1

Cloud Telco Application Platform

2

Deployment

An end to end solution

Service Creation Discovery

3

Integrate with payments

USSDWAPSMS AndroidWeb Blackberry

mChoice™Payment Platform

Merchant applications

Multiple Telcos Banks & Financial institutions

4

Multiple merchant connectivity

The platform connects multiple merchant applications

Therefore consumers can make mobile payments for various goods and services

Some example merchant applications

Utility applications

Ticketing applications

Shopping applications

Transport applications

5

Multiple Telco & Bank connectivity

The platform connects multiple Telcos, enabling mobile payment across multiple mobile networks

Multiple banks and other financial institutions like card companies can also be connected to the platform

This enables consumers to perform mobile payments using

Multiple bank accounts

NFC enabled payment platforms

Credit/debit cards

Other payment cards

6

Consumer access channels

USSDWAPSMS

Android

Web

Blackberry J2ME

7

Benefits of Mobile Payments - Consumers

Use a mobile device to pay for goods & services instead of cash, cheques or credit cards

Payments can be made anywhere, anytime

Fast – more transactions per second!

Convenient – no pre-registration or software to be installed on the mobile device

Secure payments

8

Benefits of Mobile Payments - Telcos

High ROI

Low investment costs

Tiered license model

Lower TCO

Enhanced payment services for people in rural/underdeveloped areas

Growth due to easier access, reliability & trustworthiness of the system

Become an aggregator for more Value Added Services

9

Some of our operator deployments

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For more informationGeneralSupportWeb

: info@hSenidMobile.com: support@hSenidMobile.com: www.hSenidMobile.com

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