Salary Packaging Card
Card Type(s) Required
Threshold Visa Card M
eal Entertainment Visa Card
Do you require N
AB Internet/Telephone Banking?
Yes N
o Are you an existing N
AB custom
er? Yes
No
Cardholder ConsentTo the N
ational Australia Bank Lim
ited (“NA
B”) I am the person nam
ed above as Cardholder:
• [Consent to issue of card] I consent to the issue of a card type selected above (“Card”) in my nam
e. I understand I am authorised to use this Card on behalf of m
y employer
for salary packaging purposes. I acknowledge that any use of the Card w
ill be governed by Conditions of Use w
hich will be provided w
ith the card.
• [My personal inform
ation] I acknowledge that details about N
AB’s treatm
ent of my personal inform
ation, including how I m
ay gain access to that information, are set out
in NA
B’s Privacy Notifi cation, a copy of w
hich will accom
pany the Card (I may also dow
nload this document at nab.com
.au)
• [Authority to disclose to my em
ployer and Salary Sacrifi ce Provider] I authorise NA
B to disclose to my em
ployer and Salary Sacrifi ce Service Provider (Eastern Health)
and authorise my em
ployer and Salary Sacrifi ce Service Provider to seek from N
AB inform
ation relating to my use of the Card (including any inform
ation relating to any transactions I carry out or attem
pt to carry out with the Card) for the purposes of salary sacrifi ce adm
inistration and managem
ent. This authority is given in addition to the m
atters set out in the NA
B Privacy Notifi cation. I understand that if I have any questions or concerns about how
my em
ployer or Salary Sacrifi ce Service Provider uses or discloses inform
ation about me provided to them
by NA
B I should discuss this with m
y employer or Salary Sacrifi ce Service Provider.
Note: The em
ployer named above is the Custom
er who authorises the issue of the Card to the Cardholder and as defi ned in the Conditions of U
se.
Full Nam
e Em
ployee ID
Address
Employee Signature
Date / /
Employer U
se Only
Customer A
uthorityThe custom
er hereby requests issue of a Card/s to the Cardholder named above pursuant to the Custom
er’s NA
B Business Card (Salary Packaging) Facility Terms and
Conditions (“Facility”) agreed between N
AB and the Custom
er. The Cardholder’s signature is verifi ed and Cardholder Request approved. Signed on behalf of the Customer.
Authorised Signature/sD
ate / /
Employee Signature
Date / /
Public Authorities and Incorporated Bodies as defi ned under the FTR Act (these include incorporated associations and proprietary companies that have traded for a continuous
period of two years, or m
aintained an account with a fi nancial institution for a continuous period of tw
o years) may nom
inate a Verifying Offi cer under the FTR Act.
Certifi cate of IdentityI, the undersigned, in the capacity of Verifying O
ffi cer for Eastern Health, certify that the person detailed below
, has been identifi ed, and is authorised to open a NAB Salary
Packaging account.
Sight the required documentation (identifi cation list is located on the intranet http://ehw
eb02/eh%20intranet/H
R/salary_packaging.shtml) and com
plete the following:
Identifi cation Docum
ent Details
Docum
ent 1D
ocument 2
Verifi ed From O
riginal Certifi ed Copy*
Original
Certifi ed Copy*
Docum
ent Type (eg: Australian Passport)
Issued By (eg: Local Governm
ent)
Issued Date
Expiry Date
Docum
ent Num
ber
Verifying Offi cer D
etailsI confi rm
that I have sighted the original or a certifi ed copy of the original documents and verify that the above is true and correct. A
ny wilful breach of identifi cation
obligations are made punishable under the A
ML Act 2006. I confi rm
I have supplied the above individual with a N
AB privacy brochure.
Identifi cation verifi ed by:
Verifying Offi cer N
ame
Position
Authorised Signature/sD
ate / /
Application Form
Salary packaging is a government approved way of structuring your income that allows you to pay for everyday goods and services from your salary before it’s taxed.
What is salary packaging?
Salary PackagingTake home more with a great career
More InformationFor more information about salary packaging, contact the Eastern Health Salary Packaging Unit Monday-Friday between 9am-4pm.
Email: [email protected]
Phone: 1300 361 669
Fax: 03 9879 8703
Location: Suite 18, 45-51 Ringwood Street, Ringwood VIC 3134
Post: PO BOX 359 Ringwood VIC 3134
Give your salary a health check
and pay less tax
Salary Packaging Card
Card Type(s) Required
Threshold Visa Card M
eal Entertainment Visa Card
Do you require N
AB Internet/Telephone Banking?
Yes N
o Are you an existing N
AB custom
er? Yes
No
Cardholder ConsentTo the N
ational Australia Bank Lim
ited (“NA
B”) I am the person nam
ed above as Cardholder:
• [Consent to issue of card] I consent to the issue of a card type selected above (“Card”) in my nam
e. I understand I am authorised to use this Card on behalf of m
y employer
for salary packaging purposes. I acknowledge that any use of the Card w
ill be governed by Conditions of Use w
hich will be provided w
ith the card.
