Date post: | 23-Jun-2015 |
Category: |
Business |
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The information contained in this presentation is confidential. Patents pending.
Merchant Cash Advance
The information contained in this presentation is confidential. Patents pending.
Merchant Cash Advance
Provides qualified merchants access to working capital by tapping into their future credit & debit card sales.
2
The information contained in this presentation is confidential. Patents pending.
Program Features & Benefits
• No personal collateral required.
• Flexible credit requirements
• Initial funding is as quick as 5 to 10 working days.
• Does not show as loan on credit report
The information contained in this presentation is confidential. Patents pending.
BEFORE WE GET STARTED…
Please Remember
The information contained in this presentation is confidential. Patents pending.
The information contained in this presentation is confidential. Patents pending.
How it Works
The information contained in this presentation is confidential. Patents pending.
How it Works
Our funding partner purchases a “Specified Amount” of the business’ future credit and debit card sales volume.
Specified Amount = Future Sales Purchased
The information contained in this presentation is confidential. Patents pending.
How it Works
In exchange for the “Specified Amount”, our funding partner pays the business an up-front, discounted “Purchase Price.”
Purchase Price = Amount Paid for Specified Amount
The information contained in this presentation is confidential. Patents pending.
How it Works
The funding partner is reimbursed the Specified Amount by receiving a percentage of the business’ daily credit and debit card sales.
A % of daily card sales is paid to funding partner
The information contained in this presentation is confidential. Patents pending.
BEFORE WE GET STARTED…
An Example
The information contained in this presentation is confidential. Patents pending.
The Americana Grill
• Opened two years ago
• Outdoor deck would increase business
• Majority of capital tied up in Inventory
• Funding options limited due to lack of collateral, can’t borrow against food
FOR ILLUSTRATION PURPOSES ONLY
The information contained in this presentation is confidential. Patents pending.
Capital Needed
•Construction of Deck $20k
Return on Capital
•New Monthly Revenue $10k
FOR ILLUSTRATION PURPOSES ONLY
The Americana Grill
The information contained in this presentation is confidential. Patents pending.
The Advance Program•Specified Amount $27k in future receivables
•Purchase Price $20k delivered
•Payment % 20% of daily card receipts
•Remittance 7 Months
•Revenue From Deck $140k (7 Months)
The Americana Grill
FOR ILLUSTRATION PURPOSES ONLY
The information contained in this presentation is confidential. Patents pending.
Typical Client
Avg. Time in
Business
7.49 Years
Avg. Annual Sales $850k
Face-to-Face
Transactions
99%
Eating & Drinking
Merchants
54.89%
Non-Eating & Drinking 45.11%
Avg. Customer Lifecycle 2.9Fundings
Avg. Funding Amount $21,796
The information contained in this presentation is confidential. Patents pending.
Eating and Drinking PlacesRestaurants
BarsNightclubs
Coffee ShopsDonut and Bagel Stores
Bakeries
Other CategoriesMedical Practices
Veterinary ServicesMost Franchised Concepts
Theaters
Retail BusinessesGift, Card & Novelty Stores
Clothing StoresAuto Parts & Accessories
Hardware StoresLiquor Stores
FloristsPet & Pet Supply Stores
Target & Preferred Businesses
The information contained in this presentation is confidential. Patents pending.
Landscaping Companies
Nurseries
Bike Shops
Sporting Goods Stores
Gym/Fitness Centers
Car Washes
Tanning Salons
Hobby Shops
Toy Stores
Pool & Spa Companies
Additional Retail Opportunities
The information contained in this presentation is confidential. Patents pending.
Restricted Business Types
‣Adult-related
‣Auctions/Auction houses
‣Auto, ATV, RV and motorcycle dealerships
‣Collection agencies
‣Cellular phone stores
‣Construction companies
‣Day Care Centers
‣Entertainers/entertainment groups
‣Flea markets
‣Furniture Stores
‣Jewelry Stores
‣ Gas stations
‣ Grocery/Convenience stores
‣ Golf Courses
‣ Home Based
‣ Insurance Companies
‣ Theme/Amusement parks
‣ Taxis, limousines, shuttles, other transportation
‣ Travel agencies
‣ Management Companies
‣ More than 80% card not present
The information contained in this presentation is confidential. Patents pending.
The Target Customer
•A fixed location
•Accepting V/MC at least 24 Months
•At least 100 V/MC tickets monthly•Restaurant (SIC) – 150 tickets per month
•Average Ticket Less Than $250
The information contained in this presentation is confidential. Patents pending.
•Average of $7,500 a month in V/MC
•90% card- present transactions.
•Monthly V/MC volumes holding steady or increasing.
The Target Customer
The information contained in this presentation is confidential. Patents pending.
866-940-0445