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EVEN
TS Home Builders Association of Northern Kentucky Sponsoring Real Estate Auction, 150 Properties in Ohio and Kentucky... See More Information on Page 7 Look for Important Info Inside.
WHAT’S THIS? Scan the QR code with your mobile device for additional content and relative information. Don’t have a QR code scanner? Search your Blackberry, iPhone, or Android app store for a free QR code scanner.
www.HomeBuildersNKY.com
www.youtube.com/HomeBuildersNKY
www.twitter.com/HBANKY
www.facebook.com/HBANKY
2011 PAC Night ........................... 3
Member Updates ........................ 4
Elk Creek Event ........................... 6
Show Worth the Investment? ..... 11
Tour of Remodeled Homes ......... 13
Autumn Continuing Education
Schedule .................................... 14
Educating Tomorrow’s
Workforce, Today ...................... 16
Legal Corner .............................. 18
HBANKY Host Reception
for HBAK Board .......................... 20
Member Mix & Mingle Recap .... 23
New HBA Marketplace ............... 24
2011 Dewey Newport Associates
Scholarship Winners
August 2011
pagE 16
NORTHERN KENTUCKY
www.rjinsulation.com
The Home Builders Association of Northern Kentucky is open to the world, visit our web site for up-to-date information on HBA services and programs, including extensive public referral directory to Registered Builders, Registered Remodelers and Associate Members.
www.HomeBuildersNKY.com
The mission of the Home Builders Association of Northern Kentucky is to promote and enhance the integrity and visibility of the construction industry and the members of the organization through advocacy, communication, education and political action.
Northern Kentucky Builder™ is an official publication of the Home Builders Association of Northern Kentucky, 2751 Circleport Drive, Erlanger, Kentucky 41018. It is published in the interest of the Northern Kentucky building industry and read by home builders, remodelers, general contractors, developers, engineers, bankers, Realtors,® architects, material dealers, subcontractors and manufacturers. All rights reserved. Copying or reproduction without the expressed permission of the Home Builders Association of Northern Kentucky is strictly prohibited. Northern Kentucky Builder™ is designed by Jason Yann Creative Studios
phone 859.331.9500 or fax 859.578.3393email [email protected]
2011 Board of DirectorsBob Schroder, PresidentBill Butt, Vice PresidentAdam Chaney, TreasurerJames Kegley, SecretaryBarbara Drees Jones, Board ChairTony BerlingMarty GrosserDan MartinChris WulfeckJason Yeager
Associate Council RepresentativeMark HubbardRoberta TannoDesiree WebsterDiana DeVore
Land Development Council RepresentativeJoseph Kramer
Sales & Marketing Council RepresentativeJeremy Arrasmith
Women’s Community Action Council RepresentativeCindy Goetz
HBA StaffBrian A. Miller, Executive Vice PresidentJanis Beard, Membership DirectorJessica Gibbs, Director of Shows & EventsKaren Lefebvre, Administrative CoordinatorKirk Pies, Sales & Marketing Director Shelli Slusher, Accounting CoordinatorThomas Napier, Director of Professional Development
PoLitiCAL HouSing CLuB of noRtHeRn KentuCKy
2 0 1 1 P A C n i g H t
Other Winners all Night
Fine Hors de Oeuvres • Open Bar
Wednesday, August 24 from 6 –9 PM
@ Triple Crown Country Club in Union, KY
POLIT
ICAL HOUSING CLUB
OF NORTHERN KENTUCKY
CAP C
A $100 Ticket Admits One & a Chance at
Name _______________________________
Address ______________________________
Phone _______________________________
Email _______________________________
Occupation ___________________________
Seller _______________________________
PoLitiCAL HouSing CLuB of noRtHeRn KentuCKy
2 0 1 1 P A C n i g H t
$5,000 grand Prize$1,000 Second Prize
$500 third Prize – Other Winners All night
Fine Hors de Oeuvres and Open Bar
Wednesday, August 24, 2011, 6:00 – 9:00pm
Triple Crown Country Club in Union, KY
$100 per ticket / admit one
4 Northern Kentucky BUILDER
New MeMbers
31 W Insulation Company, Inc.Jerry Kelly4287 Salzman RoadMiddletown, OH 45044(513)539-4449Business: Insulation, Gutters, Garage DoorsSponsor: Joe Halpin
Concrete Concepts of the Tri StateFrank Davidson411 Highland AvenueFt. Thomas, KY 41075(859) 816-2679Business: Decorative Concrete/ConcreteSponsor: Gary Caudill
Economy ConstructionPhil DaltonP.O. Box 308Crittenden, KY 41030(859) 428-2755Business: Concrete, CarpentrySponsor: William H. Adkisson
The V CollectiveDan Hueber21 Whitney DriveMilford, OH 45150(513) 831-5998Business: Carpentry, CabinetrySponsor: Joe Halpin
Whitford Contracting ServicesDennis Whitford4968 Pumpkin PatchIndependence, KY 41051(859)393-0167Business: Siding & Window InstallationSponsor: Brian C. Jones
Welcome! We are truly happy to have your support and membership!
