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8/9/2019 NoPeoCo 8-26-10 http://slidepdf.com/reader/full/nopeoco-8-26-10 1/8 RURAL BOXHOLDER LOCAL P.O. BOXHOLDER PRSRT. STD. ECRWSS U.S. POSTAGE PAID TOULON, IL PERMIT NO. 18  A SC COMMUNICATIONS PUBLICATION Check us out online at... No rh Peo ria Co unty Thursday, August 26, 2010 • Volume 2, Edition 6 Serving the communities Brimeld, Dunlap, Edelstein, Edwards, Kickapoo, Laura, Princeville, Speer and all of North Peoria County Take advantage of great specials and see your business or event grow! Call (309) 286-4444 to advertise in the NoPeoCo and be another success story! BUSINESSES & LOCAL GROUPS The Princeville Heri- tage Museum will host the 3rd Annual Night at the Museum event on Sat- urday, October 2nd. The Night at the Museum III is themed “The Civil War”. Doors will open at 6pm. The Program and Dinner is will begin at 6:45pm. Stories of the Civil War will be told by “Abe Lincoln” and Civil War Soldiers, in- cluding tales of local Civil  War Veteran. This event  will be the major fund raiser 2010 for the mu- seum and the “Friends of the Museum Program” will debut. There will be a live This photo of Princeville Civil War Veterans was taken on May 30, 1924 in front of Village Hall. Featured in the photo are (L to R) Millard Burt, E. Keller, Jim Bane, John Geitner, Jim Corman, and Frank Belford. auction featuring items from local artists includ- ing an early Mort Greene painting. Tickets go on sale on September 1 st at The Princeville Heritage Museum and Princeville State Bank. Tickets are $25 for HAP Members $30 for Non Members. The museum is offering a dis- counted price of a table of 8. Seating is limited so buy your tickets early. The History of Princeville 2011 Calendars will go on sales at the Night at the Mu- seum II along with Illinois Cookbook, and T-Shirts and hats sporting the new museum logo will be avail- able at our gift shop. En-  joy an evening of dinner and watch history come to life at the Princeville Heri- tage Museum. For more information call Kelly Jen- kins at 385-1916 or email phmdirector@verizon. net . Watch for details on other upcoming museum events: Community Coffee-  Wednesday, September 15 8am to 10:30am Fall Family Fun – Sat- urday, October 30 2pm to 4pm  Akron Townhouse School Luncheon - Satur- day, November 20 Holiday Homecoming Open House – Sunday, De- cember 5 Princeville Heritage Museum announces plans for Night at the Museum III By Kelly Jenkins [email protected] Peoria County - On  August 30, the Peoria County Highway Depart- ment will begin construc- tion at the intersection of Princeville-Jubilee Road and Legion Hall Road.  Weather permitting, the road will be closed be- ginning September 7 for road reconstruction. The closure is expected to last through November 2010.  A detour route will be posted. For more information, call the Highway Depart- ment at 697-6400. Princeville-Jubilee Road and Legion Hall Road intersection closure
Transcript
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RURAL BOXHOLDER LOCAL P.O. BOXHOLDER 

PRSRT. STD.ECRWSS

U.S. POSTAGEPAID

TOULON, ILPERMIT NO. 18

 A SC COMMUNICATIONS PUBLICATION

Check us out online at...Nor h Peoria County Thursday, August 26, 2010 • Volume 2, Edition 6

Serving the communities Brimeld, Dunlap, Edelstein, Edwards, Kickapoo, Laura, Princeville, Speer and all of North Peoria County 

Take advantage of great specials and see your businessor event grow! Call (309) 286-4444 to advertise in the

NoPeoCo and be another success story!

BUSINESSES & LOCAL GROUPS

The Princeville Heri-tage Museum will hostthe 3rd Annual Night atthe Museum event on Sat-urday, October 2nd. TheNight at the Museum III is themed “The Civil War”.Doors will open at 6pm.The Program and Dinneris will begin at 6:45pm.Stories of the Civil War willbe told by “Abe Lincoln”and Civil War Soldiers, in-cluding tales of local Civil  War Veteran. This event  will be the major fundraiser 2010 for the mu-seum and the “Friends of the Museum Program” willdebut. There will be a live

This photo of Princevil le Civi l War Veterans was taken on M ay 30, 1924 in frontof Vil lage Hall. Featured in the photo are (L to R) Mil lard Burt, E. Keller, JimBane, John Geitner, Jim Corman, and Frank Belford.

auction featuring itemsfrom local artists includ-ing an early Mort Greene

painting. Tickets go onsale on September 1st atThe Princeville HeritageMuseum and PrincevilleState Bank. Tickets are$25 for HAP Members $30for Non Members. Themuseum is offering a dis-counted price of a tableof 8. Seating is limited sobuy your tickets early. TheHistory of Princeville 2011Calendars will go on salesat the Night at the Mu-seum II along with IllinoisCookbook, and T-Shirtsand hats sporting the new museum logo will be avail-able at our gift shop. En-

  joy an evening of dinnerand watch history come tolife at the Princeville Heri-

tage Museum. For moreinformation call Kelly Jen-kins at 385-1916 or [email protected] . Watch for details onother upcoming museumevents:

Community Coffee- Wednesday, September 158am to 10:30am

Fall Family Fun – Sat-urday, October 30 2pm to4pm

  Akron TownhouseSchool Luncheon - Satur-day, November 20

Holiday Homecoming Open House – Sunday, De-cember 5

Princeville HeritageMuseum announces plansfor Night at the Museum III

By Kelly [email protected]

Peoria County - On  August 30, the PeoriaCounty Highway Depart-ment will begin construc-tion at the intersection of Princeville-Jubilee Road

and Legion Hall Road.  Weather permitting, theroad will be closed be-ginning September 7 forroad reconstruction. Theclosure is expected to last

through November 2010.  A detour route will beposted.

