OA Invest Returns

Investment ReturnsAs at 30 November 2021Retail investment funds

OneAnswer Investment Portfolio 2-7

OneAnswer Personal Super, DIY Super and Deferred Annuity 8-13

OneAnswer Allocated Pension and Allocated Annuity 14-20

OneAnswer Pension TTR 20-25OneAnswer Term Allocated Pension 26-28

OptiMix 29-30

Investment Savings Bond 31

OneAnswer Investment Portfolio Income / Growth Splits 32-45

Market data and performance 46

OnePath OneAnswer Investment Portfolio as at: 30 November 2021

Entry fee 0.06 0.19 0.38 0.75 0.61 0.76 0.96 1.22 1.76 Jun 09

Nil entry fee 0.06 0.19 0.38 0.75 0.61 0.76 0.96 1.22 1.76 Jun 09

// Select 0.06 0.19 0.38 0.75 0.66 0.89 1.16 1.45 2.01 Jun 09

Frontier 0.04 0.11 0.23 0.45 0.51 0.79 1.10 1.41 1.98 Nov 10

Entry fee 0.06 0.19 0.38 0.75 0.59 0.69 0.86 1.10 1.63 Jul 08

Nil entry fee 0.06 0.19 0.38 0.75 0.59 0.69 0.86 1.10 1.63 Jul 08

// Select 0.06 0.19 0.38 0.75 0.74 0.89 1.10 1.36 1.91 Jul 08

Entry fee -0.23 -0.49 -0.42 -0.52 -0.19 0.67 1.10 1.33 3.72 Sep 05

Nil entry fee -0.30 -0.70 -0.83 -1.36 -1.03 -0.18 0.25 0.47 2.84 Sep 05

// Select -0.23 -0.47 -0.37 -0.43 0.18 1.14 1.65 1.91 4.33 Dec 06

Frontier -0.22 -0.43 -0.29 -0.27 0.33 1.29 1.80 2.06 3.90 Nov 10

Entry fee 0.73 -1.66 0.30 0.92 0.75 2.84 2.29 2.07 3.15 Sep 03

Nil entry fee 0.65 -1.88 -0.14 0.02 -0.15 1.92 1.38 1.16 2.23 Sep 03

// Select 0.73 -1.64 0.35 1.01 1.12 3.32 2.84 2.66 3.77 Dec 06

Entry fee 0.91 -1.08 2.18 4.10 3.25 5.77 4.55 4.24 5.39 Apr 10

Nil entry fee 0.84 -1.29 1.76 3.22 2.38 4.88 3.70 3.46 4.57 Apr 10

// Select 0.92 -1.06 2.23 4.19 3.63 6.26 5.09 4.75 5.96 Apr 10

Frontier 0.93 -1.03 2.31 4.35 3.79 6.42 5.30 5.09 6.24 Nov 10

OnePath Conservative Trust Frontier 1.00 -0.21 3.08 6.34 3.82 5.91 5.04 4.68 5.50 Nov 10

Entry fee 1.17 -1.41 0.32 -2.23 0.11 2.73 1.98 2.13 3.17 Mar 09

Nil entry fee 1.10 -1.62 -0.09 -3.05 -0.73 1.87 1.14 1.37 2.37 Mar 09

// Select 1.17 -1.39 0.37 -2.14 0.48 3.21 2.50 2.63 3.73 Mar 09

Frontier 1.19 -1.35 0.45 -1.99 0.63 3.36 2.70 2.97 4.01 Nov 10

Entry fee 0.45 -2.77 -1.35 -3.18 -0.34 2.21 1.99 2.20 2.92 Sep 03

Nil entry fee 0.37 -2.99 -1.79 -4.04 -1.23 1.30 1.08 1.29 2.00 Sep 03

// Select 0.45 -2.75 -1.30 -3.09 0.03 2.69 2.54 2.78 3.53 Dec 06

Frontier 0.48 -2.69 -1.18 -2.85 0.29 2.96 2.81 3.05 3.79 Nov 10

Entry fee 2.23 -3.22 -0.84 -3.77 -0.92 2.35 2.09 2.05 2.89 Sep 03

Nil entry fee 2.16 -3.42 -1.26 -4.58 -1.76 1.49 1.23 1.19 2.02 Sep 03

// Select 2.24 -3.20 -0.79 -3.68 -0.56 2.83 2.64 2.63 3.50 Dec 06

Frontier 2.27 -3.10 -0.60 -3.32 -0.19 3.20 2.97 2.95 3.81 Nov 10

Entry fee 0.77 -0.34 2.73 6.09 2.97 4.95 4.06 3.66 4.65 Sep 03

Nil entry fee 0.70 -0.55 2.29 5.20 2.10 4.06 3.18 2.78 3.77 Sep 03

// Select 0.78 -0.32 2.77 6.19 3.35 5.43 4.62 4.25 5.28 Dec 06

Frontier 0.80 -0.25 2.92 6.54 3.72 5.79 4.97 4.59 5.62 Nov 10

Entry fee -0.07 -1.34 -0.40 0.49 -0.17 2.46 2.54 2.59 3.46 Oct 07

Nil entry fee -0.14 -1.55 -0.82 -0.36 -1.01 1.60 1.68 1.72 2.59 Oct 07

// Select -0.06 -1.32 -0.35 0.58 0.20 2.94 3.09 3.18 4.07 Oct 07

Frontier -0.06 -1.24 -0.16 0.95 0.59 3.36 3.53 3.62 4.57 Nov 10

Entry fee 0.19 -1.09 0.73 5.02 3.14 4.97 4.05 3.55 4.91 Sep 03

Nil entry fee 0.11 -1.31 0.28 4.09 2.22 4.03 3.12 2.63 3.97 Sep 03

// Select 0.20 -1.07 0.77 5.12 3.53 5.45 4.61 4.14 5.53 Dec 06

Frontier 0.22 -1.02 0.89 5.34 3.75 5.68 4.82 4.36 5.74 Nov 10

Entry fee 1.84 -3.84 -1.35 -3.36 -0.16 2.95 2.44 2.21 3.01 Aug 10

Nil entry fee 1.77 -4.04 -1.77 -4.17 -1.00 2.08 1.57 1.35 2.14 Aug 10

// Select 1.85 -3.82 -1.31 -3.27 0.21 3.43 2.99 2.80 3.62 Aug 10

Frontier 1.86 -3.82 -1.33 -3.27 0.04 3.34 2.96 2.79 3.63 Nov 10

Entry fee 1.28 -2.31 -0.65 -3.21 -0.72 1.89 1.83 1.89 3.04 Sep 03

Nil entry fee 1.20 -2.53 -1.09 -4.07 -1.60 0.97 0.92 0.98 2.12 Sep 03

// Select 1.29 -2.29 -0.60 -3.12 -0.35 2.36 2.38 2.47 3.65 Dec 06

Frontier 1.30 -2.25 -0.54 -3.01 -0.44 2.33 2.41 2.52 3.71 Nov 10

Entry fee 0.05 -1.21 -2.16 -1.85 1.94 3.19 2.44 2.16 3.68 Mar 09

Nil entry fee -0.02 -1.42 -2.57 -2.68 1.08 2.32 1.58 1.30 2.80 Mar 09

// Select 0.05 -1.19 -2.11 -1.76 2.32 3.67 2.99 2.74 4.29 Mar 09

Frontier 0.07 -1.13 -2.00 -1.54 2.31 3.73 3.12 2.89 4.48 Nov 10

Entry fee -0.62 -0.53 -0.37 1.12 0.41 1.13 1.60 1.76 3.15 Sep 05

Nil entry fee -0.69 -0.75 -0.79 0.27 -0.44 0.27 0.74 0.90 2.28 Sep 05

// Select -0.61 -0.51 -0.32 1.21 0.78 1.59 2.15 2.34 3.76 Dec 06

Frontier -0.58 -0.41 -0.10 1.58 1.16 1.99 2.55 2.75 4.17 Nov 10

Returns (except for OnePath Capital Guaranteed) are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Yearly returns for OnePath Capital

Guaranteed are derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs,

and cannot be less than zero.

Investment Returns

2

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

First Sentier Global Credit Income

Trust3

1 year

% p.a.

6 mths

%

3 mths

%

1 month

%

Ardea Real Outcome

Profile 3 - ModerateFund start

date

10 years

% p.a.

5 years

% p.a.

3 years

% p.a.

2 years

% p.a.

7 years

% p.a.

Pendal Monthly Income Plus Trust

OnePath Diversified Fixed Interest

Trust

OnePath Conservative Index Trust1

OptiMix Conservative Trust

Perpetual Conservative Growth

Trust

Schroder Fixed Income

UBS Diversified Fixed Income Trust

OnePath Diversified Bond Index

Trust1

OptiMix Australian Fixed Interest

Trust

Fund start

date

10 years

% p.a.

5 years

% p.a.

3 years

% p.a.

7 years

% p.a.

2 years

% p.a.

3 mths

%

1 month

%

ANZ Flexible Term Deposit*

ANZ Cash Advantage*

1 year

% p.a.

6 mths

% Profile 1 - Defensive

Kapstream Absolute Return Income

Trust

OnePath Capital Stable Trust

7 years

% p.a.

10 years

% p.a.

Fund start

dateProfile 2 - Conservative1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

Entry fee 0.94 -1.07 3.56 8.22 5.37 8.26 6.55 5.90 7.34 Apr 10

Nil entry fee 0.87 -1.28 3.13 7.31 4.49 7.35 5.69 5.11 6.51 Apr 10

// Select 0.94 -1.05 3.61 8.32 5.76 8.76 7.10 6.42 7.92 Apr 10

Frontier 0.95 -1.03 3.66 8.42 5.86 8.87 7.25 6.70 8.14 Nov 10

Entry fee 1.04 -0.27 3.73 9.28 4.40 6.74 5.54 4.85 5.99 Oct 95

Nil entry fee 0.97 -0.48 3.29 8.36 3.52 5.84 4.66 3.97 5.10 Oct 95

// Select 1.05 -0.25 3.78 9.37 4.78 7.23 6.11 5.45 6.62 Dec 06

Frontier 1.07 -0.18 3.92 9.66 5.06 7.51 6.39 5.72 6.90 Nov 10

Entry fee 0.84 -0.34 3.57 9.41 4.10 6.49 5.34 4.70 5.97 Sep 03

Nil entry fee 0.76 -0.55 3.13 8.49 3.23 5.59 4.45 3.81 5.08 Sep 03

// Select 0.84 -0.32 3.61 9.51 4.49 6.98 5.90 5.30 6.60 Dec 06

Frontier 0.87 -0.26 3.77 9.84 4.84 7.33 6.25 5.64 6.95 Nov 10

Entry fee 0.03 -0.89 1.37 4.97 3.49 4.61 3.46 3.32 5.67 Sep 02

Nil entry fee -0.05 -1.11 0.92 4.03 2.56 3.68 2.54 2.40 4.73 Sep 02

// Select 0.03 -0.86 1.42 5.06 3.87 5.10 4.02 3.91 6.30 Dec 06

Frontier 0.07 -0.77 1.60 5.44 4.24 5.47 4.39 4.28 6.69 Nov 10

Entry fee -0.84 -1.69 -3.81 0.13 3.73 1.63 - - - Sep 17

Nil entry fee -0.91 -1.89 -4.22 -0.72 2.86 0.77 - - - Sep 17

// Select -0.83 -1.66 -3.77 0.22 4.11 2.10 - - - Sep 17

Frontier -0.82 -1.64 -3.70 0.37 4.27 2.25 - - - Sep 17

Entry fee 0.13 -2.35 0.50 2.95 1.53 4.52 3.52 2.77 4.93 Sep 03

Nil entry fee 0.06 -2.57 0.05 2.03 0.62 3.58 2.59 1.85 3.99 Sep 03

// Select 0.14 -2.33 0.54 3.04 1.90 5.00 4.07 3.36 5.55 Dec 06

Frontier 0.16 -2.28 0.64 3.26 2.08 5.19 4.28 3.56 5.78 Nov 10

Entry fee -0.36 0.17 0.13 3.79 3.62 2.38 3.31 3.20 4.95 Sep 05

Nil entry fee -0.43 -0.04 -0.29 2.91 2.75 1.51 2.44 2.33 4.06 Sep 05

// Select -0.35 0.19 0.18 3.88 4.00 2.85 3.86 3.79 5.57 Dec 06

Frontier -0.43 0.12 0.12 3.80 3.92 2.81 3.87 3.80 5.62 Nov 10

Entry fee 0.79 -1.84 3.24 10.50 5.43 9.64 8.02 6.68 8.69 Sep 03

Nil entry fee 0.72 -2.06 2.78 9.52 4.49 8.66 7.05 5.73 7.72 Sep 03

// Select 0.80 -1.82 3.28 10.60 5.82 10.14 8.60 7.29 9.34 Dec 06

Frontier 0.81 -1.80 3.34 10.71 5.94 10.27 8.72 7.40 9.47 Nov 10

Entry fee 0.80 -1.23 3.56 11.85 7.26 11.00 8.63 7.30 8.80 Sep 02

Nil entry fee 0.72 -1.45 3.10 10.86 6.31 10.02 7.66 6.35 7.83 Sep 02

// Select 0.80 -1.21 3.61 11.95 7.66 11.51 9.21 7.91 9.44 Dec 06

Frontier 0.81 -1.19 3.67 12.08 7.79 11.64 9.34 8.04 9.56 Nov 10

Entry fee 0.87 -0.50 4.46 12.89 5.78 8.46 6.98 5.94 8.16 May 95

Nil entry fee 0.80 -0.71 4.02 11.94 4.89 7.54 6.08 5.05 7.25 May 95

// Select 0.88 -0.47 4.51 12.99 6.17 8.96 7.56 6.55 8.81 Dec 06

Frontier 0.89 -0.46 4.55 13.06 6.24 9.02 7.62 6.61 8.87 Nov 10

Entry fee -1.36 -1.68 -2.29 1.54 2.83 2.55 1.60 0.38 -0.29 Dec 06

Nil entry fee -1.43 -1.89 -2.70 0.68 1.97 1.68 0.74 -0.47 -1.13 Dec 06

// Select -1.36 -1.66 -2.25 1.63 3.21 3.02 2.15 0.95 0.30 Dec 06

Frontier -1.34 -1.62 -2.16 1.79 3.26 3.11 2.26 1.08 0.42 Nov 10

Entry fee 0.13 -0.31 -0.58 0.06 0.22 0.66 0.92 1.09 1.81 Sep 03

Nil entry fee 0.06 -0.53 -1.02 -0.83 -0.65 -0.21 0.06 0.23 0.95 Sep 03

// Select 0.14 -0.28 -0.54 0.15 0.62 1.16 1.51 1.71 2.47 Dec 06

Frontier 0.15 -0.24 -0.51 0.16 0.62 1.18 1.55 1.75 2.57 Nov 10

Entry fee 0.84 -0.95 4.89 12.65 7.40 10.43 8.33 7.35 9.08 Apr 10

Nil entry fee 0.76 -1.16 4.45 11.71 6.50 9.50 7.45 6.55 8.24 Apr 10

// Select 0.84 -0.93 4.93 12.75 7.80 10.94 8.89 7.88 9.67 Apr 10

Frontier 0.86 -0.90 5.01 12.90 7.95 11.09 9.09 8.22 9.95 Nov 10

Entry fee 0.86 -0.50 4.48 12.77 5.69 8.36 6.89 5.99 7.22 Sep 03

Nil entry fee 0.79 -0.71 4.04 11.82 4.80 7.45 5.99 5.10 6.32 Sep 03

// Select 0.87 -0.48 4.52 12.87 6.08 8.86 7.46 6.59 7.85 Dec 06

Frontier 0.89 -0.42 4.62 13.06 6.41 9.17 7.73 6.81 7.85 Nov 10

Entry fee 0.63 -1.87 3.67 9.47 1.57 6.80 5.21 4.83 6.61 Nov 88

Nil entry fee 0.55 -2.08 3.23 8.55 0.71 5.90 4.32 3.94 5.71 Oct 97

// Select 0.63 -1.85 3.72 9.57 1.94 7.30 5.78 5.43 7.24 Dec 06

Frontier 0.64 -1.82 3.78 9.74 2.13 7.48 5.95 5.60 7.41 Nov 10

Entry fee 0.71 -0.65 4.24 12.92 5.38 8.13 6.67 5.74 7.20 Sep 03

Nil entry fee 0.63 -0.86 3.80 11.97 4.49 7.22 5.77 4.85 6.30 Sep 03

// Select 0.71 -0.62 4.28 13.02 5.77 8.63 7.25 6.35 7.84 Dec 06

Frontier 0.74 -0.54 4.46 13.42 6.12 8.98 7.59 6.68 8.17 Nov 10

Entry fee 0.71 -0.98 4.97 15.75 6.34 9.41 7.68 6.57 8.19 Sep 03

Nil entry fee 0.64 -1.19 4.53 14.78 5.44 8.49 6.78 5.67 7.27 Sep 03

// Select 0.71 -0.96 5.02 15.85 6.73 9.92 8.26 7.18 8.83 Dec 06

Frontier 0.75 -0.85 5.23 16.28 7.08 10.28 8.63 7.54 9.19 Nov 10

OptiMix Moderate Trust

Schroder Real Return Trust

1 month

%

3 mths

%

6 mths

%

T. Rowe Price Dynamic Global Bond

OnePath Alternatives Growth Trust

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

2 years

% p.a.

1 year

% p.a.

OnePath Balanced Index Trust1


Guaranteed are derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and

cannot be less than zero.

1 month

%

3 mths

%

Bentham Global Income Trust

Profile 4 - Growth

OnePath Active Growth Trust

BlackRock Tactical Growth

OptiMix Balanced Trust

BlackRock Diversified ESG Growth

Trust4

10 years

% p.a.

Fund start

date

7 years

% p.a.

7 years

% p.a.

OnePath Growth Index Trust1

OnePath Balanced Trust

Investment Returns

3


3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

OnePath Managed Growth Trust

OnePath Tax Effective Income Trust

OptiMix Growth Trust

OnePath Diversified Credit

UBS Defensive Trust

Fund start

dateProfile 3 - Moderate (cont'd)2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

7 years

% p.a.

6 mths

%

Entry fee -0.59 -1.19 2.10 13.25 7.01 8.75 6.86 5.86 7.92 Sep 03

Nil entry fee -0.67 -1.41 1.64 12.24 6.06 7.78 5.91 4.92 6.95 Sep 03

// Select -0.58 -1.16 2.14 13.35 7.41 9.25 7.44 6.46 8.56 Dec 06

Frontier -0.56 -1.10 2.28 13.64 7.69 9.54 7.72 6.75 8.84 Nov 10

Entry fee 0.17 -1.28 3.22 10.95 5.80 8.26 6.41 5.92 7.59 Sep 03

Nil entry fee 0.10 -1.51 2.76 9.96 4.85 7.30 5.46 4.97 6.63 Sep 03

// Select 0.18 -1.26 3.26 11.05 6.19 8.76 6.98 6.52 8.22 Dec 06

Frontier 0.19 -1.24 3.32 11.16 6.30 8.88 7.12 6.65 8.35 Nov 10

Entry fee -0.31 -1.75 3.41 11.44 4.93 7.66 6.19 4.61 7.25 Sep 03

Nil entry fee -0.38 -1.97 2.95 10.45 3.99 6.70 5.25 3.68 6.29 Sep 03

// Select -0.30 -1.73 3.45 11.54 5.32 8.16 6.76 5.21 7.89 Dec 06

Frontier -0.28 -1.68 3.56 11.77 5.51 8.37 6.98 5.42 8.14 Nov 10

Entry fee 0.38 -1.68 5.09 17.04 3.44 7.66 7.88 6.91 11.49 Apr 10

Nil entry fee 0.31 -1.89 4.64 16.05 2.57 6.76 6.97 6.01 10.55 Apr 10

// Select 0.39 -1.66 5.13 17.14 3.82 8.16 8.46 7.52 12.15 Apr 10

Frontier 0.40 -1.60 5.24 17.37 4.05 8.40 8.70 7.76 12.39 Nov 10

Entry fee 1.08 -0.33 3.10 14.13 9.77 10.94 9.51 8.04 10.66 Oct 00

Nil entry fee 1.01 -0.54 2.67 13.16 8.84 10.00 8.59 7.13 9.73 Oct 00

// Select 1.09 -0.31 3.15 14.23 10.17 11.46 10.09 8.65 11.31 Dec 06

Frontier 1.09 -0.30 3.18 14.29 10.21 11.50 10.17 8.73 11.39 Nov 10

Entry fee -1.64 -1.12 3.18 26.04 17.85 15.02 13.99 11.20 14.43 Sep 02

Nil entry fee -1.71 -1.34 2.72 24.91 16.80 13.99 12.97 10.20 13.41 Sep 02

// Select -1.63 -1.10 3.23 26.15 18.29 15.55 14.60 11.83 15.11 Dec 06

Frontier -1.63 -1.09 3.49 26.48 18.64 15.83 14.84 12.04 15.32 Nov 10

Entry fee 0.51 0.42 11.31 31.29 19.08 17.40 12.61 10.74 10.63 Sep 05

Nil entry fee 0.44 0.21 10.86 30.20 18.09 16.42 11.67 9.81 9.70 Sep 05

// Select 0.51 0.44 11.36 31.41 19.52 17.94 13.22 11.37 11.28 Dec 06

Frontier 0.52 0.46 11.40 31.49 19.61 18.00 13.28 11.43 11.35 Nov 10

Entry fee 0.53 1.26 13.51 30.05 23.05 24.78 18.56 15.19 14.01 Nov 09

Nil entry fee 0.46 1.04 13.06 29.00 22.04 23.74 17.57 14.22 13.05 Nov 09

// Select 0.54 1.28 13.56 30.17 23.50 25.36 19.20 15.84 14.68 Nov 09

Frontier 0.57 1.37 13.82 30.75 24.03 25.86 19.67 16.30 15.13 Nov 10

Entry fee -0.62 -2.25 3.47 14.61 6.13 12.64 9.73 8.22 9.62 Sep 04

Nil entry fee -0.69 -2.46 3.04 13.64 5.23 11.69 8.80 7.31 8.70 Sep 04

// Select -0.61 -2.23 3.52 14.72 6.53 13.16 10.32 8.84 10.28 Dec 06

Frontier -0.59 -2.17 3.64 15.02 6.81 13.45 10.60 9.11 10.55 Nov 10

Entry fee 4.01 1.21 12.72 24.29 13.54 16.18 14.48 11.89 15.37 Sep 03

Nil entry fee 3.93 1.00 12.24 23.24 12.58 15.19 13.51 10.94 14.39 Sep 03

// Select 4.02 1.23 12.77 24.40 13.96 16.72 15.10 12.53 16.05 Dec 06

Frontier 4.02 1.25 12.80 24.47 14.03 16.78 15.16 12.59 16.21 Nov 10

Entry fee -2.94 -1.58 4.04 9.28 3.70 7.63 6.99 5.04 8.28 Mar 09

Nil entry fee -3.01 -1.79 3.65 8.41 2.85 6.74 6.10 4.16 7.37 Mar 09

// Select -2.93 -1.55 4.08 9.38 4.08 8.13 7.56 5.64 8.92 Mar 09

Frontier -2.91 -1.53 4.33 9.72 4.31 8.34 7.76 5.82 9.10 Nov 10

Entry fee -3.09 -4.20 -2.00 6.49 0.45 4.99 - - - Sep 17

Nil entry fee -3.16 -4.40 -2.41 5.59 -0.39 4.11 - - - Sep 17

// Select -3.09 -4.18 -1.95 6.58 0.83 5.48 - - - Sep 17

Frontier -3.08 -4.14 -1.87 6.75 1.00 5.66 - - - Sep 17

Entry fee 0.37 -2.17 6.37 16.55 9.96 15.05 11.35 8.73 10.04 Sep 02

Nil entry fee 0.30 -2.39 5.89 15.51 8.97 14.02 10.35 7.77 9.06 Sep 02

// Select 0.38 -2.15 6.41 16.65 10.36 15.58 11.94 9.35 10.69 Dec 06

Frontier 0.39 -2.06 6.53 16.88 10.40 15.70 12.19 9.64 11.02 Nov 10

Entry fee -0.13 -2.80 5.62 21.77 9.75 13.97 9.93 8.63 10.66 Mar 09

Nil entry fee -0.20 -3.00 5.19 20.77 8.84 13.02 9.01 7.72 9.73 Mar 09

// Select -0.12 -2.78 5.66 21.88 10.15 14.49 10.52 9.25 11.32 Mar 09

Frontier -0.10 -2.69 5.88 22.36 10.59 14.92 10.92 9.65 11.72 Nov 10

Entry fee 0.75 -1.59 4.18 13.67 9.97 14.61 - - - Sep 17

Nil entry fee 0.68 -1.80 3.74 12.72 9.05 13.64 - - - Sep 17

// Select 0.76 -1.57 4.22 13.77 10.38 15.14 - - - Sep 17

Frontier 0.78 -1.52 4.33 14.01 10.53 15.31 - - - Sep 17

Entry fee 2.49 0.91 11.34 15.52 -2.97 4.07 3.10 3.10 8.78 Feb 98

Nil entry fee 2.49 0.91 11.34 15.52 -2.97 4.07 3.10 3.10 8.78 -

// Select 2.49 0.91 11.34 15.52 -2.66 4.53 3.64 3.64 9.42 Dec 06

Entry fee -0.62 -1.37 3.66 13.47 1.11 6.91 5.35 5.59 8.60 Sep 03

Nil entry fee -0.70 -1.59 3.19 12.46 0.21 5.96 4.41 4.65 7.63 Sep 03

// Select -0.62 -1.35 3.70 13.58 1.48 7.41 5.91 6.19 9.24 Dec 06

Frontier -0.60 -1.30 3.78 13.77 1.66 7.59 6.08 6.36 9.42 Nov 10

ClearBridge RARE Infrastructure

Value Hedged Trust7

10 years

% p.a.

Fund start

date

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

7 years

% p.a.

3 years

% p.a.

5 years

% p.a.Profile 5 - High Growth

1

month

%

7

years

% p.a.

3 mths

%

2

years

% p.a.

3

years

% p.a.

5

years

% p.a.

Perpetual Balanced Growth Trust

UBS Balanced Trust


BlackRock Advantage Australian

Equity Trust4

BlackRock Advantage International

Equity Trust4

Bennelong Australian Equities Trust

10

years

% p.a.

6 mths

%

Fund start

date

1 year

% p.a.Profile 4 - Growth (cont'd)

Ausbil Australian Emerging Leaders

Trust

Schroder Strategic Growth Trust5

Arrowstreet Global Equity (Hedged)

Trust

Altrinsic Global Equities

Antipodes Global (Long only) Trust

Investment Returns

4

10 years

% p.a.

Fund start

date

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

First Sentier Imputation Trust3

Greencape Broadcap

First Sentier Global Listed

Infrastructure Trust14

Fidelity Australian Equities Trust




Investors Mutual Australian Share

Trust

Heine Property Securities Trust

3 mths

%

6 mths

%

1 year

% p.a.

1 month

%

Entry fee 1.92 -1.21 8.01 11.38 6.09 12.01 12.81 11.61 14.17 Sep 02

Nil entry fee 1.84 -1.43 7.53 10.38 5.15 11.01 11.80 10.62 13.15 Sep 02

// Select 1.93 -1.19 8.06 11.48 6.48 12.53 13.41 12.25 14.85 Dec 06

Frontier 1.95 -1.12 8.19 11.72 6.71 12.77 13.66 12.49 15.09 Nov 10

Entry fee -3.69 -3.44 0.60 2.47 -1.06 3.23 2.98 3.55 5.54 Oct 07

Nil entry fee -3.76 -3.64 0.17 1.61 -1.90 2.36 2.11 2.67 4.65 Oct 07

// Select -3.69 -3.42 0.64 2.56 -0.70 3.71 3.54 4.14 6.17 Oct 07

Frontier -3.77 -3.45 0.68 2.66 -0.57 3.91 3.78 4.40 6.45 Nov 10

Entry fee 1.12 -2.15 6.72 19.48 9.71 14.95 13.14 11.45 15.17 Oct 00

Nil entry fee 1.05 -2.36 6.28 18.48 8.80 13.99 12.20 10.52 14.21 Oct 00

// Select 1.13 -2.13 6.77 19.59 10.11 15.47 13.75 12.08 15.86 Dec 06

Frontier 1.14 -2.09 6.87 19.79 10.31 15.68 13.94 12.27 16.04 Nov 10

Entry fee -3.25 -4.42 0.49 16.47 0.91 6.82 - - - Sep 17

Nil entry fee -3.32 -4.62 0.06 15.48 0.06 5.92 - - - Sep 17

// Select -3.25 -4.40 0.53 16.57 1.28 7.32 - - - Sep 17

Frontier -3.22 -4.31 0.71 16.99 1.67 7.71 - - - Sep 17

Entry fee 3.91 2.41 15.14 20.38 4.28 10.83 8.78 9.65 11.91 Sep 05

Nil entry fee 3.84 2.19 14.66 19.36 3.41 9.89 7.89 8.84 11.05 Sep 05

// Select 3.92 2.43 15.20 20.49 4.67 11.34 9.34 10.19 12.51 Dec 06

Frontier 3.92 2.44 15.24 20.61 4.80 11.47 9.52 10.50 12.77 Nov 10

Entry fee -0.57 -2.47 3.19 14.93 5.65 11.53 8.80 7.45 8.72 Sep 05

Nil entry fee -0.64 -2.67 2.75 13.96 4.76 10.59 7.90 6.64 7.87 Sep 05

// Select -0.57 -2.45 3.23 15.04 6.04 12.05 9.37 7.99 9.32 Dec 06

Frontier -0.55 -2.41 3.31 15.21 6.23 12.23 9.57 8.32 9.59 Nov 10

Entry fee -0.27 -1.55 4.29 18.70 7.44 12.97 7.70 6.16 7.72 Oct 95

Nil entry fee -0.34 -1.76 3.85 17.70 6.53 12.01 6.79 5.26 6.81 Oct 95

// Select -0.26 -1.53 4.33 18.81 7.84 13.49 8.28 6.77 8.36 Dec 06

Frontier -0.25 -1.49 4.41 18.99 8.03 13.68 8.46 6.94 8.57 Nov 10

Entry fee -2.01 -4.36 -0.26 11.82 0.29 6.75 3.86 2.77 5.47 Apr 88

Nil entry fee -2.08 -4.56 -0.68 10.88 -0.56 5.85 2.98 1.90 4.58 Jun 95

// Select -2.00 -4.34 -0.22 11.92 0.66 7.24 4.42 3.35 6.09 Dec 06

Frontier -2.00 -4.33 -0.17 12.06 0.77 7.36 4.53 3.46 6.21 Nov 10

Entry fee 0.64 -2.08 4.73 11.12 9.28 10.35 8.97 8.53 9.28 Oct 89

Nil entry fee 0.57 -2.29 4.29 10.19 8.37 9.43 8.06 7.62 8.36 Jul 95

// Select 0.65 -2.06 4.77 11.22 9.68 10.85 9.56 9.15 9.93 Dec 06

Frontier 0.67 -2.03 4.83 11.35 9.85 11.00 9.69 9.27 10.06 Nov 10

Entry fee -1.32 -5.50 5.34 29.10 7.48 19.95 14.12 10.28 12.70 Jul 06

Nil entry fee -1.39 -5.70 4.90 28.01 6.57 18.93 13.16 9.35 11.75 Jul 06

// Select -1.32 -5.48 5.39 29.22 7.87 20.50 14.74 10.91 13.37 Dec 06

Frontier -1.31 -5.47 5.41 29.28 7.98 20.60 14.81 10.98 13.42 Nov 10

Entry fee 0.00 -6.00 -6.79 1.40 1.90 6.97 8.18 6.05 5.84 Nov 00

Nil entry fee -0.07 -6.20 -7.19 0.55 1.03 6.07 7.26 5.15 4.95 Nov 00

// Select 0.00 -5.98 -6.75 1.50 2.27 7.47 8.76 6.66 6.47 Dec 06

Frontier 0.01 -6.00 -6.78 1.50 2.31 7.50 8.79 6.67 6.49 Nov 10

OnePath Global Listed

Infrastructure Index TrustFrontier -2.24 - - - - - - - - Sep 21

Entry fee -1.08 -1.24 6.68 26.36 2.34 5.90 5.49 4.24 8.18 Dec 06

Nil entry fee -1.15 -1.45 6.24 25.30 1.48 5.01 4.61 3.36 7.27 Dec 06

// Select -1.07 -1.22 6.73 26.47 2.72 6.39 6.06 4.83 8.82 Dec 06

Frontier -1.05 -1.14 6.91 26.88 3.06 6.73 6.39 5.14 9.14 Nov 10

Entry fee 1.47 -2.17 9.52 16.81 11.62 15.55 15.52 13.49 16.22 Nov 97

Nil entry fee 1.40 -2.37 9.06 15.82 10.67 14.57 14.55 12.53 15.23 Nov 97

// Select 1.48 -2.14 9.57 16.92 12.03 16.09 16.15 14.14 16.91 Dec 06

Frontier 1.48 -2.12 9.63 17.01 12.08 16.14 16.19 14.18 16.92 Nov 10

Entry fee 0.75 -0.82 6.23 17.25 9.42 12.57 10.11 8.78 10.72 Apr 10

Nil entry fee 0.68 -1.03 5.78 16.26 8.50 11.63 9.21 7.97 9.86 Apr 10

// Select 0.76 -0.79 6.27 17.35 9.82 13.09 10.67 9.31 11.31 Apr 10

Frontier 0.76 -0.77 6.34 17.49 9.96 13.23 10.86 9.63 11.57 Nov 10

Entry fee 0.75 -0.95 5.42 17.75 7.49 11.00 9.06 7.73 9.34 Oct 01

Nil entry fee 0.68 -1.16 4.98 16.76 6.58 10.07 8.15 6.82 8.42 Oct 01

// Select 0.76 -0.93 5.46 17.86 7.88 11.51 9.65 8.34 9.99 Dec 06

Frontier 0.70 -0.96 5.47 17.92 7.99 11.62 9.76 8.45 10.19 Nov 10

Entry fee 3.66 2.11 14.45 25.96 14.45 16.99 14.38 12.32 15.23 Sep 02

Nil entry fee 3.59 1.89 13.97 24.90 13.49 16.01 13.45 11.48 14.34 Sep 02

// Select 3.67 2.13 14.51 26.07 14.87 17.53 14.97 12.87 15.85 Dec 06

Frontier 3.68 2.15 14.56 26.18 14.98 17.64 15.13 13.17 16.09 Nov 10

Entry fee -1.57 -0.22 6.65 22.49 14.90 13.96 12.33 9.63 12.65 Sep 05

Nil entry fee -1.64 -0.43 6.21 21.47 13.94 13.00 11.42 8.82 11.78 Sep 05

// Select -1.56 -0.19 6.70 22.60 15.32 14.48 12.91 10.17 13.26 Dec 06

Frontier -1.56 -0.17 6.76 22.72 15.45 14.60 13.08 10.47 13.50 Nov 10

OnePath High Growth Index

Trust1

OnePath International Shares

Index (Hedged) Trust1


Index Trust1

OnePath Australian Property

Securities Index Trust1

Merlon Australian Share Income

Trust

OnePath Global Property

Securities Index Trust

OnePath Global Share Trust

OnePath Global Emerging

Markets Trust

OnePath Emerging Companies

Trust

OnePath Blue Chip Imputation

Trust

Nikko AM Australian Shares

MFS Global Equity Trust

OnePath Australian Share Trust

OnePath Australian Shares Index

Trust1

OnePath Geared Australian

Shares Index Trust

Investment Returns

5

OnePath High Growth Trust

10 years

% p.a.

Fund start

date

7 years

% p.a.

5 years

% p.a.

