8
MONEY MENTOR SERVICE IT’S TIME TAKE CONTROL OF YOUR FINANCES START LIVING MORE CONFIDENTLY BE THE MASTER OF YOUR MONEY Created for Millennials & Gen Z-ers
MONEY MENTOR SERVICE
IT’S TIMETAKE CONTROL OF YOUR FINANCES
START LIVING MORE CONFIDENTLYBE THE MASTER OF YOUR MONEY
Created for Millennials & Gen Z-ers
MONEY MENTOR SERVICEWHY OUR MONEY MENTOR SERVICE?
No matter where you are on your financial journey, we can help. We’ll talk about your goals to buy a home, change career, travel or retire early and plan accordingly.Your GoalsWe have talked with hundreds of people just like you about their finances. We will answer your questions objectively and offer actionable advice.Your Rules
Most successful people are successful because someone showed them the ropes. Don’t wait until your 30’s or 40’s to take charge of your money. Talking with a mentor now will help you develop your goals, prioritise your plans, and take action.
New Perspective
Created for Millennials & Gen Z-ers
We are Here to Help Every Step of the WayWhen you choose to work with us as your Money Mentor, here’s an idea of what to expect:
KNOWLEDGEAfter you read a few posts on our Life and
Money Ireland blog site, check out our resources page below and Google
‘compound interest’ (often referred to as the ‘Eighth Wonder of The World’), you’ll be ready to chat and learn more
about money.
RESULTSWhether you enjoy lower
monthly payments, improved cashflow, or
higher savings, you’ll start seeing results quickly. In fact, our clients’ number
one regret is that they had not met with us sooner!
SUPPORTOne-to-one phone/video
call based mentoring conversations will allow
you to put your newfound financial knowledge into action. Each month, we’ll provide specific advice on what you should focus on and which resources you can leverage to achieve
your goals.
IT’S TIMETAKE CONTROL OF YOUR FINANCES
START LIVING MORE CONFIDENTLY
BE THE MASTER OF YOUR MONEY
We are Simon Thompson and Tomás O’Driscoll and we are quite simply a wealth of knowledge when it comes to money matters. We created the Money Mentor Service to provide Millennials and Gen Z-ers with the fundamental knowledge needed to take control of their finances.As CERTIFIED FINANCIAL PLANNER™s with over 40 years of combined experience paying off debt, saving money, and building wealth, we are passionate about helping young people laying a solid financial foundation, paving the way to achieving financial freedom for themselves.
MONEY MENTOR SERVICE
WE HELP PEOPLE
CONQUER THEIR
FINANCES
Created for Millennials & Gen Z-ers
Meet Our Founders
What We’ll Cover
Goal-SettingFollowing a tried and
tested process
Budgeting & SavingDesign a budget that makes room for the things you love most, and
gets rid of the stuff you don’t.
Debt RepaymentWe’ll help you refinance your loans or credit card debt and make a plan to pay it off while still having
a life.
Credit CardsWe will show you how you can use a credit card in a way that helps you achieve your goals and optimize your use of cash throughout
the month.
Investment EducationWe are not money managers but can guide you through the process, leveraging our expertise honed over years of allocating millions of
EUR of capital.
Retirement P lanningWe will help you navigate the various steps along your journey like; long term investing, tax planning, protecting your plan (insurance) and setting up your estate plans to ensure you achieve
your various goals.
Our conversations are like chats with old friends. Whether you want to take a deep dive into changing your spending and savings habits or just apply some general wealth-building tactics to your current lifestyle we’ll help get you started and stay on track. Our goal is to work with you to tackle the most critical financial topics, including the following:
MONEY MENTOR SERVICECreated for Millennials & Gen Z-ers
We’ll Focus on Your GoalsWhen you’re just starting out on your career, it’s
important to establish what you are looking to create and identify your short, medium and longer-term goals. We can help you figure these out, what they should look like and review them on our calls.Keeping you motivated to stay on track with your money goals and following a process is our number one goal as a money mentor. Whenever you want to run something by us, whether it’s advice on how much to spend on property, how much you should contribute to a savings/pension plan, we’ll see how your long-term goals are impacted.
We’ll Make a P lan TogetherSo, you want to pay off all your loans, have 3-6 months’ expenses in a savings account, and save up a couple million for retirement? Sounds like a plan. But how will you get there?It’s critical to develop specific targets - every year, every month, and even every week - that will work in unison to help you achieve those long-term goals.We’ll help you figure out what to do with each salary payment and how to measure your progress, even if your long-term goals seem too distant to be relevant.
We’ll Be Here to HelpJust when you think nobody will care when you finally pay off your credit card balance, save the last €100 you needed to top off your emergency fund, save a deposit for your own property, think again. We’ll be here to celebrate every win with you, and keep you motivated. If you consider ditching your goals, we’ll give you alternatives and ideas you may not have considered. We want to keep the conversation open and keep you on our tried-and-tested program tracks which, if you stay on with our guidance and motivation, will lead to better results for you and your money.Time is on your side, so let’s make the most of it.
OUR MONEY MENTOR PLAN INCLUDES:
An introductory financial review and goal-setting meeting
Monthly check-ins to monitor your progress and adjust your plan if needed
24/7 email access to ask any questions or discuss challenges
Visit Money Mentor on www.accumulus.ie for fees
There are 2 other routes you can take: Full Plan Creation or 1-to-1 Consultationvisit Services on below website to learn more
Book Your FREE 30 Minute Icebreaker Call to get this all going for you via our website
www.accumulus.ie
Book Your FREE 30 Minute Icebreaker Call to get this all going for you via our website
www.accumulus.ie
• The Millionaire Next Door by Thomas J. Stanley and William D. Danko
• Think and Grow Rich by Napoleon Hill
• The Behavior Gap by Carl Richards
• The Millionaire Mind by Thomas J. Stanley
• I Will Teach You To Be Rich by Ramit Sethi
• The Automatic Millionaire by David Bach
• Women & Money by Suze Orman
• Debt-Free by 30 by Jason Anthony and Karl Cluck
• Your Money Or Your Life by Joe Dominguez and Vicki Robin
• The Richest Man in Babylon by George S. Clason
• The Money Book for the Young by Suze Orman
• Rich Dad Poor Dad by Robert T. Kiyosaki
Online References & Books We LoveMost of these are quick reads and will help you understand the many different perspectives about money.
Weal th is the ability to fully experience life
– Henry David Thoreau
MONEY MENTOR SERVICECreated for Millennials & Gen Z-ers
38/39 Fitzwilliam Square, Dublin 2085 711 0053 ∙ [email protected] ∙ www.accumulus.ieBlog: www.lifeandmoneyireland.ieFinancial Life Planning | Custom Crafted by a Fiduciary CFP® Professional
