Kilburne Court, Rochester Hills, Michi-gan 48306, within 4 months after thedate of publication of this notice.
Dated: November 10, 2016
MARTA A. MANILDI (P34757)Hooper Hathaway, PC126 South Main StreetAnn Arbor, Michigan 48104(734) 662-4426
11/14
PUBLICATION NOTICE
TO CREdITORS
dECEdENT'S ESTATE
STATE OF MICHIGAN, County of Washt-enaw. In the matter of the Estate of Dou-glas L. Foltz, Deceased. Decedent's dateof birth: June 12, 1969. WashtenawCounty Probate File No. 16-1016-DE.
TO ALL INTERESTED PERSONS:Your interest in this matter may be barredor affected by the following:The decedent, Douglas Lamar Foltz,lived at 890 North Lima Center Road,Dexter, Michigan 48130 and died Octo-ber 15, 2016. Creditors of the deceasedare notified that all claims against theestate will be forever barred unless pre-sented to: Lynne Hartman, 614 SkylineRoad, Loda, Illinois 60948, named Per-sonal Representative, or to the Washte-naw County Probate Court at 101 EastHuron Street, Ann Arbor, Michigan48108, within four (4) months of the pub-lication of this notice. This notice is pub-lished pursuant to MCL 700.3801. Noticeis further given that the estate will bethereafter assigned and distributed tothe persons entitled to same.
ATTORNEY:Walter B. Ranney (P31853)Ferguson Widmayer PC538 North DivisionAnn Arbor, Michigan 48104(734) 662-0222
PERSONAL REPRESENTATIVE:Lynne Hartman614 Skyline RoadLoda, Illinois 60948(734) 604-0778
11/14
PUBLICATION NOTICE
TO CREdITORS
TRUST ESTATE
STATE OF MICHIGAN, County of Washt-enaw. In the matter of the Paul A. KirtonTrust dated March 24, 1998. Decedent'sdate of birth: November 13, 1939.
TO ALL INTERESTED PERSONS:Your interest in this matter may be barredor affected by the following: The dece-dent, Paul Allan Kirton, lived at 1714Chandler Road, Ann Arbor, Michigan48105, and died October 18, 2016. Cred-itors of the decedent are notified that alldecedent's assets were held by theTrustee at decedent's death, and thedecedent has no probate estate. Credi-tors of the decedent are further notifiedthat all claims against the trust estate willbe forever barred unless presented to:Beth V. Kirton at 5646 Hillcrest Street,Detroit, Michigan 48236 within four (4)months of the publication of this notice.This notice is published pursuant to MCL700.7608. If a probate estate is openedin the future for the decedent, this noticeis intended to satisfy the requirements ofMCL 700.3801. Notice is further giventhat the trust estate will be thereafterassigned and distributed to the personsentitled to it.ATTORNEY:Warren J. Widmayer (P35123)Ferguson Widmayer PC538 North DivisionAnn Arbor, MI 48104(734)662-0222
11/14
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF WASHTENAW
PUBLICATION OF NOTICE
OF HEARING
FILE NO. 16-2338-NCIn the matter of BALBIR KHALSA
TO ALL INTERESTED PERSONSincluding:* Narinder Kaur whoseaddress(es) is/are unknown and whoseinterest in the matter may be barred oraffected by the following:
TAKE NOTICE: A hearing will be heldon December 7, 2016 at 3:00 p.m. at 101E. Huron Street, Ann Arbor MI 48104before Judge Patrick Conlin P56333 forthe following purpose: He is a member of the Sikh faith and
he is changing his name for religiousreasons to Balbir Singh.Date: 11/09/2016
BALBIR KHALSAPetitioner2153 Devon CircleAnn Arbor, MI 48105(248) 762-0099ANTHONY GREENE P47715Attorney2232 S. Main Suite 438Ann Arbor, MI 48103(734) 236-6511
11/14
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF WASHTENAW
PUBLICATION OF NOTICE
OF HEARING
FILE NO. 16-2337-NCIn the matter of NARINdER dARAR
TO ALL INTERESTED PERSONSincluding:* Balbir Khalsa whoseaddress(es) is/are unknown and whoseinterest in the matter may be barred oraffected by the following:
TAKE NOTICE: A hearing will be heldon December 7, 2016 at 3:00 p.m. at 101E. Huron Street, Ann Arbor MI 48104before Judge Patrick Conlin P56333 forthe following purpose: She is a member of the Sikh faith and
she is changing her name for religiousreasons to Narinder Kaur.Date: 11/09/2016
NARINDER DARARPetitioner2153 Devon CircleAnn Arbor, MI 48105(248) 762-0099ANTHONY GREENE P47715Attorney2232 S. Main Suite 438Ann Arbor, MI 48103(734) 236-6511
11/14
FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR COLLECTING A DEBT.IF THE DEBT WAS DISCHARGED IN ABANKRUPTCY PROCEEDING, THISNOTICE IS NOT AN ATTEMPT TO COL-LECT THAT DEBT. If you are in the Mili-tary, please contact our office at thenumber listed below. ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee for any reason. In that event, yourdamages, if any, shall be limited solely tothe return of the bid amount tendered atsale, plus interest, and the purchasershall have no further recourse againstthe Mortgagor, the Mortgagee, or theMortgagee’s attorney. MORTGAGE SALE – Default has been
made in the conditions of a certain mort-gage made by: Robbin Hitchins, to Mort-gage Electronic Registration Systems,Inc. as nominee for Corestar FinancialGroup, LLC, its successors and assigns,Mortgagee, dated January 18, 2005 andrecorded February 7, 2005 in Liber 4456Page 486 Washtenaw County Records,Michigan. Said Mortgage was assignedto: HSBC Mortgage Services, Inc. byassignment dated December 9, 2013and recorded December 11, 2013 inLiber 5014 Page 361 on which mortgagethere is claimed to be due at the datehereof the sum of Seventy-Three Thou-sand Four Hundred Eighty-Eight Dollarsand Twenty-Two Cents ($73,488.22)including interest 6.621% per annum. Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, the Circuit Court of WashtenawCounty at 10:00 AM on December 15,2016 Said premises are situated in Township
of Ypsilanti, Washtenaw County, Michi-gan, and are described as: Lot 196,Nancy Park No. 3, as recorded in Liber12 of Plats, Pages 9 and 10. WashtenawCounty Records. Commonly known as1101 Shirley, Ypsilanti, MI 48198 The redemption period shall be 12