3 mths

%

3 years

% p.a.

1 month

%

6 mths

%

1 year

% p.a.

2 years

% p.a.




Magellan Global Trust

OnePath OneAnswer Investment Portfolio as at: 30 November 20216 mths

%

1

month

%

3 mths

%

Fund start

date

1 year

% p.a.

2 years

% p.a.

10

years

% p.a.

3 years

% p.a.

5 years

% p.a.Profile 5 - High Growth (cont'd)7 years

% p.a.

Entry fee 2.48 0.97 11.51 15.89 -2.78 4.29 3.27 5.49 8.97 Oct 97

Nil entry fee 2.41 0.76 11.03 14.91 -3.60 3.40 2.40 4.60 8.05 Oct 97

// Select 2.49 0.99 11.56 15.99 -2.42 4.77 3.83 6.09 9.62 Dec 06

Frontier 2.55 1.07 11.68 16.23 -2.03 5.11 4.11 6.33 9.84 Nov 10

Entry fee -0.05 -1.83 3.43 18.04 6.20 12.50 7.26 5.35 7.20 Sep 03

Nil entry fee -0.12 -2.04 2.99 17.04 5.30 11.55 6.36 4.46 6.30 Sep 03

// Select -0.04 -1.81 3.47 18.15 6.59 13.02 7.84 5.95 7.84 Dec 06

Frontier -0.02 -1.76 3.61 18.36 6.69 13.14 8.00 6.11 8.00 Nov 10

Entry fee 0.15 -1.28 5.54 19.36 10.88 16.36 9.79 7.36 9.47 Sep 03

Nil entry fee 0.08 -1.49 5.09 18.35 9.94 15.38 8.86 6.46 8.54 Sep 03

// Select 0.16 -1.26 5.58 19.47 11.29 16.90 10.38 7.97 10.12 Dec 06

Frontier 0.18 -1.23 5.69 19.73 11.64 17.19 10.64 8.18 10.32 Nov 10

Entry fee -0.33 -2.31 3.12 14.34 4.09 9.93 7.32 6.07 7.69 Sep 03

Nil entry fee -0.40 -2.52 2.68 13.37 3.21 9.00 6.41 5.17 6.78 Sep 03

// Select -0.32 -2.29 3.16 14.44 4.47 10.44 7.90 6.67 8.33 Dec 06

Frontier -0.29 -2.20 3.35 14.86 4.87 10.84 8.24 6.98 8.61 Nov 10

Entry fee 0.39 -6.58 -4.87 3.85 1.44 6.15 6.40 4.70 6.28 Oct 07

Nil entry fee 0.32 -6.78 -5.26 2.99 0.59 5.26 5.50 3.81 5.38 Oct 07

// Select 0.40 -6.56 -4.83 3.95 1.81 6.64 6.97 5.29 6.91 Dec 06

Frontier 0.37 -6.57 -4.81 3.99 1.86 6.71 7.08 5.43 7.07 Nov 10

Entry fee 3.23 1.35 13.89 27.13 11.74 15.15 13.13 11.69 14.16 Sep 03

Nil entry fee 3.16 1.13 13.44 26.08 10.82 14.20 12.19 10.75 13.20 Sep 03

// Select 3.24 1.37 13.94 27.24 12.15 15.68 13.74 12.32 14.83 Dec 06

Frontier 3.26 1.45 14.18 27.71 12.54 16.08 14.07 12.61 15.04 Nov 10

Entry fee 0.06 -2.98 4.46 32.45 17.20 17.18 13.49 12.16 15.82 Sep 03

Nil entry fee -0.01 -3.19 4.03 31.34 16.22 16.19 12.54 11.22 14.84 Sep 03

// Select 0.06 -2.96 4.51 32.57 17.64 17.72 14.10 12.80 16.50 Dec 06

Frontier 0.07 -2.95 4.55 32.66 17.71 17.79 14.15 12.82 16.47 Nov 10

Entry fee 0.60 -1.25 5.07 17.71 6.66 10.38 8.57 7.25 9.09 Sep 03

Nil entry fee 0.53 -1.46 4.63 16.72 5.76 9.45 7.65 6.34 8.17 Sep 03

// Select 0.61 -1.23 5.11 17.81 7.06 10.89 9.15 7.86 9.74 Dec 06

Frontier 0.65 -1.13 5.30 18.21 7.40 11.22 9.46 8.21 10.09 Nov 10

Entry fee 2.77 1.37 12.46 17.98 0.19 7.36 5.79 8.12 10.92 Sep 03

Nil entry fee 2.69 1.15 11.99 16.98 -0.66 6.45 4.90 7.20 9.99 Sep 03

// Select 2.77 1.39 12.51 18.08 0.56 7.86 6.36 8.73 11.58 Dec 06

Frontier 2.81 1.49 12.74 18.56 1.03 8.35 6.75 9.09 11.88 Nov 10

Entry fee -0.70 -1.38 1.74 15.33 6.80 12.01 9.59 7.96 9.29 Mar 09

Nil entry fee -0.77 -1.59 1.31 14.36 5.90 11.07 8.67 7.05 8.37 Mar 09

// Select -0.69 -1.35 1.79 15.43 7.19 12.53 10.18 8.57 9.93 Mar 09

Frontier -0.66 -1.27 1.96 15.84 7.42 12.82 10.51 8.91 10.30 Nov 10

Entry fee -4.43 -1.69 -3.48 17.95 9.51 8.83 8.26 6.67 9.89 Sep 02

Nil entry fee -4.50 -1.91 -3.91 16.90 8.53 7.85 7.30 5.72 8.91 Sep 02

// Select -4.42 -1.67 -3.43 18.06 9.91 9.33 8.84 7.27 10.54 Dec 06

Frontier -4.41 -1.63 -3.35 18.27 10.11 9.51 9.02 7.45 10.73 Nov 10

Entry fee 0.54 -0.15 9.72 18.26 12.16 11.19 9.71 9.88 10.16 Sep 04

Nil entry fee 0.46 -0.36 9.26 17.26 11.21 10.25 8.79 8.96 9.24 Sep 04

// Select 0.54 -0.13 9.77 18.36 12.57 11.70 10.30 10.51 10.81 Dec 06

Frontier 0.57 -0.07 9.87 18.61 12.80 11.93 10.51 10.73 11.02 Nov 10

Entry fee -1.31 -1.94 2.17 17.43 5.38 10.13 6.64 5.85 7.80 Sep 04

Nil entry fee -1.38 -2.14 1.74 16.44 4.49 9.21 5.74 4.96 6.90 Sep 04

// Select -1.30 -1.91 2.21 17.53 5.77 10.64 7.21 6.45 8.44 Dec 06

Frontier -1.27 -1.83 2.39 17.94 6.16 11.05 7.60 6.84 8.83 Nov 10

Entry fee -3.17 -3.29 1.33 17.86 7.56 10.74 7.22 6.03 8.40 Sep 02

Nil entry fee -3.24 -3.51 0.87 16.81 6.59 9.75 6.27 5.08 7.43 Sep 02

// Select -3.16 -3.27 1.37 17.97 7.96 11.25 7.80 6.63 9.04 Dec 06

Frontier -3.16 -3.23 1.44 18.14 8.16 11.53 8.05 6.88 9.28 Nov 10

Entry fee -1.07 0.27 6.18 24.06 13.06 12.99 7.31 6.01 8.00 Oct 07

Nil entry fee -1.14 0.06 5.73 23.01 12.11 12.04 6.40 5.11 7.09 Oct 07

// Select -1.06 0.29 6.23 24.17 13.48 13.52 7.88 6.61 8.64 Oct 07

Frontier -1.04 0.36 6.36 24.51 13.79 13.82 8.18 6.91 9.00 Nov 10

Entry fee 2.96 -1.24 -4.71 0.89 13.34 13.80 11.59 8.95 12.23 Aug 10

Nil entry fee 2.88 -1.45 -5.11 0.04 12.39 12.85 10.65 8.04 11.29 Aug 10

// Select 2.97 -1.22 -4.67 0.98 13.76 14.33 12.18 9.57 12.89 Aug 10

Frontier 2.96 -1.25 -4.68 0.94 13.73 14.30 12.17 9.56 12.88 Nov 10

Entry fee 3.46 -2.34 -3.58 7.64 4.74 7.79 7.65 7.13 10.63 Sep 03

Nil entry fee 3.39 -2.54 -3.99 6.73 3.86 6.88 6.75 6.23 9.70 Sep 03

// Select 3.47 -2.31 -3.54 7.73 5.13 8.29 8.23 7.74 11.28 Dec 06

Frontier 3.49 -2.25 -3.41 8.02 5.41 8.59 8.52 8.03 11.57 Nov 10

Entry fee -0.75 -2.06 3.11 14.46 3.70 9.78 7.78 6.52 8.30 Sep 03

Nil entry fee -0.82 -2.28 2.65 13.43 2.78 8.81 6.82 5.57 7.33 Sep 03

// Select -0.74 -2.04 3.16 14.56 4.08 10.29 8.36 7.12 8.94 Dec 06

Frontier -0.70 -1.96 3.34 14.97 4.48 10.69 8.76 7.51 9.33 Nov 10

OnePath Property Securities Trust

OnePath Select Leaders Trust

OnePath Sustainable Investments -

Australian Share Trust

OptiMix Global Emerging Markets

Trust

OptiMix Australian Share Trust

Pendal Australian Shares

Pendal Smaller Companies Trust

Pendal Concentrated Global

Shares Hedged2

Schroder Australian Equity Trust

OptiMix Global Share Trust

Platinum Asia

Platinum International Share Trust

Perpetual Ethical SRI Trust

OptiMix Property Securities Trust

OptiMix High Growth Trust

OnePath Global Smaller

Companies Shares Trust17

Perennial Value Share Trust

Perpetual Australian Share Trust

Returns (except for OnePath Capital Guaranteed) are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Yearly returns for OnePath Capital Guaranteed are

derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less than zero.

Investment Returns

6

7 years

% p.a.

3 years

% p.a.

5 years

% p.a.

6 mths

%

1 year

% p.a.

2 years

% p.a.

10 years

% p.a.

Fund start

date

3 mths

%

1 month

%

OnePath OneAnswer Investment Portfolio as at: 30 November 20216 mths

%

1 month

%

3 mths

%

Fund start

date

1 year

% p.a.

2 years

% p.a. Profile 5 - High Growth (cont'd)10 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

Entry fee 2.49 0.97 11.38 15.61 -2.59 4.35 3.32 5.25 8.93 Sep 03

Nil entry fee 2.41 0.74 10.89 14.58 -3.46 3.43 2.40 4.32 7.97 Sep 03

// Select 2.50 0.99 11.43 15.72 -2.24 4.83 3.87 5.85 9.58 Dec 06

Frontier 2.50 1.03 11.55 15.94 -1.97 5.10 4.12 6.08 9.79 Nov 10

Entry fee 2.95 -1.08 15.83 22.14 15.07 16.26 13.29 10.33 13.39 Oct 07

Nil entry fee 2.88 -1.29 15.35 21.11 14.11 15.29 12.33 9.40 12.43 Oct 07

// Select 2.96 -1.06 15.89 22.24 15.50 16.80 13.89 10.95 14.06 Oct 07

Frontier 2.98 -1.00 16.03 22.56 15.79 17.10 14.19 11.24 14.35 Nov 10

Entry fee 2.74 -1.92 12.58 20.59 23.41 23.88 20.77 16.47 17.65 Mar 09

Nil entry fee 2.67 -2.13 12.11 19.58 22.38 22.84 19.76 15.49 16.66 Mar 09

// Select 2.75 -1.90 12.63 20.70 23.87 24.45 21.41 17.13 18.35 Mar 09

Frontier 2.77 -1.82 12.81 21.08 24.25 24.84 21.80 17.50 18.71 Nov 10

Entry fee -2.54 -2.32 6.67 18.44 14.01 14.52 14.20 11.32 12.87 Aug 10

Nil entry fee -2.61 -2.53 6.22 17.45 13.06 13.56 13.24 10.39 11.92 Aug 10

// Select -2.53 -2.30 6.71 18.55 14.43 15.05 14.81 11.95 13.53 Aug 10

Frontier -2.51 -2.26 6.78 18.69 14.62 15.25 14.98 12.15 13.74 Nov 10

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - -

Nil entry fee - - - - - - - - - Jul 84

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -

Entry fee - - - - - - - - - Feb 98

Nil entry fee - - - - - - - - - Feb 98

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -

Entry fee - - - - - - - - - -

Nil entry fee - - - - - - - - - Feb 86

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -

Entry fee - - - - - - - - - May 91

Nil entry fee - - - - - - - - - -

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 02

Nil entry fee - - - - - - - - - Sep 02

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 03

Nil entry fee - - - - - - - - - Sep 03

// Select - - - - - - - - - Dec 06

1 These funds were formerly "Vanguard" funds

2 Formerly known as Pendal Core Hedged Global Shares Trust

3 These funds were formerly "Colonial First State" funds

4 These funds were formerly "BlackRock Scientific" funds

5 Formerly known as Schroder Balanced Trust

6 Formerly known as OptiMix Global Smaller Companies Share Trust

7 Formerly known as RARE Infrastructure Value Trust

Fund start

date

* The returns for the ANZ Flexible Term Deposit and ANZ Cash Advantage Funds are calculated on a monthly basis and are subject to change. The current interest rates

for these funds can be found on www.onepath.com.au



Investment Returns

7

Profile 5 - High Growth (cont'd)1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

OnePath Income Plus Trust

OnePath Monthly Income Trust

OnePath Mortgage Trust No. 2

1 month

%

3 mths

%

6 mths

%

OnePath Protected AUS 50 Trust

OnePath Cash Trust

OptiMix Enhanced Cash Trust

7 years

% p.a.

10 years

% p.a.

Fund start

date

3 years

% p.a.

5 years

% p.a.

OnePath Armstrong Jones

Mortgage Fund

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a. Closed1 month

%

Janus Henderson Australian Equity

Trust

Stewart Investors WorldWide

Sustainability

T. Rowe Price Global Equity Trust

Walter Scott Global Equity

(Hedged)

SG Hiscock Property Trust

10 years

% p.a.

OnePath OneAnswer Investment Portfolio as at: 30 November 2021Fund start

date

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

Entry fee 0.05 0.16 0.32 0.64 0.52 0.64 0.81 1.03 1.49 Jun 09

Nil entry fee 0.05 0.16 0.32 0.64 0.52 0.64 0.81 1.03 1.49 Jun 09

// Select 0.05 0.16 0.32 0.64 0.56 0.76 0.99 1.23 1.71 Jun 09

Frontier 0.03 0.10 0.19 0.38 0.43 0.67 0.93 1.19 1.68 Nov 10

Entry fee -0.22 -0.47 -0.57 -0.71 -0.34 0.44 0.81 1.00 3.28 Sep 05

Nil entry fee -0.26 -0.63 -0.89 -1.34 -0.97 -0.20 0.17 0.36 2.63 Sep 05

// Select -0.21 -0.44 -0.51 -0.59 0.07 0.95 1.40 1.62 3.95 Dec 06

Frontier -0.19 -0.41 -0.44 -0.43 0.17 1.03 1.47 1.69 4.01 Nov 10

Entry fee - - - 2.35 1.85 1.88 1.92 2.66 3.19 Jun 89

Nil entry fee - - - - - - - - - -

// Select - - - - - - - - - -

Frontier - - - - - - - - - -

Entry fee 0.64 -1.58 -0.16 0.16 0.06 2.02 1.59 1.44 2.47 Apr 88

Nil entry fee 0.59 -1.74 -0.48 -0.48 -0.58 1.37 0.95 0.80 1.82 Feb 89

// Select - - - - - - - - - Dec 06

OnePath Conservative Frontier 0.90 -0.17 2.54 5.45 3.14 5.11 4.38 4.11 4.92 Nov 10

Entry fee 0.83 -0.96 1.60 3.33 2.75 5.09 4.09 3.96 5.00 Apr 10

Nil entry fee 0.77 -1.12 1.28 2.67 2.09 4.42 3.43 3.30 4.34 Apr 10

// Select 0.84 -0.93 1.66 3.45 3.17 5.63 4.68 4.52 5.62 Apr 10

Frontier 0.84 -0.90 1.72 3.57 3.24 5.68 4.74 4.74 5.71 Nov 10

Entry fee 1.04 -1.26 -0.34 -2.68 -0.32 2.15 1.58 1.83 2.79 Mar 09

Nil entry fee 0.99 -1.41 -0.66 -3.30 -0.96 1.50 0.94 1.19 2.14 Mar 09

// Select 1.05 -1.23 -0.28 -2.56 0.09 2.67 2.15 2.38 3.39 Mar 09

Frontier 1.06 -1.20 -0.22 -2.43 0.16 2.73 2.22 2.22 3.48 Nov 10

Entry fee 0.40 -2.59 -1.41 -3.31 -0.71 1.64 1.45 1.69 2.37 Jan 95

Nil entry fee 0.35 -2.74 -1.73 -3.93 -1.35 0.99 0.80 1.04 1.72 Jan 95

// Select 0.41 -2.56 -1.35 -3.20 -0.31 2.15 2.04 2.31 3.03 Dec 06

Frontier 0.44 -2.49 -1.20 -2.91 -0.06 2.39 2.26 2.26 3.24 Nov 10

Entry fee 0.22 -1.36 0.95 4.00 2.71 4.57 3.91 3.50 4.36 Oct 09

Nil entry fee 0.17 -1.51 0.63 3.34 2.05 3.91 3.25 2.84 3.70 Oct 09

// Select 0.23 -1.33 1.01 4.13 3.13 5.10 4.52 4.14 5.03 Oct 09

Frontier 0.24 -1.28 1.10 4.30 3.25 5.21 4.61 4.22 5.11 Nov 10

Entry fee 1.95 -2.84 -0.74 -3.48 -1.17 1.80 1.59 1.52 2.30 Sep 03

Nil entry fee 1.90 -3.00 -1.06 -4.09 -1.79 1.15 0.95 0.87 1.65 Sep 03

// Select 1.96 -2.81 -0.68 -3.36 -0.76 2.32 2.19 2.15 2.96 Dec 06

Frontier 1.99 -2.73 -0.50 -3.02 -0.46 2.61 2.47 2.42 3.23 Nov 10

Entry fee 0.68 -0.33 2.28 5.26 2.38 4.24 3.48 3.16 4.14 Jun 02

Nil entry fee 0.63 -0.49 1.95 4.59 1.73 3.58 2.83 2.50 3.48 Jun 02

// Select 0.69 -0.30 2.34 5.38 2.80 4.77 4.09 3.80 4.81 Dec 06

Frontier 0.72 -0.21 2.51 5.74 3.08 5.05 4.35 4.35 5.06 Nov 10

Entry fee -0.04 -1.17 -0.22 0.58 -0.06 2.27 2.36 2.36 3.19 Oct 07

Nil entry fee -0.09 -1.33 -0.54 -0.06 -0.69 1.62 1.71 1.71 2.53 Oct 07

// Select -0.03 -1.14 -0.16 0.70 0.35 2.79 2.96 2.99 3.85 Oct 07

Frontier 0.00 -1.05 0.02 1.09 0.69 3.12 3.26 3.30 4.15 Nov 10

Entry fee 0.17 -0.96 0.72 4.50 2.83 4.49 3.71 3.27 4.52 Sep 03

Nil entry fee 0.12 -1.12 0.40 3.84 2.17 3.82 3.05 2.61 3.86 Sep 03

// Select 0.18 -0.93 0.78 4.63 3.25 5.02 4.32 3.90 5.20 Dec 06

Frontier 0.20 -0.88 0.88 4.85 3.42 5.17 4.45 4.45 5.32 Nov 10

Entry fee 1.63 -3.47 -1.50 -3.40 -0.51 2.33 1.91 1.71 2.42 Aug 10

Nil entry fee 1.57 -3.62 -1.82 -4.01 -1.14 1.68 1.27 1.07 1.77 Aug 10

// Select 1.64 -3.45 -1.44 -3.28 -0.10 2.85 2.51 2.34 3.08 Aug 10

Frontier 1.65 -3.41 -1.37 -3.14 0.00 2.94 2.58 2.41 3.14 Nov 10

Entry fee 1.15 -2.09 -0.82 -3.15 -0.74 1.54 1.46 1.51 2.50 Sep 03

Nil entry fee 1.10 -2.24 -1.13 -3.76 -1.37 0.89 0.82 0.86 1.85 Sep 03

// Select 1.16 -2.06 -0.76 -3.03 -0.33 2.05 2.06 2.13 3.16 Dec 06

Frontier 1.18 -2.03 -0.70 -2.92 -0.27 2.10 2.09 2.09 3.18 Nov 10

ANZ Cash Advantage††

BlackRock Monthly Income3

Profile 2 - Conservative




Investment Returns

8

OnePath Capital Stable

OnePath Capital Guaranteed‡‡

10 years

% p.a.

Fund start

date

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

6 mths

%

1 year

%

Pendal Monthly Income Plus

1 month

%

3 mths

%

7 years

% p.a.


OnePath MoneyForLife Index

Conservative

OptiMix Conservative

OnePath Diversified Bond Index1

OnePath Conservative Index1

7 years

% p.a.

10 years

% p.a.

Fund start

date


2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

Perpetual Conservative

Growth

UBS Diversified Fixed Income


OnePath OneAnswer Personal Super, DIY Super and Deferred Annuity as at: 30 November 2021

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

1 month

%

3 mths

% Profile 1 - Defensive7 years

% p.a.

Entry fee 0.04 -1.09 -1.94 -1.66 2.08 3.16 2.31 2.00 3.41 Mar 09

Nil entry fee -0.01 -1.25 -2.25 -2.29 1.43 2.50 1.66 1.36 2.75 Mar 09

// Select 0.05 -1.06 -1.88 -1.54 2.50 3.68 2.91 2.63 4.08 Mar 09

Frontier 0.06 -1.01 -1.79 -1.36 2.63 3.79 3.01 3.01 4.16 Nov 10

Entry fee -0.54 -0.47 -0.49 0.91 0.33 0.98 1.25 1.43 2.69 Sep 05

Nil entry fee -0.60 -0.63 -0.80 0.27 -0.31 0.34 0.61 0.78 2.03 Sep 05

// Select -0.53 -0.44 -0.43 1.03 0.74 1.49 1.85 2.05 3.35 Dec 06

Frontier -0.50 -0.35 -0.24 1.40 1.05 1.79 2.13 2.13 3.63 Nov 10

Entry fee 0.92 -0.31 3.02 7.74 3.42 5.66 4.67 4.11 5.25 Jun 05

Nil entry fee 0.89 -0.37 2.80 7.37 3.03 5.22 4.23 3.67 4.81 Jan 95

// Select 0.95 -0.19 3.19 8.19 4.11 6.43 5.51 4.98 6.16 Jan 95

Frontier 0.97 -0.11 3.35 8.51 4.37 6.67 5.74 5.74 6.38 Nov 10

Entry fee 0.87 -0.93 2.98 7.14 4.74 7.44 6.02 5.59 6.90 Apr 10

Nil entry fee 0.81 -1.08 2.65 6.46 4.07 6.76 5.34 4.92 6.22 Apr 10

// Select 0.88 -0.90 3.04 7.27 5.17 7.99 6.61 6.16 7.52 Apr 10

Frontier 0.88 -0.87 3.09 7.37 5.22 8.01 6.65 6.65 7.58 Nov 10

Entry fee -0.21 -1.28 2.33 8.84 5.52 7.46 6.29 5.40 6.63 Oct 09

Nil entry fee -0.27 -1.44 2.00 8.15 4.85 6.77 5.62 4.72 5.95 Oct 09

// Select -0.20 -1.25 2.39 8.97 5.95 8.00 6.91 6.05 7.31 Oct 09

Frontier -0.20 -1.22 2.46 9.13 6.07 8.10 7.00 7.00 7.39 Nov 10

Entry fee 0.08 -1.15 2.05 7.48 5.07 6.47 5.41 4.68 5.76 Oct 09

Nil entry fee -0.08 -1.47 1.37 6.06 3.68 5.28 4.44 3.80 4.94 Oct 09

// Select 0.09 -1.12 2.12 7.61 5.50 7.01 6.03 5.32 6.44 Oct 09

Frontier 0.01 -1.16 2.03 7.42 5.15 6.77 5.92 5.92 6.42 Nov 10

Entry fee 0.73 -0.32 3.12 8.27 3.43 5.72 4.76 4.22 5.46 Sep 03

Nil entry fee 0.67 -0.48 2.79 7.58 2.77 5.05 4.09 3.55 4.79 Sep 03

// Select 0.74 -0.29 3.18 8.39 3.85 6.26 5.37 4.86 6.14 Dec 06

Frontier 0.77 -0.20 3.35 8.77 4.16 6.55 5.64 5.64 6.40 Nov 10

Entry fee 0.01 -0.77 1.19 4.49 3.16 4.22 3.20 3.09 5.32 Nov 01

Nil entry fee -0.04 -0.93 0.87 3.83 2.50 3.56 2.55 2.43 4.65 Nov 01

// Select 0.02 -0.74 1.25 4.62 3.58 4.75 3.81 3.72 6.00 Dec 06

Frontier 0.05 -0.66 1.41 4.95 3.86 5.01 4.05 3.96 6.24 Nov 10

Entry fee -0.75 -1.50 -3.70 -0.13 3.32 1.45 - - - Sep 17

Nil entry fee -0.80 -1.66 -4.00 -0.77 2.66 0.81 - - - Sep 17

// Select -0.74 -1.47 -3.64 -0.01 3.83 2.08 - - - Sep 17

Frontier -0.72 -1.43 -3.56 0.14 3.85 2.05 - - - Sep 17

Entry fee 0.11 -2.13 0.29 2.41 1.23 4.04 3.19 2.56 4.57 Sep 03

Nil entry fee 0.06 -2.28 -0.03 1.76 0.58 3.38 2.53 1.90 3.90 Sep 03

// Select 0.12 -2.10 0.34 2.53 1.64 4.57 3.79 3.19 5.24 Dec 06

Frontier 0.14 -2.05 0.44 2.73 1.79 4.70 3.91 3.91 5.35 Nov 10

Entry fee -0.23 0.23 0.11 3.52 3.29 2.16 2.98 2.86 4.40 Sep 05

Nil entry fee -0.28 0.07 -0.21 2.86 2.63 1.51 2.32 2.21 3.73 Sep 05

// Select -0.22 0.26 0.17 3.64 3.71 2.68 3.58 3.50 5.07 Dec 06

Frontier -0.21 0.28 0.21 3.72 3.74 2.69 3.57 3.48 5.05 Nov 10

Entry fee 0.71 -1.63 3.01 9.48 5.15 9.00 7.57 6.38 8.32 Sep 03

Nil entry fee 0.66 -1.79 2.68 8.79 4.48 8.30 6.89 5.70 7.63 Sep 03

// Select 0.72 -1.60 3.07 9.61 5.58 9.55 8.20 7.04 9.02 Dec 06

Frontier 0.73 -1.58 3.13 9.74 5.64 9.59 8.23 7.06 9.04 Nov 10

Entry fee 0.71 -1.11 2.94 10.37 6.28 9.67 7.71 6.65 8.07 Nov 01

Nil entry fee 0.66 -1.26 2.61 9.67 5.61 8.97 7.03 5.97 7.38 Nov 01

// Select 0.72 -1.08 3.00 10.50 6.72 10.22 8.34 7.30 8.77 Dec 06

Frontier 0.73 -1.05 3.05 10.63 6.78 10.27 8.37 7.33 8.79 Nov 10

Entry fee 0.79 -0.39 3.96 11.55 5.08 7.68 6.40 5.52 7.62 Sep 03

Nil entry fee 0.73 -0.55 3.63 10.84 4.41 7.00 5.73 4.85 6.93 Sep 03

// Select 0.80 -0.36 4.02 11.68 5.51 8.23 7.02 6.17 8.31 Dec 06

Frontier 0.81 -0.33 4.09 11.82 5.59 8.29 7.07 6.22 8.35 Nov 10

Entry fee -1.22 -1.51 -2.27 1.17 2.43 2.20 1.31 0.23 -0.31 Dec 06

Nil entry fee -1.28 -1.66 -2.58 0.53 1.77 1.55 0.67 -0.40 -0.94 Dec 06

// Select -1.22 -1.48 -2.21 1.29 2.85 2.72 1.91 0.85 0.33 Dec 06

Frontier -1.20 -1.45 -2.15 1.41 2.92 2.78 1.95 0.89 0.37 Nov 10

Entry fee 0.11 -0.39 -0.92 -0.66 -0.22 0.31 0.55 0.76 1.53 Sep 03

Nil entry fee 0.06 -0.55 -1.24 -1.29 -0.85 -0.33 -0.09 0.12 0.88 Sep 03

// Select 0.12 -0.36 -0.86 -0.54 0.19 0.82 1.14 1.38 2.18 Dec 06

Frontier 0.13 -0.32 -0.78 -0.37 0.31 0.92 1.22 1.46 2.26 Nov 10

Entry fee 0.76 -0.76 4.33 11.34 6.75 9.55 7.79 7.02 8.59 Apr 10

Nil entry fee 0.71 -0.92 4.00 10.63 6.07 8.86 7.10 6.34 7.90 Apr 10

// Select 0.77 -0.73 4.39 11.47 7.19 10.11 8.40 7.59 9.22 Apr 10

Frontier 0.79 -0.70 4.46 11.61 7.27 10.17 8.47 7.72 9.32 Nov 10


OnePath Alternatives Growth Fund

OnePath Active Growth

OnePath Growth Index1

1 month

%

Ardea Real Outcome

BlackRock Diversified ESG Growth5


6 mths

%

6 mths

%

UBS Defensive

OnePath Balanced

OnePath MoneyForLife Balanced


Moderate

First Sentier Global Credit Income4

Profile 3 - Moderate

OptiMix Moderate

Schroder Real Return


3 mths

%

1 year

% p.a.

2 years

% p.a.

Bentham Global Income

Profile 4 - Growth1 month

%

3 mths

%





Investment Returns

9

Fund start

date

1 year

%

2 years

% p.a.

Fund start

date

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

1 month

%

3 mths

%

6 mths

%

OnePath Balanced Index1

7 years

% p.a.

7 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

10 years

% p.a.

Fund start

date

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

Entry fee 0.79 -0.41 3.92 11.24 5.19 7.54 6.27 5.45 6.69 Mar 88

Nil entry fee 0.73 -0.57 3.59 10.54 4.52 6.85 5.59 4.78 6.01 Jun 92

// Select 0.80 -0.38 3.98 11.37 5.62 8.08 6.89 6.10 7.38 Dec 06

Frontier 0.82 -0.32 4.11 11.66 5.84 8.28 7.07 6.28 7.55 Nov 10

Entry fee 0.56 -1.53 3.53 8.84 1.62 6.48 5.07 4.76 6.37 Sep 03

Nil entry fee 0.51 -1.69 3.20 8.14 0.97 5.80 4.40 4.09 5.69 Sep 03

// Select 0.57 -1.50 3.59 8.96 2.04 7.02 5.68 5.41 7.05 Dec 06

Frontier 0.59 -1.45 3.70 9.20 2.20 7.18 5.82 5.54 7.18 Nov 10

Entry fee 0.63 -0.54 3.79 11.45 4.65 7.23 6.02 5.23 6.66 Nov 01

Nil entry fee 0.58 -0.70 3.46 10.74 3.99 6.55 5.35 4.56 5.99 Nov 01

// Select 0.64 -0.51 3.85 11.59 5.08 7.77 6.64 5.88 7.35 Dec 06

Frontier 0.67 -0.43 4.02 11.94 5.37 8.05 6.90 6.13 7.60 Nov 10

Entry fee 0.61 -0.85 4.63 14.26 5.70 8.66 7.17 6.17 7.72 Nov 01

Nil entry fee 0.56 -1.01 4.29 13.54 5.03 7.97 6.49 5.50 7.04 Nov 01

// Select 0.62 -0.83 4.69 14.40 6.13 9.21 7.80 6.83 8.42 Dec 06

Frontier 0.65 -0.73 4.89 14.82 6.47 9.55 8.11 7.13 8.72 Nov 10

Entry fee -0.55 -1.07 2.00 12.01 6.34 8.16 6.51 5.64 7.55 Sep 03

Nil entry fee -0.60 -1.22 1.67 11.30 5.66 7.47 5.83 4.97 6.87 Sep 03

// Select -0.54 -1.04 2.06 12.15 6.78 8.71 7.13 6.29 8.24 Dec 06

Frontier -0.52 -0.97 2.19 12.43 6.99 8.91 7.31 6.47 8.42 Nov 10

Entry fee 0.15 -1.14 2.93 10.07 5.30 7.66 6.06 5.65 7.20 Sep 03

Nil entry fee 0.09 -1.30 2.60 9.38 4.63 6.98 5.39 4.98 6.52 Sep 03

// Select 0.16 -1.11 2.99 10.21 5.73 8.21 6.68 6.30 7.89 Dec 06

Frontier 0.17 -1.08 3.05 10.34 5.81 8.26 6.72 6.72 7.91 Nov 10

Entry fee -0.29 -1.49 3.46 10.62 4.70 7.17 5.87 4.44 6.92 Oct 02

Nil entry fee -0.35 -1.65 3.14 9.92 4.03 6.49 5.20 3.77 6.24 Oct 02

// Select -0.28 -1.46 3.52 10.75 5.13 7.72 6.49 5.09 7.61 Dec 06

Frontier -0.27 -1.41 3.63 10.97 5.28 7.85 6.61 6.61 7.72 Nov 10

Entry fee 0.34 -1.45 4.64 15.09 2.97 6.82 7.07 6.26 10.43 Apr 10

Nil entry fee 0.29 -1.61 4.30 14.36 2.32 6.14 6.39 5.59 9.73 Apr 10

// Select 0.35 -1.42 4.70 15.22 3.40 7.36 7.70 6.92 11.14 Apr 10

Frontier 0.37 -1.38 4.79 15.42 3.52 7.47 7.79 7.01 11.22 Nov 10

Entry fee -0.63 -2.55 2.72 13.64 5.47 11.12 8.38 6.71 8.85 Nov 01

Nil entry fee -0.68 -2.71 2.39 12.91 4.80 10.41 7.69 6.03 8.16 Nov 01

// Select -0.62 -2.52 2.78 13.77 5.91 11.68 9.01 7.37 9.55 Dec 06

Entry fee 0.98 -0.28 3.06 13.30 9.04 10.48 8.64 7.48 9.91 Jul 01

Nil entry fee 0.93 -0.45 2.73 12.58 8.34 9.78 7.95 6.80 9.21 Jul 01

// Select 0.99 -0.25 3.12 13.43 9.48 11.04 9.27 8.15 10.61 Dec 06

Frontier 1.00 -0.24 3.16 13.51 9.50 11.04 9.26 8.12 10.59 Nov 10

Entry fee -1.47 -1.02 1.76 22.15 15.67 13.40 12.57 10.19 13.76 Oct 02

Nil entry fee -1.52 -1.18 1.43 21.37 14.93 12.68 11.85 9.49 13.04 Oct 02

// Select -1.46 -0.99 1.82 22.29 16.14 13.97 13.23 10.87 14.50 Dec 06

Frontier -1.45 -0.96 1.88 22.44 16.22 14.03 13.27 10.91 14.53 Nov 10

Entry fee 0.46 0.34 10.48 28.47 17.44 16.02 11.97 10.35 10.37 Sep 05

Nil entry fee 0.40 0.18 10.13 27.66 16.69 15.29 11.26 9.65 9.67 Sep 05

// Select 0.47 0.37 10.54 28.63 17.92 16.61 12.63 11.04 11.08 Dec 06

Frontier 0.47 0.38 10.58 28.72 17.94 16.61 12.61 11.01 11.05 Nov 10

Entry fee 0.49 1.31 12.99 27.61 21.22 22.92 17.49 14.44 13.50 Nov 09

Nil entry fee 0.44 1.15 12.63 26.80 20.45 22.14 16.75 13.71 12.78 Nov 09

// Select 0.50 1.34 13.06 27.77 21.72 23.55 18.18 15.15 14.23 Nov 09

Frontier 0.53 1.42 13.24 28.18 22.05 23.86 18.47 15.42 14.49 Nov 10

Entry fee -0.74 -2.05 3.56 13.60 5.90 11.98 9.57 8.23 9.66 Sep 04

Nil entry fee -0.79 -2.20 3.23 12.88 5.23 11.26 8.88 7.54 8.96 Sep 04

// Select -0.73 -2.02 3.62 13.73 6.33 12.54 10.22 8.90 10.36 Dec 06

Frontier -0.71 -1.96 3.75 14.00 6.53 12.73 10.39 9.06 10.52 Nov 10

Entry fee 3.59 1.03 11.72 22.02 12.35 14.71 13.18 10.88 14.31 Oct 05

Nil entry fee 3.54 0.86 11.36 21.25 11.64 13.98 12.46 10.18 13.58 Oct 05

// Select 3.60 1.06 11.79 22.17 12.81 15.30 13.84 11.57 15.04 Dec 06

Frontier 3.61 1.07 11.83 22.25 12.83 15.29 13.83 11.55 15.01 Nov 10

Entry fee -2.56 -1.35 2.76 7.53 3.68 7.10 6.49 4.82 7.72 Mar 09

Nil entry fee -2.61 -1.51 2.43 6.85 3.02 6.42 5.81 4.16 7.03 Mar 09

// Select -2.55 -1.32 2.82 7.66 4.10 7.64 7.11 5.47 8.41 Mar 09

Frontier -2.54 -1.29 2.88 7.80 4.18 7.70 7.16 5.51 8.45 Nov 10

Entry fee -2.81 -3.78 -1.69 5.89 0.62 4.73 - - - Sep 17

Nil entry fee -2.85 -3.93 -2.01 5.22 -0.02 4.07 - - - Sep 17

// Select -2.80 -3.75 -1.63 6.02 1.11 5.37 - - - Sep 17

Frontier -2.79 -3.72 -1.57 6.15 1.10 5.32 - - - Sep 17

UBS Balanced

10 years

% p.a.

