IT Coordination Meeting of Associate Banks date 27th May, 2015Meeting started at 3.00 pm.It was headed by C.G.M. A & S Department, Corporate Centre.In his inagural address CGM stressed on following points.a) SBI has been extending all the falitilies rolled out in their Bank to Associate Banks. In this regard SBI require cetrain information from ABs . It is the duty of all ABs to provide the information in time. If there is a delay even from one of the ABs , it will delay the the roll out of the product in all Abs.b) For that ABs should contibute resources who will be used for developement , UAT and end to dne testing of the functionality. ABs should ensure to send resources of good quality.c) All ABs should depute Genral officer with good knowledge to Analytics Team of SBId) Resources should be given for LLMS support.C.T.O.After that CTO addressed the forum and stressed on following pointa) More interaction is required between ABs and SBI and they should meet more frequently.There should be mothly meeting through VC and once in a quarte there should be in GITC.b) As DMD said on earlier meeting on 18th May,2015, one of the ABs should be taken as pilot for any new IT project and it shold be rolled out in other ABs within 3/4 weeks.

DepartmentBankIssueStatus / Response

Dev. CHSBMATM- Official Language Implementation -Printing of Transaction slips in Hindi was enabled for 201 ATMs. GITC is in the process of engaging services of a vendor to implement Hindi option in ATM slips for SBI & ABs. We will advise progress in due course.

Dev. CHSBMEnabling Hindi option in Mobile Banking Hindi translation of pages in Mobile Banking are required for all Abs.

Dev. CHSBMSending SMS in Hindi LanguageGITC is in the process of engaging services of a vendor to implement Hindi option in ATM slips for SBI & ABs. We will advise progress in due course.

Dev CHSBTSMS Facility to NREs while using ATM Cards - The requirement has been taken up with Global IT ATM switch center and we understand that the testing process is underway. Requirement to enable it in our banks production database early as the request from NRIs is on the rise.Production movement planned on 30.05.2015

Dev CHAll ABsIntroduction of Tab Banking - Availability of existing functionalities being used at SBI on Tablets. [Hard coded parameters in the application to be parameterized]Reply to our email dated 28.04.2015 for implementing Saving bank account opening for which the feedback and business approval is still awaited from ABs.

Dev CHSBP, SBH, SBT, SBBJNon- avalability of Anywhere Banking-ABs for i-Phones and Windows Phone.

Missing features for Associate banks in Any Where Banking -ABs :

a) Credit Card (VISA) Transfer.

b) IMPS Transfer ( Person to Person/ Person to Account).

c) Quick transfer using QR code to beneficiaries without registration.

d) RTGS Fund transfer to registered beneficiaries. e) Aadhaar /LPG ID Seeding to Account Number for DBT.

f) Cheque Book Request.

g)Top-up and Recharge :-

*Mobile Top-up

*DTH Recharge

*Transaction Enquiry.

*m-Passbook

IOS Under UAT. Windows (under development)a).Agreement with enstage b)Support from Spanco is not available for including ABs in present architecture. We are in the process of migrating IMPS on INB channels. It will be provided to ABs after IMPS is migrated to INB platform.

C)Development in progressd)Development in progresse)Development in progressf)Development in progressg)Under UAT

Dev CHSBT, SBM, SBH, SBBJ IMPS in internet Banking - IMPS is available in internet Banking for SBI customers and is not enabled for us. There is high customer demand for extending this facility.We are in the process of migrating IMPS on INB channels. It will be provided to ABs after IMPS is migrated to INB platform. ABs are requested to share the pooling A/c details. Reply awaited. SBT has shared the BGL A/c details. Taken up with the other Associate Banks for the details.

Dev CHSB TReloading facility through Retail Internet Banking for Prepaid Cards - Request has been made with GITC through Group co-ordinator. We understand the testing and enabling process is underway. Request for extending it urgently.Development is in progress. Likely to be available by 30.06.15.

Dev CHSBHComplaint Management System - CMS to contact centre and Internet version are yet to be extended.a) Development is in progress. b) For Internet version of CMS, Associate Banks PUBLIC facing server is required to deploy the application. The requirements are shared with DGM (Group Coordinator).

