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MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND AGENDA JANUARY 8, 2014 1. Call to Oder – Sunshine Notice – Michael Januszka 2. Roll Call – J. Bower 3. Election of Executive Committee, Alternates, Chairman, Secretary a. Nominating Committee i. 2014-01 Election of Board 4. Professional Appointments/Resolutions 2014-02 General Counsel 2014-03 Actuary 2014-04 Auditor 2014-05 CMFO 2014-06 Executive Director 2014-07 Defense Counsel 2014-08 Coverage Counsel General Resolutions 2014-09 Cash Management Plan & Official Depositories 2014-10 Official Newspapers 2014-11 Agent of Service 2014-12 Managed Care 2014-13 Re Insurance 2014-14 Destruction of Records Contract Renewal Resolutions 2014-15 CDL Alcohol & Drug Testing 2014-16 Recreational Coverage 2014-17 Employee Assistance Program 5. Approval Minutes – December 11, 2013 6. Administrator’s Report – W. Kurtz a. Claims Synopsis b. Investments c. Revised Budget 7. Managed Care – a. Qual Care – D. Setzer – December – Year 2013 End Reports 8. Safety & Loss Control – G Kurtz 9. Finance Report – J Monzo 10. Closed Session – Claims Review – G. Kurtz
Transcript
Page 1: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND

AGENDA

JANUARY 8, 2014

1. Call to Oder – Sunshine Notice – Michael Januszka

2. Roll Call – J. Bower

3. Election of Executive Committee, Alternates, Chairman, Secretary

a. Nominating Committee

i. 2014-01 Election of Board

4. Professional Appointments/Resolutions

2014-02 General Counsel

2014-03 Actuary

2014-04 Auditor

2014-05 CMFO

2014-06 Executive Director

2014-07 Defense Counsel

2014-08 Coverage Counsel

General Resolutions

2014-09 Cash Management Plan & Official Depositories

2014-10 Official Newspapers

2014-11 Agent of Service

2014-12 Managed Care

2014-13 Re Insurance

2014-14 Destruction of Records

Contract Renewal Resolutions

2014-15 CDL Alcohol & Drug Testing

2014-16 Recreational Coverage

2014-17 Employee Assistance Program

5. Approval Minutes – December 11, 2013

6. Administrator’s Report – W. Kurtz

a. Claims Synopsis

b. Investments

c. Revised Budget

7. Managed Care –

a. Qual Care – D. Setzer – December – Year 2013 End Reports

8. Safety & Loss Control – G Kurtz

9. Finance Report – J Monzo

10. Closed Session – Claims Review – G. Kurtz

Page 2: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND

AGENDA

JANUARY 8, 2014

11. Old Business

12. New Business

13. Audience Comments

14. Bill List

15. Adjourn

Page 3: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND

AGENDA

JANUARY 8, 2014

BILLS LIST REVISED

2014-01 Salaries $ 43,184.08

2014-01 First Rehab. Life Ins Co of America Dental Insurance $ 1,035.20

2014-01 Oxford Health Insurance $ 8,825.93

2014-02 Governmental Risk Mgt Assocs Operating Exp $ 44,433.75

2014-02 R & R Printing Auto ID Cards $ 181.50

2014-02 Pastosa Lunch January $ 290.00

2014-02 GRM File Storage $ 694.99

2014-02 AISG Casualty Claims Search $ 197.20

2013-02 North Jersey Media Group Advertisement $ 35.40

2013-02 Press Media Solutions Advertisement $ 180.40

2014-03 QualCare Managed Care December $ 26,761.90

2013-04 Dynamic Testing CDL Drug Testing $ 1,046.00

2014-12 Lynks Excess Workers Comp $502,242.00

2013-05 Solol, Behot & Fiorenzo Legal Services $ 825.00

2014-09 Rutgers Behavioral Health EAP Services $ 19,503.51

2013-04 Skyline Training $ 1,810.50

2014-02 ISO Service Annual Fee/Claims Search $ 1,402.50

Page 4: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND

REGULAR MEETING

January 8, 2014

A meeting of the Middlesex County Municipal Joint Insurance Fund was held on Wednesday, January 8, 2014 at 1 Jocama Blvd, Suite 2B Old Bridge, NJ. The meeting was called to order at 12 :30 p.m. by Chairman Michael Januszka. Notices were placed in the newspapers and posted in accordance with the Open Public Meetings Act. Roll call was taken by Administrator William Kurtz. Present: Michael Januszka Milltown; Wayne Hamilton, Monroe Twp; Joseph Merrit, New Brunswick Parking Authority; Thomas Loughlin City of New Brunswick, Dawn McDonald Spotswood, Jay Delaney Spring Lake Heights; Robert Sheehan, Plainsboro; Glenn Cullen, South Plainfield; Bernard Hvozdovic South Brunswick. Also Present: William M. Kurtz, Executive Director; Glen T. Kurtz, Assistant Executive Director; Edward Testino, Fund Counsel; Joe Monzo, CFO; Sean Kelly Parker Remsen & Sullivan; Donna Setzer, Qual Lynx; Robin Racciopi and Jay McManus (NAIMC) and Dominic Cinelli, Brown and Brown; Craig Josephenson Acting Chairman Michael Januszka read the nominations from the Nominating Committee for positions on the executive board. Januszka then asked for additional nominations from the floor and hearing none, asked for motion on the appointment from the committee, Wanye Hamilton moved the motion and seconded by Thomas Loughlin the appointments were approved by an all aye vote of the commissioners for the following members to serve on the Executive Board, Michael Januszka, Thomas Loughlin, Denise Jawidzik, Robert Sheehan, Wayne Hamilton, Kevin Boyle, Joseph Bellina, and Alternates, Bernie Hvozdovic, Dawn McDonald & Joseph Zanga. Acting Chairman then read the nominations from the nominating committee for Michael Januszka as Chairman, the motion was moved by Dawn McDonald and seconded by Wayne Hamilton and carrier by an all aye vote. Chairman Michael Januszka then asked for a motion on the appointment of Thomas Loughlin for to the position as secretary. Motion was moved by Wayne Hamilton and seconded by Bernie Hvozdovics and approved by an all aye vote of the commissioners. Chairman Michael Januszka then asked the board if they desired individually acting on resolutions for Professionals 2014-02 through 08; General Resolutions 09 through 14; and Contract Renewal Resolutions 15 through 17; or as a group. It was the consensus of the board to move the resolutions as a group. On motion by, Wayne Hamilton and seconded by Dawn McDonald and approved by an aye vote of the board resolutions 02 through 17 passed. Minutes Approval: December 11, 2013 minutes were moved by Thomas Loughlin and seconded by Wayne Hamilton and approved by an all aye vote of the commissioners.

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MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND REGULAR MEETING January 8, 2014 – page 2

Administrator’s Report – Kurtz a) Claims Synopsis Kurtz presented the claims report through year end 2013; (see attached): 2013 2012 2001- 2011

WC 44% 62% 110% GL* 10% 56% 115% AL 26% 19% 124% Auto Physical Damage 129% 153% 110% PROP 17% 247% 84% AY/AL 111%

* includes public official and law enforcement liability

b) Investments (see attached): Mr. Kurtz reported total investments of $19,553,734. Yield an estimated annual average interest of .75%. Kurtz reported.

c) Administrator William Kurtz Introduced a revised budget. Kurtz advised with the withdrawal of Kearny resulting an adjustment to the budget of more than 5% the board needs to adopt a new budget for 2014. On motion by Thomas Loughlin and seconded by Bernie Hvozdovic and approved by an all aye vote the revised budget was introduced.

QualCare – Donna Setzer advised the board of a letter submitted to the JIF advising all services provided to the JIF will be provided by Qual-Lynx and Qual Care will remain the entity Repricing medical bills. Submitted monthly reports for the meeting (see attached.) For the Year 2013 Qual Care received just over five million in medical bills and repriced them to approximately 1.9 million generating a savings of 61% and a total network penetration of 95%. Chairman Januszka requested Donna provide the members with new Workers Compensation I.D Cards. Donna advised they will be distributed at the next JIF meeting along with workers compensation posters. Safety & Loss Control – G. Kurtz The report of new claims for the month of September (see attached “MCMJIF – NEW CLAIM REPORTS”), the report of Closed Files (“MCMJIF – CLOSED FILES”), the report on pending subrogation (see attached “MCMJIF – CLAIMS SUBROGATIONS”), the report on actual subrogation (see attached “MCMJIF – CLAIMS RECOVERIES” and “MCMJIF – Pyramid MC – QC RECOVERIES”) revealing a total of $13,592,891.00 in recoveries. Glen Kurtz reported he will be meeting with Skyline to set up a training schedule for 2014 which will address the Requirements of OSHA as well as provide additional training programs for the members. Finance Report –

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MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND REGULAR MEETING January 8, 2014 – page 2

Joe Monzo advised the December Bank statement has not been received and no report. Claims Litigation – Moved by Wayne Hamilton, seconded by Robert Sheehan and approved by an all aye vote from the Executive Committee to go into closed session to discuss claims litigation and potential litigation. Moved by Wayne Hamilton, seconded by Robert Sheehan and approved by an all aye vote from the Executive Committee to return to open session. Moved by Bernie Hvozdovic seconded by Thomas Loughlin, and approved by an all aye vote from the commissioners to establish reserves for claims authorized in closed session with the exception of file 21374-01. Old Business – Wayne Hamilton raised a concern with respect to the limits of the flood coverage currently provided by the JIF, specifically with respect to the catastrophic limits for the members. Should the members of the JIF experience another Irene or Sandy loss the limits would not be adequate to cover the member’s exposures. Glen Kurtz advises he is exploring additional markets to obtain additional excess limits over the underlying policy and will report to the board at the next meeting. New Business –

Administrator distributed new member commissioner list and letter addressing the Kearny termination. Audience Comments – none

Bill List – Bill list was moved by Thomas Loughlin and seconded by Wayne Hamilton, the Jannuary bill list as presented was approved by an all aye vote from the Executive Committee. Adjourn – Approved unanimously to adjourn the meeting at 1:20pm.