OnePath Tax Effective Income

7 years

% p.a.

Fund start

date

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

OptiMix Balanced

OptiMix Growth

Perpetual Balanced Growth

OnePath Managed Growth

7 years

% p.a.



AMP Capital Equity

Profile 5 - High Growth1 month

%

3 mths

%

6 mths

%

Fund start

date

Profile 4 - Growth (cont'd)1 month

%

3 mths

%

5 years

% p.a.

10 years

% p.a.

Schroder Strategic Growth6


Bennelong Australian Equities


Infrastructure4


Equity5


Equity5



Value Hedged8




Investment Returns

10

1 year

%

Antipodes Global (Long only)

2 years

% p.a.

3 years

% p.a.

7 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

Entry fee 0.41 -1.47 5.42 16.08 10.37 14.61 11.38 9.00 10.24 Nov 01

Nil entry fee 0.36 -1.63 5.09 15.35 9.67 13.88 10.68 8.31 9.54 Nov 01

// Select 0.42 -1.44 5.48 16.22 10.83 15.19 12.04 9.67 10.95 Dec 06

Frontier 0.45 -1.36 5.65 16.59 11.12 15.48 12.30 9.92 11.19 Nov 10

Entry fee -0.04 -2.24 5.78 20.62 9.73 13.68 10.12 8.98 10.88 Mar 09

Nil entry fee -0.10 -2.39 5.44 19.85 9.03 12.96 9.42 8.29 10.18 Mar 09

// Select -0.03 -2.21 5.84 20.76 10.18 14.26 10.77 9.66 11.60 Mar 09

Frontier -0.01 -2.14 6.00 21.12 10.46 14.52 11.01 9.88 11.83 Nov 10

Entry fee 0.63 -1.11 0.35 12.54 9.44 13.44 - - - Sep 17

Nil entry fee 0.58 -1.27 0.03 11.83 8.74 12.72 - - - Sep 17

// Select 0.64 -1.08 0.41 12.68 9.97 14.14 - - - Sep 17

Frontier 0.66 -1.04 0.50 12.89 10.04 14.16 - - - Sep 17

Entry fee -0.49 -1.22 3.35 12.04 1.52 6.92 5.62 5.94 8.82 Sep 03

Nil entry fee -0.54 -1.38 3.02 11.33 0.87 6.24 4.95 5.27 8.13 Sep 03

// Select -0.48 -1.19 3.41 12.17 1.93 7.46 6.24 6.60 9.52 Dec 06

Frontier -0.47 -1.16 3.49 12.34 2.03 7.54 6.30 6.66 9.58 Nov 10

Entry fee 1.77 -1.08 7.17 10.21 5.54 10.94 11.65 10.56 12.94 Nov 01

Nil entry fee 1.72 -1.24 6.83 9.51 4.87 10.24 10.94 9.85 12.22 Nov 01

// Select 1.78 -1.05 7.24 10.35 5.97 11.51 12.30 11.24 13.66 Dec 06

Frontier 1.80 -1.00 7.35 10.58 6.14 11.67 12.45 11.38 13.79 Nov 10

Entry fee -3.07 -2.68 1.87 3.99 0.34 4.33 3.95 4.53 6.51 Oct 07

Nil entry fee -3.12 -2.84 1.54 3.32 -0.30 3.66 3.29 3.86 5.84 Oct 07

// Select -3.06 -2.65 1.93 4.11 0.75 4.86 4.56 5.17 7.20 Oct 07

Frontier -3.04 -2.59 2.05 4.36 0.95 5.04 4.73 5.34 7.36 Nov 10

Entry fee 1.00 -2.00 6.35 17.60 8.85 13.49 11.97 10.64 14.04 Oct 05

Nil entry fee 0.95 -2.15 6.01 16.86 8.15 12.76 11.26 9.93 13.32 Oct 05

// Select 1.01 -1.97 6.41 17.74 9.29 14.06 12.62 11.32 14.78 Dec 06

Frontier 1.02 -1.93 6.51 17.94 9.42 14.18 12.72 11.41 14.86 Nov 10

Entry fee 3.02 -2.18 -3.40 6.25 3.78 6.42 6.44 6.02 6.02 Sep 03

Nil entry fee 2.98 -2.31 -3.67 5.67 3.21 5.84 5.85 5.44 5.44 Sep 03

Entry fee -2.92 -3.97 0.91 15.49 1.44 6.96 - - - Sep 17

Nil entry fee -2.97 -4.12 0.58 14.75 0.79 6.28 - - - Sep 17

// Select -2.91 -3.94 0.97 15.62 1.94 7.61 - - - Sep 17

Frontier -2.89 -3.86 1.13 15.99 2.12 7.76 - - - Sep 17

Entry fee 3.40 2.17 13.57 18.00 3.67 9.49 7.74 8.42 10.59 Sep 05

Nil entry fee 3.34 2.01 13.21 17.25 3.01 8.79 7.06 7.73 9.89 Sep 05

// Select 3.41 2.20 13.63 18.14 4.09 10.04 8.35 9.00 11.24 Dec 06

Frontier 3.42 2.23 13.70 18.27 4.15 10.09 8.41 9.11 11.32 Nov 10

Entry fee -0.20 -1.10 4.32 17.54 7.29 12.37 7.66 6.26 7.71 Jun 05

Nil entry fee -0.22 -1.16 4.17 17.23 6.89 11.90 7.21 5.81 7.27 Jan 95

// Select -0.19 -1.07 4.39 17.68 7.73 12.94 8.29 6.92 8.41 Dec 06

Frontier -0.14 -0.91 4.68 18.38 8.19 13.36 8.67 7.28 8.77 Nov 10

Entry fee -0.46 -1.83 3.44 14.42 5.85 11.21 9.00 7.94 9.08 Sep 05

Nil entry fee -0.51 -1.99 3.11 13.69 5.18 10.51 8.31 7.25 8.39 Sep 05

// Select -0.45 -1.80 3.51 14.55 6.29 11.78 9.61 8.52 9.72 Dec 06

Frontier -0.44 -1.77 3.58 14.72 6.39 11.86 9.71 8.67 9.84 Nov 10

Entry fee -1.68 -3.52 0.43 11.74 1.18 6.96 4.51 3.55 6.15 Nov 01

Nil entry fee -1.73 -3.68 0.11 11.03 0.53 6.28 3.84 2.90 5.48 Nov 01

// Select -1.67 -3.50 0.49 11.87 1.59 7.51 5.12 4.20 6.84 Dec 06

Frontier -1.65 -3.46 0.58 12.06 1.71 7.62 5.21 4.28 6.92 Nov 10

Entry fee 0.58 -1.70 4.49 10.40 8.51 9.63 8.57 8.10 8.94 Jun 05

Nil entry fee 0.52 -1.85 4.15 9.69 7.82 8.93 7.88 7.42 8.25 Apr 97

// Select 0.59 -1.67 4.55 10.53 8.95 10.18 9.21 8.77 9.65 Dec 06

Frontier 0.60 -1.63 4.64 10.71 9.08 10.30 9.30 8.86 9.73 Nov 10

Entry Fee -1.08 -4.15 6.09 28.40 8.81 19.97 14.99 11.50 13.78 Jul 06

Nil Entry Fee -1.13 -4.30 5.74 27.59 8.12 19.20 14.26 10.79 13.05 Jul 06

Select -1.07 -4.12 6.15 28.55 9.26 20.58 15.66 12.19 14.51 Dec 06

Frontier -1.07 -4.12 6.15 28.56 9.20 20.49 15.56 12.09 14.40 Nov 10

Entry fee -0.06 -5.59 -6.21 1.20 1.74 6.40 7.30 5.54 5.42 Jul 01

Nil entry fee -0.08 -5.62 -6.29 0.96 1.37 5.96 6.97 5.46 5.10 Jul 01

// Select -0.05 -5.56 -6.16 1.32 2.16 6.94 7.93 6.19 6.10 Dec 06

Frontier -0.01 -5.42 -5.90 1.81 2.47 7.20 8.29 6.79 6.44 Nov 10


Infrastructure IndexFrontier -1.51 - - - - - - - - Sep 21

Entry fee -0.96 -1.11 5.69 22.99 1.91 5.13 4.87 3.97 7.62 Dec 06

Nil entry fee -1.01 -1.27 5.35 22.20 1.26 4.47 4.21 3.31 6.94 Dec 06

// Select -0.95 -1.08 5.76 23.14 2.32 5.67 5.49 4.61 8.31 Dec 06

Frontier -0.93 -1.02 5.89 23.45 2.53 5.87 5.67 4.79 8.49 Nov 10

Entry fee 1.43 -2.02 9.05 15.95 11.02 14.71 14.60 12.65 14.99 May 97

Nil entry fee 1.38 -2.18 8.71 15.21 10.31 13.98 13.87 11.94 14.26 May 97

// Select 1.44 -1.99 9.12 16.09 11.47 15.29 15.28 13.35 15.73 Dec 06

Frontier 1.45 -1.95 9.21 16.29 11.60 15.41 15.37 13.44 15.82 Nov 10

Fidelity Australian Equities

First Sentier Imputation4

OnePath Australian Shares Index1


Securities Index1

OnePath Global Shares

Magellan Global

MLC Platinum Global Shares

OnePath Global Emerging Markets

OnePath Global Property Securities

Index




MFS Global Equity

OnePath Australian Shares

Investors Mutual Australian Shares


Greencape Broadcap

Investment Returns

11

5 years

% p.a.

10 years

% p.a.

Fund start

date

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

7 years

% p.a.




1 month

%

OnePath Geared Australian Shares

Index



%

3 mths

%

6 mths

%

1 year

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

2 years

% p.a.

7 years

% p.a.

Entry fee 0.04 -2.64 3.35 28.04 14.76 14.90 11.73 10.53 13.98 Sep 03

Nil entry fee -0.01 -2.80 3.02 27.22 14.03 14.17 11.02 9.83 13.25 Sep 03

// Select 0.05 -2.61 3.42 28.19 15.23 15.48 12.38 11.21 14.71 Dec 06

Frontier 0.06 -2.57 3.50 28.40 15.35 15.59 12.47 11.29 14.79 Nov 10

Entry fee 0.65 -0.82 4.90 15.82 6.76 10.10 8.47 7.29 8.85 Jul 01

Nil entry fee 0.60 -0.98 4.56 15.08 6.08 9.40 7.78 6.61 8.16 Jul 01

// Select 0.66 -0.79 4.96 15.96 7.20 10.65 9.10 7.95 9.55 Dec 06

Frontier 0.68 -0.75 5.05 16.16 7.33 10.77 9.20 8.04 9.63 Nov 10

Entry fee 0.70 -0.59 5.75 15.78 8.71 11.62 9.53 8.43 10.19 Apr 10

Nil entry fee 0.65 -0.75 5.42 15.04 8.02 10.91 8.84 7.74 9.49 Apr 10

// Select 0.71 -0.57 5.82 15.92 9.16 12.19 10.15 9.01 10.84 Apr 10

Frontier 0.72 -0.54 5.89 16.06 9.24 12.26 10.22 9.14 10.94 Nov 10

Entry fee 3.37 1.95 13.30 23.56 13.19 15.49 13.18 11.51 14.12 Oct 02

Nil entry fee 3.31 1.79 12.93 22.78 12.47 14.75 12.46 10.80 13.40 Oct 02

// Select 3.38 1.98 13.36 23.71 13.65 16.07 13.82 12.10 14.79 Dec 06

Frontier 3.39 2.01 13.41 23.83 13.70 16.10 13.86 12.20 14.86 Nov 10

Entry fee -1.44 -0.20 5.72 19.81 13.24 12.46 11.10 8.88 11.66 Sep 05

Nil entry fee -1.49 -0.36 5.38 19.05 12.52 11.75 10.40 8.19 10.95 Sep 05

// Select -1.43 -0.17 5.78 19.96 13.70 13.03 11.73 9.46 12.31 Dec 06

Frontier -1.42 -0.15 5.83 20.07 13.75 13.06 11.76 9.56 12.38 Nov 10

Entry fee 2.24 0.88 10.05 13.80 -2.89 3.65 2.87 4.89 8.20 Apr 98

Nil entry fee 2.18 0.72 9.70 13.07 -3.51 2.99 2.21 4.23 7.52 Apr 98

// Select 2.25 0.91 10.12 13.93 -2.49 4.18 3.47 5.54 8.90 Dec 06

Frontier 2.26 0.96 10.23 14.17 -2.33 4.33 3.60 5.67 9.03 Nov 10

Entry fee 0.03 -1.27 3.73 17.12 6.49 12.18 7.59 5.83 7.59 Sep 03

Nil entry fee -0.02 -1.43 3.40 16.37 5.81 11.47 6.91 5.16 6.90 Sep 03

// Select 0.04 -1.25 3.79 17.26 6.92 12.75 8.22 6.49 8.28 Dec 06

Frontier 0.06 -1.19 3.91 17.50 7.10 12.91 8.36 6.62 8.41 Nov 10

Entry fee 0.25 -0.73 5.79 18.83 10.91 15.85 9.94 7.72 9.68 Sep 03

Nil entry fee 0.19 -0.89 5.46 18.07 10.21 15.11 9.24 7.03 8.98 Sep 03

// Select 0.26 -0.70 5.86 18.97 11.37 16.44 10.59 8.38 10.39 Dec 06

Frontier 0.26 -0.67 5.92 19.12 11.45 16.51 10.64 8.42 10.43 Nov 10

Entry fee -0.29 -2.02 3.09 13.07 4.15 9.60 7.36 6.25 7.81 Sep 03

Nil entry fee -0.35 -2.18 2.76 12.35 3.49 8.90 6.68 5.57 7.13 Sep 03

// Select -0.28 -1.99 3.15 13.20 4.58 10.16 7.99 6.90 8.51 Dec 06

Frontier -0.25 -1.90 3.34 13.61 4.91 10.49 8.30 7.20 8.80 Nov 10

Entry fee 0.34 -5.95 -4.21 4.24 1.70 5.81 6.08 4.53 6.00 Oct 07

Nil entry fee 0.29 -6.10 -4.52 3.58 1.05 5.14 5.40 3.86 5.33 Oct 07

// Select 0.35 -5.92 -4.15 4.37 2.11 6.35 6.70 5.17 6.69 Oct 07

Frontier 0.36 -5.88 -4.07 4.55 2.23 6.46 6.79 5.26 6.77 Nov 10

Entry fee 2.88 1.22 10.98 22.80 9.90 13.08 11.55 10.31 12.63 Sep 03

Nil entry fee 2.82 1.06 10.62 22.01 9.20 12.36 10.84 9.61 11.91 Sep 03

// Select 2.89 1.25 11.04 22.94 10.35 13.65 12.20 11.00 13.36 Dec 06

Frontier 2.92 1.35 11.25 23.40 10.70 14.00 12.53 11.31 13.67 Nov 10

Entry fee 0.51 -1.14 4.71 15.95 6.13 9.66 8.09 6.92 8.66 Nov 01

Nil entry fee 0.46 -1.29 4.38 15.21 5.46 8.97 7.40 6.24 7.97 Nov 01

// Select 0.52 -1.11 4.77 16.08 6.57 10.22 8.72 7.58 9.36 Dec 06

Frontier 0.55 -1.02 4.96 16.51 6.90 10.55 9.03 7.88 9.66 Nov 10

Entry fee 2.41 1.29 11.09 15.89 -0.17 6.40 4.99 8.10 10.47 Sep 03

Nil entry fee 2.36 1.12 10.74 15.16 -0.80 5.72 4.32 7.42 9.76 Sep 03

// Select 2.42 1.32 11.16 16.03 0.24 6.94 5.60 8.77 11.18 Dec 06

Frontier 2.46 1.43 11.42 16.55 0.64 7.35 5.99 9.17 11.58 Nov 10

Entry fee -0.67 -1.08 1.87 14.50 6.86 11.49 9.48 8.14 9.45 Mar 09

Nil entry fee -0.72 -1.24 1.55 13.77 6.18 10.78 8.78 7.45 8.75 Mar 09

// Select -0.66 -1.05 1.94 14.64 7.30 12.05 10.12 8.81 10.15 Mar 09

Frontier -0.64 -0.98 2.09 14.98 7.56 12.31 10.36 9.04 10.38 Nov 10

Entry fee -4.00 -1.54 -3.27 15.64 8.16 7.70 7.33 6.07 9.08 Nov 01

Nil entry fee -4.05 -1.70 -3.57 14.90 7.47 7.02 6.65 5.39 8.38 Nov 01

// Select -3.99 -1.51 -3.21 15.77 8.60 8.25 7.96 6.72 9.78 Dec 06

Frontier -3.98 -1.49 -3.15 15.92 8.68 8.32 8.01 6.76 9.82 Nov 10

Entry fee 0.46 -0.08 8.60 16.95 11.36 10.53 9.38 9.60 10.04 Sep 04

Nil entry fee 0.41 -0.24 8.26 16.20 10.65 9.83 8.69 8.90 9.33 Sep 04

// Select 0.47 -0.05 8.67 17.09 11.82 11.10 10.02 10.28 10.75 Dec 06

Frontier 0.49 0.00 8.77 17.30 11.96 11.21 10.12 10.37 10.83 Nov 10

Entry fee -1.18 -1.73 2.52 16.06 5.71 10.05 7.04 6.37 8.27 Sep 04

Nil entry fee -1.23 -1.89 2.19 15.32 5.04 9.34 6.36 5.69 7.58 Sep 04

// Select -1.17 -1.70 2.58 16.19 6.15 10.60 7.67 7.03 8.97 Dec 06

Frontier -1.14 -1.63 2.74 16.56 6.43 10.87 7.92 7.27 9.21 Nov 10

Entry fee -2.84 -2.48 1.85 17.36 7.89 11.10 7.87 6.72 9.00 Nov 01

Nil entry fee -2.89 -2.63 1.52 16.61 7.20 10.39 7.18 6.04 8.31 Nov 01

// Select -2.83 -2.45 1.91 17.50 8.34 11.66 8.50 7.38 9.70 Dec 06

Frontier -2.82 -2.40 2.02 17.75 8.51 11.82 8.64 7.52 9.83 Nov 10

OnePath Property Securities

OnePath High Growth Index1

OnePath International Shares Index

(Hedged)1

OnePath Select Leaders


Australian Shares


Index1

OptiMix Global Emerging Market

Shares

OptiMix Australian Shares

OptiMix Global Shares

Pendal Smaller Companies

OptiMix High Growth

OptiMix Property Securities

Perennial Value Share

Perpetual Australian Shares

Pendal Concentrated Global Shares

Hedged2




cannot be less than zero. Investment Returns

12

7 years

% p.a.

6 mths

%

1 month

%

3 mths

%

Fund start

date

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

OnePath High Growth

OnePath Global Smaller Companies

Shares7


1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.Profile 5 - High Growth (cont'd)1 month

%

3 mths

%

6 mths

%

Fund start

date

7 years

% p.a.

Entry fee -0.93 0.38 6.27 22.29 12.59 12.68 7.50 6.30 8.12 Oct 07

Nil entry fee -0.98 0.22 5.93 21.51 11.88 11.96 6.82 5.62 7.43 Oct 07

// Select -0.92 0.41 6.34 22.44 13.06 13.25 8.13 6.96 8.81 Oct 07

Frontier -0.90 0.47 6.46 22.71 13.26 13.43 8.29 7.11 8.96 Nov 10

Entry fee 2.58 -1.20 -4.87 0.14 11.40 11.91 10.16 7.95 11.06 Aug 10

Nil entry fee 2.53 -1.36 -5.17 -0.49 10.69 11.19 9.46 7.26 10.35 Aug 10

// Select 2.59 -1.17 -4.81 0.26 11.86 12.47 10.80 8.62 11.77 Aug 10

Frontier 2.60 -1.15 -4.77 0.36 11.91 12.50 10.81 8.62 11.77 Nov 10

Entry fee 3.06 -2.09 -3.23 6.75 4.00 6.75 6.86 6.50 9.83 Oct 05

Nil entry fee 3.00 -2.25 -3.54 6.07 3.33 6.07 6.17 5.82 9.13 Oct 05

// Select 3.07 -2.06 -3.18 6.88 4.43 7.29 7.48 7.16 10.54 Dec 06

Frontier 3.09 -2.00 -3.05 7.14 4.63 7.48 7.65 7.33 10.71 Nov 10

Entry fee -0.65 -1.81 3.31 13.54 3.99 9.67 8.05 7.00 8.66 Sep 03

Nil entry fee -0.70 -1.97 2.98 12.82 3.33 8.97 7.36 6.32 7.97 Sep 03

// Select -0.64 -1.78 3.37 13.68 4.42 10.22 8.68 7.66 9.36 Dec 06

Frontier -0.61 -1.71 3.54 14.04 4.69 10.49 8.93 7.90 9.60 Nov 10

Entry fee 2.15 0.82 9.81 13.32 -2.70 3.64 3.02 5.84 9.03 Sep 03

Nil entry fee 2.09 0.65 9.46 12.60 -3.32 2.98 2.36 5.17 8.34 Sep 03

// Select 2.16 0.85 9.88 13.45 -2.30 4.16 3.62 6.50 9.73 Dec 06

Frontier 2.16 0.88 9.95 13.61 -2.22 4.23 3.67 6.55 9.78 Nov 10

Entry fee 2.60 -0.86 13.83 19.39 13.33 14.50 11.87 9.35 12.19 Oct 07

Nil entry fee 2.55 -1.02 13.47 18.63 12.61 13.77 11.16 8.65 11.47 Oct 07

// Select 2.61 -0.83 13.90 19.53 13.79 15.08 12.52 10.02 12.91 Oct 07

Frontier 2.63 -0.78 14.02 19.79 13.98 15.25 12.67 10.16 13.04 Nov 10

Entry fee 2.46 -1.65 11.14 18.30 20.89 21.27 18.53 14.83 16.02 Mar 09

Nil entry fee 2.41 -1.81 10.79 17.55 20.12 20.50 17.78 14.10 15.28 Mar 09

// Select 2.47 -1.62 11.21 18.44 21.39 21.89 19.22 15.54 16.77 Mar 09

Frontier 2.49 -1.56 11.35 18.74 21.64 22.12 19.43 15.73 16.96 Nov 10

Entry fee -2.27 -2.16 6.07 16.20 12.25 12.84 12.51 10.05 11.57 Aug 10

Nil entry fee -2.32 -2.31 5.73 15.46 11.53 12.12 11.79 9.35 10.86 Aug 10

// Select -2.26 -2.13 6.13 16.33 12.71 13.41 13.16 10.73 12.29 Aug 10

Frontier -2.23 -2.07 6.27 16.63 12.94 13.62 13.36 10.91 12.47 Nov 10

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Mar 00

Nil entry fee - - - - - - - - - Mar 00

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Sep 03

Nil entry fee - - - - - - - - - Sep 03

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 05

Nil entry fee - - - - - - - - - Sep 05

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 91

Nil entry fee - - - - - - - - - Jan 95

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Sep 03

Nil entry fee - - - - - - - - - Sep 03

// Select - - - - - - - - - Dec 06


2 Formerly known as Pendal Core Hedged Global Shares

3 Formerly known as Kapstream Absolute Return Income



6 Formerly known as Schroder Balanced

7 Formerly known as OptiMix Global Smaller Companies Shares

8 Formerly known as RARE Infrastructure Value

‡‡ The returns shown are to 30 June 2021. The current interim rate effective 1 July 2021 is 0.00%, which may change at any time.




Investment Returns

13

Closed1 month

%

3 mths

%

OnePath Income Plus

7 years

% p.a.

10 years

% p.a.

Fund start

date

OnePath Mortgages

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.


T. Rowe Price Global Equity

7 years

% p.a.

Platinum International

Schroder Australian Equity


Sustainability

Perpetual Ethical SRI

Platinum Asia


†† The returns for the ANZ Cash Advantage Fund are calculated on a monthly basis and are subject to change. The interest rate does not take into consideration the tax payable for

Personal super. This generally reduces the rate by an amount equivalent to 15% of the interest rate. The current interest rates for the funds can be found on www.onepath.com.au.

SG Hiscock Property


%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.


(Hedged)

Fund start

date

1 month

%

OnePath Protected AUS 50

OptiMix Enhanced Cash

OnePath Guaranteed Cash

OnePath Cash

10 years

% p.a.

Fund start

date

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

Entry fee 0.06 0.19 0.38 0.75 0.61 0.76 0.96 1.22 1.76 Jun 09

Nil entry fee 0.06 0.19 0.38 0.75 0.61 0.76 0.96 1.22 1.76 Jun 09

// Select 0.06 0.19 0.38 0.75 0.66 0.89 1.16 1.45 2.01 Jun 09

Frontier 0.04 0.11 0.23 0.45 0.51 0.79 1.10 1.41 1.98 Nov 10

Entry fee 0.05 0.14 0.28 0.55 0.68 0.92 1.16 1.39 1.94 Jul 07

Nil entry fee 0.05 0.14 0.28 0.55 0.68 0.92 1.16 1.39 1.94 Jul 07

// Select 0.05 0.14 0.28 0.55 0.84 1.13 1.40 1.66 2.22 Jul 07

Frontier 0.05 0.14 0.28 0.55 0.84 1.13 1.40 1.66 2.22 Nov 10

Entry fee -0.23 -0.49 -0.43 -0.53 -0.21 0.64 1.07 1.29 3.68 Sep 05

Nil entry fee -0.30 -0.67 -0.80 -1.27 -0.95 -0.11 0.32 0.53 2.91 Sep 05

// Select -0.23 -0.46 -0.39 -0.44 0.16 1.11 1.62 1.86 4.30 Dec 06

Frontier -0.21 -0.43 -0.32 -0.30 0.30 1.25 1.76 2.01 4.45 Nov 10

Entry fee - - - 3.20 2.62 2.62 2.62 3.52 4.11 Dec 96

Nil entry fee - - - - - - - - - -

// Select - - - - - - - - - -

Frontier - - - - - - - - - -

OnePath Conservative Frontier 1.00 -0.19 3.08 6.37 3.89 5.98 5.13 4.79 5.63 Nov 10

Entry fee 0.92 -1.02 2.22 4.22 3.35 5.88 4.71 4.48 5.61 Apr 10

Nil entry fee 0.86 -1.21 1.84 3.44 2.58 5.08 3.93 3.69 4.82 Apr 10

// Select 0.93 -1.00 2.27 4.32 3.74 6.37 5.25 4.99 6.18 Apr 10

Frontier 0.94 -0.97 2.34 4.46 3.88 6.52 5.42 5.22 6.39 Nov 10

Entry fee 1.17 -1.39 0.31 -2.22 0.11 2.71 1.98 2.21 3.25 Mar 09

Nil entry fee 1.11 -1.58 -0.06 -2.95 -0.64 1.94 1.22 1.45 2.48 Mar 09

// Select 1.18 -1.37 0.36 -2.13 0.48 3.19 2.51 2.71 3.81 Mar 09

Frontier 1.19 -1.34 0.43 -1.98 0.64 3.34 2.69 2.95 4.02 Nov 10

Entry fee 0.44 -2.80 -1.43 -3.33 -0.48 2.05 1.83 2.02 2.73 Sep 03

Nil entry fee 0.39 -2.94 -1.73 -3.91 -1.08 1.44 1.22 1.41 2.12 Sep 03

// Select 0.46 -2.74 -1.31 -3.10 0.04 2.68 2.53 2.76 3.50 Dec 06

Frontier 0.48 -2.68 -1.19 -2.86 0.29 2.94 2.79 3.02 3.76 Nov 10

Entry fee 0.24 -1.48 1.24 4.70 3.17 5.23 4.47 3.96 4.95 Oct 09

Nil entry fee 0.18 -1.67 0.86 3.92 2.40 4.44 3.69 3.19 4.17 Oct 09

// Select 0.25 -1.46 1.29 4.79 3.55 5.72 5.03 4.56 5.58 Oct 09

Frontier 0.27 -1.41 1.39 5.00 3.76 5.93 5.24 4.77 5.79 Nov 10

Entry fee 0.75 -1.64 0.31 0.88 0.69 2.79 2.26 2.05 3.16 Dec 92

Nil entry fee 0.70 -1.78 0.01 0.28 0.09 2.18 1.65 1.44 2.54 Mar 94

// Select 0.77 -1.58 0.43 1.12 1.21 3.42 2.97 2.79 3.93 Dec 06

Entry fee 2.22 -3.17 -0.81 -3.75 -0.91 2.35 2.07 2.01 2.87 Sep 03

Nil entry fee 2.15 -3.35 -1.18 -4.47 -1.65 1.58 1.31 1.25 2.10 Sep 03

// Select 2.22 -3.15 -0.76 -3.66 -0.54 2.82 2.62 2.59 3.48 Dec 06

Frontier 2.25 -3.06 -0.58 -3.31 -0.18 3.19 2.99 2.97 3.86 Nov 10

Entry fee 0.76 -0.34 2.79 6.20 3.07 5.06 4.16 3.77 4.78 Jun 02

Nil entry fee 0.70 -0.53 2.40 5.41 2.30 4.27 3.38 3.00 3.99 Jun 02

// Select 0.77 -0.32 2.83 6.30 3.45 5.55 4.72 4.37 5.40 Dec 06

Frontier 0.80 -0.24 2.99 6.63 3.77 5.88 5.05 4.69 5.73 Nov 10

Entry fee -0.05 -1.30 -0.23 0.69 0.01 2.66 2.73 2.74 3.65 Oct 07

Nil entry fee -0.11 -1.48 -0.61 -0.07 -0.74 1.89 1.96 1.98 2.88 Oct 07

// Select -0.04 -1.27 -0.19 0.78 0.38 3.13 3.28 3.33 4.27 Oct 07

Frontier -0.01 -1.17 0.04 1.23 0.84 3.60 3.75 3.80 4.74 Nov 10

Entry fee 0.18 -1.08 0.74 4.99 3.13 5.02 4.10 3.60 4.97 Sep 03

Nil entry fee 0.13 -1.23 0.43 4.35 2.51 4.39 3.47 2.98 4.34 Sep 03

// Select 0.20 -1.02 0.86 5.24 3.67 5.67 4.82 4.35 5.75 Dec 06

Frontier 0.22 -0.98 0.96 5.45 3.88 5.88 5.03 4.56 5.97 Nov 10

Entry fee 1.83 -3.87 -1.45 -3.47 -0.26 2.86 2.34 2.12 2.92 Aug 10

Nil entry fee 1.76 -4.05 -1.82 -4.19 -1.01 2.09 1.58 1.35 2.15 Aug 10

// Select 1.84 -3.85 -1.40 -3.39 0.11 3.33 2.89 2.70 3.53 Aug 10

Frontier 1.85 -3.81 -1.33 -3.24 0.26 3.49 3.05 2.86 3.69 Nov 10

Entry fee 1.27 -2.33 -0.73 -3.31 -0.83 1.75 1.69 1.74 2.89 Sep 03

Nil entry fee 1.23 -2.48 -1.03 -3.89 -1.43 1.14 1.08 1.13 2.28 Sep 03

// Select 1.29 -2.27 -0.61 -3.08 -0.32 2.38 2.39 2.48 3.66 Dec 06

Frontier 1.31 -2.25 -0.56 -2.99 -0.21 2.48 2.50 2.58 3.77 Nov 10

Returns (except for OnePath Capital Guaranteed) are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Yearly returns for OnePath Capital Guaranteed

are derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less than

zero.

Investment Returns

14



2 years

% p.a.



1 month

%

3 mths

%

Fund start

date



Conservative




ANZ Cash Advantage††

OnePath OneAnswer Allocated Pension and Allocated Annuity as at: 30 November 2021

Profile 1 - Defensive1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

7 years

% p.a.

ANZ Prime Cash Management

Account††


10 years

% p.a.

7 years

% p.a.

3 years

% p.a.

5 years

% p.a.

6 mths

%

1 year

% p.a.



