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Mortgage Loan Processor - New Jersey Community Capital (NJCC) › sites › default... ·...

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Mortgage Loan Processor Are you a loan processor professional who wants to make a difference? Interested in cutting-edge community development, neighborhood revitalization, and developing mission-driven strategies? If so we have a year-long opportunity for you! At our core, New Jersey Community Capital (NJCC) is a community development financial institution with a mission to create thriving communities through strategic investments and knowledge. Each year, NJCC and its affiliates provide millions of dollars in capital and substantial technical assistance to support the revitalization of communities across the state. These efforts provide quality housing, early care education, and employment to thousands of low-income people. NJCC has also emerged as a national leader in developing creative strategies to reverse the distress created by the foreclosure crisis, implementing large-scale programs to acquire and redevelop vacant homes, modifying nonperforming mortgages, and infusing flexible capital into collaborative community-level efforts to stabilize blighted neighborhoods. Fulfilling the needs and improving the quality of life of thousands of individuals and families would not be possible without our talented and diverse staff and motivating environment. At NJCC, we are always looking for great people to join our team. NJCC embraces diversity and equal opportunity in a serious way. We are dedicated to forming a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better our work will be. Check us out at www.newjerseycommunitycapital.org! Essential Functions: As a Mortgage Loan Processor, you will review mortgage loan applications to ensure file completeness and data accuracy to help low to moderate income families own new homes. Working with the LIFT team, you will: • Act as a liaison between the borrower, underwriter, loan originator, and borrower’s 1st mortgage lender as needed. • Retrieve and process applications in a timely manner, complying with all program, state, and federal regulations. • Process documents received for each file and verify the accuracy and completeness of each document. • Follow-up on missing items or additional items required for successful processing of loan file. • Provide customers with timely and periodic status updates of their loan applications. • Maintain customer privacy and security of files. • Prepare commitment letters, denial letters, and cancel files when necessary. • Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reporting. Experience and Skills Required: We are looking for people motivated and driven to develop their career. To be successful in this role, you will need:
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Page 1: Mortgage Loan Processor - New Jersey Community Capital (NJCC) › sites › default... · 2019-12-16 · As a Mortgage Loan Processor, you will review mortgage loan applications to

Mortgage Loan ProcessorAre you a loan processor professional who wants to make a difference? Interested in cutting-edge community development, neighborhood revitalization, and developing mission-driven strategies? If so we have a year-long opportunity for you!

At our core, New Jersey Community Capital (NJCC) is a community development financial institution with a mission to create thriving communities through strategic investments and knowledge. Each year, NJCC and its affiliates provide millions of dollars in capital and substantial technical assistance to support the revitalization of communities across the state. These efforts provide quality housing, early care education, and employment to thousands of low-income people. NJCC has also emerged as a national leader in developing creative strategies to reverse the distress created by the foreclosure crisis, implementing large-scale programs to acquire and redevelop vacant homes, modifying nonperforming mortgages, and infusing flexible capital into collaborative community-level efforts to stabilize blighted neighborhoods. Fulfilling the needs and improving the quality of life of thousands of individuals and families would not be possible without our talented and diverse staff and motivating environment. At NJCC, we are always looking for great people to join our team.

NJCC embraces diversity and equal opportunity in a serious way. We are dedicated to forming a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better our work will be. Check us out at www.newjerseycommunitycapital.org!

Essential Functions:

As a Mortgage Loan Processor, you will review mortgage loan applications to ensure file completeness and data accuracy to help low to moderate income families own new homes. Working with the LIFT team, you will:

• Act as a liaison between the borrower, underwriter, loan originator, and borrower’s 1st mortgage lender asneeded.• Retrieve and process applications in a timely manner, complying with all program, state, and federalregulations.• Process documents received for each file and verify the accuracy and completeness of each document.• Follow-up on missing items or additional items required for successful processing of loan file.• Provide customers with timely and periodic status updates of their loan applications.• Maintain customer privacy and security of files.• Prepare commitment letters, denial letters, and cancel files when necessary.• Establish, maintain, and update files, databases, records, and/or other documents for recurring internalreporting.

Experience and Skills Required:

We are looking for people motivated and driven to develop their career. To be successful in this role, you will need:

Page 2: Mortgage Loan Processor - New Jersey Community Capital (NJCC) › sites › default... · 2019-12-16 · As a Mortgage Loan Processor, you will review mortgage loan applications to

Competencies:

Working Conditions:

Professional office setting with moderate noise. Use of telephone, computer, and other general office equipment. Team oriented environment, effective communication, and essential preparation.

This organization is fully committed to equalemployment opportunity, maximum utilization of all employees, and employmentadvancement regardless of race, color, creed, religion, sex, age, sexualorientation, national origin, disability, veteran status or any othercharacteristic protected by state, federal or local law.

Job Types:

Full-time, Temporary

Compensation:

$20.00 /hour

To Apply:

Please email a thoughtful cover letter, salary requirements, and your résumé to [email protected]. Please include “Mortgage Loan Processor – Your Name” in the subject line.

• Problem solving /analysis• Initiative• Adaptability /flexibility• Collaboration• Dependability• Technical skills

• 1 year minimum of loan processing experience preferred.• Experience using Microsoft Word, Excel, Outlook, Calyx Mortgage Loan Origination, and ProcessingSoftware.• Knowledge of basic accounting processes and procedures.• Mathematical and analytical skills needed to calculate income.• Understanding of real estate contracts and industry terminology.• Organized record-keeping and file management practices.• Ability to manage multiple tasks independently, handle stressful situations calmly and courteously, and provide excellent customer service in person and over the phone.• Effective oral and written communication skills.• Attention to detail to ensure the accuracy and completeness of loan files.


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