Date post: | 06-Jul-2015 |
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“Though no-one can go back and make a brand new start,
anyone can start from now and make a brand new ending….”
Our objective
In the next hour we will demonstrate an alternative approach to investing
We believe anyone can invest successfully …..with the correct Support/Knowledge
In the next hour we will demonstrate an alternative approach to investing
We believe anyone can invest successfully …..with the correct Support/Knowledge
Shareladder objective is to put Youin the driving seat of building your
future wealth through the ownership of shares for the long term.
Shareladder objective is to put Youin the driving seat of building your
future wealth through the ownership of shares for the long term.
Are shares Performing ?
Investment Option
Typical Return
Advantages Disadvantages
Cash <3% Capital Secured Eroded by Inflat ion
Managed Funds
<7% Index
Diversif iedWide Choice ETF’s etc.
Lock in periodCharges/Penalt iesPoor Performance
Property -30% LeveragedWide Choice
Long Term
High Level entry / CostsCost of BorrowingLow Rental Yield
Bonds 5% Capital SecuredGovernment Backed
Require 100K plusLong Term 10 years
Equit ies 10 to 20%
High LiquidityLong Term PerformanceWide Choice/ Shorting
Short term Volat i l i tyNo Capital GuaranteeRequires Knowledge
Pension Varied Tax Benefits New Schemes
Leverage / Control
Poor Management by some companies
Lack of f lexibi l i ty
Investment Best Mix
Investments should be diversified to include all asset classes – better risk- reward profile.
Equities play a key role in “Building your wealth”
Investments should be diversified to include all asset classes – better risk- reward profile.
Equities play a key role in “Building your wealth”
Sample Asset mixSample Asset mix Within Equity PortionWithin Equity Portion
Cash
Short Term
Medium Term
Long Term
Dividend Power
Lets look at $1 invested in S&P 500 in 1950 (S&P 500 index proxy for the large cap stock market)
Lets look at $1 invested in S&P 500 in 1950 (S&P 500 index proxy for the large cap stock market)
Re-investing dividendsearns 8 times more !!Re-investing dividendsearns 8 times more !!
US$1 ~ $7
US$1 ~ $56
Stoc
k m
arke
t pri
ces
2010200920082007
Wait a second …
But your thinking…. Financial Meltdown, Millions € lost, Recession, Volatile Stock Markets, Bank Bail-Outs, etc .. But your thinking…. Financial Meltdown, Millions € lost, Recession, Volatile Stock Markets, Bank Bail-Outs, etc ..
20122011
Stoc
k M
arke
t Pri
ces
Stock marketPerformance
Shareladder target for our
subscribers is 10% per quarter ~ equating to approx. 46% pa
(excluding dividends)
Here’s how we will do it …
Broker - Choice
Considerations Advisory or Execution Only Online or Telephone International Markets ?
Simple Fast Trading 17 International Markets Most Cost Effective Trading As low as €15 per trade Voice/ Phone or Online Award Winning Service
Broker - Choice
€1,8006€55.00€150.00€150.00Dolmen
€1,8006€25.00€150.00€150.00Campbell OConnor
€3606€15.00€30.00€30.00Sharewatch / ODL
€1,3926€20.00€116.00€116.00Fexco
€1,5006€32.00€125.00€125.00AIB Bank
€1,5006€32.00€125.00€125.00Goodbodys
€9006€25.00€75.00€75.00Davys
€2406-€20.00€20.00
TotalFreq.MinimumCost to
sellCost to
buyBroker
Consider trading €10,000 worth of a stock, 6 times a year.
Shareladder do not receive a % of your trades with TD Waterhouse.