OnePath Stable


1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date

Entry fee 0.04 -1.18 -2.15 -1.84 2.48 3.56 2.66 2.32 3.80 Mar 09

Nil entry fee -0.02 -1.37 -2.52 -2.57 1.71 2.79 1.89 1.55 3.02 Mar 09

// Select 0.04 -1.16 -2.11 -1.75 2.86 4.04 3.21 2.90 4.42 Mar 09

Frontier 0.06 -1.10 -2.00 -1.55 3.07 4.27 3.43 3.12 4.64 Nov 10

Entry fee -0.61 -0.51 -0.36 1.14 0.43 1.15 1.63 1.79 3.20 Sep 05

Nil entry fee -0.67 -0.70 -0.73 0.38 -0.32 0.39 0.87 1.03 2.43 Sep 05

// Select -0.60 -0.49 -0.32 1.23 0.80 1.62 2.18 2.37 3.81 Dec 06

Frontier -0.57 -0.39 -0.12 1.63 1.20 2.02 2.59 2.78 4.23 Nov 10

Entry fee 1.05 -0.22 3.80 9.39 4.53 6.90 5.73 5.07 6.23 Jul 92

Nil entry fee 0.99 -0.41 3.41 8.58 3.75 6.10 4.94 4.28 5.44 Mar 94

// Select 1.06 -0.20 3.84 9.49 4.92 7.39 6.30 5.67 6.86 Dec 06

Frontier 1.08 -0.13 3.97 9.77 5.18 7.66 6.57 5.93 7.13 Nov 10

Entry fee 0.94 -1.07 3.56 8.22 5.37 8.26 6.55 5.90 7.34 Apr 10

Nil entry fee 0.87 -1.28 3.13 7.31 4.49 7.35 5.69 5.11 6.51 Apr 10

// Select 0.94 -1.05 3.61 8.32 5.76 8.76 7.10 6.42 7.92 Apr 10

Frontier 0.98 -0.93 3.74 8.62 6.04 9.05 7.47 6.93 8.40 Nov 10

Entry fee -0.24 -1.38 2.75 10.03 6.21 8.38 7.07 6.00 7.41 Oct 09

Nil entry fee -0.30 -1.56 2.37 9.21 5.42 7.57 6.27 5.21 6.61 Oct 09

// Select -0.23 -1.35 2.80 10.13 6.60 8.88 7.64 6.61 8.05 Oct 09

Frontier -0.22 -1.30 2.90 10.35 6.82 9.10 7.86 6.82 8.27 Nov 10

Entry fee -0.03 -1.45 2.16 7.88 5.08 7.17 6.08 5.24 6.50 Oct 09

Nil entry fee -0.09 -1.63 1.78 7.07 4.29 6.37 5.29 4.45 5.70 Oct 09

// Select -0.03 -1.42 2.21 7.98 5.47 7.67 6.66 5.84 7.13 Oct 09

Frontier -0.01 -1.37 2.31 8.19 5.68 7.89 6.87 6.06 7.35 Nov 10

Entry fee 0.84 -0.34 3.68 9.53 4.19 6.62 5.50 4.88 6.17 Sep 03

Nil entry fee 0.78 -0.53 3.29 8.71 3.41 5.82 4.71 4.09 5.37 Sep 03

// Select 0.84 -0.32 3.73 9.63 4.58 7.12 6.07 5.47 6.80 Dec 06

Frontier 0.87 -0.24 3.89 9.98 4.91 7.46 6.41 5.81 7.14 Nov 10

Entry fee 0.03 -0.90 1.45 5.09 3.59 4.72 3.55 3.37 5.80 Nov 01

Nil entry fee -0.02 -1.05 1.15 4.46 2.97 4.09 2.93 2.76 5.17 Nov 01

// Select 0.05 -0.84 1.57 5.34 4.13 5.36 4.26 4.12 6.59 Dec 06

Frontier 0.07 -0.75 1.75 5.71 4.50 5.73 4.63 4.63 6.96 Nov 10

Entry fee -0.84 -1.67 -3.79 0.19 3.85 1.73 - - - Sep 17

Nil entry fee -0.90 -1.85 -4.15 -0.56 3.07 0.97 - - - Sep 17

// Select -0.83 -1.64 -3.75 0.28 4.29 2.27 - - - Sep 17

Frontier -0.82 -1.61 -3.68 0.43 4.39 2.36 - - - Sep 17

Entry fee 0.12 -2.40 0.50 2.88 1.52 4.53 3.54 2.82 5.01 Sep 03

Nil entry fee 0.06 -2.54 0.20 2.27 0.91 3.91 2.92 2.20 4.38 Sep 03

// Select 0.14 -2.34 0.62 3.13 2.05 5.18 4.26 3.56 5.79 Sep 10

Frontier 0.15 -2.29 0.72 3.34 2.25 5.39 4.47 3.77 6.01 Nov 10

Entry fee -0.25 0.30 0.27 4.19 3.92 2.61 3.49 3.37 5.11 Sep 05

Nil entry fee -0.31 0.11 -0.11 3.41 3.14 1.84 2.72 2.59 4.32 Sep 05

// Select -0.24 0.32 0.31 4.28 4.30 3.08 4.05 3.96 5.73 Dec 06

Frontier -0.24 0.33 0.33 4.34 4.36 3.14 4.10 4.01 5.79 Nov 10

Entry fee 0.78 -1.88 3.29 10.54 5.54 9.82 8.23 6.93 8.99 Sep 03

Nil entry fee 0.73 -2.03 2.98 9.88 4.90 9.16 7.59 6.29 8.34 Sep 03

// Select 0.80 -1.82 3.41 10.81 6.09 10.50 8.98 7.71 9.80 Dec 06

Frontier 0.81 -1.80 3.46 10.91 6.19 10.61 9.09 7.82 9.91 Nov 10

Entry fee 0.78 -1.28 3.64 11.88 7.32 11.13 8.80 7.50 9.02 Nov 01

Nil entry fee 0.73 -1.42 3.33 11.21 6.68 10.46 8.15 6.85 8.37 Nov 01

// Select 0.80 -1.22 3.77 12.15 7.88 11.81 9.55 8.27 9.84 Dec 06

Frontier 0.81 -1.19 3.82 12.26 7.99 11.92 9.66 8.38 9.95 Nov 10

Entry fee 0.89 -0.41 4.57 13.06 5.94 8.68 7.23 6.23 8.44 Sep 03

Nil entry fee 0.82 -0.60 4.18 12.22 5.15 7.87 6.43 5.44 7.63 Sep 03

// Select 0.90 -0.39 4.62 13.17 6.33 9.19 7.81 6.84 9.08 Dec 06

Frontier 0.90 -0.38 4.64 13.23 6.38 9.24 7.86 6.89 9.14 Nov 10

Entry fee -1.37 -1.66 -2.29 1.58 2.88 2.58 1.61 0.37 -0.28 Dec 06

Nil entry fee -1.42 -1.85 -2.65 0.82 2.12 1.81 0.85 -0.38 -1.03 Dec 06

// Select -1.36 -1.64 -2.25 1.67 3.27 3.05 2.16 0.95 0.31 Dec 06

Frontier -1.35 -1.61 -2.17 1.82 3.42 3.21 2.31 1.10 0.46 Nov 10

Entry fee 0.13 -0.34 -0.69 -0.14 0.05 0.51 0.79 0.95 1.71 Sep 03

Nil entry fee 0.08 -0.49 -0.99 -0.74 -0.55 -0.09 0.18 0.34 1.10 Sep 03

// Select 0.15 -0.28 -0.57 0.10 0.57 1.13 1.48 1.67 2.46 Dec 06

Frontier 0.15 -0.26 -0.52 0.20 0.67 1.23 1.59 1.78 2.57 Nov 10

Entry fee 0.84 -0.95 4.89 12.65 7.40 10.43 8.33 7.35 9.08 Apr 10

Nil entry fee 0.76 -1.16 4.45 11.71 6.50 9.50 7.45 6.55 8.24 Apr 10

// Select 0.84 -0.93 4.93 12.75 7.80 10.94 8.89 7.88 9.67 Apr 10

Frontier 0.90 -0.74 5.15 13.22 8.21 11.36 9.42 8.55 10.32 Nov 10


Profile 3 - ModerateFund start

date

10 years

% p.a.

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

Investment Returns

15



OnePath Alternatives Growth




1 month

%

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.



%

10 years

% p.a.

Fund start

date

7 years

% p.a.



OnePath MoneyForLife Moderate

OnePath Balanced


OptiMix Moderate


Ardea Real Outcome

7 years

% p.a.

1 month

%




3 years

% p.a.

5 years

% p.a.


UBS Defensive

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

Entry fee 0.87 -0.44 4.55 12.87 5.99 8.69 7.22 6.29 7.55 Feb 93

Nil entry fee 0.81 -0.63 4.15 12.03 5.19 7.87 6.42 5.49 6.74 Mar 94

// Select 0.88 -0.42 4.59 12.97 6.38 9.19 7.80 6.90 8.19 Dec 06

Frontier 0.89 -0.37 4.70 13.20 6.59 9.41 8.02 7.11 8.40 Nov 10

Entry fee 0.71 -1.62 4.05 10.15 2.08 7.39 5.79 5.38 7.17 Sep 03

Nil entry fee 0.64 -1.80 3.66 9.33 1.31 6.58 5.00 4.59 6.37 Sep 03

// Select 0.72 -1.59 4.10 10.25 2.45 7.88 6.36 5.98 7.81 Dec 06

Frontier 0.73 -1.56 4.18 10.42 2.61 8.05 6.52 6.14 7.97 Nov 10

Entry fee 0.72 -0.63 4.45 13.18 5.62 8.39 6.94 6.02 7.49 Sep 01

Nil entry fee 0.66 -0.82 4.05 12.33 4.83 7.58 6.14 5.23 6.68 Nov 01

// Select 0.73 -0.61 4.49 13.28 6.01 8.89 7.51 6.63 8.13 Dec 06

Frontier 0.75 -0.54 4.65 13.62 6.33 9.22 7.84 6.95 8.45 Nov 10

Entry fee 0.71 -0.94 5.29 16.08 6.62 9.74 8.03 6.93 8.55 Nov 01

Nil entry fee 0.65 -1.13 4.89 15.21 5.82 8.92 7.22 6.13 7.73 Nov 01

// Select 0.72 -0.92 5.34 16.18 7.01 10.25 8.61 7.54 9.19 Dec 06

Frontier 0.75 -0.84 5.52 16.58 7.38 10.62 8.98 7.91 9.56 Nov 10

Entry fee -0.60 -1.21 2.23 13.34 7.23 9.12 7.19 6.16 8.23 Sep 03

Nil entry fee -0.65 -1.36 1.92 12.66 6.59 8.47 6.55 5.53 7.58 Sep 03

// Select -0.58 -1.16 2.35 13.61 7.79 9.79 7.93 6.93 9.04 Dec 06

Frontier -0.56 -1.09 2.48 13.90 8.06 10.07 8.20 7.20 9.32 Nov 10

Entry Fee 0.16 -1.31 3.42 11.27 6.10 8.60 6.74 6.24 7.87 Sep 03

Nil Entry Fee 0.11 -1.46 3.11 10.60 5.47 7.95 6.10 5.60 7.23 Sep 03

//Select 0.18 -1.25 3.54 11.53 6.66 9.26 7.47 7.01 8.68 Dec 06

Frontier 0.19 -1.22 3.59 11.64 6.76 9.38 7.58 7.12 8.79 Nov 10

Entry fee -0.34 -1.74 3.72 11.79 5.20 7.89 6.43 4.81 7.44 Oct 02

Nil entry fee -0.39 -1.89 3.41 11.12 4.57 7.24 5.79 4.18 6.79 Oct 02

// Select -0.32 -1.68 3.84 12.06 5.75 8.55 7.16 5.56 8.24 Dec 06

Frontier -0.31 -1.63 3.95 12.28 5.96 8.77 7.38 5.77 8.46 Nov 10

Entry fee 0.38 -1.68 5.09 17.04 3.44 7.66 7.88 6.91 11.49 Apr 10

Nil entry fee 0.31 -1.89 4.64 16.05 2.57 6.76 6.97 6.01 10.55 Apr 10

// Select 0.39 -1.66 5.13 17.14 3.82 8.16 8.46 7.52 12.15 Apr 10

Frontier 0.42 -1.61 5.25 17.57 4.11 8.40 8.68 7.73 12.39 Nov 10

Entry fee -0.71 -2.83 2.97 14.81 5.96 12.36 9.31 7.32 9.55 Dec 01

Nil entry fee -0.75 -2.97 2.66 14.12 5.32 11.69 8.65 6.67 8.89 Dec 01

// Select -0.69 -2.77 3.10 15.08 6.51 13.06 10.06 8.09 10.36 Dec 06

Entry fee 1.08 -0.32 3.08 14.11 9.76 10.91 9.38 7.95 10.59 Jul 01

Nil entry fee 1.01 -0.50 2.70 13.26 8.94 10.08 8.56 7.14 9.76 Jul 01

// Select 1.09 -0.30 3.13 14.21 10.17 11.43 9.97 8.56 11.25 Dec 06

Frontier 1.09 -0.28 3.16 14.27 10.22 11.48 10.02 8.62 11.31 Nov 10

Entry fee -1.65 -1.16 3.09 25.98 17.84 14.96 13.88 11.05 14.25 Oct 02

Nil entry fee -1.70 -1.31 2.78 25.23 17.14 14.27 13.20 10.39 13.56 Oct 02

// Select -1.63 -1.10 3.21 26.28 18.46 15.66 14.67 11.85 15.10 Dec 06

Frontier -1.62 -1.08 3.27 26.43 18.60 15.80 14.81 11.99 15.25 Nov 10

Entry fee 0.50 0.45 11.64 32.19 19.79 18.19 13.43 11.53 11.48 Sep 05

Nil entry fee 0.44 0.26 11.22 31.20 18.90 17.30 12.58 10.69 10.65 Sep 05

// Select 0.51 0.47 11.69 32.31 20.24 18.74 14.04 12.16 12.15 Dec 06

Frontier 0.52 0.48 11.72 32.37 20.30 18.80 14.10 12.22 12.21 Nov 10

Entry fee 0.52 1.34 14.51 31.09 23.69 25.65 19.48 16.13 15.11 Nov 09

Nil entry fee 0.46 1.15 14.08 30.11 22.77 24.71 18.59 15.26 14.25 Nov 09

// Select 0.53 1.37 14.56 31.21 24.15 26.23 20.13 16.79 15.80 Nov 09

Frontier 0.56 1.46 14.78 31.71 24.63 26.72 20.59 17.23 16.23 Nov 10

Entry fee -0.73 -2.25 4.04 15.80 6.85 13.59 10.86 9.45 10.91 Sep 04

Nil entry fee -0.79 -2.43 3.65 14.93 6.05 12.74 10.03 8.64 10.08 Sep 04

// Select -0.72 -2.23 4.09 15.90 7.25 14.12 11.46 10.08 11.57 Dec 06

Frontier -0.70 -2.17 4.22 16.19 7.52 14.40 11.74 10.36 11.85 Nov 10

Entry fee 3.98 1.21 12.66 24.30 13.71 16.23 14.53 12.01 15.48 Sep 03

Nil entry fee 3.92 1.03 12.24 23.37 12.86 15.36 13.68 11.17 14.62 Sep 03

// Select 3.99 1.24 12.71 24.41 14.13 16.77 15.15 12.65 16.17 Dec 06

Frontier 3.99 1.25 12.74 24.47 14.19 16.83 15.21 12.71 16.23 Nov 10

Entry fee -2.92 -1.56 3.46 8.69 4.26 8.03 7.24 5.22 8.42 Mar 09

Nil entry fee -2.98 -1.75 3.07 7.88 3.48 7.23 6.43 4.44 7.61 Mar 09

// Select -2.91 -1.54 3.50 8.79 4.65 8.54 7.81 5.83 9.07 Mar 09

Frontier -2.90 -1.50 3.58 8.95 4.81 8.70 7.98 5.99 9.23 Nov 10

Entry fee -3.09 -4.18 -2.00 6.51 0.50 5.01 - - - Sep 17

Nil entry fee -3.15 -4.36 -2.36 5.72 -0.26 4.23 - - - Sep 17

// Select -3.08 -4.16 -1.96 6.61 0.92 5.57 - - - Sep 17

Frontier -3.07 -4.13 -1.88 6.77 1.02 5.66 - - - Sep 17

Entry fee 0.50 -1.60 5.67 17.64 10.96 16.23 12.61 10.02 11.32 Nov 01

Nil entry fee 0.45 -1.74 5.35 16.93 10.30 15.53 11.93 9.36 10.66 Nov 01

// Select 0.52 -1.54 5.79 17.92 11.54 16.94 13.38 10.82 12.15 Dec 06

Frontier 0.55 -1.45 5.98 18.33 11.93 17.36 13.78 11.21 12.55 Nov 10

Fund start

date

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.




Investment Returns

16


Equity15

Fund start

date

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.


Equity4

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

7 years

% p.a.



Infrastructure3


Value Hedged7


Profile 5 - High Growth 1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

Fund start

date

7 years

% p.a.

5 years

% p.a.

OptiMix Balanced

AMP Capital Equity



10 years

% p.a.

1 month

%

3 mths

%

Arrowstreet Global Equity

(Hedged)



Profile 4 - Growth cont'd



UBS Balanced



OptiMix Growth

7 years

% p.a.

10 years

% p.a.

Entry fee -0.04 -2.34 6.59 23.47 11.13 15.40 11.28 9.95 12.02 Mar 09

Nil entry fee -0.10 -2.52 6.19 22.55 10.30 14.54 10.45 9.13 11.18 Mar 09

// Select -0.03 -2.32 6.64 23.58 11.55 15.94 11.88 10.58 12.68 Mar 09

Frontier 0.00 -2.23 6.83 24.02 11.94 16.34 12.27 10.96 13.08 Nov 10

Entry fee 0.75 -1.20 0.16 14.00 10.49 15.29 - - - Sep 17

Nil entry fee 0.69 -1.39 -0.21 13.15 9.66 14.43 - - - Sep 17

// Select 0.76 -1.18 0.21 14.10 10.95 15.90 - - - Sep 17

Frontier 0.77 -1.13 0.31 14.34 11.13 16.06 - - - Sep 17

Entry fee -0.57 -1.43 3.68 13.85 1.85 7.77 6.22 6.49 9.62 Sep 03

Nil entry fee -0.62 -1.57 3.37 13.17 1.24 7.12 5.58 5.86 8.97 Sep 03

// Select -0.55 -1.37 3.80 14.13 2.38 8.43 6.95 7.26 10.44 Dec 06

Frontier -0.54 -1.33 3.88 14.30 2.53 8.59 7.11 7.43 10.61 Nov 10

Entry fee 1.92 -1.20 7.89 11.17 5.91 11.76 12.55 11.31 13.88 Nov 01

Nil entry fee 1.87 -1.35 7.57 10.51 5.27 11.09 11.88 10.65 13.20 Nov 01

// Select 1.94 -1.14 8.02 11.44 6.46 12.44 13.33 12.12 14.73 Dec 06

Frontier 1.96 -1.09 8.13 11.66 6.67 12.67 13.55 12.34 14.96 Nov 10

Entry fee -3.34 -2.90 2.26 4.75 0.71 5.15 4.67 5.31 7.48 Oct 07

Nil entry fee -3.41 -3.08 1.88 3.96 -0.05 4.36 3.89 4.52 6.68 Oct 07

// Select -3.34 -2.88 2.31 4.85 1.08 5.64 5.24 5.91 8.12 Oct 07

Frontier -3.31 -2.81 2.46 5.15 1.38 5.94 5.54 6.22 8.44 Nov 10

Entry fee 1.13 -2.14 6.61 19.39 9.69 14.87 13.09 11.42 15.16 Jul 01

Nil entry fee 1.07 -2.32 6.21 18.49 8.87 14.01 12.24 10.59 14.30 Jul 01

// Select 1.14 -2.12 6.66 19.49 10.10 15.40 13.70 12.06 15.85 Dec 06

Frontier 1.15 -2.08 6.74 19.67 10.26 15.57 13.87 12.23 16.02 Nov 10

Entry fee -3.23 -4.47 1.02 17.68 2.29 8.27 - - - Sep 17

Nil entry fee -3.29 -4.64 0.64 16.81 1.53 7.46 - - - Sep 17

// Select -3.23 -4.44 1.06 17.79 2.72 8.84 - - - Sep 17

Frontier -3.20 -4.36 1.24 18.20 3.03 9.15 - - - Sep 17

Entry fee 3.90 2.39 15.12 20.41 4.19 10.77 8.80 9.48 11.80 Sep 05

Nil entry fee 3.83 2.20 14.69 19.51 3.41 9.94 7.99 8.66 10.96 Sep 05

// Select 3.91 2.41 15.18 20.52 4.58 11.28 9.36 10.02 12.40 Dec 06

Frontier 3.92 2.44 15.23 20.63 4.67 11.39 9.49 10.21 12.56 Nov 10

Entry fee -0.13 -1.05 4.94 20.07 8.55 14.20 8.95 7.38 8.97 Apr 98

Nil entry fee -0.19 -1.23 4.55 19.17 7.74 13.34 8.13 6.58 8.16 Apr 98

// Select -0.12 -1.03 4.99 20.18 8.95 14.73 9.53 7.99 9.62 Dec 06

Frontier -0.11 -0.99 5.07 20.35 9.11 14.90 9.70 8.16 9.77 Nov 10

Entry fee -0.42 -1.97 3.79 16.19 6.67 12.65 10.08 8.91 10.13 Sep 05

Nil entry fee -0.49 -2.15 3.40 15.32 5.88 11.81 9.26 8.10 9.30 Sep 05

// Select -0.42 -1.94 3.83 16.29 7.07 13.18 10.65 9.45 10.72 Dec 06

Frontier -0.40 -1.91 3.91 16.46 7.22 13.34 10.83 9.69 10.94 Nov 10

Entry fee -1.75 -3.72 0.71 13.57 1.65 8.10 5.37 4.33 7.11 Dec 01

Nil entry fee -1.81 -3.90 0.33 12.72 0.89 7.29 4.58 3.55 6.31 Dec 01

// Select -1.74 -3.70 0.76 13.67 2.03 8.60 5.94 4.93 7.75 Dec 06

Frontier -1.73 -3.67 0.81 13.79 2.13 8.71 6.05 5.03 7.86 Nov 10

Entry fee 0.65 -1.85 5.05 11.75 9.70 10.84 9.53 9.08 9.99 Jul 01

Nil entry fee 0.59 -2.03 4.66 10.91 8.88 10.01 8.71 8.27 9.16 Jul 01

// Select 0.66 -1.83 5.10 11.85 10.11 11.36 10.12 9.71 10.64 Dec 06

Frontier 0.67 -1.81 5.15 11.96 10.22 11.47 10.23 9.82 10.75 Nov 10

Entry fee -1.02 -4.52 6.55 31.65 9.22 21.31 16.15 12.33 14.79 Jul 06

Nil entry fee -1.08 -4.69 6.14 30.67 8.40 20.41 15.28 11.49 13.93 Jul 06

// Select -1.01 -4.50 6.59 31.77 9.63 21.87 16.78 12.97 15.47 Dec 06

Frontier -1.01 -4.48 6.62 31.84 9.68 21.94 16.84 13.03 15.53 Nov 10

Entry fee 0.00 -5.98 -6.84 1.40 1.87 6.95 8.20 6.09 5.88 Jul 01

Nil entry fee -0.06 -6.16 -7.19 0.64 1.11 6.15 7.39 5.30 5.08 Jul 01

// Select 0.01 -5.96 -6.80 1.49 2.25 7.45 8.78 6.70 6.51 Dec 06

Frontier 0.01 -5.96 -6.79 1.49 2.25 7.45 8.78 6.70 6.51 Nov 10


Infrastructure IndexFrontier -2.34 - - - - - - - - Sep 21

Entry fee -1.07 -1.21 6.66 26.38 2.30 5.85 5.44 4.16 8.10 Dec 06

Nil entry fee -1.12 -1.39 6.25 25.43 1.54 5.06 4.65 3.38 7.29 Dec 06

// Select -1.06 -1.19 6.71 26.49 2.68 6.34 6.00 4.75 8.74 Dec 06

Frontier -1.03 -1.11 6.87 26.87 2.99 6.67 6.32 5.07 9.07 Nov 10

Entry fee 1.53 -2.22 9.41 16.71 11.22 15.29 15.36 13.36 15.99 Apr 98

Nil entry fee 1.46 -2.40 9.00 15.84 10.38 14.43 14.50 12.51 15.12 Apr 98

// Select 1.53 -2.19 9.46 16.81 11.63 15.82 15.98 14.01 16.68 Dec 06

Frontier 1.54 -2.17 9.52 16.93 11.74 15.94 16.10 14.12 16.80 Nov 10

Entry fee 0.24 -2.65 4.70 32.71 17.17 17.18 13.41 12.01 15.68 Sep 03

Nil entry fee 0.18 -2.83 4.30 31.72 16.29 16.30 12.56 11.17 14.81 Sep 03

// Select 0.25 -2.63 4.74 32.83 17.61 17.72 14.02 12.65 16.36 Dec 06

Frontier 0.25 -2.62 4.77 32.90 17.67 17.78 14.08 12.70 16.42 Nov 10

Entry fee 0.73 -0.90 5.54 17.99 7.90 11.51 9.59 8.32 9.92 Jul 01

Nil entry fee 0.67 -1.08 5.14 17.10 7.09 10.67 8.77 7.51 9.10 Jul 01

// Select 0.74 -0.87 5.59 18.09 8.30 12.02 10.18 8.94 10.57 Dec 06

Frontier 0.75 -0.85 5.64 18.21 8.41 12.14 10.29 9.05 10.68 Nov 10




Shares6



Securities Index1

Investment Returns

17

5 years

% p.a.

1 year

% p.a.

3 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

2 years

% p.a.

OnePath High Growth


%


10 years

% p.a.

Fund start

date

6 mths

%

Fund start

date

7 years

% p.a.

7 years

% p.a.




OnePath OneAnswer Allocated Pension and Allocated Annuity as at: 30 November 202110 years

% p.a.



Index


Index






Magellan Global

MFS Global Equity

3 mths

%

5 years

% p.a.

3 years

% p.a.

Greencape Broadcap

Entry fee 0.75 -0.82 6.23 17.25 9.42 12.57 10.11 8.78 10.72 Apr 10

Nil entry fee 0.68 -1.03 5.78 16.26 8.50 11.63 9.21 7.97 9.86 Apr 10

// Select 0.76 -0.79 6.27 17.35 9.82 13.09 10.67 9.31 11.31 Apr 10

Frontier 0.81 -0.62 6.46 17.95 10.26 13.57 11.29 10.09 12.05 Nov 10

Entry fee 3.67 2.11 14.40 25.92 14.44 16.91 14.36 12.37 15.24 Oct 02

Nil entry fee 3.61 1.92 13.97 24.98 13.59 16.04 13.50 11.53 14.38 Oct 02

// Select 3.68 2.13 14.45 26.03 14.87 17.45 14.95 12.92 15.86 Dec 06

Frontier 3.68 2.16 14.50 26.13 14.96 17.55 15.07 13.10 16.02 Nov 10

Entry fee -1.57 -0.21 6.54 22.34 14.77 13.82 12.28 9.81 12.80 Sep 05

Nil entry fee -1.63 -0.39 6.14 21.42 13.91 12.97 11.44 8.99 11.95 Sep 05

// Select -1.56 -0.19 6.59 22.45 15.20 14.35 12.86 10.36 13.41 Dec 06

Frontier -1.56 -0.17 6.64 22.55 15.29 14.44 12.97 10.53 13.56 Nov 10

Entry fee 2.54 1.05 11.53 15.95 -2.68 4.41 3.40 5.59 9.13 Apr 98

Nil entry fee 2.48 0.86 11.11 15.08 -3.41 3.63 2.63 4.80 8.31 Apr 98

// Select 2.55 1.08 11.58 16.05 -2.32 4.89 3.96 6.20 9.78 Dec 06

Frontier 2.56 1.11 11.66 16.23 -2.18 5.05 4.11 6.36 9.94 Nov 10

Entry fee 0.09 -1.30 4.15 19.33 7.42 13.76 8.51 6.63 8.50 Sep 03

Nil entry fee 0.03 -1.48 3.76 18.44 6.62 12.91 7.70 5.84 7.68 Sep 03

// Select 0.10 -1.28 4.19 19.44 7.82 14.29 9.10 7.24 9.14 Dec 06

Frontier 0.11 -1.24 4.27 19.62 7.98 14.47 9.26 7.40 9.31 Nov 10

Entry fee 0.30 -0.90 6.26 20.69 12.06 17.57 10.98 8.57 10.71 Sep 03

Nil entry fee 0.24 -1.09 5.87 19.79 11.22 16.68 10.15 7.76 9.89 Sep 03

// Select 0.31 -0.88 6.31 20.80 12.48 18.11 11.58 9.19 11.37 Dec 06

Frontier 0.32 -0.84 6.40 20.98 12.64 18.29 11.75 9.36 11.54 Nov 10

Entry fee -0.31 -2.17 3.60 14.79 4.57 10.71 8.25 7.10 8.75 Sep 03

Nil entry fee -0.38 -2.35 3.21 13.93 3.79 9.88 7.44 6.30 7.93 Sep 03

// Select -0.31 -2.15 3.65 14.89 4.96 11.22 8.84 7.71 9.39 Dec 06

Frontier -0.28 -2.07 3.82 15.27 5.31 11.59 9.20 8.07 9.76 Nov 10

Entry fee 0.39 -6.59 -4.85 3.93 1.44 6.04 6.28 4.64 6.24 Oct 07

Nil entry fee 0.34 -6.77 -5.21 3.15 0.68 5.24 5.49 3.86 5.44 Oct 07

// Select 0.40 -6.57 -4.81 4.02 1.82 6.53 6.86 5.24 6.87 Oct 07

Frontier 0.42 -6.52 -4.71 4.23 2.02 6.74 7.07 5.45 7.08 Nov 10

Entry fee 3.22 1.33 13.38 26.62 11.44 14.84 12.90 11.48 14.00 Sep 03

Nil entry fee 3.16 1.15 12.95 25.68 10.61 13.98 12.05 10.65 13.15 Sep 03

// Select 3.23 1.36 13.43 26.73 11.85 15.37 13.51 12.12 14.68 Dec 06

Frontier 3.26 1.44 13.61 27.13 12.20 15.73 13.86 12.47 15.03 Nov 10

Entry fee 0.61 -1.18 5.44 18.06 7.00 10.79 8.98 7.69 9.52 Nov 01

Nil entry fee 0.55 -1.37 5.05 17.18 6.19 9.96 8.16 6.89 8.71 Nov 01

// Select 0.62 -1.16 5.49 18.17 7.39 11.30 9.57 8.31 10.18 Dec 06

Frontier 0.65 -1.08 5.66 18.55 7.74 11.66 9.92 8.66 10.53 Nov 10

Entry fee 2.79 1.40 12.50 18.04 -0.03 7.25 5.72 8.03 10.89 Sep 03

Nil entry fee 2.73 1.21 12.08 17.16 -0.78 6.45 4.93 7.22 10.06 Sep 03

// Select 2.80 1.42 12.56 18.15 0.34 7.75 6.29 8.65 11.55 Dec 06

Frontier 2.83 1.53 12.80 18.66 0.78 8.22 6.75 9.12 12.03 Nov 10

Entry fee -0.69 -1.15 2.19 16.40 7.82 13.25 10.81 9.22 10.60 Mar 09

Nil entry fee -0.75 -1.33 1.80 15.52 7.01 12.41 9.98 8.41 9.77 Mar 09

// Select -0.68 -1.13 2.23 16.50 8.22 13.78 11.41 9.85 11.26 Mar 09

Frontier -0.65 -1.04 2.41 16.91 8.60 14.18 11.80 10.23 11.65 Nov 10

Entry fee -4.45 -1.72 -3.58 17.87 9.30 8.65 8.08 6.48 9.70 Nov 01

Nil entry fee -4.49 -1.87 -3.87 17.16 8.65 8.00 7.43 5.84 9.04 Nov 01

// Select -4.43 -1.66 -3.47 18.15 9.87 9.32 8.83 7.25 10.52 Dec 06

Frontier -4.42 -1.62 -3.39 18.33 10.04 9.48 8.99 7.41 10.68 Nov 10

Entry fee 0.54 -0.13 9.48 18.90 12.89 12.00 10.60 10.78 11.15 Sep 04

Nil entry fee 0.47 -0.32 9.07 18.01 12.05 11.16 9.77 9.95 10.32 Sep 04

// Select 0.54 -0.11 9.53 19.01 13.31 12.52 11.20 11.41 11.81 Dec 06

Frontier 0.56 -0.06 9.64 19.25 13.54 12.75 11.42 11.64 12.04 Nov 10

Entry fee -1.29 -1.91 2.90 18.51 6.84 11.60 8.10 7.32 9.34 Sep 04

Nil entry fee -1.35 -2.10 2.51 17.63 6.04 10.77 7.29 6.52 8.53 Sep 04

// Select -1.28 -1.89 2.95 18.62 7.23 12.12 8.69 7.93 10.00 Dec 06

Frontier -1.25 -1.81 3.13 19.03 7.61 12.52 9.07 8.31 10.38 Nov 10

Entry fee -3.01 -2.73 1.95 19.08 8.81 12.49 8.76 7.46 9.86 Nov 01

Nil entry fee -3.06 -2.88 1.64 18.37 8.16 11.81 8.11 6.82 9.20 Nov 01

// Select -2.99 -2.68 2.07 19.37 9.38 13.18 9.51 8.24 10.68 Dec 06

Frontier -2.98 -2.63 2.17 19.61 9.60 13.41 9.73 8.46 10.90 Nov 10

Entry fee -1.11 0.21 6.82 24.99 14.30 14.47 8.54 7.20 9.16 Oct 07

Nil entry fee -1.18 0.03 6.42 24.06 13.44 13.61 7.73 6.40 8.35 Oct 07

// Select -1.11 0.24 6.87 25.11 14.72 15.00 9.13 7.82 9.81 Oct 07

Frontier -1.09 0.30 7.01 25.44 15.03 15.31 9.42 8.11 10.13 Nov 10


Index1


OnePath International Shares Index

(Hedged)1


Shares


Australian Shares






Perennial Value Shares


OptiMix High Growth



Hedged2



Investment Returns

18

Fund start

date

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.


are derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less

than zero.

6 mths

%

1 year

% p.a.

1 month

%

3 mths

%



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

7 years

% p.a.

Entry fee 2.94 -1.25 -4.70 0.86 13.21 13.64 11.43 8.80 12.07 Aug 10

Nil entry fee 2.88 -1.43 -5.05 0.11 12.36 12.79 10.59 7.98 11.23 Aug 10

// Select 2.95 -1.23 -4.65 0.95 13.63 14.17 12.03 9.42 12.73 Aug 10

Frontier 2.95 -1.21 -4.62 1.02 13.71 14.24 12.11 9.50 12.81 Nov 10

Entry fee 3.47 -2.33 -3.60 7.66 4.77 7.74 7.60 7.09 10.60 Sep 03

Nil entry fee 3.40 -2.51 -3.96 6.85 3.99 6.93 6.79 6.29 9.78 Sep 03

// Select 3.47 -2.31 -3.56 7.75 5.16 8.24 8.18 7.71 11.26 Dec 06

Frontier 3.49 -2.25 -3.43 8.02 5.42 8.51 8.45 7.98 11.54 Nov 10

Entry fee -0.74 -2.07 3.76 15.54 4.86 11.09 9.08 7.87 9.60 Sep 03

Nil entry fee -0.79 -2.22 3.44 14.85 4.23 10.42 8.43 7.22 8.94 Sep 03

// Select -0.72 -2.01 3.88 15.82 5.40 11.77 9.83 8.65 10.42 Dec 06

Frontier -0.70 -1.93 4.06 16.23 5.77 12.16 10.22 9.03 10.80 Nov 10

Entry fee 2.46 0.97 11.35 15.55 -2.82 4.14 3.23 5.15 8.82 Sep 03

Nil entry fee 2.41 0.82 11.02 14.86 -3.40 3.52 2.61 4.52 8.17 Sep 03

// Select 2.48 1.03 11.48 15.82 -2.31 4.78 3.94 5.91 9.64 Dec 06

Frontier 2.49 1.07 11.58 16.01 -2.16 4.95 4.11 6.08 9.81 Nov 10

Entry fee 2.88 -1.11 15.74 21.88 15.03 16.02 13.09 10.20 13.34 Oct 07

Nil entry fee 2.82 -1.29 15.31 20.97 14.17 15.15 12.25 9.38 12.50 Oct 07

// Select 2.89 -1.09 15.79 21.99 15.46 16.56 13.70 10.83 14.02 Oct 07

Frontier 2.91 -1.03 15.94 22.30 15.75 16.85 13.99 11.11 14.30 Nov 10

Entry fee 2.76 -1.87 12.43 20.40 23.24 23.69 20.69 16.39 17.58 Mar 09

Nil entry fee 2.69 -2.06 12.01 19.50 22.31 22.76 19.79 15.52 16.70 Mar 09

// Select 2.76 -1.85 12.48 20.51 23.69 24.26 21.34 17.05 18.28 Mar 09

Frontier 2.79 -1.78 12.65 20.87 24.07 24.64 21.71 17.41 18.64 Nov 10

Entry fee -2.53 -2.35 6.47 18.15 13.77 14.30 13.95 11.06 12.64 Aug 10

Nil entry fee -2.59 -2.53 6.07 17.27 12.92 13.44 13.10 10.23 11.79 Aug 10

// Select -2.52 -2.33 6.52 18.26 14.19 14.83 14.56 11.70 13.31 Aug 10

Frontier -2.50 -2.25 6.68 18.61 14.54 15.17 14.91 12.03 13.65 Nov 10

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 03

Nil entry fee - - - - - - - - - Sep 03

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -

Entry fee - - - - - - - - - Mar 00

Nil entry fee - - - - - - - - - Mar 00

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Jun 09

Nil entry fee - - - - - - - - - Jun 09

// Select - - - - - - - - - Jun 09

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Jan 95

Nil entry fee - - - - - - - - - Jan 95

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - Nov 10

Entry fee - - - - - - - - - Sep 03

Nil entry fee - - - - - - - - - Sep 03

// Select - - - - - - - - - Dec 06

Frontier - - - - - - - - - -









6 mths

%


Platinum Asia


1 month

%

3 mths

%

SG Hiscock Property




Sustainability


(Hedged)

Fund start

date

OnePath Mortgages


are derived from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less

than zero.