months from the date of such sale,unless determined abandoned in accor-dance with MCL 600.3241 or MCL600.3241a, in which case the redemp-tion period shall be 30 days from thedate of such sale, or upon the expirationof the notice required by MCL600.3241a(c), whichever is later; orunless MCL 600.3240(16) applies. If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, under MCL600.3278, the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod. Dated: 11/14/2016
HSBC MORTGAGE SERVICES, INC.Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C.251 Diversion Street Rochester, MI 48307 248-853-4400 Our File No: 102901
(11-14)(12-05)
SCHNEIDERMAN & SHERMAN, P.C.,IS ATTEMPTING TO COLLECT A DEBT,ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE AT(248)539-7400 IF YOU ARE IN ACTIVEMILITARY DUTY. MORTGAGE SALE – Default has been
made in the conditions of a mortgagemade by JENNIFER M. BELL, A SIN-GLE WOMAN, BY WILLIAM M. BELL ASATTORNEY IN FACT and WILLIAM M.BELL, A MARRIED MAN, to MortgageElectronic Registration Systems, Inc.("MERS"), solely as nominee for lenderand lender's successors and assigns,Mortgagee, dated May 27, 2008, andrecorded on June 10, 2008, in Liber4685, on Page 368, and re-recorded onOctober 4, 2011 in Liber 4867, on Page519, and assigned by said mortgagee toM&T Bank, as assigned, WashtenawCounty Records, Michigan, on whichmortgage there is claimed to be due atthe date hereof the sum of Sixty-OneThousand Nine Dollars and TwentyCents ($61,009.20), including interest at7.000% per annum. Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-
First Insertion
Monday, November 14, 2016 Washtenaw County Legal News, Page 5
(Continued on Page 6)
LEGAL NOTICES———
(Continued from Page 4)
due, inside the Main Lobby of the Washt-enaw County Courthouse, Huron Streetentrance, Ann Arbor, Michigan at 10:00AM o'clock, on December 15, 2016 Said premises are located in Washte-
naw County, Michigan and are describedas: A PART OF LOTS 5 AND 6 OFMILAN ACRES SUBDIVISION, LOCAT-ED IN THE SOUTH 1/2 OF THESOUTHEAST 1/4 OF SECTION 36,TOWN 4 SOUTH, RANGE 6 EAST,YORK TOWNSHIP, WASHTENAWCOUNTY, MICHIGAN, ACCORDING TOTHE PLAT THEREOF AS RECORDEDIN LIBER 7 OF PLATS, ON PAGE 36,BEING DESCRIBED AS: COMMENC-ING AT THE SOUTHWEST CORNEROF LOT 6; THENCE SOUTH 89DEGREES 55 MINUTES EAST 264FEET IN THE SOUTH LINE OF LOT 6FOR A PLACE OF BEGINNING;THENCE SOUTH 89 DEGREES 55MINUTES EAST 66 FEET IN THESOUTH LINE OF LOT 6; THENCENORTH 0 DEGREES 04 MINUTESWEST 215.12 FEET TO A POINT INTHE NORTH LINE OF LOT 5; THENCENORTH 89 DEGREES 55 MINUTESWEST 66 FEET IN THE NORTH LINEOF LOT; THENCE SOUTH 0 DEGREES04 MINUTES EAST 215.12 FEET TOTHE PLACE OF BEGINNING. The redemption period shall be 6
months from the date of such sale,unless abandoned under MCL600.3241, in which case the redemptionperiod shall be 1 month, or under MCL600.3241a 30 days from the date of suchsale, or 15 days from the MCL600.3241a(b) notice, whichever is later,or extinguished pursuant to MCL600.3238. If the above referenced property is sold
at a foreclosure sale under Chapter 32 ofAct 236 of 1961, under MCL 600.3278,the borrower will be held responsible tothe person who buys the property at themortgage foreclosure sale or to the mort-gage holder for damaging the propertyduring the redemption period. M&T Bank Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335S20110805004415 FHA
(11-14)(12-05)
Notice Of Mortgage Foreclosure SaleTHIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE ATTHE NUMBER BELOW IF YOU ARE INACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee. In that event, your damages, ifany, shall be limited solely to the returnof the bid amount tendered at sale, plusinterest.MORTGAGE SALE - Default has been
made in the conditions of a mortgagemade by Richard Holverstott, husbandand wife as joint tenants and AliciaHolverstott, husband and wife as jointtenants, original mortgagor(s), to Mort-gage Electronic Registration Systems,Inc., Mortgagee, dated September 29,2006, and recorded on October 11, 2006in Liber 4586 on Page 216, and assignedby said Mortgagee to The Bank of NewYork Mellon FKA The Bank of New York,as Trustee for the certificateholders ofthe CWABS, Inc., ASSET-BACKEDCERTIFICATES, SERIES 2006-22 asassignee as documented by an assign-ment, in Washtenaw county records,Michigan, on which mortgage there isclaimed to be due at the date hereof thesum of Two Hundred Fifty-Three Thou-sand Eight Hundred Fifty-Three and81/100 Dollars ($253,853.81).Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, at the place of holding the circuitcourt within Washtenaw County, at 10:00AM, on December 15, 2016.Said premises are situated in Charter
Township of Ypsilanti, Washtenaw Coun-ty, Michigan, and are described as: Lot456, Greene Farms Subdivision No. 5,according to the plat thereof recorded inLiber 33 of Plats, Pages 78 through 87,inclusive, Washtenaw County Records.The redemption period shall be 6
months from the date of such sale,unless determined abandoned in accor-
dance with MCLA 600.3241a, in whichcase the redemption period shall be 30days from the date of such sale.If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, pursuant to MCL600.3278 the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod.Dated: November 14, 2016
For more information, please call:FC J (248) 593-1311Trott Law, P.C.Attorneys For Servicer31440 Northwestern Hwy Ste. 200Farmington Hills, Michigan 48334-5422File #449583F02
(11-14)(12-05)
FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.ASSOCIATION ASSESSMENT LIENSALE Reem Hassan Jomaa, as Trustee for
the Naser Children Trust, whose addressis 3076 Village Circle North, Ann Arbor,MI 48108, has defaulted on the pay-ments of certain assessments to Turn-berry Village Association, as evidencedby Lien recorded on June 28, 2016, inLiber 5157, Page 453, WashtenawCounty Register of Deeds (the “Assess-ment Lien”), on which Assessment Lienthere is claimed to be due as of the datehereof the sum of Four Thousand EightHundred and Seventeen Dollars andEighty Cents ($4,817.80). Under the power of sale contained in
