Plastyc, Inc., December 2010

Individual Billing

(c) Copryright Plastyc Inc. 2010 2

Now, everyone can get paid electronically

Freelancers, caretakers, tutors, studentscan request and receive payments electronically from

customers, service recipients, parents without setting up an e-commerce website without a bank account without any special hardware or software

(c) Copryright Plastyc Inc. 2010

All it takes…

Freelancers, students :UPside Visa® Prepaid Card

Customers, parents:Email & bank account with online bill payment

E-Bill:$150

$XYZ

3

(c) Copryright Plastyc Inc. 2010 4

How it worksFreelancer, tutor, caretaker, student... logs into card account and fills out a request for money:– Payer’s name & email address– Amount & Purpose

The intended Payer receives the request via email

(c) Copryright Plastyc Inc. 2010 5

Accepting a payment request

Payer views the emailed request ...

… completes the checkout form…

… and gets the bill via email

EB-123456789

6

Paying the bill

Payer uses bill pay service of his/her bank to pay

UPside card gets credited within 2 days

(c) Copryright Plastyc Inc. 2010

Acmebank.com

Bill Pay

pay

EB-123456789

E-Bill:$150

EB-123456789

$150

$150

(c) Copryright Plastyc Inc. 2010 7

From 17,000 Financial Institutions

eBillme is available as a biller from 17,000 Banks and Credit Unions in the US

(c) Copryright Plastyc Inc. 2010 8

Compared to PayPal  UPside Card

 with eBillme PayPal

Customers pay with:

Money in their bank account

PayPal account, or linked card or bank

Money received in: Card balance

PayPal account then in bank account or debit card*

when: within 2 daysInstant into PayPal account or debit card, 2 days to withdraw to bank

Risk of charge-backs? No Yes

Fee paid by recipient: 0.9%

2.9% + 30¢ unless paid from existing PayPal balance

2 days

E-Bill:$150

Withdrawal2 days

Instant

*PayPal debit card issued aftercredit record verification

(c) Copryright Plastyc Inc. 2010 9

Compared to Square  UPside Card

 with eBillme Square 

Customers pay with:

Money in their bank account Cards

Hardware: None iPhone, iPad or Android Phone

Software: None Square AppMoney received in: Card balance Square account,

then Bank account

When: within 2 days1 week after $1,001 received; up to 30 days otherwise

Risk of charge-backs? No Yes

Card reader for in-person Tx Not needed Optional, Free

Fee paid by recipient: 0.9% 2.75%

2 days 7-30 days

E-Bill:$150

(c) Copryright Plastyc Inc. 2010 10

Compared to Intuit GoPayment  UPside Card

 with eBillme GoPayment

Customers pay with:

Money in their bank account Cards

Hardware: None iPhone, Blackberry or Android Phone

Software: None Intuit App

Money received in: Card balance

Intuit Payment Solutions account, then Bank account

Merchant account: No

Yes, with personal guarantee and credit record check

when: within 2 days 2-3 days after settlement

Risk of charge-backs? No Yes

Card reader for in-person Tx Not needed Optional, free

Fee paid by recipient: 0.9% 15¢ + 2.7%

2 days 2-3 daysafter

settlement

E-Bill:$150

(c) Copryright Plastyc Inc. 2010 11

www.UPsideCard.com

Easier, cheaper, faster payments for freelancers, tutors, individual contractors, students.

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