Investment Returns

19

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

†† The returns for the ANZ Cash Advantage Fund and ANZ Prime Cash Management Account are calculated on a monthly basis and are subject to change. The current interest rates for

the funds can be found on www.onepath.com.au.

Fund start

date

2 years

% p.a.

7 years

% p.a.

10 years

% p.a.


1 year

% p.a.

Closed1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

OnePath Income Plus


OnePath Cash



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date

Entry fee 0.05 0.16 0.32 0.64 0.52 0.01 May 18

Nil entry fee 0.05 0.16 0.32 0.64 0.52 0.01 May 18

// Select 0.05 0.16 0.32 0.64 0.56 0.01 May 18

Frontier 0.03 0.10 0.19 0.38 0.43 0.01 May 18

Entry fee -0.18 -0.46 -0.55 -0.65 -0.27 0.51 May 18

Nil entry fee -0.20 -0.49 -0.74 -1.14 -0.84 -0.08 May 18

// Select -0.17 -0.44 -0.51 -0.57 0.04 0.91 May 18

Frontier -0.19 -0.40 -0.44 -0.43 0.17 1.03 May 18

OnePath Conservative Frontier 0.90 -0.18 2.54 5.45 3.14 5.11 May 18

Entry fee 0.83 -0.95 1.63 3.37 2.79 5.14 May 18

Nil entry fee 0.82 -0.95 1.68 3.60 2.54 4.75 May 18

// Select 0.83 -0.93 1.66 3.45 3.12 5.55 May 18

Frontier 0.85 -0.90 1.72 3.58 3.24 5.68 May 18

Entry fee 1.08 -1.16 -0.10 -2.19 -0.05 2.36 May 18

Nil entry fee 0.99 -1.40 -0.64 -3.26 -0.92 1.55 May 18

// Select 1.09 -1.14 -0.07 -2.11 0.27 2.76 May 18

Frontier 1.06 -1.20 -0.22 -2.44 0.16 2.73 May 18

Entry fee 0.41 -2.56 -1.35 -3.19 -0.59 1.77 May 18

Nil entry fee 0.36 -2.71 -1.67 -3.80 -1.22 1.12 May 18

// Select 0.42 -2.54 -1.31 -3.12 -0.28 2.17 May 18

Frontier 0.43 -2.49 -1.20 -2.91 -0.06 2.39 May 18

Entry fee 0.27 -1.24 1.17 4.46 3.36 5.30 May 18

Nil entry fee 0.26 -1.25 1.14 4.46 2.15 3.65 May 18

// Select 0.27 -1.22 1.21 4.54 3.69 5.71 May 18

Frontier 0.21 -1.20 1.34 4.55 3.44 5.40 May 18

Entry fee 0.70 -1.42 0.22 0.98 0.96 2.78 May 18

Nil entry fee 0.72 -1.53 -0.16 0.05 -0.10 1.84 May 18

// Select 0.71 -1.40 0.26 1.05 1.28 3.18 May 18

Entry fee 1.99 -2.71 -0.49 -3.05 -0.67 2.17 May 18

Nil entry fee 2.02 -2.73 -0.53 -3.19 -1.29 1.53 May 18

// Select 2.00 -2.69 -0.46 -2.97 -0.36 2.57 May 18

Frontier 2.00 -2.73 -0.50 -3.02 -0.46 2.61 May 18

Entry fee 0.72 -0.18 2.54 5.90 3.25 4.93 May 18

Nil entry fee 0.64 -0.46 2.00 4.70 1.84 3.69 May 18

// Select 0.73 -0.16 2.58 5.98 3.58 5.35 May 18

Frontier 0.72 -0.22 2.50 5.74 3.09 5.05 May 18

Entry fee 0.01 -1.10 -0.09 0.86 0.41 2.79 May 18

Nil entry fee -0.01 -1.15 -0.17 0.74 -0.24 1.95 May 18

// Select 0.02 -1.08 -0.05 0.94 0.73 3.20 May 18

Frontier -1.05 0.02 1.09 0.69 3.11 May 18

Entry fee 0.17 -0.94 0.77 4.60 2.91 4.58 May 18

Nil entry fee 0.13 -1.10 0.44 3.93 2.26 3.91 May 18

// Select 0.18 -0.93 0.80 4.68 3.24 4.99 May 18

Frontier 0.20 -0.88 0.88 4.85 3.42 5.17 May 18

Entry fee 1.63 -3.47 -1.52 -3.43 -0.47 2.38 May 18

Nil entry fee 1.59 -3.61 -1.78 -3.94 -1.07 1.75 May 18

// Select 1.63 -3.45 -1.48 -3.36 -0.16 2.78 May 18

Frontier 1.65 -3.41 -1.36 -3.13 2.94 May 18

Entry fee 1.15 -2.09 -0.83 -3.13 -0.70 1.59 May 18

Nil entry fee 1.10 -2.22 -1.09 -3.68 -1.30 0.97 May 18

// Select 1.15 -2.08 -0.79 -3.06 -0.39 1.99 May 18

Frontier 1.17 -2.03 -0.70 -2.91 -0.27 2.10 May 18

ANZ Cash Advantage

1 month

%

OnePath OneAnswer Pension TTR as at: 30 November 2021


%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date


5 years

% p.a.

7 years

% p.a.




Conservative

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

10 years

% p.a.

Fund start

date

Investment Returns

20

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date



zero.






OnePath Stable




Entry fee 0.04 -1.08 -1.92 -1.62 2.12 3.20 May 18

Nil entry fee 0.04 -1.09 -1.89 -1.46 1.37 2.25 May 18

// Select 0.05 -1.06 -1.88 -1.54 2.45 3.61 May 18

Frontier 0.06 -1.02 -1.79 -1.37 2.63 3.79 May 18

Entry fee -0.52 -0.43 -0.44 1.05 0.53 1.15 May 18

Nil entry fee -0.59 -0.61 -0.77 0.34 -0.24 0.41 May 18

// Select -0.51 -0.41 -0.40 1.12 0.85 1.55 May 18

Frontier -0.50 -0.35 -0.24 1.40 1.05 1.79 May 18

Entry fee 1.02 3.52 8.69 4.06 6.19 May 18

Nil entry fee 0.89 -0.35 2.87 7.51 3.16 5.35 May 18

// Select 1.02 0.02 3.56 8.77 4.39 6.61 May 18

Frontier 0.98 -0.11 3.35 8.51 4.37 6.67 May 18

Entry fee 0.87 -0.91 3.02 7.21 4.81 7.51 May 18

Nil entry fee 0.81 -1.07 2.68 6.53 4.09 6.80 May 18

// Select 0.88 -0.89 3.06 7.29 5.14 7.94 May 18

Frontier 0.88 -0.88 3.08 7.37 5.22 8.01 May 18

Entry fee -0.17 -1.13 2.63 9.46 6.33 8.31 May 18

Nil entry fee -0.35 -1.70 1.47 7.77 4.24 6.06 May 18

// Select -0.17 -1.11 2.67 9.54 6.67 8.74 May 18

Frontier -0.17 -1.13 2.69 9.56 6.40 8.45 May 18

Entry fee -1.18 1.96 7.28 5.06 6.76 May 18

Nil entry fee -1.26 1.89 7.19 3.78 5.04 May 18

// Select 0.01 -1.16 2.00 7.36 5.39 7.18 May 18

Frontier 0.05 -1.19 1.93 7.33 5.20 6.77 May 18

Entry fee 0.78 -0.22 3.24 8.46 3.58 5.86 May 18

Nil entry fee 0.61 -0.53 2.76 7.60 2.84 5.13 May 18

// Select 0.78 -0.20 3.28 8.54 3.91 6.28 May 18

Frontier 0.76 -0.20 3.36 8.76 4.16 6.55 May 18

Entry fee 0.11 -0.55 1.61 5.31 3.59 4.53 May 18

Nil entry fee -0.13 -1.14 0.43 3.04 2.14 3.34 May 18

// Select 0.11 -0.53 1.65 5.39 3.91 4.94 May 18

Frontier 0.05 -0.66 1.41 4.95 3.86 5.01 May 18

Entry fee -0.71 -1.37 -3.51 0.21 3.53 1.76 May 18

Nil entry fee -0.74 -1.50 -3.67 -0.38 2.89 0.98 May 18

// Select -0.70 -1.35 -3.48 0.28 3.86 2.16 May 18

Frontier -0.72 -1.43 -3.56 0.14 3.85 2.05 May 18

Entry fee 0.17 -1.97 0.57 2.95 1.73 4.50 May 18

Nil entry fee 0.11 -2.09 0.35 2.45 0.96 3.66 May 18

// Select 0.18 -1.95 0.61 3.03 2.05 4.91 May 18

Frontier 0.14 -2.05 0.45 2.73 1.79 4.70 May 18

Entry fee -0.21 0.31 0.30 3.89 3.58 2.38 May 18

Nil entry fee -0.28 0.09 -0.17 2.94 2.71 1.59 May 18

// Select -0.20 0.33 0.34 3.97 3.91 2.79 May 18

Frontier -0.21 0.28 0.21 3.73 3.74 2.69 May 18

Entry fee 0.75 -1.52 3.26 10.02 5.68 9.54 May 18

Nil entry fee 0.70 -1.58 2.98 9.14 4.69 8.47 May 18

// Select 0.75 -1.50 3.30 10.11 6.01 9.97 May 18

Frontier 0.73 -1.57 3.13 9.73 5.64 9.59 May 18

Entry fee 0.77 -0.93 3.36 11.02 6.88 10.25 May 18

Nil entry fee 0.62 -1.30 2.59 9.70 5.65 9.03 May 18

// Select 0.78 -0.91 3.40 11.10 7.22 10.69 May 18

Frontier 0.73 -1.05 3.05 10.62 6.78 10.27 May 18

Entry fee 0.85 -0.19 4.33 12.34 6.03 8.70 May 18

Nil entry fee 0.65 -0.75 3.18 10.12 3.70 6.41 May 18

// Select 0.86 -0.17 4.37 12.42 6.36 9.13 May 18

Frontier 0.81 -0.33 4.09 11.82 5.59 8.29 May 18

Entry fee -1.22 -1.50 -2.25 1.21 2.47 2.24 May 18

Nil entry fee -1.19 -1.44 -2.15 1.23 2.15 1.81 May 18

// Select -1.21 -1.48 -2.21 1.29 2.79 2.65 May 18

Frontier -1.21 -1.45 -2.14 1.42 2.92 2.78 May 18

Entry fee 0.15 -0.28 -0.69 -0.13 0.60 1.13 May 18

Nil entry fee 0.05 -0.56 -1.25 -1.28 -0.70 -0.13 May 18

// Select 0.16 -0.26 -0.66 -0.05 0.92 1.53 May 18

Frontier 0.14 -0.31 -0.78 -0.37 0.31 0.92 May 18

Entry fee 0.80 -0.65 4.61 11.88 7.09 9.81 May 18

Nil entry fee 0.72 -0.90 4.03 10.70 6.14 8.93 May 18

// Select 0.81 -0.63 4.65 11.96 7.43 10.25 May 18

Frontier 0.78 -0.70 4.46 11.61 7.27 10.17 May 18


Profile 3 - Moderate1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.


10 years

% p.a.

Fund start

date

Ardea Real Outcome


OnePath Balanced


OnePath MoneyForLife Moderate

OptiMix Moderate



UBS Defensive






Fund start

date



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Investment Returns

21

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date





Entry fee 0.86 -0.23 4.28 12.05 6.12 8.56 May 18

Nil entry fee 0.65 -0.73 3.45 10.47 4.56 6.92 May 18

// Select 0.86 -0.21 4.32 12.14 6.46 8.99 May 18

Frontier 0.81 -0.32 4.12 11.66 5.84 8.28 May 18

Entry fee 0.57 -1.50 3.60 8.97 1.75 6.62 May 18

Nil entry fee 0.43 -1.88 3.01 8.01 0.98 5.85 May 18

// Select 0.57 -1.48 3.64 9.05 2.07 7.04 May 18

Frontier 0.59 -1.45 3.70 9.19 2.20 7.18 May 18

Entry fee 0.67 -0.37 4.16 12.28 5.33 7.74 May 18

Nil entry fee 0.54 -0.74 3.45 10.79 4.07 6.64 May 18

// Select 0.68 -0.35 4.20 12.36 5.66 8.16 May 18

Frontier 0.66 -0.43 4.02 11.95 5.37 8.05 May 18

Entry fee 0.66 -0.67 5.03 15.12 6.41 9.29 May 18

Nil entry fee 0.51 -1.17 4.14 13.44 5.05 8.04 May 18

// Select 0.67 -0.65 5.07 15.20 6.74 9.72 May 18

Frontier 0.65 -0.73 4.88 14.82 6.47 9.55 May 18

Entry fee -0.46 -0.82 2.49 13.05 6.99 8.76 May 18

Nil entry fee -0.59 -1.20 1.71 11.39 5.75 7.56 May 18

// Select -0.45 -0.80 2.53 13.14 7.33 9.19 May 18

Frontier -0.52 -0.98 2.19 12.44 7.00 8.91 May 18

Entry Fee 0.23 -0.93 3.35 10.94 5.86 8.17 May 18

Nil Entry Fee 0.10 -1.28 2.64 9.46 4.71 7.06 May 18

//Select 0.23 -0.91 3.39 11.03 6.19 8.60 May 18

Frontier 0.17 -1.08 3.05 10.34 5.81 8.26 May 18

Entry fee -0.29 -1.47 3.61 11.05 5.13 7.64 May 18

Nil entry fee -0.26 -1.44 3.42 10.26 4.23 6.65 May 18

// Select -0.28 -1.45 3.65 11.14 5.46 8.07 May 18

Frontier -0.26 -1.41 3.63 10.97 5.28 7.85 May 18

Entry fee 0.35 -1.41 4.73 15.28 3.34 7.19 May 18

Nil entry fee 0.35 -1.39 4.70 15.19 2.99 6.62 May 18

// Select 0.36 -1.39 4.77 15.37 3.66 7.61 May 18

Frontier 0.37 -1.38 4.79 15.42 3.52 7.46 May 18

Entry fee -0.61 -2.49 2.88 14.00 5.97 11.68 May 18

Nil entry fee -0.57 -2.45 2.90 13.80 5.25 11.04 May 18

// Select -0.60 -2.47 2.92 14.09 6.30 12.12 May 18

Entry fee 0.99 -0.27 3.09 13.37 9.11 10.56 May 18

Nil entry fee 0.94 -0.43 2.76 12.65 8.42 9.85 May 18

// Select 1.00 -0.25 3.13 13.46 9.45 10.99 May 18

Frontier 1.00 -0.24 3.16 13.50 9.50 11.04 May 18

Entry fee -1.37 -0.77 2.25 23.29 16.24 13.80 May 18

Nil entry fee -1.52 -1.24 1.39 21.35 14.95 12.72 May 18

// Select -1.36 -0.76 2.29 23.38 16.61 14.25 May 18

Frontier -1.45 -0.96 1.88 22.44 16.22 14.03 May 18

Entry fee 0.46 0.36 10.52 28.56 17.52 16.10 May 18

Nil entry fee 0.41 0.19 10.17 27.75 16.77 15.36 May 18

// Select 0.47 0.38 10.56 28.66 17.89 16.56 May 18

Frontier 0.47 0.38 10.58 28.72 17.94 16.61 May 18

Entry fee 0.50 1.32 13.01 27.67 21.27 22.98 May 18

Nil entry fee 0.45 1.16 12.65 26.86 20.50 22.19 May 18

// Select 0.50 1.34 13.05 27.77 21.66 23.46 May 18

Frontier 0.53 1.42 13.24 28.18 22.05 23.86 May 18

Entry fee -0.73 -1.94 3.79 14.04 6.53 12.63 May 18

Nil entry fee -0.88 -2.36 3.11 13.28 5.45 11.45 May 18

// Select -0.72 -1.92 3.83 14.13 6.87 13.07 May 18

Frontier -0.69 -1.92 3.91 14.25 6.65 12.81 May 18

Entry fee 3.64 1.15 11.99 22.52 13.04 15.39 May 18

Nil entry fee 3.47 0.69 10.98 21.01 11.16 13.82 May 18

// Select 3.65 1.17 12.03 22.61 13.40 15.85 May 18

Frontier 3.61 1.07 11.82 22.25 12.83 15.30 May 18

Entry fee -2.56 -1.34 2.78 7.58 3.73 7.14 May 18

Nil entry fee -2.61 -1.50 2.45 6.90 3.06 6.46 May 18

// Select -2.55 -1.32 2.82 7.66 4.05 7.57 May 18

Frontier -2.54 -1.28 2.89 7.80 4.19 7.70 May 18

Entry fee -2.80 -3.77 -1.67 5.93 0.66 4.83 May 18

Nil entry fee -2.85 -3.92 -1.98 5.26 0.02 4.11 May 18

// Select -2.80 -3.75 -1.63 6.01 0.97 5.24 May 18

Frontier -2.79 -3.72 -1.57 6.15 1.11 5.32 May 18



Value Hedged7



Profile 4 - Growth cont'd1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date


OptiMix Balanced

OptiMix Growth




UBS Balanced

Profile 5 - High Growth



1 month

%

10 years

% p.a.

Fund start

date


AMP Capital Equity

5 years

% p.a.

7 years

% p.a.

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

3 mths

%


Equity4


Equity4


Infrastructure3




Investment Returns

22

Entry fee 0.42 -1.45 5.45 16.15 10.44 14.68 May 18

Nil entry fee 0.33 -1.71 4.92 15.19 9.63 13.88 May 18

// Select 0.42 -1.43 5.49 16.24 10.79 15.13 May 18

Frontier 0.44 -1.36 5.65 16.59 11.12 15.47 May 18

Entry fee -0.04 -2.23 5.80 20.67 9.78 13.73 May 18

Nil entry fee -0.09 -2.38 5.46 19.91 9.08 13.01 May 18

// Select -0.03 -2.21 5.84 20.76 10.12 14.18 May 18

Frontier -0.01 -2.14 6.00 21.13 10.46 14.52 May 18

Entry fee 0.63 -1.10 0.38 12.77 9.59 13.62 May 18

Nil entry fee 0.67 -1.03 0.46 12.67 9.18 13.05 May 18

// Select 0.64 -1.08 0.42 12.85 9.94 14.07 May 18

Frontier 0.66 -1.03 0.50 12.90 10.04 14.16 May 18

Entry fee -0.48 -1.21 3.38 12.11 1.57 6.98 May 18

Nil entry fee -0.54 -1.36 3.05 11.39 0.93 6.30 May 18

// Select -0.47 -1.19 3.42 12.20 1.89 7.40 May 18

Frontier -0.47 -1.16 3.49 12.33 2.03 7.54 May 18

Entry fee 1.77 -1.06 7.22 10.31 5.63 11.04 May 18

Nil entry fee 1.72 -1.22 6.88 9.61 4.96 10.34 May 18

// Select 1.78 -1.04 7.26 10.39 5.96 11.48 May 18

Frontier 1.80 -1.00 7.35 10.58 6.14 11.67 May 18

Entry fee -3.05 -2.60 2.03 4.30 0.52 4.47 May 18

Nil entry fee -3.12 -2.82 1.56 3.36 -0.26 3.71 May 18

// Select -3.04 -2.59 2.07 4.38 0.84 4.88 May 18

Frontier -3.04 -2.60 2.06 4.37 0.95 5.04 May 18

Entry fee 1.00 -1.98 6.40 17.71 8.94 13.58 May 18

Nil entry fee 0.95 -2.13 6.06 16.95 8.25 12.86 May 18

// Select 1.01 -1.96 6.44 17.80 9.28 14.03 May 18

Frontier 1.02 -1.92 6.51 17.94 9.42 14.18 May 18

Entry fee 3.40 2.19 13.61 18.08 3.75 9.57 May 18

Nil entry fee 3.35 2.03 13.25 17.34 3.08 8.87 May 18

// Select 3.41 2.21 13.66 18.17 4.07 10.00 May 18

Frontier 3.42 2.23 13.70 18.26 4.15 10.09 May 18

Entry fee -2.90 -3.92 1.02 15.96 1.81 7.29 May 18

Nil entry fee -2.90 -3.95 0.90 15.42 1.26 6.85 May 18

// Select -2.89 -3.90 1.06 16.05 2.13 7.71 May 18

Frontier -2.88 -3.87 1.13 15.98 2.13 7.76 May 18

Entry fee -0.11 -0.82 4.88 18.80 8.49 13.64 May 18

Nil entry fee -0.27 -1.29 3.88 16.47 6.58 11.74 May 18

// Select -0.10 -0.80 4.92 18.89 8.83 14.09 May 18

Frontier -0.14 -0.91 4.68 18.38 8.19 13.36 May 18

Entry fee -0.43 -1.74 3.67 14.91 6.49 11.69 May 18

Nil entry fee -0.50 -1.97 3.15 13.77 5.25 10.58 May 18

// Select -0.42 -1.72 3.71 15.00 6.82 12.13 May 18

Frontier -0.44 -1.77 3.58 14.72 6.39 11.86 May 18

Entry fee -1.67 -3.49 0.49 11.89 1.30 7.10 May 18

Nil entry fee -1.81 -3.90 -0.32 10.58 0.30 6.16 May 18

// Select -1.66 -3.47 0.53 11.97 1.62 7.52 May 18

Frontier -1.66 -3.46 0.58 12.06 1.71 7.62 May 18

Entry fee 0.65 -1.48 4.90 11.26 9.27 10.19 May 18

Nil entry fee 0.54 -1.82 4.22 9.84 7.96 9.07 May 18

// Select 0.66 -1.46 4.94 11.35 9.61 10.62 May 18

Frontier 0.60 -1.63 4.64 10.71 9.08 10.30 May 18

Entry fee -1.12 -4.28 5.83 27.61 8.32 19.57 May 18

Nil entry fee -1.14 -4.34 5.71 27.53 8.10 19.19 May 18

// Select -1.11 -4.26 5.87 27.71 8.66 20.04 May 18

Frontier -1.07 -4.12 6.15 28.55 9.20 20.49 May 18

Entry fee 0.05 -5.26 -5.65 2.40 2.95 7.40 May 18

Nil entry fee -0.07 -5.59 -6.24 1.08 1.50 6.10 May 18

// Select 0.05 -5.24 -5.62 2.47 3.27 7.82 May 18

Frontier -0.01 -5.41 -5.90 1.80 2.47 7.20 May 18


Infrastructure IndexFrontier -1.51 - - Sep 21

Entry fee -0.95 -1.10 5.71 23.04 1.95 5.18 May 18

Nil entry fee -1.01 -1.26 5.37 22.26 1.30 4.51 May 18

// Select -0.94 -1.08 5.76 23.14 2.27 5.60 May 18

Frontier -0.93 -1.02 5.89 23.45 2.53 5.87 May 18

Entry fee 1.41 -1.97 9.30 16.74 11.06 14.72 May 18

Nil entry fee 1.36 -2.19 8.64 14.93 10.14 13.86 May 18

// Select 1.41 -1.95 9.35 16.83 11.41 15.18 May 18

Frontier 1.45 -1.95 9.21 16.28 11.60 15.41 May 18






%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date

Greencape Broadcap

Magellan Global


MFS Global Equity



Securities Index2





Index


Index




1 month

%

3 mths

%

Fund start

date




Investment Returns

23

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

6 mths

%

Entry fee 0.00 -2.77 3.07 27.74 14.42 14.61 May 18

Nil entry fee 0.00 -2.76 3.11 27.42 14.21 14.35 May 18

// Select 0.00 -2.75 3.11 27.84 14.78 15.06 May 18

Frontier 0.06 -2.57 3.50 28.40 15.35 15.59 May 18

Entry fee 0.71 -0.64 5.32 16.66 7.68 11.13 May 18

Nil entry fee 0.56 -1.13 4.20 14.20 5.33 8.65 May 18

// Select 0.72 -0.62 5.36 16.75 8.02 11.57 May 18

Frontier 0.68 -0.76 5.03 16.14 7.32 10.76 May 18

Entry fee 0.71 -0.58 5.79 15.86 8.80 11.71 May 18

Nil entry fee 0.71 -0.64 5.36 14.78 7.83 10.81 May 18

// Select 0.71 -0.56 5.83 15.95 9.14 12.15 May 18

Frontier 0.72 -0.54 5.89 16.06 9.24 12.25 May 18

Entry fee 3.37 1.97 13.33 23.65 13.27 15.57 May 18

Nil entry fee 3.32 1.81 12.97 22.86 12.54 14.83 May 18

// Select 3.38 1.99 13.37 23.74 13.62 16.02 May 18

Frontier 3.39 2.01 13.41 23.83 13.70 16.10 May 18

Entry fee -1.44 -0.19 5.75 19.90 13.32 12.54 May 18

Nil entry fee -1.48 -0.35 5.41 19.13 12.60 11.82 May 18

// Select -1.43 -0.17 5.79 19.99 13.67 12.98 May 18

Frontier -1.42 -0.15 5.82 20.07 13.75 13.06 May 18

Entry fee 2.24 0.92 10.13 13.94 -2.76 3.78 May 18

Nil entry fee 2.24 0.99 10.40 13.87 -3.11 3.32 May 18

// Select 2.25 0.93 10.17 14.03 -2.46 4.19 May 18

Frontier 2.26 0.96 10.23 14.18 -2.33 4.33 May 18

Entry fee 0.10 -1.09 4.11 17.95 7.34 13.20 May 18

Nil entry fee -0.07 -1.59 3.26 16.29 5.84 11.54 May 18

// Select 0.11 -1.07 4.15 18.04 7.67 13.65 May 18

Frontier 0.06 -1.19 3.90 17.50 7.10 12.91 May 18

Entry fee 0.31 -0.58 6.16 19.62 11.42 16.55 May 18

Nil entry fee 0.20 -0.87 5.47 18.12 10.25 15.16 May 18

// Select 0.31 -0.56 6.20 19.71 11.77 17.01 May 18

Frontier 0.26 -0.67 5.92 19.12 11.45 16.51 May 18

Entry fee -0.21 -1.83 3.47 13.86 4.80 10.08 May 18

Nil entry fee -0.41 -2.35 2.37 11.44 3.06 8.65 May 18

// Select -0.21 -1.81 3.51 13.95 5.13 10.52 May 18

Frontier -0.25 -1.91 3.34 13.61 4.91 10.49 May 18

Entry fee 0.45 -5.69 -3.71 5.35 2.25 6.22 May 18

Nil entry fee 0.23 -6.24 -4.79 3.17 0.87 5.04 May 18

// Select 0.45 -5.68 -3.67 5.43 2.58 6.64 May 18

Frontier 0.37 -5.88 -4.07 4.54 2.23 6.46 May 18

Entry fee 2.82 1.17 11.06 23.49 9.83 13.08 May 18

Nil entry fee 2.81 1.02 10.51 21.65 9.06 12.32 May 18

// Select 2.83 1.19 11.11 23.58 10.18 13.53 May 18

Frontier 2.92 1.35 11.25 23.40 10.70 14.00 May 18

Entry fee 0.66 -0.67 5.03 15.12 6.41 9.29 May 18

Nil entry fee 0.51 -1.17 4.14 13.44 5.05 8.04 May 18

// Select 0.67 -0.65 5.07 15.20 6.74 9.72 May 18

Frontier 0.65 -0.73 4.88 14.82 6.47 9.55 May 18

Entry fee 2.48 1.49 11.53 16.83 0.58 6.76 May 18

Nil entry fee 2.37 1.15 10.81 15.31 -0.68 5.85 May 18

// Select 2.49 1.51 11.58 16.92 0.90 7.18 May 18

Frontier 2.46 1.43 11.41 16.55 0.64 7.35 May 18

Entry fee -0.60 -0.89 2.27 15.40 7.41 11.88 May 18

Nil entry fee -0.78 -1.29 1.51 13.75 6.19 10.80 May 18

// Select -0.59 -0.87 2.31 15.48 7.75 12.33 May 18

Frontier -0.63 -0.98 2.09 14.98 7.56 12.31 May 18

Entry fee -3.95 -1.41 -3.04 16.18 8.54 8.08 May 18

Nil entry fee -4.05 -1.69 -3.56 14.95 7.51 7.07 May 18

// Select -3.94 -1.39 -3.00 16.26 8.88 8.51 May 18

Frontier -3.98 -1.48 -3.14 15.93 9.03 8.58 May 18

Entry fee 0.47 -0.07 8.63 17.01 11.42 10.59 May 18

Nil entry fee 0.42 -0.21 8.29 16.27 10.71 9.89 May 18

// Select 0.48 -0.05 8.67 17.10 11.77 11.02 May 18

Frontier 0.49 8.77 17.30 11.96 11.21 May 18


Shares6




%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date



Index2


Index (Hedged)2

OnePath High Growth

OptiMix High Growth




Australian Shares




Hedged1



Shares


1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

Investment Returns

24

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date




2 years

% p.a.

Entry fee -1.13 -1.61 2.77 16.59 6.19 10.41 May 18

Nil entry fee -1.15 -1.78 2.31 15.49 5.15 9.44 May 18

// Select -1.13 -1.59 2.81 16.68 6.52 10.85 May 18

Frontier -1.14 -1.63 2.74 16.56 6.43 10.88 May 18

Entry fee -2.84 -2.45 1.89 17.46 7.98 11.19 May 18

Nil entry fee -2.89 -2.61 1.57 16.72 7.30 10.48 May 18

// Select -2.83 -2.44 1.93 17.55 8.32 11.63 May 18

Frontier -2.82 -2.39 2.02 17.75 8.51 11.82 May 18

Entry fee -0.90 0.45 6.38 22.67 13.01 13.10 May 18

Nil entry fee -0.91 0.40 6.28 22.30 12.80 12.82 May 18

// Select -0.90 0.47 6.42 22.76 13.37 13.55 May 18

Frontier -0.90 0.47 6.46 22.72 13.26 13.43 May 18

Entry fee 2.60 -1.14 -4.70 0.51 11.83 12.22 May 18

Nil entry fee 2.54 -1.34 -5.14 -0.41 10.78 11.28 May 18

// Select 2.61 -1.12 -4.67 0.58 12.18 12.66 May 18

Frontier 2.60 -1.15 -4.77 0.36 11.90 12.50 May 18

Entry fee 3.07 -2.07 -3.20 6.83 4.07 6.84 May 18

Nil entry fee 3.01 -2.23 -3.50 6.16 3.41 6.15 May 18

// Select 3.07 -2.05 -3.16 6.91 4.40 7.26 May 18

Frontier 3.09 -2.00 -3.06 7.15 4.63 7.48 May 18

Entry fee -0.64 -1.80 3.34 13.61 4.06 9.73 May 18

Nil entry fee -0.70 -1.96 3.01 12.89 3.39 9.03 May 18

// Select -0.64 -1.78 3.38 13.70 4.38 10.17 May 18

Frontier -0.61 -1.71 3.54 14.03 4.69 10.50 May 18

Entry fee 2.20 0.95 10.04 13.78 -2.34 4.04 May 18

Nil entry fee 2.13 0.78 9.72 13.10 -2.74 3.41 May 18

// Select 2.20 0.97 10.08 13.87 -2.03 4.45 May 18

Frontier 2.16 0.88 9.96 13.61 -2.22 4.23 May 18

Entry fee 2.66 -0.73 14.15 20.00 14.02 15.21 May 18

Nil entry fee 2.50 -1.18 13.10 18.24 11.95 13.15 May 18

// Select 2.66 -0.71 14.19 20.09 14.37 15.67 May 18

Frontier 2.64 -0.77 14.02 19.79 13.98 15.25 May 18

Entry fee 2.44 -1.72 10.97 17.87 20.84 21.44 May 18

Nil entry fee 2.41 -1.79 10.81 17.59 20.18 20.55 May 18

// Select 2.44 -1.70 11.02 17.96 21.22 21.92 May 18

Frontier 2.49 -1.55 11.35 18.74 21.64 22.12 May 18

Entry fee -2.26 -2.14 6.09 16.24 12.30 12.89 May 18

Nil entry fee -2.37 -2.32 5.94 16.17 11.82 12.33 May 18

// Select -2.25 -2.12 6.13 16.33 12.65 13.33 May 18

Frontier -2.23 -2.07 6.27 16.63 12.94 13.62 May 18

Entry fee - - - - - - - - - May 18

Nil entry fee - - - - - - - - - May 18

// Select - - - - - - - - - May 18

Frontier - - - - - - - - - May 18

Entry fee - - - - - - - - - May 18

Nil entry fee - - - - - - - - - May 18

// Select - - - - - - - - - May 18

Frontier - - - - - - - - - May 18

Entry fee - - - - - - - - - May 18

Nil entry fee - - - - - - - - - May 18

// Select - - - - - - - - - May 18

Frontier - - - - - - - - - May 18

Entry fee - - - - - - - - - May 18

Nil entry fee - - - - - - - - - May 18

// Select - - - - - - - - - May 18









SG Hiscock Property





Platinum Asia




Walter Scott Global Equity (Hedged)



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Fund start

date


Sustainability

7 years

% p.a.

10 years

% p.a.

Fund start

date



Investment Returns

25

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.Closed3 years

% p.a.

5 years

% p.a.