For more information,call the Highway Depart-ment at 697-6400.

Princeville-Jubilee Road

and Legion Hall Roadintersection closure

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ployees to take care o my [ater school] businessin my absence, I went to work or the Peoria Coun-ty Farm Bureau, as the Ag Literacy Coordinator. As I worked to build the Ag In

the Classroom Program, I

developed a true passion

or educating the publicabout agriculture, Tionashared. “Since starting that program, thousandso students and hundredso teachers in the county have learned new thingsabout agriculture. This isvery exciting to me and is just a taste o the things tocome!”

Recently, Tiona soldher ater school busi-ness she once began, tothe school district, andrecently decided to stepaway rom her positionas the AITC Coordina-tor in Peoria County withhopes to ulll her dreamso promoting agricultureand education in a broad-er spectrum.

She also added, “Ilook orward to having a more fexible liestyleor my amily in having areelance career, leaving mysel open to many new opportunities. I eel very strongly about promoting locally grown [and] raisedproducts and hope thatthrough my articles you will understand the value

Page 2 -Thursday, August 26, 2010 - Volume 2, Edition 6

The North Peoria County Connection isowned and operated by Stark CountyCommunications, located at 101 WestMain Street, Toulon, Illinois 61483. Ofce

hours are Monday through Friday, 9 a.m.to 5 p.m.

Pn: 309-286-4444Fax: 309-286-5555

Publisher/ editor Jason [email protected]

PriNCeVilleCorresPoNdeNt

Kelly [email protected]

duNlAPCorresPoNdeNt

Jayne Ann [email protected]

briMFieldCorresPoNdeNt

Kasey [email protected]

GeNerAl MANAGer/sAlesRich St. [email protected]

 AdVertisiNG sAlesKendra [email protected]

 Ad & GrAPhiC desiGNer 

Ken Black [email protected]

The North Peoria CountyConnection encourages readersto submit news for publicationin our paper. Special events,

weddings, births, awards & honors,anniversaries, promotions, etc. arewelcome items for the paper andare FREE!

Schools, businesses,organizations, and groups areencouraged to send information onactivities and events. If you haveattended a function or event andhave a photo and/or news, pleasesubmit them. Letters to the Editorshould be less than 500 words andmust be signed. Space is limited.

hw sm:Email to [email protected] should be sent as anattachment.

CONTACT

 SUBMIT

The North Peoria County Connectionassumes no nancial responsibility for

typographical errors, but will reprint thatpart of an ad in which the typographicalerror occurs. Please notify the newspaper

immediately of any errors.

Everyone has a story to share. America’s Farm-ers and Ranchers can oergreat perspective. No mat-ter where you look, agri-

culture plays a major partin our lives. Whether rom what we wear, to what weuse, what we decide to eat,and even to what we do inour daily lives, agricultureis a large part o this. Wemay not always think o agricultural products asthe physical source o theitems or things we use ev-ery day – however, many o those daily essentials o ours are traced back to anagricultural source.

Production agricul-ture, or “arming”, is what

many think o when they catch wind o the word“agriculture”. However  you choose to look at it,there is so much moreto the word “agriculture”or “arming” than whatmeets the eye.

I am excited to havethe opportunity to intro-duce to you one individual who would like to answer your questions or topics o concern, and help to edu-cate others about agricul-ture. Tiona Kimble, o ru-ral Chillicothe, has spenther lie looking or oppor-

tunities to get involved inactivities both educating children and promot-ing agriculture. From anaternoon program shestarted at her local school,to where shortly ater she  was presented with an-other opportunity in 2007,she has been bringing “ag-riculture” down to an un-derstanding or adults andchildren alike. I recently had the opportunity to talk  with Tiona Kimble as sheshared with me a bit abouthersel. “While I paid em-

Here, There, Everywhere. What are you looking or?

By Kasey [email protected]

in this as well!” While representing 

Peoria County as the Ag Inthe Classroom (AITC) Co-ordinator, planning andproviding presentationsthroughout area school

classrooms, Tiona, alsopresented articles withinthe Peoria County Farm-er, a monthly newsletterthrough Peoria County Farm Bureau that is dis-tributed to Farm Bureaumembers.

I believe many o youmay have ollowed herthrough this news eatureearly on. Many o you havesince asked, “Where hasshe gone?”, “Where can  we nd her?” or “Wherecan we read her wordso agriculture and arm-

ing o today?” As a Peo-ria County Farm BureauMember, even I know thatTiona’s writing will surely be missed. I am happy to write that throughout thecoming weeks, you willbe able to nd what Tionahas to share, right here.

“Knowledge is power,and a bulk o the generalpopulation knows very little about the productionand processes in which ittakes to raise agricultureproducts”, Tiona enlight-ened me.

  Are there particularstories, problems, or is-sues in agriculture that you would like addressed?Please eel ree to contactTiona Kimble at [email protected], andlet her know what you want to see.