the recorded Condominium Documentsand the statute in such case made andprovided, notice is hereby given that saidAssessment Lien will be foreclosed by asale of the liened premises, or some partof them, at public venue to the highestbidder, at the Main Lobby of the Washte-naw County Courthouse, Huron Streetentrance, in the City of Ann Arbor (thatbeing the place of holding the CircuitCourt for said County), on Thursday,December 22, 2016, at 10:00 am, East-ern Standard Time. The premises are situated in the City of
Ann Arbor, County of Washtenaw, Stateof Michigan, and legally described as fol-lows: Unit 32, of Turnberry Village, aCondominium according to the MasterDeed recorded in Liber 3237, Page 253et seq., Washtenaw County Records, asamended, and designated as Washte-naw County Condominium SubdivisionPlan No. 237. Sidwell No. 12-11-103-040Commonly known as: 3076 Village CircleNorth, Ann Arbor, Michigan 48108 The redemption period shall be six (6)
months from the date of such sale unlessthe property is determined abandoned inaccordance with MCL 600.3241a, inwhich event the redemption date shall bethirty (30) days after the aforementionedforeclosure sale or fifteen (15) days afterthe Association's compliance with thenotice requirements of MCL600.3241a(c), whichever is later. If the property is sold at a foreclosure
sale, under MCL 600.3278 the co-owner(s) will be held responsible to theperson who buys the property at theforeclosure sale or to the association fordamaging the property during theredemption period. Dated: November 9, 2016
Turnberry Village AssociationMakower Abbate Guerra Wegner Vollmer PLLC Jeffrey L. Vollmer Attorneys for Plaintiff 23201 Jefferson Avenue St. Clair Shores, MI 48080 586 773 1800
(11-14)(12-12)
Notice Of Mortgage Foreclosure SaleTHIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE ATTHE NUMBER BELOW IF YOU ARE INACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee. In that event, your damages, ifany, shall be limited solely to the returnof the bid amount tendered at sale, plusinterest.MORTGAGE SALE - Default has been
made in the conditions of a mortgagemade by Mario P McHugh, single man,original mortgagor(s), to Mortgage Elec-tronic Registration Systems, Inc., asnominee for NETBANK its successorand assigns, Mortgagee, dated January
5, 2005, and recorded on January 20,2005 in Liber 4452 on Page 752, inWashtenaw county records, Michigan,and assigned by mesne assignments toNationstar Mortgage LLC as assignee,on which mortgage there is claimed tobe due at the date hereof the sum of OneHundred Twenty-Six Thousand Two Hun-dred Sixty-Two and 69/100 Dollars($126,262.69).Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, at the place of holding the circuitcourt within Washtenaw County, at 10:00AM, on December 15, 2016.Said premises are situated in City of
Ann Arbor, Washtenaw County, Michi-gan, and are described as: North 1/2 ofLot 7, Assessor's Plat NO. 44, as record-ed in Liber 14, Page 18 of Plats Washte-naw County Recorders.The redemption period shall be 6
months from the date of such sale,unless determined abandoned in accor-dance with MCLA 600.3241a, in whichcase the redemption period shall be 30days from the date of such sale.If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, pursuant to MCL600.3278 the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod.Dated: November 14, 2016
For more information, please call:FC X (248) 593-1302Trott Law, P.C.Attorneys For Servicer31440 Northwestern Hwy Ste. 200Farmington Hills, Michigan 48334-5422File #419964F02
(11-14)(12-05)
Notice Of Mortgage Foreclosure SaleTHIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE ATTHE NUMBER BELOW IF YOU ARE INACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee. In that event, your damages, ifany, shall be limited solely to the returnof the bid amount tendered at sale, plusinterest.MORTGAGE SALE - Default has been
made in the conditions of a mortgagemade by Rafael Scrochi-Mansilla andTatiana Colmenares-Michailovsky hus-band and wife, original mortgagor(s), toMortgage Electronic Registration Sys-tems, Inc., Mortgagee, dated October 9,2013, and recorded on October 24, 2013in Liber 5007 on Page 254, and assignedby said Mortgagee to MB FinancialBank, N.A. as assignee as documentedby an assignment, in Washtenaw countyrecords, Michigan, on which mortgagethere is claimed to be due at the datehereof the sum of One Hundred Sixty-Five Thousand Eight Hundred Ninety-Seven and 06/100 Dollars($165,897.06).Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, at the place of holding the circuitcourt within Washtenaw County, at 10:00AM, on December 15, 2016.Said premises are situated in Charter
Township of Ann Arbor, WashtenawCounty, Michigan, and are described as:Unit No. 125, Hometown Village of AnnArbor Condominium, according to theMaster Deed recorded in Liber 4054 onPage 969, Washtenaw County Records,and designated as Washtenaw CountyCondominium Subdivision Plan No. 371,and any amendments thereto, togetherwith rights in general common elementsand limited common elements as setforth in the above Master Deed, lastamended by amendment to Master Deedrecorded in Liber 4164 on Page 553, andas described in Act 59 of the Public Actsof 1978, as amended.The redemption period shall be 6
months from the date of such sale,unless determined abandoned in accor-dance with MCLA 600.3241a, in whichcase the redemption period shall be 30days from the date of such sale.If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, pursuant to MCL600.3278 the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosure
sale or to the mortgage holder for dam-aging the property during the redemptionperiod.Dated: November 14, 2016
For more information, please call:FC X (248) 593-1302Trott Law, P.C.Attorneys For Servicer31440 Northwestern Hwy Ste. 200Farmington Hills, Michigan 48334-5422File #467552F01