Dev CHSBH, SBT, SBBJSBI Quick: SB/CA account holders can register by sending SMS to mobile number 09223488888 and thereafter can avail services like getting account balance / mini statement / Blocking of ATM by sending a missed call or SMS to designated numbers.Dependancy on procurement of mobile numbers and platform to be provided by ABs for hosting this service. Matter taken up with GC (Group Coordinator).

Dev CHSBHRetail Internet Banking

User friendly ways resetting password

1. Using ATM card details

2. Resetting login password at Any branch.1. Using ATM card details will be taken up for development. Expected Date of completion 30.07.15 2. Already available to all Ab's through 'Any branch'

Dev CHSBHATM - Transfer of funds from card to account not available for ABsC2A(Card to account) : Similar a/c numbers are availble in SBI and ABs. Hence it was decided not to implement for Associate banks. To be initiated now, if required.

Dev CHSBHCDM usage without ATM card (Cardless transaction)Tech Operations Channels & Others Department has enabled this facility in SBM. Advised TOCO to arrange for all Ab's.

Dev CHSBBJCard less withdrawal from ATMs.Yet to be implemented in SBI. Development for AB's will be initiated after it launch in SBI.

Dev-CBSBMBlocking of Name Field editing in CBS - The amend option to edit the name field in CBS should be disabled for branch level.Issue referred to B.O. Department & PBBU for Business ruling in this regard.

Dev-CBSBMOne account NPA-all accounts NPA - Interest reversal and stoppage of subsequent application of Interest does not happen once the account marked NPA in CCDP. Charges due for recovery should also remain as outstanding charges in the NPA account.Business rules for any changes to be made in this regard are provided by FRT department/ concerned BUs.

Dev CBSBPCBS STOP PAYMENT OF CHEQUES (Feeding of Stop Payment instructions without date)

1) Present screen asks for the date of issue for the cheque to be stopped. 2)The CBS system checks for the stop payment instructions for three months from the date of cheque, i.e. till cheque become stale. In our opinion system should check all stop payment instructions irrespective of date of cheque including stale cheque, as customers mandate is for stop payment indefinitely and not for any specific date.

3) In case of stop payment instructions for the blank cheque books lost / stolen this problem become more serious.No such requirement has been received so far. The detailed requirement may be submitted in a User Request Form to enable us to examine the feasibility and then proceed with the development, if found feasible.

Dev CBSBPCBS auto generation of debit/credit advices for customers

Provision of SMS to customers for debits/ credits above specified amounts is already available. Statement of a/c provided to customers also includes these details.

Dev CBSBPCBS REAL TIME CHECKS/ALERTS ( Real Time alerts for cash transaction above a specified amount in case of Saving Bank Account)SMS for cash deposit/ withdrawal from a/c above specified amounts is already being sent to customers on real time basis.

Dev CBSBPEXIM BILLS- Manual Access to BGL Accounts linked to LC/BG transactions to be debarred since our bank is desirous of routing all such transactions though EXIM bills only).Manual access to BGL a/c cannot be blocked in case of BG, as many non-Eximbill enabled branches also issue BGs. For LCs, the requirement may be sent to us examination of feasibility.

Dev CBSBP, SBBJSINGLE VIEW EXPOSURE FOR ENTIRE SBI GROUP. A utility is being used in SBI for calculating group exposure)Field has been created in CISLA screen to capture Group Code in CBS. The same can be used by ABs also. However, it is not feasible for CBS to provide single view exposure for the entire SB Group as the data bases of all the Associates are different. (The matter may be taken up with DWP)

Dev CBSBP Centralized / Bulk uploading of Photo Images of Security (Properties) along with Inspection comments in CBS.Not feasible in CBS. May be taken up with Dev Channels/ New Projects department.

Dev CBSBPTo enable maker checker system in loans account and creation of CIFThese transactions are already under maker-checker.

Dev CBSBHEnabling Social Security schemes annouced during Budget 2015 by 15.04.2015 through Core. The three social security schemes viz Atal Pension Yojana, PM Jeevan Bheema Yojana, PM Jeevan Surakha Yojana are required to be enabled in CBS with facility for registration, auto generation of receipt, auto-debit from the customers account.The functionality is under development. However, printing of COI under PMJJBM has been put to production on 25.04.2015.