Kay smmn

Read Tiona Kimble’sag articles right here

each week. Go topage 3 or this week’s

article!

SUBSCRIBER BASEDNEWSPAPERS? 

 According to Mr. McK-irgan’s article in last week’sPrairie Shopper, sub-

scriber based newspapers  are joining the dinosaurs.The gist o the article wasabout mailing vs. directdelivery but the broad-

brush approach seems tobe also sel-serving. Don’tmisunderstand me, Mr.McKirgan is a good manand does a good job withhis publication plus hehas a diverse backgroundin the business. He andhis shopper have beenaround or some time andthey work hard at making it successul.

The implication ap-pears that   ALL subscrib-er-based newspapers areexperiencing a low num-

ber o subscribers. How-ever, this is not totally ac-curate. We would like toclariy some points madein his article. Beginning 

 with ‘subscriber basednewspapers’ quote. Thenewspapers mentionedare generally DAILY news-papers, but he implied allsubscriber-based  news-papers. It is true that theDAILY newspapers seemto be losing subscribers.Mr. McKirgan’s accurately points out some o thereasoning but not all.

But there are othersubscriber-based newspa-pers, including our group,

By Rich St. [email protected]

 This ‘N’ That

(cnn n pag 5)

 

All Lounger Seats Stadium Seating

SHOWTIMES 8/27 - 8/31

No passes

WILLOW KNOLLS 14 

309-689-8463

War Memorial Dr. (Rt 150)East of Route 6

ww w.GQTI .com

20OZ.DRINK

COUPON

with $3.25 purchaseof 46oz. bag of buttery popcorn

oneperad@WillowKnolls14 Exp.OCT.31, 2010 "NPC"

TITLES AND TIMES SUBJECT TO CHANGE

TAKERS (PG-13)11:45, 2:10, 4:35, 7:00, 9:25FRI/SAT LS 11:50  WHAT IF (PG)11:00, 1:35, 4:10, 6:50, 9:20FRI/SAT LS 11:55  THE LAST EXORCISM(PG-13)11:10, 1:15, 3:20, 5:25, 7:30, 9:35FRI/SAT LS 11:40

NANNY MCPHEE RETURNS (PG)11:50, 2:15, 4:40, 7:05, 9:30FRI/SAT LS 11:50  THE SWITCH (PG-13)12:10, 2:30, 4:50, 7:10, 9:35FRI/SAT LS 11:55  LOTTERY TICKET (PG-13)12:15, 2:30, 4:45, 7:00, 9:15FRI/SAT LS 11:30  VAMPIRES SUCK (PG-13)11:05, 1:05, 3:05, 5:05, 7:05, 9:05FRI/SAT LS 11:05SCOTT PILGRIM VS. THE WORLD(PG-13) 1:50, 9:10FRI/SAT LS 11:45THE EXPENDABLES (R)12:20, 2:40, 5:00, 7:20, 9:40FRI/SAT LS 12:00

  EAT PRAY LOVE (PG-13)12:30, 3:30, 6:30, 9:30THE OTHER GUYS (PG-13)12:20, 2:45, 5:10, 7:35, 9:55STEP UP 3 (PG-13)7:25, 9:50 FRI/SAT LS 12:10DINNER FOR SCHMUCKS (PG-13)11:20, 4:20, 6:45INCEPTION(PG-13)12:45, 3:45, 6:45, 9:45DESPICABLE ME (PG)12:45, 3:00, 5:15

 

3D PIRANHA (R)$2.50 PREMIUM PER 3D TICKET 

11:00, 1:00, 3:05, 5:10, 7:15, 9:20FRI/SAT LS 11:25

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 AUTO DONATIONS

Donate Vehicle RECEIVE $1000

GROCERY COUPON. NOAH’S

 ARC Support No Kill Shelters,

Research to Advance Veterinary

Treatments. FREE TOWING,

Tax Deductible, Non-R unners

  Accepted. 1-866-912-GIVE

BOATS

*** THE BOAT DOCK *** We

Buy & Consign Used Boats!

*** THE BOAT DOCK ***

Springeld, Illinois 217-793-

7300 www.theboatdock.com***THE BOAT DOCK ***

CAMPERS/RVS

Colman’s Country Campers We

buy/consign used campers and

RVs 217-787-8653

FINANCIAL

CASH NOW! Get cash for

your structured settlement

or annuity payments. High

payouts. Call J.G. Wentworth.

1-866-SETTLEMENT

(1-866-738-8536). Rated A+ by

the Better Business Bureau.

HELP WANTED DRIVERS

Midwest owner operators

wanted. 64% of revenue or

up to 1.10 per mile loaded

1.00 per mile empty. Generous

fuel surcharge paid all miles.

Permits, and fuel taxes paid.

FRONTIER TRANSPORT 800

991 6227

2-3 ft. potted evergreens. forlarger trees, order now forFall. over 15 varieties up to 15feet tall. Cinnamon Tree Farm,17223 W. Brimfeld-Jubilee Rd.

(309) 446-3221.

HELP WANTED Various yard work duties suchas trimming hedges, mulching,cutting wood, etc. Call Ellenat 309-208-6001 for moreinformation.

HELP WANTEDExpanding eet needs 3 OTR drivers. Some local work,atbed/dump, class A CDL, paidvacation. 309-291-0197.