OnePath Cash

Entry fee - - - 3.20 2.62 2.62 2.62 3.52 4.11 Sep 04

Nil entry fee - - - - - - - - - Sep 04

// Select - - - - - - - - - Dec 06

Entry fee -0.23 -0.48 -0.43 -0.53 -0.21 0.64 1.07 1.28 3.68 Sep 05

Nil entry fee -0.30 -0.67 -0.80 -1.27 -0.95 -0.11 0.32 0.53 2.91 Sep 05

// Select -0.23 -0.46 -0.39 -0.44 0.16 1.11 1.62 1.86 4.30 Dec 06

Entry fee 0.44 -2.80 -1.43 -3.33 -0.48 2.05 1.83 2.02 2.73 Sep 04

Nil entry fee 0.39 -2.95 -1.73 -3.91 -1.08 1.44 1.22 1.41 2.12 Sep 04

// Select 0.46 -2.74 -1.31 -3.10 0.03 2.68 2.53 2.76 3.50 Dec 06

Entry fee 0.75 -1.64 0.31 0.88 0.69 2.79 2.26 2.05 3.16 Sep 04

Nil entry fee 0.70 -1.78 0.01 0.27 0.08 2.18 1.65 1.44 2.54 Sep 04

// Select 0.77 -1.58 0.43 1.12 1.21 3.42 2.97 2.79 3.93 Dec 06

Entry fee 2.21 -3.17 -0.81 -3.75 -0.91 2.35 2.07 2.01 2.87 Sep 04

Nil entry fee 2.15 -3.35 -1.18 -4.47 -1.65 1.58 1.31 1.25 2.10 Sep 04

// Select 2.22 -3.15 -0.76 -3.66 -0.54 2.82 2.62 2.59 3.48 Dec 06

Entry fee 0.77 -0.34 2.78 6.20 3.07 5.06 4.16 3.77 4.78 Sep 04

Nil entry fee 0.70 -0.53 2.40 5.41 2.30 4.27 3.38 3.00 3.99 Sep 04

// Select 0.77 -0.32 2.83 6.30 3.45 5.55 4.72 4.37 5.40 Dec 06

Entry fee 0.18 -1.09 0.74 4.99 3.13 5.02 4.10 3.60 4.97 Sep 04

Nil entry fee 0.13 -1.24 0.43 4.36 2.52 4.39 3.47 2.98 4.34 Sep 04

// Select 0.20 -1.03 0.86 5.24 3.67 5.67 4.82 4.35 5.75 Dec 06

Entry fee 1.83 -3.87 -1.45 -3.47 -0.26 2.86 2.34 2.12 2.92 May 11

Nil entry fee 1.76 -4.05 -1.82 -4.19 -1.01 2.09 1.58 1.35 2.15 May 11

// Select 1.84 -3.85 -1.40 -3.39 0.11 3.33 2.89 2.70 3.53 May 11

Entry fee 1.27 -2.33 -0.73 -3.32 -0.83 1.75 1.69 1.74 2.89 Sep 04

Nil entry fee 1.22 -2.48 -1.03 -3.90 -1.43 1.14 1.08 1.13 2.28 Sep 04

// Select 1.29 -2.27 -0.61 -3.08 -0.32 2.38 2.39 2.48 3.66 Dec 06

Entry fee -0.61 -0.51 -0.36 1.14 0.43 1.15 1.63 1.79 3.20 Sep 05

Nil entry fee -0.67 -0.70 -0.74 0.38 -0.32 0.39 0.87 1.03 2.43 Sep 05

// Select -0.60 -0.49 -0.32 1.23 0.80 1.62 2.18 2.37 3.81 Dec 06

Entry fee 1.05 -0.22 3.80 9.39 4.53 6.90 5.73 5.07 6.23 Sep 04

Nil entry fee 0.99 -0.41 3.41 8.58 3.75 6.10 4.94 4.28 5.44 Sep 04

// Select 1.06 -0.20 3.84 9.49 4.92 7.39 6.30 5.67 6.86 Dec 06

Entry fee 0.83 -0.34 3.68 9.53 4.19 6.62 5.50 4.88 6.17 Sep 04

Nil entry fee 0.77 -0.53 3.29 8.71 3.41 5.83 4.71 4.09 5.37 Sep 04

// Select 0.84 -0.32 3.73 9.63 4.58 7.12 6.07 5.47 6.80 Dec 06

Entry fee 0.03 -0.90 1.45 5.09 3.59 4.72 3.55 3.37 5.80 Sep 04

Nil entry fee -0.03 -1.05 1.15 4.46 2.97 4.09 2.93 2.75 5.17 Sep 04

// Select 0.05 -0.84 1.57 5.34 4.13 5.36 4.26 4.12 6.59 Dec 06

Entry fee -0.84 -1.67 -3.79 0.19 3.85 1.73 - - - Sep 17

Nil entry fee -0.90 -1.85 -4.15 -0.56 3.07 0.97 - - - Sep 17

// Select -0.83 -1.64 -3.75 0.28 4.29 2.27 - - - Sep 17

Entry fee 0.12 -2.40 0.50 2.88 1.52 4.53 3.54 2.82 5.01 Sep 04

Nil entry fee 0.06 -2.54 0.19 2.27 0.91 3.91 2.92 2.20 4.38 Sep 04

// Select 0.14 -2.34 0.62 3.13 2.05 5.18 4.26 3.56 5.79 Dec 06

Entry fee -0.25 0.30 0.26 4.19 3.92 2.61 3.49 3.37 5.11 Sep 05

Nil entry fee -0.31 0.11 -0.11 3.41 3.14 1.84 2.72 2.59 4.32 Sep 05

// Select -0.24 0.32 0.31 4.28 4.30 3.08 4.05 3.96 5.73 Dec 06

Entry fee 0.78 -1.88 3.29 10.54 5.54 9.82 8.23 6.93 8.99 Sep 04

Nil entry fee 0.73 -2.03 2.98 9.88 4.90 9.16 7.59 6.29 8.34 Sep 04

// Select 0.80 -1.82 3.41 10.81 6.09 10.50 8.98 7.71 9.80 Dec 06

Entry fee 0.78 -1.27 3.64 11.88 7.32 11.13 8.80 7.50 9.02 Sep 04

Nil entry fee 0.73 -1.42 3.33 11.21 6.68 10.46 8.15 6.85 8.37 Sep 04

// Select 0.80 -1.22 3.77 12.15 7.88 11.81 9.55 8.27 9.84 Dec 06

Entry fee 0.89 -0.41 4.57 13.06 5.94 8.68 7.23 6.23 8.44 Sep 04

Nil entry fee 0.82 -0.60 4.18 12.22 5.15 7.87 6.43 5.44 7.63 Sep 04

// Select 0.90 -0.39 4.62 13.17 6.33 9.19 7.81 6.84 9.08 Dec 06

Entry fee -1.37 -1.66 -2.29 1.58 2.88 2.58 1.61 0.37 -0.28 May 11

Nil entry fee -1.42 -1.85 -2.65 0.82 2.12 1.81 0.85 -0.38 -1.03 May 11

// Select -1.36 -1.64 -2.25 1.67 3.27 3.05 2.16 0.95 0.31 May 11

Entry fee 0.13 -0.33 -0.69 -0.13 0.05 0.51 0.79 0.95 1.71 Sep 04

Nil entry fee 0.08 -0.49 -0.99 -0.74 -0.55 -0.09 0.19 0.34 1.10 Sep 04

// Select 0.15 -0.27 -0.57 0.11 0.57 1.13 1.49 1.68 2.47 Dec 06

Entry fee 0.87 -0.44 4.54 12.87 5.99 8.69 7.22 6.29 7.55 Sep 04

Nil entry fee 0.81 -0.63 4.15 12.03 5.19 7.87 6.42 5.49 6.74 Sep 04

// Select 0.88 -0.42 4.59 12.97 6.38 9.19 7.80 6.89 8.19 Dec 06

Entry fee 0.71 -1.62 4.05 10.15 2.08 7.39 5.79 5.38 7.17 Sep 04

Nil entry fee 0.65 -1.80 3.66 9.33 1.31 6.58 5.00 4.59 6.37 Sep 04

// Select 0.72 -1.59 4.10 10.25 2.45 7.88 6.36 5.98 7.81 Dec 06

10 years

% p.a.

Fund

start

date

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

1 month

%






T. Rowe Price Dynamic Global

Bond



Investment Returns

26


BlackRock Tactical Growth1

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.Profile 4 - GrowthFund

start

date

10 years

% p.a.


Fund

start

date

10 years

% p.a.

1 month

%

1 year

% p.a.

3 mths

%

6 mths

%

3 years

% p.a.

OnePath OneAnswer Term Allocated Pension and Allocated Annuity as at: 30 November 2021


3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund

start

dateProfile 2 - Conservative

10 years

% p.a.

7 years

% p.a.

Fund

start

date

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.Profile 1 - Defensive1 month

%

3 mths

%

6 mths

%

OptiMix Moderate

1 year

% p.a.

5 years

% p.a.

OnePath Balanced

OnePath Stable

Kapstream Absolute Return

Income



Profile 3 - Moderate



7 years

% p.a.

7 years

% p.a.

7 years

% p.a.




2 years

% p.a.

1 month

%

3 mths

%

6 mths

%

UBS Defensive


2 years

% p.a.

Entry fee 0.72 -0.63 4.45 13.18 5.62 8.39 6.94 6.02 7.49 Sep 04

Nil entry fee 0.66 -0.82 4.05 12.33 4.83 7.57 6.14 5.23 6.68 Sep 04

// Select 0.73 -0.61 4.49 13.28 6.01 8.89 7.51 6.63 8.13 Dec 06

Entry fee 0.71 -0.94 5.29 16.08 6.62 9.74 8.03 6.93 8.55 Sep 04

Nil entry fee 0.65 -1.13 4.90 15.21 5.82 8.92 7.22 6.13 7.73 Sep 04

// Select 0.72 -0.92 5.34 16.18 7.01 10.25 8.61 7.54 9.19 Dec 06

Entry fee -0.60 -1.21 2.23 13.34 7.23 9.12 7.19 6.16 8.23 Sep 04

Nil entry fee -0.65 -1.36 1.92 12.66 6.59 8.46 6.55 5.53 7.58 Sep 04

// Select -0.58 -1.15 2.35 13.61 7.79 9.79 7.93 6.93 9.04 Dec 06

Entry fee 0.16 -1.31 3.42 11.27 6.10 8.60 6.74 6.24 7.87 Sep 04

Nil entry fee 0.12 -1.45 3.11 10.60 5.47 7.95 6.10 5.60 7.23 Sep 04

// Select 0.18 -1.25 3.54 11.53 6.65 9.27 7.47 7.01 8.68 Dec 06

Entry fee -0.34 -1.74 3.72 11.79 5.20 7.89 6.43 4.81 7.44 Sep 04

Nil entry fee -0.39 -1.89 3.41 11.12 4.57 7.25 5.79 4.18 6.79 Sep 04

// Select -0.32 -1.68 3.84 12.06 5.75 8.56 7.16 5.56 8.24 Dec 06

Entry fee -0.70 -2.83 2.97 14.81 5.96 12.37 9.31 7.32 9.55 Sep 04

Nil entry fee -0.75 -2.97 2.66 14.12 5.32 11.69 8.65 6.67 8.89 Sep 04

// Select -0.68 -2.77 3.10 15.08 6.51 13.06 10.06 8.09 10.36 Dec 06

Entry fee 1.08 -0.32 3.08 14.11 9.76 10.91 9.38 7.95 10.59 Sep 04

Nil entry fee 1.02 -0.50 2.70 13.26 8.94 10.08 8.56 7.14 9.76 Sep 04

// Select 1.09 -0.30 3.13 14.21 10.16 11.43 9.97 8.56 11.25 Dec 06

Entry fee -1.65 -1.16 3.09 25.98 17.84 14.95 13.88 11.05 14.25 Sep 04

Nil entry fee -1.70 -1.31 2.78 25.23 17.14 14.27 13.20 10.39 13.56 Sep 04

// Select -1.63 -1.10 3.21 26.28 18.46 15.66 14.67 11.85 15.10 Dec 06

Entry fee 0.51 0.45 11.64 32.19 19.79 18.19 13.43 11.53 11.48 Sep 05

Nil entry fee 0.44 0.26 11.22 31.20 18.90 17.30 12.58 10.69 10.65 Sep 05

// Select 0.51 0.47 11.69 32.31 20.24 18.74 14.04 12.16 12.15 Dec 06

Entry fee -0.73 -2.25 4.04 15.80 6.85 13.59 10.86 9.45 10.91 Sep 04

Nil entry fee -0.79 -2.43 3.65 14.93 6.05 12.74 10.03 8.64 10.08 Sep 04

// Select -0.72 -2.23 4.09 15.90 7.25 14.12 11.46 10.08 11.57 Dec 06

Entry fee 3.98 1.21 12.66 24.30 13.71 16.23 14.53 12.01 15.48 Sep 04

Nil entry fee 3.92 1.02 12.24 23.37 12.86 15.36 13.68 11.17 14.62 Sep 04

// Select 3.99 1.24 12.71 24.41 14.13 16.77 15.15 12.65 16.17 Dec 06

Entry fee -2.92 -1.56 3.46 8.69 4.26 8.03 7.24 5.22 8.42 May 11

Nil entry fee -2.98 -1.75 3.07 7.88 3.48 7.23 6.43 4.44 7.61 May 11

// Select -2.91 -1.54 3.50 8.79 4.65 8.54 7.81 5.83 9.07 May 11

Entry fee -3.09 -4.18 -2.00 6.51 0.50 5.01 - - - Sep 17

Nil entry fee -3.14 -4.36 -2.37 5.72 -0.26 4.23 - - - Sep 17

// Select -3.08 -4.16 -1.96 6.61 0.92 5.57 - - - Sep 17

Entry fee 0.50 -1.60 5.67 17.64 10.96 16.23 12.61 10.02 11.32 Sep 04

Nil entry fee 0.45 -1.74 5.35 16.94 10.30 15.53 11.93 9.36 10.66 Sep 04

// Select 0.52 -1.54 5.79 17.92 11.54 16.94 13.38 10.82 12.15 Dec 06

Entry fee -0.04 -2.34 6.59 23.47 11.13 15.40 11.28 9.95 12.02 May 11

Nil entry fee -0.10 -2.52 6.19 22.55 10.30 14.54 10.45 9.13 11.18 May 11

// Select -0.03 -2.32 6.64 23.58 11.55 15.94 11.88 10.58 12.68 May 11

Entry fee 0.75 -1.20 0.16 14.00 10.49 15.29 - - - Sep 17

Nil entry fee 0.69 -1.39 -0.21 13.15 9.66 14.43 - - - Sep 17

// Select 0.76 -1.18 0.21 14.10 10.95 15.90 - - - Sep 17

Entry fee -0.57 -1.43 3.68 13.85 1.85 7.77 6.22 6.49 9.62 Sep 04

Nil entry fee -0.62 -1.57 3.37 13.17 1.24 7.12 5.58 5.86 8.96 Sep 04

// Select -0.55 -1.37 3.80 14.13 2.38 8.43 6.95 7.26 10.44 Dec 06

Entry fee 1.92 -1.20 7.89 11.18 5.90 11.76 12.55 11.31 13.88 Sep 04

Nil entry fee 1.87 -1.35 7.57 10.51 5.27 11.09 11.88 10.65 13.20 Sep 04

// Select 1.94 -1.14 8.02 11.44 6.46 12.44 13.33 12.12 14.73 Dec 06

Entry fee -3.34 -2.90 2.26 4.75 0.71 5.15 4.67 5.31 7.48 Sep 04

Nil entry fee -3.41 -3.08 1.88 3.96 -0.05 4.36 3.89 4.52 6.68 Sep 04

// Select -3.34 -2.88 2.31 4.85 1.08 5.64 5.24 5.91 8.12 Dec 06

Entry fee 1.13 -2.14 6.61 19.39 9.69 14.87 13.09 11.42 15.16 Sep 04

Nil entry fee 1.07 -2.32 6.21 18.49 8.87 14.01 12.24 10.59 14.30 Sep 04

// Select 1.14 -2.12 6.66 19.49 10.10 15.40 13.70 12.06 15.85 Dec 06

Entry fee -3.24 -4.47 1.02 17.68 2.29 8.27 - - - Sep 17

Nil entry fee -3.30 -4.65 0.64 16.81 1.53 7.46 - - - Sep 17

// Select -3.23 -4.45 1.07 17.78 2.72 8.84 - - - Sep 17

Entry fee 3.90 2.39 15.12 20.41 4.19 10.77 8.80 9.48 11.80 Sep 05

Nil entry fee 3.84 2.20 14.70 19.51 3.41 9.94 7.99 8.66 10.96 Sep 05

// Select 3.91 2.41 15.18 20.52 4.58 11.28 9.36 10.02 12.40 Dec 06

Entry fee -0.13 -1.05 4.94 20.07 8.55 14.20 8.94 7.38 8.97 Sep 04

Nil entry fee -0.19 -1.23 4.55 19.17 7.74 13.34 8.13 6.58 8.16 Sep 04

// Select -0.12 -1.03 4.99 20.17 8.95 14.73 9.53 7.99 9.62 Dec 06

Entry fee -0.42 -1.97 3.79 16.19 6.67 12.65 10.08 8.92 10.13 Sep 05

Nil entry fee -0.49 -2.15 3.40 15.32 5.88 11.81 9.26 8.10 9.30 Sep 05

// Select -0.42 -1.94 3.83 16.29 7.07 13.18 10.65 9.45 10.72 Dec 06

Entry fee -1.75 -3.72 0.71 13.57 1.65 8.10 5.37 4.33 7.11 Sep 04

Nil entry fee -1.81 -3.90 0.33 12.72 0.89 7.29 4.59 3.55 6.31 Sep 04

// Select -1.74 -3.70 0.76 13.67 2.03 8.60 5.94 4.93 7.75 Dec 06

Entry fee 0.65 -1.85 5.05 11.75 9.70 10.84 9.53 9.08 9.99 Sep 04

Nil entry fee 0.59 -2.03 4.66 10.91 8.88 10.01 8.71 8.27 9.16 Sep 04

// Select 0.66 -1.83 5.10 11.85 10.11 11.36 10.12 9.71 10.64 Dec 06

Entry fee -1.02 -4.52 6.55 31.65 9.22 21.31 16.15 12.33 14.79 Jul 06

Nil entry fee -1.08 -4.69 6.14 30.67 8.40 20.41 15.28 11.49 13.93 Jul 06

// Select -1.01 -4.50 6.59 31.77 9.63 21.87 16.78 12.97 15.47 Dec 06

Entry fee 0.01 -5.98 -6.84 1.39 1.87 6.95 8.20 6.09 5.88 Sep 04

Nil entry fee -0.05 -6.15 -7.18 0.64 1.11 6.15 7.39 5.30 5.08 Sep 04

// Select 0.01 -5.96 -6.79 1.48 2.25 7.45 8.78 6.70 6.51 Dec 06

10 years

% p.a.

1 month

%

1 year

% p.a.

OptiMix Growth

UBS Balanced


Infrastructure1

7 years

% p.a.


Equity2

AMP Capital Equity



Index

Ausbil Australian Emerging

Leaders


Profile 5 - High Growth

Fidelity Australian Shares

Magellan Global


Value Hedged5



Securities Index6

Returns (except for OnePath Capital Guaranteed) are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Yearly returns for OnePath Capital Guaranteed are derived

from the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less than zero.

2 years

% p.a.

5 years

% p.a.

1 year

% p.a.



2 years

% p.a.

3 years

% p.a.

3 mths

%

6 mths

%

7 years

% p.a.



OnePath Australian Share

Greencape Broadcap

Investment Returns

27

Fund start

date

10 years

% p.a.



MFS Global Equity


Equity2


(Hedged)



1 month

%

Fund start

date

3 years

% p.a.

3 mths

%

6 mths

%

5 years

% p.a.

OptiMix Balanced


Profile 4 - Growth (Cont'd)1 month

%

Fund start

date

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

10 years

% p.a.

5 years

% p.a.

3 mths

%

6 mths

%

7 years

% p.a.

Entry fee -1.07 -1.21 6.66 26.38 2.30 5.85 5.44 4.16 8.10 May 11

Nil entry fee -1.12 -1.39 6.25 25.43 1.54 5.06 4.65 3.38 7.29 May 11

// Select -1.06 -1.19 6.71 26.49 2.68 6.34 6.00 4.75 8.74 May 11

Entry fee 1.53 -2.22 9.41 16.71 11.22 15.29 15.36 13.36 15.99 Sep 04

Nil entry fee 1.46 -2.40 9.00 15.84 10.38 14.43 14.50 12.51 15.12 Sep 04

// Select 1.53 -2.19 9.46 16.81 11.63 15.82 15.98 14.01 16.68 Dec 06

Entry fee 0.24 -2.65 4.70 32.71 17.17 17.18 13.41 12.01 15.68 Sep 04

Nil entry fee 0.18 -2.83 4.30 31.72 16.29 16.30 12.56 11.17 14.81 Sep 04

// Select 0.25 -2.63 4.74 32.83 17.61 17.72 14.02 12.65 16.36 Dec 06

Entry fee 0.73 -0.90 5.54 17.99 7.90 11.51 9.59 8.32 9.92 Sep 04

Nil entry fee 0.67 -1.08 5.14 17.10 7.09 10.67 8.77 7.51 9.10 Sep 04

// Select 0.74 -0.87 5.59 18.09 8.30 12.02 10.18 8.94 10.57 Dec 06

Entry fee 3.67 2.11 14.40 25.92 14.44 16.91 14.36 12.37 15.24 Sep 04

Nil entry fee 3.60 1.92 13.97 24.98 13.59 16.04 13.50 11.53 14.38 Sep 04

// Select 3.68 2.14 14.45 26.03 14.87 17.45 14.95 12.92 15.86 Dec 06

Entry fee -1.57 -0.21 6.54 22.34 14.77 13.82 12.28 9.81 12.80 Sep 05

Nil entry fee -1.63 -0.40 6.14 21.42 13.91 12.97 11.44 8.99 11.95 Sep 05

// Select -1.56 -0.19 6.59 22.45 15.20 14.35 12.86 10.36 13.41 Dec 06

Entry fee 2.54 1.05 11.53 15.95 -2.69 4.41 3.40 5.59 9.13 Sep 04

Nil entry fee 2.48 0.86 11.11 15.08 -3.41 3.63 2.63 4.80 8.31 Sep 04

// Select 2.55 1.08 11.58 16.05 -2.33 4.89 3.96 6.20 9.78 Dec 06

Entry fee 0.09 -1.30 4.15 19.33 7.42 13.77 8.51 6.63 8.50 Sep 04

Nil entry fee 0.03 -1.48 3.76 18.44 6.62 12.91 7.70 5.84 7.68 Sep 04

// Select 0.10 -1.28 4.19 19.44 7.82 14.29 9.10 7.24 9.14 Dec 06

Entry fee 0.30 -0.90 6.26 20.69 12.06 17.57 10.98 8.57 10.71 Sep 04

Nil entry fee 0.24 -1.09 5.87 19.79 11.22 16.68 10.15 7.76 9.89 Sep 04

// Select 0.31 -0.88 6.31 20.80 12.48 18.11 11.58 9.19 11.37 Dec 06

Entry fee -0.31 -2.17 3.60 14.79 4.57 10.71 8.25 7.10 8.75 Sep 04

Nil entry fee -0.38 -2.35 3.21 13.93 3.79 9.88 7.44 6.30 7.93 Sep 04

// Select -0.31 -2.15 3.65 14.90 4.96 11.22 8.84 7.71 9.39 Dec 06

Entry fee 3.23 1.33 13.38 26.62 11.44 14.84 12.90 11.48 14.00 Sep 04

Nil entry fee 3.16 1.14 12.95 25.68 10.61 13.98 12.05 10.65 13.15 Sep 04

// Select 3.23 1.36 13.43 26.73 11.85 15.37 13.51 12.12 14.68 Dec 06

Entry fee 0.61 -1.18 5.44 18.06 6.99 10.79 8.98 7.69 9.52 Sep 04

Nil entry fee 0.55 -1.37 5.05 17.18 6.19 9.96 8.16 6.89 8.71 Sep 04

// Select 0.62 -1.16 5.49 18.17 7.39 11.30 9.57 8.31 10.18 Dec 06

Entry fee 2.79 1.40 12.50 18.04 -0.03 7.25 5.72 8.03 10.89 Sep 04

Nil entry fee 2.73 1.21 12.08 17.16 -0.78 6.45 4.93 7.22 10.06 Sep 04

// Select 2.80 1.42 12.55 18.15 0.34 7.75 6.29 8.65 11.55 Dec 06

Entry fee -0.69 -1.15 2.19 16.40 7.82 13.25 10.81 9.22 10.60 May 11

Nil entry fee -0.75 -1.33 1.80 15.52 7.01 12.41 9.98 8.41 9.77 May 11

// Select -0.68 -1.13 2.23 16.50 8.22 13.78 11.41 9.85 11.26 May 11

Entry fee -4.44 -1.72 -3.58 17.86 9.30 8.65 8.08 6.48 9.70 Sep 04

Nil entry fee -4.49 -1.86 -3.87 17.16 8.65 8.00 7.43 5.84 9.04 Sep 04

// Select -4.43 -1.66 -3.47 18.15 9.87 9.32 8.83 7.25 10.52 Dec 06

Entry fee 0.53 -0.13 9.48 18.90 12.89 12.00 10.60 10.78 11.15 Sep 04

Nil entry fee 0.47 -0.32 9.07 18.01 12.05 11.16 9.77 9.95 10.32 Sep 04

// Select 0.54 -0.11 9.53 19.01 13.31 12.52 11.20 11.41 11.81 Dec 06

Entry fee -1.29 -1.92 2.90 18.51 6.84 11.60 8.10 7.32 9.34 Sep 04

Nil entry fee -1.35 -2.10 2.51 17.63 6.04 10.77 7.29 6.52 8.53 Sep 04

// Select -1.28 -1.89 2.95 18.62 7.23 12.12 8.69 7.93 10.00 Dec 06

Entry fee -3.01 -2.73 1.95 19.08 8.81 12.49 8.76 7.46 9.86 Sep 04

Nil entry fee -3.06 -2.88 1.64 18.37 8.16 11.81 8.11 6.82 9.20 Sep 04

// Select -2.99 -2.68 2.07 19.37 9.38 13.18 9.51 8.24 10.68 Dec 06

Entry fee 3.46 -2.33 -3.60 7.66 4.77 7.74 7.60 7.09 10.60 Sep 04

Nil entry fee 3.40 -2.51 -3.96 6.85 3.99 6.93 6.79 6.29 9.78 Sep 04

// Select 3.47 -2.31 -3.56 7.75 5.16 8.24 8.18 7.71 11.26 Dec 06

Entry fee -0.74 -2.07 3.76 15.55 4.86 11.09 9.08 7.87 9.60 Sep 04

Nil entry fee -0.79 -2.22 3.44 14.85 4.23 10.42 8.43 7.22 8.94 Sep 04

// Select -0.72 -2.01 3.88 15.82 5.40 11.77 9.83 8.65 10.42 Dec 06

Entry fee 2.46 0.97 11.35 15.54 -2.82 4.14 3.23 5.15 8.83 Sep 04

Nil entry fee 2.41 0.82 11.02 14.85 -3.40 3.52 2.61 4.52 8.17 Sep 04

// Select 2.48 1.03 11.49 15.82 -2.32 4.78 3.94 5.91 9.64 Dec 06

Entry fee -2.53 -2.35 6.47 18.15 13.77 14.30 13.95 11.06 12.64 May 11

Nil entry fee -2.59 -2.53 6.07 17.27 12.92 13.44 13.10 10.23 11.79 May 11

// Select -2.52 -2.33 6.52 18.26 14.19 14.83 14.56 11.70 13.31 May 11

Entry fee - - - - - - - - - Sep 04

Nil entry fee - - - - - - - - - Sep 04

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Sep 04

Nil entry fee - - - - - - - - - Sep 04

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Sep 04

Nil entry fee - - - - - - - - - Sep 04

// Select - - - - - - - - - Dec 06

Entry fee - - - - - - - - - Sep 04

Nil entry fee - - - - - - - - - Sep 04

// Select - - - - - - - - - Dec 06










Index (Hedged)6

Pendal Core Hedged Global Shares



Index14



Fund start

date

OnePath Mortgage

OnePath Income Plus

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.Closed1 month

%

6 mths

%

1 year

% p.a.

3 mths

%


OnePath Cash

Investment Returns

28




OnePath Sustainable Investments

– Australian Share


OptiMix High Growth

3 years

% p.a.

5 years

% p.a.

Fund start

date

1 year

% p.a.

2 years

% p.a.

3 mths

%

6 mths

%

10 years

% p.a.

7 years

% p.a.Profile 5 - High Growth (Cont'd)1 month

%


SG Hiscock Property




Platinum International Shares




Companies Shares4

OnePath High Growth



Entry fee -1.32 -5.50 5.34 29.10 7.48 19.95 14.12 10.28 12.70 Jul 06

Nil entry fee -1.39 -5.70 4.90 28.01 6.57 18.93 13.16 9.35 11.75 Jul 06

Entry fee 0.06 -2.98 4.46 32.45 17.20 17.18 13.49 12.16 15.82 Feb 03

Nil entry fee -0.01 -3.19 4.03 31.34 16.22 16.19 12.54 11.22 14.84 Feb 03

Entry fee 2.23 -3.22 -0.84 -3.77 -0.92 2.35 2.09 2.05 2.89 Sep 03

Nil entry fee 2.16 -3.42 -1.26 -4.58 -1.76 1.49 1.23 1.19 2.02 Sep 03

Entry fee -0.33 -2.31 3.12 14.34 4.09 9.93 7.32 6.07 7.69 Mar 01

Nil entry fee -0.40 -2.52 2.68 13.37 3.21 9.00 6.41 5.17 6.78 Mar 01

Entry fee 0.71 -0.64 4.24 12.99 5.41 8.15 6.69 5.75 7.21 Mar 01

Nil entry fee 0.64 -0.85 3.81 12.04 4.52 7.24 5.79 4.86 6.31 Mar 01

Entry fee 0.77 -0.34 2.73 6.09 2.97 4.95 4.06 3.66 4.65 Mar 01

Nil entry fee 0.70 -0.55 2.29 5.20 2.10 4.06 3.18 2.78 3.77 Mar 01

Entry fee 3.23 1.35 13.89 27.13 11.74 15.15 13.13 11.69 14.16 Mar 01

Nil entry fee 3.16 1.13 13.44 26.08 10.82 14.20 12.19 10.75 13.20 Mar 01

Entry fee 0.71 -0.98 4.97 15.75 6.34 9.41 7.68 6.57 8.19 Mar 01

Nil entry fee 0.64 -1.19 4.53 14.78 5.44 8.49 6.78 5.67 7.27 Mar 01

Entry fee 0.60 -1.25 5.07 17.71 6.66 10.38 8.57 7.25 9.09 Mar 01

Nil entry fee 0.53 -1.46 4.63 16.72 5.76 9.45 7.65 6.34 8.17 Mar 01

Entry fee 0.84 -0.34 3.57 9.41 4.10 6.49 5.34 4.70 5.97 Sep 03

Nil entry fee 0.76 -0.55 3.13 8.49 3.23 5.59 4.45 3.81 5.08 Sep 03

Entry fee 2.77 1.37 12.46 17.98 0.19 7.36 5.79 8.12 10.92 Mar 01

Nil entry fee 2.69 1.15 11.99 16.98 -0.66 6.45 4.90 7.20 9.99 Mar 01

Entry fee - - - - - - - - - Mar 01

Nil entry fee - - - - - - - - - Mar 01

Entry fee -1.08 -4.15 6.09 28.41 8.82 19.97 14.99 11.50 13.78 Jul 06

Nil entry fee -1.13 -4.31 5.75 27.59 8.12 19.20 14.26 10.79 13.06 Jul 06

Entry fee 0.03 -2.66 3.31 27.93 14.66 14.80 11.63 10.43 13.88 Mar 03

Nil entry fee -0.02 -2.82 2.98 27.11 13.92 14.07 10.92 9.73 13.15 Mar 03

Entry fee 1.95 -2.87 -0.78 -3.56 -1.25 1.72 1.51 1.44 2.22 Sep 03

Nil entry fee 1.89 -3.02 -1.09 -4.17 -1.88 1.07 0.86 0.79 1.57 Sep 03

Entry fee -0.30 -2.05 3.04 12.97 4.06 9.50 7.27 6.15 7.72 Mar 01

Nil entry fee -0.35 -2.20 2.71 12.25 3.41 8.82 6.59 5.48 7.04 Mar 01

Entry fee 0.62 -0.56 3.75 11.36 4.57 7.15 5.93 5.14 6.58 Mar 01

Nil entry fee 0.57 -0.72 3.42 10.65 3.90 6.46 5.26 4.47 5.90 Mar 01

Entry fee 0.01 0.01 0.07 0.10 0.11 0.26 0.33 0.46 0.82 Feb 01

Nil entry fee 0.01 0.01 0.06 0.11 0.11 0.22 0.24 0.21 0.45 Feb 01

Entry fee 0.67 -0.35 2.23 5.16 2.28 4.15 3.39 3.07 4.05 Mar 01

Nil entry fee 0.62 -0.51 1.91 4.50 1.64 3.50 2.74 2.42 3.39 Mar 01

Entry fee 2.87 1.20 10.93 22.69 9.81 12.99 11.46 10.22 12.54 Mar 01

Nil entry fee 2.82 1.04 10.58 21.92 9.10 12.27 10.75 9.52 11.82 Mar 01

Entry fee 0.61 -0.87 4.59 14.17 5.61 8.57 7.08 6.09 7.64 Feb 01

Nil entry fee 0.55 -1.03 4.25 13.44 4.94 7.88 6.40 5.41 6.95 Feb 01

Entry fee 0.51 -1.15 4.67 15.85 6.04 9.57 8.00 6.83 8.57 Feb 01

Nil entry fee 0.45 -1.32 4.33 15.11 5.36 8.87 7.31 6.15 7.88 Feb 01

Entry fee 0.72 -0.34 3.07 8.17 3.34 5.63 4.67 4.12 5.37 Sep 03

Nil entry fee 0.66 -0.50 2.74 7.48 2.68 4.95 4.00 3.46 4.69 Sep 03

Entry fee 2.40 1.26 11.05 15.79 -0.26 6.30 4.89 8.01 10.37 Feb 01

Nil entry fee 2.35 1.10 10.70 15.06 -0.88 5.63 4.23 7.33 9.67 Feb 01

‡ These stand alone versions of the OptiMix Funds are closed to new investors. The OneAnswer OptiMix Funds remain open to new investors. 1 Formerly known as OptiMix Geared Australian Share

Returns (except for OnePath Capital Guaranteed) are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Yearly returns for OnePath Capital Guaranteed are derived from

the declared annual crediting rate which are calculated as the weighted average of the earnings over the previous years, less management costs, and cannot be less than zero.

Investment Returns

29

30 November 2021

Closed

OptiMix funds

Fund start

date


Shares 1

6 mths

%

1 year

% p.a.

2 years

% p.a.

OptiMix Moderate


1 month

%

3 mths

%


Fund start

date

1 year

% p.a.

2 years

% p.a.

1 month

%

3 mths

%

6 mths

%

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

OptiMix Growth Trust

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

7 years

% p.a.

OptiMix Enhanced Cash Trust

7 years

% p.a.

OptiMix Property Securities Trust

OptiMix Moderate Trust

6 mths

%

OptiMix High Growth

OptiMix Balanced


OptiMix Cash3

Geared Australian Shares Index


1 month

%

3 mths

%

OptiMix Growth



Shares Trust1

10 years

% p.a.

OptiMix Trusts‡ as at: 30 November 2021

OptiMix High Growth Trust

Fund start

date

7 years

% p.a.

5 years

% p.a.


