How Do I Apply? To apply just follow these simple steps:

1. Read and complete the Proposal Form.2. Complete and sign the Direct Debit mandate.3. Post both forms to: McGregor Insurance Services Ltd.

Should you wish to discuss this scheme or your own requirements please do not hesitate to contact us using one of the contact methods shown below. If you are unable to sign the Statement of Fact we are still be able to provide you with a bespoke insurance quotation so please contact us:By phone on 01243 551 448 or email: info@mcgregorinsurance.co.uk

Other InsurancesMcGregor Insurance Services can assist in arranging many other covers that you may require including:

• Travel Bonding inc ATOL, ABTA & IATA • Holiday or Business Travel Insurance• Merchant Card Facility Bonds • Directors & Officers• Keyman Cover • Sick Pay• Event Liability & Cancellation • Health Insurance

If you would like to discuss these or any other insurance requirements please contact us.

McGregor Insurance Services LtdMarch House, 62 Elm Grove, Barnham,

West Sussex, PO22 0HJ

Tel: 01243 551 448 Fax: 01243 555 177 Email: info@mcgregorinsurance.co.uk

www.mcgregorinsurance.co.uk

Registered in England & Wales No. 4977313Authorised and Regulated by the

Financial Conduct Authority No 303910

Underwritten by: Hiscox Insurance Company

Arranged by: McGregor Insurance Services Ltd In association with Aim Risk Services Ltd Authorised and Regulated by the Financial Conducy Authority

TRAVEL AGENTSCOMBINED OFFICE

&LIABILITY INSURANCE

Insurance Intermediary to the Travel Industry &

ABTA Travel Industry Trade Partner

McGregor Insurance Services Ltd

000352-MI (09.15)

McGregor Insurance Services is a specialist insurance intermediary with over twenty years experience in supplying insurance solutions to the travel industry. We are able to source solutions for all aspects of travel companies’ insurance requirements ranging from specialist liability covers and standard travel policies to travel bonding.Using our knowledge of the travel industry we have developed a Combined Liability and Office Insurance Policy for the Travel Agent which is underwritten by Hiscox Insurance Company Limited.

About the InsurersHiscox are a specialist insurer underwriting a unique range of personal and commercial risks. When looking at new underwriting opportunities, Hiscox prioritises whom they insure over what type of business they conduct. By only dealing with honest and careful customers, they have fewer claims and are able to provide wider than average cover whilst keeping premiums low. Claims are processed rapidly and fairly with excellent customer service.Hiscox’s focus gives two significant and distinct advantages. First, they can often insure risks other companies find too complex or unusual to cover. Second, they can tailor policies to the requirements of a particular profession. This combination of selectivity and exceptional expertise has, over the course of a century, driven Hiscox from a single underwriter based at Lloyd’s into a FTSE 250 company with offices in 12 countries and customers around the world.

What protection do I need?Every business requires insurance and you as a Travel Agent are unfortunately no exception. In fact, not only do you need the usual office, contents, employers and public liability insurances, you also need to cover your additional liabilities specific to the Travel Industry. It is prudent for you to be covered against claims for compensation made by dissatisfied customers where injury or property damage is not involved. This liability is covered by Professional Indemnity Insurance in our policy.

Finally the ABTA Code of Conduct requires you to provide “general assistance” including initial legal costs to a client who suffers from an incident outside the booked holiday. This liability is also covered by our policy.

Cover to meet your requirementsWith insurance requirements so complex, wouldn’t it be great if you could purchase one policy that was simple to understand, cost effective and provided certainty of cover?Well now you can ……

Our policy meets the needs of the Travel Agent in one straightforward cost effective contract.

The application process is simple with an easy to complete proposal form. Instead of pages of questions you just need to read and complete a Statements of Fact. You select the category of cover applicable to your total annual commission and/or fee income cover is then provided at a set monthly premium.

Once the policy is in place there is no fixed annual renewal date.* Cover will remain in place as long as you continue to pay the monthly premiums. No more need to remember renewal dates or complete lengthy renewal forms.

Your application will be swiftly processed and policy documentation will be sent directly to you.

If you have any questions or if you find the limits for your category not to be sufficient please contact us at McGregor Insurance Services for assistance.*Policies may be subject to an annual review

Scheme highlights: • Cover for Home workers through to the medium sized office.

• Comprehensive Liability cover (Please note this policy does not cover Public Liability claims made under the Package Travel Regulations. If you are a Tour Operator or create travel ‘Packages’ this policy is not suitable for you.)

• Affordable premiums payable by interest free monthly direct debit which will help to ease your cash flow.

• Continuous policies eliminating the need to undertake time consuming renewals each year.

• Easy to complete Proposal Form with a straightforward Statement of Fact.

• Policy backed up with a speedy, fair and dedicated professional claims service.

For fuller details of the coverage please refer to the Benefit Insert.A Speciman Policy Wording is available upon request.