NFO Franklin Templeton Asian Equity Fund Application Form

8/14/2019 NFO Franklin Templeton Asian Equity Fund Application Form

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Franklin Templeton Asset Management (India) Pvt. Ltd.

Franklin Templeton Mutual Fund

Key Information Memorandum

and Application Form

The Key Information Memorandum is dated November 8, 2007. This Key Information Memorandum (KIM) sets forth the information, which a prospective investor oughtto know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors rights & services, risk factors,penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer Document available free of cost at any of the InvestorService Centres or distributors or from the website www.franklintempletonindia.com. This KIM shall remain effective until a 'material change' (other than a change infundamental attributes and within the purview of the KIM) occurs and thereafter Material changes will be filed with SEBI.

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filedwith Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certifiedthe accuracy or adequacy of this KIM.

Sponsor: Templeton International Inc., Florida, USA.

Asset Management Company: Franklin Templeton Asset Management (India) Pvt. Ltd.

Ini tia l Offer Opens on : Nov 19, 2007

Ini tia l Offer Closes on : Dec 18, 2007

Scheme Re-opens for

contin uous sale and

repurchase on : Jan 17, 2008

Offer of Uni ts at Rs. 10 Per Un it (pl us appl icab le loa d) for cashduri ng the New Fund Offer Period and a t NAV based pricesupon re-opening.

Franklin Asian Equity Fund

(FAEF)(An Open End Diversified Equity Fund)


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Franklin Asian Equity Fund

(FAEF) W99999

Acknowledgement

Received from _____________________________________________________________________________________________________________________________________________________________________________________________________________________ Pin________________

W99999

Growth

Dividend

Minimum Investment - Rs. 5,000/-; Please use separate application forms for Lumpsum and Systematic Investment Plan. For Systematic Investment Plan, please fill the SIP Auto Debit (ECS/Direct Debit) form alongside and submit it together with the application form

Fund Name Plan/Option Payment Details

Amount _______________________ Cheque/DD No. ______________________ Date ________________

Bank and Branch details _____________________________________________________________________FAEF

Lumpsum Systematic Investment Plan Growth Dividend Reinvestment Payout

New Fund Offer Opens on Nov 19, 2007

New Fund Offer Closes on Dec 18, 2007

Scheme Re-opens for continuoussale and repurchase on Jan 17, 2008

Investment Details

Fund Name Plan /Option Amount Net Amount Payment Details

Invested Paid Cheque/DD No. Bank,Bank A/c No. and Branch

Less DD Charges:FAEF

Lumpsum Systematic Investment Plan Growth

Dividend Reinvestment Payout

Distributor information For Office Use Only

Advisor Code* Sub-Advisor Code* : Application received

Branch :

Representative :* AMFI Registered Distributors

Existing Unitholders (Please provide the following details in full; Please refer Instruction 2)

First Applicant Name

Customer Folio No. Account No.

Unit Holder Information (To be filled in Block Letters. Use one box for one alphabet leaving one box blank between name and surname)

Name of First/Sole Applicant

Proof of KYC enclosed* or KYC Application No.* Date of Birth# D D M M Y Y Y YPAN No. (Mandatory)$ Enclosed: PAN Card Copy or Form 49A & Form 60^ Gender Male FemaleStatus: Resident Individual NRI/PIO Company/Body Corporate Partnership Trust Society HUF Bank AOP Sole Proprietorship Minor through Guardian# FI FII Others (Please specify)_______________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Second Applicant

Proof of KYC enclosed* or KYC Application No.* Date of Birth# D D M M Y Y Y YPAN No. (Mandatory)$ Enclosed: PAN Card Copy or Form 49A & Form 60^ Gender Male FemaleStatus: Resident Individual NRI/PIO Minor through Guardian# Others (Please specify)_________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Third Applicant

Proof of KYC enclosed* or KYC Application No.* Date of Birth# D D M M Y Y Y YPAN No. (Mandatory)$ Enclosed: PAN Card Copy or Form 49A & Form 60^ Gender Male FemaleStatus: Resident Individual NRI/PIO Minor through Guardian# Others (Please specify)_________________________________Nationality and Country of Residence_____________________________________________________________________________________________

Name of Guardian

Proof of KYC enclosed* or KYC Application No.* Date of Birth D D M M Y Y Y YPAN No. (Mandatory)$ Enclosed: PAN Card Copy or Form 49A & Form 60^ Gender Male FemaleStatus: Resident Individual NRI/PIO Others (Please specify)_____________________________________________________________Nationality and Country of Residence_______________________________________________ Relationship with Minor Parent Guardian*Please provide any one of the following: 1. Copy of the KYC acknowledgement issued by CVL or 2. KYC Application with necessary documents. (Mandatory for all Investors). $PAN: In terms of SEBI circular datedApril 27, 2007, verification of PAN is mandatory for all Unitholders (including joint holders, guardians in case of minors and NRIs) w.e.f. July 2, 2007 irrespective of the amount of transaction. Please submit photocopyof the PAN card (alongwith the original for verification, which will be returned across the counter). ^Submission of form 60 is mandatory for investments of Rs.50,000 and above #Date of Birth - mandatory for Minors.

Mode of Operation

Single Joint Either or Survivor(s)Power of Attorney (POA) Details

Name of POA Holder

Proof of KYC enclosed* or KYC Application No.* Date of Birth D D M M Y Y Y YStatus: Resident Individual NRI/PIO Others (Please specify)_________________________________Gender Male Female

Bajaj Capital/ ARN-0010

88924


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Franklin Templeton Easy Services

Declaration

Having read and understood the contents of the Offer Document of the Fund, the Key Information Memorandum and the Addenda issued till date, I / Wehereby apply to the Trustees of Franklin Templeton Mutual Fund for units of Franklin Templeton Mutual Fund as indicated above, and agree to abide by theterms, conditions, rules and regulations of the Fund as on the date of this investment and confirm that the monies invested in the fund legally belong to me /us. I / We have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.* I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) underthe United States Securities Act of 1933, as amended from time to time, and I / We hereby further confirm that the monies are remitted from abroad throughapproved banking channels or from my/our monies in my/our NRE/NRO Account.

I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to holdFranklin Templeton Investments liable for any consequences in case of any of the above particulars being false, incorrect or incomplete.I hereby undertake topromptly inform the mutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents,representatives, distributors ('the Authorised Parties') are not liable or responsible for any losses, costs, damages arising out of any actions undertaken oractivities performed by them on the basis of the information provided by me as also due to my not intimating / delay in intimating such changes. I herebyauthorize the mutual fund to disclose, share, remit in any form, mode or manner, all / any of the information provided by me to Authorised Parties includingFinancial Intelligence unit-India (FIU-IND) including all changes, updates to such information as and when provided by me without any obligation of advisingme/us of the same. I hereby agree to provide any additional information / documentation that may be required by the Authorised Parties, in connection withthis application."I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website,www.franklintempletonindia.com. I/ We agree and shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible forany action relating to the use of HPIN/ TPIN/ Email services facility.

Date:______________________________Place ______________________________________________________________________________ * Applicable to Non-Resident investors

For investment related enquiries, please contact:Franklin Templeton Investments Service CentresPh: 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (Fornon-MTNL/non-BSNL users, please prefix the city STD code if calling from a mobile phone)Email: [email protected]. franklintempletonindia.com

CHECK LIST: Please ensure the following : Application form is complete in all respects and signed by all Applicants Bank Account details are filled You have registered Permanent Account Number (PAN) for all holders, including joint holders, guardians & NRI s and submitted the necessary proof (refer instructions) Appropriate Options are filled up Cheques/DDs should be drawn in favour of Franklin Asian Equity Fund If you are investing for the first time, please ensure thatyou fill in the contact details for us to contact you in case of any discrepancy in the form. You have provided a copy of the KYC acknowledgement or submitted the KYCApplication and entered the application No. for all applicants, guardians for minors and POA holders

Address (Mandatory if you have not completed your KYC process via CVL, else the address of the 1st Holder as registered with CVL will be automatically updated in our records)

City State Country Pincode

Overseas Address for NRIs/PIOs

City State Country Pin/Zip

Contact Details (Please provide your contact details even if you have already submitted your KYC acknowledgement)

If the Applicant is Sole Proprietorship Firm, please provide the name of Sole Proprietor. If HUF, please provide the name of Karta. In case of other Non-Individuals, please provide the details of Contact Person.

Name

TelSTD Code Office Residence Fax

Email__________________________________________________________________________ Mobile

Bank Details (Mandatory - For new investors)

Bank Name

Account No. Branch/CityPlease provide the full account number

Branch

Address Pin

Account type For Residents Savings Current For Non-Residents NRO NRE Others _______________________________________ Repatriable Non-Repatriable

*RTGS code *NEFT code *MICR code

Direct Credit Facility is currently available with: ABN Amro Bank, Citibank, Centurion Bank of Punjab, Development Credit Bank, HDFC Bank, HSBC Bank, IDBI Bank, ICIC I Bank, Kotak Mahindra Bank, Standard Chartered Bank, YES Bank& Axis Bank. Please provide a cancelled, signed cheque of the bank account you wish to register for Direct Credit. If you do not provide a cancelled and signed cheque, Franklin Templeton will record the new bank details as provided, butreserves the right to effect payments of dividends and redemptions by way of a cheque or payment instrument till such time that the account details p rovided can be verified. I/We DO NOT wish to avail direct credit facility (Please tick) Please verify and ensure the accuracy of the bank details provided above and as shown in your account statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.

(Do not abbreviate)

Disclaimer: In the event of any KYC Application Form being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction will be cancelled and the amountmay be redeemed at applicable NAV, subject to payment of exit load, wherever applicable. Such redemption proceeds will be despatched within a maximum period of 21 days from date of acceptance of application. However, in caseof subscriptions in scheme where Units are under a lock in period as prescribed in the respective offer Documents (including ELSS Schemes) or a New Fund Offer, allotment will be done only on confirmation from the CentralAgency that the KYC is final and if the Central Agency informs that the KYC is cancelled, the original amount invested will be refunded.

Nomination Details

Nominee Name & Address_________________________________________________________________________________________________________

Guardian name & address (if nominee is a minor)______________________________________________________________________________________

_______________________________________________________________________Signature of Nominee/Guardian______________________________

1. Franklin Templeton Easy e-Update: Receive account statements, annual reports andother information instantly by Email *Email Address:________________________________________________________________ I / We wish to receive the above by email I / We do not wish to receive the above by email

2. Franklin Templeton Easy Web: Access your account and transact online atwww.franklintempletonindia.com using your HPIN Yes, I would like to receive my HPIN

3. Franklin Templeton Easy Call:Just call 1800 425 4255 or 6000 4255 to access youraccount using TPIN______________________ Yes, I would like to receive my TPIN

4. Franklin Templeton Easy Mobile: Get instant SMS alerts to confirm your transactions *Mobile Number __________________________________________________________

I/We wish to register for SMS updates on my/our mobile phone. Yes No* Note:Where the investor has not opted for any option or has opted for both options, theapplication will be processed as per the default option, i.e., receive the account statement,annual report and other correspondence by E-mail and receive SMS updates on mobile.

Signatures

______________________________________First/Sole Applicant/Guardian

______________________________________Second Applicant

______________________________________Third Applicant

*Note: For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in page 10.


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Franklin Templeton Mutual Fund

Systematic Investment Plan through ECS/Direct Debit (See instructions overleaf)

Franklin Templeton InvestorService Centre Signature & Stamp

Advisor Name & Code* Sub Advisor Name & Code** AMFI Registered Distributors

Mandatory Enclosures: (If 1st installment is not by cheque)

Blank cancelled cheque Copy of cheque

Having read and understood the contents of the Offer Document(s) and Key Information Memorandum, Addenda issued till date, I / We hereby apply to theTrustees of Franklin Templeton Mutual Fund for a Systematic Investment Plan (SIP) through ECS / Direct Debit under the following Scheme and agree toabide by the terms, conditions, rules and regulations of the scheme(s)as on the date of this investment.

Name of Sole/First Account holder

Existing Unitholders Folio NumberNew Investors (Please also complete and submit a NFO Application Form) Regn. No. (For office use only)

SIP Details (Please note that a minimum of 30 days is required to set up the ECS/Direct Debit)

Scheme F R A N K L I N A S I A N E Q U I T Y F U N D

Plan Option

SIP Amount Rs. (per installment)

First SIP Cheque Date Cheque No.

(If Cheque is given)

ECS Period From To

(Should be from the Bank Account from which ECS/Direct Debit is to be effected) (for minimum period and installments, please refer point no. 12 overleaf)I/We authorize Franklin Templeton Mutual Fund or their authorized service providers to Debitmy/our account listed below by ECS (Electronic Clearing Services) / Direct Debit for collectionof SIP payments.