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CLOSED SESSION

Moved by Bernie Hvozdvodvic, seconded by Thomas Loughlin, and approved by an all aye vote from the commissioners to establish reserves for claims authorized in closed session with the exception of 21374-01. Claim No. Reserve

12357-01 271,450.00

11804-01 187,500.00 19877-01 87,173.00 19935-01 24,500.00 20365-01 77,325.00 20691-01 41,144.00 21420-01 40,000.00 23202-01 20,000.00 23701-01 70,975.00 23740-01 20,348.00 23744-01 45,835.00

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Page 9: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

Middlesex County Municipal Joint Insurance Fund

Loss Analysis

January 8, 2014

Page 10: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

Automobile Physical Damage

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total

Reserve Total

Recov/Subro Total Incurred Assessment %

2013Bound Brook 4 9,131 4,583 1,114.40 12,600 5,181 243%Carteret 5 7,712 5,383 4,226.12 8,869 10,266 86%Dunellen 1 - - - - 3,166 0%Dunellen Parking Auth. - - - - - 96 0%East Windsor 1 125 - - 125 12,281 1%Freehold 6 16,027 612 12,578.33 4,060 6,044 67%Helmetta 2 8,645 577 - 9,222 1,727 534%Jamesburg - - - - - 1,823 0%Kearny 13 43,607 2,688 - 46,295 10,458 443%Metuchen 1 564 - - 564 6,140 9%Metuchen Parking Auth - - - - - 384 0%Middlesex 1 7,170 - - 7,170 6,842 105%Millstone 2 - - - - 1,535 0%Milltown 2 902 598 - 1,500 5,181 29%Monroe 7 8,548 1,187 2,911.00 6,824 12,185 56%New Brunswick 13 31,346 8,545 16,808.33 23,083 18,421 125%New Brunswick Parking Auth 4 14,269 5,966 - 20,235 2,111 959%Plainsboro 3 2,486 - - 2,486 5,181 48%Pompton Lakes 2 6,836 978 - 7,814 4,317 181%South Amboy BOE 1 180 - - 180 959 19%South Bound Brook - - - - - 2,207 0%South Brunswick 19 77,772 1,688 37,277.78 42,182 22,163 190%South Plainfield 3 14,374 - 3,188.20 11,186 9,978 112%South River 9 18,554 - 15,927.19 2,627 8,923 29%Spotswood 2 7,163 - - 7,163 4,221 170%Spotswood First Aid - - - - - 576 0%Spring Lake Hts - - - - - 3,838 0%Totals 101 275,412 32,805 94,031 214,185 166,203 129%

1/7/2014 2 of 23

Page 11: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

Automobile Physical Damage

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total

Reserve Total

Recov/Subro Total Incurred Assessment %

2012Bound Brook 5 15,709 172 828.00 15,053 6,001 251%Carteret 9 84,414 - 38,171.58 46,243 11,890 389%Dunellen - - - - - 3,667 0%Dunellen Parking Auth. - - - - - 111 0%East Windsor 2 18,640 - - 18,640 14,224 131%Freehold 2 3,133 - - 3,133 7,036 45%Helmetta - - - - - 2,000 0%Jamesburg - - - - - 2,111 0%Kearny 11 25,342 - 4,745.82 20,596 12,112 170%Metuchen 10 21,747 - 6,089.49 15,657 7,112 220%Metuchen Parking Auth - - - - - 444 0%Millstone - - - - - 1,778 0%Milltown 1 14,020 - - 14,020 6,001 234%Monroe 9 30,821 - 2,155.30 28,666 14,112 203%New Brunswick 15 27,135 - 13,387.53 13,747 21,335 64%New Brunswick Parking Auth 3 2,225 - - 2,225 2,445 91%Plainsboro 3 24,666 - 6,347.56 18,319 6,001 305%Pompton Lakes 8 12,139 - 4,056.94 8,082 5,000 162%Sayreville 11 63,356 - - 63,356 26,558 239%Sayreville Emergency Squad - - - - - 778 0%Sayreville Morgan First Aid - - - - - 558 0%South Amboy BOE - - - - - 1,111 0%South Bound Brook 1 4,188 - - 4,188 2,556 164%South Brunswick 12 32,124 1,204.30 30,919 27,055 114%South Plainfield 5 17,626 - - 17,626 11,557 153%South River 7 4,468 - - 4,468 10,334 43%Spotswood 5 5,343 - 4,174.80 1,168 4,889 24%Spotswood First Aid - - - - - 667 0%Spring Lake Hts 1 - - - - 3,556 0%Totals 120 407,094 172 81,161 326,104 212,999 153%

1/7/2014 3 of 23

Page 12: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

Automobile Physical Damage

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total

Reserve Total

Recov/Subro Total Incurred Assessment %

2011Bound Brook 3 1,002 - - 1,002 6,295 16%Bound Brook Rescue - - - - - 1,049 0%Bradley Beach 4 3,220 - 1,844.45 1,376 4,779 29%Bradley Beach First Aid - - - - - 466 0%Carteret 5 23,405 - - 23,405 12,473 188%Dunellen 1 - - - - 3,847 0%Dunellen Parking Auth. - - - - - 117 0%East Windsor 4 22,105 - 17,820.60 4,284 14,920 29%Freehold 9 6,481 - - 6,481 7,344 88%Helmetta 1 - - - - 2,098 0%Jamesburg 2 12,420 - - 12,420 2,215 561%Kearny 12 19,829 - 2,276.84 17,552 12,706 138%Metuchen 4 14,577 - - 14,577 7,460 195%Metuchen Parking Auth - - - - - 466 0%Millstone 1 2,047 - - 2,047 1,865 110%Milltown 3 425 - - 425 6,295 7%Monroe 10 15,924 - 302.40 15,622 14,804 106%New Brunswick 20 16,185 - 6,637.66 9,547 22,381 43%New Brunswick Parking Auth 5 6,267 - - 6,267 2,564 244%Plainsboro 5 13,188 - 650.00 12,538 6,295 199%Pompton Lakes 7 14,469 - 2,277.67 12,192 5,245 232%Sayreville 12 54,956 - 14,725.03 40,231 27,859 144%Sayreville Emergency Squad - - - - - 816 0%Sayreville Morgan First Aid - - - - - 583 0%South Amboy BOE - - - - - 1,166 0%South Bound Brook 3 11,333 - 1,014.30 10,319 2,681 385%South Brunswick 13 40,435 956 1,095.55 40,296 26,927 150%South Plainfield 3 30,708 - 20,204.05 10,504 12,123 87%South River 12 11,742 - 3,452.56 8,290 10,841 76%Spotswood 7 10,055 - 3,582.00 6,473 5,129 126%Spotswood First Aid - - - - - 699 0%Spring Lake Hts 1 75 - - 75 3,730 2%Totals 147 330,850 956 75,883 255,923 228,236 112%

1/7/2014 4 of 23

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Automobile Physical Damage

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total

Reserve Total

Recov/Subro Total Incurred Assessment %

2001-2013Bound Brook 56 115,915 4,755 40,459 80,211 79,771 101%Bound Brook Rescue 2 62,657 - 25,000 37,657 9,265 406%Bradley Beach 34 41,075 - 14,966 26,109 59,795 44%Bradley Beach First Aid 2 5,281 - 3,663 1,619 3,656 44%Carteret 82 323,762 5,383 106,924 222,221 151,460 147%Dunellen 23 99,258 - 28,493 70,765 46,607 152%Dunellen Parking Auth. 2 4,573 - 1,961 2,612 1,663 157%East Windsor 75 180,505 - 47,849 132,656 155,232 85%Freehold Borough 35 93,475 612 18,749 75,337 32,873 229%Helmetta 12 23,597 577 1,826 22,348 27,497 81%Highland Park 51 23,449 - 3,186 20,264 38,564 53%Highland Park First Aid - - - - - 1,765 0%Jamesburg 8 36,032 - 14,700 21,332 24,067 89%Kearny 169 374,499 2,688 124,909 252,278 182,920 138%Little Falls 8 44,852 - 13,237 31,615 18,617 170%Metuchen 63 259,615 - 46,765 212,850 82,983 256%Metuchen Parking Auth - - - - - 8,183 0%Middlesex 55 139,199 - 36,758 102,441 70,387 146%Millstone 12 17,830 - - 17,830 14,116 126%Milltown 25 65,524 598 12,745 53,377 72,697 73%Monroe 35 67,102 1,187 10,110 58,179 48,706 119%New Brunswick 230 360,993 8,545 207,511 162,027 289,207 56%New Brunswick Parking Auth 48 71,051 5,966 11,091 65,926 28,091 235%North Brunswick 173 433,204 - 107,048 326,157 196,375 166%North Brunswick BOE 10 5,669 - 5,530 139 45,187 0%Pequannock 13 14,435 - 10,034 4,400 34,824 13%Plainsboro 54 130,329 - 35,350 94,979 64,842 146%Pompton Lakes 26 64,543 978 7,613 57,907 30,651 189%Sayreville 138 363,117 - 90,630 272,487 290,368 94%Sayreville BOE 9 17,665 - 17,343 322 26,389 1%Sayreville Emergency Squad 1 - - - - 3,293 0%Sayreville Morgan First Aid - - - - - 2,355 0%Sea Bright 15 27,579 - 25,864 1,714 20,730 8%South Amboy 39 88,170 - 26,873 61,297 56,777 108%South Amboy BOE 6 13,779 - - 13,779 8,500 162%South Bound Brook 13 25,592 - 1,648 23,944 36,804 65%South Brunswick 44 150,330 2,644 39,578 113,397 76,144 149%South Plainfield 75 252,299 - 64,975 187,325 134,485 139%South River 102 186,923 - 89,841 97,082 111,748 87%South River Rescue - - - - - 309 0%Spotswood 58 56,439 - 22,855 33,584 62,679 54%Spotswood BOE 1 - - - - 7,642 0%Spotswood First Aid 2 6,758 - 5,203 1,555 3,420 45%Spring Lake Hts 15 8,102 - 1,996 6,106 44,761 14%All Years 1,821 4,255,179 33,934 1,323,282 2,965,830 2,706,404 110%

1/7/2014 5 of 23

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Automobile Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2013Bound Brook 2 300 500 - 800 9,786 8%Carteret 3 1,966 12,500 - 14,466 19,392 75%Dunellen 1 500 - - 500 5,981 8%Dunellen Parking Auth. - - - - - 181 0%East Windsor 2 2,259 - - 2,259 23,198 10%Freehold 2 - - - - 11,418 0%Helmetta 4 695 - - 695 3,262 21%Jamesburg - - - - - 3,443 0%Kearny 3 - 11,000 - 11,000 19,754 56%Metuchen 8 5,188 2,500 - 7,688 11,599 66%Metuchen Parking Auth - - - - - 725 0%Middlesex 4 7,749 36 - 7,785 12,924 60%Millstone - - - - - 2,899 0%Milltown - - - - - 9,786 0%Monroe 2 500 - - 500 23,016 2%New Brunswick 8 2,529 12,297 - 14,826 34,796 43%New Brunswick Parking Auth 5 2,893 - - 2,893 3,987 73%Plainsboro - - - - - 9,786 0%Pompton Lakes 3 585 - - 585 8,155 7%South Amboy BOE - - - - - 1,812 0%South Bound Brook - - - - - 4,168 0%South Brunswick 5 750 - - 750 41,864 2%South Plainfield 4 7,273 - - 7,273 18,848 39%South River 5 10,499 76 - 10,575 16,855 63%Spotswood 2 - - - - 7,974 0%Spotswood First Aid - - - - - 1,087 0%Spring Lake Hts - - - - - 7,249 0%Totals 63 43,685 38,909 - 82,594 313,948 26%