(11-14)(12-05)
Third InsertionJohnson, Blumberg, & Associates,
LLC 5955 West Main Street, Suite 18 Kalamazoo MI, 49009
THIS FIRM IS A DEBT COLLECTORATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION WE OBTAINWILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT
THE NUMBER BELOW IF YOU ARE INACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee. In that event, your damages, ifany, shall be limited solely to the returnof the bid amount tendered at sale, plusinterest. MORTGAGE SALE-Default has been
made in the conditions of a certain mort-gage made BY Laura Lewis aka LauraSeles-Lewis, a single woman, whoseaddress is 10213 Talladay, Willis, Michi-gan 48191, as original Mortgagors, toAllied Home Mortgage Capital Corpora-tion, being a mortgage dated April 30,2007, and recorded on May 14, 2007 inLiber 4624 Page 847, Washtenaw Coun-ty Records, State of Michigan andassigned by said mortgagee to MarathonFinancial Corporation, as assignee asdocumented by an assignment datedApril 30, 2007 and recorded on May 14,2007 in Liber 4624 Page 848, Washte-naw County Records, Michigan, andassigned by said mortgagee to Country-wide Home Loans, Inc., as assignee asdocumented by an assignment Novem-ber 6, 2008 and recorded on November21, 2008 in Liber 4707 Page 537, Washt-enaw County Records, Michigan andthen assigned to Carrington MortgageServices, LLC, as assignee as docu-mented by an assignment dated July 27,2016 and recorded on July 28, 2016 inLiber 5161 Page 904, Washtenaw Coun-ty Records, Michigan, on which mort-gage there is claimed to be due at thedate hereof the sum of ONE HUNDREDNINETEEN THOUSAND EIGHT HUN-DRED SEVENTY-SIX AND 02/100 DOL-LARS ($119,876.02). Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, at public sale to the highest bidderat the AT THE PLACE OF HOLDINGTHE CIRCUIT COURT WITHIN WASHT-ENAW COUNTY, at 10:0 a.m. onDecember 1, 2016. Said premises aresituated in the Township of Augusta,County of Washtenaw, State of Michi-gan, and are described as: Beginning at a point on the South line
of Section 13, Town 4 South, Range 7East, Augusta Township, WashtenawCounty, Michigan, said point being locat-ed South 89 degrees 37 minutes 20 sec-onds East 732.29 feet from the South-west corner of said section and runningthence North 00 degrees 06 minutes 45seconds West 697.10 feet; thence South89 degrees 37 minutes 20 seconds East125 feet; thence South 00 degrees 06minutes 45 seconds East 697.10 feet tothe South line of the section; thenceNorth 89 degrees 37 minutes 20 sec-onds West along the South line of theSection 125 feet to the point of Begin-ning. The redemption period shall be 6
months from the date of such sale,unless the property is determined aban-doned in accordance with MCLA §600.3241a in which case the redemptionperiod shall be 30 days from the date ofthe sale. If the property is sold at a foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, pursuant toMCLA § 600.3278, the borrower will beheld responsible to the person who buysthe property at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod. Dated: October 31, 2016
For more information, please call: (312) 541-9710, Kenneth J. Johnson,Johnson, Blumberg, & Associates, LLC,5955 West Main Street, Suite 18, Kalamazoo, MI 49009. File No.: MI 16 3249
(10-31)(11-21)
FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR COLLECTING A DEBT.IF THE DEBT WAS DISCHARGED IN ABANKRUPTCY PROCEEDING, THISNOTICE IS NOT AN ATTEMPT TO COL-LECT THAT DEBT. If you are in the Military, please contact
our office at the number listed below. ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee for any reason. In that event, yourdamages, if any, shall be limited solely tothe return of the bid amount tendered atsale, plus interest, and the purchasershall have no further recourse againstthe Mortgagor, the Mortgagee, or theMortgagee’s attorney. MORTGAGE SALE – Default has been
made in the conditions of a certain mort-gage made by: Michael J. Hitchcock andChristin L. Hitchcock, Husband and Wifeto ABN AMRO Mortgage Group, Inc. ,Mortgagee, dated March 26, 2004 andrecorded April 16, 2004 in Liber 4381Page 42 Washtenaw County Records,Michigan on which mortgage there isclaimed to be due at the date hereof thesum of One Hundred Eleven ThousandOne Hundred Seventy-Four and Twenty-Nine Cents ($111,174.29) includinginterest 5.375% per annum. Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, the Circuit Court of WashtenawCounty at 10:00 A.M. on December 1,2016 Said premises are situated inTownship of Ypsilanti, Washtenaw Coun-ty, Michigan, and are described as: LOT 509, STREAMWOOD SUBDIVI-
SION NO. 8, AS RECORDED IN LIBER30, PAGES 10 THROUGH 15, INCLU-SIVE, OF PLATS, WASHTENAWCOUNTY RECORDS. Commonly known as 7314 Knollwood
Dr., Ypsilanti, MI 48197 The redemption period shall be 6
months from the date of such sale,unless determined abandoned in accor-dance with MCL 600.3241 or MCL600.3241a, in which case the redemp-tion period shall be 30 days from thedate of such sale, or upon the expirationof the notice required by MCL600.3241a(c), whichever is later; orunless MCL 600.3240(16) applies. If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, under MCL600.3278, the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod. Dated: 10/31/2016
CitiMortgage, Inc. successor by mergerto ABN AMRO Mortgage Group, Inc.Mortgagee Attorneys: Potestivo & Associates, P.C.251 Diversion Street Rochester, MI 48307 248-853-4400 Our File No: 102423
(10-31)(11-21)
Notice Of Mortgage Foreclosure SaleTHIS FIRM IS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE ATTHE NUMBER BELOW IF YOU ARE INACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may
be rescinded by the foreclosing mort-gagee. In that event, your damages, ifany, shall be limited solely to the returnof the bid amount tendered at sale, plusinterest.MORTGAGE SALE - Default has been