Bank Details

Bank Name

Branch Name

Address

City

Account Number

9 Digit MICR Code Account Type Savings Current CC/OD NRE/NRO(please)Please provide the MICR Code of the bank branch from where the ECS/Direct Debit is to be effected.

Please change my/our bank account ECS / Direct debit ( change in bank account only)

Account Holder Name as in Bank Account

I/We hereby declare that the particulars given above are correct and complete. If the transaction is delayed or wrongly effected or not effected at all for reasons of incomplete orincorrect information, I/We will not hold Franklin Templeton Investments responsible. I/We confirm that the funds invested belongs to me/us. I/We further undertake that anychanges in my/our Bank details will be informed to the Fund immediately. I/We have read and agreed to the terms and conditions mentioned overleaf. I/We have not received norbeen induced by any rebate or gifts, directly or indirectly in making this investment. *I/We confirm that I am/we are Non-residents of Indian National / Origin but not UnitedStates persons within the meaning of Regulation (s) under the United States Securities Act of 1933, as amended from time to time and that I/We hereby confirm that the funds areremitted from abroad through approved banking channels or from my/our funds in my/our NRE/NRO/FCNR Account. * Applicable to Non Resident Investors

Date Signature of the Investor(s) 1. 2. 3.

Bankers Attestation (For bank use only)

Certified that the signature of account holder and the details ofBank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account No.

Authorisation of the Bank Account Holders

This is to inform that I/We have registered for RBIs Electronic Clearing Service (Debit Clearing) andthat my/our payment towards my/our investment in Franklin Templeton Mutual Fund shall be madefrom my/our below mentioned bank account number with your bank. I/We authorize FranklinTempleton Asset Management (India) Pvt. Ltd. (Investment Manager of Franklin Templeton MutualFund) acting through their service providers and representative carrying this ECS mandate form to get itverified and executed. Mandate verification charges if any, may be charged to my/our account

Bank Account Number

Acknowledgement Slip for SIP through ECS/Direct Debit (To be filled in by investor )

Investors Name

Customer Folio

SIP Amount (Rs.) Frequency: Monthly Scheme: FRANKLIN ASIAN EQUITY FUND Quarterly

Signatures of Bank Account holders

1st Holder

2nd Holder

3rd Holder

Frequency Monthly Quarterly(please tick as applicable)

SIP Date 1st 7th 10th 20th 25thd d m m y y y y

m m y y y y m m y y y y

Signatures of Bank Account holders

1st Holder

2nd Holder

3rd Holder

Account No.

Account No.

W99999


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Investment Objective

Asset Allocation Pattern

of the scheme (as % of

Net Assets)

Risk Profile of the Scheme

Plans and Options

Applicable NAV (after

the scheme opens for

repurchase and sale)

Minimum Application

Amount/ Number of Units

Despatch of Repurchase

(Redemption) Request

Benchmark Index

Dividend Policy

Name of the FundManager(s)

Name of the Trustee

Company

Performance of similar

Scheme

Expenses of the Scheme

(i) Load Structure

Franklin Asian Equity Fund (FAEF) is an open-end diversified equity fund that seeks to provide medium to long term appreciation through investments

primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Types of Instruments Normal Allocation #

(Min% - Max %)

Equities and Equity Linked instruments 70% - 100%

- Domestic securities 0% - 40%

- Foreign Securities@ 50% - 100%

Do me st ic De bt se cu rit ie s* an d Mo ne y Ma rk et In st ru me nt s 0 % - 3 0%@ including investments in units/securities of overseas mutual funds/unit trusts and such other foreign securities/ instruments as may be permitted by

SEBI/RBI

# exposure in derivatives up to a maximum of 50%

* including securitised debt up to 30%

Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Growth Plan and Dividend Plan (with Payout and Reinvestment Option). Please note that where the Unitholder has opted for Dividend Payout option

and in case the amount of dividend payable to the Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the Scheme.

During NFO: The units are being offered at Rs. 10 per unit (plus applicable load) during the New Fund Offer Period.

On an ongoing basis upon re-opening:

Purchases including switch ins : In respect of valid applications received up to 3 p.m. by the Mutual Fund along with a local cheque or a demand draft

payable at par at the place where the application is received $, the closing NAV of the day on which application is received shall be applicable.

In respect of valid applications received after 3 p.m. by the Mutual Fund along with a local cheque or a demand draft payable at par at the place where

the application is received$

, the closing NAV of the next business day shall be applicable.However, in respect of valid applications with outstation cheques / demand drafts not payable at par at the place where the application is received$,

closing NAV of the day on which cheque/demand draft is credited to the account of Franklin Templeton Mutual Fund shall be applicable.

Redemptions including switch outs: In respect of valid applications received $ up to 3 p.m. by the Mutual Fund, same days closing NAV shall

be applicable.In respect of valid applications received after 3 p.m.$ by the Mutual Fund, the closing NAV of the next business day shall be

applicable.

During NFO the applications will be accepted at the Franklin Templeton Branches(ISC)/collection banks mentioned on page no. 12 - 16. For any

application of switch-in from other Franklin Templeton Funds into FAEF, received on any date during the NFO, the application will be deemed to have

been received on the last date of the NFO and processed accordingly. However, in case the last date of the NFO is a non-Business Day for the Source

scheme, the application will be deemed to have been received on the last Business Day for the Source scheme immediately preceding the last date of the

NFO and will be processed accordingly.

$Received at the official points of acceptance of transactions of Franklin Templeton Mutual Fund.

Purchase Additional Purchase Repurchase

Rs.5,000/- or any amount Rs.1,000/- or any amount Rs.1,000/- or any amount

in multiple of Re.1/- in multiple of Re.1/- in multiple of Re.1/-thereafter thereafter thereafter

The redemption cheque will be despatched to the unitholders within the statutory time limit of 10 business days of the receipt of the redemption

request at the Registrars office.

MSCI Asia (ex-Japan) Standard Index

Dividends are distributed based on the distributable surplus in the fund. The Trustee may declare dividends in the fund though there is no assurance

or guarantee to the Unitholders as to the rate of dividend distribution nor that the dividend will be regularly paid.

Sukumar Rajah assisted by Ms. Roshi Jain (dedicated for making investments in Foreign Securities)

Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956, and approved by SEBI to act as the Trustee to the

funds of Franklin Templeton Mutual Fund.

Not Applicable

Initial Offer Period Continuous Offer

Entry load: In respect of each purchase of Units less than Entry load: In respect of each purchase of Units less than Rs. 5

Rs. 5 Crores in value 2.25% Crores in value 2.25%

In respect of each purchase of Units equal to or greater than In respect of each purchase of Units equal to or greater than

Rs. 5 Crores in value Nil Rs. 5 Crores in value Nil

Exit load: In respect of each purchase of Units less than Rs. 5 Crores in Exit load: In respect of each purchase of Units less than Rs. 5 Crores in

value 0.50% if redeemed within 1 year of allotment value 0.50% if redeemed within 1 year of allotment

In respect of each purchase of Units equal to or greater than In respect of each purchase of Units equal to or greater than Rs. 5 Crores

Rs. 5 Crores in value - 1% redeemed within 6 months of allotment in value - 1% redeemed within 6 months of allotment


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(ii)Recurring expenses

Tax treatment for the

Investors (Unitholders)

Switchover/Exchange fee: Switchover/Exchange fee:

Switch-in: Same as entry load mentioned above When there is an exchange / swi tch from one Franklin Templeton scheme

Switch-out : Same as exi t load mentioned above where the inves tor has paid anentry load (Scheme I) to another Franklin

Templeton scheme with an entry load (Scheme II), the entry load levied by

Scheme II will be as follows: Switch-in: If Entry Load paid for Scheme I is

greater than the entry load for Scheme II then No entry load will be charged

by Scheme II;

If Entry Load paid for Scheme I is lower than the entry load for Scheme

II then the differential load will be charged by Scheme II;

If Entry Load paid for Scheme I is same as the entry load for Scheme II

then an exchange fee of 0.25% will be charged by Scheme II

Switch-out: Same as exit load mentioned above

The maximum annual recurring expenses that can be charged to the fund shall be within the prescribed limits and subject to a percentage limit of

Daily/Weekly Average Net Assets as follows.

First Next Next Over

Rs.100 crores: Rs.300 crores: Rs.300 crores: Rs.700 crores:

2.50% 2.25% 2.00% 1.75%

The total expenses of the fund including the investment management and the advisory fee (together with additional management fee, wherever

applicable) shall not exceed the prescribed limits.

TAX BENEFITS

(As per laws currently in force)

The following summary outlines the key tax implications applicable to unit holders based on the relevant provisions under the Income-tax Act, 1961

(the Act), the Wealth-tax Act, 1957 and the Finance Act, 2007 (collectively called the relevant provisions).

THIS INFORMATION IS PROVIDED FOR GENERAL INFORMATION PURPOSE ONLY. HOWEVER, IN VIEW OF THE INDIVIDUAL NATURE OF

THE IMPLICATIONS, EACH INVESTOR IS BEST ADVISED TO CONSULT WITH HIS OR HER OWN TAX ADVISORS/AUTHORISED DEALERS

WITH RESPECT TO THE SPECIFIC TAX AND OTHER IMPLICATIONS ARISING OUT OF HIS OR HER PARTICIPATION IN THE SCHEMES.

TAX IMPLICATIONS TO UNITHOLDERS

UNDER THE INCOME-TAX ACT, 1961

Taxability of income on units (other than sale/redemption):

The income received by an investor (other than income on sale/redemption) in respect of units of a mutual fund specified under Section 10(23D) of

the Act, is exempt under the Act.

Taxability o f income on sale/redemption of un its:

The taxability of the income on sale/redemption of units and the rates at which such income is taxed is discussed below:

If the units are held as stock-in-trade:

If the units are held by an investor as stock-in-trade of a business, the said income will be taxed at the rates at which the normal income of thatinvestor is taxed.

On sale of the units of an equity oriented fund on a recognised stock exchange or to the Mutual Fund, the investor will also be charged with Securities

Transaction Tax (STT) as per the rates specified in para on STT, provided the transaction is also considered as a "taxable securities transaction". In

other cases, STT is not levied.

Further, the investor is not allowed any deduction of STT paid for the purposes of computing his business income. However, a rebate under section

88E of the Act is available in respect of STT paid. The rebate is available in form of a deduction of the STT paid from the tax payable on the income

from the taxable securities transaction. The tax payable on the income from taxable securities transaction is computed by applying the average rate of

income-tax on the total income. The rebate in respect of STT paid cannot, however, exceed the tax payable. Also, this rebate can be claimed by an

investor only if appropriate evidences are furnished in Form No. 10DB along with the Return of Income.

If the units are held as investments:

If the units are held as investments, the tax rates applicable will depend on whether the gain on sale of units is classified as a short term capital gain or

a long term capital gain. If the units of the scheme are held as a capital asset, for a period of more than 12 months immediately preceding the date of

transfer, will be treated as long-term capital assets for the computation of capital gains. In all other cases, they would be treated as short-term capital

assets.

The tax rates applicable on short term or long term capital gains arising on transfer of units of a scheme, being an equity oriented fund are stated inthe following table:

Nature of income Tax rate$

Short-term capital gains on sale either to the Capital gains tax payable at 10 percent* [applicable to all investors

Mutual Fund or on a recognised stock exchange including Foreign Insti tutional Investors (FII)]

Long- term capi ta l gains on sa le either to the No capital ga ins tax payable by any inves tor.

Mutual Fund or on a recognised stock exchange

* plus surcharge and education cess as may be applicable. In case of non-resident investors, the above rates would be subject to applicable treaty relief.

$ Additionally, STT would be payable at the rates specified in para on STT.

The tax rates applicable on short term or long term capital gain arising on transfer of units of a scheme, not being an equity oriented fund as discussed

above are stated in the following table:


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Nature of income Tax rate

Short-term capital gains In case of FIIs, 30 percent* For others, taxed at normal tax rates.

Long-term capital gains In case of FIIs, 10 percent* (without indexation)

In case of others, 20 percent* (with indexation) or, 10 percent* (without

indexation), whichever less.

*plus surcharge and education cess as may be applicable.

The withholding tax implication (i.e. TDS) in respect of the capital gains explained above is discussed below:

(a) Resident Investors:

No tax is required to be deducted at source from capital gains arising to resident investors at the time of repurchase or redemption of the units.