1/7/2014 6 of 23

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Automobile Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2012Bound Brook 1 - - - - 9,001 0%Carteret 4 1,046 - - 1,046 17,835 6%Dunellen - - - - - 5,501 0%Dunellen Parking Auth. - - - - - 167 0%East Windsor 5 1,151 - - 1,151 21,335 5%Freehold - - - - - 10,554 0%Helmetta - - - - - 3,000 0%Jamesburg - - - - - 3,167 0%Kearny 6 3,657 - - 3,657 18,168 20%Metuchen 7 7,103 - - 7,103 10,668 67%Metuchen Parking Auth - - - - - 667 0%Millstone 3 - - - - 2,667 0%Milltown - - - - - 9,001 0%Monroe 11 9,112 - - 9,112 21,169 43%New Brunswick 10 9,550 1,700 - 11,250 32,003 35%New Brunswick Parking Auth 4 1,000 - - 1,000 3,667 27%Plainsboro - - - - - 9,001 0%Pompton Lakes 3 750 - - 750 7,501 10%Sayreville 10 5,299 - 682 4,617 39,837 12%Sayreville Emergency Squad - - - - - 1,167 0%Sayreville Morgan First Aid - - - - - 838 0%South Amboy BOE - - - - - 1,667 0%South Bound Brook - - - - - 3,834 0%South Brunswick 2 2,066 - - 2,066 40,582 5%South Plainfield 6 5,565 - - 5,565 17,335 32%South River 8 6,380 - - 6,380 15,501 41%Spotswood 4 2,850 - - 2,850 7,334 39%Spotswood First Aid - - - - - 1,000 0%Spring Lake Hts 2 3,023 - - 3,023 5,334 57%Totals 86 58,552 1,700 682 59,570 319,499 19%

1/7/2014 7 of 23

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Automobile Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2011Bound Brook 3 2,087 - - 2,087 9,442 22%Bound Brook Rescue - - - - - 1,574 0%Bradley Beach 1 900 - - 900 7,169 13%Bradley Beach First Aid - 699 0%Carteret 8 4,593 20,000 - 24,593 18,709 131%Dunellen 4 500 - - 500 5,770 9%Dunellen Parking Auth. - - - - - 175 0%East Windsor 2 2,410 - - 2,410 22,381 11%Freehold 3 1,442 - - 1,442 11,015 13%Helmetta 1 - - - - 3,147 0%Jamesburg - - - - - 3,322 0%Kearny 15 15,655 3,783 - 19,438 19,059 102%Metuchen 3 1,903 - - 1,903 11,190 17%Metuchen Parking Auth 1 500 - - 500 699 71%Millstone 1 539 - - 539 2,798 19%Milltown 1 500 - - 500 9,442 5%Monroe 9 3,043 - - 3,043 22,206 14%New Brunswick 13 14,725 - - 14,725 33,571 44%New Brunswick Parking Auth 3 2,402 - - 2,402 3,847 62%Plainsboro 4 9,456 8,316 - 17,772 9,442 188%Pompton Lakes 6 3,743 - - 3,743 7,868 48%Sayreville 8 14,689 - - 14,689 41,789 35%Sayreville Emergency Squad 2 19,212 91,464 - 110,675 1,224 9043%Sayreville Morgan First Aid - - - - - 874 0%South Amboy BOE - - - - - 1,748 0%South Bound Brook 1 2,350 - - 2,350 4,022 58%South Brunswick 4 10,364 40,136 - 50,500 40,390 125%South Plainfield 3 1,971 - - 1,971 18,184 11%South River 5 4,136 - - 4,136 16,261 25%Spotswood 1 - - - - 7,693 0%Spotswood First Aid - - - - - 1,049 0%Spring Lake Hts 1 - - - - 5,595 0%Totals 103 117,119 163,698 - 280,817 342,354 82%

1/7/2014 8 of 23

Page 17: MIDDLESEX COUNTY MUNICIPAL JOINT INSURANCE FUND …mcmjif.com/pdf/2014/January.pdf · January 8, 2014 A meeting of the Middlesex County Municipal Joint Insurance Fund was held on

Automobile Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2001-2013Bound Brook 30 210,825 500 - 211,325 112,097 189%Bound Brook Rescue 3 40,260 25,322 - 65,582 14,433 454%Bradley Beach 25 298,954 - 100 298,854 82,062 364%Bradley Beach First Aid - - - - - 5,144 0%Carteret 77 859,643 32,500 - 892,143 222,218 401%Dunellen 11 3,216 - - 3,216 69,154 5%Dunellen Parking Auth. 1 500 - - 500 2,601 19%East Windsor 65 185,668 - 1,552 184,115 216,484 85%Freehold 11 2,592 - - 2,592 51,816 5%Helmetta 11 6,451 - - 6,451 39,652 16%Highland Park 35 28,941 - - 28,941 49,199 59%Highland Park First Aid - - - - - 2,648 0%Jamesburg 6 1,252 - - 1,252 34,865 4%Kearny 103 101,250 19,033 - 120,283 250,334 48%Little Falls 6 9,004 - - 9,004 31,953 28%Metuchen 81 69,907 3,350 72 73,186 118,442 62%Metuchen Parking Auth 3 1,000 - - 1,000 12,199 8%Middlesex 46 213,629 36 - 213,665 100,464 213%MCMJIF 1 3,290 - - 3,290 - Millstone 7 2,810 - - 2,810 22,793 12%Milltown 24 13,560 - - 13,560 105,909 13%Monroe 24 20,441 - - 20,441 80,757 25%New Brunswick 206 924,118 14,691 300 938,509 409,335 229%New Brunswick Parking Auth 37 20,572 - - 20,572 41,878 49%North Brunswick 123 81,163 - - 81,163 260,512 31%North Brunswick BOE 31 17,500 - - 17,500 61,168 29%Pequannock 5 2,750 - - 2,750 45,140 6%Plainsboro 23 280,774 59,244 - 340,019 90,599 375%Pompton Lakes 16 6,328 - - 6,328 46,348 14%Sayreville 129 183,706 184,185 682 367,209 405,197 91%Sayreville BOE 16 6,472 - - 6,472 33,553 19%Sayreville Emergency Squad 4 38,898 92,227 - 131,125 5,244 2500%Sayreville Morgan First Aid - - - - - 3,750 0%Sea Bright 10 9,035 - - 9,035 26,035 35%South Amboy 27 46,694 - - 46,694 71,094 66%South Amboy BOE 9 26,400 - - 26,400 11,445 231%South Bound Brook 10 80,567 - - 80,567 50,129 161%South Brunswick 11 13,181 40,136 - 53,316 122,837 43%South Plainfield 69 205,592 - - 205,592 194,003 106%South River 92 168,793 76 1,987 166,882 162,941 102%South River Rescue - - - - - 463 0%Spotswood 38 30,441 58,396 - 88,837 86,151 103%Spotswood BOE 1 500 - - 500 10,705 5%Spotswood First Aid 1 - - - - 5,609 0%Spring Lake Hts 23 12,028 - - 12,028 64,832 19%All Years 1,451 4,228,708 529,696 4,693 4,753,711 3,834,190 124%

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General Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2013Bound Brook 8 - 300 - 300 65,195 0%Carteret 7 1,830 - - 1,830 216,275 1%Carteret Housing & Development - - - - - 2,205 0%Carteret Redev. Agency - - - - - 2,535 0%Dunellen - - - - - 43,195 0%Dunellen Parking Auth. - - - - - 3,802 0%East Windsor 6 - - - - 130,596 0%Freehold 10 500 - - 500 104,816 0%Helmetta 3 3,325 116,675 - 120,000 10,514 1141%Jamesburg 6 12,562 197 - 12,759 33,009 39%Kearny 21 1,481 24,175 - 25,656 359,887 7%Metuchen 10 2,410 9,390 - 11,800 90,033 13%Metuchen Parking Auth - - - - - 11,691 0%Middlesex 3 - - - - 93,566 0%Millstone 7 - - - - 41,078 0%Milltown 3 800 1,000 - 1,800 47,316 4%Monroe 6 - 7,500 - 7,500 173,226 4%New Brunswick 34 181 18,819 - 19,000 460,032 4%New Brunswick Parking Auth 71 14,443 1,005 - 15,448 53,531 29%Plainsboro 5 - - - - 119,503 0%Plainsboro Library - - - - - 1,121 0%Pompton Lakes 6 1,357 - - 1,357 74,219 2%Pompton Lakes Comm Part. Mgt Corp. 2,363 0%South Amboy BOE 1 - - - - 28,493 0%South Amboy PTO - - - - - 866 0%South Bound Brook - - - - - 32,874 0%South Bound Brook Rescue - - - - - 1,334 0%South Brunswick 7 1,084 11,585 - 12,669 214,545 6%South Plainfield 4 320 - - 320 156,579 0%South River 2 1,000 - - 1,000 82,189 1%Spotswood 8 10,580 1,920 - 12,500 53,690 23%Spotswood First Aid - - - - - 10,579 0%Spring Lake Hts 2 37,271 - - 37,271 37,665 99%Totals 230 89,143 192,566 - 281,709 2,758,524 10%

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General Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2012Bound Brook 6 400 - - 400 63,288 1%Carteret 10 28,367 9,603 - 37,970 209,946 18%Carteret Housing - - - - - 2,143 0%Carteret Redev. Agency - - - - - 2,461 0%Dunellen 3 997 12,500 - 13,497 41,931 32%Dunellen Parking Auth. - - - - - 3,691 0%East Windsor 11 29,165 2,000 - 31,165 126,774 25%Freehold 30 21,597 2,500 - 24,097 102,117 24%Helmetta - - - - - 10,206 0%Jamesburg 5 14,037 2,553 - 16,590 32,043 52%Kearny 32 24,661 64,472 - 89,133 349,385 26%Metuchen 20 17,436 324,880 - 342,316 87,398 392%Metuchen Parking Auth - - - - - 11,349 0%Middlesex 1 - - - - Millstone 4 - - - - 39,875 0%Milltown 8 - - - - 45,931 0%Monroe 9 900 20,000 - 20,900 168,157 12%New Brunswick 45 141,899 676,092 - 817,991 446,569 183%New Brunswick Parking Auth 49 11,074 - - 11,074 51,287 22%Plainsboro 4 28,965 37,434 - 66,398 116,006 57%Plainsboro Library - - - - - 1,384 0%Pompton Lakes 8 21,389 3,000 - 24,389 72,407 34%Sayreville 22 13,900 84,265 - 98,165 287,519 34%Sayreville Econ Devel - - - - - 2,460 0%Sayreville Emergency Squad - - - - - 15,811 0%Sayreville Morgan First Aid - - - - - 11,684 0%South Amboy BOE 1 - - - - 27,659 0%South Amboy PTO - - - - - 902 0%South Bound Brook - - - - - 31,912 0%South Bound Brook Rescue - - - - - 1,295 0%South Brunswick 7 2,095 - - 2,095 216,302 1%South Plainfield 16 10,414 5,000 - 15,414 151,996 10%South River 4 10,336 8,036 - 18,372 81,644 23%Spotswood 6 - - - - 52,118 0%Spotswood First Aid - - - - - 10,270 0%Spring Lake Hts 2 250 - - 250 35,506 1%Totals 303 377,881 1,252,335 - 1,630,216 2,911,428 56%