• [My personal inform
ation] I acknowledge that details about N
AB’s treatm
ent of my personal inform
ation, including how I m
ay gain access to that information, are set out
in NA
B’s Privacy Notifi cation, a copy of w
hich will accom
pany the Card (I may also dow
nload this document at nab.com
.au)
• [Authority to disclose to my em
ployer and Salary Sacrifi ce Provider] I authorise NA
B to disclose to my em
ployer and Salary Sacrifi ce Service Provider (Eastern Health)
and authorise my em
ployer and Salary Sacrifi ce Service Provider to seek from N
AB inform
ation relating to my use of the Card (including any inform
ation relating to any transactions I carry out or attem
pt to carry out with the Card) for the purposes of salary sacrifi ce adm
inistration and managem
ent. This authority is given in addition to the m
atters set out in the NA
B Privacy Notifi cation. I understand that if I have any questions or concerns about how
my em
ployer or Salary Sacrifi ce Service Provider uses or discloses inform
ation about me provided to them
by NA
B I should discuss this with m
y employer or Salary Sacrifi ce Service Provider.
Note: The em
ployer named above is the Custom
er who authorises the issue of the Card to the Cardholder and as defi ned in the Conditions of U
se.
Full Nam
e Em
ployee ID
Address
Employee Signature
Date / /
Employer U
se Only
Customer A
uthorityThe custom
er hereby requests issue of a Card/s to the Cardholder named above pursuant to the Custom
er’s NA
B Business Card (Salary Packaging) Facility Terms and
Conditions (“Facility”) agreed between N
AB and the Custom
er. The Cardholder’s signature is verifi ed and Cardholder Request approved. Signed on behalf of the Customer.
Authorised Signature/sD
ate / /
Employee Signature
Date / /
Public Authorities and Incorporated Bodies as defi ned under the FTR Act (these include incorporated associations and proprietary companies that have traded for a continuous
period of two years, or m
aintained an account with a fi nancial institution for a continuous period of tw
o years) may nom
inate a Verifying Offi cer under the FTR Act.
Certifi cate of IdentityI, the undersigned, in the capacity of Verifying O
ffi cer for Eastern Health, certify that the person detailed below
, has been identifi ed, and is authorised to open a NAB Salary
Packaging account.
Sight the required documentation (identifi cation list is located on the intranet http://ehw
eb02/eh%20intranet/H
R/salary_packaging.shtml) and com
plete the following:
Identifi cation Docum
ent Details
Docum
ent 1D
ocument 2
Verifi ed From O
riginal Certifi ed Copy*
Original
Certifi ed Copy*
Docum
ent Type (eg: Australian Passport)
Issued By (eg: Local Governm
ent)
Issued Date
Expiry Date
Docum
ent Num
ber
Verifying Offi cer D
etailsI confi rm
that I have sighted the original or a certifi ed copy of the original documents and verify that the above is true and correct. A
ny wilful breach of identifi cation
obligations are made punishable under the A
ML Act 2006. I confi rm
I have supplied the above individual with a N
AB privacy brochure.
Identifi cation verifi ed by:
Verifying Offi cer N
ame
Position
Authorised Signature/sD
ate / /
Application Form
Salary packaging is a government approved way of structuring your income that allows you to pay for everyday goods and services from your salary before it’s taxed.
What is salary packaging?
Salary PackagingTake home more with a great career
More InformationFor more information about salary packaging, contact the Eastern Health Salary Packaging Unit Monday-Friday between 9am-4pm.
Email: [email protected]
Phone: 1300 361 669
Fax: 03 9879 8703
Location: Suite 18, 45-51 Ringwood Street, Ringwood VIC 3134
Post: PO BOX 359 Ringwood VIC 3134
Give your salary a health check
and pay less tax
App
licat
ion
Form
1. P
erso
nal D
etai
ls (P
leas
e pr
int i
n bl
ock
lett
ers)
Empl
oyee
Num
ber
Title
(Mr,
Ms,
etc)
Gen
der
M
ale
F
emal
e
Empl
oym
ent S
tatu
s
Ful
l-Tim
e
Par
t-Tim
e
Cas
ual
Full
Nam
eD
ate
of B
irth
/
/
Addr
ess
Subu
rbPo
stco
de
Hom
e Ph
one
Busi
ness
Pho
ne
Mob
ile P
hone
Emai
l
2. P
acka
ge It
ems (
Plea
se p
rint i
n bl
ock
lett
ers)
Pack
age
Item
BSB
Acc
ount
No
Acc
ount
Nam
e/Pa
yee
Am
ount
EG. C
redi
t Car
d73
3 - 6
2401
23Jo
hn S
mith
$349
.80
- - - - -
Thre
shol
d Ca
rd -
refe
r to
card
ap
plic
atio
n fo
rm o
verle
af
Mea
l Lei
sure
Car
d - r
efer
to c
ard
appl
icat
ion
form
ove
rleaf
Supe
rann
uati
onM
embe
rshi
p N
o.Fu
nd N
ame
Fund
Add
ress
For f
urth
er in
form
atio
n re
fer t
o th
e Ea
ster
n H
ealth
Sal
ary
Pack
agin
g Em
ploy
ee In
form
atio
n G
uide
whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
3. F
ees
I und
erst
and
that
any
app
licab
le a
dmin
istr
atio
n fe
es w
ill b
e de
duct
ed fr
om m
y pr
e-ta
x sa
lary
.
4. D
ocum
enta
ry E
vide
nce
To p
rove
pay
men
ts a
re b
eing
mad
e in
to le
gitim
ate
bene
fi t it
ems,
plea
se p
rovi
de c
opie
s of
rece
nt s
tate
men
ts fo
r ite
ms
bein
g pa
ckag
ed.