(b) Non-Resident Investors:

The tax is required to be deducted at source from the sale proceeds or redemption proceeds paid to non-resident investors. This withholding is in

addition to the STT payable, if any, by the investor. The rates are:

(i) Foreign Institutional Investors: No tax has to be deducted on redemption/sale proceeds.

(ii) Non-Resident Indian (NRI) / Person of Indian origin (PIO):

Short Term Capital Gains Long Term Capital Gains

Equity oriented funds* 10% Nil

Other than equity oriented fund* 30% 20%

* plus surcharge and education cess as may be applicable.

For administrative purpose, the Fund will deduct 10% surcharge.

(iii) Non-Resident Corporates:Short Term Capital Gains Long Term Capital Gains

Equity oriented funds* 40% Nil

Other than equity oriented fund* 40% 20%

* plus surcharge and education cess as may be applicable.

For administrative purpose, the Fund will deduct 2.5% surcharge.

All the above non-resident investors may also claim the tax treaty benefits available, if any. For details of applicability and eligibility of such benefits,

the investors are requested to consult their tax advisors.

Provisions regarding Dividend income and Bonus

Losses arising from the sale/redemption of units purchased within 3 months prior to the record date (for entitlement of dividends) and sold within 9

months after such date, is disallowed to the extent of income on such units (other than on sale/redemption) claimed as tax exempt.

If an investor purchases units within 3 months before the record date (for entitlement of bonus) and sells/redeems the units within 9 months after that

date, and by virtue of holding the original units, he becomes entitled to bonus units, then the loss arising on transfer of original units shall be ignored

for the purpose of computing his income chargeable to tax. In fact, the loss so ignored will be treated as cost of acquisition of such bonus units.

Note :

"Equity oriented fund" is defined to mean a fund -

where the investible funds are invested by way of equity shares in domestic companies to the extent of more than sixty five percent of the total

proceeds of such fund; and

which has been set up under a scheme of a Mutual Fund specified in section 10 (23D) of the Act.

FAEF - is not an Equity Oriented Fund

"Taxable securities transaction" means a transaction of

purchase or sale of an equity share in a company or a derivative or a unit of an equity oriented fund, entered into in a recognised stock exchange;

or

sale or an equity oriented fund to the Mutual Fund

Rates of Securities Transaction Tax (STT)

Sr. No Taxable securities transaction Tax rate (%)

1 Purchase of a unit of an equity oriented fund, where(a) the transaction of such purchase is entered into in a recognised stock exchange; and

(b) the contract for the purchase of such share or unit is settled by the actual delivery or

transfer of such unit 0.125

2 Sale of a unit of an equity oriented fund, where -

(a) the transaction of such sale is entered into in a recognised stock exchange; and

(b) the contract for the sale of such share or unit is settled by the actual delivery or

transfer of such unit 0.125

3 Sale of unit of an equity oriented fund to the Mutual Fund 0.25

UNDER THE WEALTH TAX ACT, 1957

Units are not to be treated as assets as defined under Section 2(ea) of the Wealth-Tax Act, 1957 and hence will not be liable to wealth-tax.


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Daily Net Asset Value

(NAV) Publication

For Investor Grievances

please contact

Unitholders Information

RELIGIOUS AND CHARITABLE TRUSTS

Investments in the units of the Fund by Religious and Charitable Trusts is an eligible investment under Section 11(5) of the Act, read with Rule 17C of

the Income-tax Rules, 1962.

TAX IMPLICATIONS ON MUTUAL FUND

Income earned or received by the Mutual Fund

Franklin Templeton Mutual Fund is registered with SEBI and as such, the entire income of the Fund is exempt from income tax under Section

10(23D) of the Act. In view of the provisions of Section 196(iv) of the Act, no income tax is deductible at source on the income earned by the mutual

fund.

Income distributed by the Mutual Fund

Franklin Templeton Mutual Fund will be required to pay dividend distribution tax (DDT) as follows:

No DDT to be paid on equity oriented funds;

DDT to be paid on other funds at the following rates:

- at 28.325 percent (including surcharge and education cess) on dividend distributed by a money market mutual fund or a liquid fund;

- at 14.1625 percent (including surcharge and education cess) on dividend distributed to any person being an individual or a Hindu

Undivided Family by a fund other then a money market mutual fund or a liquid fund; and

- at 22.66 percent (including surcharge education cess) on dividend distributed by a fund other than a money market mutual fund or a liquid

fund, to persons other than individuals and HUFs.

"Money market mutual fund" is defined to mean a money market mutual fund as defined in sub-clause (p) of clause (2) of the Securities and

Exchange Board of India (Mutual Funds) Regulations, 1996.

"Liquid fund" is defined to mean a scheme or plan of a mutual fund which is classified by the Securities and Exchange Board of India as a liquid fund

in accordance with the guidelines issued by it in this behalf under the Securities and Exchange Board of India Act, 1992 or regulations made

thereunder.]

The NAV will be normally declared on all business days and and will be published in 2 newspapers. The NAV can also be viewed on

www.franklintempletonindia.com and www.amfiindia.com.

You can also telephone us at 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users,

please prefix the city STD code if calling from a mobile phone).

Ms. Sheela Kartik, Investor Services, Franklin Templeton Centre, No. 7, 3rd Cross Street, Adyar, Chennai 600 020. Off : 1-800-425 4255 (For

MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users, please prefix the city STD code if calling from a mobile

phone). Email: [email protected].

Name and Address of Registrar: Franklin Templeton Asset Management (India) Pvt Ltd, Franklin Templeton Centre, No. 7, 3rd Cross Street, Adyar,

Chennai 600 020. Off: 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users, please

prefix the city STD code if calling from a mobile phone). Email: [email protected].

Name of the Mutual Fund: Franklin Templeton Mutual Fund; Head Office: Level 4, Wockhardt Towers, Bandra Kurla Complex, Bandra (East),

Mumbai 400 051

Account Statement:

Each Unitholder will receive an Account Statement on allotment and each time subscription or redemption of Units is made, or dividend or otherdistributions in respect of units are declared and reinvested. The Unitholders can also obtain an Account Statement on request from any of the ISCs.

Annual Financial Reports

As required by the SEBI Regulations, the Fund will mail/e-mail (if an e-mail address is provided with the consent of the unitholder), as soon as

practical after 31st March each year but not later than six months thereafter, as the Trustee may decide, an abridged scheme-wise annual report to all

the unitholders. The full annual report of the Fund will be furnished to the Unitholders upon a written request and will be available at the Head Office

of the Investment Manager for inspection. The Fund will make all disclosures required by the SEBI Regulations, including information about the

entire portfolio held by the Fund under this Scheme.

Half Yearly Disclosures

The Fund shall before the expiry of one month from the close of each half year that is on 31st March and 30th September, publish its financial results,

containing details specified in Regulation 59 read with Twelfth Schedule of SEBI Regulations, in one English newspaper circulating in the whole of

India and in one regional newspaper circulating in the region where the head office of the Fund is situated. In addition, the Scheme shall mail/e-mail

(if an e-mail address is provided with the consent of the unitholder) or publish the complete portfolio to the investors before the expiry of one month

from 31st March and 30th September each year. These shall also be displayed on the web site of the Mutual Fund and that of AMFI.

Prevention of Money Laundering

In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued there under (AML Laws), Mutual Funds are requiredto formulate and implement a client identification programme, to collect, verify and maintain the record of identity and address(es) of investors.

Know Your Customer (KYC)

Presently, it is mandatory for all investors to furnish such documents and information as may be required to comply with the Know Your Customers

(KYC) policies under the AML Laws. Applications without such documents and information may be rejected.

Please refer to the Offer Document for any further details


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9

Please read the Unabridged Offer Document containingthe terms of offer. All applicants are deemed to have acceptedthe terms subject to which the offer is being made and bindthemselves to the terms upon signing the Application Formand tendering the payment.

1. The application form must be completed in BLOCKLETTERS in ENGLISH.

2. Investors already having an account in any FranklinTempleton funds can provide their folio/account numberand first applicant name in the space provided. SuchInvestors need not fill the section Unit HolderInformation.

3. Signatures should be in English or in any of the Indianlanguages. Thumb impressions must be attested by aGazetted Officer/Notary Public under his/her official seal.In case of HUF, the Karta will sign on behalf of the HUF

4. Mode of payment:-During NFO

- Applications along with a local cheque can bedeposited at Franklin Templeton Branches (ISC) /Collection Banks as mentioned on page 12 - 16.

- No outstation cheques will be accepted. Applicantsfrom places where there is no Franklin Templetonbranch/Collection Banks can deduct DD charges fromthe application amount provided these drafts arepayable at locations where the application issubmitted to a Franklin Templeton branch/CollectionBank. However, DD charges shall be limited the bankcharges stipulated by The State Bank of India. TheAMC will not accept any request for refund ofDemand Draft charges.

- Cheques should be drawn in favour of the fund name."Franklin Asian Equity Fund". The fund is not

obliged to represent dishonoured cheques or informthe investor/ investors agent about it.

- Investors are instructed NOT to make cash paymentsalong with the application.

On an ongoing basisa. For Resident Investors - by local cheque deposited with

any Franklin Templeton branch/ Collection Centres.- Applicants from places where there is no Franklin

Templeton branch/Collection Centres can deduct DDcharges from the application amount provided thesedrafts are payable at locations where the application issubmitted to a Franklin Templeton branch/CollectionCentre. Applicants may send their applicationalongwith bank draft to the Investor Service

Centre/Collection Centre. However, DD charges shallbe limited the bank charges stipulated by The StateBank of India. The AMC will not accept any requestfor refund of Demand Draft charges.

- Investors are instructed NOT to make cash paymentsalong with the application.

- Cheques should be drawn in favour of the fund name."Franklin Asian Equity Fund". The fund is notobliged to represent dishonoured cheques or informthe investor/ investors agent about it.

b. For Non-Resident Investors:

- by NRE/NRO account cheque from a bank located atplaces having a Franklin Templeton branch/Collection Centre. Please provide a photocopy of thecheque alongwith the application form if investmentis made through a NRE/NRO account.

- by Rupee draft purchased abroad payable at locationswhere the application is submitted to FranklinTempleton branch/Collection Centre

- by inward remittance through normal bankingchannels

c. Foreign Institutional Investors and InternationalMultilateral Agencies shall pay their subscription bydirect remittance from abroad or out of their special NonResident Account, maintained with a designated bank inIndia. FIIs, Trusts must also provide the OverseasAuditors Certificate.

5. A switch from any Franklin Templeton fund to FAEF willbe effected by redeeming units from the Fund in whichthe units are held on the Applicable NAV for Redemption,subject to the applicable load/CDSC and investing the netproceeds in FAEF. All the switch requests would bedeemed to have been received on the last day of the NewFund Offer and processed accordingly. However, in casethe last date of the NFO is a non-business day for thesource scheme, the application will be deemed to havebeen received on the last business day of the sourcescheme immediately preceeding the last day of the NFOand will be processed accordingly.

6. In case of an Application Form under a Power of Attorneyor by a limited company or a body corporate or aregistered society, or a Trust, the relevant Power ofAttorney or the relevant resolution or authority to makethe application, as the case may be, or a duly certified

copy thereof, alongwith a certified copy of theMemorandum and Articles of Association [whereapplicable] and/or bye law may be lodged alongwith theapplication form. The signature must be duly attested bya notary public.

7. As per SEBI Circular SEBI/ IMD/CIR No. 11/78450/06dated October 11, 2006, Franklin Templeton MutualFund (FTMF) hereby declares all its 34 branches asdescribed on page 12 of the Key InformationMemorandum under the head "Franklin TempletonBranch Offices" as the Official points of acceptance oftransactions. The "cut off time" as mentioned in the OfferDocuments shall be reckoned at these official points. Allpurchase and redemption applications must be

demonstrably received by the Mutual Fund at these"official" points of acceptance of transactions.

8. Applications that are incomplete or inaccurate are termedas Not in Good Order (NIGO). NIGO applications areprocessed or rejected in accordance with the guidelines asmentioned on our websitewww.franklintempletonindia.com as amended from timeto time. All applications are accepted "Subject toVerification". Applications can be therefore rejected at thecounter itself, or subsequently at the time of a good orderreview either at the branch or at the back office.

Instructions


10/16


11/16

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SIP Payment through Electronic Clearing Services/Direct Debit

General Instructions:

1) This facility is offered to investors having Bank accounts inselect cities mentioned below. The cities in the list may bemodified/updated/ changed/removed at any time in futureentirely at the discretion of Franklin Templeton Investments

without assigning any reasons or prior notice. SIPinstructions for investors in such cities via ECS/Direct Debitroute will be discontinued.