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General Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2011Bound Brook 15 37,468 185,213 - 222,681 62,965 354%Bound Brook Rescue - - - - - 10,770 0%Bradley Beach 5 902 - - 902 40,830 2%Bradley Beach First Aid - - - - - 1,922 0%Carteret 21 257,118 216,018 - 473,136 208,874 227%Carteret Housing - - - - - 2,161 0%Carteret Redev. Agency - - - - - 2,485 0%Dunellen 5 4,497 - - 4,497 41,717 11%Dunellen Parking Auth. - - - - - 3,727 0%East Windsor 8 1,000 - - 1,000 126,127 1%Freehold 20 7,988 7,850 - 15,838 101,229 16%Helmetta 1 1,870 10,630 - 12,500 10,154 123%Jamesburg 21 11,209 - - 11,209 31,880 35%Kearny 36 75,763 255,490 - 331,253 347,573 95%Metuchen 12 120,286 27,467 - 147,753 86,952 170%Metuchen Parking Auth - - - - - 11,459 0%Millstone 5 27,019 1,428 - 28,447 39,672 72%Milltown 6 3,161 - - 3,161 45,696 7%Monroe 78 242,452 101,441 - 343,893 167,299 206%New Brunswick 50 401,719 620,426 - 1,022,145 444,290 230%New Brunswick Parking Auth 50 30,433 500 - 30,933 51,783 60%Plainsboro 3 - - - - 115,414 0%Plainsboro Library - - - - - 1,409 0%Pompton Lakes 8 57,837 - - 57,837 71,680 81%Sayreville 26 6,704 21,000 - 27,704 286,052 10%Sayreville Econ Devel - - - - - 2,484 0%Sayreville Emergency Squad - - - - - 15,964 0%Sayreville Morgan First Aid - - - - - 11,754 0%South Amboy BOE - - - - - 27,927 0%South Amboy PTO - - - - - 911 0%South Bound Brook 3 18,232 104,268 - 122,500 31,749 386%South Bound Brook Rescue - - - - - 1,308 0%South Brunswick 17 22,313 12,227 - 34,541 209,255 17%South Plainfield 15 1,390 - - 1,390 151,221 1%South River 21 6,496 - - 6,496 80,035 8%South River Parking Auth - - - - - 1,203 0%Spotswood 24 14,019 1,244 - 15,263 51,853 29%Spotswood First Aid - - - - - 10,369 0%Spring Lake Hts 2 - - - - 35,849 0%Totals 452 1,349,877 1,565,202 - 2,915,079 2,946,003 99%

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General Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2001-2013Bound Brook 99 1,741,728 190,488 84 1,932,132 890,238 217%Bound Brook Rescue - - - - - 60,786 0%Bradley Beach 61 662,334 - 6,424 655,910 523,572 125%Bradley Beach First Aid - - - - - 7,629 0%Carteret 206 1,237,094 226,964 7,000 1,457,058 1,965,271 74%Carteret Housing - - - - - 6,509 0%Carteret Redev. Agency - - - - - 14,268 0%Dunellen 61 418,547 45,717 - 464,263 485,907 96%Dunellen Parking Auth. 1 - - - - 32,875 0%East Windsor 110 389,194 2,851 375 391,669 1,186,566 33%Freehold 106 178,111 72,843 - 250,955 450,933 56%Helmetta 13 21,274 127,305 - 148,579 248,798 60%Helmetta BOE - - - - - 12,799 0%Highland Park 81 542,146 408 525 542,028 594,445 91%Highland Park First Aid - - - - - 19,257 0%Highland Park Redev Agency - - - - - 1,769 0%Jamesburg 62 628,118 43,778 - 671,896 494,896 136%Kearny 429 3,559,812 628,301 195,851 3,992,262 3,704,505 108%Little Falls 26 22,410 - - 22,410 197,454 11%Metuchen 171 972,205 865,310 1,740 1,835,775 973,929 188%Metuchen Parking Auth 12 750 - - 750 149,182 1%Middlesex 68 313,293 60 5,174 308,180 1,008,304 31%Millstone 42 284,451 175,312 - 459,763 377,745 122%

Milltown 79 111,829 1,000 - 112,829 698,150 16%Monroe 102 268,872 128,941 - 397,812 574,095 69%New Brunswick 616 7,002,144 2,132,456 10,825 9,123,775 6,073,843 150%New Brunswick Parking Auth 279 426,254 3,444 737 428,961 592,923 72%North Brunswick 250 2,797,296 396,645 3,009 3,190,931 2,128,964 150%North Brunswick BOE 56 396,231 465,917 36 862,112 436,633 197%Pequannock 28 29,816 3,866 - 33,682 230,334 15%Plainsboro 46 1,190,610 37,434 - 1,228,043 1,239,723 99%Plainsboro Library - - - - - 9,427 0%Pompton Lakes 52 257,429 137,789 - 395,218 420,010 94%Pompton Lakes Comm Part. Mgt C - - - - - 4,327 0%Sayreville 336 1,701,511 391,277 588 2,092,200 2,628,784 80%Sayreville BOE 34 1,034,302 - - 1,034,302 508,945 203%Sayreville Econ Devel - - - - - 21,177 0%Sayreville Emergency Squad - - - - - 38,731 0%Sayreville Morgan First Aid - - - - - 28,563 0%Sea Bright 21 157,853 - - 157,853 210,544 75%South Amboy 61 4,099,855 40,323 575,000 3,565,177 874,465 408%South Amboy BOE 11 479,622 - - 479,622 253,634 189%South Amboy Econ Devel - - - - - 12,656 0%South Amboy PTO - - - - - 3,282 0%South Bound Brook 26 153,797 147,414 - 301,211 353,999 85%South Bound Brook Rescue - - - - - 7,929 0%South Brunswick 31 25,493 23,812 - 49,305 640,102 8%South Plainfield 160 1,022,023 15,953 - 1,037,976 1,579,115 66%South River 138 399,812 28,371 10,000 418,183 1,217,037 34%South River Parking Auth - - - - - 12,449 0%1/7/2014 13 of 23

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General Liability

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member #

Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2001-2013 (Continued)South River Rescue - - - - - 12,043 0%Spotswood 102 2,020,084 60,133 2,061 2,078,156 508,898 408%Spotswood BOE 11 62,988 - 1,200 61,788 221,080 28%Spotswood First Aid - - - - - 35,721 0%Spring Lake Hts 33 397,950 116,490 1,075 513,365 388,533 132%All Years 4,020 35,007,236 6,510,602 821,703 40,696,135 35,373,753 115%

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Property Damages

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Recov/Subro Total Incurred Assessment %

2013Bound Brook - - - - - 4,265 0%Carteret - - - - - 14,319 0%Carteret Housing & Development - - - - - 514 0%Carteret Redev. Agency - - - - - 3 3%Dunellen 3 - - - - 3,189 0%Dunellen Parking Auth. - - - - - 279 0%East Windsor - - - - - 9,770 0%Freehold 1 - - - - 14,254 0%Helmetta - - - - - 1,698 0%Jamesburg - - - - - 3,284 0%Kearny 5 24,630 - 20,519 4,111 24,528 17%Metuchen 2 890 - 890 - 14,225 0%Metuchen Parking Auth - - - - - 142 0%Middlesex - - - - - 14,419 0%Millstone - - - - - 3,788 0%Milltown - - - - - 7,759 0%Monroe 2 49,151 1,651 47,500 60,953 78%New Brunswick - - - - - 29,234 0%New Brunswick Parking Auth 3 - - - - 85,573 0%Plainsboro 1 7,976 - - 7,976 17,502 46%Plainsboro Library - - - - - 3,027 0%Pompton Lakes 3 24,337 - 24,337 - 5,098 0%South Amboy BOE - - - - - 25,934 0%South Bound Brook 1 - - - - 1,245 0%South Bound Brook Rescue - - - - - 253 0%South Brunswick 3 2,454 - - 2,454 63,412 4%South Plainfield - - - - - 6,249 0%South River 8 22,606 10,900 18,831 14,675 21,282 69%Spotswood 1 - - - - 7,566 0%Spring Lake Hts - - - - - 4,920 0%Totals 33 132,043 10,900 66,227 76,716 448,685 17%

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Property Damages

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Recov/Subro Total Incurred Assessment %

2012Bound Brook 2 15,395 - - 15,395 3,829 402%Carteret 2 749,923 - 511,401 238,522 12,855 1856%Carteret Redev. Agency - - - - - 3 0%Dunellen 1 62,911 - - 62,911 2,863 2197%Dunellen Parking Auth. 1 - - - - 250 0%East Windsor 2 18,535 - - 18,535 8,771 211%Freehold 4 12,963 - - 12,963 12,743 102%Helmetta - - - - - 1,524 0%Jamesburg 3 6,501 - - 6,501 2,948 221%Kearny 1 468,888 - 325,909 142,979 22,020 649%Metuchen 2 - - - - 12,771 0%Metuchen Parking Auth - - - - - 128 0%Millstone 3 41,141 - - 41,141 3,401 1210%Milltown 1 - - - - 6,966 0%Monroe 3 95,059 - 5,495 89,564 54,721 164%New Brunswick 3 12,628 - - 12,628 26,246 48%New Brunswick Parking Auth 1 18,120 - - 18,120 74,363 24%Plainsboro 2 18,040 - 5,480 12,560 15,713 80%Plainsboro Library 1 146,362 250 97,362 49,250 1,720 2864%Pompton Lakes 3 2,570 - - 2,570 4,577 56%Sayreville 5 388,099 - 260,609 127,491 31,736 402%Sayreville Econ Devel - - - - - 4 0%Sayreville Emergency Squad - - - - - 65 0%Sayreville Morgan First Aid 1 595 - - 595 32 1862%South Amboy BOE 1 30,131 - - 30,131 23,282 129%South Bound Brook 1 - - - - 1,117 0%South Bound Brook Rescue - - - - - 226 0%South Brunswick 2 2,985 - - 2,985 56,690 5%South Plainfield 2 19,000 - 19,000 - 5,610 0%South River 12 606,096 - 466,780 139,316 19,106 729%Spotswood 5 7,154 - 2,380 4,773 6,793 70%Spring Lake Hts 1 9,115 - 8,000 1,115 4,405 25%Totals 65 2,732,211 250 1,702,416 1,030,046 417,478 247%

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Property Damages

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Recov/Subro Total Incurred Assessment %

2011Bound Brook 3 13,624 - - 13,624 4,416 309%Bound Brook Rescue - - - - - 211 0%Bradley Beach 1 1,181 - - 1,181 7,926 15%Bradley Beach First Aid - - - - - 250 0%Carteret 3 31,919 10 - 31,929 14,827 215%Carteret Redev. Agency - - - - - 4 0%Dunellen 1 5,559 - - 5,559 3,303 168%Dunellen Parking Auth. - - - - - 289 0%East Windsor 7 73,931 - 6,125 67,806 10,118 670%Freehold - - - - - 14,761 0%Helmetta 2 131,440 - 80,600 50,840 1,758 2892%Jamesburg 1 290,979 - 241,979 49,000 3,401 1441%Kearny 1 834 - - 834 25,399 3%Metuchen - - - - - 14,730 0%Metuchen Parking Auth - - - - - 147 0%Millstone 3 10,064 - - 10,064 3,923 257%Milltown 6 547,610 - 485,052 62,558 8,035 779%Monroe 5 829,998 - 767,531 62,467 63,119 99%New Brunswick 1 - - - - 30,273 0%New Brunswick Parking Auth 2 - - - - 55,734 0%Plainsboro - - - - - 18,124 0%Pompton Lakes 2 110,407 - 61,407 49,000 5,279 928%Sayreville 5 123,153 - 48,693 74,460 36,607 203%Sayreville Econ Devel - - - - - 4 0%Sayreville Emergency Squad - - - - - 75 0%Sayreville Morgan First Aid 1 - - - - 37 0%South Amboy BOE - - - - - 26,855 0%South Bound Brook 1 78,012 - 29,012 49,000 1,289 3801%South Bound Brook Rescue - - - - - 262 0%South Brunswick - - - - - 66,670 0%South Plainfield 5 91,100 - 25,145 65,955 6,471 1019%South River 5 14,955 - 14,293 662 22,035 3%South River Parking Auth - - - - - 4 0%Spotswood 5 913,338 1 528,897 384,442 7,835 4907%Spring Lake Hts 2 - - - - 5,081 0%Totals 62 3,268,105 11 2,288,735 979,380 459,252 213%