Bene
fi tEv
iden
ceSu
pplie
d
Mor
tgag
eSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Pers
onal
Loa
nSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Rent
Rent
al A
gree
men
t fro
m re
al e
stat
e ag
ent/
land
lord
Cred
it C
ard
Full
stat
emen
t of t
otal
cre
dits
mad
e fo
r the
mon
th
Supe
rann
uati
onM
embe
r Sta
tem
ent
Rece
ipts
Mus
t be
in y
our n
ame,
you
r spo
use'
s na
me,
or j
oint
nam
es
Oth
er n
on-F
BTO
rigin
al in
voic
e an
d ba
nk s
tate
men
t
5. A
ckno
wle
dgem
ent a
nd C
onse
ntI w
ish
to p
artic
ipat
e in
the
East
ern
Hea
lth S
alar
y Pa
ckag
ing
prog
ram
. I h
ave
read
, und
erst
ood
and
acce
pted
the
Term
s an
d Co
nditi
ons
of S
alar
y Pa
ckag
ing
at E
aste
rn H
ealth
, whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
Empl
oyee
Sig
natu
reD
ate
/
/
Sala
ry P
acka
ging
East
ern
Hea
lth
Sala
ry P
acka
ging
Uni
t 25
1 M
ount
ain
Hw
y, W
antir
na V
IC 3
152
p 03
995
5 12
22 f
03
9955
139
3 e
sal
aryp
acka
ging
@ea
ster
nhea
lth.o
rg.a
u
Once you enter into a salary packaging arrangement with Eastern Health we calculate the amount to set aside from your pay based on your chosen benefits. This untaxed money is then returned to you via your nominated bank account each fortnight. It’s that simple!
Why salary package?By effectively salary packaging, you can increase your take home salary by thousands of dollars each year. Just take a look at the benefits:
Not Packaging Packaging
Gross Salary $2,640.00 Gross Salary $2,640.00
PAYG Tax -$586.00 Salary Package -$449.80
Take Home Pay $2,054.00 New Gross Salary $2,190.20
By salary packaging you can increase your disposable income
by $150.00 per fortnight or $3,900.00 per year. That’s
a significant difference!
PAYG Tax -$436.00
Take Home Pay $1,754.20
Tax Benefit - Salary Packaging Amount +$449.80
Disposable Income $2,204.00 * Example calculation has been based on fortnight deduction $349.80 threshold + $100.00 Meal Accommodation benefits
How much can I salary package?Full-time and part-time employees can salary package their regular base salary (penalties or overtime cannot be packaged). Casual employees can salary package up to 80% of their income.
What can I package? How much does it cost?
Auth
orise
d by
Eas
tern
Hea
lth: E
H12
10 S
P006
How does salary packaging work?
You can salary package a variety of expenses from your pre-tax salary up to a limit of $9,095 each Fringe Benefits Tax (FBT) year (1 April-31 March). Some of the benefits include: Eastern Health Threshold Visa Card
(groceries, fuel, clothes, bills)
Home Mortgage Repayments Personal Loan Payments Home Rental Payments Credit Card Payments School Fees & Child Care Expenses Health Insurance Payments
You can also salary package other benefits over the $9,095 limit, including: Eastern Health Meal Leisure Visa Card
(Dining out, Holiday Accommodation, venue hire)
Meal Entertainment Venue Hire Holiday Accommodation Superannuation Work Related Equipment (laptops, iPads)
Eastern Health charges a fee to administer all your salary packaging arrangements. The fee amount will depend on the benefit packaged and it is paid from your pre-tax salary. For more information on our fees, refer to Eastern Health’s Salary Packaging Employee Information Guide.
What is meal entertainment?Whether you eat out once-a-week or every night, dine out with your friends, colleagues and family using your Meal Entertainment Visa Card.
You’ll have instant access to your pre-tax dollars to spend on food and drink at restaurants, cafés, while on holiday – even catering for a party.
What is holiday accommodation?Enjoy tax-free holiday accommodation when travelling in Australia or overseas. It includes stays at hotels, motels, resorts, bed and breakfasts, caravan parks and cabins, as well as holiday homes and cruises.
What is venue hire?Getting married? Having a party? Use your pre-tax dollars to pay venue hire costs for private functions. Now that expensive reception centre, function room or garden marquee is well within your budget.
What is an employee benefits card?All salary packaging participants receive a FREE work life NAB rewards card. This gives you access to an extensive range of discounted products and services.