made in the conditions of a mortgagemade by Joel Foster, Single, originalmortgagor(s), to Mortgage ElectronicRegistration Systems, Inc., Mortgagee,dated April 13, 2007, and recorded onMay 1, 2007 in Liber 4622 on Page 567,and assigned by said Mortgagee toDeutsche Bank National Trust Company,as Trustee for NovaStar Mortgage Fund-ing Trust, Series 2007-2 as assignee asdocumented by an assignment, inWashtenaw county records, Michigan,on which mortgage there is claimed tobe due at the date hereof the sum ofEighty-Eight Thousand Eight HundredSixty and 40/100 Dollars ($88,860.40).Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-
First Insertion
Monday, November 14, 2016Page 6, Washtenaw County Legal News
LEGAL NOTICES———
(Continued from Page 6)
Third Insertiondue, at the place of holding the circuitcourt within Washtenaw County, at 10:00AM, on December 1, 2016.Said premises are situated in Charter
Township of Ypsilanti, Washtenaw Coun-ty, Michigan, and are described as: LotNumber One Hundred Ninety-Eight(198) South Devonshire Subdivision No.1, as recorded in Liber 8 of Plats, Page8, Washtenaw County Records.The redemption period shall be 6
months from the date of such sale,unless determined abandoned in accor-dance with MCLA 600.3241a, in whichcase the redemption period shall be 30days from the date of such sale.If the property is sold at foreclosure
sale under Chapter 32 of the RevisedJudicature Act of 1961, pursuant to MCL600.3278 the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemptionperiod.Dated: October 31, 2016
For more information, please call:FC H (248) 593-1300Trott Law, P.C.Attorneys For Servicer31440 Northwestern Hwy Ste. 200Farmington Hills, Michigan 48334-5422File #466837F01
(10-31)(11-21)
Fourth InsertionSCHNEIDERMAN & SHERMAN, P.C.,
IS ATTEMPTING TO COLLECT A DEBT,ANY INFORMATION WE OBTAIN WILLBE USED FOR THAT PURPOSE.PLEASE CONTACT OUR OFFICE AT(248)539-7400 IF YOU ARE IN ACTIVEMILITARY DUTY. MORTGAGE SALE – Default has been
made in the conditions of a mortgagemade by ROBERT A. OWSLEY andJACKIE A. OWSLEY, HUSBAND ANDWIFE, to Mortgage Electronic Registra-tion Systems, Inc. ("MERS"), solely asnominee for lender and lender's succes-sors and assigns, Mortgagee, datedAugust 4, 2005, and recorded on August17, 2005, in Liber 4500, on Page 732,and assigned by said mortgagee to Fed-eral National Mortgage Association("Fannie Mae"), a corporation organizedand existing under the laws of the UnitedStates of America, as assigned, Washte-naw County Records, Michigan, onwhich mortgage there is claimed to bedue at the date hereof the sum of TwoHundred Twenty-Nine Thousand NinetyDollars and Forty-Two Cents($229,090.42), including interest at4.500% per annum. Under the power of sale contained in
said mortgage and the statute in suchcase made and provided, notice is here-by given that said mortgage will be fore-closed by a sale of the mortgaged prem-ises, or some part of them, at public ven-due, inside the Main Lobby of the Washt-enaw County Courthouse, Huron Street
Seventh InsertionCase No. 15-480-CH
CIRCUIT COURT SALE
In pursuance and by virtue of a Judg-ment of the Circuit Court for the Countyof Washtenaw, State of Michigan, madeand entered on May 12, 2016, The Hunt-ington National Bank in a certain causetherein pending, wherein The HuntingtonNational Bank was the Plaintiff andJoseph DiRado and Diane P DiRado,husband and wife was the Defendant. NOTICE IS HEREBY GIVEN that I
shall sell at public auction to the highestbidder, at public venue, at the main lobbyof the Washtenaw County Courthouse,Huron Street entrance, Ann Arbor, MI,that being the place of holding the CircuitCourt for Washtenaw County, on the 1stday of December, 2016, at 10:00:00 AM,Eastern Standard Time, the followingdescribed property, to-wit: All certain piece or parcel of land situ-
ated in the Township of Salem, County ofWashtenaw and State of Michigan,described as follows: Situated in theTownship of Salem, County of Washte-naw and State of Michigan: Part of theSoutheast 1/4 of Section 16, Town 1South, Range 7 East, described as:Beginning at a point on the North andSouth 1/4 line of Section 16 distant North01 degrees 50 minutes 53 seconds West1975.24 feet from the South 1/4 cornerof Section 16, and proceeding thencealong the North and South 1/4 line ofSection 16, North 01 degrees 50degrees 53 seconds West 724.19 feet to
the center of Section 16; thence alongthe East and West 1/4 line of Section 16;thence South 88 degrees 33 minutes 29seconds East 613.31 feet; thence South01 degrees 21 minutes 58 seconds East451.25 feet; thence due East 70.02 feet;thence South 01 degrees 21 minutes 58seconds East 276.18 feet; thence North88 degrees 24 minutes 20 seconds West677.38 feet to the place of beginning.Together with and subject to a 66.00 footeasement for ingress and egress in theSoutheast 1/4 of Section 16, Town 1South, Range 7 East, Salem Township,Washtenaw County, Michigan, whosecenterline is described as: Beginning ata point on the South line of Section 16distant due East 627.04 feet from theSouth 1/4 corner of Section 16, and pro-ceeding thence North 01 degrees 21minutes 58 minutes West 1578.84 feet;thence North 51 degrees 32 minutes 00seconds West 168.08 feet; thence North38 degrees 45 minutes 58 seconds West320.73 feet; thence North 19 degrees 07minutes 58 seconds West 103.20 feet tothe point of termination, being the centerof a 75.00-foot radius cul de sac. Commonly known as: 7586 Mariposa
Trail Tax Parcel No.: A-01-16-400-040 This property may be redeemed during
the six months following the sale. Dated: October 3rd, 2016
Washtenaw County, James DamronSpecial Deputy Clerk WELTMAN, WEINBERG & REIS CO.,L.P.A. Stuart A. Best (P-40744) Attorney for Plaintiff, 2155 Butterfield Drive Suite 200-S Troy, MI 48084/WWR#10109243 248-362-6100
(10-03)(11-14)
entrance, Ann Arbor, Michigan at 10:00AM o'clock, on December 1, 2016 Said premises are located in Washte-