2) The bank branch provided for ECS/Direct Debit shouldparticipate in the local MICR clearing. The investor shallinform their Bankers about the ECS/Direct Debit mandateand Franklin Templeton will not liable for any transactionfailures due to rejection by the investors bank/branch.

3) SIP through ECS/Direct Debit is available only on 1st / 7th /10th / 20th / 25th of the month. In case these days are nonbusiness days for the scheme, then SIP will be processed onthe next business day.

4) The investor agrees to abide by the terms and conditions ofECS/Direct Debit facility of Reserve Bank of India (RBI).

5) Investor will not hold Franklin Templeton Investments and

its service providers responsible if the transaction is delayedor not effected by the investor Bank or if debited in advanceor after the specific SIP date due to various reasons.

6) Franklin Templeton reserves the right to reverse allotmentsin case the ECS debit is rejected by the bank for any reasonwhatsoever.

7) Franklin Templeton Investments shall not be responsibleand liable for any damages/compensation for any loss,damage etc., incurred by the investor. The investor assumesthe entire risk of using the ECS/Direct Debit facility andtakes full responsibility for the same.

8) The AMC/Trustees reserve the right to discontinue ormodify the SIP facility at any time in future on a prospectivebasis.

9) Franklin Templeton Investments reserves the right todiscontinue the SIP in case of Direct Debit through ECS /

Direct Debit routes are rejected by the investor bank for anyreasons.

10) For load details, please refer to the Key InformationMemorandum .

11) Franklin Templeton Investments reserves the right to rejectany application without assigning any reason thereof.

12) For intimating the change in bank particulars, please tickthe box provided overleaf under the Bank Details. Alsofillup all the relevant details as applicable. Changes in theECS Bank Mandate request should be submitted 30 days inadvance and cancellation of ECS should be submitted 15days in advance.

13) Please contact Franklin Templeton ISC / visitwww.franklintempletonindia.com for updated list of banks /branches eligible for Direct Debit Facility. .

Terms and Conditions for Systematic Investment Plan thr oughECS / Direct Debit durin g NFO: (please read t his with General

Instructions)

1) Minimum Investments: 12 installments of Rs.1000/-. AllInstalments should be of the same amount.

2) 1st installment must be by cheque and balance by ECS.3) To effect the ECS/Direct debit, investors must provide a

cancelled cheque or copy thereof for the same account fromwhich the ECS/Direct Debit is to be done

4) 1st installment will be treated as an NFO purchase with loadstructure prevailing in the NFO. Ongoing load structurewill apply to subsequent instalments.

5) 2nd installment (i.e. first one post NFO allotment) should

be minimum 60 days after the date of NFO closure.

6) All SIP requests during NFO must be submitted at

designated Bank Branches (see overleaf) and not to our

Branches.

7) ECS will automatically be discontinued if two consecutive

installments fail for any reason.8) To effect ECS/Direct debit, investors must provide a

cancelled cheque or copy.

Terms and Conditions for Systematic Investment Plan throu gh

ECS / Direct Debit Post NFO (on-going) (please read th is with

General Instructions)

1) Minimum Investments: 12 instalments of Rs.500/- (or) 6

instalments of Rs.1000/-. All Instalments should be of the

same amount. In FTLF,12 installments of Rs.2000/- (or) 6

instalments of Rs.4000/- and in TGSF-PF Plan 12

instalments of Rs.10,000/- or 6 instalments of Rs.20,000.

2) To effect ECS/Direct debit, investors must provide a

cancelled cheque or copy thereof or the first investment

must be by means of cheque from that account. Bankers

attestation is recommended for Payable at par cheque.

3) Existing investors must provide their Folio Number /

Account number and need not fill up a Common

Application Form.

4) New investors who wish to enroll for SIP through

ECS/Direct Debit should also fill up the Common

Application form in addition to this form.

5) The SIP through ECS/Direct Debit Form, and the Common

Application Form (in case of new investors), along with the

necessary cheque or copy thereof should be submitted at

least 30 days in advance of the date of the first ECS/Direct

Debit Transaction.

6) For further details of the Scheme features like minimum

amounts, risk factors etc, investors should, before

investment, refer to the Offer Document(s), Key

Information Memorandum and Addenda issued till dateavailable free of cost at any of the Investor Service Centers

or distributors or from the website

www.franklintempletonindia.com.

List of cities where SIP through ECS/Direct Debit is available:

Ahmedabad, Agra, Allahabad, Amritsar, Bangalore, Baroda,

Bhopal, Bhubaneswar, Bhilwara, Chandigarh, Chennai,

Coimbatore, Dhanbad, Dehradun, Erode, Gorakhpur, Goa,

Guwahati, Gwalior, Hubli, Hyderabad, Indore, Jammu,

Jabalpur, Jaipur, Jalandhar, Jodhpur , Kanpur, Koch, Kolhapur,

Kolkatta, Kozhikode, Lucknow, Ludh iana, Madurai, Mangalore,

Mumbai, Mysore, Nagpur, Nashik, New Delhi, Nellore, Patna,

Pondichery, Pune, Raipur, Rajkot, Salem, Sholapur, Simla,

Siliguri, Surat, Tirupur, Tirupathi, Thrissur, Trichy,

Trivandrum, Udaipur, Varanasi, Vijayawada, Vizag,Jamshedpur, Aurangabad & Ranchi

List of banks / branches for SIP through Direct Debit Facility is

available.

Banks Branches

IDBI Bank, HDFC Bank All Branches

IndusInd bank and Kotak

Mahindra Bank & Axis Bank

Bank of India, Punjab National Select Branches

Bank and Centurion Bank (where core banking

of Punjab, facility is available)


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Ahmedabad: 202, 2nd Floor, Abhijeet-III, Opp. Mayors Bungalow, (Near Mithakali Six Roads),

Ahmedabad 380 009 ; Bangalore: Niton Compound, 11, Palace Road, Entrance from Cunningham

Road, Near Carmel College, Bangalore 560 052.; Bhubaneswar: No.77, Kharavel Nagar, Unit III,

Janapath, Bhubaneswar 751 001; Chandigarh: S.C.O. 373-374, 1st Floor, Sector 35-B, Chandigarh160 022; Chennai: Century Centre, 75, T.T.K Road, Alwarpet, Chennai 600 018; Cochin: 41/418-C,

First Floor, Chicago Plaza, Rajaji Road, Ernakulam, Cochin - 682035.; Coimbatore: 424-C, Red Rose

Towers, 2nd Floor, D.B.Road, R.S.Puram, Coimbatore 641 002.; Dehradun: Pokhrial House 1st floor,

67/3 Rajpur Road opp meedo Plaza Dehradun-248001.; Hyderabad: Ground Floor, Sagar Society, Plot

No:44, Banjara Hills, Road No.2 Hyderabad 500 034.; Indore: 101, Starlit Towers, 29/1 Y.N Road,

Opp. State Bank Of Indore Head Office, Indore - 452001.;Jaipur: 250, 2nd Floor, Ganpati Plaza, M I

Road, Jaipur 302 001.; Jalandhar: Rachnaa Chambers, (Next to Hotel Centre Point) BMC Chowk,

G.T.Road, Jalandhar 144 001.; Kanpur: Office No.208-09, 14/113, KAN Chambers, Civil Lines,

Kanpur- 208001; Kolkatta: 2D & 2E, Landmark Building, 2nd Floor, 228-A, A.J.C Bose Road,

Kolkatta 700 020.; Lucknow: 2, Uttam Palace, 1st Floor, 3 Sapru Marg, Lucknow 226 001; Ludhiana:

SCO-37, 1st Floor, Feroze Gandhi Market, Ludhiana 141 001; Madurai: No.210/20, 1st

Floor,Petchiamman Padithurai Road, Near AR Plaza, Madurai 625001.; Mangalore: 1st Floor,

Manasa Towers, M.G. Road Kodialbail, Mangalore 575 003; Mumbai: Mittal Tower, Office No. A/31,

A/32 & A/35, 3rd Floor Mittal Tower A Wing Opp. Vidhan BhavanNariman Point, Mumbai 400021

Bandra Kurla Complex, Level 4, Wockhardt Towers, East Wing, Mumbai 400 051.; Nagpur: Shop

No. 3 & 4, Ground Floor, Maharshi Shivpad Complex, Plot No. 262, West High Court Road, Bajaj

Nagar, Nagpur 440 010.; Nasik: S-6, Suyojit Trade Centre, Opp. Rajiv Gandhi Bhavan, Sharanpur

Road, Nasik 422 002.; New Delhi: F-126, 12th Floor, Himalaya House, Kasturba Gandhi Marg, New

Delhi 110 001.; Patna: 505, Ashiana Hariniwas Apartments, Dak Bungalow Road, Patna 800 001. ;

Pune: 401, Karan Salene, 187, Bhandarkar Road, Pune 411 004.; Rajkot: 528, Star Plaza, 5th Floor,

Phulchhab Chowk, Rajkot 360 001.; Raipur: 244, Rishabh Complex, 2nd Floor, M.G. Road, Raipur

492 001.; Salem: 214 / 215, Second Floor, Kandaswarna Shopping Mall, Sarada College Road, Salem

636 016.; Surat: 404-405, Lalbhai Contractor Complex, Opp. Library, Nanpura, Surat 395 001.;

Trichy: Jenne Plaza, Ground Floor, 5/C, 28 Bharathiar Salai, Contonment, Trichy 620 001.;

Vadodara: First Floor-Spentha Complex, Opp. Pizza Hut, Near Ambedkar Circle, Race Course,

VADODARA-390007.; Varanasi: 4th Floor, Kuber Complex, Rathyatra Crossing, Varanasi 221 010.;

Vijayawada: "White House" 1st Floor, Room #2 M.G.Road, Vijayawada 520 010.; Visakhapatnam:

204, First Floor, Eswar Plaza, Dwarakanagar, Visakhapatnam 530016.

Franklin Templeton Branch Offices


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COLLECTION BANKS DURING NFO

AXIS BANK: ABOHAR:KHASRA NO. 1275,CIRCULAR ROAD, ABOHAR 152 116,DIST. FEROZEPUR, PUNJAB;

ADDA DHAKA:KHATA NO. 601/671, KHASRA NO. 72/14/2,VILLAGE DAKHA-II , FEROZPUR ROAD,ADDA DAKHA

141 102, TEHSIL AND DISTRICT LUDHIANA, PUNJAB ; AGARTALA:BANIK TOWER, HG BASAK

ROAD,AGARTALA 799 001, TRIPURA,; AGRA:GROUND FLOOR, BLOCK NO.41/4A,FRIENDS TOWER,SANJAY

PLACE, AGRA - 282 002 (U.P.); AHMEDABAD:TRISHUL, OPPOSITE SAMARTHESHWAR TEMPLE,LAW GARDEN,

ELLIS BRIDGE,,AHMEDABAD 380 006, GUJARAT; AHMEDNAGAR:HOTEL SANKET COMPLEX,189/6, TILAK

ROAD,AHMEDNAGAR 414001, AHMEDNAGAR DISTRICT, MAHARASHTRA; AIZAWL:HOUSE NO. A/69/A,CHANMARI,AIZAWL 796 007, MIZORAM,; AJMER:AMC NO.481-485/10,KUTCHERY ROAD,INDIA MOTOR

CIRCLE,AJMER 305 001,RAJASTHAN; ALAMURU:S. NO. 232/1,MANDAPETA TO ALAMURU ROAD,ALAMURU

533 233,EAST GODAVARI DISTRICT, ANDHRA PRADESH; ALAPPUZHA:S. NO. 820/30/A1/1,,DANIS ARCADE,

CULLEN ROAD, MULLACKAL JUNCTION,ALAPPUZHA 688 011, KERALA; ALIGARH:OMJI COMPLEX,

RAMGHAT ROAD ,NIRANJAN PURI, ALIGARH 202 001,UTTAR PRADESH; ALLAHABAD:28B, CIVIL

STATION,M.G. MARG, CIVIL LINES,ALLAHABAD 211 001, UTTAR PRADESH; ALWAR:1, JAI COMPLEX, ROAD

NO.2,ALWAR 301 001,RAJASTHAN ; AMBALA:LIC OFFICE, AMBALA CANTONMENT,JEEVAN JYOTI BUILDING,

LIC OFFICE,JLN MARG, JAGADRI ROAD, AMBALA CANTT.-133001, HARYANA; AMRAVATI:GROUND FLOOR,

GULSHAN TOWER,MOFUSSIL PLOTS, NEAR PANCHSHEEL TALKIES, NH NO. 6,NEAR JAISTAMBH CHOWK,

AMRAVATI 444 601, MAHARASHTRA; AMRELI:OM NAGNATH COMPLEX,NEAR NAGNATH TEMPLE,AMRELI

365 601, GUJARAT ; AMRITSAR:29, KENNEDY AVENUE, COURT ROAD,AMRISTAR 143001,AMRISTAR DISTRICT,

PUNJAB ; ANANTAPUR:NO.1946, NITHIN COMPLEX ,SAPTAGIRI CIRCLE, SUBHASH ROAD,ANANTAPUR 515

001, ANDHRA PRADESH ; ANGUL:SHREERAM MARKET COMPLEX,MAIN ROAD, ANGUL 759 122,ORISSA ;

ANKLESHWAR:ANKLESHWAR INDUSTRIAL ASSOCIATION,PLOT NO. 618, GUJARAT INDL DEVELOPMENT

CORPN,GIDC, ANKLESHWAR 393002, DISTRICT BHARUCH, GUJARAT; ARAMBAGH:LINK ROAD,

ARAMBAGH,DIST. HOOGHLY, PIN 712 601,WEST BENGAL; ARNI:NO. 42/1,THATCHUR ROAD, ARNI 632

301,DIST. THIRUVANNAMALAI, TAMIL NADU; ASANSOL:PURBASHA BANQUET HALL, APURBA COMPLEX,

APCAR,GARDEN, SEN RALEIGH ROAD, ASANSOL 713 304,; ATUL:QUARTER NO. AO/5,ATUL COMPLEX, OPP.