App
licat
ion
Form
1. P
erso
nal D
etai
ls (P
leas
e pr
int i
n bl
ock
lett
ers)
Empl
oyee
Num
ber
Title
(Mr,
Ms,
etc)
Gen
der
M
ale
F
emal
e
Empl
oym
ent S
tatu
s
Ful
l-Tim
e
Par
t-Tim
e
Cas
ual
Full
Nam
eD
ate
of B
irth
/
/
Addr
ess
Subu
rbPo
stco
de
Hom
e Ph
one
Busi
ness
Pho
ne
Mob
ile P
hone
Emai
l
2. P
acka
ge It
ems (
Plea
se p
rint i
n bl
ock
lett
ers)
Pack
age
Item
BSB
Acc
ount
No
Acc
ount
Nam
e/Pa
yee
Am
ount
EG. C
redi
t Car
d73
3 - 6
2401
23Jo
hn S
mith
$349
.80
- - - - -
Thre
shol
d Ca
rd -
refe
r to
card
ap
plic
atio
n fo
rm o
verle
af
Mea
l Lei
sure
Car
d - r
efer
to c
ard
appl
icat
ion
form
ove
rleaf
Supe
rann
uati
onM
embe
rshi
p N
o.Fu
nd N
ame
Fund
Add
ress
For f
urth
er in
form
atio
n re
fer t
o th
e Ea
ster
n H
ealth
Sal
ary
Pack
agin
g Em
ploy
ee In
form
atio
n G
uide
whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
3. F
ees
I und
erst
and
that
any
app
licab
le a
dmin
istr
atio
n fe
es w
ill b
e de
duct
ed fr
om m
y pr
e-ta
x sa
lary
.
4. D
ocum
enta
ry E
vide
nce
To p
rove
pay
men
ts a
re b
eing
mad
e in
to le
gitim
ate
bene
fi t it
ems,
plea
se p
rovi
de c
opie
s of
rece
nt s
tate
men
ts fo
r ite
ms
bein
g pa
ckag
ed.
Bene
fi tEv
iden
ceSu
pplie
d
Mor
tgag
eSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Pers
onal
Loa
nSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Rent
Rent
al A
gree
men
t fro
m re
al e
stat
e ag
ent/
land
lord
Cred
it C
ard
Full
stat
emen
t of t
otal
cre
dits
mad
e fo
r the
mon
th
Supe
rann
uati
onM
embe
r Sta
tem
ent
Rece
ipts
Mus
t be
in y
our n
ame,
you
r spo
use'
s na
me,
or j
oint
nam
es
Oth
er n
on-F
BTO
rigin
al in
voic
e an
d ba
nk s
tate
men
t
5. A
ckno
wle
dgem
ent a
nd C
onse
ntI w
ish
to p
artic
ipat
e in
the
East
ern
Hea
lth S
alar
y Pa
ckag
ing
prog
ram
. I h
ave
read
, und
erst
ood
and
acce
pted
the
Term
s an
d Co
nditi
ons
of S
alar
y Pa
ckag
ing
at E
aste
rn H
ealth
, whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
Empl
oyee
Sig
natu
reD
ate
/
/
Sala
ry P
acka
ging
East
ern
Hea
lth
Sala
ry P
acka
ging
Uni
t 25
1 M
ount
ain
Hw
y, W
antir
na V
IC 3
152
p 03
995
5 12
22 f
03
9955
139
3 e
sal
aryp
acka
ging
@ea
ster
nhea
lth.o
rg.a
u
Once you enter into a salary packaging arrangement with Eastern Health we calculate the amount to set aside from your pay based on your chosen benefits. This untaxed money is then returned to you via your nominated bank account each fortnight. It’s that simple!
Why salary package?By effectively salary packaging, you can increase your take home salary by thousands of dollars each year. Just take a look at the benefits:
Not Packaging Packaging
Gross Salary $2,640.00 Gross Salary $2,640.00
PAYG Tax -$586.00 Salary Package -$449.80
Take Home Pay $2,054.00 New Gross Salary $2,190.20
By salary packaging you can increase your disposable income
by $150.00 per fortnight or $3,900.00 per year. That’s
a significant difference!
PAYG Tax -$436.00
Take Home Pay $1,754.20
Tax Benefit - Salary Packaging Amount +$449.80
Disposable Income $2,204.00 * Example calculation has been based on fortnight deduction $349.80 threshold + $100.00 Meal Accommodation benefits
How much can I salary package?Full-time and part-time employees can salary package their regular base salary (penalties or overtime cannot be packaged). Casual employees can salary package up to 80% of their income.
What can I package? How much does it cost?
Auth
orise
d by
Eas
tern
Hea
lth: E
H12
10 S
P006
How does salary packaging work?
You can salary package a variety of expenses from your pre-tax salary up to a limit of $9,095 each Fringe Benefits Tax (FBT) year (1 April-31 March). Some of the benefits include: Eastern Health Threshold Visa Card
(groceries, fuel, clothes, bills)
Home Mortgage Repayments Personal Loan Payments Home Rental Payments Credit Card Payments School Fees & Child Care Expenses Health Insurance Payments
You can also salary package other benefits over the $9,095 limit, including: Eastern Health Meal Leisure Visa Card
(Dining out, Holiday Accommodation, venue hire)
Meal Entertainment Venue Hire Holiday Accommodation Superannuation Work Related Equipment (laptops, iPads)
Eastern Health charges a fee to administer all your salary packaging arrangements. The fee amount will depend on the benefit packaged and it is paid from your pre-tax salary. For more information on our fees, refer to Eastern Health’s Salary Packaging Employee Information Guide.
What is meal entertainment?Whether you eat out once-a-week or every night, dine out with your friends, colleagues and family using your Meal Entertainment Visa Card.
You’ll have instant access to your pre-tax dollars to spend on food and drink at restaurants, cafés, while on holiday – even catering for a party.
What is holiday accommodation?Enjoy tax-free holiday accommodation when travelling in Australia or overseas. It includes stays at hotels, motels, resorts, bed and breakfasts, caravan parks and cabins, as well as holiday homes and cruises.