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Property Damages

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Recov/Subro Total Incurred Assessment %

2001-2013Bound Brook 25 80,198 - 5,085 75,114 46,956 160%Bound Brook Rescue 1 4,416 - - 4,416 3,604 123%Bradley Beach 36 114,656 - 27,144 87,512 62,361 140%Bradley Beach First Aid - - - - - 2,536 0%Carteret 26 809,160 10 512,153 297,017 123,725 240%Carteret Redev. Agency - - - - - 13 0%Dunellen 12 104,790 - 3,196 101,594 27,581 368%Dunellen Parking Auth. 1 - - - - 3,288 0%East Windsor 41 173,971 - 8,395 165,576 90,967 182%Freehold 6 14,106 - - 14,106 45,900 31%Helmetta 8 142,370 - 80,600 61,770 18,511 334%Helmetta BOE - - - - - 2 0%Highland Park 9 112,004 - 58,510 53,494 34,982 153%Highland Park First Aid - - - - - 1,203 0%Jamesburg 12 315,344 - 241,979 73,364 36,242 202%Kearny 47 604,322 - 382,219 222,103 216,555 103%Little Falls 6 24,925 - 8,585 16,340 24,021 68%Metuchen 39 131,560 - 22,612 108,948 119,521 91%Metuchen Parking Auth - - - - - 6,070 0%Middlesex 17 90,422 - 4,390 86,032 46,345 186%Millstone 17 84,276 - - 84,276 27,430 307%Milltown 12 639,697 - 485,552 154,145 63,685 242%Monroe 11 977,884 - 774,677 203,208 194,165 105%New Brunswick 19 38,444 - 20,000 18,444 350,509 5%New Brunswick Parking Auth 17 81,927 - 14,460 67,467 421,385 16%North Brunswick 27 74,643 - 1,089 73,554 257,612 29%North Brunswick BOE 4 27,566 - 2,244 25,322 518,203 5%Pequannock 9 40,693 - 21,416 19,277 29,858 65%Plainsboro 23 123,281 - 37,399 85,882 146,228 59%Plainsboro Library 1 146,362 250 97,362 49,250 7,604 648%Pompton Lakes 13 152,838 - 91,531 61,307 24,644 249%Sayreville 60 1,041,050 - 585,188 455,862 257,297 177%Sayreville BOE 4 92,886 - 61,328 31,558 345,284 9%Sayreville Econ Devel 1 825 - 825 - 14 0%Sayreville Emergency Squad - - - - - 161 0%Sayreville Morgan First Aid 2 595 - - 595 79 750%Sea Bright 8 14,286 - 2,800 11,486 28,368 40%South Amboy 20 41,337 - 15,426 25,911 42,932 60%South Amboy BOE 1 30,131 - - 30,131 185,888 16%South Bound Brook 10 92,884 - 30,054 62,830 16,722 376%South Bound Brook Rescue - - - - - 1,771 0%South Brunswick 5 5,439 - - 5,439 186,772 3%South Plainfield 21 216,434 - 49,323 167,111 84,999 197%South River 110 1,176,889 10,900 884,032 303,756 174,366 174%

South River Parking Auth - - - - - 5 0%South River Rescue - - - - - 1,209 0%Spotswood 37 965,926 1 558,608 407,318 64,952 627%Spotswood BOE 6 61,750 - - 61,750 108,974 57%Spring Lake Hts 12 42,052 - 21,764 20,287 50,197 40%All Years 736 8,892,338 11,161 5,109,947 3,793,552 4,501,695 84%

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Workers' Compensation

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %2013

Bound Brook 6 30,359 6,464 - 36,823 151,223 24%Carteret 32 166,694 117,519 - 284,214 202,307 140%Dunellen 5 3,495 1,930 - 5,425 83,359 7%Dunellen Parking Auth. - - - - - 3,539 0%East Windsor 14 32,495 20,977 - 53,472 123,426 43%Freehold 12 55,217 42,163 - 97,380 172,258 57%Helmetta 6 23,884 32,523 - 56,408 34,856 162%Jamesburg 2 2,466 846 - 3,311 69,010 5%Kearny 34 142,207 37,733 - 179,941 402,749 45%Metuchen 8 24,565 13,505 - 38,070 101,144 38%Metuchen Parking Auth - - - - - 9,551 0%Middlesex 17 15,897 17,681 - 33,578 109,943 31%Millstone 3 27,277 25,284 - 52,561 54,476 96%Milltown 8 11,380 4,519 - 15,899 147,543 11%Monroe 10 29,219 5,772 - 34,991 340,733 10%New Brunswick 52 152,369 100,590 - 252,959 705,676 36%New Brunswick Parking Auth 10 15,246 1,833 - 17,079 45,700 37%Plainsboro 21 105,965 47,164 - 153,129 97,582 157%Plainsboro Library - - - - - 2,465 0%Pompton Lakes 18 13,921 16,402 - 30,323 195,078 16%South Amboy BOE 12 43,660 7,659 - 51,319 82,354 62%South Bound Brook 4 2,010 9,490 - 11,500 54,308 21%South Brunswick 29 129,104 51,016 - 180,120 221,932 81%South Plainfield 19 17,169 19,243 - 36,411 237,706 15%South River 16 19,212 23,795 - 43,006 255,813 17%Spotswood 2 69,307 3,511 - 72,818 70,167 104%Spring Lake Hts 7 22,145 - - 22,145 55,959 40%Totals 347 1,155,263 607,618 - 1,762,881 4,030,855 44%

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Workers' Compensation

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %2012

Bound Brook 7 38,127 1,507 - 39,634 157,469 25%Carteret 29 162,902 20,382 - 183,285 210,664 87%Dunellen 3 12,781 - - 12,781 86,803 15%Dunellen Parking Auth. - - - - - 3,685 0%East Windsor 14 90,467 40,126 - 130,594 128,524 102%Freehold 14 53,337 23,767 - 77,104 180,024 43%Helmetta 4 21,159 18,052 - 39,211 36,295 108%Jamesburg 2 3,745 - - 3,745 71,861 5%Kearny 41 179,332 222,885 - 402,216 419,385 96%Metuchen 9 22,539 2,070 - 24,609 105,322 23%Metuchen Parking Auth - - - - - 9,946 0%Millstone 1 1,318 2,337 - 3,655 56,726 6%Milltown 9 44,797 30,089 - 74,886 153,638 49%Monroe 28 484,029 159,880 - 643,909 354,808 181%New Brunswick 54 200,992 48,173 1,578 247,588 734,825 34%New Brunswick Parking Auth 6 26,160 - - 26,160 47,588 55%Plainsboro 9 35,902 4,745 - 40,647 101,613 40%Plainsboro Library - - - - - 3,540 0%Pompton Lakes 14 78,876 1,259 - 80,135 203,136 39%Sayreville 30 84,591 97,461 - 182,051 414,283 44%South Amboy BOE 6 4,910 5,375 - 10,285 85,756 12%South Bound Brook 6 8,855 - - 8,855 56,551 16%South Brunswick 29 169,935 265,127 - 435,062 252,821 172%South Plainfield 25 47,197 20,916 - 68,113 247,525 28%South River 13 39,670 3,533 - 43,203 266,380 16%Spotswood 4 5,140 10,308 - 15,448 73,065 21%Spring Lake Hts 6 10,865 - - 10,865 49,897 22%Totals 363 1,827,628 977,991 1,578 2,804,041 4,512,129 62%

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Workers' Compensation

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %2011

Bound Brook 12 105,262 46,725 - 151,987 156,643 97%Bradley Beach 4 13,993 - - 13,993 206,622 7%Carteret 32 137,459 175,167 - 312,627 209,558 149%Dunellen 5 6,908 - - 6,908 86,347 8%Dunellen Parking Auth. - - - - - 3,666 0%East Windsor 13 107,374 77,131 - 184,505 127,849 144%Freehold 14 47,215 4,644 - 51,860 178,432 29%Helmetta 2 104,750 14,429 - 119,179 36,105 330%Jamesburg 4 6,669 - 5,336 1,334 71,484 2%Kearny 30 211,887 152,160 - 364,047 417,184 87%Metuchen 9 108,429 61,103 - 169,532 104,769 162%Metuchen Parking Auth 2 3,445 - - 3,445 9,893 35%Millstone 7 121,996 100,919 - 222,915 56,428 395%Milltown 12 103,950 59,013 - 162,963 152,832 107%Monroe 30 244,501 28,244 - 272,745 352,946 77%New Brunswick 51 414,563 473,068 - 887,631 730,969 121%New Brunswick Parking Auth 4 4,383 - - 4,383 47,339 9%Plainsboro 11 40,716 - - 40,716 101,079 40%Plainsboro Library - - - - - 3,376 0%Pompton Lakes 19 26,661 49,498 - 76,160 202,070 38%Sayreville 30 232,980 32,636 - 265,615 412,109 64%South Amboy BOE 8 124,586 95,649 - 220,235 85,306 258%South Bound Brook 6 112,607 170,177 - 282,784 56,254 503%South Brunswick 36 191,760 124,740 9,308 307,192 229,886 134%South Plainfield 14 14,669 1,253 - 15,922 237,528 7%South River 12 109,308 13,376 - 122,684 262,553 47%South River Parking Auth - - - - - 2,428 0%Spotswood 11 139,374 86,082 - 225,455 72,682 310%Spring Lake Hts 8 11,632 5,300 - 16,932 49,635 34%Totals 386 2,747,079 1,771,313 14,643 4,503,749 4,663,973 97%