DRIVE for the BEST! Gordon

Trucking, Inc. Ask about our

Sign On Bonus! Teams - All the

miles you can log! Regional

& OTR. Full Benets, 401k,

Regular Hometime. We have

the Freight! Talk to a recruiter

live! www.TEAMGTI.com 888-

832-6484

HELP WANTED SALES

SALES REPRESENTATIVE

NEEDED. Most earn

$50K-$100K or more. Callour branch ofce at 309-662-

9615. Ask for Patricia Cochran,

or e-mail patricia.cochran@

insphereis.com Visit www.

insphereis.com

NOTICES

 Attention animal workers

- Do you work with swine,

turkeys, geese, or ducks? Are

 you age 18 or over? If so,

you may be eligible to enroll

in the University of Florida’s

Prospective Study of US

 Animal Agricultural Workers

for Emerging Inuenza Virus

Infections. The purpose of the

research study is to follow ag

workers and their household

members for inuenza (u)infections from both animal

and humans. Compensation

available. For more information,

view our study website at

http://gpl.phhp.u.edu/

 AgWorker or contact Whitney

Baker at 352-273-9569 email:

[email protected]

HELP WANTED SALES

SALES REPRESENTATIVE

NEEDED. Most earn

$50K-$100K or more. Call

our branch ofce at 309-662-

9615. Ask for Patricia Cochran,

or e-mail patricia.cochran@

insphereis.com Visit www.

insphereis.com

MISCELLANEOUS

INTERNATIONAL FELLOWSHIP

seeking VOLUNTEER HOST

FAMILIES for Foreign ExchangeStudents! Or EARN extra cash

as an Area Rep! 800-647-8839

internationalfellowship.org.

STEEL BUILDINGS

STEEL ARCH BUILDINGS

Huge Savings on some of our

Summer Clearance Buildings

Selling for Balance Owed Plus

Repos 16x20, 20x24, 25x30,

etc. Supplies Won’t Last!!!

1-866-339-7449

Driver - Weekly Hometime.

 Average 2,400 miles / week!

OTR, Regional, Teams. Local

orientation. Daily or weekly

pay. 98% no touch. CDL-A, 6

months OTR experience. 800-

414-9569 www.driveknight.

com

Drivers - Owner / Operators

$3000 - $4000 / week, Your

Tractor - Our Trailer, must run

2800-3000 miles per week 

and home every 14 days.

Midwest to Southwest runs

1-800-817-3962

Drivers - CDL/A Top

Hometime! Solos & Teams

Highest Team Pay CDL/A with

1yr. recent OTR req’d. 800-942-

2104 Ext. 238 or 243 www.

totalms.com

DRIVERS - CO & O/O’S Looking

for an outbound freight

opportunity in your area? FFE

seeks O/O’s & CO Drivers. Class

 A CDL & 1 yr. Exp. Call 214-

819-5680 or [email protected].

Owner Operators PSS Trucking

has dedicated Midwest lanes,

off weekends, paid daily, top

miles / money, customer

freight - drop & hook dedicated

customers - paid orientation

800-494-3532 www.pssjms.com

Reefer, Tanker, Flatbed Drivers

Needed! Experienced drivers

& Class A commercial students

welcome! Our Incredible

Freight network offers plenty of 

miles! 1-800-277-0212 www.

primeinc.com

Thursday, August 26, 2010 - Volume 2, Edition 6 - Page 3

 AUTO DONATIONS

CAMPERS/RVS

BOATSMISCELLANEOUS

NOTICES

FINANCIAL

HELP WANTED SALES

HELP WANTED SALES

HELP WANTED DRIVERS

HELP WANTED DRIVERS HELP WANTED DRIVERS

FOR SALE

FOR SALEHELP NEEDED

STEEL BUI LDINGS

Did you know you’re

missing out on greatclassifed advertising

prices?!? See page fourfor details!

 As the new school yearbegins, many parents geta healthy dose o “stickershock.” From the schoolsupply list requirementsto new clothes and evenstocking the rerigerator-raising a amily can be ex-pensive! In this ast-paced  world o hectic schedulesand lie on the go, mostpeople never really takethe time to nd the rootcause o these increasedexpenses. The lack o knowledge about produc-

tion and disconnectionrom the arm could causesome to direct their rus-trations at the agricultureindustry.

In researching theseconcerns, we must under-stand that there are many actors involved in eacho these scenarios. As welook back to the time o our oreathers, we re-member that most ami-lies were involved in arm-ing operations. During these times, many aspectso production and mar-keting were simplied.

Can that price be right?The many misconceptions o agriculture and how it relates to you

By Tiona Kimble by which consumers ob-tained the product wassimple. Many amiliesgrew most o what they needed to eed and clothetheir amily ‘by their ownhand’, on the amily arm. While others bought romneighbors, relatives orriends who raised theseitems locally. As society evolved into a multi-ac-eted industrialized world,the general populationbegan to leave the armand go o to work in town.

This step was the rst in along chain o events thatchanged the supply anddemands o agricultureorever.

In 1960, each Amer-ican armer ed approxi-mately 26 people. Today,that armer eeds 155. Theact that our populationcontinues to grow dra-matically means that thenumber o new housesand commercial real es-tate properties have great-ly reduced the amount o 

armland in the UnitedStates. These societal pres-sures have caused armersto rethink the entire pro-duction process. Farmersnow have the challengebeore them o produc-ing more on less land tokeep up with increasing demands. So, with only 1% o the total Americanpopulation still in produc-tion arming, this is a greatdeal o responsibility.