What is venue hire?Getting married? Having a party? Use your pre-tax dollars to pay venue hire costs for private functions. Now that expensive reception centre, function room or garden marquee is well within your budget.
What is an employee benefits card?All salary packaging participants receive a FREE work life NAB rewards card. This gives you access to an extensive range of discounted products and services.
App
licat
ion
Form
1. P
erso
nal D
etai
ls (P
leas
e pr
int i
n bl
ock
lett
ers)
Empl
oyee
Num
ber
Title
(Mr,
Ms,
etc)
Gen
der
M
ale
F
emal
e
Empl
oym
ent S
tatu
s
Ful
l-Tim
e
Par
t-Tim
e
Cas
ual
Full
Nam
eD
ate
of B
irth
/
/
Addr
ess
Subu
rbPo
stco
de
Hom
e Ph
one
Busi
ness
Pho
ne
Mob
ile P
hone
Emai
l
2. P
acka
ge It
ems (
Plea
se p
rint i
n bl
ock
lett
ers)
Pack
age
Item
BSB
Acc
ount
No
Acc
ount
Nam
e/Pa
yee
Am
ount
EG. C
redi
t Car
d73
3 - 6
2401
23Jo
hn S
mith
$349
.80
- - - - -
Thre
shol
d Ca
rd -
refe
r to
card
ap
plic
atio
n fo
rm o
verle
af
Mea
l Lei
sure
Car
d - r
efer
to c
ard
appl
icat
ion
form
ove
rleaf
Supe
rann
uati
onM
embe
rshi
p N
o.Fu
nd N
ame
Fund
Add
ress
For f
urth
er in
form
atio
n re
fer t
o th
e Ea
ster
n H
ealth
Sal
ary
Pack
agin
g Em
ploy
ee In
form
atio
n G
uide
whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
3. F
ees
I und
erst
and
that
any
app
licab
le a
dmin
istr
atio
n fe
es w
ill b
e de
duct
ed fr
om m
y pr
e-ta
x sa
lary
.
4. D
ocum
enta
ry E
vide
nce
To p
rove
pay
men
ts a
re b
eing
mad
e in
to le
gitim
ate
bene
fi t it
ems,
plea
se p
rovi
de c
opie
s of
rece
nt s
tate
men
ts fo
r ite
ms
bein
g pa
ckag
ed.
Bene
fi tEv
iden
ceSu
pplie
d
Mor
tgag
eSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Pers
onal
Loa
nSc
hedu
le o
f Rep
aym
ents
from
you
r ban
k st
atem
ent
Rent
Rent
al A
gree
men
t fro
m re
al e
stat
e ag
ent/
land
lord
Cred
it C
ard
Full
stat
emen
t of t
otal
cre
dits
mad
e fo
r the
mon
th
Supe
rann
uati
onM
embe
r Sta
tem
ent
Rece
ipts
Mus
t be
in y
our n
ame,
you
r spo
use'
s na
me,
or j
oint
nam
es
Oth
er n
on-F
BTO
rigin
al in
voic
e an
d ba
nk s
tate
men
t
5. A
ckno
wle
dgem
ent a
nd C
onse
ntI w
ish
to p
artic
ipat
e in
the
East
ern
Hea
lth S
alar
y Pa
ckag
ing
prog
ram
. I h
ave
read
, und
erst
ood
and
acce
pted
the
Term
s an
d Co
nditi
ons
of S
alar
y Pa
ckag
ing
at E
aste
rn H
ealth
, whi
ch is
ava
ilabl
e on
the
East
ern
Hea
lth in
tran
et u
nder
‘Em
ploy
ee B
enefi
ts’
– ‘S
alar
y Pa
ckag
ing’
.
Empl
oyee
Sig
natu
reD
ate
/
/
Sala
ry P
acka
ging
East
ern
Hea
lth
Sala
ry P
acka
ging
Uni
t 25
1 M
ount
ain
Hw
y, W
antir
na V
IC 3
152
p 03
995
5 12
22 f
03
9955
139
3 e
sal
aryp
acka
ging
@ea
ster
nhea
lth.o
rg.a
u
Once you enter into a salary packaging arrangement with Eastern Health we calculate the amount to set aside from your pay based on your chosen benefits. This untaxed money is then returned to you via your nominated bank account each fortnight. It’s that simple!
Why salary package?By effectively salary packaging, you can increase your take home salary by thousands of dollars each year. Just take a look at the benefits:
Not Packaging Packaging
Gross Salary $2,640.00 Gross Salary $2,640.00
PAYG Tax -$586.00 Salary Package -$449.80
Take Home Pay $2,054.00 New Gross Salary $2,190.20
By salary packaging you can increase your disposable income
by $150.00 per fortnight or $3,900.00 per year. That’s
a significant difference!
PAYG Tax -$436.00
Take Home Pay $1,754.20
Tax Benefit - Salary Packaging Amount +$449.80
Disposable Income $2,204.00 * Example calculation has been based on fortnight deduction $349.80 threshold + $100.00 Meal Accommodation benefits
How much can I salary package?Full-time and part-time employees can salary package their regular base salary (penalties or overtime cannot be packaged). Casual employees can salary package up to 80% of their income.
What can I package? How much does it cost?
Auth
orise
d by
Eas
tern
Hea
lth: E
H12
10 S
P006
How does salary packaging work?