Trust1


Trust

OptiMix Australian Shares Trust

OptiMix Balanced Trust

OptiMix Conservative Trust

OptiMix Global Shares Trust

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.OptiMix funds

Entry fee -1.04 -4.57 6.42 31.23 8.84 21.01 15.98 12.21 14.70 Jul 06

Nil entry fee -1.09 -4.69 6.17 30.71 8.40 20.40 15.28 11.48 13.93 Jul 06

Entry fee 0.24 -2.65 4.70 32.71 17.17 17.18 13.41 12.01 15.68 Mar 03

Nil entry fee 0.18 -2.83 4.30 31.72 16.30 16.30 12.56 11.17 14.81 Mar 03

Entry fee 2.22 -3.17 -0.81 -3.75 -0.91 2.35 2.07 2.01 2.87 Sep 03

Nil entry fee 2.15 -3.35 -1.18 -4.46 -1.65 1.58 1.31 1.25 2.10 Sep 03

Entry fee -0.31 -2.17 3.60 14.79 4.57 10.71 8.25 7.10 8.75 Feb 01

Nil entry fee -0.38 -2.35 3.21 13.93 3.79 9.88 7.44 6.30 7.93 Feb 01

Entry fee 0.72 -0.63 4.44 13.18 5.62 8.39 6.94 6.02 7.49 Feb 01

Nil entry fee 0.66 -0.82 4.05 12.33 4.83 7.58 6.14 5.23 6.68 Feb 01

Entry fee 0.01 0.01 0.14 0.11 0.13 0.32 0.45 0.63 1.06 Feb 01

Nil entry fee 0.01 0.00 0.14 0.10 0.12 0.26 0.29 0.29 0.60 Feb 01

Entry fee 0.77 -0.34 2.78 6.20 3.07 5.06 4.16 3.77 4.78 Mar 01

Nil entry fee 0.71 -0.53 2.40 5.41 2.30 4.27 3.38 3.00 3.99 Mar 01

Entry fee 3.22 1.33 13.38 26.62 11.44 14.84 12.90 11.48 14.00 Feb 01

Nil entry fee 3.16 1.15 12.95 25.67 10.61 13.98 12.05 10.65 13.15 Feb 01

Entry fee 0.71 -0.94 5.29 16.08 6.62 9.74 8.03 6.93 8.55 Mar 01

Nil entry fee 0.65 -1.13 4.90 15.21 5.82 8.92 7.22 6.13 7.73 Mar 01

Entry fee 0.61 -1.18 5.44 18.06 6.99 10.79 8.98 7.69 9.52 Feb 01

Nil entry fee 0.55 -1.37 5.05 17.18 6.19 9.96 8.16 6.89 8.71 Feb 01

Entry fee 0.84 -0.34 3.68 9.53 4.19 6.62 5.50 4.88 6.17 Sep 03

Nil entry fee 0.77 -0.53 3.29 8.71 3.41 5.82 4.71 4.09 5.37 Sep 03

Entry fee 2.79 1.40 12.50 18.04 -0.03 7.25 5.72 8.03 10.89 Mar 01

Nil entry fee 2.72 1.21 12.08 17.16 -0.78 6.45 4.93 7.22 10.06 Mar 01

Entry fee -1.02 -4.52 6.54 31.52 8.98 21.11 16.03 12.25 14.73 Jul 06

Nil entry fee -1.09 -4.69 6.17 30.71 8.40 20.40 15.28 11.48 13.93 Jul 06

Entry fee 0.24 -2.65 4.70 32.71 17.17 17.18 13.41 12.01 15.68 Sep 04

Nil entry fee 0.17 -2.84 4.31 31.71 16.27 16.26 8.33 6.56 11.46 Sep 04

Entry fee 2.22 -3.18 -0.81 -3.75 -0.91 2.34 2.07 2.01 2.87 Sep 04

Nil entry fee 2.15 -3.35 -1.18 -4.47 -1.65 1.58 1.31 1.25 2.10 Sep 04

Entry fee -0.31 -2.17 3.60 14.79 4.57 10.71 8.25 7.10 8.75 Sep 04

Nil entry fee -0.38 -2.35 3.21 13.93 3.79 9.88 7.44 6.30 7.93 Sep 04

Entry fee 0.72 -0.63 4.44 13.18 5.62 8.39 6.94 6.02 7.49 Sep 04

Nil entry fee 0.66 -0.82 4.05 12.33 4.83 7.58 6.14 5.23 6.68 Sep 04

Entry fee 0.01 0.00 0.13 0.10 0.12 0.32 0.45 0.62 1.06 Sep 04

Nil entry fee 0.01 0.00 0.14 0.11 0.13 0.26 0.30 0.30 0.61 Sep 04

Entry fee 0.76 -0.34 2.79 6.20 3.07 5.06 4.16 3.77 4.78 Sep 04

Nil entry fee 0.70 -0.53 2.40 5.41 2.30 4.27 3.38 3.00 3.99 Sep 04

Entry fee 3.23 1.34 13.38 26.62 11.44 14.84 12.90 11.48 14.00 Sep 04

Nil entry fee 3.16 1.14 12.95 25.68 10.61 13.98 12.05 10.65 13.15 Sep 04

Entry fee 0.71 -0.94 5.29 16.08 6.62 9.74 8.03 6.93 8.55 Sep 04

Nil entry fee 0.65 -1.13 4.90 15.21 5.82 8.92 7.22 6.13 7.73 Sep 04

Entry fee 0.61 -1.18 5.44 18.06 6.99 10.79 8.98 7.69 9.52 Sep 04

Nil entry fee 0.55 -1.37 5.05 17.18 6.19 9.96 8.16 6.89 8.71 Sep 04

Entry fee 0.84 -0.34 3.68 9.53 4.19 6.62 5.50 4.88 6.17 Sep 04

Nil entry fee 0.77 -0.53 3.29 8.71 3.41 5.82 4.71 4.09 5.37 Sep 04

Entry fee 2.79 1.40 12.50 18.04 -0.03 7.25 5.72 8.03 10.89 Sep 04

Nil entry fee 2.72 1.21 12.08 17.17 -0.78 6.45 4.93 7.22 10.06 Sep 04

‡ These stand alone versions of the OptiMix Funds are closed to new investors. The OneAnswer OptiMix Funds remain open to new investors. 1 Formerly known as OptiMix Geared Australian Share

Fund start

date


3 mths

%




30 November 2021

5 years

% p.a.

OptiMix Balanced


OptiMix Cash2



Companies Shares1

OptiMix Growth

7 years

% p.a.

7 years

% p.a.

7 years

% p.a.

Investment Returns

30

6 mths

%

10 years

% p.a.

Fund start

date

OptiMix funds 1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

1 year

% p.a.

10 years

% p.a.



OptiMix Allocated Pension‡ as at: 30 November 2021

5 years

% p.a.

7 years

% p.a.

Fund start

date

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.

1 month

%

3 mths

%

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.OptiMix funds1 month

%


OptiMix High Growth

OptiMix Moderate

OptiMix Balanced




Companies Shares Trust1

OptiMix Growth

OptiMix High Growth

OptiMix Moderate


OptiMix Cash2



3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

Fund start

date

2 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

7 years

% p.a.

Entry fee -0.11 -0.85 3.51 14.01 5.81 9.76 6.14 5.07 6.14 Apr 97

Nil entry fee -0.13 -0.91 3.37 13.72 5.39 9.27 5.62 4.54 5.59 Apr 97

Entry fee 0.69 -0.26 2.47 6.10 2.80 4.46 3.71 3.27 4.08 Mar 95

Nil entry fee 0.67 -0.32 2.34 5.83 2.39 3.99 3.20 2.75 3.54 Mar 95

Entry fee 0.48 -1.21 0.07 0.30 0.18 1.63 1.27 1.14 1.91 Apr 88

Nil entry fee 0.44 -1.31 -0.14 -0.11 -0.30 1.12 0.74 0.61 1.36 Jun 89

Entry fee 0.28 -1.98 -1.11 -2.59 -0.64 1.10 0.95 1.11 1.61 Sep 05

Nil entry fee 0.25 -2.04 -1.24 -2.83 -1.04 0.64 0.45 0.59 1.08 Sep 05

Entry fee 0.43 -1.48 3.34 7.78 6.42 7.53 6.67 6.35 6.87 Apr 97

Nil entry fee 0.41 -1.54 3.21 7.51 5.99 7.05 6.15 5.81 6.32 Apr 97

Entry fee 1.24 -1.89 8.02 13.91 9.62 12.81 12.68 10.96 12.48 Apr 97

Nil entry fee 1.21 -1.95 7.89 13.62 9.18 12.30 12.13 10.40 11.89 Apr 97

Entry fee 0.57 -0.39 3.01 8.46 3.81 5.65 4.69 4.09 5.01 May 88

Nil entry fee 0.55 -0.45 2.88 8.19 3.40 5.17 4.18 3.56 4.46 Jun 92

Entry fee 0.00 0.00 0.00 0.00 0.01 0.11 0.19 0.24 0.48 Sep 91

Nil entry fee 0.00 0.00 0.01 0.01 0.02 0.12 0.19 0.17 0.34 Jan 95

Entry fee 0.18 -0.74 4.31 14.14 8.04 11.65 7.38 5.77 7.34 Jun 09

Nil entry fee 0.16 -0.80 4.18 13.85 7.61 11.15 6.86 5.24 6.78 Jun 09

Entry fee 0.49 -1.30 2.80 6.96 1.08 5.04 3.94 3.64 4.85 Sep 05

Nil entry fee 0.47 -1.36 2.66 6.68 0.68 4.57 3.44 3.12 4.30 Sep 05

Entry fee -0.83 -3.72 4.65 22.26 6.01 15.21 11.47 8.62 10.37 Jun 09

Nil entry fee -0.85 -3.78 4.52 21.96 5.59 14.69 10.93 8.07 9.80 Jun 09

Entry fee -0.26 -1.66 2.34 9.74 2.90 7.16 5.57 4.77 5.85 Sep 05

Nil entry fee -0.28 -1.72 2.21 9.46 2.49 6.68 5.05 4.24 5.30 Sep 05

Entry fee 0.46 -0.54 2.91 8.65 3.47 5.44 4.56 3.95 4.90 Sep 05

Nil entry fee 0.44 -0.61 2.78 8.38 3.06 4.96 4.05 3.43 4.36 Sep 05

Entry fee 0.21 -4.70 -3.35 2.45 0.58 3.77 4.12 2.97 3.97 Jun 09

Nil entry fee 0.19 -4.76 -3.48 2.20 0.18 3.31 3.62 2.45 3.43 Jun 09

Entry fee 2.18 0.78 8.76 16.99 7.12 9.54 8.41 7.67 9.49 Sep 05

Nil entry fee 2.16 0.72 8.63 16.70 6.69 9.05 7.88 7.12 8.92 Sep 05

Entry fee 0.47 -0.79 3.70 11.30 4.51 6.85 5.64 4.82 5.82 Sep 05

Nil entry fee 0.45 -0.86 3.57 11.02 4.10 6.37 5.13 4.29 5.27 Sep 05

Entry fee 0.56 -0.35 2.45 6.36 2.65 4.38 3.59 3.14 4.00 Sep 05

Nil entry fee 0.55 -0.42 2.33 6.09 2.24 3.91 3.08 2.62 3.46 Sep 05

Entry fee 2.01 0.94 8.85 12.39 -0.45 4.88 3.95 5.78 7.65 Sep 05

Nil entry fee 1.99 0.87 8.72 12.10 -0.85 4.41 3.44 5.24 7.09 Sep 05

1 These funds were formerly "Optimix" funds

2 Formerly known as OptiMix Enhanced Cash



Investment Returns

31

Fund start

date

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

10 years

% p.a.

1 month

%

3 mths

%

6 mths

%

7 years

% p.a.

Investment Savings Bond as at: 30 November 2021


OptiMix Balanced


1 month

%



OnePath Money Market


Fund start

date

3 years

% p.a.

5 years

% p.a.OptiMix funds

OnePath Balanced

6 mths

%

3 mths

%

Fund start

date

1 year

% p.a.

6 mths

%

10 years

% p.a.


Australian Shares

10 years

% p.a.

2 years

% p.a.


7 years

% p.a.

7 years

% p.a.



2 years

% p.a.

3 years

% p.a.

5 years

% p.a.OnePath funds1 month

%

1 year

%

3 mths

%




Index


OptiMix Moderate

OptiMix Growth

Distribution 0.07 0.21 4.90 5.50 3.56 3.34 2.84 2.61 3.32

Growth -0.30 -0.70 -5.32 -6.02 -3.75 -2.67 -1.74 -1.28 0.40

Total -0.23 -0.49 -0.42 -0.52 -0.19 0.67 1.10 1.33 3.72

Distribution 0.00 0.00 4.49 4.66 2.72 2.49 1.99 1.75 2.44

Growth -0.30 -0.70 -5.32 -6.02 -3.75 -2.67 -1.74 -1.28 0.40

Total -0.30 -0.70 -0.83 -1.36 -1.03 -0.18 0.25 0.47 2.84

Distribution 0.07 0.23 4.95 5.59 3.93 3.81 3.39 3.19 3.93

Growth -0.30 -0.70 -5.32 -6.02 -3.75 -2.67 -1.74 -1.28 0.40

Total -0.23 -0.47 -0.37 -0.43 0.18 1.14 1.65 1.91 4.33

Distribution 0.00 0.24 5.36 5.87 3.91 3.42 3.24 3.11 3.35

Growth -0.22 -0.67 -5.65 -6.14 -3.58 -2.13 -1.44 -1.05 0.55

Total -0.22 -0.43 -0.29 -0.27 0.33 1.29 1.80 2.06 3.90

Distribution 0.08 0.68 4.52 5.68 4.15 3.19 3.56 3.60 3.70

Growth 0.65 -2.34 -4.22 -4.76 -3.40 -0.35 -1.27 -1.53 -0.55

Total 0.73 -1.66 0.30 0.92 0.75 2.84 2.29 2.07 3.15

Distribution 0.00 0.46 4.08 4.78 3.25 2.27 2.65 2.69 2.78

Growth 0.65 -2.34 -4.22 -4.76 -3.40 -0.35 -1.27 -1.53 -0.55

Total 0.65 -1.88 -0.14 0.02 -0.15 1.92 1.38 1.16 2.23

Distribution 0.08 0.70 4.57 5.77 4.52 3.67 4.11 4.19 4.32

Growth 0.65 -2.34 -4.22 -4.76 -3.40 -0.35 -1.27 -1.53 -0.55

Total 0.73 -1.64 0.35 1.01 1.12 3.32 2.84 2.66 3.77

Distribution 0.00 0.03 6.41 9.15 8.12 6.52 6.76 6.40 5.71

Growth 1.00 -0.24 -3.33 -2.81 -4.30 -0.61 -1.72 -1.72 -0.21

Total 1.00 -0.21 3.08 6.34 3.82 5.91 5.04 4.68 5.50

Distribution 0.07 0.21 11.61 12.22 9.13 7.19 5.21 5.52 4.65

Growth 0.84 -1.29 -9.43 -8.12 -5.88 -1.42 -0.66 -1.28 0.74

Total 0.91 -1.08 2.18 4.10 3.25 5.77 4.55 4.24 5.39

Distribution 0.00 0.00 11.19 11.34 8.26 6.30 4.36 4.74 3.83

Growth 0.84 -1.29 -9.43 -8.12 -5.88 -1.42 -0.66 -1.28 0.74

Total 0.84 -1.29 1.76 3.22 2.38 4.88 3.70 3.46 4.57

Distribution 0.08 0.23 11.66 12.31 9.51 7.68 5.75 6.03 5.22

Growth 0.84 -1.29 -9.43 -8.12 -5.88 -1.42 -0.66 -1.28 0.74

Total 0.92 -1.06 2.23 4.19 3.63 6.26 5.09 4.75 5.96

Distribution 0.00 0.05 11.83 12.59 9.78 7.94 6.04 6.44 5.57

Growth 0.93 -1.08 -9.52 -8.24 -5.99 -1.52 -0.74 -1.35 0.67

Total 0.93 -1.03 2.31 4.35 3.79 6.42 5.30 5.09 6.24

Distribution 0.07 0.21 12.94 12.97 8.56 6.21 4.29 5.06 4.31

Growth 1.10 -1.62 -12.62 -15.20 -8.45 -3.48 -2.31 -2.93 -1.14

Total 1.17 -1.41 0.32 -2.23 0.11 2.73 1.98 2.13 3.17

Distribution 0.00 0.00 12.53 12.15 7.72 5.35 3.45 4.30 3.51

Growth 1.10 -1.62 -12.62 -15.20 -8.45 -3.48 -2.31 -2.93 -1.14

Total 1.10 -1.62 -0.09 -3.05 -0.73 1.87 1.14 1.37 2.37

Distribution 0.07 0.23 12.99 13.06 8.93 6.69 4.81 5.56 4.87

Growth 1.10 -1.62 -12.62 -15.20 -8.45 -3.48 -2.31 -2.93 -1.14

Total 1.17 -1.39 0.37 -2.14 0.48 3.21 2.50 2.63 3.73

Distribution 0.00 0.00 13.12 13.44 9.42 6.62 4.88 5.58 4.93

Growth 1.19 -1.35 -12.67 -15.43 -8.79 -3.26 -2.18 -2.61 -0.92

Total 1.19 -1.35 0.45 -1.99 0.63 3.36 2.70 2.97 4.01

Distribution 0.08 2.12 2.91 6.42 5.81 4.48 5.04 4.72 4.09

Growth 0.37 -4.89 -4.26 -9.60 -6.15 -2.27 -3.05 -2.52 -1.17

Total 0.45 -2.77 -1.35 -3.18 -0.34 2.21 1.99 2.20 2.92

Distribution 0.00 1.90 2.47 5.56 4.92 3.57 4.13 3.81 3.17

Growth 0.37 -4.89 -4.26 -9.60 -6.15 -2.27 -3.05 -2.52 -1.17

Total 0.37 -2.99 -1.79 -4.04 -1.23 1.30 1.08 1.29 2.00

Distribution 0.08 2.14 2.96 6.51 6.18 4.96 5.59 5.30 4.70

Growth 0.37 -4.89 -4.26 -9.60 -6.15 -2.27 -3.05 -2.52 -1.17

Total 0.45 -2.75 -1.30 -3.09 0.03 2.69 2.54 2.78 3.53

Distribution 0.00 2.24 3.15 6.95 7.26 5.90 5.86 5.18 4.66

Growth 0.48 -4.93 -4.33 -9.80 -6.97 -2.94 -3.05 -2.13 -0.87

Total 0.48 -2.69 -1.18 -2.85 0.29 2.96 2.81 3.05 3.79

Frontier

Frontier


Entry fee

Nil entry

fee

// Select


Entry fee

Nil entry

fee

// Select

OnePath Conservative Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

5 years

% p.a.Profile 2 - Conservative

Nil entry

fee

// Select

Frontier

Kapstream Absolute Return

Income

Entry fee

7 years

% p.a.

10 years

% p.a.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

OnePath OneAnswer Investment Portfolio (Income/Growth splits) as at: 30 November 2021


%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Investment Returns

32

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



zero.

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

Distribution 0.07 0.20 0.42 2.23 5.74 5.11 4.38 4.65 4.77

Growth 2.16 -3.42 -1.26 -6.00 -6.66 -2.76 -2.29 -2.60 -1.88

Total 2.23 -3.22 -0.84 -3.77 -0.92 2.35 2.09 2.05 2.89

Distribution 0.00 0.00 0.00 1.42 4.90 4.25 3.52 3.79 3.90

Growth 2.16 -3.42 -1.26 -6.00 -6.66 -2.76 -2.29 -2.60 -1.88

Total 2.16 -3.42 -1.26 -4.58 -1.76 1.49 1.23 1.19 2.02

Distribution 0.08 0.22 0.47 2.32 6.10 5.59 4.93 5.23 5.38

Growth 2.16 -3.42 -1.26 -6.00 -6.66 -2.76 -2.29 -2.60 -1.88

Total 2.24 -3.20 -0.79 -3.68 -0.56 2.83 2.64 2.63 3.50

Distribution 0.00 0.24 0.24 2.06 6.25 5.83 5.26 5.58 5.73

Growth 2.27 -3.34 -0.84 -5.38 -6.44 -2.63 -2.29 -2.63 -1.92

Total 2.27 -3.10 -0.60 -3.32 -0.19 3.20 2.97 2.95 3.81

Distribution 0.07 0.21 5.43 7.93 6.58 4.96 4.60 3.76 3.39

Growth 0.70 -0.55 -2.70 -1.84 -3.61 -0.01 -0.54 -0.10 1.26

Total 0.77 -0.34 2.73 6.09 2.97 4.95 4.06 3.66 4.65

Distribution 0.00 0.00 4.99 7.04 5.71 4.07 3.72 2.88 2.51

Growth 0.70 -0.55 -2.70 -1.84 -3.61 -0.01 -0.54 -0.10 1.26

Total 0.70 -0.55 2.29 5.20 2.10 4.06 3.18 2.78 3.77

Distribution 0.08 0.23 5.47 8.03 6.96 5.44 5.16 4.35 4.02

Growth 0.70 -0.55 -2.70 -1.84 -3.61 -0.01 -0.54 -0.10 1.26

Total 0.78 -0.32 2.77 6.19 3.35 5.43 4.62 4.25 5.28

Distribution 0.00 0.03 5.36 8.23 7.47 5.94 5.56 4.70 4.40

Growth 0.80 -0.28 -2.44 -1.69 -3.75 -0.15 -0.59 -0.11 1.22

Total 0.80 -0.25 2.92 6.54 3.72 5.79 4.97 4.59 5.62

Distribution 0.08 0.22 0.51 0.94 1.56 1.73 2.86 3.31 3.33

Growth -0.15 -1.56 -0.91 -0.45 -1.73 0.73 -0.32 -0.72 0.13

Total -0.07 -1.34 -0.40 0.49 -0.17 2.46 2.54 2.59 3.46

Distribution 0.01 0.01 0.09 0.09 0.72 0.87 2.00 2.44 2.46

Growth -0.15 -1.56 -0.91 -0.45 -1.73 0.73 -0.32 -0.72 0.13

Total -0.14 -1.55 -0.82 -0.36 -1.01 1.60 1.68 1.72 2.59

Distribution 0.09 0.24 0.56 1.03 1.93 2.21 3.41 3.90 3.94

Growth -0.15 -1.56 -0.91 -0.45 -1.73 0.73 -0.32 -0.72 0.13

Total -0.06 -1.32 -0.35 0.58 0.20 2.94 3.09 3.18 4.07

Distribution 0.05 0.10 0.71 1.02 1.96 2.31 3.70 4.15 3.48

Growth -0.11 -1.34 -0.87 -0.07 -1.37 1.05 -0.17 -0.53 1.09

Total -0.06 -1.24 -0.16 0.95 0.59 3.36 3.53 3.62 4.57

Distribution 0.08 0.22 6.95 7.68 5.83 5.35 4.34 4.56 4.88

Growth 0.11 -1.31 -6.22 -2.66 -2.69 -0.38 -0.29 -1.01 0.03

Total 0.19 -1.09 0.73 5.02 3.14 4.97 4.05 3.55 4.91

Distribution 0.00 0.00 6.50 6.75 4.91 4.41 3.41 3.64 3.94

Growth 0.11 -1.31 -6.22 -2.66 -2.69 -0.38 -0.29 -1.01 0.03

Total 0.11 -1.31 0.28 4.09 2.22 4.03 3.12 2.63 3.97

Distribution 0.09 0.24 6.99 7.78 6.22 5.83 4.90 5.15 5.50

Growth 0.11 -1.31 -6.22 -2.66 -2.69 -0.38 -0.29 -1.01 0.03

Total 0.20 -1.07 0.77 5.12 3.53 5.45 4.61 4.14 5.53

Distribution 0.00 0.07 7.39 7.93 6.38 6.00 5.07 5.24 5.63

Growth 0.22 -1.09 -6.50 -2.59 -2.63 -0.32 -0.25 -0.88 0.11

Total 0.22 -1.02 0.89 5.34 3.75 5.68 4.82 4.36 5.74

Distribution 0.07 0.20 6.23 6.96 5.86 5.02 3.72 3.61 3.84

Growth 1.77 -4.04 -7.58 -10.32 -6.02 -2.07 -1.28 -1.40 -0.83

Total 1.84 -3.84 -1.35 -3.36 -0.16 2.95 2.44 2.21 3.01

Distribution 0.00 0.00 5.81 6.15 5.02 4.15 2.85 2.75 2.97

Growth 1.77 -4.04 -7.58 -10.32 -6.02 -2.07 -1.28 -1.40 -0.83

Total 1.77 -4.04 -1.77 -4.17 -1.00 2.08 1.57 1.35 2.14

Distribution 0.08 0.22 6.27 7.05 6.23 5.50 4.27 4.20 4.45

Growth 1.77 -4.04 -7.58 -10.32 -6.02 -2.07 -1.28 -1.40 -0.83

Total 1.85 -3.82 -1.31 -3.27 0.21 3.43 2.99 2.80 3.62

Distribution 0.00 0.00 6.29 7.28 6.25 5.58 4.33 4.28 4.60

Growth 1.86 -3.82 -7.62 -10.55 -6.21 -2.24 -1.37 -1.49 -0.97

Total 1.86 -3.82 -1.33 -3.27 0.04 3.34 2.96 2.79 3.63

Distribution 0.08 0.36 4.38 4.78 3.47 3.15 3.12 3.08 3.76

Growth 1.20 -2.67 -5.03 -7.99 -4.19 -1.26 -1.29 -1.19 -0.72

Total 1.28 -2.31 -0.65 -3.21 -0.72 1.89 1.83 1.89 3.04

Distribution 0.00 0.14 3.94 3.92 2.59 2.23 2.21 2.17 2.84

Growth 1.20 -2.67 -5.03 -7.99 -4.19 -1.26 -1.29 -1.19 -0.72

Total 1.20 -2.53 -1.09 -4.07 -1.60 0.97 0.92 0.98 2.12

Distribution 0.09 0.38 4.43 4.87 3.84 3.62 3.67 3.66 4.37

Growth 1.20 -2.67 -5.03 -7.99 -4.19 -1.26 -1.29 -1.19 -0.72

Total 1.29 -2.29 -0.60 -3.12 -0.35 2.36 2.38 2.47 3.65

Distribution 0.00 0.42 4.50 5.12 3.91 3.66 3.75 3.75 4.40

Growth 1.30 -2.67 -5.04 -8.13 -4.35 -1.33 -1.34 -1.23 -0.69

Total 1.30 -2.25 -0.54 -3.01 -0.44 2.33 2.41 2.52 3.71

Frontier


Entry fee

Nil entry

fee

// Select

Entry fee

Pendal Monthly Plus

Entry fee

Nil entry

fee

// Select

Frontier


Nil entry

fee

// Select

Frontier


Profile 2 - Conservative (cont'd)1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

33

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



1 month

%

3 mths

%

6 mths

%

1 year

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.30 0.51 1.80 3.81 3.16 3.37 4.80 4.20

Growth -0.02 -1.51 -2.67 -3.65 -1.87 0.03 -0.93 -2.64 -0.52

Total 0.05 -1.21 -2.16 -1.85 1.94 3.19 2.44 2.16 3.68

Distribution 0.00 0.09 0.10 0.97 2.95 2.29 2.51 3.94 3.32

Growth -0.02 -1.51 -2.67 -3.65 -1.87 0.03 -0.93 -2.64 -0.52

Total -0.02 -1.42 -2.57 -2.68 1.08 2.32 1.58 1.30 2.80

Distribution 0.07 0.32 0.56 1.89 4.19 3.64 3.92 5.38 4.81

Growth -0.02 -1.51 -2.67 -3.65 -1.87 0.03 -0.93 -2.64 -0.52

Total 0.05 -1.19 -2.11 -1.76 2.32 3.67 2.99 2.74 4.29

Distribution 0.00 0.36 0.36 1.87 4.21 2.98 3.52 5.04 4.52

Growth 0.07 -1.49 -2.36 -3.41 -1.90 0.75 -0.40 -2.15 -0.04

Total 0.07 -1.13 -2.00 -1.54 2.31 3.73 3.12 2.89 4.48

Distribution 0.08 0.24 1.36 1.80 1.64 1.40 4.19 3.94 4.02

Growth -0.70 -0.77 -1.73 -0.68 -1.23 -0.27 -2.59 -2.18 -0.87

Total -0.62 -0.53 -0.37 1.12 0.41 1.13 1.60 1.76 3.15

Distribution 0.01 0.02 0.94 0.95 0.79 0.54 3.33 3.08 3.15

Growth -0.70 -0.77 -1.73 -0.68 -1.23 -0.27 -2.59 -2.18 -0.87

Total -0.69 -0.75 -0.79 0.27 -0.44 0.27 0.74 0.90 2.28

Distribution 0.09 0.26 1.41 1.89 2.01 1.86 4.74 4.52 4.63

Growth -0.70 -0.77 -1.73 -0.68 -1.23 -0.27 -2.59 -2.18 -0.87

Total -0.61 -0.51 -0.32 1.21 0.78 1.59 2.15 2.34 3.76

Distribution 0.01 0.02 2.56 2.62 1.61 1.53 4.66 4.56 4.77

Growth -0.59 -0.43 -2.66 -1.04 -0.45 0.46 -2.11 -1.81 -0.60

Total -0.58 -0.41 -0.10 1.58 1.16 1.99 2.55 2.75 4.17

Distribution 0.07 0.21 6.70 9.06 7.77 7.24 6.43 6.21 5.06

Growth 0.97 -0.48 -2.97 0.22 -3.37 -0.50 -0.89 -1.36 0.93

Total 1.04 -0.27 3.73 9.28 4.40 6.74 5.54 4.85 5.99

Distribution 0.00 0.00 6.26 8.14 6.89 6.34 5.55 5.33 4.17

Growth 0.97 -0.48 -2.97 0.22 -3.37 -0.50 -0.89 -1.36 0.93

Total 0.97 -0.48 3.29 8.36 3.52 5.84 4.66 3.97 5.10

Distribution 0.08 0.23 6.75 9.15 8.15 7.73 7.00 6.81 5.69

Growth 0.97 -0.48 -2.97 0.22 -3.37 -0.50 -0.89 -1.36 0.93

Total 1.05 -0.25 3.78 9.37 4.78 7.23 6.11 5.45 6.62

Distribution 0.00 0.01 6.64 9.29 8.52 8.39 7.47 7.21 6.16

Growth 1.07 -0.19 -2.72 0.37 -3.46 -0.88 -1.08 -1.49 0.74

Total 1.07 -0.18 3.92 9.66 5.06 7.51 6.39 5.72 6.90

Distribution 0.07 0.21 12.58 13.55 10.96 8.92 6.22 7.04 5.73

Growth 0.87 -1.28 -9.02 -5.33 -5.59 -0.66 0.33 -1.14 1.61

Total 0.94 -1.07 3.56 8.22 5.37 8.26 6.55 5.90 7.34

Distribution 0.00 0.00 12.15 12.64 10.08 8.01 5.36 6.25 4.90

Growth 0.87 -1.28 -9.02 -5.33 -5.59 -0.66 0.33 -1.14 1.61

Total 0.87 -1.28 3.13 7.31 4.49 7.35 5.69 5.11 6.51

Distribution 0.07 0.23 12.63 13.65 11.35 9.42 6.77 7.56 6.31

Growth 0.87 -1.28 -9.02 -5.33 -5.59 -0.66 0.33 -1.14 1.61

Total 0.94 -1.05 3.61 8.32 5.76 8.76 7.10 6.42 7.92

Distribution 0.00 0.11 12.72 13.87 11.48 9.58 6.97 7.88 6.57

Growth 0.95 -1.14 -9.06 -5.45 -5.62 -0.71 0.28 -1.18 1.57

Total 0.95 -1.03 3.66 8.42 5.86 8.87 7.25 6.70 8.14

Distribution 0.08 0.21 6.01 8.48 6.58 4.96 4.42 3.59 3.20

Growth 0.76 -0.55 -2.44 0.93 -2.48 1.53 0.92 1.11 2.77

Total 0.84 -0.34 3.57 9.41 4.10 6.49 5.34 4.70 5.97

Distribution 0.00 0.00 5.57 7.56 5.71 4.06 3.53 2.70 2.31

Growth 0.76 -0.55 -2.44 0.93 -2.48 1.53 0.92 1.11 2.77

Total 0.76 -0.55 3.13 8.49 3.23 5.59 4.45 3.81 5.08

Distribution 0.08 0.23 6.05 8.58 6.97 5.45 4.98 4.19 3.83

Growth 0.76 -0.55 -2.44 0.93 -2.48 1.53 0.92 1.11 2.77

Total 0.84 -0.32 3.61 9.51 4.49 6.98 5.90 5.30 6.60

Distribution 0.00 0.00 5.97 8.83 7.42 5.87 5.33 4.57 4.24

Growth 0.87 -0.26 -2.20 1.01 -2.58 1.46 0.92 1.07 2.71

Total 0.87 -0.26 3.77 9.84 4.84 7.33 6.25 5.64 6.95

Distribution 0.08 0.22 3.30 3.88 3.97 3.64 3.57 3.42 5.55

Growth -0.05 -1.11 -1.93 1.09 -0.48 0.97 -0.11 -0.10 0.12

Total 0.03 -0.89 1.37 4.97 3.49 4.61 3.46 3.32 5.67

Distribution 0.00 0.00 2.85 2.94 3.04 2.71 2.65 2.50 4.61

Growth -0.05 -1.11 -1.93 1.09 -0.48 0.97 -0.11 -0.10 0.12

Total -0.05 -1.11 0.92 4.03 2.56 3.68 2.54 2.40 4.73

Distribution 0.08 0.25 3.35 3.97 4.35 4.13 4.13 4.01 6.18

Growth -0.05 -1.11 -1.93 1.09 -0.48 0.97 -0.11 -0.10 0.12

Total 0.03 -0.86 1.42 5.06 3.87 5.10 4.02 3.91 6.30

Distribution 0.00 0.00 4.35 4.79 5.01 4.29 4.32 4.24 5.80

Growth 0.07 -0.77 -2.75 0.65 -0.77 1.18 0.07 0.04 0.89

Total 0.07 -0.77 1.60 5.44 4.24 5.47 4.39 4.28 6.69

Distribution 0.07 0.21 6.49 7.57 4.60 3.54 - - -

Growth -0.91 -1.90 -10.30 -7.44 -0.87 -1.91 - - -

Total -0.84 -1.69 -3.81 0.13 3.73 1.63 - - -

Distribution 0.00 0.01 6.08 6.72 3.73 2.68 - - -

Growth -0.91 -1.90 -10.30 -7.44 -0.87 -1.91 - - -

Total -0.91 -1.89 -4.22 -0.72 2.86 0.77 - - -

Distribution 0.08 0.24 6.53 7.66 4.98 4.01 - - -

Growth -0.91 -1.90 -10.30 -7.44 -0.87 -1.91 - - -

Total -0.83 -1.66 -3.77 0.22 4.11 2.10 - - -

Distribution 0.00 0.04 7.25 8.02 4.44 3.16 - - -

Growth -0.82 -1.68 -10.95 -7.65 -0.17 -0.91 - - -

Total -0.82 -1.64 -3.70 0.37 4.27 2.25 - - -

// Select

Frontier

7 years

% p.a.

10 years

% p.a.

OptiMix Moderate

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

Investment Returns

34




Profile 3 - Moderate1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier

OnePath Balanced

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

1 month

%


Entry fee

Nil entry

fee

// Select

Frontier

// Select

Frontier

Ardea Real Outcome

Entry fee

Nil entry

fee

// Select

Frontier

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

3 mths

%

6 mths

%

1 year

% p.a.