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Workers' Compensation

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total Reserve Total

Subro/Recov Total Incurred Assessment %

2001-2013Bound Brook 116 867,992 191,217 54,701 1,004,508 1,271,746 79%Bradley Beach 107 1,048,027 89,706 16,689 1,121,045 1,566,935 72%Carteret 270 2,427,131 482,006 62,711 2,846,426 1,592,756 179%Dunellen 57 185,932 - 17,479 168,453 735,754 23%Dunellen Parking Auth. - - - - - 24,183 0%East Windsor 223 1,971,471 403,133 2,063 2,372,541 1,441,869 165%Freehold 65 469,593 89,239 456 558,375 596,167 94%Helmetta 25 315,172 104,375 - 419,547 184,893 227%Helmetta BOE - - - - - 1,955 0%Highland Park 105 698,205 - 73,653 624,552 497,138 126%Jamesburg 49 337,738 35,443 20,002 353,179 481,497 73%Kearny 610 3,216,659 536,812 107,482 3,645,989 4,305,956 85%Little Falls 55 631,330 294,470 3,667 922,133 284,701 324%Metuchen 188 1,165,069 63,173 48,737 1,179,505 932,278 127%Metuchen Parking Auth 3 3,445 - - 3,445 61,861 6%Middlesex 159 690,093 72,151 87,242 675,002 739,904 91%Millstone 34 248,664 187,749 - 436,413 435,419 100%Milltown 131 830,601 99,551 7,795 922,358 1,335,481 69%Monroe 72 759,368 191,814 - 951,181 830,207 115%New Brunswick 731 4,565,375 1,189,493 158,495 5,596,373 6,377,494 88%New Brunswick Parking Auth 56 88,847 - 1,333 87,514 323,108 27%North Brunswick 494 3,464,534 148,786 201,868 3,411,452 2,494,740 137%North Brunswick BOE 392 2,239,526 290,724 19,886 2,510,363 2,026,926 124%Pequannock 47 512,810 206,209 - 719,019 373,802 192%Plainsboro 206 1,506,763 206,687 93,387 1,620,063 801,221 202%Plainsboro Library - - - - - 29,794 0%Pompton Lakes 93 325,196 76,530 - 401,725 913,589 44%Sayreville 490 3,414,768 495,834 80,336 3,830,266 3,872,604 99%Sayreville BOE 216 1,764,924 62,509 - 1,827,434 1,241,063 147%Sea Bright 31 179,904 - 30,582 149,322 319,258 47%South Amboy 129 2,419,394 185,459 194,099 2,410,754 1,629,432 148%South Amboy BOE 133 691,300 262,402 50,211 903,491 607,425 149%South Bound Brook 61 359,851 170,531 - 530,382 441,715 120%South Brunswick 65 361,696 389,867 9,308 742,255 482,707 154%South Plainfield 236 1,144,401 219,955 21,818 1,342,538 2,064,001 65%South River 301 1,991,669 409,274 75,827 2,325,116 2,119,139 110%South River Parking Auth - - - - - 11,517 0%Spotswood 109 960,487 265,086 34,821 1,190,751 630,592 189%Spotswood BOE 65 443,760 57,631 917 500,473 564,435 89%Spring Lake Hts 91 1,261,229 81,782 103,106 1,239,905 417,551 297%All Years 6,215 43,562,923 7,559,599 1,578,673 49,543,848 45,062,813 110%

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All Lines / All Years

Middlesex County Municipal Joint Insurance FundLoss Run Analysis

Member # Claims Total Paid Total ReserveTotal

Recov/Subro Total Incurred Assessment %

Bound Brook 326 2,900,743 382,205 59,869 3,223,079 2,400,807 134%Bound Brook Rescue 6 44,676 25,322 - 69,998 84,485 83%Bradley Beach 263 2,123,972 89,706 50,356 2,163,322 2,294,724 94%Bradley Beach First Aid 2 5,281 - 3,663 1,619 18,964 9%Carteret 661 5,656,790 746,863 688,788 5,714,865 4,055,430 141%Carteret Redev. Agency - - - - - 14,281 0%Dunellen 309 706,953 45,717 45,972 706,698 1,365,003 52%Dunellen Parking Auth. 5 5,073 - 1,961 3,112 64,610 5%East Windsor 514 2,900,809 405,984 60,235 3,246,558 3,091,117 105%Freehold 223 755,285 162,694 19,206 898,773 1,177,689 76%Helmetta 69 508,865 232,257 82,427 658,696 519,350 127%Helmetta BOE - - - - - 14,756 0%Highland Park 281 1,404,745 408 135,874 1,269,279 1,214,328 105%Highland Park First Aid - - - - - 24,873 0%Highland Park Redev. Agency - - - - - 1,769 0%Jamesburg 137 1,317,232 79,221 276,681 1,119,771 1,071,567 104%Kearny 1,358 7,856,542 1,186,834 810,461 8,232,915 8,660,270 95%Little Falls 101 732,520 294,470 25,489 1,001,501 556,745 180%Metuchen 542 2,598,356 931,834 119,926 3,410,264 2,227,154 153%Metuchen Parking Auth 18 5,195 - - 5,195 237,495 2%Middlesex 345 1,446,637 72,247 133,564 1,385,320 1,965,404 70%MCMJIF 1 3,290 - - 3,290 - Millstone 149 638,031 363,062 - 1,001,093 877,503 114%Milltown 271 1,661,211 101,149 506,092 1,256,268 2,275,922 55%Monroe 244 2,093,667 321,941 784,787 1,630,822 1,727,930 94%New Brunswick 1,802 12,891,075 3,345,185 397,131 15,839,129 13,500,386 117%New Brunswick Parking Auth 437 688,652 9,411 27,621 670,441 1,407,385 48%North Brunswick 1,067 6,850,841 545,431 313,014 7,083,258 5,338,203 133%North Brunswick BOE 493 2,686,491 756,641 27,697 3,415,436 3,088,118 111%Pequannock 102 600,503 210,075 31,450 779,128 713,958 109%Plainsboro 352 3,231,758 303,365 166,136 3,368,987 2,342,612 144%Plainsboro Library 1 146,362 250 97,362 49,250 46,826 105%Pompton Lakes 200 806,334 215,297 99,144 922,486 1,435,242 64%Pompton Lakes Comm Part. Mgt C - - - - - 4,327 0%Sayreville 1,153 6,704,151 1,071,296 757,423 7,018,024 7,454,249 94%Sayreville BOE 279 2,916,250 62,509 78,671 2,900,088 2,155,235 135%Sayreville Econ Devel 1 825 - 825 - 21,177 0%Sayreville Emergency Squad 5 38,898 92,227 - 131,125 47,429 276%Sayreville Morgan First Aid 2 595 - - 595 34,747 2%Sea Bright 85 388,656 - 59,247 329,409 604,934 54%South Amboy 276 6,695,450 225,782 811,398 6,109,833 2,674,699 228%South Amboy BOE 160 1,241,233 262,402 50,211 1,453,423 1,066,892 136%South Amboy Econ Devel - - - - - 12,656 0%South Amboy PTO - - - - - 3,282 0%South Bound Brook 120 712,691 317,945 31,702 998,934 899,369 111%South Bound Brook Rescue - - - - - 9,701 0%South Brunswick 156 556,138 456,459 48,885 963,712 1,508,562 64%South Plainfield 561 2,840,750 235,908 136,116 2,940,542 4,056,604 72%South River 641 3,737,163 448,621 971,847 3,213,938 3,785,230 85%South River Parking Auth - - - - - 23,970 0%South River Rescue - - - - - 12,815 0%Spotswood 344 4,033,376 383,615 618,345 3,798,647 1,353,272 281%Spotswood BOE 84 568,998 57,631 2,117 624,511 912,837 68%Spotswood First Aid 3 6,758 - 5,203 1,555 44,750 3%Spring Lake Hts 174 1,721,361 198,273 127,941 1,791,692 965,874 185%Totals 14,323 95,431,180 14,640,236 8,664,837 101,406,579 91,467,520 111%

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF - CLAIM REPORTS 12/10/2013 - 1/03/2014

FILE # DESCRIPTION

OPENBOROUGH OF BOUND BROOK23934-01 ALBOROUGH OF BOUND BROOK ***MVA***12/17/2013

CYNTHIA GABORY23946-01 GLBOROUGH OF BOUND BROOK TRIP AND FALL9/22/2013

OPENGREGORY ZILLANTE23915-01 GLBOROUGH OF CARTERET TRIP AND FALL11/1/2013

OPENMERCEDES AYBAR23936-01 GLBOROUGH OF CARTERET SLIP AND FALL8/24/2013

OPENTOWNSHIP OF EAST WINDSOR23918-01 ALTOWNSHIP OF EAST WINDSOR ***MVA***11/3/2013

OPENALVIN MILLER23953-01 GLTOWNSHIP OF EAST WINDSOR TRIP AND FALL ON THE WAY HOME12/10/2013

OPENPATRICIA CLEARY23921-01 GLBOROUGH OF FREEHOLD TRIP AND FALL9/28/2013

OPENDEVON GANNON23944-01 ALBOROUGH OF HELMETTA ***MVA***12/10/2013

LITIGATIONGREGORY BENNETT23926-01 POLBOROUGH OF HELMETTA CEPA VIOLATION10/17/2013

OPENBRIAN MAZOL23954-01 GLTOWN OF KEARNY BULLIED FROM THE CUSTODIAN10/4/2013

OPENJOSEPH DONAHUE23938-01 GLBOROUGH OF METUCHEN STRUCK A POTHOLE11/29/2013

OPENANDREW MURNIEKS (ESTATE OF )23942-02 LAWBOROUGH OF METUCHEN POLICE SHOOTING11/20/2013

OPENANDREW MURNIEKS (ESTATE OF )23942-01 LAWBOROUGH OF MIDDLESEX POLICE SHOOTING11/20/2013

OPENTOWNSHIP OF MILLSTONE23949-01 ALTOWNSHIP OF MILLSTONE ***MVA***12/8/2013

OPENTOWNSHIP OF MILLSTONE23950-01 ALTOWNSHIP OF MILLSTONE ***MVA***12/8/2013

OPENNEW BRUNSWICK PARKING AUTHORITY23930-01 ALNEW BRUNSWICK PARKING AUTHORITY ***MVA***12/9/2013

OPENNEW BRUNSWICK PARKING AUTHORITY23931-01 ALNEW BRUNSWICK PARKING AUTHORITY ***MVA***12/11/2013

OPENGENE ZHU23925-01 GLNEW BRUNSWICK PARKING AUTHORITY PASSENGER WINDOW WAS BROKEN AN GPS WAS MISSING11/25/2013

OPENLOUIS MALDONADO23939-01 GLNEW BRUNSWICK PARKING AUTHORITY DRIVING VEHICLE VALET WAS REAR-ENDED12/12/2013

OPENMICHAEL ROE23947-01 GLNEW BRUNSWICK PARKING AUTHORITY VALET SCRATCHED VEHICLE12/6/2013

OPENRITALI GHOSH23948-01 GLNEW BRUNSWICK PARKING AUTHORITY VEHICLE DAMAGE11/26/2013

OPENGENE ZHU23956-01 GLNEW BRUNSWICK PARKING AUTHORITY PARKED VEHICLE WAS BROKEN INTO11/25/2013

QC - OPENGREGORY BRYANT23935-01 WCNEW BRUNSWICK PARKING AUTHORITY LOADING TRUCK CLOSED TAILGATE ON RT HAND12/17/2013

OPENDORIS BACALL23929-01 GLCITY OF NEW BRUNSWICK SLIP AND FALL10/19/2013

OPENAMPARO LEE23941-01 GLCITY OF NEW BRUNSWICK DENTAL PROCEDURE CAUSED CAIMENT TO SWALLOW OBJECT11/14/2013

OPENKUSHAL MUJUMDAR23945-01 GLCITY OF NEW BRUNSWICK RIDING BICYCLE WAS STRUCK BY A VEHICLE9/7/2013

CLAIM FILE LIST - PAGE 1VALUE AS OF: MONDAY, JANUARY 6, 2014

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF - CLAIM REPORTS 12/10/2013 - 1/03/2014