You can salary package a variety of expenses from your pre-tax salary up to a limit of $9,095 each Fringe Benefits Tax (FBT) year (1 April-31 March). Some of the benefits include: Eastern Health Threshold Visa Card
(groceries, fuel, clothes, bills)
Home Mortgage Repayments Personal Loan Payments Home Rental Payments Credit Card Payments School Fees & Child Care Expenses Health Insurance Payments
You can also salary package other benefits over the $9,095 limit, including: Eastern Health Meal Leisure Visa Card
(Dining out, Holiday Accommodation, venue hire)
Meal Entertainment Venue Hire Holiday Accommodation Superannuation Work Related Equipment (laptops, iPads)
Eastern Health charges a fee to administer all your salary packaging arrangements. The fee amount will depend on the benefit packaged and it is paid from your pre-tax salary. For more information on our fees, refer to Eastern Health’s Salary Packaging Employee Information Guide.
What is meal entertainment?Whether you eat out once-a-week or every night, dine out with your friends, colleagues and family using your Meal Entertainment Visa Card.
You’ll have instant access to your pre-tax dollars to spend on food and drink at restaurants, cafés, while on holiday – even catering for a party.
What is holiday accommodation?Enjoy tax-free holiday accommodation when travelling in Australia or overseas. It includes stays at hotels, motels, resorts, bed and breakfasts, caravan parks and cabins, as well as holiday homes and cruises.
What is venue hire?Getting married? Having a party? Use your pre-tax dollars to pay venue hire costs for private functions. Now that expensive reception centre, function room or garden marquee is well within your budget.
What is an employee benefits card?All salary packaging participants receive a FREE work life NAB rewards card. This gives you access to an extensive range of discounted products and services.
Salary Packaging Card
Card Type(s) Required
Threshold Visa Card M
eal Entertainment Visa Card
Do you require N
AB Internet/Telephone Banking?
Yes N
o Are you an existing N
AB custom
er? Yes
No
Cardholder ConsentTo the N
ational Australia Bank Lim
ited (“NA
B”) I am the person nam
ed above as Cardholder:
• [Consent to issue of card] I consent to the issue of a card type selected above (“Card”) in my nam
e. I understand I am authorised to use this Card on behalf of m
y employer
for salary packaging purposes. I acknowledge that any use of the Card w
ill be governed by Conditions of Use w
hich will be provided w
ith the card.
• [My personal inform
ation] I acknowledge that details about N
AB’s treatm
ent of my personal inform
ation, including how I m
ay gain access to that information, are set out
in NA
B’s Privacy Notifi cation, a copy of w
hich will accom
pany the Card (I may also dow
nload this document at nab.com
.au)
• [Authority to disclose to my em
ployer and Salary Sacrifi ce Provider] I authorise NA
B to disclose to my em
ployer and Salary Sacrifi ce Service Provider (Eastern Health)
and authorise my em
ployer and Salary Sacrifi ce Service Provider to seek from N
AB inform
ation relating to my use of the Card (including any inform
ation relating to any transactions I carry out or attem
pt to carry out with the Card) for the purposes of salary sacrifi ce adm
inistration and managem
ent. This authority is given in addition to the m
atters set out in the NA
B Privacy Notifi cation. I understand that if I have any questions or concerns about how
my em
ployer or Salary Sacrifi ce Service Provider uses or discloses inform
ation about me provided to them
by NA
B I should discuss this with m
y employer or Salary Sacrifi ce Service Provider.
Note: The em
ployer named above is the Custom
er who authorises the issue of the Card to the Cardholder and as defi ned in the Conditions of U
se.
Full Nam
e Em
ployee ID
Address
Employee Signature
Date / /
Employer U
se Only
Customer A
uthorityThe custom
er hereby requests issue of a Card/s to the Cardholder named above pursuant to the Custom
er’s NA
B Business Card (Salary Packaging) Facility Terms and
Conditions (“Facility”) agreed between N
AB and the Custom
er. The Cardholder’s signature is verifi ed and Cardholder Request approved. Signed on behalf of the Customer.
Authorised Signature/sD
ate / /
Employee Signature
Date / /
Public Authorities and Incorporated Bodies as defi ned under the FTR Act (these include incorporated associations and proprietary companies that have traded for a continuous
period of two years, or m
aintained an account with a fi nancial institution for a continuous period of tw
o years) may nom
inate a Verifying Offi cer under the FTR Act.
Certifi cate of IdentityI, the undersigned, in the capacity of Verifying O
ffi cer for Eastern Health, certify that the person detailed below
, has been identifi ed, and is authorised to open a NAB Salary
Packaging account.
Sight the required documentation (identifi cation list is located on the intranet http://ehw
eb02/eh%20intranet/H
R/salary_packaging.shtml) and com
plete the following:
Identifi cation Docum
ent Details
Docum
ent 1D
ocument 2
Verifi ed From O
riginal Certifi ed Copy*
Original
Certifi ed Copy*
Docum
ent Type (eg: Australian Passport)
Issued By (eg: Local Governm
ent)
Issued Date
Expiry Date
Docum
ent Num
ber
Verifying Offi cer D
etailsI confi rm
that I have sighted the original or a certifi ed copy of the original documents and verify that the above is true and correct. A
ny wilful breach of identifi cation
obligations are made punishable under the A
ML Act 2006. I confi rm
I have supplied the above individual with a N
AB privacy brochure.