There are other ac-tors outside o their con-

trol that are infuencing the process as well. Thehigh cost o petroleum,or example. As the pricesin the petroleum industry continue to rise, we auto-matically expect surcharg-es and rate hikes to be inplace or most aspectso our lives. What eectdoes this have on the oodindustry? Do you realizethat some o the oods youare purchasing could haverequired asThe physical labor was ar

rom easy, but the process

Tiona Kimble

(continued on page 4)

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Page 4 - Thursday, August 26, 2010 - Volume 2, Edition 6

many as 15 steps in theprocess rom arm to ta-ble? Instead o our am-ily growing ood at home,today the armer plants,maintains, and harveststhe crop with equipment.This is ollowed by pro-cessing, packaging, stor-ing, and delivering theseitems to the store. Theenergy and labor require-ments o each o thesedramatically aect the f-nal cost to the consumer.

The higher cost attributedto the “middle men,” isoten the missing piece o the puzzle. As consumers, we all want to eel as i weare getting a good deal andexpect a top quality endresult. However, at whatcost do we eel its worth?

It’s easy to see how the American armer,seemingly so ar removedrom urban lie, could be-come the target o nega-

tivity. However, it will takeeducating the public aboutthe degree o complexity in which these items ar-rive to the store and even-tually on your table, to getthem to ‘see the light.

It all starts with you!The dierence one voicecan make can be empow-ering. So, I encourage youto take a moment to think about how these produc-ers spend their lives pro-

viding or you and youramily. While you’re stuck in trafc behind that “slow moving vehicle” sign, slow down and realize the rel-evance o agriculture in your lie. What would youdo i these armers weren’tdoing this or you? How  would you survive? Farm-ing is at times a tough job,but someone has to doit...our whole world is de-pending on it!

Kimble (continued from page 3)

Last year Princevil le State Bank deeded the PSB Drive Up Bank facil ity to the Vil lage of Princevil le. Lastweek the Vil lage of Princevil le demolished the structure. The property wil l be used for parking for thedowntow n businesses. The PSB Drive up Bank was built in 1975. The PSB stopped being staffed the facil ityin June of 1998.

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(309) 693-9494

Peoria, IL 61615

4924 W. American Prairie Dr.

Shoppes at Grand Prairie

I would like to takethis time to introduce my-sel. I am Nathan Durst,Director o ResidentialMortgage Lending here atPrinceville State Bank. Iam a graduate o DunlapHigh School in 1993 anda University o Illinoisgraduate in AgriculturalEconomics in 1997. I havebeen in the mortgage in-dustry or 15 years as amortgage banker. Mort-

gages seem to be an im-portant topic and will con-tinue to be an importantpart o the US economy. With all the changes in themortgage industry, we areseeing more restrictionsand guidelines that willhelp stabilize the housing 

market over time. Lendersare now more than everrequiring more documen-tation to approve loansalong with veriying loanapplicant inormation todetermine a borrower’sability to repay loans. In-come, credit history, ratioanalysis, equity, assets,and down payment areimportant actors in de-termining a borrower’sability to repay a loan.

One important topicor buzz word in the mort-gage industry is “Net Tan-gible Benet to Borrower.”  With mortgage interestrates at historic lows, thereare actors that may help you determine i renanc-ing is right or you. With

all the changes in themortgage industry, mostlenders run a Net TangibleBenet test on each loanto see i renancing is anancial benet to a bor-rower. Here are our areaso Financial Improvementthat lenders look at todetermine i renancing makes nancial sense.

Interest Rate Reduc-tion

Lowering your cur-rent mortgage interest ratemay save you thousandso dollars over the lie o   your mortgage loan. De-pending upon your loanamount, lowering yourinterest rate by 1.00% is a

good rule o thumb.Mortgage Payment

ReductionReducing your cur-

rent mortgage paymentby either removing privatemortgage insurance or re-ducing your rate o inter-est to lower your principal

and interest payment is anet tangible benet to you.Reducing your mortgagepayment by $100.00 permonth is a good bench-mark.

Mortgage Term Re-duction

Lowering your mort-gage term may help youlower the total o pay-ments that you pay overthe lie o your mortgageloan. Decreasing your rateo interest and lowering   your mortgage term may increase your payment,but the total you pay overthe lie o the loan may save you thousands o dol-lars o interest.

Total Monthly Pay-ment Reduction

For example, com-bining your rst and sec-ond mortgage into onemortgage may lower yourpayment or allow youto receive one low rateo interest on your total

(888) 385-4375

Princeville, IL 61559

P.O. Box 409

142 East Main Street

Call 309-286-4444to place your ad today!

Thursday, August 26, 2010 - Volume 2, Edition 6 - Page 5

Net Tangible Beneftmortgage balance. Addi-tionally, paying o higherinterest credit cards canhelp you reduce your pay-ments and increase yourcash fow. Debt consoli-dation will depend uponthe amount o equity in your home.

Other actors that candetermine i you shouldrenance are how long   you plan on staying in  your home. Typically, theewer number o years,the wider the interest ratesavings needs to be. How much time and money willit cost to renance? Again,that will depend on yourspecic nancial prole.