Dev CBSBHe-Passbook printers - 40 numbers allotted. Clearance not given for placing order with the vendor. Relative promotion yet to be done in Core.The necessary promotion has already been rolled out in SBI. The IT Group Coordinator for Associate Banks may discuss the matter with DGM (Dev-CB) for implementation of the same in ABs.

Dev CBSBBJFunctionality for Kisan Vikas Patra through CBS URF / detailed requirement is awaited from GAD for initiating necessary development.

Dev CBSBBJAvailability of SBI Life Insurance Policy details through CBS Policy details are maintained by SBI life in their server. While collecting premium, CBS send policy nos. to SBI life server and after its validation by them, SBI Life server sends message and pooling account number to CBS for crediting premium amount. CBS is used only as a transacting platform.

Dev CBSBBJProvision for Bulk Marking of CIFs inactive from backend, where all A/cs are closed As per the arrangements finalized in this regard, this is to be handled by Tech Ops I department.

Dev CBSBBJIntegration of e-KYC with CBSThis functionality has been promoted to production in March 2015.

Dev CBSBBJSearch of TAN number in OLTAS from CBSRequirement is not clear. CR 75300 has been raised for TAN updation, which is likely to be promoted in May bulk.

Dev CBSBBJSMS alert to borrowers whenever there is a change of interest rate upon change in base rate and Sending of SMS in HindiThese SMS alerts are already in place and are being sent to borrowers. For alerts in Hindi, matter may be taken up with O&TS department.

IT RBSBHPassbook printing option should be enabled from FI kiosk banking terminal. AS DBT has been extended to all districts across the country, the operation in PMJDY and other accounts at KIOSKS will increase necessity to print passbooks.During the video conference held with DFS on 09.01.2015, Smt Manju Agarwal, CGM(RB) Corporate Office has advised that extention of Passbook printing facility to Kiosks is under consideration.

LLMSSBH, SBBJLoan Life Cycle Management System (LLMS).

LLMSSBHOnline Customer Acquisition Solution (OCAS)

DWPSBMAutomated Data Flow - Request was made to SBI vide letter no MIS/ADF/ 310 dated 31.03.2015 for advising EDWP for extraction and Online submission of 37 validated reports to RBIEDWP has already conveyed vide letter dated 25/03/2015.EDWP will only generate the ADF Reports based on logic & Format provided by Business Units, on source data provided to EDWP, to obviate manual intervention. These generated Reports can be downloaded at AB end and the same may be submitted by respective Bank/ BU/Dept. in line with SBI.

DWPSBPADF based submision of the osmos returns under xbrl platform

(To be submitted to RBI)Logic of xbrl based reports (DSB) are yet to be provided to EDWP by ABs

DWPSBTCBS DASH BOARD- This is fully operational in SBI and is not extended to any Associate Banks. TCS has informed that the Bank needs to discuss in detail with DGM-GC on the requirement of Associate Banks as EDW is providing the executive dash board functionality in State Bank of India.Executive & BM Dashboards are on rollout for ABs. Executive Dashboard will be rolled out for SBBJ by 31st May for Beta Testing. For other ABs, it will take 1 more week to rollout as they are on old p-formFor BM dashboard we are waiting for the product dim from each AB

DWPSBBJExtending Customer One View to ABsThe logic of COV in SBI is based on Relationship Manager and ALM data which cannot be replicated in ABs. For Logic, a detailed discussion is required that will include Bankers. A request has been put up to DGM GC to expedite the rollout of dashboards.

DWP- IssueTo all ABsWith a view to understand requirement of abs, constructing business logic and validating various outputs (reports/dashboards), dwp would urgently require one banker of sufficient experience (scale iv/v) from each abs. A request has been put up to DGM GC vide email dated 30 2015

TOCOSBMConfiguration of Rs 50 denomination currency cassette in ATMs under Electra switch is pending. RBI directives.

TOCOSBHInternet Banking Allowing IRCTC payments through Debit Card

TOCOSBBJRollout of Photo embossed ATM Card for New Savings Bank Product for Minors.