naw County, Michigan and aredescribed as: LOT(S), 115 OF BROM-LEY PARK SUBDIVISION NO. 1,ACCORDING TO THE PLAT THEREOFRECORDED IN LIBER 34 OF PLATS,PAGE(S) 20 THROUGH 33, INCLUSIVEOF WASHTENAW COUNTYRECORDS. The redemption period shall be 6
months from the date of such sale,unless abandoned under MCL600.3241, in which case the redemptionperiod shall be 1 month, or under MCL600.3241a 30 days from the date ofsuch sale, or 15 days from the MCL600.3241a(b) notice, whichever is later,or extinguished pursuant to MCL600.3238. If the above referenced property is
sold at a foreclosure sale under Chapter32 of Act 236 of 1961, under MCL600.3278, the borrower will be heldresponsible to the person who buys theproperty at the mortgage foreclosuresale or to the mortgage holder for dam-aging the property during the redemp-tion period. Federal National Mortgage Associa-
tion ("Fannie Mae"), a corporationorganized and existing under the laws ofthe United States of America Mort-gagee/Assignee Schneiderman & Sher-man, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335S20131217042553 FNMA
(10-24)(11-14)
May 23 - 27, 2016
Zachary Adams 7602 Roxbury DrYpsilanti 48197-2954 BANK OFANN ARBOR $173,000
Stephen Joy 2778 Eastlawn StYpsilanti 48197-1930 BANK OFANN ARBOR $120,000
Daniel L Burns 6665 Buck XingYpsilanti 48197-6838 BANK OFANN ARBOR $190,000
Jacob M Helmer 327 Nichols DrSaline 48176-1053 BANK OF ANNARBOR $164,000
Courtney E Reid-Alexander 7944Secretariat Dr Saline 48176-8025CALIBER FUNDING $417,000
Christopher J Sadler 6107 Creek-side Cir Ypsilanti 48197-9485 CAPI-TAL ONE N A $75,000
David J Manley 512 Soule BlvdAnn Arbor 48103-4623 CARDINALFINANCIAL CO $270,000
Jason D Pool 10600 Saline MilanRd Saline 48176-9785 CHAIMSONFAMILY LLC $180,000
Petra E Flanagan 517 EberwhiteBlvd Ann Arbor 48103-4713CITIBANK $141,000
16-002724-DP Breanna Bell vs.Antwan Hall, 11/02/2016
16-002725-UI Angela Wilson vs.Tylor Stanfield, 11/02/2016
16-002726-PP Lori Kartje vs.Kyle Kartje, 11/02/2016
16-002727-DM Valerie Molinavs. Robert Molina, 11/02/2016
16-002728-DM Elena Chesneyvs. Carey Chesney, 11/02/2016
16-002729-DO Scott Faubion vs.Elaine Faubion, 11/02/2016
16-002730-PH Andrew Schillervs. Justin McGrath, 11/02/2016
16-002731-PP Jennifer Bammel
vs. James Miller, 11/02/201616-002732-PP Jennifer Bammel
vs. Dawn Miller, 11/02/201616-002733-PH Trevor Bammel
vs. James Miller, 11/02/201616-002734-PH Trevor Bammel
vs. Dawn Miller, 11/02/2016
CIVIL
16-001007-NI Monique Jordanvs. Jennifer Keller, 10/27/2016
16-001008-NO Thad Sherman etal vs. Kalitta Air LLC, 10/27/2016
16-001009-NH James Scally vs.Pema Dorje et al, 10/28/2016
16-001010-NF Mary Evans vs.Grange Insurance Company ofMichigan, 10/28/2016
16-001011-CK CACH LLC vs.Ahmad Farha, 10/28/2016
16-001012-NZ DTE ElectricCompany vs. 21st Century SalvageInc., 10/28/2016
16-001013-CB Cadillac AsphaltLLC vs. Westfield Insurance Com-pany et al, 10/28/2016
16-001014-NF Sally Ford vs.State Farm Insurance Company,10/31/2016
16-001015-AV JP Morgan ChaseBank National Association vs. Mar-tin Younce et al, 10/31/2016
16-001016-NF KimberlyStephens vs. USAA Casualty Insur-ance Company, 10/31/2016
16-001017-NI Judy Blank vs. LMGeneral Insurance Company/Liber-ty Mutual Insurance Company et al,10/31/2016
16-001018-PD Vanderbuilt Mort-gage and Finance Inc. vs. DerrickSteed, 10/31/2016
16-001019-CK Collins AssetGroup LLC vs. Michael Gradillas,10/31/2016
16-001020-CB Imra America Inc.vs. Prosint LLC, 11/01/2016
16-001021-NF Leeanna Green vs.Enterprise Rent A Car et al,11/01/2016
16-001022-CB Gray’s PlumbingInc. vs. APM Property ManagementLLC et al, 11/01/2016
16-001023-AV Valery Chakarovvs. Lana Chuck, 11/01/2016
16-001024-Robert Brinkley vs.Washtenaw County ProsecutingAttorney et al, 11/02/2016
16-001025-NF Janet Eller vs. All-state Property Casualty InsuranceCompany, 11/02/2016
Home saLes RecoRded
August 8-12, 2016
ANN ARBOR
315 2nd St # 410 $630,0001562 Abigail Way $364,0001865 Addington Ln $173,0003400 Andover Rd $174,0002500 Antietam Dr $270,0003177 Asher Rd $295,0002924 Barclay Way $215,0002946 Barclay Way $212,0002994 Barclay Way $204,0003000 Barclay Way $225,0002028 Bay Hill Ct $551,0001466 Bemidji Dr $320,0002083 Bent Trail Ct $220,0001113 Bicentennial Pkwy $501,0003010 Bolgos Cir $305,0002201 Brockman Blvd $585,0003000 Brockman Blvd $227,0001307 Brooks St $438,0003482 Burbank Dr $180,0001600 Cambridge Rd $1,100,000579 Center Dr $210,0003275 Chamberlain Cir $300,0003052 Cottontail Ct $508,0002847 Craig Rd $545,0005532 Creekview Dr $345,000543 Detroit St $450,0003798 Dexter Ann Arbor Rd$245,0002107 Dexter Ave $288,0002524 Dorchester Rd $357,000836 Dornoch Dr $541,0001408 E Stadium Blvd $350,0001129 Ferdon Rd $660,000117 Fieldcrest St # 202 $140,000715 Fountain St $330,0005523 Gallery Park Dr $283,0003009 Geddes Ave $632,0003440 Gettysburg Rd $295,0001102 Hasper Dr $254,0003209 Hayes Ct $290,000805 Heather Way $730,0001368 Heatherwood Ln $129,0001404 Honey Run Dr $435,0003013 Honeysuckle Dr $410,000808 Hutchins Ave $310,0002254 Independence Blvd $268,0001803 Independence Blvd # 6A$51,0002259 Indian Creek Cir $530,0001418 Iroquois Pl $475,0001233 Joyce Ln $171,0001174 Kay Pkwy $275,0003243 Kilburn Park Cir $338,000710 Leona Dr $285,000551 Longshore Dr # B $140,0001438 Macgregor Ln $525,0002405 Meadowridge Ct $427,000810 Miller Ave $415,0003089 N Foxridge Ct $400,000539 N Wagner Rd $280,0003385 Oak Dr $284,0001707 Orchard St $501,0002164 Overlook Ct $305,0004719 Parkside Ct $442,0002316 Parkwood Ave $115,0001460 Patricia Ave $190,0001500 Patricia Ave $215,0002104 Pauline Blvd # 206 $79,000114 Ponds View Dr $271,0005800 Quebec Ave $390,0003057 Rosefield Dr $300,0001000 S 7th St $325,000244 Sandrock Ct $388,0004777 Sawgrass Dr W $465,0001818 Saxon St $300,000376 Sedgewood Ln $338,0001515 Shadford Rd $600,0002974 Sharon Dr $183,0001286 Stags Leap Ln $837,0002225 Steeplechase Dr $284,0004630 Stein Rd $287,0001686 Steinbach Rd $535,0001700 Timber Trl $521,0002347 Timbercrest Ct $412,0002640 Towner Blvd $220,000425 W Liberty St $1,150,0004307 Walden Dr $445,000788 Watersedge Dr $169,0003425 Wexford Ct $268,0002843 Whitewood St $114,0006109 Wilson Rd $401,0002040 Wiltshire Ct $267,0001537 Woodland Dr $350,0002801 Yost Blvd $306,000
