Meaningful Discount Plans Save on everyday needs. Go to www.layandwilliams.com For a complete explanation of these non-insurance benefits.
Transcript
1. Meaningful Discount Plans Save on everyday needs. Go to
www.layandwilliams.com For a complete explanation of these
non-insurance benefits.
2. $9.95 Per Month For The Entire Family Premier Plan Dental
Vision Pharmacy Card Teladoc Nurse Hotline Roadside Assistance
3. $14.95 Per Month For The Entire Family Premier Plus Plan
Dental Vision Pharmacy Card Teladoc Nurse Hotline Roadside
Assistance Lifeloc Proactive Identity Theft Chiropractic Care Pet
Care Savings Alternative Health & Wellness
4. $17.95 Per Month For The Entire Family Everything Plan
Dental Vision Pharmacy Card Teladoc Nurse Hotline Roadside
Assistance Lifeloc Proactive Identity Theft Chiropractic Caare Pet
Care Savings Alternative Health & Wellness Golf Discounts Movie
Ticket Discounts Hotel Discounts Condo Savings
5. Vision Coast to Coast (CTC) Vision has contracted with over
12,000 eyecare locations nationwide. Members save on eyeglasses,
contacts, eye exams and surgical procedures. The CTC provider
network is the most comprehensive in the U.S. and includes
ophthalmologists, optometrists, independent optical centers and
national chain locations such as Pearle Vision, JCPenney Optical,
Sears Optical, Target Optical, LensCrafters, and EyeMasters.
Highlights Savings of 20% to 60% on prescription eyewear. Also,
save 10% to 20% on contact lenses (excluding disposables) at
participating retail locations. Savings of 10% to 30% on eye exams.
Save 40% to 50% off the overall national average on LASIK surgery
(PRK and CK available at select locations). Most frames, lenses and
specialty items such as tints, coatings and UV protection are
available. No limit on the number of times membership may be used
during the year. Two guarantees - 30 day unconditional money-back
satisfaction guarantee and low price guarantee on eyeglasses
Members may nominate their own eye care professional to join the
network. Vision Benefit is not available to VT residents.
6. Dental Care Highlights Members save 15% to 50%* on
everything from general dentistry and cleanings to root canals,
crowns and orthodontia. Over 76,000 ** dental practice locations.
Save on routine dental services such as x-rays and fillings. Save
on specialty care such as orthodontics and periodontics where
available. Before scheduling an appointment, the member will call
the number on the back of their card to speak with a Patient
Advocacy representative.The representative will contact providers
in the network to ensure the dental office understands the Dental
Care discount card and is accepting new patients. The
representative will then contact the member to provide several
different dental care locations so the member may select the
provider that most meets their specific needs and book an
appointment. Dental benefit is not available to VT residents.
*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of
October 1, 2008. The discount program provides access to the Aetna
Dental Access network. This network is administered by Aetna Life
Insurance Company (ALIC). Neither ALIC nor any of its affiliates
offers or administers the discount program. Neither ALIC nor any of
its affiliates is an affiliate, agent, representative or employee
of discount program. Dental providers are independent contractors
and not employees or agents of ALIC or its affiliates. ALIC does
not provide dental care or treatment and is not responsible for
outcomes.