MIssING IN ACTIONwelCOMe bACk!
New MeMber PrOFIles
These companies are missing the action at the Home Builders Association. HBA members enjoy discounts on worker’s compensation, health insurance and disability insurance. All current HBA members are posted on the www.homebuildersnky.com website. Members are eligible to advertise in BUILDER magazine and Who’s Who Membership Directory. If you do business with any of the listed missing members, please encourage them to get back in the action at the HBA!
We are truly happy to have your support and membership. The following companies are once again members of HBANKY.
Armour Home Services, LLCBascoBeacon ElectricBluegrass Diesel SpecialistsCohorn ConstructionCustom Woodworking GroupD & D Industrial ContractingFranzen Electric
Merkle Lawn CarePreferred Cleaning SystemsTriple SS Fabricators
Bloxton Construction, LLCCustom StripingRandy Floyd ConstructionRoyal Construction CompanySmith BuildersTotal Home Care
BILLY BRINCKCompany and Position: Ferguson Enterprises, Inc., Sales Manager Community I live in: Loveland, OhioMy favorite thing to do when I’m not working is: Hunting & FishingMy reason for belonging to the HBA of Northern Kentucky: To support the local building industry, grow relationships, and offer quality supply chain management solutions.Something unique about my company is: We can supply you a complete bundle including plumbing, lighting, appliances, and cabinets.
THOMAS L. GUIDUGLICompany and Position: Neighborhood Foundations, DirectorCommunity I live in: Newport, Kentucky My favorite thing to do when I’m not working is: Riding my motorcycleMy reason for belonging to the HBA of Northern Kentucky: To learn more about home building.
JEFF BRAUERCompany and Position: Freedom Homes, General ManagerCommunity I live in: Burlington, KentuckyMy favorite thing to do when I’m not working is: Spending time with family and friends. Golf and working in the yard.My reason for belonging to the HBA of Northern Kentucky: To get Freedom Homes involved in the HBA of Northern Kentucky and help promote the home building industry. Something unique about my company is: We do both subdivision and customer’s lot builds.
5 Northern Kentucky BUILDER
New MeMber OrIeNTATION How much you can save because you are a member of the HBA? By Bob Schroder, HBA President
In the past week, I was talking to several people who were not aware that you can save 5 cents per gallon on fuel purchased
at Speedway, SuperAmerica, Marathon & Pilot stations, plus 15% on oil changes at Valvoline, plus 2% on purchases at Lowe’s. Did you know many of you can save 22% on your Verizon phone bill? Buy a GM vehicle and you can save $500. You can get 20% or more off rental prices at Hertz, Avis or Budget. Office Depot offers 10% discount for online purchases. Many members save more than the cost of their membership dues with the HBA lower rates for worker’s compensation and medical insurance. With the economy still stumbling and home sales slower than we all expected, saving every nickel and dime we can is important to our businesses. Check the HBA website for other savings available to every member.
L-R: Joe Halpin, New Member Sponsor, The Drees Company; Rebecca Hofmann, The V Collective and Joe Bridge, 31-W Insulation.
Rob Stone, Ambassador, C.K Ash Insurance; Melissa Brooks, W. Stephens Cabinetry & Design; Phil Dalton,
Economy Construction.
Joe Bridge, 31-W Insulation; Dennis Whitford, Whit-ford Contracting; Dan Feinauer, Piercefield Truss & Wood Components.
Marty Scott, Piercefield Truss & Wood Components; Rob Durnwald, Fresh Coat Painting; Frank Davidson,
Concrete Concepts of the Tri State.
First Security Trust Bank is, once again, a proud sponsor of this year’s Tour of Remodeled Homes.
Congratulations to all 2011 remodelers on a job well done. And thank you to the HBA of Northern Kentucky for your long-time commitment to highlighting many of our area’s most beautiful homes.
For more information about FSTB’s Mortgage Loans, Home Equity Loans or Personal Banking services, call 859/746-9000 or visit us online at www.fstb.com.
Banking Made Simple
6 Northern Kentucky BUILDER
Elk Creek Sporting Clay
Shoot & BBQElk Creek Hunt Club in Owenton, KY
Friday, September 23 @ 11 amThe Event includes Sporting Clay Shoot, Lunch, Dinner, Wine Tasting and Winery Tour.
$500 – Foundation Team Includes One Team of 4 Shooters, Dewey Newport Apprenticeship Scholarship Donation,
Special Recognition at Event and Builder Magazine
$340 – Classic Team Includes One Team of 4 Shooters
$35 – Individual Shooter / Spectators Lunch, Dinner, Wine Tasting and Winery Tour
$40 – Individual Non-Shooter (*Sit back, Relax, Network, and Shoot the Breeze!*)
Dewey Newport Associates Council Apprenticeship Scholarship RaffleRaffle includes: $250 Elk Creek Winery Gift Certificate • $10 off any additional purchases at the Winery
Wine tasting for 8 with a cheese and cracker tray and glass of wine • Sporting Clay Shoot for 4 people with cartRaffle tickets are $5.00 - Purchase your raffle tickets from any Associates Council Board of Governors member,
HBA Office, or at the Elk Creek Outing.