FILE # DESCRIPTION

OPENANDREW MURNIEKS (ESTATE OF )23942-03 LAWCITY OF NEW BRUNSWICK POLICE SHOOTING11/20/2013

QC - OPENLARRY BERNARD23933-01 WCCITY OF NEW BRUNSWICK SLIPPED ON ICE FELT STRAIN TO LT SHOULDER12/17/2013

QC - OPENNAHED YOUSSEF23937-01 WCCITY OF NEW BRUNSWICK DETERGENT WENT INTO LT EYE12/16/2013

QC - OPENELSI MARTINEZ23943-01 WCCITY OF NEW BRUNSWICK INJURED RT SHOULDER & LT RING FINGER12/27/2013

OPENANN CHEN23951-01 GLTOWNSHIP OF PLAINSBORO TRIP AND FALL10/15/2013

OPENMICHAEL BIMBERG23955-01 ALTOWNSHIP OF SOUTH BRUNSWICK BOOKMOBILE BACKED OVER HOOD OF PARKED CAR12/20/2013

CLOSEDTOWNSHIP OF SOUTH BRUNSWICK23914-01 PRTOWNSHIP OF SOUTH BRUNSWICK DAMAGE TO PORTABLE TWO-WAY RADIO7/5/2013

QC - OPENBRIAN KEITH23927-01 WCTOWNSHIP OF SOUTH BRUNSWICK FELL INTO HOLE & STRUCK LT FOOT & ANKLE12/16/2013

QC - OPENADELINE GEBAUER23932-01 WCBOROUGH OF SOUTH PLAINFIELD SLIPPED AND FELL ON ICE HITTING BACK OF HEAD12/17/2013

SUBROGATIONBOROUGH OF SOUTH RIVER23924-01 PRBOROUGH OF SOUTH RIVER SNEEZED AND STRUCK A FIRE HYDRANT AND A UTILITY POLE10/28/2013

QC - OPENKEITH BERRY23928-01 WCBOROUGH OF SOUTH RIVER SLIPPED & FELL ON ICE INJURED LT WRIST12/16/2013

OPENDONALD CITRO23940-01 ALBOROUGH OF SPOTSWOOD ***MVA***12/14/2013

DENY/6 MONTHSANDREW MURNIEKS (ESTATE OF )23942-04 LAWBOROUGH OF SPOTSWOOD POLICE SHOOTING11/20/2013

CLAIM FILE LIST - PAGE 2VALUE AS OF: MONDAY, JANUARY 6, 2014

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF CLOSED FILES 12/10/2013 - 1/03/2013

FILE # DESCRIPTION

CLOSEDCAROL J PASTRICK9189-01 NORTH BRUNSWICK BOARD OF LT SHOULDER INJURY (CP # 20024/18/2002 WC

CLOSEDPHILIP CIALLELLA15403-01 BOROUGH OF SPRING LAKE HEIGHTS LIFTING A LARGE BAG EXPERIENCED SEVERE PAIN IN CHEST9/7/2006 WC

CLOSEDJOHN SCHUCK19055-01 BOROUGH OF MILLTOWN STEPPED IN A RUT IN THE GROUND AND TWISTED LT KNEE3/18/2009 WC

CLOSEDTHOMAS LUCASIEWICZ21417-01 TOWNSHIP OF MONROE INJURED RT KNEE3/21/2011 WC

CLOSEDROBERT TOMASZEWSKI22025-01 BOROUGH OF SAYREVILLE INGESTION OR INHALATION OCCUPATIONAL9/1/2010 WC

CLOSEDJOHN GARZA22097-01 TOWN OF KEARNY FINGER WAS CUT THREW PROTECTIVE GLOVE6/2/2009 WC

CLOSEDGROVER MOHRLE22422-01 BOROUGH OF POMPTON LAKES INJURED LOW BACK & LT SHOULDER4/9/2012 WC

CLOSEDTYLER DAVIS (ESTATE OF )22478-01 BOROUGH OF SOUTH PLAINFIELD DIED IN A HOUSE FIRE2/23/2012 GL

CLOSEDGEORGE POPOVITCH23059-01 TOWNSHIP OF MILLSTONE ***MVA***12/4/2012 AL

CLOSEDGEORGE POPOVITCH23059-02 TOWNSHIP OF MILLSTONE INJURED DURING MVA WITH SCHOOL BUS12/4/2012 AL

CLOSEDLAUREN SULLIVAN23059-03 TOWNSHIP OF MILLSTONE INJURED IN MVA WITH SCHOOL BUS12/4/2012 AL

CLOSEDANTHONY LIMITE23160-01 TOWN OF KEARNY FELT PAIN IN LT HIP12/13/2012 WC

CLOSEDJOHN FABULA23171-01 TOWN OF KEARNY SLIPPED AND FELL ON ICE1/28/2013 WC

CLOSEDEILEEN PERRY23192-01 BOROUGH OF CARTERET SLIPPED ON ICE INJURED RT ANKLE1/2/2013 WC

CLOSEDJONI GAWLIKOWSKI23237-01 CITY OF NEW BRUNSWICK TREE FELL ON CLMT VEHICLE1/31/2013 GL

CLOSEDKIM FINN23245-01 NEW BRUNSWICK PARKING AUTHORITY CLMT'S MIRROR & DOOR DAMAGED11/28/2012 GL

CLOSEDGILBERTO PICHARDO23273-01 CITY OF NEW BRUNSWICK FELT PAIN TO LOW BACK3/15/2013 WC

CLOSEDDOROTHY BROWN23240-03 BOROUGH OF SOUTH RIVER MVA - IV (04 GMC) BACKED INTO OV2/8/2013 AL

CLOSEDTWP OF MONROE23305-01 TOWNSHIP OF MONROE ROOF LEAK CAUSED MOLD3/25/2013 PR

CLOSEDCARTERET23355-01 BOROUGH OF CARTERET MVA - OV STRUCK IV (03 CHEVY IMP #25 VIN 277799)2/27/2013 AL

CLOSEDISRAEL ROSALES23363-01 TOWNSHIP OF EAST WINDSOR HIT HEAD SMALL LACERATION4/23/2013 WC

CLOSEDRICHARD BONNER23368-01 BOROUGH OF CARTERET FELL DOWN FLIGHT OF STAIRS ON BOTH KNEES4/26/2013 WC

CLAIM FILE LIST - PAGE 1VALUE AS OF: MONDAY, JANUARY 6, 2014

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF CLOSED FILES 12/10/2013 - 1/03/2013

FILE # DESCRIPTION

CLOSEDBENJAMIN WUELFING23379-01 TOWN OF KEARNY FELT PAIN IN UPPER BACK4/29/2013 WC

CLOSEDMICHAEL PEREZ23381-01 CITY OF NEW BRUNSWICK FELT PAIN IN LOW BACK5/6/2013 WC

CLOSEDMARIO BATISTA23396-01 TOWNSHIP OF MONROE STRAINED MID-BACK5/16/2013 WC

CLOSEDCHRISTIAN MEDINA23416-01 TOWN OF KEARNY JUMPED BACK AND HIT RT ELBOW ON PATROL CAR5/23/2013 WC

CLOSEDFRANCESCO STELLATO23431-01 BOROUGH OF CARTERET FELT POP IN LOW BACK5/22/2013 WC

CLOSEDJOEANN ANDERSON23486-01 TOWN OF KEARNY DAMAGE TO VEHICLE FROM FALLING TREE5/25/2013 GL

CLOSEDLINDA RUGGIERO-MARCINIAK23520-01 TOWN OF KEARNY TRIP AND FALL4/16/2013 GL

CLOSEDBOROUGH OF FREEHOLD23545-01 BOROUGH OF FREEHOLD OTHER VEHICLE SIDESWIPED OUR VEHICLE7/8/2013 AL

CLOSEDJENNIFER WOODS23590-01 BOROUGH OF METUCHEN DAMAGE TO VEHICLE FROM TREE BRANCH7/4/2013 GL

CLOSEDJASON GIANOTTO23604-01 BOROUGH OF BOUND BROOK FELT POP IN RT SHOULDER7/30/2013 WC

CLOSEDCHRISTOPHER MEAGHER23608-01 BOROUGH OF METUCHEN INJURED LOWER BACK8/2/2013 WC

CLOSEDJOYCE RUE23617-01 TOWNSHIP OF EAST WINDSOR FELL ON WET FLOOR AND INJURED RT HIP AND WRIST & LOW BACK8/5/2013 WC

CLOSEDDANIEL SOUTO23622-01 BOROUGH OF BOUND BROOK JUMPING INTO POOL AND HIT HIS HEAD7/20/2013 GL

CLOSEDDONALD MCBRIDE23625-01 NEW BRUNSWICK PARKING AUTHORITY ARM OF MACHINE CAME DOWN ON VEHICLE8/8/2013 GL

CLOSEDPATRICIA MCINTYRE23648-01 BOROUGH OF SPOTSWOOD AC UNIT DAMAGED AS AS RESULT OF FD'S ACTION.8/19/2013 GL

CLOSEDSUZANNE GARDNER23671-01 CITY OF NEW BRUNSWICK FELT CHEST PAIN8/24/2013 WC

CLOSEDMICHELE CAMPANELLA23675-01 BOROUGH OF MIDDLESEX RESULT OF HURRICANE TREE FELL FELL IN CLAIMANTS YARD10/29/2012 GL

CLOSEDTWP OF EAST WINDSOR23681-01 TOWNSHIP OF EAST WINDSOR ELECTRIC FIRE ON LADDER 424/9/2013 AL

CLOSEDLUIS MALDONADO23691-01 BOROUGH OF MILLTOWN TWISTED FELT LOW BACK PAIN SHOT DOWN RT LEG9/4/2013 WC

OPENLARRY SPRINGER23693-01 BOROUGH OF JAMESBURG SEWER BACKUP9/9/2013 GL

CLOSEDFLOR EUNICE SANDI23706-01 BOROUGH OF BOUND BROOK SIDEWALK TRIP AND FALL8/29/2013 GL

CLOSEDCHRISTOPHER OTLOWSKI23715-01 BOROUGH OF FREEHOLD TWISTED RT KNEE9/15/2013 WC

CLAIM FILE LIST - PAGE 2VALUE AS OF: MONDAY, JANUARY 6, 2014

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF CLOSED FILES 12/10/2013 - 1/03/2013

