Inside this issue:

MTAR Calendar, Affiliate Spotlight, MTAR Leader-ship—Director Felita Smotherman

2

Education Calendar, The CE Shop, July classes, TREC Core & Broker Core class, THDA Great Choice training

3

July “6 to $99” event at Nick Newton & Spinelli’s, Tullahoma Glo-Golf RPAC event, NFIP update

4

NEW SentriLock app now! Redstone FCU offer

5

Member Birthdays, NAR MVP Offer, TN REALTORS Fall Convention reg. dead-line

6

July 1, 2019

MTAR Member News

We are reinstating our Leadership MTAR training program this year, and any REAL-TOR member is encouraged to apply. Class size is limited to 12 participants. Deadline for applications is Friday, July 19th. Email completed application to Candy@mtar.org

Leadership MTAR—Future Leaders Training

MTAR will be closed July 4th & 5th!

Happy Birthday, America!

MTAR Calendar of Events

July 1, 2019 Page 2

FIRM: Intero Real Estate YEARS IN REAL ESTATE: 30 years HOW DID YOU GET INTO THE REAL ESTATE/MORTGAGE BUSINESS: I was a data controller with a very strict schedule and I had 2 growing daughters who needed to see more of me. After searching for something with flexible hours, I decided I would “try” real estate for a while, and here I am 30 years later. YOUR VOLUNTEER ROLE AT MTAR? AT OTHER ASSOCIATIONS? OTHER VOLUNTEER PROGRAMS?2019 Current MTAR Director Past Education Committee Chair Other community groups and church groups WHY DO YOU VOLUNTEER WITH MTAR – I had been in the business for a long time and decided it was time to give back in some capacity. WORDS OF WISDOM FOR YOUR FELLOW MTAR REALTORS…. I believe that serving on committees and attending MTAR events makes it so much easier to work transactions with agents you have met and know personally. Get involved and give back to an industry that gives so much to us. Lat but not least, always work with great integrity and continue to learn new things!

Wednesday, July 10

1:00-2:30– RPAC Cte. Meeting, MTAR office

Wed-Fri, July 10-12 8:00-4:00—New Mem-

ber Orientation, MTAR Wed-Thu, July 10-11

10:00-2:30—RealTracs training, register at

www.realtracs.net/help/classSchedule

Monday, July 15

9:00-4:00—TREC Core Class, 6 CE, $45, Cof-fee County Admin,

Manchester

Thursday, July 18 10:00-12:00—Smyrna Meals on Wheels Day

2:00-3:00—Comunity Relations mtg., MTAR

Monday, July 22 5:00-7:00 pm—RPAC

“6 to $99” event at Nick Newton’s & Spi-

nelli’s, W. Main St.,

Tuesday, July 2

1:00-2:00—Member Services Cte mtg., MTAR office

Thursday, July 4 & 5

MTAR Closed for In-dependence Day hol-iday!

Wednesday, July 10 9:00-10:30—MTAR

Board of Directors mtg.

$25 RPAC investment

for drinks & pizza. RSVP to Rex@mtar.org

Tuesday, July 23

2:00-3:30—Family tour of Stones River Battlefield, RSVP to

Candy

Wed., July 24 8:30-4:30—TREC Broker Core class—

live streamed, 8 CE, $30 for Broker licen-

sees, FREE for PBs!

Meet Your 2019

Leadership Team

Felita Smotherman MTAR Director

Training & Educational Choices for MTAR Members!

Page 3

JULY Education Classes

July 10 & 11—RealTracs training at MTAR, 10:00-2:30, Basic & Advanced RealTracs, RT Mobile July 10-12—New Member Orientation, 8:15-4:00 each day, 11 CE hours

July 15—TREC Core Class, 9:00-4:00, 6 CE hrs., $45, Coffee Co. Adm. Bldg., 1327 McArthur St., Manchester July 24—TREC Broker Core Class, 8:30-4:40, 8 CE hours, MTAR live stream-FREE for Principal Brokers, $30 for other Broker licensees July 25—THDA Great Choice Program, 9:00-1:00, 4 CE, $40, MTAR

Enroll today: http://mtar.theceshop.com/ Promotion expires July 31, 2019

Sponsored by:

THDA Great Choice Mortgage Programs

TN RRC Chapter is offering this class to CRS designees as a

Re-certification option, and they are covering the cost! If you

are a CRS active designee, contact Debbie Mann to register.

All other attendees register at

www.mtar.org/education-registrations

July 1, 2019 Page 4

COMING SOON

Save the Date AUGUST 1, 2019.

An inaugural Event in Tullahoma.