Sponsorships Still AvailableStation Sponsorships Available for only $80. Call Janis Beard, 859-331-9500, for details.
Let’s Go Shoot Some Guns and Drink Some Wine!
Event Sponsored byBeverage Sponsor Awards: Sponsor
Lunch Sponsor Dinner Sponsor
7 Northern Kentucky BUILDER
AUCTION
FOR DETAILS AND PROPERTY LISTING, PLEASE VISIT
REAL ESTATE
SPONSORED BY HOMEBUILDERS ASSOCIATION OF NKY MEMBERSHIP EXCESS INVENTORY LIQUIDATION
Auction will be conducted at the Homebuilders Association of NKY Offices Meeting Room:
2751 Circleport Drive, Erlanger, KY 41018
Directions to Auction Site: Off I-275 take Mineola Pk (Exit #2) south 1 block to
Olympic Blvd west to left on Circleport Dr.
Saturday, August 20 At 11:00 AM
SempleSells.com | 513.724.1133
150 PROPERTIES LOCATED IN KENTUCKY & OHIO
Many Will Sell Regardless of Price! Something For Everyone!!Single Family Residences – Office Building – Condos
Acreage – Building Lots – Resort Lots
Brent Semple, CAI, AARE, CES, Auction Manager
KY # RP7039 & RE # 26396
8 Northern Kentucky BUILDER
Limestone Farm Lawn Worksite has a long standing reputation for surpassing customer expectations. Customer value and satisfaction are our number one priority. Give us a call today and let us see how we can meet your equipment needs.
Proud Member Of The Northern Kentucky Home Builders Association
Skid Steer Loaders Compact Track Loaders Compact Excavators Compact Wheel Loaders Worksite Pro Attachments Sales and Service
www.skidsteersmackdown.com
9 Northern Kentucky BUILDER
National Association of Home Builders
Put your membership to work now.Money-saving discounts that benefit your business, your employees, and your family
www.nahb.org/MA
MA_8.5X11Ads_2011 1/6/11 3:50 PM Page 1
10 Northern Kentucky BUILDER
Pella Impervia Dual-Color Option NOW AVAILABLE!
Neither wind nor rain nor sleet or snow stops determined mail carriers. Nor do those elements and other climate extremes phase Pella Corporation’s energy-efficient Pella Impervia line, expanding in the Summer of 2011 to include White interior option for all units.
Pella Impervia windows and patio doors offer more style and design flexibility for your customers. With the new dual-color option, Pella Impervia products can have a White interior with the choice of White, Tan or Brown exterior.
Pella Impervia windows and patio doors arrive pre-finished with a powder-coat paint finish on both interior and exterior. This durable finish stays looking great for years with little care.
“We’re pleased to offer more innovative solutions to builders and homeowners living in areas where a stronger, more durable window is a must,” said Duane Putz, director of sales and marketing for Pella Impervia. “This product is made for hot, cold, wet or windy climates and now it’s available in more styles.”
Pella Impervia can withstand the forces of Mother Nature without cracking, shrinking or warping in extreme weather conditions. The sleek-profiled innovative products made from Duracast®, the strongest most durable material in windows and doors, are virtually maintenance-free and well-suited to today’s busy lifestyles and balanced budgets for home and business owners.* Builders, remodelers and homeowners may choose from convenient factory prefinished brown, white or tan color options and now have a White interior!
For more information, please contact your local Pella representative or call 513-936-5240.
What’s New with Pella
thank you to our 2011sponsors
www.owenelectric.com502-484-3471
Let us show you how the little
changes add up.
Post a Job / Find a Job
www.HomeBuildersNKY.com
11 Northern Kentucky BUILDER
Cutter Construction has been participating in the Tour of Remodeled Homes show for the last 7 years. We currently offer the Show to any customer that recognizes the value in showing their project to the public. All of our suppliers find value in showcasing their products, and services in the Show. It is very common for suppliers to contact us throughout the year, making sure they will be included in our project for the TORH. We have tracked the feedback from our past customers, and a large percentage has closely followed the TORH Show to select their HBA Remodeler. The TORH Show has turned out to be single best investment our company has made, when you calculate the marketing exposure, traffic, leads, and remodeling projects that our company has been fortunate enough to secure. With the TORH Show gaining momentum in Cincinnati, we now have Regional exposure that expands our market reach. I highly recommend every HBA registered remodeler attend the TORH meetings throughout the year, to learn how this Show can help your company grow.
Jim CutterCutter Construction
IS THE HBA “TOUR Of REMOdELEd HOMES SHOW” WORTH THE INvESTMENT? JIM CUTTER SAYS “dEfINITELY”!!!!!
Jim Cutter
12 Northern Kentucky BUILDER
Since 1946, VonLehman has been a forward-thinking CPA and advisory firm – grounded in reality but focused on thefuture. True to our long-standing commitment to building a stronger region, we have unrivaled expertise in constructionand real estate development. VonLehman builds partnerships with its clients within the construction sector. We understandthe ups and downs of the industry, and assist our clients in building a healthy bottom-line in every scenario, every economy.VonLehman, moving forward with you.
