Moving to the Enhanced Crime Coverage
Offer your customers a broad solution to protect their business with our Crime insurance – a simplified and modernized product that will complement their property and/or Commercial General Liability (CGL) policy.
Employee Dishonesty
Theft, Robbery or Burglary
Fraud
Money Orders or Counterfeit Money
Forgery or Alteration
Computer Fraud
(NEW COVERAGE: existing for EC01, EC03, EC04, C018)
Funds Transfer Fraud
(NEW COVERAGE)
Expenses
Professional Fees
Theft, Robbery or Burglary Reward
Medical Expenses
Computer Data Restoration Expenses
P R E V I O U S F O R M S T Y P E S O F C O V E R A G E W H AT ’ S N E W
No longer subject to an aggregate limit
Extends to damage to money, securities and other property
“Other property” is now defined
Includes Service Extension, which was provided under EC03 and C015
Addresses in broad coverage loss inside and outside the premises and damage to the premises
Cash drawer, cash box and cash register included in the definition of “other property”
Coverage for money order is now included if issued by a bank
Bank draft is included
Coverage for theft of ATM card
Coverage for direct loss of or damage to money, securities or other property caused directly by computer fraud
Coverage as a result of a fraudulent instruction directing a financial institution to transfer, pay or deliver money or securities from a transfer account
Coverage for the services of auditors, accountants, lawyers or other professional in connection with a loss
Coverage for information leading to a criminal conviction in the event of an actual or attempted theft, robbery or burglary that results in a loss
Coverage for medical expenses due to bodily injury incurred by a messenger as the result of an actual or attempted robbery
Coverage for computer data restoration expenses as the result of a loss covered under Employee Dishonesty and Computer Fraud
BIP & Edge Express (C002)
Wholesalers & Manufacturers (EC01)
Contractors (EC07)
Edge Express Plus (C002 + EC03, EC04 grandfathered form)
Advantage Edge (C002 + C018 + C015R1)
New Coverage
(02-20) WEST
Certain conditions, limitations and exclusions apply to all offers. Visit brokerlobby.intactinsurance.com/commerciallines/crimecoveragewest for more details. Offers may change without notice. The information that appears in this document is provided to you for informational purposes only. The insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions. ©2020 Intact Insurance Company. All rights reserved.