STATE BANK OF INDIA,ATUL 396 020, DIST. VALSAD; AURANGABAD:SAKAR BUILDING,ADALAT ROAD, NEA R

KRANTI CHOWK,AURANGABAD 433 001, MAHARASHTRA; BADDI:SHOW ROOM NO. 45,46,47,FAUJICOMPLEX, SAI ROAD,BADDI 173 205, HIMACHAL PRADESH ; BAGHA PURANA :KHASRA NO. 1487/2-13,MUDKI

ROAD, BAGHA PURANA 142 038,DISTRICT MOGA, PUNJAB; BALASORE (BALESHWAR):SUBHRA PLAZA, O T

ROAD,PADHUAN PADA (NEAR POLICE LINES SQUARE),BALASORE 756 001, ORISSA; BALLABGARH:PLOT

NO.40,SCO, SECTOR 7,BALLABHGARH, ,FARIDABAD 121 006,HARYANA; BANGALORE:NO. 9, M. G.

ROAD,BLOCK A,BANGALORE 560001; BANKURA:240/A, NUTAN CHATI,PO AND DISTRICT BANKURA,PIN 722

101, WEST BENGAL; BAPATLA:D. NO. 501/3, RADAM BAZAR, CAR STREET,BAPATLA 522 101, DISTRICT

GUNTUR,ANDHRA PRADESH ; BARAMATI:PLOT NO.485,'GUDDI' BUILDING,BHIGWAN ROAD,BARAMATI 413

102, MAHARASHTRA; BARBIL:HOTEL PRACHI, OPPOSITE BARBIL BUS STAND,PO BARBIL, DISTRICT

KEONJHAR,PIN 758 035, ORISSA; BARDOLI:MANC HHABA SANKSKRUTI BHAVAN,SARDAR BAUG, BARDOLI 394

601,DISTRICT SURAT, GUJARAT; BAREILLY:148, CIVIL LINES,,BAREILLY 243 001,UTTAR PRADESH;

BARGARH:CHANDA MARKET COMPLEX,NH 6, BARGARH 768 028,ORISSA; BARNALA:NO.B/12/443,"MEGHRAJ

& SON'S BUILDING",COLLEGE ROAD, BARNALA 148 101, PUNJAB; BATHINDA (BHATINDA):POCKET NO. 6,

MC BUILDING NO. 2089,TP SCHEME, THE MALL,BATHINDA 151 005, PUNJAB; BEHARAMPUR:3/20, K K

BANERJEE ROAD, LAL DIGHI,BEHARAMPUR 742 101,WEST BENGAL ,; BELGAUM:CTS NO. 5854, CONGRESS

ROAD,TILAKWADI, BELGAUM 590 006,KARNATAKA; BELLARY:DOOR/S.NO.8, MAIN ROAD,SIDDARTHA

COMPLEX, PARVATHI NAGAR,BELLARY 583 103, KARNATAKA ; BERHAMPUR (GANJAM) :TIME WORLD, PLOT

NO. 1195,WARD NO. 20 TATA BENZ SQUARE,BERHAMPUR 760 005 GANJAM DISTRICT, ORISSA; BHADRAK:R.

C. BEHERA MARKET COMPLEX,SALANDI BY PASS,BHADRAK 756 100, ORISSA; BHAGALPUR:34, PATAL BABU

ROAD,BHAGALPUR 812 001,BIHAR,; BHARUCH:SHRI S'AD VIDYA MANDAL INSTI TUTE OF TECHNOLOGY,OLD

NATIONAL HIGHWAY NO. 8,BHARUCH 392 001, GUJARAT ; BHAVNAGAR:PLOT NO.6 B OPPOSITEDAKSHINAMURTHY SCHOOL,WAGHAWADI ROAD,BHAVNAGAR 364 002, BHAVNAGAAAR DISTRICT,

GUJARAT; BHILAI:BLOCK A, PLOT NO. 5 UTTTAR GANGOTRI,OFF. G E ROAD, SUPELA CHOWK ,BHILAI 490

020, DURG DI STRICT, CHHATISGARH; BHILWARA:GANPATI ENCLAVE, HEERA PANNA CAMPUS,OPP. NAHAR

BROTHERS PETROL PUMP,PUR ROAD, BHILWARA 311 001, RAJASTHAN; BHIWANI:KHASRA NO. 723/2,

CIRCULAR ROAD, BABA NAGAR,BHIWANI 127 021,HARYANA; BHOPAL:STAR ARCADE, PLOT NO.165 A &

166,ZONE - I, M.P.NAGAR, ,BHOPAL -462 011; BHUBANESHWAR:C/O. ARCHBISHOP'S HOUSE,SATYANAGAR,

,BHUBANESHWAR 751 007; BIDAR:NO. 9-9-3 (OLD NO. 9-9-2), SEENU COMPLEX,B.V.B. COLLEGE ROAD,

GANDHI GUNJ,BIDAR 585 401, KARNATAKA; BIKANER:SHREE GAURAV COMPLEX, DAGA MAIDAN,NEAR DAK

BUNGLOW AND RAILWAY STATION,RANI BAZAR ROAD, BIKANER 334 001, RAJASTHAN; BILASPUR:RAMA

TRADE CENTRE,OPPOSITE RAJIV PLAZA, NEAR NEW BUS STAND,BILASPUR, CHHATISGARH 495001;

BOKARO:HOTEL BLUE DIAMOND, GROUND FLOOR,15 D/1, WESTERN AVENUE,BOKARO STEEL CITY,

BOKARO 827 001, JHARKHAND ; BOLPUR (BOLPAR):MUNICIPAL SUPER MARKET ,SHANTINIKETAN

ROAD,BOLPUR 731 204, DISTRICT BIRBHUM, WEST BENGAL; BURDWAN:37, G. T. ROAD,,BURDWAN 713101,;

CALICUT (KOZHIKODE):"KARUPALLI ARCADE",YMCA CROSS ROAD,CALICUT 673 001, KERALA;

CHANDIGARH:SCO 343-344,,SECTOR 35-B,,CHANDIGARH 160 022; CHENNAI:82, DR.RADHAKRISHNAN

SALAI,MYLAPORE,CHENNAI 600 004; CHINNAMIRAM:7-132, J P ROAD, VENKATRAJUNAGAR,CHINNAMIRAM

534 204,WEST GODAVARI DISTRICT, ANDHRA PRADESH; CHITTOOR:18-1024, SINDHU TOWERS,PRAKASAM

HIGH ROAD,CHITTOOR 517 001, ANDHRA PRADESH ; COCHIN (KOCHI):41/419, GROUND FLOOR, ,CHICAGO

PLAZA, RAJAJI ROAD,ERNAKULUM, KOCHI - 682 035; COIMBATORE:VIGNESWAR CRESTA, NO.1095,

AVINASHI ROAD,PAPPANAICKENPALAYYAM,, COIMBATORE - 641 037; CONTAI:PLOT NO. 232, WARD NO. II,SERPUR ETWARIBAR,PO + PS CONTAI, DISTRICT PURBA MEDINIPUR,PIN 721 401, WEST BENGAL;

CUTTACK:JAYASHREE PLAZA,, 34, DOLAMONDAI, BADAMBADI,C UTTACK 753 009; DAHOD:GROUND FLOOR,

VRUNDAVAN HOTEL,STATION ROAD, DAHOD 389 151, GUJARAT ,; DAMAN:SAGAR, TEEN BATTI,DAMAN 396

210,; DARJEELING:MARYLAND RESORTS LTD., RINK MALL,16-22, LADEN LA ROAD, OPPOSITE GENERAL

POST OFFICE,DARJEELING 734 101, WEST BENGAL; DAVANAGERE:NO. 821, RENUKA

EXTENSION,ONKARAPPA LANE, P.B. ROAD,DAVANGERE 577 002, KARNATAKA ; DEESA:GROUND FLOOR,

PANCHAL COMPLEX,RAILWAY STATION ROAD,DEESA 385 535, DIST. BANAS KANTHA, GUJARAT;

DEHRADUN:56, RAIPUR ROAD,DEHRADUN 248 001,; DEWAS:LIC OF INDIA, DEWAS,BRANCH OFFICE NO. 1,

MOTI BUNGALOW,A. B. ROAD, DEWAS 455 001, MADHYA PRADESH; DHANBAD:SHRI RAM PLAZA, ,1ST

FLOOR, BANK MORE,DHANBAD 826 001, JHARKHAND ; DHULE:GROUND FLOOR. LANE NO. 2,MAIN

MARKET, LALBAUG,DHULE 424 001, MAHARASHTRA; DIMAPUR:CIRCULAR ROAD, NEAR CITY TOWER

,DIMAPUR 797 112, NAGALAND,; DINDIGUL:SPENCERS COMPOUND,SALAI ROAD, DINDIGUL 624

001,TAMIL NADU; DINDORI:CHAROSKAR BUILDING, NEAR MANBHARI CLOTH CENTRE,NASHIK- KALWAN

ROAD, DINDORI,DISTRICT NASHIK 422 202, MAHARASHTRA; DURGAPUR:NO. 101/N, SAHID KHUDIRAM

SARANI,CITY CENTER, DURGAPUR 713 216 ,DISTRICT BARDDHAMAN, WEST BENGAL; EDARAPALLI:S. NO.

525/4, NEAR RTC COMPLEX,EDARAPALLI 533 201, EAST GODAVARI DISTRICT,ANDHRA PRADESH; ERODE:R.S.

NO. 418/2, ADJOINING SUDHA NURSING HOME,PERUNDURAI RD., VEERAPPAN CHATHIRAM

PANCHAYAT,ERODE 638 011, TAMIL NADU; FAIZABAD:PLOT NO. 2/1/6, OPPOSITE CIRCUIT HOUSE ,CIVIL

LINES, FAIZABAD 224 001, UTTAR PRADESH,; FARIDKOT:B-VI/65, CIRCULAR ROAD,FARIDKOT 151 203,

PUNJAB,; FEROZEPUR:ES-30/3, HARJI NIWAS,1-THE MALL,FEROZEPUR CITY 152 002, PUNJAB;

GADAG:CEEKAY TOWERS, J. T. MUTT ROAD,NEAR GENERAL HOSPITAL,GADAG 582 101,KARNATAKA;

GANDHIDHAM:PLOT NO.349, SECTOR 12/B,GANDHIDHAM 370201,KACHCHH DISTRICT, GUJARAT;

GANGANAGAR (SRIGANGANAGAR):4-B-22, JAWAHAR NAGAR,ADJACENT TO GUPTA NURSINGHOME,GANGANAGAR 335001, SRIGANGANAGAR DISTRICT, RAJASTHAN; GANGTOK:NEW MARKET, M.G.

ROAD, OPP. HOTEL TASHE DELEK,GANGTOK 737 101, SIKKIM ,; GHAZIABAD:PLOT NO. III, N/30,AMBEDKAR

ROAD, NEHRU NAGAR,GHAZIABAD 201001, UTTAR PRADESH ; GODHRA:20, BHAGWAT NAGAR,PRABHA

ROAD, GODHRA-DAHOD HIGHWAY,GODHRA 389 001, GUJARAT ; GOKAK:CTS NO. 3200/A-1/A & B,MATRU

CHAYA BUILDING,BUS STAND ROAD, GOKAK 591 307,DISTRICT BELGAUM, KARNATAKA; GORAKHPUR:PLOT

NO. 560, MOHALLA PURDILPUR,AD CHOWK, BANK ROAD ,GORAKHPUR 273 001, UTTAR PRADESH;

GUDIVADA:D.NO.10/156, ELURU ROAD,GUDIVADA 521 301, DISTRICT KRISHNA,ANDHRA PRADESH;

GULBARGA:JAWALI COMPLEX ,SUPER MARKET,GULBARGA 585 101, KARNATAKA; GUNTUR:1ST FLOOR, P. R.