VonLehman & Company Inc. vlcpa.com Cincinnati, OH 513.891.5911 Northern Kentucky 859.331.3300
Forward Thinking
85 S. Main Streetwww.kellybros.com
DRY RIDGE 859-824-3371COVINGTON 3502 Latonia Avenue (at 35th Street) 859-655-8134
13 Northern Kentucky BUILDER
produced by
Produce • sales leads Enhance your• image and visibility Generate • sales at the showReach • potential clientsEstablish a • presence in the marketplace Personally• meet your customersProspect for• new customers
Introduce • new products and services Showcase your • product in ways not possible using other marketing channels Educate your • target audienceGet • exposure if you’re new to the industryHighlight a special or• unique skill or projectGet great • radio and television exposure
Call 859.331.9500 or visit www.HomeBuildersNKY.com for details
MAKE PLANS NOW!TOUR DATES THIS YEAR ARE OCTOBER 1-2, 2011.
The Show,The Guide,The Leads.
Be onThe Tour
The Home Builders Associations of Northern Kentucky and Greater Cincinnati are partnering to produce this scattered site show featuring remodeled homes in the Tristate.
14 Northern Kentucky BUILDER
September
Sept 23rd Work Zone Safety Training * 11 am - 1 pm
Sept 27th A Discussion of Legal Issues for Builders and Remodelers 10 am - 12 pm
Sept 29th “Moisture and Air Barrier Solutions” by Enviro Dri 12 pm - 2 pm
October
October 5th Tim Shepelak Presents “Improving your Business and Life” 11 am - 1 pm
October 12th Art Reed presents “Selling Homes in the Latino Community” 9 am - 11 am
October 13th Insulated Concrete Forms for Green Builders and Remodelers 10 am - 12 pm
October 14th Concrete and Masonry Construction Safety* 3 pm - 5 pm
October 18th Electrical Safety* 9 am - 11 am
October 20th Effective Business Writing 1 pm - 3 pm
October 25th “Closing the Deal”, Selling Yourself and your Business 10 am - 12 pm
October 26-27 OSHA Workplace Safety 12 pm - 5 pm on both days
October 31st Work Zone Safety Training* 11 am - 1 pm
* Indicates Safety Classes that fulfill AGC requirements for 2011 and 2 hours of Safety C.E. required for all Registered Builders and Registered Remodelers.
Autumn 2011 Continuing Education Schedule
HBA Northern Kentucky SEPTEMBERSeptember 23rd Work Zone Safety Training * 11 am - 1 pm
September 27th A discussion of Legal Issues for Builders and Remodelers 10 am - 12 pm
September 29th “Moisture and Air Barrier Solutions” by Enviro dri 12 pm - 2 pm
OCTOBEROctober 5th Tim Shepelak Presents “Improving your Business and Life” 11 am - 1 pm
October 12th Art Reed presents “Selling Homes in the Latino Community” 9 am - 11 am
October 13th Insulated Concrete forms for Green Builders and Remodelers 10 am - 12 pm
October 14th Concrete and Masonry Construction Safety* 3 pm - 5 pm
October 18th Electrical Safety* 9 am - 11 am
October 20th Effective Business Writing 1 pm - 3 pm
October 25th “Closing the deal”, Selling Yourself and your Business 10 am - 12 pm
October 26-27 OSHA Workplace Safety 12 pm - 5 pm on both days
October 31st Work Zone Safety Training* 11 am - 1 pm
AUTUMN 2011 CONTINUING EdUCATION SCHEdULE
sPOTlIGhT ON PreseNTers FOr FAll 2011
Tim Shepelak, The Growth Coach®, is a former Divisional Chief Executive Officer and Executive Board member for Halma p.l.c., an acquisitive global UK public group. Tim has acquired and then grown technology manufacturers by leading either the former owners or
newly-hired company Presidents, as Chairman of the eight companies that formed his Division. Brand team and financial management experience with Procter & Gamble and Burke Market
Research, along with President and CFO positions held, have all contributed to Tim’s broad business experience and continuing education. This, along with his Divisional CEO experience, have all built on Tim’s formal education, which includes an MBA, The Executive Development Program at Sundridge Park in England, and The Leading Creatively Program at The Richardson Foundation’s Center for Creative Leadership in North Carolina.
Tim Will be presenting as part of HBA Northern Kentucky’s Fall Professional Development Seminars on October 5th and November 2nd.
15 Northern Kentucky BUILDER
September
Sept 23rd Work Zone Safety Training * 11 am - 1 pm
Sept 27th A Discussion of Legal Issues for Builders and Remodelers 10 am - 12 pm
Sept 29th “Moisture and Air Barrier Solutions” by Enviro Dri 12 pm - 2 pm
October
October 5th Tim Shepelak Presents “Improving your Business and Life” 11 am - 1 pm
October 12th Art Reed presents “Selling Homes in the Latino Community” 9 am - 11 am
October 13th Insulated Concrete Forms for Green Builders and Remodelers 10 am - 12 pm
October 14th Concrete and Masonry Construction Safety* 3 pm - 5 pm
October 18th Electrical Safety* 9 am - 11 am
October 20th Effective Business Writing 1 pm - 3 pm
October 25th “Closing the Deal”, Selling Yourself and your Business 10 am - 12 pm
October 26-27 OSHA Workplace Safety 12 pm - 5 pm on both days
October 31st Work Zone Safety Training* 11 am - 1 pm
* Indicates Safety Classes that fulfill AGC requirements for 2011 and 2 hours of Safety C.E. required for all Registered Builders and Registered Remodelers.