Use of Charts
Donegal Creameries – 1st May newsletter (Gain +23%) 6 month chart with 100 SMA & 50 SMA
Donegal Creameries – 1st May newsletter (Gain +23%) 6 month chart with 100 SMA & 50 SMA
Use of Charts
Savile Group – 1st Sept Newsletter (Gain +10%)1 year chart with a 200 day SMA
Savile Group – 1st Sept Newsletter (Gain +10%)1 year chart with a 200 day SMA
Stop Loss
Stop Loss Stop Loss Control – extremely useful tool Tracking Stop Loss – used to lock in profitable trades
X
Buy at 1.05… set SLC at 1.00Buy at 1.05… set tracking SLC at 7.5%
X
Dealer Recommendations
Fundamental Indicators markets may mis-price a security in the short run but the "correct" price will eventually be reached.
Does the company make a Profit? Does the company pay a Dividend? Is the company revenue growing ? How much Cash in Bank ? Is it able to repay its debts ? Does it have a Low PE Ratio ? Is PEG ratio less than 1 ? NAV versus Mkt Capitalisation
Spot the “gems”… Value Investing
PensionOpportunities
Small self administered scheme (SSAS) Business Director/owner (Farm) or employee with agreement from your employer. Control of Investment decisions Tax relief benefits on personal contributions No tax liability on Company contributions. No Capital Gains tax on gains ! Transfer current profits and retained earnings Further details available from Shareladder
PensionExamples
Example 1 - Director paying € 25,000 pa for 10 years.Assuming 41% tax and 6% per annum growth At retirement SSAS valued € 313,661 made up of –Net Cost to Director € 147,500Taxman Contributes € 102,500Growth of Pension € 63,661
Source – Eagle Star/Zurich
Example 2 : Employee (45 yrs) entitled to a bonus € 50,000
Salary SSASSalary €50,000 €50,000Less PAYE & PRSI €22,000 nilAmount Invested €28,000 €50,000Growth @ 8% p.a €85,468 €152,621At age 60 employee is €67,153 better off
Remember…
We provide :Weekly Update
Newsletter Exclusive Dealer
Recommendations Monthly
Buy/Sell notesUpdates on Previous
Charts, News, Web-links Prices on global shares
All you need in one easy to use website
We encourage you: to invest small regular
amountsOption for a virtual
portfolio with no risk.We can direct you to build a portfolio over
your lifetime.Avail of income tax
reliefs.Lowest cost subscription
Knowledge – online tutorials.
Extensive educational modules.
Meet with one of our instructors on signing-
up to our personal service
Learn from others on the forum.
Duplicate our portfolio success.
Building WealthWhat’s next ?
Join Shareladder as a Subscriber
Get started with one of our instructors
Open a share trading account
Summary Best value product on market Most comprehensive features Unique offering in Ireland Everything you need for successful investing in one place
Summary/Q & A
Shareladder Portfolio is now up 32% since its launch in May 2010 !
Performance to 23/8/2010
€22,027Total Profit
€4,412€121,067€19,052€0.16£0.13 122,000 Sold GBO23/08/2010
€13,090€102,015€34,265€9.79£8.023,500Sold WCC23/08/2010
€3,160€67,750€12,956€0.82 15,800 Sold BIR.IR28/07/2010
€265€54,794€915€0.18£0.15 5,000 Sold IMAC28/06/2010
€53,879€9,796€0.62 15,800 Purchased BIR.IR28/06/2010
€1,100€63,675€50,800€5.08£4.16 10,000 Sold TSCO03/06/2010
€12,875€21,175€6.05£4.95 3,500 Purchased WCC 01/06/2010
€34,050€15,600€0.12£0.10 130,000 Purchased GBO28/05/2010
€49,650€49,700€4.97£4.07 10,000 Purchased TSCO25/05/2010
€99,350€2,150€0.43£0.35 5,000 Cash back IMAC12/05/2010
€97,200€2,800€0.56£0.47 5,000 Purchased IMAC06/05/2010
€100,000 Opening Cash Balance 01/05/2010
Date Transaction QtyPrice £
StgPrice Euro Total Paid Cash Profit