TOCOSBHImplementation of Proactive Risk Manager (PRM) a enterprise wide fraud monitoring platform for all channels and transaction types

TOCOSBMe-Payment of custom duty through ICEGATE - Necessary formalities have been completed. Integration to be done at SBI level.

Ops PSSBHCard to card through GRPT _ Credit should be instant. Taking T+1 days for ABsNot related with ATM DAU

Ops PSSBBJIntroduction of new accounting process for ATMs.

User Training and Pilot testing done months ago; but roll out on hold due to issued\s faced. Request quick action and necessary hand-holding for rolling out new ATM Accounting procedure in our Bank.After roll out of revised accounting process in ATMs of SBI, Few issues were faced. Developments are being done at both the switches as well as CBS level to resolve these issues. However, decision of roll out of revised accounting process for ATMs in Associate banks has to be taken by the respective Associate Bank.

I & SSBM, SBH, SBBJE-Security: Centralised Remote Monitoring System.

Other App.SBBJIFAMS (Integrated Fixed Assets Management System) (New Tech Mahindra Application)

New ProjectsSBBJE-Banking services for State Governments (using GBSS)

New ProjectsSBTPublic Financial Management System - PFMS Version 2.2 updation - Our bank is having PFMS version 2.0. As per the direction of Government of India, the PFMS Version 2.2 to be upgraded with the following features. Populating Aadhar number in the bank account validation file.

Account validation response time should be 2 minutes for all banks.

Data should be complete in reverse response i.e., PAN no., type of account, name(s) of account holders, category of accounts (individual/ company/ partnership) should be included in response.

Banks should introduce web service for confirming the balances in identified agency accounts.

Presently this facility is required in NREGA payments.

PFMS is going to launch Bharat Kosh portal for non-tax receipts and will integrate INB and mobile banking. This is one of the priorities of Government of India.

Tech Ops-ISBBJAtal Pension Yojana (APY) and NPS Swavalamban availability of functionality of processing the same on the lines of NPS e-PACT

GC ABsSBHFacility of extension of PIN Based ATM card transactions on KIOSK Banking

GC ABsSBBJAvailability of following functionalities to ABs.

DFS requirements at BC outlets

Integration of Pin pad devices with Kiosk Banking application

Rupay card based transactions at FI Kiosks

FI application Linking with ATM switches for this.

AEPS off us

IMPS remittance from KIOSK Banking

OD Facility to PMJDY a/c holders

GC ABsSBBJBulk uploading of e-PPOs of State Government pensioners in c-Edge pension application

GC ABsSBBJDigital Life Certificate in CEdge Pension processing system

GC ABsSBBJViewing of Pension slip in INB

GC ABsSBHLoan Origination Software (Agri and SME)

GC ABsSBHElectronic Dealer Finance Scheme (e-DFS)

GC ABsSBHJeevan Praman Digital Life Certificate - C-Edge has started updating the DLCs in the database from backend as is being done for SBI. However the updation is being done by C-Edge once in fortnight. C-Edge may be advised to update on daily basis.

GC ABsSBHGRC+ Not yet enabled on CDMs

GC ABs

(AML/KYC)SBHKYC/AML Suspicious Transaction Reports(STRs) - when an STR is filed on a transaction of an account, no alert is being generated in that account again for a period of 90 days from the date of STR. Modification is required in the AMLOCK software to generate alerts without any cooling period even after an STR is filed.

GC ABs

(AML/KYC)SBHStrengthening of KYC/AML measures (RBI letter no:DBS.CO.PPD no:10085 /1 1.01.005/ 2012-13 dated 29.01.2013)

Building an alert/popup in CBS while opening new accounts regarding banned entities and other terrorist individuals / organisations.

To identify and monitor the transactions of Politically exposed persons

Online screening of prospective customers with the list of names of those entities/persons listed in USOFAC/UNSCR consolidated list

Popup alerts to customers while using funds transfer / internet banking etc. to ensure that they do not succumb to fictitious offers.

GC ABs (LOS-Retail)SBBJLOS (Retail) - Availability of all enhancements/ functionalities in LOS SBI to ABs.