Autumn 2011 Continuing Education Schedule
HBA Northern Kentucky
AUTUMN 2011 CONTINUING EdUCATION SCHEdULENOvEMBERNovember 2nd Tim Shepelak Presents “Improving your Business and Life” 11 am - 1 pm
November 9th Accident Investigation for Supervisors* 9 am - 11 am
November 9th Practical CAPS Applications for Builders and Remodelers 2 pm - 4 pm
November 10th Bookkeeping for the small business professional 1 pm - 3 pm
November 14th “Closing the deal”, Selling Yourself and your Business 2 pm - 4 pm
November 15th Part 1 OSHA Workplace Safety
November 16th Green Building Trends for 2012 10 am - 12 pm
November 17th Part 2 OSHA Safety 9 am - 2 pm
November 21st Concrete and Masonry Construction Safety* 3 pm - 5 pm
November 22nd Beginning Quickbooks 1 pm - 4 pm
November 29th Estimation and Takeoff 2 pm - 4 pm
November 30th Effective Business Writing 10 am - 12 pm
dECEMBERDecember 1st Advanced Estimation and Matrixes for Businesses 1 pm - 3pm
December 6th Green Building and Remodeling Trends for 2012 10 am - 12 pm
December 7th Bookkeeping for the Small Business Professional 2 pm - 4 pm
December 12th Electrical Safety* 9 am - 11 am
* Indicates Safety Classes that fulfill AGC requirements for 2011 and 2 hours of Safety C.E. required for all Registered Builders and Registered Remodelers.
for Information on pricing and availability of seats, please log on tohttp://www.hbanky.com and click on the Professional development TabOr call Thomas at 859-331-9500 ext 19
16 Northern Kentucky BUILDER
2011 Dewey NewPOrT AssOCIATes sChOlArshIP wINNers
eDuCAting toMoRRoW’S WoRKfoRCe, toDAy
Todd KolloffCarpentry Program
Christopher DelahuntyFacilities Maintenance
Joseph KunkelElectrical Program
17 Northern Kentucky BUILDER
eDuCAting toMoRRoW’S WoRKfoRCe, toDAy
12%
13%
16%
28%
HVAC TechFacilities Maintenance
CarpenterElectrician
Job Growth Over Next 5 years
SEPTEMBER 1st Mandatory Orientation for Incoming StudentsSEPTEMBER 6th first night for Returning StudentsSEPTEMBER 7th first classroom night for Incoming Students
eNzweIler TrADe PrOGrAM 2011 ACADeMIC yeArIMPOrTANT DATes
18 Northern Kentucky BUILDER
ALL-RITE READY MIX
“Where Quality and Service Save You Time and Money”
Florence, Kentucky139 Aristocrat Dr.
(859) 371-3314
Aurora, Indiana10513 Morgans Branch Rd.
(812) 926-0920
Wilder, Kentucky108 Williams Way
(859) 572-9951
Harrison, Ohio7466 New Haven Rd.
(513) 738-1933
Port Union, Ohio5259 Rialto Road
(513) 860-5111
ALL-RITE READY MIX
“Where Quality and Service Save You Time and Money”
Florence, Kentucky139 Aristocrat Dr.
(859) 371-3314
Aurora, Indiana10513 Morgans Branch Rd.
(812) 926-0920
Wilder, Kentucky108 Williams Way
(859) 572-9951
Harrison, Ohio7466 New Haven Rd.
(513) 738-1933
Port Union, Ohio5259 Rialto Road
(513) 860-5111
Our mission is simple... to be a partner to your business.
• marketing consultant
• media buying services
DO YOU NEED MARKETING?*!
513.474.3537 • pmgcincy.com
Whispering Farms is a sprawling, upscale, residential development in suburban Cincinnati. The neighborhood boasts spectacular views of the Great Miami River, wooded
lots and large homes. What Whispering Farms doesn’t have, however, might surprise you: Roads.
That’s right, for as long as eight years, the 44 homeowners at Whispering Farms have lived without paved roads. Now, Hamilton County taxpayers are paying the $150,000 needed to complete the neighborhood’s infrastructure. A controversial resolution to what has become a longstanding problem at Whispering Farms.
This result is controversial because such improvements would typically be covered by a performance bond. However, when the developer abandoned the Whispering Farms project, Hamilton County did not immediately execute on the performance bond. By the time Hamilton County went to execute on the bond, the bank that provided the letter-of-credit on the development’s infrastructure failed, and there were no available assets to install paved roads. Taxpayers in Hamilton County were forced to bear the burden of this mishap.