RAJU PLAZA, 11-1-1,NAAZ C ENTRE, GUNTUR 522 001,; GURDASPUR:KHASRA NO . 292-298,A.P. PALACE, TIBRI

ROAD,GURDASPUR 143 521, PUNJAB; GURGAON:SCO-29, SECTOR-14,NEAR HUDA OFFICE,OLD DELHI-

GURGAON ROAD,GURGAON-122001,HARYANA; GUWAHATI:GROUND FLOOR, CHIBBER HOUSE,G.S. ROAD,

DISPUR, ,GUWAHATI 781 005, ASSAM; GWALIOR:GROUND FLOOR, KANWAL COMPLEX, SHRIMANT

MADHAVRAO,SCINDIA MARG, GWALIOR 474002, MADHYA PRADESH; HABRA:HOLDING NO. 92, WARD NO.

4,HABRA BAZAR, JESSORE ROAD, HABRA 743 263,DISTRICT 24 PARGANAS (NORTH), WEST BENGAL;

HALDIA:AKASH GANGA COMMERCIAL COMPLEX,BASUDEVPUR, P.O. HALDIA,DISTRICT PURBA MEDINIPUR,

PIN 721 602; HARIDWAR:6, HARI NAGAR, OPPOSITE HOTEL CLASSIC RESIDENCY,MAIN HARIDWAR-DELHI

ROAD,HARIDWAR 249 407, UTTARANCHAL; HASSAN:GROUND FLOOR,LALITHA KRUPA, B M ROAD,HASSAN

573 201, HASSAN DISTRICT, KARNATAKA; HIMATNAGAR:ASHOKA HOUSE, GROUND FLOOR,OPP. CIVIL

HOSPITAL,HIMATNAGAR 383 001, GUJARAT ; HISSAR:SCO NO. 177,COMMERCIAL URBAN ESTATE,NO.1,

HISSAR 125 001, HARYANA; HOSHANGABAD:MEENAKSHI CHOWK,,SADAR BAZAR, HOSHANGABAD 461001,MADHYA PRADESH ; HOSHIARPUR:B-XX/214,MAIN COURT ROAD,HOSHIARPUR 146 001, PUNJAB;

HUBLI:KALBURGI PLAZA,163/20A, MAIN ROAD, DESHPANDENAGAR,HUBLI 580 029, KARNATAKA;

HYDERABAD:6-3-879/B, G. PULLA REDDY BLDG.,FIRST FLOOR, BEGUMPET ROAD,HYDERABAD 500 016;

INDORE:KAMAL PALACE,1, YESHWANT COLONY,Y N ROAD, INDORE 452003; ISLAMPUR:N.D. PATIL

BUILDING,NEAR ASTA NAKA, DISTRICT SANGLI,ISLAMPUR 415 409, MAHARASHTRA ; ITANAGAR:TELI

PLAZA, NEAR MLA COTTAGE,E SECTOR, NATIONAL HIGHWAY 52A,ITANAGAR 791 111, ARUNACHAL

PRADESH ; JABALPUR:124, NAPIER TOWN,COMMERCIAL AUTOMOBILES BUILDING,SHASTRI BRIDGE

CHOWK, JABALPUR 482001, MADHYA PRADESH; JAGRAON:KHASRA NO.937, PROPERTY NO.364/7,DARSHAN

TRACTORS BUILDING, TEHSIL ROAD,JAGRAON 142 026, DISTRICT LUDHIANA, PUNJAB; JAIPUR:O-15, GREEN

HOUSE,ASHOK MARG, C-SCHEME,JAIPUR 302 001; JAJPUR ROAD:BANK STREET, JAJPUR ROAD,DISTRICT

JAJPUR,PIN 755 019, ORISSA; JALGAON:PATEL PLAZA,,C S NO. 2683, A1/17,M G ROAD, JALGAON 425 001,

MAHARASHTRA; JALLANDAR (JALANDHAR):50, BADRI DASS COLONY, MAHAVIR MARG,NEAR BMC CHOWK,

,JALANDHAR 144 001, PUNJAB; JALNA:HEAD POST OFFICE ROAD,JALNA 431 203, MAHARASHTRA,;

JALPAIGURI:A C COLLEGE OF COMMERCE, JALPAIGURI,BDC ROAD, JALPAIGURI 735 101,WEST BENGAL;

JAMKHANDI:NO. 101, KUDACHI ROAD,OPPOSITE TENNIS COURT,JAMKHANDI 587 301,DISTRICT:

BAGALKOTE, KARNATAKA; JAMMU:GROUND FLOOR, HIGHLAND TOWER,RAIL HEAD COMPLEX,JAMMU 180

004, J & K STATE; JAMNAGAR:MATRU ASHISH,OPPOSITE ST. ANNES SCHOOL,PANDIT NEHRU MARG,

JAMNAGAR 361 008, GUJARAT; JAMSHEDPUR:VOLTAS HOUSE, NEAR RAM MANDIR, BI STUPUR, JAMSHEDPUR

831 001; JANGAREDDIGUDEM:DOOR NO.9-36, SATHI PANDU COMPLEX,ELURU ROAD, JANGAREDDIGUDEM

534 447,WEST GODAVARI DISTRICT, ANDHRA PRADESH ; JHANSI:CITY PLAZA BUILDING,NATRAJ CINEMACOMPLEX,CIVIL LINES, JHANSI 284 001, UTTAR PRADESH; JHARSUGUDA:OPP. HOTEL ARYAN, BY PASS

ROAD,PO AND DIST. JHARSUGUDA ,PIN 768 201, ORISSA; JODHPUR:SHOWROOM NO.4,PANCHRATAN

APARTMENTS,818, CHOPASNI ROAD, JODHPUR 342 001; JORHAT:A.T. ROAD, CHOWKBAZAR,JORHAT 785

001,ASSAM; JUNAGADH:SHOP NO. 1,2,3 (GROUND FLOOR AND FIRST FLOOR),RAIJI NAGAR SHOPPING

CENTRE,N.K. MEHTA ROAD, MOTI BAUG, JUNAGADH 362 001, GUJARAT; KAITHAL:KHASRA NO. 500/1/1,

NEAR KHURANIA PALACE,OPP. R.K.S.D COLLEGE, AMBALA ROAD ,KAITHAL-136027, HARYANA;

KAKINADA:1ST FLOOR, G R R BUILDINGS,, 13-1-15, SUBHASH ROAD,SURYARAOPETA, KAKINADA 533 001,

ANDHRA PRADESH; KALNA:SAPTAGRAM KALNA KATWA ROAD,NEAR NEW BUS TERMINUS, AMBIKA

KALNA,PIN 713 409, DIST. BURDWAN, WEST BENGAL; KALOL:KALOL TALUKA KELAVANI

MANDAL,VAKHARIA P J HIGH SCHOOL,KALOL, DISTRICT GANDHINAGAR, GUJARAT - 382721; KALYANI:B-

9/276 (CA), PO & PS KALYANI,DIST. NADIA, PIN 741 235, WEST BENGAL,; KANNUR (CANNANORE):PEEKAY

COMMERCIAL COMPLEX, NR. POTHERY NURSING HOME,MUNEESWARANKOIL ROAD,KANNUR 670 001,

KERALA; KANPUR:18/179, THE MALL,, OPP PHOOL BAGH,KANPUR 208 001, DIST-KANPUR,UTTAR PRADESH;

KAPURTHALA:1ST FLOOR, NANHA COMPLEX, MALL ROAD,KAPURTHALA, PUNJAB 144 601,;

KARIMNAGAR:BUSINESS TOWERS, MUKARRUMPURA,KARIMNAGAR 505 002, ANDHRA PRADESH ,;

KARNAL:3/250, 1-SHAKTI COLONY ,MALL ROAD, KARNAL 132 001,HARYANA; KARUR:NO. 5, DINDIGUL

ROAD,KARUR 639 001, TAMIL NADU,; KARWAR:SHAAN COMPLEX,453, GREEN STREET,KARWAR 581 301,

KARNATAKA; KASHIPUR:407, CITY CENTRE, STATION ROAD,KASHIPUR 244 713,UTTARANCHAL ;

KATNI:GROUND FLOOR, NAGPUR GOLDEN BUILDING ,OPPOSITE OLD COLLECTORATE,KATNI 483 501,

MADHYA PRADESH ; KATWA:MIRA PLAZA, NAJRUL SARANI ,CIRCUS MAIDAN, KATWA 713 130,DIST.BURDWAN, WEST BENGAL; KHAMMAM:11-4-16 & 17,SRI HARSHA COMPLEX, VYRA ROAD,KHAMMAM 507

002, ANDHRA PRADESH; KHANNA:KHASRA NO. 3145 & 3146, H.NO.267,268,269/20,NEAR KALGIDHAR

GURUDWARA,G.T. ROAD, KHANNA 141 401 DISTRICT LUDHIAN A (PUNJAB); KHARAGPUR:180/1, MALANCHA

ROAD,KHARAGPUR 721 304,PASCHIM MEDINIPUR DISTRICT, WEST BENGAL ; KOCH BIHAR:SUNITY ROAD,

OPP. UBI,P.O.& DIST. KOCH BIHAR,PIN 736 101,WEST BENGAL.; KOHIMA:UT COMPLEX,OPP. UBC CHURCH,

,KOHIMA 797 001, NAGALAND; KOLHAPUR:GROUND FLOOR,HOTEL 'PANCHSHIL' BUILDING, 517, SHIVAJI

PARK,STATION ROAD, KOLHAPUR 416 001, MAHARASHTRA; KOLKATA:GROUND & FIRST FLOORS,7,

SHAKESPEARE SARANI,KOLKATA 700 071; KOLLAM (QUILON):VAIDYA COMMERCIAL ARCADE,ASRAMAM

ROAD, CHINNAKADA,KOLLAM 691 008, KERALA ; KORBA:HINDUSTAN HOSIERY,POWER HOUSE

ROAD,KORBA 495 677, CHATTISGARH; KOTA:414, SHOPPING CENTRE,KOTA 324 007, RAJASTHAN,;

KOTTAYAM:NO.IX - 311, A/ 2,CENTURY TOWERS, NEAR YWCA,M.C.ROAD, KOTTAYAM - 686 001;

KRISHNANAGAR (WB):12, M.M. GHOSH STREET,OPPOSITE TOWN HALL, NEAR MAIN POST OFFICE,P.O.

KRISHNANAGAR, DISTRICT NADIA, PIN 741 101, WEST BENGAL; KURNOOL:40/581, S.V. COMPLEX,R.S. ROAD,

KURNOOL 518 004,ANDHRA PRADESH ; KURUKSHETRA:HOUSE NO.577/8,OPP.STATE BANK OF

PATIALA,,RAILWAY ROAD, KURUKSHETRA 136 118, HARYANA ; LUCKNOW:HALWASIYA HOUSE,11, M. G.