7. Pharmacy RETAIL PHARMACY The retail pharmacy program assures
the lowest price on prescription drugs, saving 10% to 60% on most
prescriptions. It's simple to use. Simply present your membership
card to the pharmacist when you pick up your prescription. The
pharmacist calculates the discount and you pay the discounted
price. No forms are required. Highlights 10% to 60% savings on most
medications. Over 60,000 national and regional pharmacy chains
participate as well as independent pharmacies. No pharmacy program
is complete unless it includes both retail locations for urgent
care medications and a mail order program when purchasing long term
maintenance prescriptions in 90 day supplies to treat ongoing
ailments. As prices may change from day to day and cannot be given
over the telephone, go to www.rxpricequotes.com to look up drug
prices by location. **Pharmacy Discounts are Not Insurance and are
Not Intended as a Substitute for Insurance. The discount is only
available at participating pharmacies MAIL ORDER PHARMACY To ensure
you always save money on long term prescription drugs, our mail
order program was created to complement the retail pharmacy
benefit. Since most maintenance medications are purchased in 90 day
supplies, now you can maximize savings with the convenience of home
delivery (at no additional charge). Highlights Prices average 10%
below AARP mail order pricing If you find a lower retail price from
a local retail pharmacy, the Mail Order Prescription Plan will beat
that price by $5.00* on brand name and generic medications priced
at $10.00 or more. Not valid in conjunction with other discount or
insurance cards. Prescriptions are delivered right to your door; no
postage or dispensing fees added. Unlike competitive programs that
restrict available medications to their "approved" list, our Mail
Order Prescription Plan is an "open formulary", so doctors may
prescribe the most effective medication to treat the member's
ailment or condition. *The $5.00 guaranteed savings cannot be used
in conjunction with other discount or insurance cards. **Pharmacy
Discounts are Not Insurance and are Not Intended as a Substitute
for Insurance. The discount is only available at participating
pharmacies
8. Teladoc TelaDoc is a national network of board certified
physicians providing cross coverage consultations 24 hours a day,
365 days a year. TelaDoc physicians use medical records and
telephone consultations to diagnose, recommend treatment and write
short term prescriptions, when appropriate. TelaDoc does not
replace the existing primary care physician relationship, but
instead enhances it with an efficient, cost- effective alternative
for minor medical problems. Members can access this service
wherever they happen to be: home, office, hotel room, or vacation
campsite. Members simply make a phone call and, in most cases,
speak to a doctor within three hours. On-Demand access to
healthcare Telephone access to a physician from any phone, 24 hours
a day, 7 days a week Physicians diagnose routine medical problems
and prescribe short-term medication when appropriate A physician
will contact the member within three hours No more waiting until
next week to receive medical attention No outrageous fees or
unexpected charges No consultation fee far less expensive than the
cost of a primary care physician visit ($80 $100 average) Most
medical issues can be resolved from any remote location Reduce the
number of hours spent away from work therefore increasing
productivity Easy method of payment debit/credit card or ACH (if
utilizing phone registration) Prescriptions phoned into the
member's local pharmacy You may complete your Medical History
Disclosure online for FREE. There is a $12 charge if this is
completed over the phone. Patient access to portable electronic
health records with HIPAA compliant secure servers. Portable
Electronic Health Record (EHR) - FREE TelaDoc does not prescribe
DEA controlled substances or lifestyle drugs. TelaDoc is not
available to visitors or residents of the state of OK. TelaDoc
provides services for members 10 years of age or older. TelaDoc
does not replace your primary care physician.
9. Nurse Hotline Good health starts with asking questions and
knowing where to go for the answers. Nurse Hotline offers toll-free
access to experienced registered nurses, 24 hours a day, 365 days
per year. Our hotline nurses are an immediate, reliable and caring
source of health information, education and support. Our nurses
provide information based on physician-approved guidelines,
including: General information on all types of health concerns
Answers about medication usage and interaction Translation services
for non-English speaking callers TTY/TTD access for the hearing
impaired Computerized record keeping system Medical Director on
staff Better-informed, healthier individuals are key to reducing
healthcare costs. Nurse Hotline gives you necessary information to
help with healthcare. In addition to preventing unnecessary
emergency room visits, you receive quick, sound medical information
from trained RNs.
10. Roadside Assistance Roadside Assistance is available 24
hours a day, 365 days a year to assist members when owned or leased
vehicles are disabled as a result of unavoidable circumstances.
Members will only have to pay for any non-covered expenses or
covered costs in excess of the 15 miles per occurrence maximum.
Coverage is extended to the member, spouse, and dependent children
up to 21 years of age permanently residing at registered address
when driving any vehicles that they own or lease for 12 months or
longer. Highlights Available 24 hours a day, 365 days a year Up to
15 miles towing (up to $80 retail value) per occurrence maximum for
covered charges Covers Member, spouse and dependent children up to
age 21 permanently residing at registered address when driving any
vehicles they own or lease (12 months or longer) Towing Assistance
Flat Tire Assistance Fuel, Oil, Fluid and Water Delivery Service
Lock-out Assistance Battery Assistance Collision Assistance
11. Hearing Enjoy access to a variety of hearing programs
providing hearing aid discounts of 15% to 58% in retail locations
nationwide and discounts of 40% to 60% through the mail order
program. Retail Hearing Aids Members may select from 1,350 Beltone
locations nationwide to receive a free hearing screening and 15%
off over 70 models of Beltone Hearing Aids. All technologies and
models are available including state of the art digital hearing
aids, along with Completely-In-the-Canal, In-the Ear and
Behind-the-Ear models. BelCare standardized 12 point customer
service program ensures consistent delivery of professional and
comfortable service, regardless of location. Mail Order Hearing
Aids Save 40% to 60% off average National Retail Pricing on over
100 models of name brand hearing instruments. Receive the lowest
price available. 45-day in-home trial period and one full year
factory warranty Any make/model hearing aid less than five years
old may be repaired with a six month warranty for just $90.00 or
with a 12-month warranty for just $115.00 (digital or analog
programmable aids are slightly more, depending upon model). Hearing
Equipment We offer a complete line of products designed
specifically for people who are experiencing hearing and/or vision
loss including, amplified corded and cordless telephones, large
display alarm clocks, portable telephone amplifiers, amplified
telephone ring signaler personal communication systems and a TV
listening system. Members receive a 25% discount on over 17
products. All products include full warranty support, a 30-day
money-back guarantee and toll-free tech support.