Under Ohio law, community developers are required to post a performance bond. The performance bond ensures that the monies to complete public subdivision improvements, such as roadways, are available. In lieu of actually completing all of the improvements at once, the developer may use cash, real property, surety, or a letter-of-credit as a guarantee.
If a cash bond is used, the cash is deposited in an escrow account or with the local government’s chief financial officer. Because they tie up a lot of money, cash bonds are used for small projects, such as the completion of sidewalks. If real property is used, the local government usually requires that it be appraised for at least the value of the improvements and be free and clear of encumbrances. If a surety is used, then the developer purchases an insurance policy and pays a premium to cover the cost of the improvement. Should the developer fail to complete the required improvements within a certain period of time, the local government may turn to the insurer to cover the cost of the improvements. A letter-of-credit is issued by a bank, usually for a fee, to guarantee that the developer has adequate financing to complete the subdivision; the bank then assumes part of the risk of completing the development.
For most developments, a developer also must post a maintenance bond. A maintenance bond extends for a period of time after the subdivision improvements have been completed (usually a year) and represents a portion of the cost of the original performance bond. A maintenance bond guarantees that the developer will maintain the improvements until they are accepted for public use by the local government. These bonds ensure the quality of workmanship and materials used in the subdivision’s improvements once they have been constructed. Unfortunately, in the case of Whispering Farms, the roads were never built in the first place; any available maintenance bond would have been useless in this circumstance.
What has happened at Whispering Farms serves as a reminder of the importance and need for performance and maintenance bonds. No matter who is to blame for the $150,000 roadway debacle, the now-evaporated performance bond should have been executed when it became apparent that the developer would be unable to complete the project. While Whispering Farms may eventually become the picturesque neighborhood that owners and developers once envisioned, the burden it has placed on Hamilton County taxpayers speaks for itself.
A ROAD LESS TRAVELED The Purpose Behind Performance Bonds Written by Kevin F. Hoskins with Contribution by Mark R. Hervey
LEGALCORNER
19 Northern Kentucky BUILDER
All-Rite Ready MixArlinghaus Builders, LLC
Ash Insurance, C.K.Barnes, Denning & Co., Ltd
Bluegrass Diesel Specialists, Inc.Bray Trucking, Inc.
Cutter Construction, Inc.Dapper CompanyDrees Company
Dudley Construction Co. Inc.Ernst Concrete
Erpenbeck Consulting Engineers, Inc.Fischer Homes
Florence Nursery & LandscapingFlorida Tile, Inc.
Forge Lumber, LLCFreedom Building Products, Inc.
Fulcher-Rankin InsuranceGrant Co./Gallatin Co. Concrete
Kelly Bros. LumberKentucky Federal Savings & Loan
Kentucky FluidAir, Inc.Krebs Construction, Inc.
L & N Federal Credit UnionLogan Lavelle Hunt Insurance Agency
Lonkard ConstructionM & W Excavation Co., Inc.
Moellering IndustriesMorris Heating & Cooling, LLC
Pella Windows & DoorsQuinn Electric
Rechtin Heating & Air Cond. Co., TomReis Concrete Products, Inc.
Thelen Associates, Inc.Tri-City Insurance Service Inc.
Viking Supply, Inc.VonLehman & Company Inc.
Wiseway Supply
The Millennium Club is an elite group of companies whose contribution pays for the refreshments and entertainment at membership meetings and events like the Annual Golf Outing, Tabletop Night, and the Inaugural Luncheon.
MIlleNNIUM ClUb
Chain of Custody Certified to supplyFSC© lumber for your LEED© projects.
Now it’s easy being green.All your lumber needs
• Roof Trusses/Wall panels• Andersen Window® Circle
of Excellence Dealer• Pressure Treated and Fire Retardant
Treated Lumber and Plywood
Complete construction services• Supplying framing and trim crews
for your projectsCustom mill
Forge Lumber. Committed to makingcustomers and trees very happy.
www.forgelumber.com
Forge QueensgateCincinnati, OH513.541.3800
Forge ErlangerErlanger, KY859.341.7025
SMB-061_NKYBuilerAd10_f:SMB-038_NKYBuilerAd08 12/15/10 10:09 AM Page 1
20 Northern Kentucky BUILDER
The Home Builder Association of NKY hosted a reception for the HBAK Summer Board Meetings in the Events Center at the Home Builders Office on June 22nd. Thank you to our sponsors Star Building Materials and Wissman Brothers who provided the
refreshments. Roberta Tanno, Esscro Cement and Anita Kosco, Viamedia were instrumental in decorating the Events Center with a Reds theme. Thomas Napier, HBA Director of Professional Development, cooked up some mean ribs and goetta. Thanks to all the HBA staff that assisted in making this event fun and a success!