  Applying or a renanceloan involves a processsimilar to getting a homepurchase mortgage, and

 you will be charged certainees. Should you choosean ARM or a xed-ratemortgage? Some ARMsadjust annually, either upor down. So even at a be-low-market start rate, it’spossible your ARM inter-est rate could soon exceedcurrent interest rates. I  you plan to remain in yourhome or a short period,an intermediate ARM, with a lower introductory rate that remains xed orseveral years beore therst adjustment, may besuited to your needs.

I encourage you to e-mail me at [email protected] or call me at 309-693-

9494 ext 404 i you haveinterest in other topicspertaining to the mort-gage industry.

  A positive mosquitopool or West Nile Virushas been conrmed with-in Peoria County. “Thepositive mosquito pool was collected in the city o Peoria this week,” said WilHayes, Director o Envi-ronmental Health or thePeoria City/County HealthDepartment. “Althoughthis is the rst positiveenvironmental samplecollected within PeoriaCounty in 2010, based onthe act that positive envi-

ronmental samples havebeen collected in previ-ous years and neighbor-ing counties have alsocollected positive samplesthe Health Departmentencourages individuals totake appropriate preven-tive measures to protecttheir health,” said Hayes.

* Citizens are encour-aged to stay indoors atdawn, and dusk throughearly evening, when mos-quitoes are most active.

* Individuals should  wear long-sleeve shirts

and long pants when go-ing outdoors.

* An insect repellentshould be used on exposedskin and on thin clothing in accordance with manu-acturer’s Directions orUse. For adults, eectiverepellents will contain 20-30 percent DEET or Picar-din, oil o lemon eucalyp-tus, or IR3535 according tolabel instructions. Consulta physician beore using repellants on inants

The mosquitoes thatcarry the West Nile Virusbreed in stagnant, stand-

ing water. Subsequently,residents should elimi-nate mosquito-breeding sites around the home.  Water in bird baths, fow-erpot trays, and outsidepet water bowls should bechanged every ew days. Also, water in roo gutters,  wading pools, trashcans,tires, and low spots ontarps over rewood andboats should be eliminat-ed.

The West Nile  Virus(WNV) is transmit-

ted to humans by mosqui-toes that have ingested thevirus rom inected birds.Most people who are in-ected have no symptomsor may experience mildillness, such as a ever andheadache, beore ully re-covering. In some individ-uals, particularly the elder-ly, WNV can cause seriousdisease that aects thebrain. It can cause perma-nent neurological damageand be atal. Symptomsgenerally occur three to 15days ollowing the bite o 

an inected mosquito andrange rom a slight ever,headache, rash, swollennodes and conjunctivitis(irritation o the eye) tothe rapid onset o a se-vere headache, high ever,sti neck, disorientation,muscle weakness, comaor death.

For more inormationcontact the Peoria City/County Health Depart-ment at 309-679-6161.For more inormation onother public health issues,visit us at www.pcchd.org 

Mosquitoes testpositive for West

Nile Virus

o WEEKLY newspapers.Our counter point is thatthe article should have in-

cluded DAILY rather than just SUBSCRIBER-BASED  newspapers. We take thisas an indirect negativecomment.

 Newspapers  mustcomply with a set o rulesand guidelines. Legalnewspapers are allowedonly a percentage o thenewspaper content oradvertising. The remain-ing space usually 50%must be news or local in-ormation. Local weekly newspapers serve a muchdierent audience than

shoppers or dailies. Hispublication is a shopper,not a newspaper. It is basi-cally an advertising media.There is little, i any, actualnews in his shopper. Thereis nothing wrong with thatexcepting to maybe imply 

it as something else.Local weeklies, as is

our Stark County News,Chillicothe Independent,and The North Peoria County Connection are allNEWSPAPERS. Our em-phasis is on local events,news, and stories. Wheth-er that be a legal notice,

city council, county board,school news including sports, or a variety o local

news worthy items. Wedon’t compete with largedailies or shoppers. Ouremphasis is to serve ourlocal communities. Ourreaders subscribe to READour newspapers or justsuch news. Our advertis-ers seek a local newspaperto reach the local commu-nity, because they wanttheir ads read. Our sub-scriber base remains con-stant and in many areas isincreasing and our massmailed newspaper enjoysa large number o readers

because it is a newspaper. We also provide 3 Internetsites or more instanta-neous news and or thoseso inclined to use the In-ternet.

  We wanted to clariy some obvious omissionsthat can be very mislead-ing.

 DUNLAP DONE IN? Dunlap Days certainly 

did encounter Mother Na-ture’s wrath. Starting Fri-day night, a storm causedhavoc with some o tents

and obviously events.Saturday ound the orga-nizers scrambling to rear-range schedules and sites.The pancake breakast wasmoved to the re stationand so on. It is always dis-appointing and sad whenthe hard and long plan-ning is abruptly changed without warning. We wishthem success and LUCK next year.

SCHOOL IS BACK INSESSION – DRIVE CARE-FULLY 

 This ‘N’ That(continued from page 2)

Rich St. John

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Princeville WinningCommunities calendar

Call 309-286-4444 to place your ad today!

Thursday, August 26, 2010 - Volume 2, Edition 6 - Page 7

BUSINESS DIRECTORY 

On August 30, the Peo-ria County Highway De-partment will begin con-struction o a new bridgeon Elmore Road. During 

bridge construction theroad will be closed. Theroad closure is expectedto last through August

2011. The bridge is locatedtwo miles north o Route78 and one mile southo Route 150 on Elmore

Road.For more inormation,

call the Highway Depart-ment at 697-6400.