14/16

14

ROAD,HAZRATGANJ, LUCKNOW - 226 001; LUDHIANA:SHOP NO.3, LGF,SURYA TOWERS,108, THE MALL,

LUDHIANA (PUNJAB) 141 001; MACHILIPATNAM:NO.25/305, KENNADY ROAD, BESIDES DURGA

MAHAL,JAGANNADHAPURAM, MACHILIPATNAM 521 001,DISTRICT KRISHNA, ANDHRA PRADESH;

MADHAPAR:NAVO VAS,,NEAR PANCHAYAT OFFICE, MADHAPAR 370 020,KACHCHH DISTRICT, GUJARAT;

MADURAI:DOOR NO. 4,GOODS SHED STREET,MADURAI 625 001, TAMIL NADU ;

MALAPPURAM:MALAPPURAM PEEKAYS ARCADE,DOWN HILL, MALAPPURAM,KERALA 676 519;

MALDA:MALDA MUSLIM INSTITUTE ,1 K J SANYAL ROAD,P.O. AND DIST. MALDA, PIN 732 101, WEST BENGAL;

MALERKOTLA:KHASRA NO. 1949, OPP. BUS STAND,SATTA BAZAR ROAD, MALERKOTLA 148 023,DISTRICTSANGRUR, PUNJAB; MALOUT:KHASRA NO.1792, KHATOUNI NO.960,KHEWAT NO.689,,G T, ROAD, MALOUT

152107 MUKTASAR DISTRICT, PUNJAB ; MANGALORE:ESSEL TOWERS, BUNTS HOSTEL CIRCLE,MANGALORE

- 575 003,; MANSA:QUILA NO. 1088, KEWAT NO. 1507,WATER WORKS ROAD, MANSA 151 505,PUNJAB;

MAPUSA:EDEAN CENTER ,NEAR ALDONA BUS STAND,ANGOD MAPUSA 403507; MARGAO:SHOP NO. 1,

2,3,GARDEN VIEW,PADRE MIRANDA ROAD, MARGAO, SALCETE, GOA 403 601; MATHURA:OJAL MALL,

OPPOSITE HOTEL MUKUND PALACE,JUNCTION ROAD, MATHURA 281 001,UTTAR PRADESH.;

MEERUT:HOTEL CRYSTAL PLAZA,G -2/47,CIVIL LINES BOUNDARY ROAD,MEERUT 250 001, MEERUT

DISTRICT UTTRA PRADESH; MEHSANA:SHOP NO. 1 TO 5 (GROUND FLOOR),SAKAR CENTRE POINT, NEAR

NAGALPUR COLLEGE,HIGHWAY ROAD, MEHSANA, GUJARAT 384 002; MIDNAPUR:37/3, STATION ROAD

,MIDNAPUR 721 101,DISTRICT PASCHIM MIDNAPUR, WEST BENGAL; MIRYALGUDA:OPP. APSRTC BUS

STAND,SAGAR ROAD, MIRYALGUDA 508 207,NALGONDA DISTRICT, ANDHRA PRADESH; MIRZAPUR:NO. 480,

WARD NO. 8,BADALI KATARA (BELTAR),MIRZAPUR 231 001, UTTAR PRADESH; MOHALI:SCF 113 & SCF

114,PHASE-VII, SECTOR 61,S A S NAGAR, MOHALI 160 062, PUNJAB; MORADABAD:NO.8/10/6, SARAI

KHALSA,CIVIL LINES, NEAR HEAD POST OFFICE,MORADABAD 244 001, UTTAR PRADESH;

MUMBAI:UNIVERSAL INSURANCE BLDG.,GROUND FLOOR,SIR. P. M. ROAD, FORT, MUMBAI 400 001;

MUSSOORIE:GARHWAL MANDAL VIHAS NIGAM LTD (GMVN),HOTEL GARHWAL TERRACE, THE MALL

ROAD,MUSSOORIE 248 179, UTTARANCHAL; MUZAFFARPUR:RD COMPLEX, CLUB ROAD,KALYANI,

MUZAFFARPUR 842 001,BIHAR; MYSORE:HARIPRIYA COMPLEX, TEMPLE ROAD,V V MOHALLA, MYSORE 570

002,; NABHA:SHOP NO. 12, GROUND FLOOR AND FIRST FLOOR,DR. AMBEDKAR MARKET, NEAR NABHA

IMPROVEMENT TRUST, NABHA 147 201, DIST. PATIALA, PUNJAB STATE; NADIAD:SHETH MAHAGUJARATHOSPITAL,COLLEGE ROAD, NADIAD - 387001,; NAGERCOIL:THAYAMMAL HARRIS TOWERS,NO. 42, COURT

ROAD,NAGERCOIL 629 001, KANYAKUMARI DISTRICT ; NAGPUR:1ST FLOOR, SANSKRUTIK SANKUL,JHANSI

RANI SQUARE,SITABULDI, NAGPUR - 440 012; NANDED:"NIKHIL HEIGHTS",VAZIRABAD - BUS STAND

ROAD,NANDED 431 601, MAHARASHTRA; NARASARAOPET:D. NO. 9-9-9 & 9-9-10, BANK

STREET,ARUNDELPET, NARASARAOPET 522 601,ANDHRA PRADESH ; NASIK:MALPANI PRIDE, BEHIND

RAYMOND RETAIL SHOP,NEW PANDIT COLONY, SHARANPUR ROAD,NASHIK 422 005, MAHARASHTRA;

NAVSARI:BUILDING A, PREM ANAND CO-OP HOUSING SOCIETY LTD.,NEAR LUNSIKUI GROUND,NAVSARI

GANDEVI ROAD, NAVSARI, GUJARAT 396 445; NEEMUCH:VIJAY TALKIES COMPOUND,NEEMUCH - 458

441,MADHYA PRADESH; NELLORE:DOOR NO.22/1223/A-1, G T ROAD, NEAR RTC DEPOT,NELLORE 524 003,

ANDHRA PRADESH,; NEW DELHI:"STATESMAN HOUSE",148, BARAKHAMBA ROAD,NEW DELHI 110 001;

NIZAMABAD:5-6570/3C, C/O. SHAM AGENCIES,HYDERABAD ROAD, NIZAMABAD 503 003,ANDHRA PRADESH;

NOIDA:B2-B3, SECTOR 16,NOIDA, U.P. - 201 301,; ONGOLE:DOOR NO.37-1-406/10,TRUNK ROAD, (OPP. LIC OF

INDIA),BHAGYA NAGAR, ONGOLE 523 001, ANDHRA PRADESH; OOTY:LINGADEVI COMPLEX, 421, ETTINES

ROAD,OOTY (OOTACAMUND) 643 001, TAMIL NADU,; PAIDIPARRU:RS NO. 12/5, V. SOMASUNDARARAO

MANSION,OPPOSITE HERO HONDA SHOWROOM,TADEPALLIGUDEM ROAD, PAIDIPARRU 534 211;

PALAKKAD:CITY CENTRE, ENGLISH CHURCH ROAD,PALAKKAD 678 014, KERALA ,; PALANPUR:MOVIE

WORLD BUILDING,COLLEGE ROAD, PALANPUR 385 002,BANAS KANTHA DISTRICT, GUJARAT;

PALWAL:GUPTA NURSING HOME & MATERNITY CENTRE,NEW COLONY ROAD, NEAR AGRA

CHOWK,PALWAL 121 102, HARYANA; PANCHKULA:SCO 10, SECTOR 10,PANCHKULA 134 109,HARYANA;

PANDRI:KHASRA NO. 151/1 (KHATA NO 230) ,SITARGANJ ROAD, PANDRI 262 405,DISTRICT UDHAM SINGHNAGAR, UTTARAKHAND; PANIPAT:515-515B, WARD NO. 8,GAYLORD HOTEL BUILDING ,G.T. ROAD, PANIPAT

132 103, HARYANA ; PANJIM:ATMARAM COMMERCIAL COMPLEX, DR. ATMARAM,BORKAR ROAD, OPP.

HOTEL NOVA GOA,PANJIM- 403 001; PANVEL:RAJJE COMPLEX, PLOT NO 198 A,SHIIVAJI CHOWK,PANVEL

410206; PATAN:SHRIDEV COMPLEX,OPPOSITE GPO, STATION ROAD,PATAN 384 265, GUJARAT ;

PATHANAMTHITTA:KUNNITHOTTATHIL PLAZA,GENERAL HOSPITAL ROAD,PATHANAMTHITTA 689 645,

KERALA ; PATIALA:4464/5, RAJWARA ROAD,OPPOSITE HEAD POST OFFICE, THE MALL ROAD,PATIALA 147

001, PATIALA DISTRICT, PUNJAB ; PATNA:SAKET TOWERS, S.P. VERMA ROAD,PATNA 800 001, BIHAR,;

PATTI:KHASRA NO. 116/26/2/50,WARD NO. 16, PATTI 143 416 ,DISTRICT AMRITSAR, PUNJAB ;

PHAGWARA:MUNICIPAL NO. XXXI/73, G. T. ROAD,PHAGWARA, PUNJAB 144 401,; PHULLANWALA:KHASRA

NO. 8/26, KHATA NO. 166/180,VILLAGE PHULLANWALA, PAKHOWAL ROAD ,PHULLANWALA 141 002, TEHSIL

AND DISTRICT LUDHIANA, PUNJAB ; PIMPALGAON:"SUDESH CHAMBERS", OPP. S.T. BUS DEPOT,MUMBAI-

AGRA ROAD, PIMPALGAON (BASWANT),DISTRICT NASHIK, PIN 422 209, MAHARASHTRA; POLLACHI:39,

KOVAI ROAD,POLLACHI 642 001, TAMIL NADU,; PONDICHERRY:NO.164,BUSSY STREET,PONDICHERRY 605

001; POOLAPALLE:1-103, PALAKOLE-BHIMAVARAM ROAD,NEAR PALAKOLE, POOLAPALLE 534 261,WEST

GODAVARI DISTRICT, ANDHRA PRADESH; PORBANDAR:BUILDING OF P H WADIA & SONS,GROUND FLOOR,

M.G. ROAD,OPPOSITE STATE BANK OF INDIA, PORBANDAR 360 575, GUJARAT; PORT BLAIR:5, MIDDLE

POINT,PORT BLAIR 744 101, ANDAMAN & NICOBAR ISLANDS; PUNE:STERLING PLAZA, PLOT

NO.1262/B,JANGLI MAHARAJ ROAD,NEAR DECCAN GYMKHANA, PUNE 411004; PURI:TRIMURTI HEIGHTS,

BADASANKHA,GRAND ROAD, PURI 752 002,ORISSA ; PURULIYA:RANCHI ROAD, NEAR PURULIYA

CLUB,PURULIYA-723101,WEST BENGAL; RAICHUR:MPL NO. 1-10-151 & 152/1 ,KUBERA PALACE, STATIONROAD,RAICHUR 584 101, KARNATAKA; RAIGARH:NEAR BAJAJ SHOWROOM,JAGATPUR, RAIGARH 496

001,CHATTISGARH; RAIPUR:OPP. NEW BUS STAND, JEEVAN BIMA MARG,PANDRI, RAIPUR (C.G.) 492 004,

CHATTISGARH,; RAJAHMUNDRY:D. NO. 7-27-8,VYGRAM ROAD, T. NAGAR,RAJAHMUNDRY 533 101, ANDHRA

PRADESH; RAJKOT:ARADHANA, NR. BANK OF BARODA, ,KALAWAD ROAD,RAJKOT - 360 001; RAJPURA:1-2,

CALIBER MARKET ,RAJPURA 140 401,DISTRICT PATIALA, PUNJAB; RAMGARH:NARAYANI COMPLEX,MAIN

ROAD, RAMGARH CANTT.,DIST. HAZARIBAGH, JHARKHAND PIN 829 122; RANCHI:N O. 4, 5 A, 5B, WARD NO.

15, GROUND FLOOR ,BELOW BATA SHOWROOM, MAIN ROAD, ALBERT EKKA CHOWK,RANCHI 834001,

JHARKHAND; RATLAM:ANKLESARIA COMPLEX, GROUND FLOOR,OPPOSITE DRM OFFICE,DO BATTI,

RATLAM 457 001, MADHYA PRADESH ; RATNAGIRI:GROUND FLOOR, HOTEL VIHAR DELUXE,MAL-NAKA,

M.D. NAIK ROAD,RATNAGIRI 415 612, MAHARASHTRA; RAWATBHATA:RAJASTHAN ATOMIC POWER STATION

COMPLEX,ANUKIRAN COLONY, P.O. BHABHANAGAR,RAWATBHATA 323 307, DISTRICT KOTA, RAJASTHAN;

RAYAGADA:PLOT NO. 1568, NEW COLONY,RAYAGADA NAGAR MOUZA,RAYAGADA 765 001, ORISSA;

REWA:BLOCK B, SHILPI PLAZA,PILI KOTHI ROAD, REWA 486 001,MADHYA PRADESH; REWARI:PLOT NO.