HBANKY HOST RECEPTION fOR HBAK SUMMER BOARd MEETINGS
21 Northern Kentucky BUILDER
Reach youR best customeRs effectively
local home buyeRs
sources: 1-3 scarborough market study, 2008; yahoo! Proprietary and Confidential. ©2010 All Rights Reserved
Target local consumers actively seeking homes.Enquirer Media delivers the most audiences and advertising solutions to help your business grow. With The Enquirer, Cincinnati.Com, and HomeFinder.com, we reach more than a million people - 83% of our market - each week.1
Reach your best customers - more than 144,000 local home buyers - with Enquirer Media.2 Our portfolio of media vehicles empowers you to reach 86% of local home buyers 4.5 times a week.3
Continuously evolving and developing strategic partnerships to make our advertisers successful, we are excited to grow our portfolio of solutions by now partnering with Yahoo!.
With this partnership, Enquirer Media and Yahoo! increase your visibility by ensuring your listings are seen by the most qualified buyers on the highly trafficked Yahoo! network.
Your message is strategically placed in front of consumers who are actively looking for real estate news and information, including other home buying sites, real estate agencies and more – increasing your opportunities to connect with home buyers and sellers online.
Do you know the Shaws?(We do.)
Reach moRe than
144,000local home buyeRs
Find out how we can make media work for you. Visit EnquirerMedia.com/Yahoo or contact your enquirer media Account Executive today. You can also contact Stephanie Cooper at 513.768.8196 or [email protected].
22 Northern Kentucky BUILDER
“Your supermarket for concrete
accessories and masonry equipment”™
Thank you contractors, building owners and greater community for the opportunity to serve you.
Service, service and more service. That is the Janell mantra.
Cincinnati6130 Cornell Rd.Cincinnati, OH 45242P: (513) 489-9111
Dayton800 East 1st St.Dayton, OH 45402P: (937) 866-9111
Erlanger2930 Crescent Springs Rd.Erlanger, KY 41018P: (859) 341-9111
Cincinnati4686 Paddock Rd.Cincinnati, OH 45229P: (513) 651-9111
Columbus831 Harmon Ave.Columbus, OH 43223P: (614) 224-9111
Lexington970 New Circle Rd.Lexington, KY 40511P: (859) 254-9111
www.janell.com
Buy The Best
“ConcretelyYours™”
Concrete formsConcrete chutesSilt fencingMortar MixersConcrete BuggiesFormwork drafting services
Cures & SealersChemicalsGroutsHand ToolsPower ToolsPourform plywood
PolyfilmConcrete blanketsStakesWall tiesSafety gearExpansion joint
CaulksDecorative Concrete SuppliesDecorative Concrete StampsMasonry Supplies
23 Northern Kentucky BUILDER
Business • Bonds • Personal • Life • Health
www.ckash.com
P.O Box 6085 • 8620 U.S. 42Florence, KY 41022
Office (859) 384-5200Fax (859) 384-5207
Reis Concrete Products, Inc.Ready Mix • Concrete Septic Tanks
9522 Alexandria PikeAlexandria, KY859-635-4157
Email: [email protected] • Fax: 859-635-REIS
Rt. 2 269 AA US 27Falmouth, KY859-654-6400
Patrick’s Custom Hardwood Flooring was the scene of the recent Member Mix & Mingle. His showroom was intriguing to many and his fine fare of food was delicious. It is very interesting to
visit our member’s place of business and see exactly what they do everyday. Mark your calendar for the Fall Member Mix & Mingle at Forge Lumber on September 15th.
SCENES AT THE JUNE MEMBER MIx & MINGLE
C.K. ASH INSURANCE HIRES NEW ASSOCIATE
Watson Jones has joined C.K. Ash & Associates Inc. as an independent agent. He has a Bachelors of Business Administration degree from the University of Kentucky, and is licensed by the Commonwealth of Kentucky as a property and casualty agent. He is a member of the Homebuilders Association of Northern Kentucky, The Northern Kentucky Chamber of Commerce and The Walton Christian Church. C.K. Ash specializes in Contractors Insurance and also offers other lines of coverage including Business, Home, Auto, farm, Life and Health.
24 Northern Kentucky BUILDER
Your Product
Your Product
New HBA Marketplace
Your Product
Your Product
Your Product
Your Product
Your Product
Contact Kirk at the HBAfor Rates and Availability.