12. Vitamins & Diabetic Supplies VITAMINS Vitacost.com is
your one-stop shop for thousands of top brand vitamins,
supplements, herbs, organics and natural health care products at up
to 80% off retail everyday. Choose from over 400 brands and 12,000
items in stock and enjoy savings of 10% on already low prices.
Members can place orders online or toll free by phone. Most orders
ship the same day and every order is backed by the exclusive 5-star
guarantee. Highlights Toll-free and online shopping with friendly
and knowledgeable customer service representatives Timely,
convenient home delivery of vitamins, supplements, and a wide
variety of natural health products All purchases include a 30-day
unconditional money- back guarantee Choose from brand names you
know and trust such as Natures Way, Twinlab , Enzymatic Therapy and
Country Life All purchases include a 30-day unconditional
money-back guarantee DIABETIC SUPPLIES Through the VIP Health &
Wellness program, members save dramatically over the retail price
of their diabetic supplies. Product packages include a premier
Glucose Meter, control solution, test strips, lancets and lancing
device. Supplies are shipped regularly at no additional cost.
Highlights Many different product packages to choose from based on
testing requirements. Product packages are designed for everyday
testing. Product packages are priced from $29.99/month to
$169.99/month, which is 60% off the average competitors retail
prices. Save an additional 15% off on any single order items
including test strips, lancets, lancing device, and more. Toll-free
ordering, regular shipments and convenient home delivery on all
diabetic supplies. Free shipping on supplies when package option is
selected. DERMSTORE.COM DermStore.com is the premier online retail
destination for skin care brands ranging from spa exclusive brands,
physician-strength brands and hard-to-find specialty brands along
with expert advice and esthetician recommended regimens. Highlights
Save 15% on more than 300 brands and over 12,000 products Thousands
of product reviews Free Shipping on all purchases Free 2-Day
Shipping on purchases over $100 Free Samples of popular skin care
products with every order Auto Refills program allows you to
receive your favorite skin care products every 30, 60 or 90 days,
plus you get your 5th refill Free! 100% Color Guarantee, a 30-day
money-back guarantee on your cosmetics if your buy the wrong
color/shade Skin Resource Center for skin care articles, a skin
care ingredient dictionary, expert advice from our dermatologists
and estheticians, skin care application tips and videos, interviews
from industry experts and much more
13. LifeLock Over 10 million Americans will be victims of
identity theft this year. LifeLock is the leader in proactive
identity theft protection, protecting over 1 million members
nationwide. LifeLock is a proactive service that works to reduce
the risk of identity theft and backs it up with a $ 1 million total
service guarantee, in the event your identity is compromised.
LifeLock requests free fraud alerts with the major credit bureaus
on your behalf and then renews them every 90 days. LifeLock also
requests a copy of your free annual credit report, which will be
sent directly to you. LifeLock also helps reduce junk mail and
removes you from the pre-approved credit offer lists. LifeLocks
WalletLock service is also included with your membership. If you
lose your wallet, a WalletLock specialist will help contact each
credit card, bank or document issuing company, cancel your affected
accounts and complete the paperwork and steps necessary to replace
your lost documents (excluding money and pictures), including your
credit/debit cards, drivers license, Social Security card,
insurance cards, checkbook even travelers checks - at no additional
cost to you. LifeLocks eRecon service also works to protect you by
searching criminal websites for online selling and trading of your
information and notifying you if anything is found; and TrueAddress
will notify you when a change of address is filed in your name.