Elmore Road closure

  When you open yourcredit card bill, do youlook at the amount o theminimum payment to de-cide how much to pay? I so, you are alling into theminimum payment trap.

  Why do we call thisa trap? Research by Dr.Neil Stewart in his article,

“The Cost o Anchoring on Credit-Card MinimumRepayments,” shows thatpeople tend to pay less  when they use the mini-mum payment as a pay-ment guide.

Research participants  were given a mock creditcard statement. They wereasked to consider how much they could aord topay, and then to state how much they would pay.Participants saw either astatement that includeda minimum repayment

amount or an otherwiseidentical statement with-out this inormation.

Those participants who saw a statement with

a stated minimum pay-ment chose to pay lessthan those who did nothave the suggestion o apayment amount. How does this research help us?Next time your credit cardbill arrives, decide how much you can aord topay beore you look at theminimum payment listed.

Ideally we would pay 

all o our credit card bal-ance each month to avoidinterest charges. Some-times this is not possible.However, paying even alittle more than the mini-mum required can make abig dierence in costs overtime.

 As a result o the Cred-it CARD Act, your monthly credit card bill has new in-ormation on it. Have younoticed? Take a look—on your bill it states how long it will take to pay o yourbalance i you only pay the minimum payment. Inaddition, there is inorma-tion about how much youneed to pay each month i  you want to pay your bal-

ance in three years.For example, Susie

has a credit card balanceo $3,000 with an inter-est rate o 14.4 percent. With a minimum monthly payment o $90, it wouldtake 11 years to pay o thebalance. However, whenSusie pays just $13 moreeach month ($103), thebalance will be paid o 

in three years, and $1,033less will be paid in interestcharges.

Paying more than therequired minimum pay-ment on your credit cardbills saves you money.Examine your credit cardbills careully this month,and create a plan to pay down your debt. For moreinormation about how tomanage your credit cards,visit University o IllinoisExtension’s website, Cred-it Card Smarts at http:// web.extension.illinois.edu/creditcardsmarts.

For more inormationon consumer issues, callthe Peoria County Ofceat 309-685-3140.

By Roger A. LarsonCounty Extension Director

Extension: credit card traps

Community Events

Today through Sep-tember 3, “Validation” - An Art Exhibition by JanetJackson at the Contempo-rary Art Center, Peoria. Ja-

net Jackson is a Princevilleresident and owner o I Still Believe on MainStreet. For more inorma-tion, visit Janet’s website www.IStillBelieve.com

Today through Sat-urday, August 28, AnnualBook Sale at Lillie M. Ev-ans Library. Sponsoredby Friends o the Library.Hardcover books $1 andpaperbacks are 50 cents.Huge variety to chooserom. Prices go down each week!

  August 28 - 29, Noon

to 6:00 pm, Princeville  Aquatic Center is open, weather permitting. Bring   your amily out to enjoy the pool.

 September 4 - 6, Noon

to 6:00 pm, Princeville  Aquatic Center is open, weather permitting. Meet your riends and enjoy thelast weekend o the seasonat the pool.

 Saturday, Septem-

ber 11, 10:00 to 11:00 amHealthy Child Workshop

Nutrition and ExerciseHour at Methodist Medi-cal Group in Princeville.For ages 4 to 12. Please call

385-4371 to sign up. Thursday, September

23, Annual PRIDE ChiliSupper Dinner Fundraiserprior to Homecoming ac-tivities. More details to

come soon. Saturday, October 2,

Night at the Museum atPrinceville Heritage Mu-seum. Join us this yearor dinner and entertain-ment with a Civil Warthem. More details com-ing soon.

   Wednesday, Octo-

ber 6, starting at 8:30 am,Methodist Mammovan atSeneca Foods Corporationin Princeville. To makean appointment call 671-8282. Methodist accepts

many types o insurance,but i you are uninsuredor under insured you may qualiy or a FREE mam-mogram.

Community Meetings Tuesday, September 6,

7:30 pm Princeville VillageBoard Meeting at VillageHall. Agenda available at Village Hall 48 hours prior

to meeting. Thursday, September

9, 7:00 pm, Lillie M. EvansLibrary Board Meeting at LME Library. Agendaavailable at meeting.

 Tuesday, September

14, 6:30 pm PrincevilleCUSD #326 Board o Edu-cation meeting at AkronTownhouse School (locat-ed at Princeville HeritageMuseum). Agenda postedon website 48 hours priorto meeting.

 

Tuesday, September21, 7:30 pm, Princeville  Village Board Meeting at Village Hall. Agendaavailable at Village Hall 48hours prior to meeting.

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This bulletin, with alist o dates, will eaturea weekly reminder o up-coming events and ac-tivities, as well as schooland business unctionsplanned throughout thecommunities o Brimfeld,Laura, Kickapoo, and Ed- wards.

Would you like to see   your event listed here? Please eel ree to contactme with those happen-ings around your commu-nity involving upcoming school or business unc-tions, benefts and und-raisers, amily un, sportsand activities, or social

events.I look orward to work-

ing with you and helping to bring attention and par-ticipation to what is going on in  your  community.

School Functions –  August 23 – August 27,

Brimfeld C.U.S.D. No. 309 – Early Dismissal: Schoolin session rom 8:00 a.m.– 1:50 p.m.