859.331.9500
vendor / Supplier deals and Coupons for the Month
25 Northern Kentucky BUILDER
Mention this ad and receive
20% off your lighting purchase
7714 Voice of America • West Chester, OH 45069 • 513.777.1211
6920 Dixie Highway • Florence, KY 41042 • 859.282.6400
lights « lamps « mirrors « ceiling fans « chandeliers « home accents
www.lightingefx.com
26 Northern Kentucky BUILDER
MAY ‘11 SINGLE FAMILY # MODULAR
HOMES # MULTI FAMILY # CONDOS # COMMERCIAL # COMMERCIAL
REMODELING # RESIDENTIAL REMODELING
BOONE 34 $4,397,303 1 $28,000 37 $3,225,696 2 $1,300,000 47 $7,798,712 78 $863,253
CAMPBELL 6 $867,867 8 $556,962 33 $645,616
KENTON 16 $2,609,028 1 $5,000 27 $2,510,950 42 $1,254,788
GRANT 3 $463,000
CARROLLTON
GALLATIN
MASON
OWEN
TOTAL 59 $8,337,198 1 $28,000 37 $3,225,696 3 $1,305,000 82 $10,866,624 153 $2,763,657
MAY ‘10 SINGLE FAMILY # MODULAR
HOMES # MULTI FAMILY # CONDOS # COMMERCIAL # COMMERCIAL
REMODELING # RESIDENTIAL REMODELING
BOONE 39 $6,011,239 24 $1,872,280 3 $1,965,000 37 $11,216,113 40 584140
CAMPBELL 10 $1,878,951 4 $259,000 25 $626,275
KENTON 15 $1,787,280 1 $3,300,000 18 $834,618 27 $510,480
GRANT 5 $524,800 2 $1,200,000 3 $805,800 4 $82,700
CARROLLTON
GALLATIN 1 $50,367 9 $100,680
MASON 2 $563,000 1 $505,750 1 $5,000
OWEN
TOTAL 72 $10,815,637 24 $1,872,280 7 $6,970,750 62 $13,115,531 106 $1,909,275
JAN-MAY '10 380 $53,366,996 1 $59,000 12 $3,738,794 92 $7,625,280 15 $15,805,750 330 $50,134,474 360 $7,315,194
JAN-MAY. '11 274 $38,474,539 3 $181,000 88 $6,500,000 69 $6,767,821 8 $23,870,000 361 $65,326,062 460 $8,113,663
NOrTherN keNTUCky bUIlDING PerMITs
reMODeler’s COrNerreMODeler’s COUNCIl whAT’s hAPPeNING??
By Darlene Bossert, CKD, Stone Statements, Inc.
Tour of Remodeled Homes: As of July 8, there were15 entries for the TORH. When you receive this magazine, the deadline will have passed for entries and we may have even more.
The locations of the projects are: 1 – Bellevue, 1 – Villa Hills, 1 – Burlington, 1 – Cincinnati, OH, 1 – Crestview Hills, 1 – Mason, OH, 1 – Edgewood, 1 – Montgomery , OH, 4 – Ft. Thomas, 2 – Wyoming, OH, 1 – Lakeside Park We will be charging $5 admission for the TORH again this year and we are happy to announce that we are partnering with Kroger for ticket sales and
show guide distribution. The tickets will be discounted to $4 for purchase at area Kroger stores. We are very excited that Cincy Magazine will be promoting the tour and publishing the TORH show guide. It looks to be another exciting TORH with so many entries this year. If you have any questions about the TORH, please call the HBA office. See you on Tour!
Quote of the Day: “Hope sees the invisible, feels the intangible and achieves the impossible.” Anonymous
27 Northern Kentucky BUILDER
september
augustbUsINess MeeTINGs AT A GlANCe / CAll 331-9500 FOr reservATIONs Or TO CONFIrM DATes
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Remodelers’ Issues Committee Meeting, 12:00 - 1:00 pm, HBA
LABOR DAYOFFICE CLOSED
Remodelers’ Issues Committee Meeting, 12:00 - 1:00 pm, HBA
Associates Council Board of Governors, Noon, HBA
Associates Council Board of Governors, Noon, HBA
SMC Board of Governors, Noon, HBA
SMC Board of Governors, Noon, HBA
SMC Board of Governors, Noon, HBA
SMC Board of Governors, Noon, HBA
Membership/Retention Committee, 11:30 am, HBA
Membership/Retention Committee, 11:30 am, HBA
LDC Board of Governors, 11:00am - 12:00 pm
LDC Council Roundtable,12:00 - 1:30 pm, HBA
New Member Orientation,12:00 PM - 1:00 PM, HBA
LDC Board of Governors, 11:00am - 12:00 pm
LDC Council Meeting,12:00 - 1:30 pm, HBA
State & Local Government Committee,
12:00 - 1:00 pm, HBA
Membership Blitz,8:00 AM - 4:00 PM, HBA
State & Local Government Committee,
12:00 - 1:00 pm, HBA
Ambassador Club, Noon, HBA
Ambassador Club, Noon, HBA
PAC NIGHT @ Triple Crown CC,
6:00-9:00pm
Executive Comm. Meeting, 1:30 pm – 3:30 pm
Board of Directors Meeting, 3:30 pm – 5:00 pm, HBA
Member Mix & Mingle,5:30 PM - 8:00 PM, HBA
Executive Comm. Meeting, 1:30 pm – 3:30 pm
Board of Directors Meeting, 3:30 pm – 5:00 pm, HBA
2nd Annual Elk Creek Sporting Clay Shoot, BBQ
and Wine Tasting,11:00 AM - 6:00 PM,
Elk Creek Vineyard - Owenton
safety training course, 11:00 am - 1:00 pm, HBa
HBA Real Estate Auction,11:00am, HBA
ADDRESS SERVICE REQUESTED2751 Circleport Drive
Erlanger, Kentucky 41018
Cincinnati10840 Millington CourtCincinnati, OH 45242513.891.1122
Erlanger1325 Donaldson Road Suite 2BErlanger, KY 41018859.282.5400
Not Just Another Pretty Face
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As a leader in environmentally conscious manufacturing of ceramic wall and porcelain
floor tile, we recycle millions of gallons of water and literally tons of material a year in
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