6530/Y/1 & E,BAWAL CHOWK, CIRCULAR ROAD,REWARI 123 401, HARYANA; RISHIKESH:BHARAT BAZAAR, 16,

ADARSH GRAM,DEHRADUN ROAD, ,RISHIKESH 249 201; ROHTAK:SHOP NO. 1,,MUNJAL COMPLEX, DELHI

ROAD,ROHTAK 124 001, HARYANA; ROORKEE:343/29, CIVIL LINES,ROORKEE 247 667,UTTARANCHAL ;

ROURKELA:GROUND FLOOR, MANGAL KUNJ,KACHERY ROAD,ROURKELA 769 012, ORISSA;

RUDRAPUR:PLOT NO. 20, AWAS VIKAS COLONY,NAINITAL ROAD, UDDAM SINGH NAGAR

DISTRICT,RUDRAPUR 263 153, UTTARANCHAL; SADAURA:KHASRA NOS.40/18/5, 40/18/4 & 40/18/3,WARD

NO.7, OPPOSITE DAV PUBLIC SCHOOL,SADAURA 133 240, DISTRICT YAMUNA NAGAR, HARYANA;

SAHARANPUR:A-5, MODEL TOWN,MISSION COMPOUND, COURT ROAD,SAHARANPUR 247 001, UTTAR

PRADESH ; SALEM:DOOR NO. 115-1A, SHARPTRONICS SHOPPING COMPLEX,OPPOSITE TVS, OMALUR MAIN

ROAD,SALEM 636 009, TAMIL NADU; SAMANA:KHASRA NO. 135/28/3/2,MAIN ROAD, SAMANA,DISTRICTPATIALA 147 101, PUN JAB; SAMBALPUR:RR MALL, ASHOK TALKIES ROAD ,V.S.S. MARG,SAMBALPUR 768 001,

ORISSA; SANGLI:CITY SURVEY NO. 32/A,AMBRAI ROAD, AZAD CHOWK,SANGLI 416 416, MAHARASHTRA;

SANGRUR:SCF NO. 17 & 18 (GROUND FLOOR & BASEMENT),SCF NO. 19 (GROUND FLOOR), KAULA PARK

MARKET ,SANGRUR-148001, PUNJAB; SATARA:ABANJANI, S NO. 257,PLOT NO.2, BHOSALE MALA,G D TAPASE

MARG, SATARA 415 009, MAHARASHTRA; SATNA:UPPER GROUND FLOOR,TIWARI TOWERS, REWA

ROAD,SATNA 485 001, SATNA DISTRICT, MADHYA PRADESH; SATYAMANGALAM:OLD NO.252, NEW NO. 66,

MYSORE TRUNK ROAD,(ADJACENT TO GOBALDU THEATRE),SATHYAMANGALAM 638 401, TAMIL NADU;

SHILLONG:O.B. SHOPPING MALLM, POLICE BAZAR JUNCTION,JAIL ROAD, SHILLONG 793 001,MEGHALAYA;

SHIMLA:GF/FF, DURGA COTTAGE,COMMERCIAL COMPLEX,KASUMPTI, SHIMLA - 171 009; SHIMOGA:G.R.

PRABHU ARCADE,JPN ROAD, 1ST CROSS,SHIMOGA 577 201, KARNATAKA; SILCHAR:"CHOWCHAKRA

COMPLEX",SHYAMA PRASAD ROAD, SHILLONG PATTY,SILCHAR 788 001, ASSAM; SILIGURI:SPECTRUM

HOUSE,SEVOKE ROAD,SILIGURI 734 401, WEST BENGAL; SIVAKASI:# 64, N R K R, RAJARATHNAM

STREET,SIVAKASI 626 123,TAMIL NADU,; SOLAPUR:GROUND FLOOR, KANALE KALYAN MANDAP, DUFFERIN

CHOWK,RAILWAY LINES, SOLAPUR 413 001,MAHARASHTRA; SUDHAR:KHASRA NO.48/18, RAIKOT ROAD,OPP.

G.H.G., KHALSA COLLEGE,SUDHAR 141 104, DISTRICT LUDHIANA, PUNJAB; SURAT:DIGVIJAY TOWERS,OPP.

ST. XAVIER'S SCHOOL,GHOD DOD ROAD, SURAT - 395 001; SURENDRANAGAR:AJMERA CHAMBERS, S. T.

ROAD,SURENDRANAGAR 363 002,GUJARAT; TAMLUK:PLOT NO.68, BHIMAR BAZAR,MAIN ROAD, PURBA

MIDNAPORE,TAMLUK - 721636, WEST BENGAL; TARN TARAN:MC NO. 5/253 & 254,NEAR PARTAP TALKIES,

AMRITSAR ROAD,TARN TARAN 143 401, PUNJAB; TENALI:ANNABATHUNI SATYANARAYANA DEGREE

COLLEGE,PRAKASAM ROAD, TENALI 522 201,GUNTUR DISTRIC T, ANDHRA PRADESH; THANJAVUR:C/O. LIFEINSURANCE CORPORATION OF INDIA,THANJAVUR MAIN BRANCH,JEEVAN CHOLA BUILDING,TRICHY

ROAD, THANJAVUR 613 007,TAMIL NADU; THENI:NO.229/134,MADURAI ROAD, THENI 625 531,TAMIL NADU

; THIRUVANANTHAPURAM (TRIVANDRUM):2/2421, CONDOR PLAZA,M.G. ROAD,

PATTOM,THIRUVANANTHAPURAM 695 004, KERALA; THODUPUZHA:SURVEY NO. 195/5, DOOR NO. X/ 72, A &

B,RUBBER MARKETING SOCIETY BUILDING, OPPOSITE MINI CIVIL STATION,THODUPUZHA 685 584, IDUKKI

DISTRICT, KERALA; THREEKE:BUILDING OPPOSITE GODAWRI MOTORS,NEAR INDIAN OVERSEAS BANK,

THREEKE VILLAGE,FEROZPUR ROAD THREEKE 142 021, DISTRICT LUDHIANA, PUNJAB ; THRISSUR

(TRICHUR):CITY CENTRE,XXV/1130, ROUND WEST,THRISSUR - 680 001; TINSUKIA:SHREE SHYAM

KUNJ,CHIRWAPATTY ROAD,TINSUKIA 786 125, ASSAM; TIRUNELVELI:12, EAST CAR STREET,TIRUNELVELI

627 006,TAMIL NADU; TIRUPUR:3, C OURT STREET,TIRUPUR 641 601,COIMBATORE DISTRICT, TAMIL NADU;

TIRUVALLA:1ST FLOOR, MAR THOMA BUILDING,M.C. ROAD, TIRUVALLA 689 101, KERALA,; TRICHY

(TIRUCHIRAPALLI):NO.75 E/1, SALAI ROAD,NEAR THILLAI NAGAR ARCH,THILLAI NAGAR, TIRUCHIRAPALLI

620 018, TAMIL NADU; TUMKUR:GROUND FLOOR, SIDDHAGANGA OFFICE COMPLEX ,B.H. ROAD, TUMKUR

572 104,KARNATAKA; TUTICORIN:"V.V.D. MAHAAL", 181,PALAYAMKOTTAI ROAD,TUTICORIN 628003, TAMIL

NADU; UDAIPUR:151-152, GROUND FLOOR,PARIHAR BHAWAN, CHETAK MARG,UDAIPUR, RAJASTHAN 313

001; UDUPI:SIMAZ COMMERCIL COMPLEX,NEAR DIANA CIRCLE,UDUPI 576101, KARNATAKA;

UJJAIN:GROUND FLOOR, HOTEL ASHRAY,77, DEWAS ROAD,UJJAIN 456 010, MADHYA PRADESH;

VADODARA:VARDHAMAN COMPLEX,OPP GB CIRCLE, NEAR PIZZA HUT ,RACE COURSE CIRCLE (SOUTH),

VADODARA 390 015; VALLABH VIDYANAGAR (ANAND):SHIV SHALIN COMPLEX,OPP. CHEMISTRY

DEPARTMENT, NEAR H. M. PATEL HOUSE,DSIT : ANAND, GUJARAT, VALLABH VIDYANAGAR - 388 120;VALSAD:SHOP NOS. 1, 2 & 4, HALAR ROAD,VALSAD - 396 001, GUJARAT,; VAPI:HOTEL FORTUNE GALAXY

COMPLEX,COMMERCIAL PLOT NO. C7/67, P.N.H. NO. 8,NEAR KOPARLI ROAD, G.I.D.C. VAPI 396 195,

DISTRICT VALSAD, GUJARAT; VARANASI:C-19/134, M-B, GROUND & FIRST FLOOR,SHASTRI NAGAR,

SIGRA,VARANASI 221 002, UTTAR PRADESH; VASCO:HERITAGE, GROUND FLOOR,SWATANTRA PATH,

OPPOSITE SAPNA TERRACES,VVASCO-DA-GAMA 403 802, MARMAGOA, GOA; VIJAYWADA:GROUND FLOOR,

D NO. 59A 1-7,MATHA TOWERS, RING ROAD,NEAR BENZ CIRCLE, VIJAYAWADA 520008; VILLUPURAM

:RAVINDRAN ARCADE, TRICHY ROAD,OPPOSITE TO NEW BUS STAND,VILLUPURUM 605 602, TAMIL NADU;

VISHAKHAPATNAM (GAJUWAKA):ARJUN ARCADE, NH-5, OLD GAJUWAKA,VISHAKHAPATNAM - 530 026,;

VISNAGAR:GROUND FLOOR, SHRI KADVA PATIDAR KELAVANI UTTEJAK MANDAL,NOOTAN SARVA

VIDYALAYA CAMPUS,VISNAGAR 384 315, DISTRICT MEHSANA, GUJARAT ; WARANGAL:8-9-33-33/1 & 8-9-32-

32/1,CHOWRASTRA, STATION ROAD,WARANGAL 506 002, ANDHRA PRADESH; YAVATMAL:GROUND

FLOOR,NAGAR PARISHAD COMMERCIAL COMPLEX,AZAD MAIDAN ROAD, YAVATMAL 445 001,,

MAHARASHTRA ;

BANK OF BARODA: AHMEDABAD:OPP.NATRAJ CINEMA,ASHRAM ROAD,,AHMEDABAD:380009;

AHMEDABAD:FUVARA, GANDHI ROAD ,AHMEDABAD:380001; AHMEDABAD:SANKLAN, NR. PATEL BHUVAN

BUS-STOP, MANINAGAR CHAR ASTA:MANINAGAR ,AHMEDABAD:380008; AHMEDABAD:PANCHVAT MARG,

AMBAWADI ,AHMEDABAD:380006; ANAND:STATION ROAD DESAI HOUSE,ANAND:388001; BARODA:OPP.

PETROL PUMP R C DUTT ROAD ALKAPURI,BARODA:390005; BARODA:YASH KAMAL BLDG. LOKMANYA TILAK

RD. SAYAJIGANJ,BARODA:390005; BARODA:BANK OF BARODA BLDG. ANDVI ,BARODA:390006; BHARUCH:OLD

N\H NO. 8,BHARUCH:392001; BHAVNAGAR:LOKHAND BAZAR, BUNDAR ROAD,,BHAVNAGAR:364001;BULSAR:NANA KHATRIWAD,BULSAR:396001; GANDHINAGAR:SECTOR 21, VIDHANSABHA BRANCH,

GANDHINAGAR,GANDHINAGAR:382011; JAMNAGAR:MAIN BRANCH PB NO 73 RANJIT

ROAD,JAMNAGAR:361001; MEHSANA:STATION ROAD, MEHSANA:384001; MUMBAI:MODI CHAMBRS (NEAR

FRENCH BRIDGE), OPPOSITE ROYAL OPERA HOUSE THEATRE, PANDIT PAULSKAR CHOWK, OPERA HOUSE,

MUMBAI.,MUMBAI:400004; MUMBAI:RAM MAHAL, DINSHAW VACHHA ROAD,

CHURCHGATE,MUMBAI:400020; MUMBAI:CRYSTAL BLDG.,ALTAMOUNT ROAD,MUMBAI:400026;

MUMBAI:SWEET HOME, L.J.ROAD, MAHIM,MUMBAI:400016; MUMBAI:MEGHDOOT BLDG. JUNCTION OF

LINKING & TURNER RD, BANDRA (WEST),MUMBAI:400050; MUMBAI:87-HEM NIWAS, S.V. ROAD, KANDIVALI

(W),MUMBAI:400067; MUMBAI:SOMAIYA SADAN, D. J. ROAD, VILE PARLE (W),MUMBAI:400056;

MUMBAI:KAMANA CO-OP HSG SOCY.,S.K.BOLE ROAD,PRABHADEVI,MUMBAI:400028; MUMBAI:CHEMBUR

FAIR LAWN CHS LTD ST ROAD,MUMBAI:400071; MUMBAI:309,CHANDAVARKAR ROAD, MATUNGA

(E),,MUMBAI:400019; MUMBAI:MIRA ROAD,MUMBAI:400019; MUMBAI:GROUND FLOOR, ALFA,

HIRANANDANI PARK, POWAI,MUMBAI:400076; MUMBAI:NIRMAL BUILDING, NARIMAN

POINT,,MUMBAI:400021; MUMBAI:HOTEL PRESIDENT BLDG, CUFFEP PARADE,MUMBAI:400005;

MUMBAI:GROUND AND MEZZANINE FLOOR, BANK OF BARODA BUILDING, SAMACHAR MARG,


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FORT,MUMBAI:400001; MUMBAI:AGRA BUILDING, M.G. ROAD,,MUMBAI:400023; NADIAD:BASUDIW

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