BELLEVILLE10810 Textile Rd $95,000
CHELSEA14322 Fairway Dr $289,000404 Garfield St $155,0001004 Gene Dr $230,0001943 S Fletcher Rd $325,0005917 Sibley Rd $220,00019996 Waterloo Rd $228,000
MANCHESTER18007 Herman Rd $450,00020432 Logan Rd $167,000201 W Duncan St $250,00011501 Watkins Rd $195,000
MILAN12790 Dennison Rd $80,00010411 Timber Ridge Dr $429,000
NORTHVILLE7624 Angle Rd $181,000
SALINE1184 Bishop Rd $335,000521 Canterbury Dr $180,0001410 Colony Dr $325,000153 Commons Cir $149,000100 E Henry St $220,0006673 Heatheridge Dr $320,000569 Lancaster Ct $245,0003719 Meadow Ln $330,0004835 Meridian Ct $415,0008505 Moon Rd $135,0006039 Saline Ann Arbor Rd $200,0008900 Saline Milan Rd $234,000177 Tower Dr $183,000265 Warner Pl $352,0009233 Whispering Pines Dr $450,000
SOUTH LYON7610 N Dixboro Rd $540,000
WHITMORE LAKE828 5 Mile Rd $200,000375 Barker Rd $325,000460 Barker Rd $170,0002980 E Pillar Rd $322,000217 Fairmount St $155,000192 Garden Ct $200,0009061 Garfield Dr $169,0009339 Sand Pointe Dr $217,000296 Waterlily $190,0009437 Wildwood Lake Dr $193,000
WILLIS10276 Talladay Rd $250,000
YPSILANTI390 1st Ave $63,0007553 Bay Tree Dr $220,0005668 Big Pine Dr $150,0007887 Breezewood Ct $273,0006745 Buck Xing $246,0001977 Burns St $165,0004207 Chandi Ct $285,0004589 Christina Dr $207,000865 Cliffs Dr # 301b $85,000729 Clubhouse Dr $82,0001938 Collegewood St $220,0006256 Creekside Cir $180,0004183 Crystal Creek Dr $630,000313 E Forest Ave $197,000105 Edison Ave $195,000810 Eugene St $62,0007147 Fielding St $195,0007598 Greene Farm Dr $185,0007310 Greenfield St $212,0005730 Hampshire Ln $177,000970 Hawthorne Ave $56,0007696 Henley Dr $195,0001151 Hull Ave $120,000474 Jefferson St $78,000855 Juneau Rd $86,0004237 Lilac Ln $368,000211 Maple St $132,0006883 Maplelawn Dr $187,0002431 Mckinley St $156,000424 N Huron St $290,0007865 Newbury Dr $207,000290 Oregon St $72,000920 Pearl St $172,0002381 Ridge Rd $400,000401 S Huron St $63,0008265 S Warwick Ct $183,0007274 Sea Mist Dr $172,0001187 Stamford Rd $120,0006601 Summerdale Cir W $180,0007354 Textile Rd $280,000987 Tyler Rd $108,000204 Valley Dr $181,0007149 Warwick Dr $189,0001705 Watson St $73,0007357 Westbrook Dr $213,0001206 Whittier Rd $218,0002492 Whittier Rd $195,000212 Woodward St $197,000
Gary and Michele Septer by Michi-gan Dept. of TreasuryCJB Property Solutions LLC byMichigan Dept. of TreasuryWanda Lowe by Michigan Dept. ofTreasuryConan Malmer by Michigan Dept.of TreasuryEric Street by Michigan Dept. ofTreasuryJohn Newman, Karen Willia by
Michigan Dept. of TreasuryMatthew and Beverly Little byMichigan Dept. of TreasuryArchie Smyers by Michigan Dept.of TreasuryHallie Wilson by Michigan Dept.of TreasuryDavid and Nicole Arnold by Michi-gan Dept. of TreasuryTom Banfield by Michigan Dept.of TreasuryChristopher Budnik by MichiganDept. of Treasury
September 26-30, 2016
Keith McCann by Michigan Dept.of TreasuryMark Zawacki by Michigan Dept.of Treasury
October 3-7, 2016
Ann Barwick by U.S. Dept. ofTreasurySharon McRill by U.S. Dept. ofTreasury
Tax Lien ReLeases
Tax Liens
September 19-23, 2016
Page Boyer to Michigan Dept.of Treasury, $2,847.57
Mary Hopkinson to MichiganDept. of Treasury, $2,297.54
Nicholas Wallen to MichiganDept. of Treasury, $13,204.78
Philipp Ronald, Chef RonsCatering and BBQ to MichiganDept. of Treasury, $6,173.59
Romel McMullan to MichiganDept. of Treasury, $3,914.72
September 26-30, 2016
Banfield AC Inc., Banfield Barand Grill to U.S. Dept. of Treasury,$16,489.92
Greater Michigan Plumbing toU.S. Dept. of Treasury, $18,676.07
Karen Coleman to U.S. Dept. ofTreasury, $10,673.03
Michael and Jinhye Meath toU.S. Dept. of Treasury, $14,238.58
Peter Savarino to U.S. Dept. of
Treasury, $56,477.76Karmen Guthrie to U.S. Dept.
of Treasury, $82,122.68Vanessa Etherton to Michigan
Dept. of Treasury, $7,983.74Christopher and Kathleen Cook
to Michigan Dept. of Treasury,$3,898.69
Giantworks Inc. to MichiganDept. of Treasury, $5,634.84
Brett and Michele Dahlgren toMichigan Dept. of Treasury,$3,743.31
October 3-7, 2016
Thomas and Mary Kabisch toU.S. Dept. of Treasury, $11,862.65
Awa and Alhousseynou Ba toU.S. Dept. of Treasury, $76,242.28
Modern Construction Contrac-tors to U.S. Dept. of Treasury,$780.00
Andrew Wynn to U.S. Dept. ofTreasury, $13,811.29
Kevin and Cindiann Kolb to
U.S. Dept. of Treasury, $63,011.97Frank and Sherry Kolakowski
to U.S. Dept. of Treasury,$110,171.72
Sherry Grammatico to U.S.Dept. of Treasury, $35,580.22
CROSSWORD ANSWERS
Monday, November 14, 2016Page 8, Washtenaw County Legal News
CROSSWORD PUZZLE
ANSWERS - p. 7
Do you have news to share or a story idea?Contact Sheila Pursglove at [email protected]
AT&T and Time Warner merger
Taking Stock
Dear Mr. Berko: AT&T ismy largest position. I started buy-ing the stock at $24 in the sum-mer of 2009. I own 6,783 shares,and my dividends are reinvestedas you recommended. I'm hearingbad things about the buyout ofTime Warner. For example, I hearthat the debt is too high and thatstock dilution will limit earningsand dividend growth. Others saythat Time Warner and AT&Tcombined will be stronger andthat revenues, earnings and divi-dends will grow faster than theyhave in the past. My stockbrokeris very negative on the mergerand wants me to sell all myAT&T shares and buy Verizon.He is recommending that all hisclients who own AT&T sell theirshares. He is telling them and methat the buyout costs will weakenthe balance sheet and incomestatement and that many mutualfunds will have to sell hundredsof millions of shares, droppingthe price back to the $25 level.