FILE # DESCRIPTION

CLOSEDKEITH CASSENS23725-01 BOROUGH OF CARTERET INJURED RT WRIST9/11/2013 WC

CLOSEDDIANNE COURTWRIGHT23733-01 NEW BRUNSWICK PARKING AUTHORITY DAMAGE TO VEHICLE FROM VALET9/21/2013 GL

CLOSEDTOWN OF KEARNY23737-01 TOWN OF KEARNY POLICE VEHICLE HIT SOME DEBRIS ON HIGHWAY9/20/2013 AL

CLOSEDROBERT VEGA23752-01 BOROUGH OF SOUTH PLAINFIELD FELL INJURED BUTTOCKS9/25/2013 WC

CLOSEDJOHN LUCARIO23753-01 CITY OF NEW BRUNSWICK PULLING OUTLET OUT OF BOX BURNED LT 3RD & 4TH FINGERS10/1/2013 WC

CLOSEDBOROUGH OF HELMETTA23780-01 BOROUGH OF HELMETTA ***MVA***10/11/2013 AL

CLOSEDRYAN SOLOMON23780-02 BOROUGH OF HELMETTA ***MVA***10/11/2013 AL

CLOSEDTWP OF SOUTH BRUNSWICK23825-01 TOWNSHIP OF SOUTH BRUNSWICK MVA - IV ('12 CHEVY CAPRICE) STRUCK POST9/13/2013 AL

CLOSEDBOROUGH OF METUCHEN23845-01 BOROUGH OF METUCHEN DAMAGE TO POLICE VEHICLE UNIT #5210/25/2013 PR

CLOSEDTOWNSHIP OF SOUTH23846-01 TOWNSHIP OF SOUTH BRUNSWICK VEHICLE STRUCK A DEER11/12/2013 AL

CLOSEDLINDA DUGAN23861-01 NEW BRUNSWICK PARKING AUTHORITY PARKED VEHICLE STRUCK BY A VALET9/21/2013 GL

CLOSEDNEW BRUNSWICK PARKING23872-01 NEW BRUNSWICK PARKING AUTHORITY ***MVA***11/19/2013 AL

CLOSEDAYMAN ABOUSHOMAR23877-01 BOROUGH OF SOUTH PLAINFIELD OUR VEHICLE REAR ENDED OTHER VEHICLE8/23/2013 AL

CLOSEDPARMJIT K LEHAL C/O RSR23886-01 BOROUGH OF METUCHEN OUR VEHICLE STRUCK OTHER VEHICLE11/6/2013 AL

CLOSEDTOWNSHIP OF SOUTH23913-01 TOWNSHIP OF SOUTH BRUNSWICK LOSS OF PORTABLE TWO-WAY RADIO10/21/2013 PR

CLOSEDTOWNSHIP OF SOUTH23914-01 TOWNSHIP OF SOUTH BRUNSWICK DAMAGE TO PORTABLE TWO-WAY RADIO7/5/2013 PR

CLAIM FILE LIST - PAGE 3VALUE AS OF: MONDAY, JANUARY 6, 2014

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STATUSCLAIMANT LOSS DATE COVINSURED

GRMA CLAIMS MANAGEMENT SYSTEMSMCMJIF - PENDING SUBROGATION THRU 1/03/2014

FILE # DESCRIPTION

SUBROGATIONBOROUGH OF BOUND BROOK22979-01 BOROUGH OF BOUND BROOK ***MVA***11/8/2012 AL

SUBROGATIONBOROUGH OF FREEHOLD23517-01 BOROUGH OF FREEHOLD ***MVA***6/27/2013 AL

SUBROGATIONBORO OF HELMETTA20233-01 BOROUGH OF HELMETTA MVA - OV FAILED TO YEILD TO EMERGENCY IV (08 FORC CV)3/17/2010 AL

SUBROGATIONTOWN OF KEARNY23684-01 TOWN OF KEARNY 02 FORD AMBULANCE IN TOW RELEASED FROM TOW TRUCK9/5/2013 AL

SUBROGATIONKEARNY10236-01 TOWN OF KEARNY LOST CONTROL OF VEHICLE AND STRUCK TRAFFIC LIGHT KNOCKING TO3/22/2003 PR

SUBROGATIONTOWN OF KEARNY23634-01 TOWN OF KEARNY OV STRUCK CONCRETE POLE6/28/2013 PR

SUBROGATIONTOWN OF KEARNY23785-01 TOWN OF KEARNY STRUCK A TOWN POLE AT CROSSWALK10/5/2013 PR

SUBROGATIONCITY OF NEW BRUNSWICK21438-01 CITY OF NEW BRUNSWICK DETAINEE DAMAGED 06 DODGE DURANGO #9203/27/2011 AL

SUBROGATIONCITY OF NEW BRUNSWICK21688-01 CITY OF NEW BRUNSWICK MVA - COLLISION IV 10 DODGE CHARGER #9066/19/2011 AL

SUBROGATIONCITY OF NEW BRUNSWICK23390-01 CITY OF NEW BRUNSWICK ***MVA***5/7/2013 AL

SUBROGATIONCITY OF NEW BRUNSWICK23687-01 CITY OF NEW BRUNSWICK OV STRUCK IV (09 DODGE CHARGER)9/4/2013 AL

SUBROGATIONJAMES D'HERON (ESTATE OF)12640-01 CITY OF NEW BRUNSWICK KILLED WHILE FIGHTING A FIRE9/3/2004 WC

SUBROGATIONTWP OF SOUTH BRUNSWICK21189-01 TOWNSHIP OF SOUTH BRUNSWICK MVA - OV FAILED TO STOP AT SIGN STRIKING EMERGENCY IV (081/5/2011 AL

SUBROGATIONTOWNSHIP OF SOUTH BRUNSWICK22883-01 TOWNSHIP OF SOUTH BRUNSWICK ***MVA***9/27/2012 AL

SUBROGATIONTOWNSHIP OF SOUTH BRUNSWICK23623-01 TOWNSHIP OF SOUTH BRUNSWICK ***MVA***8/8/2013 AL

SUBROGATIONTOWNSHIP OF SOUTH BRUNSWICK23864-01 TOWNSHIP OF SOUTH BRUNSWICK ***MVA***11/12/2013 AL

SUBROGATIONBOROUGH OF SOUTH RIVER20252-01 BOROUGH OF SOUTH RIVER MVA - 08 FORD CROWN VIC3/28/2010 AL

SUBROGATIONBOROUGH OF SOUTH RIVER23870-01 BOROUGH OF SOUTH RIVER ***MVA***10/30/2013 AL

SUBROGATIONBOROUGH OF SOUTH RIVER22758-01 BOROUGH OF SOUTH RIVER DRIVER STRUCK A UTILITY POLE7/18/2012 PR

SUBROGATIONBOROUGH OF SOUTH RIVER23138-01 BOROUGH OF SOUTH RIVER ***MVA***VEHICLE STRUCK A TRAFFIC SIGNAL POST AND TELEPHONE12/15/2012 PR

SUBROGATIONBOROUGH OF SOUTH RIVER23924-01 BOROUGH OF SOUTH RIVER SNEEZED AND STRUCK A FIRE HYDRANT AND A UTILITY POLE10/28/2013 PR

SUBROGATIONSTEVEN DRUGOS23449-01 BOROUGH OF SOUTH RIVER INVOLVED IN MVA BURNED LT ARM AN HAD CHEST PAIN FROM AIR BAG6/4/2013 WC

CLAIM FILE LIST - PAGE 1VALUE AS OF: MONDAY, JANUARY 6, 2014

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TOTAL RECOVEREDINSURED

QC / SCIBAL RECOVERIES

MCMJIF

BOUND BROOK, BOROUGH OF $57,764.28

BRADLEY BEACH, BOROUGH OF $16,724.87

CARTERET, BOROUGH OF $65,154.19

DUNELLEN, BOROUGH OF $18,229.60

EAST WINDSOR, TOWNSHIP OF $12,051.87

FREEHOLD, BOROUGH OF $2,266.60

HIGHLAND PARK, BOROUGH OF $74,192.56

JAMESBURG, BOROUGH OF $25,002.33

KEARNY, TOWN OF $111,458.32

LITTLE FALLS, TOWNSHIP OF $5,421.87

LONG BRANCH, CITY OF $2,500.00

METUCHEN, BOROUGH OF $263,575.40

MIDDLESEX, BOROUGH OF $55,201.04

MILLTOWN, BOROUGH OF $29,415.49

MONROE, TOWNSHIP OF $15,031.18

NEW BRUNSWICK PARKING AUTHORITY, $1,332.88

NEW BRUNSWICK, CITY OF $280,259.84

NORTH BRUNSWICK BOARD OF EDUCATION, $23,945.73

NORTH BRUNSWICK, TOWNSHIP OF $238,221.84

NORTH PLAINFIELD, BOROUGH OF $23,442.66

PEQUANNOCK, TOWNSHIP OF $3,383.91

PLAINSBORO, TOWNSHIP OF $93,656.22

POMPTON LAKES, BOROUGH OF $682.40

SAYREVILLE, BOROUGH OF $89,353.56

SEA BRIGHT, BOROUGH OF $31,537.33

SOUTH AMBOY BOARD OF EDUCATION, $448.58

SOUTH AMBOY, CITY OF $289,313.12

SOUTH BOUND BROOK, BOROUGH OF $146.19

SOUTH BRUNSWICK, TOWNSHIP OF $9,932.81

SOUTH PLAINFIELD, BOROUGH OF $26,641.61

SOUTH RIVER, BOROUGH OF $104,376.36

SPOTSWOOD BOARD OF EDUCATION, $1,219.65

SPOTSWOOD, BOROUGH OF $37,182.53

SPRING LAKE HEIGHTS, BOROUGH OF $102,965.46

$2,038.42

AMOUNT TOTAL $2,114,070.70

PAGE: 1VALUE AS OF: MONDAY, JANUARY 6, 2014

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TOTAL RECOVEREDINSURED

GENERAL CLAIMS RECOVERIES

MCMJIF

BOUND BROOK RESCUE SQUAD, $25,000.00BOUND BROOK, BOROUGH OF $118,460.86BRADLEY BEACH FIRST AID, $3,662.58BRADLEY BEACH, BOROUGH OF $66,748.79CARTERET, BOROUGH OF $626,077.49DUNELLEN PARKING AUTHORITY, $1,961.35DUNELLEN, BOROUGH OF $31,688.52EAST WINDSOR, TOWNSHIP OF $58,171.76FREEHOLD, BOROUGH OF $18,749.35HELMETTA, BOROUGH OF $82,426.56HIGHLAND PARK, BOROUGH OF $246,010.83JAMESBURG, BOROUGH OF $289,571.79KEARNY, TOWN OF $702,979.25LITTLE FALLS, TOWNSHIP OF $21,821.92LONG BRANCH, CITY OF $241,062.96METUCHEN, BOROUGH OF $172,572.75MIDDLESEX, BOROUGH OF $110,006.02MILLTOWN, BOROUGH OF $697,045.31MONROE, TOWNSHIP OF $784,786.57NEW BRUNSWICK PARKING AUTHORITY, $26,288.03NEW BRUNSWICK, CITY OF $1,020,628.71NORTH BRUNSWICK BOARD OF EDUCATION, $128,088.21NORTH BRUNSWICK, TOWNSHIP OF $331,790.95NORTH PLAINFIELD, BOROUGH OF $21,152.50OLD BRIDGE, TOWNSHIP OF $598,053.47PEQUANNOCK, TOWNSHIP OF $31,449.98PLAINSBORO LIBRARY, $97,361.68PLAINSBORO, TOWNSHIP OF $138,628.11POMPTON LAKES, BOROUGH OF $99,144.44SAYREVILLE BOARD OF ED., $78,671.14SAYREVILLE ECON. DEVEL., $825.00SAYREVILLE, BOROUGH OF $948,554.97SEA BRIGHT, BOROUGH OF $132,444.86SOUTH AMBOY BOARD OF EDUCATION, $3,756.25SOUTH AMBOY, CITY OF $844,040.62SOUTH BOUND BROOK, BOROUGH OF $53,375.33SOUTH BRUNSWICK, TOWNSHIP OF $664,123.61SOUTH PLAINFIELD, BOROUGH OF $209,829.95SOUTH RIVER, BOROUGH OF $1,101,806.90SPOTSWOOD BOARD OF EDUCATION, $1,200.00SPOTSWOOD FIRST AID, $5,203.03SPOTSWOOD, BOROUGH OF $613,207.83SPRING LAKE HEIGHTS, BOROUGH OF $30,391.69

AMOUNT TOTAL $11,478,821.92

PAGE:VALUE AS OF: MONDAY, JANUARY 6, 2014

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