Identifi cation verifi ed by:
Verifying Offi cer N
ame
Position
Authorised Signature/sD
ate / /
Application Form
Salary packaging is a government approved way of structuring your income that allows you to pay for everyday goods and services from your salary before it’s taxed.
What is salary packaging?
Salary PackagingTake home more with a great career
More InformationFor more information about salary packaging, contact the Eastern Health Salary Packaging Unit Monday-Friday between 9am-4pm.
Email: [email protected]
Phone: 1300 361 669
Fax: 03 9879 8703
Location: Suite 18, 45-51 Ringwood Street, Ringwood VIC 3134
Post: PO BOX 359 Ringwood VIC 3134
Give your salary a health check
and pay less tax
Application Form
1. Personal Details (Please print in block letters)
Employee Number Title (Mr, Ms, etc) Gender Male Female
Employment Status Full-Time Part-Time Casual
Full Name Date of Birth / /
Address
Suburb Postcode
Home Phone Business Phone
Mobile Phone Email
2. Package Items (Please print in block letters)
Package Item BSB Account No Account Name/Payee Amount
EG. Credit Card 733 - 624 0123 John Smith $349.80
-
-
-
-
-
Threshold Card - refer to card application form overleaf
Meal Leisure Card - refer to card application form overleaf
Superannuation Membership No. Fund Name
Fund Address
For further information refer to the Eastern Health Salary Packaging Employee Information Guide which is available on the Eastern Health intranet under ‘Employee Benefi ts’ – ‘Salary Packaging’.
3. FeesI understand that any applicable administration fees will be deducted from my pre-tax salary.
4. Documentary EvidenceTo prove payments are being made into legitimate benefi t items, please provide copies of recent statements for items being packaged.
Benefi t Evidence Supplied
Mortgage Schedule of Repayments from your bank statement
Personal Loan Schedule of Repayments from your bank statement
Rent Rental Agreement from real estate agent/landlord
Credit Card Full statement of total credits made for the month
Superannuation Member Statement
Receipts Must be in your name, your spouse's name, or joint names
Other non-FBT Original invoice and bank statement
5. Acknowledgement and ConsentI wish to participate in the Eastern Health Salary Packaging program. I have read, understood and accepted the Terms and Conditions of Salary Packaging at Eastern Health, which is available on the Eastern Health intranet under ‘Employee Benefi ts’ – ‘Salary Packaging’.
Employee Signature Date / /
Salary Packaging
Eastern Health Salary Packaging Unit Suite 18, 45-51, Ringwood Street, Ringwood VIC 3134Post PO BOX 359, Ringwood VIC 3134 p 1300 361 669 f 03 9879 8703 e [email protected]
Once you enter into a salary packaging arrangem
ent with Eastern
Health w
e calculate the amount to set aside from
your pay based on your chosen benefits. This untaxed m
oney is then returned to you via your nom
inated bank account each fortnight. It’s that simple!
Why salary package?
By effectively salary packaging, you can increase your take hom
e salary by thousands of dollars each year. Just take a look at the benefits:
Not Packaging
Packaging
Gross Salary $2,640.00
Gross Salary $2,640.00
PAYG Tax -$586.00
Salary Package -$449.80
Take Hom
e Pay $2,054.00N
ew G
ross Salary $2,190.20
By salary packaging you can increase your disposable incom
e by $150.00 per fortnight
or $3,900.00 per year. That’s a significant difference!
PAYG Tax -$436.00
Take Hom
e Pay $1,754.20
Tax Benefit - Salary Packaging A
mount +$449.80
Disposable Incom
e $2,204.00 * Exam
ple calculation has been based on fortnight deduction $349.80 threshold + $100.00 Meal Accom
modation benefits
How
much can I salary package?
Full-time and part-tim
e employees can salary package their regular
base salary (penalties or overtime cannot be packaged). Casual
employees can salary package up to 80%
of their income.
What can I package?
How
much does it cost?
Authorised by Eastern Health: EH1210 SP006
How
does salary packaging w
ork?
You can salary package a variety of expenses from
your pre-tax salary up to a limit of $9,095 each
Fringe Benefits Tax (FBT) year (1 April-31 M
arch). Som
e of the benefits include:
Eastern Health Threshold Visa Card
(groceries, fuel, clothes, bills)
H
ome M
ortgage Repayments
Personal Loan Paym
ents
Hom
e Rental Payments
Credit Card Paym
ents
School Fees & Child Care Expenses
H
ealth Insurance Payments
You can also salary package other benefits over the $9,095 lim
it, including:
Eastern Health M
eal Leisure Visa Card(D
ining out, Holiday Accom
modation, venue hire)
M
eal Entertainment
Venue H
ire
Holiday Accom
modation
Superannuation
W
ork Related Equipment (laptops, iPads)
Eastern Health charges a fee to adm
inister all your salary packaging arrangem
ents. The fee amount w
ill depend on the benefit packaged and it is paid from
your pre-tax salary. For more inform
ation on our fees, refer to Eastern H
ealth’s Salary Packaging Employee
Information G
uide.
What is m
eal entertainment?
Whether you eat out once-a-w
eek or every night, dine out with your
friends, colleagues and family using your M
eal Entertainment Visa Card.