GLO-GOLF and ESCAPE ROOM.

This is an RPAC fundraising event.

Come enjoy food, fun, and fellowship with

fellow REALTORS from all over our mem-

Private Flood Insurance Update ·

June 19, 2019

National Flood Insurance Program

By: Austin Perez

On February 20, 2019, five federal regulatory agencies - the Federal Reserve, FDIC, OCC, Farm Credit and National

Credit Union Administrations - published final regulations (link is external) clarifying lender acceptance of private

flood insurance. These rules will take effect on July 1.

The final regulations implement Section 239 of the Biggert-Waters Reform Act, which generally requires that lenders

accept private flood insurance meeting a strict statutory definition. More specifically, the rules:

• Adopt the same definition of private flood insurance as the statute; this definition has been an ongoing source of

confusion, particularly for smaller lenders.

• Provide compliance aid for lenders to determine whether a private policy meets the definition and thus must be ac-

cepted in satisfaction of federal flood insurance requirements.

Clarify that lenders have broad discretion to accept private policies that don’t meet the strict definition if the policy pro-

vides sufficient protection of the loan consistent with safety and soundness principles.

NAR has been working as part of a coalition to make it easier for lenders to accept private flood insurance, which often

offers better coverage at lower cost than the NFIP. Read our latest regulatory comment letter (link is external). These

rules do provide lenders with important clarifications, compliance aid and regulatory certainty. They do not change FE-

MA or FHA guidelines that generally fail to recognize private flood insurance policies for purposes of federal assis-

tance.

Have you done your part in protecting property

rights? We have two events coming up where

you can make your investment in advocacy for

home ownership and property rights. There are

many levels of investment and we would like to

see all of our members participate in RPAC. You

can also go to the MTAR.org web page and make

your investment toward the future of your

July 1, 2019 Page 5

M i d d l e T e n n e s s e e

A s s o c i a t i o n o f

R E A L T O R S ®

MTAR MEMBER BULLETIN BOARD

YOUR OFFER DATES: July 1-15, 2019 YOUR ACTION: Share your Brand Secrets with Realtor.com YOUR REWARD: “Get Noticed and Get the List-ing” Guide and Build Awareness webinar with Top Professionals, PLUS a chance to win a MVP expe-rience at NAR’s iOi Summit in Seattle, WA—Aug. 21 & 22 Value: $250 for Listing Guide, $29.95 for webinar, $856 for summit

Share your ideas, techniques and messaging on "what to do to

make sure everyone in your city or town recognizes your brand"

In return we will share back to you the best of what we gath-

ered across the US, and include insights from other REALTORS

on how to build your brand and set yourself apart.

You will will receive the Get Noticed and Get the Listing Guide

which will be sent in mid August once completed and will in-

clude sample ads, messaging and tips from real estate strategist

Jeff Lobb of Sparktank Media on what you can do to rise above

the crowd with your branding - and target the consumer getting

ready to list. You will also get an invite to a special webinar from

top professionals who will share their best ideas, visuals and

messaging they use to build awareness with potential sellers as

they get closer to making a move.

311 Butler Drive Murfreesboro, TN 37127

Phone: 615-893-2242 Toll Free: 877-893-2242

Fax: 615-893-2250 Toll Free Fax: 877-893-2250

30-Jun Amy Lysyczyn 30-Jun Pat Warren 30-Jun Scott Riedel 30-Jun Brian Nelson 30-Jun Elaine Sears 30-Jun Henry G. Martin 30-Jun Joni Martin 1-Jul Tammy Nichols 1-Jul Billy Butler 1-Jul Bernard Silan 1-Jul Glynnis Coots 1-Jul Chris Smallwood 2-Jul Dan Elam 2-Jul Susan Wade 2-Jul Debbie Goodman 3-Jul Dorothy Anderson 3-Jul Natalie Wilson 3-Jul Jason Eddlemon 3-Jul Jonathan Golchi 3-Jul Ron Mayes 4-Jul Rebecca Curry 4-Jul Joi Sherrill 4-Jul Al Cook 4-Jul Patricia Mathis 4-Jul Rashied Rayford 4-Jul Robert Wilson 5-Jul Mike Dotson 5-Jul Lana Lee Mason 5-Jul Patty Magyar 5-Jul Allisson Looney 5-Jul Pat Lane 5-Jul Kay Riddle Petty 5-Jul Kathy Jones 5-Jul Sukeeta Duncan 6-Jul Annetta Kilgore 6-Jul Holly Peterson

Sept. 18-20— Hilton Sandestin

Beach & Golf Resort

Early Bird Registration-Deadline

July 24