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MALPRACTICE
Society for Academic Emergency Medicine
Law
Common, Statutory, Administrative Federal & State Civil & Criminal
Society for Academic Emergency Medicine
Law
Common - Judiciary Statutory - Legislature Administrative - Executive
Society for Academic Emergency Medicine
Law
Federal State - Themes with variations
Society for Academic Emergency Medicine
Law
Civil
*Monetary damages
Criminal
*Monetary fines
*Prison
Society for Academic Emergency Medicine
LAWYERS VS DOCTORS
Litigation -- a painful, tiresome experience Injuries are usually severe
*52% anatomic deformity or death *20% emotional impairment
> 70% against ER docs, surgeons, OBGYNs Only 1.5% harmed by medical Tx actually file suit
*Even in the “litigious” US, chance of a doctor being sued after negligent event is only 1 in 50
Lown, Bernard, MD, “The Lost Art of Healing; Practicing Compassion in Medicine,” 1999Lown, Bernard, MD, “The Lost Art of Healing; Practicing Compassion in Medicine,” 1999Hyatt, et al, “A study of medical injury and med mal: An overview,” NEJM, 1989Hyatt, et al, “A study of medical injury and med mal: An overview,” NEJM, 1989
Society for Academic Emergency Medicine
Malpractice
Malpractice occurs when a physician fails to act as a reasonable physician would have acted under the circumstances
Society for Academic Emergency Medicine
Malpractice
Duty + Breach + Causation + Damages =Liability
*Duty—physician owes duty to patient
*Breach—deviation from standard of care
*Causation—patient must sustain injury
*Damages—physician’s actions are cause of the injury
Society for Academic Emergency Medicine
Malpractice Elements
Duty *derives from the establishment of physician
patient relationship
*duty to provide the standard of care
Society for Academic Emergency Medicine
Malpractice Elements
Breach = deviation from standard of care = "average prudent practitioner" established by any of the following:
*expert testimony*industrial standards*common knowledge or "res ipsa loquitur" is the thing speaks for itself*judicial determination
Society for Academic Emergency Medicine
Malpractice Elements
Causation = "proximate cause"(= legal cause) including partial causation
Society for Academic Emergency Medicine
Malpractice Elements
Damages *medical costs and lost wages
*pain and suffering
Society for Academic Emergency Medicine
Why do patients sue?
“Original injury is not enough.” Prime concern: perceived lack of caring Lack of communication, dishonesty, pt
ignored/neurotic Over 1/3 would have opted out of litigation
with explanation, apology
Lown, Bernard, MD, “The Lost Art of Healing; Practicing Compassion in Medicine,” 1999Lown, Bernard, MD, “The Lost Art of Healing; Practicing Compassion in Medicine,” 1999Vincent, Young, Philips, “Why do people sue doctors?” Lancet, 1994Vincent, Young, Philips, “Why do people sue doctors?” Lancet, 1994
Society for Academic Emergency Medicine
ABCD of avoiding malpractice suit
Attitude—defuse patient angers, resentments, fears and anxieties
Balance—understand the patient’s problem complemented by professional caring
Communication with patient and family Documentation
Society for Academic Emergency Medicine
Malpractice Defenses
Good Samaritan Statute of Limitations Local vs National Standards of Care Alternative Treatment-- doctor’s action were entirely
appropriate because the doctor choose between two acceptable courses of recognized treatment.
Clinical innovation--this defense is more likely to succeed in cases where the conventional treatments have been tried and failed
Contributory fault -- patient’s own actions were a contributing cause to the resulting injury
Society for Academic Emergency Medicine
Medical Malpractice Insurance
Name of the Company Name of the insured Limits of Liability
$1, 000,000 per patient$3, 000,000 per aggregate total
Types*Claims made vs Occurrence*Insurance Gaps: Tail vs Nose
Society for Academic Emergency Medicine
Claims-Made
The most common type of professionalThe most common type of professionalliability coverage available, it providesliability coverage available, it providesprotection for claims that occur protection for claims that occur andand are arereported while the policy is in effectreported while the policy is in effect(coverage period)(coverage period)
Claims reported after the policy is discontinueare not covered unless Tail coverage (Reporting Endorsement) or Prior Acts coverage (“Nose”) is purchased
Society for Academic Emergency Medicine
Insurance Gap
When the coverage period of a claims-made policy When the coverage period of a claims-made policy has expired without renewal, claims that have not has expired without renewal, claims that have not yet been made yet been made andand reported to the carrier are not reported to the carrier are not covered, and a physician is uncovered unless…covered, and a physician is uncovered unless…
An extended reporting endorsement (tail coverage) An extended reporting endorsement (tail coverage) is purchased from the former carrieris purchased from the former carrier
Prior acts (nose coverage) is purchased from Prior acts (nose coverage) is purchased from a new carrier a new carrier
Society for Academic Emergency Medicine
Purchase insurance gap when *Switching policy
*Changing claims-made insurance companies
*Retiring
Insurance Gap (cont)
Society for Academic Emergency Medicine
Occurrence Coverage
A type of malpractice policy which provides ongoing insurance protection for covered events which occur within the policy period, even if they are reported after the policy expires .
There is no need to purchase a tail coverage or prior acts coverage.
Society for Academic Emergency Medicine
Things to know about your malpractice insurance carrier
Are they licensed? Are they financially stable? Are they experienced? Do they have a proven record of physician customer
satisfaction? How do they defend claims?
Society for Academic Emergency Medicine
Litigation Stress
Talk to Colleagues Get professional advice Participate actively in your defense Prepare for either outcome Learn from the experience Take care of yourself
Society for Academic Emergency Medicine
Litigation Stress (cont)
Share your feeling/pains with family & friends for they are blessings for your heart
Society for Academic Emergency Medicine
Questions
Author Credit – Malpractice:
Arthur Derse MD JD & David Cheng MD
Society for Academic Emergency Medicine
Postresidency Tools of the Trade CD
1) Career Planning – Garmel
2) Careers in Academic EM – Sokolove
3) Private Practice Career Options - Holliman
4) Fellowship/EM Organizations – Coates/Cheng
5) CV – Garmel
6) Interviewing – Garmel
7) Contracts for Emergency Physicians – Franks
8) Salary & Benefits – Hevia
9) Malpractice – Derse/Cheng
10) Clinical Teaching in the ED – Wald
11) Teaching Tips – Ankel
12) Mentoring - Ramundo
13) Negotiation – Ramundo
14) ABEM Certifications – Cheng
15) Patient Satisfaction – Cheng
16) Billing, Coding & Documenting – Cheng/Hall
17) Financial Planning – Hevia
18) Time Management – Promes
19) Balancing Work & Family – Promes & Datner
20) Physician Wellness & Burnout – Conrad /Wadman
21) Professionalism – Fredrick
22) Cases for professionalism & ethics – SAEM
23) Medical Directorship – Proctor
24) Academic Career Guide Chapter 1-8 – Nottingham
25) Academic career Guide Chapter 9-16 – Noeller