At 72, I'm very nervous aboutthis, and I beg you for youradvice. Please tell me whether Ishould hold AT&T or sell it andbuy Verizon. Please answer asfast as you can.
–– CL, Moline, Ill.
Dear CL: Early last August,AT&T's (T-$36.90) CEO, RandyStephenson, decided to stop bythe offices of Time Warner's(TWX-88) CEO, Jeff Bewkes, inNew York. While Jeff's chefserved an epicurean lunch ofsalmon, caviar and Champagne, adeal was born; these two industrytitans were planning to conquerthe broadcast media universe.After lunch, Randy left the TWX
offices with visions of sug-arplums that included TBS, TNT,Cartoon Network, HBO, CNN,Warner Bros. and the growingDC cinematic universe, as well asthe Harry Potter franchise andother delicious media propertiesthat could make T a serious rivalfor Disney (DIS-$93).
The combination of T andTWX creates a group of assetswith some of the highest sales,earnings and free cash flow num-bers in the world. The new com-pany would have combined rev-enues of about $191 billion, com-bined earnings of $18.4 billionand a free cash flow of $20.2 bil-lion. This $85.4 billion deal (cashand stock to buy TWX at $107.50a share) would create a conglom-erate that produces content andthen distributes this content, unit-ing the millions of AT&T's pay-TV and wireless customers withTWX's huge cache of media con-tent. It's a no-brainer – maybe!
I've gone a bit bonkersattempting to figure out how thefinancing of this mega-deal mightwork. I've played with severaltrial balance sheets and incomestatements using various amountsin AT&T shares and sums ofcash. I related the numbers to rev-enues and interest costs and evenincluded some $2 billion in annu-al synergy savings, and my con-clusions are impressively posi-tive. However, I am not confidentwith my numbers and feel I'mmissing data. Certainly, the com-bination of T with TWX couldhave explosively exciting poten-tial. But the large amount ofshareholder dilution (and I don'tknow how much just yet) neces-sary to acquire TWX could hurt
free cash flow, which is whatsecures T's dividend and itsgrowth. Several analysts whohave applied their data andassumptions to this buyout andhave posited balance sheets andincome statements have producedresults ranging from quietly nega-tive to extremely positive.
Still, I can't answer the ques-tion with the comfortable certaintyyou need. So I suggest that werecognize that both CEOs are real-ly smart guys and have staffworking for them who are alsoRSGs. And the boards of AT&Tand Time Warner have RSGs withenviable national reputations whoare now publicly tasked to makethis work. I trust these people. Thebiggest problem is Congress and aharridan named Sen. Lizzy War-ren. Lizzy (rhymes with dizzy)may direct bureaucratic road-blocks to scuttle the deal, claimingthe merger would concentrate toomuch power in the hands of toofew. Today's consensus is thatCongress won't allow the merger.So stay the course, continuing toearn a 5.2 percent dividend, andT's price will rise. If the deal suc-ceeds, trust the professionals whoput it together for shareholders'best interest. And I like Verizon(VZ-$48)
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Please address your finan-cial questions to MalcolmBerko, P.O. Box 8303, Largo,FL 33775, or email him [email protected]. To findout more about Malcolm Berkoand read features by other Cre-ators Syndicate writers andcartoonists, visit the CreatorsSyndicate website at www.cre-ators.com.
MALCOM BERKO
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���� BankRupTcies
The U.S. Federal District EasternMichigan Court reports the follow-ing newly filed bankruptcies:
16-54736—Earl Cline McFarland,5229 W. Michigan Ave., Ypsilanti.Chapter VII. James P. Frego II,Dearborn Heights, attorney. FiledOct. 28.
16-54762—Brandon M. Louthan,563 Hollis Ave., Ypsilanti. ChapterXIII. Jesse R. Sweeney, Franklin,attorney. Filed Oct. 30.
16-54791—Candace Craig, 2104Glencoe Hills Dr., Apt. 8, AnnArbor. Chapter VII. Guy T. Conti,Ann Arbor, attorney. Filed Oct. 31.
16-54815—Keyante S. Jones, 432Hayes, Ypsilanti. Chapter VII. JamesP. Frego II, Dearborn Heights, attor-ney. Filed Oct. 31.
16-54828—Michael L. Franklin,6156 Trumpeter Lane, Ypsilanti.Chapter VII. William C. Babut,Ypsilanti, attorney. Filed Oct. 31.
16-54835—Peter Robert Pilarski,1836 Timber Ridge, Ypsilanti.
Chapter VII. John A. Evanchek,Canton, attorney. Filed Oct. 31.
16-54857—Rommell AlejandroWallace, 3020 Lorraine, Ann Arbor.Chapter VII. Rebekah Lee Chor,Dearborn, attorney. Filed Oct. 31.
16-54877—Michael GermaineParis, 1952 Timber Ridge Dr., Ypsi-lanti. Chapter VII. Gregory L. Dodd,Ypsilanti, attorney. Filed Nov. 1.
16-54921—Ahsonn Carter, 539Liberty Pointe, Ann Arbor. ChapterVII. Christopher M. Carey, Dear-born, attorney. Filed Nov. 2.
16-54933—Steve R. Wright, 2956Deake Ave., Ann Arbor. ChapterVII. Thomas Howard Paluchniak,Ypsilanti, attorney. Filed Nov. 2.
16-55050—Sasha Womble, 2060Champagne, Ann Arbor. ChapterVII. James P. Frego II, DearbornHeights, attorney. Filed Nov. 4.
16-55056—Linda Kaye Perry,
5722 Wellesley Lane, Ypsilanti.Chapter XIII. James P. Frego II,Dearborn Heights, attorney. FiledNov. 4.
16-55061—Nancy Sprague, 2444Lakeshore Blvd., #923, Ypsilanti.Chapter VII. Guy T. Conti, AnnArbor, attorney. Filed Nov. 5.
16-55065—Kimberly Webster,720 Redwood, Apt. 2, Ypsilanti.Chapter VII. David I. Goldstein,Ann Arbor, attorney. Filed Nov. 6.
16-55066—Terri Lynne Tubbs,aka Terri Lynn Robinson, 7166Hogan, Ypsilanti. Chapter VII.David I. Goldstein, Ann Arbor,attorney. Filed Nov. 6.
____
(Chapter VII—Liquidation. Peti-tioner's assets are liquidated to paycreditors. Chapter XI—Reorganiza-tion. Petitioner is shielded from credi-tors' claims while a financial reorgan-ization plan is developed. ChapterXII—Reorganization of a farm. Chap-ter XIII—Debt adjustment. Petitionerarranges plan to repay debts.)
