NetAccess Presentation

Payment solutions, redefined.

Who are we?Who are we? NetAccess: An IntroductionNetAccess: An Introduction NetAccess W & N-Series NetAccess W & N-Series

OverviewOverview Technical SpecificationsTechnical Specifications Success StoriesSuccess Stories Question & AnswerQuestion & Answer

Agenda in Detail

Who are we?

• GHL Systems Berhad (“GHL Systems”), an MSC-status company listed on the Main Board of Bursa Malaysia (Kuala Lumpur Stock Exchange), is the Asia/Pacific region’s leading end-to-end payment services enabler that deploys world-class payment infrastructure, services and technology. GHL Systems’ complete portfolio of payment solutions include transaction routers and concentrators, terminal line encryption technologies, loyalty and online payment solutions, smartcard technologies, secure EDC networks and terminals to consulting services.

• By providing a broad range of services across the payment solutions spectrum, GHL Systems today deploys its products and services to multiple clients spread across various vertical segments - not limited to banking and financial services institutions, telecommunications, transportation, retail and oil and gas.

• With offices in Bangkok, Beijing, Hong Kong, Kuala Lumpur, Manila and Singapore, and having had successful forays beyond Malaysia into Bangladesh, Brunei, China, Hong Kong, Indonesia, Thailand, Pakistan, the Philippines, Romania, Sri Lanka and Taiwan – GHL Systems is well-positioned to meet the demands of a global economy.

• Obtained MSC-status in December 1998

• Commenced operations in 1999

• Introduced EDC Terminal Rental Program with a local bank in 1999, the pioneer in Asia-Pacific.

• GHL Systems’ end-to-end payment solutions are sold principally to financial and retail industries, including insurance, telecommunication, oil and gas, transportation and general merchandise

• Existing business partners include more than twenty local and foreign banks

Group Background

• VeriFone’s VIP (distributor) in Malaysia since 1999

• Verifone President’s Club Award 2000, 2002, 2003, 2004, 2005 Award for outstanding performance in Asia-Pacific

• VeriFone Innovation Award 2001, 2002, 2003 & 2007

• Sagem-Monetel Partner Value Added Reseller for Malaysia/South East Asia 2006-2007

• Sagem Defense Securite SHARK Club Member 2006

• D’ucoty Awards Market Leadership Malaysia 2005

• D’ucoty Awards Banking – Product Innovation Southeast Asia Gold Award 2006

• Frost & Sullivan Industrial Technologies Award - Vertical Market Penetration Leadership: Smart Cards Financial Application Market (Malaysia) 2006

• VISA VPSS-Certified Post Equipment Vendor 2006

• Microsoft Certified Solution Provider (MCSP) Excellence Award FY1999 & 2000 in the category of eCommerce

Accolades & Accomplishments

GHL Systems: All about payments

GHL Systems Regional Presence

Country Offices:• Bangkok • Beijing • Hong Kong • Kuala Lumpur• Manila• Singapore• Wuhan

Products Deployed:• Bangladesh• Bhutan• Brunei• Cambodia• China• Hong Kong• Indonesia

Future Expansion:• India• Bangladesh• Pakistan• Sri Lanka• United Kingdom

• Australia/NZ• Saudi Arabia

• Pakistan• Philippines• Romania• Sri Lanka • Taiwan• Thailand • Vietnam

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The award-winning NetAccess enterprise payment network equipment ensures dependable, steadfast, speedy yet affordable end-to-end connectivity for today’s financial institutions and merchants of all sizes.

NetAccess development is driven by intelligent messaging & routing algorithm across industry-standard hardware, its strengths lie in its simplicity and flexibility to adapt, realizing quicker ROI compared to proprietary firmware or hardware based approaches.

NetAccess: An Introduction

L50

NetA

dm

in

NetMATRIX

W-1000

N-1000

L-1000

X-10

NetAccess L-Family

• For Local Area Network connectivity

NetAccess W-Family

• For Wide Area Network connectivity

NetAccess Network Applications

• NetMATRIX Terminal Line Encryption

NetAccess X Family

• For device level protocol conversion

NetAccess Product Suite

L100

L-350

NetAccess N-Family

• For Node-level connectivity

L200

L300

The NetAccess: An Overview

NetAccess W-1000

Net Access W-Series

Wide Area NetworkHigh LoadHighly-redundant2 x Ethernet port built in5 x slot for expansion and upgrades

NetAccess N-1000

Net Access N-Series

Node / BranchNetwork ExtensionMedium Load2 x Ethernet port built in3 x slot for expansion and upgrades

N1000

Load Sharing Load Sharing – Splitting transactions to multiple hosts for fast and efficient processing between several host

Host 1 Host 2 Host 3

NetAccess W-Series Features

FailoverFailover – automatically routes transactions to other available hosts in the event of failure.

Host 1 Host 2 Host 3

NetAccess W-Series Features

Traffic shapingTraffic shaping – allows fine tune of transactions handling by different hosts.

(50%) (40%) (10%)

Host 1 Host 2 Host 3

NetAccess W-Series Features

On Demand DialOn Demand Dial – switches to backup connectivity when primary connection fails - fast and economical

Primary

Host

Backup

Host

ISDN

NetAccess W-Series Features

Built-in SwitchingBuilt-in Switching – All NetAccess come with switching features built-in. No extra cost or hardware required

Credit

Host

Debit

Host

Loyalty

Host

NetAccess W-Series Features

Built-in encryptionBuilt-in encryption – Encrypting transaction for added security during transmission of data. Supports DES, 3DES and AES.

LAN

WAN

Host

NetAccess W-Series Features

Web-based configurationWeb-based configuration – user friendly and easy to configure.

NetAccess W-Series Features

ImplementationsImplementations

ImplementationsImplementations

ImplementationsImplementations

Implementations (FDI)Implementations (FDI)

PSTNPSTN

Paypass Cadencie

TCP/IP TCP/IP NetworNetwor

kk

A1 A2

B1 B2Uplink

Downlink

Ethernet/IP Terminals

Dialup Terminals

SM Roxas

NetAdmin

ECN Binondo

IENW1000

W1000

W1000 W1000

IEN

Debit SMAC SM Binondo

ImplementationsImplementations

Questions?

Alex Tan

Vice President – International Sales

alex.tan@ghl.com