You’ll have instant access to your pre-tax dollars to spend on food and drink at restaurants, cafés, w
hile on holiday – even catering for a party.
What is holiday accom
modation?
Enjoy tax-free holiday accomm
odation when travelling in Australia or
overseas. It includes stays at hotels, motels, resorts, bed and breakfasts,
caravan parks and cabins, as well as holiday hom
es and cruises.
What is venue hire?
Getting m
arried? Having a party? U
se your pre-tax dollars to pay venue hire costs for private functions. N
ow that expensive reception
centre, function room or garden m
arquee is well w
ithin your budget.
What is an em
ployee benefits card?All salary packaging participants receive a FREE w
ork life NA
B rewards
card. This gives you access to an extensive range of discounted products and services.
Salary Packaging Card
Card Type(s) Required
Threshold Visa Card Meal Entertainment Visa Card
Do you require NAB Internet/Telephone Banking? Yes No Are you an existing NAB customer? Yes No
Cardholder ConsentTo the National Australia Bank Limited (“NAB”) I am the person named above as Cardholder:
• [Consent to issue of card] I consent to the issue of a card type selected above (“Card”) in my name. I understand I am authorised to use this Card on behalf of my employer for salary packaging purposes. I acknowledge that any use of the Card will be governed by Conditions of Use which will be provided with the card.
• [My personal information] I acknowledge that details about NAB’s treatment of my personal information, including how I may gain access to that information, are set out in NAB’s Privacy Notifi cation, a copy of which will accompany the Card (I may also download this document at nab.com.au)
• [Authority to disclose to my employer and Salary Sacrifi ce Provider] I authorise NAB to disclose to my employer and Salary Sacrifi ce Service Provider (Eastern Health) and authorise my employer and Salary Sacrifi ce Service Provider to seek from NAB information relating to my use of the Card (including any information relating to any transactions I carry out or attempt to carry out with the Card) for the purposes of salary sacrifi ce administration and management. This authority is given in addition to the matters set out in the NAB Privacy Notifi cation. I understand that if I have any questions or concerns about how my employer or Salary Sacrifi ce Service Provider uses or discloses information about me provided to them by NAB I should discuss this with my employer or Salary Sacrifi ce Service Provider.
Note: The employer named above is the Customer who authorises the issue of the Card to the Cardholder and as defi ned in the Conditions of Use.
Full Name Employee ID
Address
Employee Signature Date / /
Employer Use OnlyCustomer AuthorityThe customer hereby requests issue of a Card/s to the Cardholder named above pursuant to the Customer’s NAB Business Card (Salary Packaging) Facility Terms and Conditions (“Facility”) agreed between NAB and the Customer. The Cardholder’s signature is verifi ed and Cardholder Request approved. Signed on behalf of the Customer.
Authorised Signature/s Date / /
Employee Signature Date / /
Public Authorities and Incorporated Bodies as defi ned under the FTR Act (these include incorporated associations and proprietary companies that have traded for a continuous period of two years, or maintained an account with a fi nancial institution for a continuous period of two years) may nominate a Verifying Offi cer under the FTR Act.
Certifi cate of IdentityI, the undersigned, in the capacity of Verifying Offi cer for Eastern Health, certify that the person detailed below, has been identifi ed, and is authorised to open a NAB Salary Packaging account.
Sight the required documentation (identifi cation list is located on the intranet http://ehweb02/eh%20intranet/HR/salary_packaging.shtml) and complete the following:
Identifi cation Document Details Document 1 Document 2
Verifi ed From Original Certifi ed Copy* Original Certifi ed Copy*
Document Type (eg: Australian Passport)
Issued By (eg: Local Government)
Issued Date
Expiry Date
Document Number
Verifying Offi cer DetailsI confi rm that I have sighted the original or a certifi ed copy of the original documents and verify that the above is true and correct. Any wilful breach of identifi cation obligations are made punishable under the AML Act 2006. I confi rm I have supplied the above individual with a NAB privacy brochure.
Identifi cation verifi ed by:
Verifying Offi cer Name Position
Authorised Signature/s Date / /
Application Form
Sala
ry p
acka
ging
is a
gov
ernm
ent
appr
oved
way
of s
truc
turin
g yo
ur
inco
me
that
allo
ws
you
to p
ay fo
r ev
eryd
ay g
oods
and
ser
vice
s fr
om
your
sal
ary
befo
re it
’s ta
xed.
Wha
t is
sala
ry
pack
agin
g?Sa
lary
Pac
kagi
ngTa
ke h
ome
mor
e w
ith a
gre
at c
aree
r
Mor
e In
form
atio
nFo
r mor
e in
form
atio
n ab
out s
alar
y pa
ckag
ing,
co
ntac
t the
Eas
tern
Hea
lth S
alar
y Pa
ckag
ing
Uni
t M
onda
y-Fr
iday
bet
wee
n 9a
m-4
pm.
Emai
l: sa
lar y
pack
agin
g@ea
ster
nhea
lth.o
rg.a
u
Phon
e:
03 9
955
1222
F ax:
03
995
5 13
93
Post
: Ea
ster
n H
ealth
Sala
ry P
acka
ging
Uni
t 25
1 M
ount
ain
Hw
y W
antir
na V
IC 3
152
Giv
e yo
ur sa
lary
a
heal
th c
heck
an
d pa
y le
ss ta
x