Highlights Free Fraud alerts are requested on your behalf to the
major credit bureaus - when anyone tries to use your credit the
merchant is advised to take extra precautions to verify its you and
only you making the request. A reduction in junk mail. Fewer
pre-approved credit card solicitations. WalletLock assists you in
the event your wallet is lost or stolen. eRecon searches for your
information being sold or traded online. TrueAddress notifies you
when a change of address is filed in your name. $1 million total
service guarantee if your identity is stolen while youre a client,
we will do whatever it takes to recover your good name and spend up
to $1 Million to do it.
14. Pet Care The Pet Care Savings Program is designed to save
members money on everything for their special family member - their
pet! All the pets in the household can take advantage of this
program. The Pet Care Savings Program is not insurance. With the
Pet Care Savings Program there is a 25% discount at network
veterinarians on most procedures, plus savings of 10% to 30% on pet
products and services at participating merchants. The Pet Care
Savings Program also includes a free pet ID tag and confidential
24-hour pet location service in the event of a lost pet. Highlights
Save 25% on most in office medical care with each visit to a
network veterinarian Save 10% to 30% at participating providers on
pet services such as boarding, doggie day care, training, pet
sitting and grooming Save 10% to 30% at participating merchants on
pet supplies such as food, beds, toys, treats and vitamins Free pet
ID tag(s) and 24-hour location service for lost pets Available for
use with all animals, from companion animals such as dogs and cats
to exotic animals such as birds and reptiles
15. Chiropractic Members save 30% to 50% at over 3,000
participating Doctors of Chiropractic nationwide. Highlights Free
initial consultation 50% savings on diagnostic services 50% savings
on x-rays performed on-site (if necessary) 30% savings on treatment
and other services Unlimited access to care with no limits on the
number of visits Over 3,000 providers nationwide Each chiropractors
licensure and insurance are carefully verified before being
accepted in the network Items such as vitamins and durable goods
are priced at the doctors discretion Members may choose from more
than 3,000 participating Chiropractors. Members enjoy a variety of
savings and services including a free consultation, 50% savings on
diagnostic services, 50% savings on x-rays performed on-site and
30% savings on treatment and other services. Also, members have
unlimited access to care with no limits on the number of visits.
Each chiropractors license and insurance are carefully verified
before being accepted in the network. Items such as vitamins and
durable goods are priced at the doctors discretion. Chiropractic is
not available to VT residents.
16. Alternative Health & Wellness The integration of
alternative medicine into conventional western medicine is quickly
revolutionizing the landscape of the American healthcare system.
Patients and providers are increasingly using alternative methods
of care that do not rely on invasive procedures or long term use of
pharmaceuticals. The Alternative Medicine Network is one of the
nation's leading providers of integrative medicine. Our national
network of over 16,000 practitioners provides care to millions of
members all across the country. Highlights 10% to 30% savings on
all treatments and services Over 16,000 practitioners in the
network Over 35 different practitioner disciplines Services include
Acupuncture, Nutritional Counseling, Massage Therapy, and Holistic
Medicine as well as popular Exercise and Movement specialties
including Yoga, Tai Chi, Pilates and more no limits on the number
of visits
17. Golf Program This golf discount program is one of the
nation's premier golfer's savings programs. The national network
consists of over 2,000 exciting courses throughout the U.S.,
Canada, and many other international destinations. Discounts are
also available for golf lessons, driving ranges, and much more.
Highlights Over 2,000 courses available nationwide Save up to 50%
off greens fees Save on golf vacation packages to destinations such
as Hilton Head, Palm Springs, Myrtle Beach, Scotland, and the
Republic of Ireland Save 10% on stay-and-play packages at fine golf
resorts or sharpen your game while enjoying 2-for-1 discounts at
driving ranges
18. Movie Tickets Members will save up to 40% on movie tickets
from major movie chains throughout the U.S. Tickets are valid for
at least three months from the date of purchase and are accepted at
any of the theaters operated by the company issuing the discount
ticket. Members may call toll-free to receive instructions on how
to obtain their discounted tickets. Participating Movie Chains
Include: United Artists Regal Cinemas Cinemark USA AMC IMAX And
many more...
19. Condo Program Why settle for an ordinary hotel room, when
there are vacation condo rentals available at discount rates
through the Condo Program? From cozy condos to 14-bedroom homes,
the Condo Program can accommodate members with extra space and
added comfort. The Condo Program offers preferred rates at
thousands of properties both in the U.S. and internationally. Save
up to 80% on resort condo accommodations listed on the
website.