 Thursday, August 26,

6:00 – 7:30 p.m., Brimfeld C.U.S.D. No. 309 Grade 

School Open House  and7:00 – 8:30 p.m., HighSchool Open House. Pleasemark your calendars tomeet your child’s teacher(s) on this evening!

 Monday, Septem-

ber 6, Brimfeld C.U.S.D.  No. 309 – Labor Day – NoSchool.

Tuesday, September7, 8:00 a.m. – 3:00 p.m.,

By Kasey [email protected]

Brimfeld C.U.S.D. No. 309 – First Full Day o School.

 Check out the dis-

trict’s website at www.

brimfeld309.com.“A Tradition O Excel-

lence.”Community Events – Now thru August 31,

Brimfeld Public Library presents  the Giant Books and More Sale  going-onin the community room.Lots o westerns, largeprint, fction, inspirationalfction, kids, teens, videos,audios, etc. Proceeds gotoward purchasing new materials! Sale ends Au-gust 31st. Thanks or yoursupport!!

Now thru Labor Day,Spring/Summer hours, at the Brimfeld Public Li-brary. Mon. – Thurs. 10:00a.m. to 7:00 p.m., Fri.10:00 a.m. to 6:00 p.m.,closed on Saturdays.

 Saturday, September

11,  new FALL/WINTERhours, at the Brimfeld Public Library. Mon. –Thurs. 10:00 a.m. to 7:00p.m., Fri. 10:00 a.m. to6:00 p.m., Saturday –10:00 a.m. to 2:00 p.m.

Monday evenings,6:00 – 6:30 p.m., Brimfeld Public Library – Story Time and Tuesday evenings,10:30 – 11:00 a.m. Joinus or stories, songs andcrats! Ages 2 – 5. Sameprogram, but two dier-ent times to choose rom!Please sign-up at the cir-culation desk in the Kid’sRoom or by contacting 

Katie Hahn at [email protected] to in-sure crat materials arepurchased or your child.

 

Sunday, September12, Reminder:

Grandparent’s Day!!!  Monday, September

13, 6:30 p.m.,Brimfeld Li-brary Board Meeting at theBrimfeld Public Library.Open to the public!

 Benefts and Fund-

raisers – For anyone wishing to

make monetary donations

to relief and rebuilding ef-

forts throughout Elmwood,

Illinois, please send them

to the American Red Cross

writing ‘Elmwood Relief’on the memo line and to

Farmers State Bank or

Elmwood Community Bank

writing ‘Rebuilding Fund’

on the memo line. Farmers

State Bank, 104 East Main,

Elmwood, Illinois 61529;

Elmwood Community

Bank, 101 East Evergreen,

Elmwood, Illinois 61529.

To help re-build the Reyn-

olds Palace Theatre, please

make checks payable to

‘Save the Palace’. Checks

can be mailed to: Elmwood

Community Bank, P. O.

Box 717, Elmwood, Illinois

61529. Donations are also

being accepted for Theatre

online and can be submit-

ted at http://savethepalace.

com. 

Additional information and

questions regarding the

movie theatre progress may

be answered by e-mailing

Bill Seipel savethepalace@

gmail.com.

Brimfeld bulletin

Kohl’s DepartmentStore, through the Kohl’sCares® program, is team-ing with Children’s Hospi-tal o Illinois to help keepcentral Illinois childrensae.

The company isawarding a grant o $71,971 or the Kohl’s CarSeat Program at Children’sHospital o Illinois.

Please join us or acheck presentation andannouncement Wednes-day, September 1, 2010 at12:30 p.m. at the Kohl’s inEast Peoria.

 A car seat saety check  will be held in connection with the grant announce-ment. Parents can havetheir saety seats checkedrom 1-4 PM. Activities willbe provided or children.

Kohl’s has gited ap-proximately $312,051 toChildren’s Hospital o Il-linois since 2005. This isthe second year the Kohl’sgrant has gone to theKohl’s Car Seat Programat Children’s Hospital o Illinois. The donations were collected rom Kohl’sstores located in the Peo-

ria area.Kohl’s Cares® sup-

ports nearly 160 children’shospitals nationwide.Through 2009, Kohl’sCares® has turned $5books and plush toys intomore than $150 millionor children’s health andeducation initiatives na-tionwide.

For more inorma-tion about the Kohl’s CarSeat Program at Children’sHospital o Illinois contactChris Franciskovich, re-gional CommunicationsCoordinator at 309-671-4829 or Shauna Skow-ronski at the Children’sHospital Foundation at309-566-5674.

Kohl’s grant to

beneft Children’sHospital o Illinois

Peoria City/County 

Health Department is hav-ing a special school exam  walk-in dental clinic orall children at Peoria City/County Health Depart-ment, 2116 N. SheridanRd, Peoria on Monday, August 30, 2010, rom 9-11a.m. and rom 1-3 p.m.

The Peoria City/Coun-ty Health Department

holds periodic walk-in

clinics specifcally gearedor children’s school ex-ams. Parents are remind-ed to get back to schoolexams now to be ready orschool in late summer. A parent or guardian mustaccompany the child.Cost is $25 or a Medicaid/  All Kids card is accepted.No appointment is neces-

sary or this special walk-

in clinic. For other sched-uled exam appointments,call 309-679-6141.

For more inormationon the walk-in dental clin-ic, call Peoria City/County Health Department at679-6141.

For inormation onother public health issues,visit www.pcchd.org .

Peoria Health Departmentsponsors special schoolexam dental clinic


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