Distribution 0.07 0.23 3.03 3.55 5.43 5.62 6.10 5.34 4.73

Growth 0.06 -2.58 -2.53 -0.60 -3.90 -1.10 -2.58 -2.57 0.20

Total 0.13 -2.35 0.50 2.95 1.53 4.52 3.52 2.77 4.93

Distribution 0.00 0.01 2.58 2.63 4.52 4.68 5.17 4.42 3.79

Growth 0.06 -2.58 -2.53 -0.60 -3.90 -1.10 -2.58 -2.57 0.20

Total 0.06 -2.57 0.05 2.03 0.62 3.58 2.59 1.85 3.99

Distribution 0.08 0.25 3.07 3.64 5.80 6.10 6.65 5.93 5.35

Growth 0.06 -2.58 -2.53 -0.60 -3.90 -1.10 -2.58 -2.57 0.20

Total 0.14 -2.33 0.54 3.04 1.90 5.00 4.07 3.36 5.55

Distribution 0.00 0.05 4.03 4.33 5.69 6.06 6.65 5.71 4.93

Growth 0.16 -2.33 -3.39 -1.07 -3.61 -0.87 -2.37 -2.15 0.85

Total 0.16 -2.28 0.64 3.26 2.08 5.19 4.28 3.56 5.78

Distribution 0.17 0.42 4.50 7.36 5.22 4.50 4.14 4.00 4.72

Growth -0.53 -0.25 -4.37 -3.57 -1.60 -2.12 -0.83 -0.80 0.23

Total -0.36 0.17 0.13 3.79 3.62 2.38 3.31 3.20 4.95

Distribution 0.10 0.21 4.08 6.48 4.35 3.63 3.27 3.13 3.83

Growth -0.53 -0.25 -4.37 -3.57 -1.60 -2.12 -0.83 -0.80 0.23

Total -0.43 -0.04 -0.29 2.91 2.75 1.51 2.44 2.33 4.06

Distribution 0.18 0.44 4.55 7.45 5.60 4.97 4.69 4.59 5.34

Growth -0.53 -0.25 -4.37 -3.57 -1.60 -2.12 -0.83 -0.80 0.23

Total -0.35 0.19 0.18 3.88 4.00 2.85 3.86 3.79 5.57

Distribution 0.19 0.37 4.52 7.39 5.53 4.89 4.61 4.54 5.07

Growth -0.62 -0.25 -4.40 -3.59 -1.61 -2.08 -0.74 -0.74 0.55

Total -0.43 0.12 0.12 3.80 3.92 2.81 3.87 3.80 5.62

Distribution 0.07 0.22 7.41 8.41 8.76 8.26 6.90 5.48 4.52

Growth 0.72 -2.06 -4.17 2.09 -3.33 1.38 1.12 1.20 4.17

Total 0.79 -1.84 3.24 10.50 5.43 9.64 8.02 6.68 8.69

Distribution 0.00 0.00 6.95 7.43 7.82 7.28 5.93 4.53 3.55

Growth 0.72 -2.06 -4.17 2.09 -3.33 1.38 1.12 1.20 4.17

Total 0.72 -2.06 2.78 9.52 4.49 8.66 7.05 5.73 7.72

Distribution 0.08 0.24 7.45 8.51 9.15 8.76 7.48 6.09 5.17

Growth 0.72 -2.06 -4.17 2.09 -3.33 1.38 1.12 1.20 4.17

Total 0.80 -1.82 3.28 10.60 5.82 10.14 8.60 7.29 9.34

Distribution 0.00 0.00 8.62 9.25 9.96 9.39 7.79 6.15 5.01

Growth 0.81 -1.80 -5.28 1.46 -4.02 0.88 0.93 1.25 4.46

Total 0.81 -1.80 3.34 10.71 5.94 10.27 8.72 7.40 9.47

Distribution 0.08 0.22 10.76 12.07 9.06 9.74 11.06 9.66 8.84

Growth 0.72 -1.45 -7.20 -0.22 -1.80 1.26 -2.43 -2.36 -0.04

Total 0.80 -1.23 3.56 11.85 7.26 11.00 8.63 7.30 8.80

Distribution 0.00 0.00 10.30 11.08 8.11 8.76 10.09 8.71 7.87

Growth 0.72 -1.45 -7.20 -0.22 -1.80 1.26 -2.43 -2.36 -0.04

Total 0.72 -1.45 3.10 10.86 6.31 10.02 7.66 6.35 7.83

Distribution 0.08 0.24 10.81 12.17 9.46 10.25 11.64 10.27 9.48

Growth 0.72 -1.45 -7.20 -0.22 -1.80 1.26 -2.43 -2.36 -0.04

Total 0.80 -1.21 3.61 11.95 7.66 11.51 9.21 7.91 9.44

Distribution 0.00 0.00 11.74 12.70 9.94 10.70 12.14 10.72 9.81

Growth 0.81 -1.19 -8.07 -0.62 -2.15 0.94 -2.80 -2.68 -0.25

Total 0.81 -1.19 3.67 12.08 7.79 11.64 9.34 8.04 9.56

Distribution 0.07 0.21 6.56 9.08 6.12 4.67 4.01 3.16 2.98

Growth 0.80 -0.71 -2.10 3.81 -0.34 3.79 2.97 2.78 5.18

Total 0.87 -0.50 4.46 12.89 5.78 8.46 6.98 5.94 8.16

Distribution 0.00 0.00 6.12 8.13 5.23 3.75 3.11 2.27 2.07

Growth 0.80 -0.71 -2.10 3.81 -0.34 3.79 2.97 2.78 5.18

Total 0.80 -0.71 4.02 11.94 4.89 7.54 6.08 5.05 7.25

Distribution 0.08 0.24 6.61 9.18 6.51 5.17 4.59 3.77 3.63

Growth 0.80 -0.71 -2.10 3.81 -0.34 3.79 2.97 2.78 5.18

Total 0.88 -0.47 4.51 12.99 6.17 8.96 7.56 6.55 8.81

Distribution 0.00 0.03 6.46 9.19 6.64 5.29 4.71 3.76 3.66

Growth 0.89 -0.49 -1.91 3.87 -0.40 3.73 2.91 2.85 5.21

Total 0.89 -0.46 4.55 13.06 6.24 9.02 7.62 6.61 8.87

Distribution 0.07 0.21 3.88 4.44 3.12 2.68 2.63 2.65 2.73

Growth -1.43 -1.89 -6.17 -2.90 -0.29 -0.13 -1.03 -2.27 -3.02

Total -1.36 -1.68 -2.29 1.54 2.83 2.55 1.60 0.38 -0.29

Distribution 0.00 0.00 3.47 3.58 2.26 1.81 1.77 1.80 1.89

Growth -1.43 -1.89 -6.17 -2.90 -0.29 -0.13 -1.03 -2.27 -3.02

Total -1.43 -1.89 -2.70 0.68 1.97 1.68 0.74 -0.47 -1.13

Distribution 0.07 0.23 3.92 4.53 3.50 3.15 3.18 3.22 3.32

Growth -1.43 -1.89 -6.17 -2.90 -0.29 -0.13 -1.03 -2.27 -3.02

Total -1.36 -1.66 -2.25 1.63 3.21 3.02 2.15 0.95 0.30

Distribution 0.00 0.08 3.89 4.79 3.48 2.61 2.99 2.91 2.89

Growth -1.34 -1.70 -6.05 -3.00 -0.22 0.50 -0.73 -1.83 -2.47

Total -1.34 -1.62 -2.16 1.79 3.26 3.11 2.26 1.08 0.42

10 years

% p.a.

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

1 month

%

3 mths

%

6 mths

%


Entry fee

Nil entry

fee

// Select

Frontier


Profile 3 - Moderate (cont'd)1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

UBS Defensive

Entry fee

Nil entry

fee

// Select

Frontier

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier


%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

35




Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 1.70 6.24 10.62 5.87 4.24 3.95 2.68 2.68

Growth 0.06 -2.01 -6.82 -10.56 -5.65 -3.58 -3.03 -0.87 -0.87

Total 0.13 -0.31 -0.58 0.06 0.22 0.66 0.92 1.81 1.81

Distribution 0.00 1.48 5.80 9.73 5.00 3.37 3.09 1.82 1.82

Growth 0.06 -2.01 -6.82 -10.56 -5.65 -3.58 -3.03 -0.87 -0.87

Total 0.06 -0.53 -1.02 -0.83 -0.65 -0.21 0.06 0.95 0.95

Distribution 0.08 1.73 6.28 10.71 6.27 4.74 4.54 3.34 3.34

Growth 0.06 -2.01 -6.82 -10.56 -5.65 -3.58 -3.03 -0.87 -0.87

Total 0.14 -0.28 -0.54 0.15 0.62 1.16 1.51 2.47 2.47

Distribution 0.00 1.70 5.81 10.45 5.85 3.96 4.27 2.51 2.51

Growth 0.15 -1.94 -6.32 -10.29 -5.23 -2.78 -2.72 0.06 0.06

Total 0.15 -0.24 -0.51 0.16 0.62 1.18 1.55 2.57 2.57

Distribution 0.08 0.21 11.18 12.43 10.74 9.22 6.40 8.05 6.51

Growth 0.76 -1.16 -6.29 0.22 -3.34 1.21 1.93 -0.70 2.57

Total 0.84 -0.95 4.89 12.65 7.40 10.43 8.33 7.35 9.08

Distribution 0.00 0.00 10.74 11.49 9.84 8.29 5.52 7.25 5.67

Growth 0.76 -1.16 -6.29 0.22 -3.34 1.21 1.93 -0.70 2.57

Total 0.76 -1.16 4.45 11.71 6.50 9.50 7.45 6.55 8.24

Distribution 0.08 0.23 11.22 12.53 11.14 9.73 6.96 8.58 7.10

Growth 0.76 -1.16 -6.29 0.22 -3.34 1.21 1.93 -0.70 2.57

Total 0.84 -0.93 4.93 12.75 7.80 10.94 8.89 7.88 9.67

Distribution 0.00 0.19 11.48 12.94 11.40 10.00 7.27 8.93 7.41

Growth 0.86 -1.09 -6.47 -0.04 -3.45 1.09 1.82 -0.71 2.54

Total 0.86 -0.90 5.01 12.90 7.95 11.09 9.09 8.22 9.95

Distribution 0.07 0.21 6.34 8.66 5.74 4.43 6.36 12.31 9.89

Growth 0.79 -0.71 -1.86 4.11 -0.05 3.93 0.53 -6.32 -2.67

Total 0.86 -0.50 4.48 12.77 5.69 8.36 6.89 5.99 7.22

Distribution 0.00 0.00 5.90 7.71 4.85 3.52 5.46 11.42 8.99

Growth 0.79 -0.71 -1.86 4.11 -0.05 3.93 0.53 -6.32 -2.67

Total 0.79 -0.71 4.04 11.82 4.80 7.45 5.99 5.10 6.32

Distribution 0.08 0.23 6.38 8.76 6.13 4.93 6.93 12.91 10.52

Growth 0.79 -0.71 -1.86 4.11 -0.05 3.93 0.53 -6.32 -2.67

Total 0.87 -0.48 4.52 12.87 6.08 8.86 7.46 6.59 7.85

Distribution 0.00 0.05 6.24 8.84 6.48 5.25 8.11 8.56 7.08

Growth 0.89 -0.47 -1.62 4.22 -0.07 3.92 -0.38 -1.75 0.77

Total 0.89 -0.42 4.62 13.06 6.41 9.17 7.73 6.81 7.85

Distribution 0.08 0.86 1.70 3.39 2.85 3.01 2.72 2.54 2.74

Growth 0.55 -2.73 1.97 6.08 -1.28 3.79 2.49 2.29 3.87

Total 0.63 -1.87 3.67 9.47 1.57 6.80 5.21 4.83 6.61

Distribution 0.00 0.65 1.26 2.47 1.99 2.11 1.83 1.65 1.84

Growth 0.55 -2.73 1.97 6.08 -1.28 3.79 2.49 2.29 3.87

Total 0.55 -2.08 3.23 8.55 0.71 5.90 4.32 3.94 5.71

Distribution 0.08 0.88 1.75 3.49 3.22 3.51 3.29 3.14 3.37

Growth 0.55 -2.73 1.97 6.08 -1.28 3.79 2.49 2.29 3.87

Total 0.63 -1.85 3.72 9.57 1.94 7.30 5.78 5.43 7.24

Distribution 0.00 0.92 1.86 3.81 3.85 4.05 3.69 3.48 3.50

Growth 0.64 -2.74 1.92 5.93 -1.72 3.43 2.26 2.12 3.91

Total 0.64 -1.82 3.78 9.74 2.13 7.48 5.95 5.60 7.41

Distribution 0.08 0.21 6.51 9.07 6.26 4.78 4.22 3.35 2.90

Growth 0.63 -0.86 -2.27 3.85 -0.88 3.35 2.45 2.39 4.30

Total 0.71 -0.65 4.24 12.92 5.38 8.13 6.67 5.74 7.20

Distribution 0.00 0.00 6.07 8.12 5.37 3.87 3.32 2.46 2.00

Growth 0.63 -0.86 -2.27 3.85 -0.88 3.35 2.45 2.39 4.30

Total 0.63 -0.86 3.80 11.97 4.49 7.22 5.77 4.85 6.30

Distribution 0.08 0.24 6.55 9.17 6.65 5.28 4.80 3.96 3.54

Growth 0.63 -0.86 -2.27 3.85 -0.88 3.35 2.45 2.39 4.30

Total 0.71 -0.62 4.28 13.02 5.77 8.63 7.25 6.35 7.84

Distribution 0.00 0.00 6.44 9.31 6.99 5.62 5.13 4.33 3.94

Growth 0.74 -0.54 -1.98 4.11 -0.87 3.36 2.46 2.35 4.23

Total 0.74 -0.54 4.46 13.42 6.12 8.98 7.59 6.68 8.17

Distribution 0.07 0.21 6.67 9.16 5.73 4.45 3.88 3.13 2.68

Growth 0.64 -1.19 -1.70 6.59 0.61 4.96 3.80 3.44 5.51

Total 0.71 -0.98 4.97 15.75 6.34 9.41 7.68 6.57 8.19

Distribution 0.00 0.00 6.23 8.19 4.83 3.53 2.98 2.23 1.76

Growth 0.64 -1.19 -1.70 6.59 0.61 4.96 3.80 3.44 5.51

Total 0.64 -1.19 4.53 14.78 5.44 8.49 6.78 5.67 7.27

Distribution 0.07 0.23 6.72 9.26 6.12 4.96 4.46 3.74 3.32

Growth 0.64 -1.19 -1.70 6.59 0.61 4.96 3.80 3.44 5.51

Total 0.71 -0.96 5.02 15.85 6.73 9.92 8.26 7.18 8.83

Distribution 0.00 0.00 6.56 9.42 6.47 5.35 4.85 4.05 3.68

Growth 0.75 -0.85 -1.33 6.86 0.61 4.93 3.78 3.49 5.51

Total 0.75 -0.85 5.23 16.28 7.08 10.28 8.63 7.54 9.19


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

OptiMix Balanced

Entry fee

Nil entry

fee

// Select

Frontier

OnePathTax Effective Income

Entry fee

Nil entry

fee

// Select

Frontier

OptiMix Growth

Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

36

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



zero.

Distribution 0.08 0.22 4.35 5.31 4.89 7.69 7.30 7.96 7.56

Growth -0.67 -1.41 -2.25 7.94 2.12 1.06 -0.44 -2.10 0.36

Total -0.59 -1.19 2.10 13.25 7.01 8.75 6.86 5.86 7.92

Distribution 0.00 0.00 3.89 4.30 3.94 6.72 6.35 7.02 6.59

Growth -0.67 -1.41 -2.25 7.94 2.12 1.06 -0.44 -2.10 0.36

Total -0.67 -1.41 1.64 12.24 6.06 7.78 5.91 4.92 6.95

Distribution 0.09 0.25 4.39 5.41 5.29 8.19 7.88 8.56 8.20

Growth -0.67 -1.41 -2.25 7.94 2.12 1.06 -0.44 -2.10 0.36

Total -0.58 -1.16 2.14 13.35 7.41 9.25 7.44 6.46 8.56

Distribution 0.00 0.00 5.21 5.79 5.77 8.97 8.49 9.01 8.63

Growth -0.56 -1.10 -2.93 7.85 1.92 0.57 -0.77 -2.26 0.21

Total -0.56 -1.10 2.28 13.64 7.69 9.54 7.72 6.75 8.84

Distribution 0.07 0.23 3.45 4.19 4.45 5.68 7.54 7.67 6.66

Growth 0.10 -1.51 -0.23 6.76 1.35 2.58 -1.13 -1.75 0.93

Total 0.17 -1.28 3.22 10.95 5.80 8.26 6.41 5.92 7.59

Distribution 0.00 0.00 2.99 3.20 3.50 4.72 6.59 6.72 5.70

Growth 0.10 -1.51 -0.23 6.76 1.35 2.58 -1.13 -1.75 0.93

Total 0.10 -1.51 2.76 9.96 4.85 7.30 5.46 4.97 6.63

Distribution 0.08 0.25 3.49 4.29 4.84 6.18 8.11 8.27 7.29

Growth 0.10 -1.51 -0.23 6.76 1.35 2.58 -1.13 -1.75 0.93

Total 0.18 -1.26 3.26 11.05 6.19 8.76 6.98 6.52 8.22

Distribution 0.00 0.00 3.95 4.57 4.70 6.21 8.24 8.39 7.44

Growth 0.19 -1.24 -0.63 6.59 1.60 2.67 -1.12 -1.74 0.91

Total 0.19 -1.24 3.32 11.16 6.30 8.88 7.12 6.65 8.35

Distribution 0.07 0.22 7.00 8.01 7.55 6.71 6.50 4.98 4.18

Growth -0.38 -1.97 -3.59 3.43 -2.62 0.95 -0.31 -0.37 3.07

Total -0.31 -1.75 3.41 11.44 4.93 7.66 6.19 4.61 7.25

Distribution 0.00 0.00 6.54 7.02 6.61 5.75 5.56 4.05 3.22

Growth -0.38 -1.97 -3.59 3.43 -2.62 0.95 -0.31 -0.37 3.07

Total -0.38 -1.97 2.95 10.45 3.99 6.70 5.25 3.68 6.29

Distribution 0.08 0.24 7.04 8.11 7.94 7.21 7.07 5.58 4.82

Growth -0.38 -1.97 -3.59 3.43 -2.62 0.95 -0.31 -0.37 3.07

Total -0.30 -1.73 3.45 11.54 5.32 8.16 6.76 5.21 7.89

Distribution 0.00 0.02 7.94 8.79 8.30 7.69 7.47 5.63 4.72

Growth -0.28 -1.70 -4.38 2.98 -2.79 0.68 -0.49 -0.21 3.42

Total -0.28 -1.68 3.56 11.77 5.51 8.37 6.98 5.42 8.14

Distribution 0.07 0.21 0.71 1.28 5.33 7.01 6.35 8.31 9.53

Growth 0.31 -1.89 4.38 15.76 -1.89 0.65 1.53 -1.40 1.96

Total 0.38 -1.68 5.09 17.04 3.44 7.66 7.88 6.91 11.49

Distribution 0.00 0.00 0.26 0.29 4.46 6.11 5.44 7.41 8.59

Growth 0.31 -1.89 4.38 15.76 -1.89 0.65 1.53 -1.40 1.96

Total 0.31 -1.89 4.64 16.05 2.57 6.76 6.97 6.01 10.55

Distribution 0.08 0.23 0.75 1.38 5.71 7.51 6.93 8.92 10.19

Growth 0.31 -1.89 4.38 15.76 -1.89 0.65 1.53 -1.40 1.96

Total 0.39 -1.66 5.13 17.14 3.82 8.16 8.46 7.52 12.15

Distribution 0.00 0.00 0.23 0.25 6.15 7.97 7.27 9.16 10.27

Growth 0.40 -1.60 5.01 17.12 -2.10 0.43 1.43 -1.40 2.12

Total 0.40 -1.60 5.24 17.37 4.05 8.40 8.70 7.76 12.39

Distribution 0.07 0.21 1.62 2.27 1.56 1.37 14.94 18.10 13.74

Growth 1.01 -0.54 1.48 11.86 8.21 9.57 -5.43 -10.06 -3.08

Total 1.08 -0.33 3.10 14.13 9.77 10.94 9.51 8.04 10.66

Distribution 0.00 0.00 1.19 1.30 0.63 0.43 14.02 17.19 12.81

Growth 1.01 -0.54 1.48 11.86 8.21 9.57 -5.43 -10.06 -3.08

Total 1.01 -0.54 2.67 13.16 8.84 10.00 8.59 7.13 9.73

Distribution 0.08 0.23 1.67 2.37 1.96 1.89 15.52 18.71 14.39

Growth 1.01 -0.54 1.48 11.86 8.21 9.57 -5.43 -10.06 -3.08

Total 1.09 -0.31 3.15 14.23 10.17 11.46 10.09 8.65 11.31

Distribution 0.00 0.00 2.45 2.72 1.32 1.22 15.47 19.10 14.64

Growth 1.09 -0.30 0.73 11.57 8.89 10.28 -5.30 -10.37 -3.25

Total 1.09 -0.30 3.18 14.29 10.21 11.50 10.17 8.73 11.39

Distribution 0.07 0.22 1.90 2.87 2.11 1.72 1.75 2.21 1.95

Growth -1.71 -1.34 1.28 23.17 15.74 13.30 12.24 8.99 12.48

Total -1.64 -1.12 3.18 26.04 17.85 15.02 13.99 11.20 14.43

Distribution 0.00 0.00 1.44 1.74 1.06 0.69 0.73 1.21 0.93

Growth -1.71 -1.34 1.28 23.17 15.74 13.30 12.24 8.99 12.48

Total -1.71 -1.34 2.72 24.91 16.80 13.99 12.97 10.20 13.41

Distribution 0.08 0.24 1.95 2.98 2.55 2.25 2.36 2.84 2.63

Growth -1.71 -1.34 1.28 23.17 15.74 13.30 12.24 8.99 12.48

Total -1.63 -1.10 3.23 26.15 18.29 15.55 14.60 11.83 15.11

Distribution 0.00 0.00 37.70 56.58 31.46 21.74 17.09 14.98 11.10

Growth -1.63 -1.09 -34.21 -30.10 -12.82 -5.91 -2.25 -2.94 4.22

Total -1.63 -1.09 3.49 26.48 18.64 15.83 14.84 12.04 15.32


Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

// Select

Frontier

UBS Balanced

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.Profile 5 - High Growth



Investment Returns

37

1 month

%

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier


(Hedged)

Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.21 23.83 28.58 17.10 13.03 14.31 11.77 8.75

Growth 0.44 0.21 -12.52 2.71 1.98 4.37 -1.70 -1.03 1.88

Total 0.51 0.42 11.31 31.29 19.08 17.40 12.61 10.74 10.63

Distribution 0.00 0.00 23.38 27.49 16.11 12.05 13.37 10.84 7.82

Growth 0.44 0.21 -12.52 2.71 1.98 4.37 -1.70 -1.03 1.88

Total 0.44 0.21 10.86 30.20 18.09 16.42 11.67 9.81 9.70

Distribution 0.07 0.23 23.88 28.70 17.54 13.57 14.92 12.40 9.40

Growth 0.44 0.21 -12.52 2.71 1.98 4.37 -1.70 -1.03 1.88

Total 0.51 0.44 11.36 31.41 19.52 17.94 13.22 11.37 11.28

Distribution 0.00 0.00 24.67 29.66 17.83 13.72 14.96 12.44 9.33

Growth 0.52 0.46 -13.27 1.83 1.78 4.28 -1.68 -1.01 2.02

Total 0.52 0.46 11.40 31.49 19.61 18.00 13.28 11.43 11.35

Distribution 0.07 0.22 36.04 57.05 35.70 26.71 18.94 14.58 12.50

Growth 0.46 1.04 -22.53 -27.00 -12.65 -1.93 -0.38 0.61 1.51

Total 0.53 1.26 13.51 30.05 23.05 24.78 18.56 15.19 14.01

Distribution 0.00 0.00 35.59 56.00 34.69 25.67 17.95 13.61 11.54

Growth 0.46 1.04 -22.53 -27.00 -12.65 -1.93 -0.38 0.61 1.51

Total 0.46 1.04 13.06 29.00 22.04 23.74 17.57 14.22 13.05

Distribution 0.08 0.24 36.09 57.17 36.15 27.29 19.58 15.23 13.17

Growth 0.46 1.04 -22.53 -27.00 -12.65 -1.93 -0.38 0.61 1.51

Total 0.54 1.28 13.56 30.17 23.50 25.36 19.20 15.84 14.68

Distribution 0.00 0.00 35.39 57.01 36.14 27.42 19.71 15.44 13.40

Growth 0.57 1.37 -21.57 -26.26 -12.11 -1.56 -0.04 0.86 1.73

Total 0.57 1.37 13.82 30.75 24.03 25.86 19.67 16.30 15.13

Distribution 0.07 0.21 1.22 1.93 1.63 2.25 2.43 2.50 2.78

Growth -0.69 -2.46 2.25 12.68 4.50 10.39 7.30 5.72 6.84

Total -0.62 -2.25 3.47 14.61 6.13 12.64 9.73 8.22 9.62

Distribution 0.00 0.00 0.79 0.96 0.73 1.30 1.50 1.59 1.86

Growth -0.69 -2.46 2.25 12.68 4.50 10.39 7.30 5.72 6.84

Total -0.69 -2.46 3.04 13.64 5.23 11.69 8.80 7.31 8.70

Distribution 0.08 0.23 1.27 2.04 2.03 2.77 3.02 3.12 3.44

Growth -0.69 -2.46 2.25 12.68 4.50 10.39 7.30 5.72 6.84

Total -0.61 -2.23 3.52 14.72 6.53 13.16 10.32 8.84 10.28

Distribution 0.00 0.18 1.43 2.74 2.09 2.91 3.23 3.35 3.81

Growth -0.59 -2.35 2.21 12.28 4.72 10.54 7.37 5.76 6.74

Total -0.59 -2.17 3.64 15.02 6.81 13.45 10.60 9.11 10.55

Distribution 0.08 0.21 0.49 1.07 0.98 1.00 0.99 1.18 1.16

Growth 3.93 1.00 12.23 23.22 12.56 15.18 13.49 10.71 14.21

Total 4.01 1.21 12.72 24.29 13.54 16.18 14.48 11.89 15.37

Distribution 0.00 0.00 0.01 0.02 0.02 0.01 0.02 0.23 0.18

Growth 3.93 1.00 12.23 23.22 12.56 15.18 13.49 10.71 14.21

Total 3.93 1.00 12.24 23.24 12.58 15.19 13.51 10.94 14.39

Distribution 0.09 0.23 0.54 1.18 1.40 1.54 1.61 1.82 1.84

Growth 3.93 1.00 12.23 23.22 12.56 15.18 13.49 10.71 14.21

Total 4.02 1.23 12.77 24.40 13.96 16.72 15.10 12.53 16.05

Distribution 0.00 0.00 0.16 0.21 0.58 0.79 0.90 1.40 1.03

Growth 4.02 1.25 12.64 24.26 13.45 15.99 14.26 11.19 15.18

Total 4.02 1.25 12.80 24.47 14.03 16.78 15.16 12.59 16.21

Distribution 0.07 0.21 68.40 73.04 45.28 34.94 26.12 21.63 17.46

Growth -3.01 -1.79 -64.36 -63.76 -41.58 -27.31 -19.13 -16.59 -9.18

Total -2.94 -1.58 4.04 9.28 3.70 7.63 6.99 5.04 8.28

Distribution 0.00 0.00 68.01 72.17 44.43 34.05 25.23 20.75 16.55

Growth -3.01 -1.79 -64.36 -63.76 -41.58 -27.31 -19.13 -16.59 -9.18

Total -3.01 -1.79 3.65 8.41 2.85 6.74 6.10 4.16 7.37

Distribution 0.08 0.24 68.44 73.14 45.66 35.44 26.69 22.23 18.10

Growth -3.01 -1.79 -64.36 -63.76 -41.58 -27.31 -19.13 -16.59 -9.18

Total -2.93 -1.55 4.08 9.38 4.08 8.13 7.56 5.64 8.92

Distribution 0.00 0.17 70.16 74.79 46.22 35.98 27.12 22.64 18.44

Growth -2.91 -1.70 -65.83 -65.07 -41.91 -27.64 -19.36 -16.82 -9.34

Total -2.91 -1.53 4.33 9.72 4.31 8.34 7.76 5.82 9.10

Distribution 0.07 0.20 1.28 2.30 4.37 3.60 - - -

Growth -3.16 -4.40 -3.28 4.19 -3.92 1.39 - - -

Total -3.09 -4.20 -2.00 6.49 0.45 4.99 - - -

Distribution 0.00 0.00 0.87 1.40 3.53 2.72 - - -

Growth -3.16 -4.40 -3.28 4.19 -3.92 1.39 - - -

Total -3.16 -4.40 -2.41 5.59 -0.39 4.11 - - -

Distribution 0.07 0.22 1.33 2.39 4.75 4.09 - - -

Growth -3.16 -4.40 -3.28 4.19 -3.92 1.39 - - -

Total -3.09 -4.18 -1.95 6.58 0.83 5.48 - - -

Distribution 0.00 0.00 1.40 2.81 5.03 4.26 - - -

Growth -3.08 -4.14 -3.27 3.94 -4.03 1.40 - - -

Total -3.08 -4.14 -1.87 6.75 1.00 5.66 - - -

Distribution 0.07 1.18 1.53 4.37 3.89 4.41 9.39 8.56 7.01

Growth 0.30 -3.35 4.84 12.18 6.07 10.64 1.96 0.17 3.03

Total 0.37 -2.17 6.37 16.55 9.96 15.05 11.35 8.73 10.04

Distribution 0.00 0.96 1.05 3.33 2.90 3.38 8.39 7.60 6.03

Growth 0.30 -3.35 4.84 12.18 6.07 10.64 1.96 0.17 3.03

Total 0.30 -2.39 5.89 15.51 8.97 14.02 10.35 7.77 9.06

Distribution 0.08 1.20 1.57 4.47 4.29 4.94 9.98 9.18 7.66

Growth 0.30 -3.35 4.84 12.18 6.07 10.64 1.96 0.17 3.03

Total 0.38 -2.15 6.41 16.65 10.36 15.58 11.94 9.35 10.69

Distribution 0.00 1.31 3.31 6.90 7.06 8.17 11.76 10.94 9.09

Growth 0.39 -3.37 3.22 9.98 3.34 7.53 0.43 -1.30 1.93

Total 0.39 -2.06 6.53 16.88 10.40 15.70 12.19 9.64 11.02


Value Hedged7

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Infrastructure3

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Ausbil Australian Emerging

Leaders

Entry fee

Nil entry

fee

// Select

Frontier

BlackRock Advantage

International Equity4

Entry fee

Nil entry

fee

// Select

Frontier


Equity4

Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

38

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



Distribution 0.07 1.18 22.51 44.32 28.57 22.03 14.42 11.41 9.20

Growth -0.20 -3.98 -16.89 -22.55 -18.82 -8.06 -4.49 -2.78 1.46

Total -0.13 -2.80 5.62 21.77 9.75 13.97 9.93 8.63 10.66

Distribution 0.00 0.98 22.08 43.32 27.66 21.08 13.50 10.50 8.27

Growth -0.20 -3.98 -16.89 -22.55 -18.82 -8.06 -4.49 -2.78 1.46

Total -0.20 -3.00 5.19 20.77 8.84 13.02 9.01 7.72 9.73

Distribution 0.08 1.20 22.55 44.43 28.97 22.55 15.01 12.03 9.86

Growth -0.20 -3.98 -16.89 -22.55 -18.82 -8.06 -4.49 -2.78 1.46

Total -0.12 -2.78 5.66 21.88 10.15 14.49 10.52 9.25 11.32

Distribution 0.00 1.28 22.98 45.36 29.23 22.77 15.20 12.24 10.07

Growth -0.10 -3.97 -17.10 -23.00 -18.64 -7.85 -4.28 -2.59 1.65

Total -0.10 -2.69 5.88 22.36 10.59 14.92 10.92 9.65 11.72

Distribution 0.07 0.79 6.53 21.86 11.78 9.73 - - -

Growth 0.68 -2.38 -2.35 -8.19 -1.81 4.88 - - -

Total 0.75 -1.59 4.18 13.67 9.97 14.61 - - -

Distribution 0.00 0.58 6.09 20.91 10.86 8.76 - - -

Growth 0.68 -2.38 -2.35 -8.19 -1.81 4.88 - - -

Total 0.68 -1.80 3.74 12.72 9.05 13.64 - - -

Distribution 0.08 0.81 6.57 21.96 12.19 10.26 - - -

Growth 0.68 -2.38 -2.35 -8.19 -1.81 4.88 - - -

Total 0.76 -1.57 4.22 13.77 10.38 15.14 - - -

Distribution 0.00 0.87 7.08 22.05 11.67 9.92 - - -

Growth 0.78 -2.39 -2.75 -8.04 -1.14 5.39 - - -

Total 0.78 -1.52 4.33 14.01 10.53 15.31 - - -

Distribution 0.00 0.22 1.14 1.56 2.56 2.59 3.00 2.96 3.39

Growth 2.49 0.69 10.20 13.96 -5.22 1.94 0.64 2.93 6.03

Total 2.49 0.91 11.34 15.52 -2.66 4.53 3.64 5.89 9.42

Distribution 0.00 0.22 1.14 1.56 2.25 2.13 2.46 2.38 2.75

Growth 2.49 0.69 10.20 13.96 -5.22 1.94 0.64 2.93 6.03

Total 2.49 0.91 11.34 15.52 -2.97 4.07 3.10 5.31 8.78

Distribution 0.08 0.22 4.16 5.21 7.53 10.11 8.66 7.81 6.83

Growth -0.70 -1.59 -0.50 8.26 -6.42 -3.20 -3.31 -2.22 1.77

Total -0.62 -1.37 3.66 13.47 1.11 6.91 5.35 5.59 8.60

Distribution 0.00 0.00 3.69 4.20 6.63 9.16 7.72 6.87 5.86

Growth -0.70 -1.59 -0.50 8.26 -6.42 -3.20 -3.31 -2.22 1.77

Total -0.70 -1.59 3.19 12.46 0.21 5.96 4.41 4.65 7.63

Distribution 0.08 0.24 4.20 5.32 7.90 10.61 9.22 8.41 7.47

Growth -0.70 -1.59 -0.50 8.26 -6.42 -3.20 -3.31 -2.22 1.77

Total -0.62 -1.35 3.70 13.58 1.48 7.41 5.91 6.19 9.24

Distribution 0.00 0.00 4.13 5.61 7.54 10.60 9.31 8.38 7.54

Growth -0.60 -1.30 -0.35 8.16 -5.88 -3.01 -3.23 -2.02 1.88

Total -0.60 -1.30 3.78 13.77 1.66 7.59 6.08 6.36 9.42

Distribution 0.08 0.22 3.88 4.48 8.35 7.35 6.49 7.58 9.79

Growth 1.84 -1.43 4.13 6.90 -2.26 4.66 6.32 4.03 4.38

Total 1.92 -1.21 8.01 11.38 6.09 12.01 12.81 11.61 14.17

Distribution 0.00 0.00 3.40 3.48 7.41 6.35 5.48 6.59 8.77

Growth 1.84 -1.43 4.13 6.90 -2.26 4.66 6.32 4.03 4.38

Total 1.84 -1.43 7.53 10.38 5.15 11.01 11.80 10.62 13.15

Distribution 0.09 0.24 3.93 4.58 8.74 7.87 7.09 8.22 10.47

Growth 1.84 -1.43 4.13 6.90 -2.26 4.66 6.32 4.03 4.38

Total 1.93 -1.19 8.06 11.48 6.48 12.53 13.41 12.25 14.85

Distribution 0.00 0.00 4.42 4.56 8.95 8.07 7.26 8.30 10.42

Growth 1.95 -1.12 3.77 7.16 -2.24 4.70 6.40 4.19 4.67

Total 1.95 -1.12 8.19 11.72 6.71 12.77 13.66 12.49 15.09

Distribution 0.27 0.60 1.23 2.69 3.19 3.67 3.94 4.26 4.75

Growth -3.96 -4.04 -0.63 -0.22 -4.25 -0.44 -0.96 -0.71 0.79

Total -3.69 -3.44 0.60 2.47 -1.06 3.23 2.98 3.55 5.54

Distribution 0.20 0.40 0.80 1.83 2.35 2.80 3.07 3.38 3.86

Growth -3.96 -4.04 -0.63 -0.22 -4.25 -0.44 -0.96 -0.71 0.79

Total -3.76 -3.64 0.17 1.61 -1.90 2.36 2.11 2.67 4.65

Distribution 0.27 0.62 1.27 2.78 3.55 4.15 4.50 4.85 5.38

Growth -3.96 -4.04 -0.63 -0.22 -4.25 -0.44 -0.96 -0.71 0.79

Total -3.69 -3.42 0.64 2.56 -0.70 3.71 3.54 4.14 6.17

Distribution 0.30 0.59 1.22 2.79 3.64 4.32 4.73 5.11 5.68

Growth -4.07 -4.04 -0.54 -0.13 -4.21 -0.41 -0.95 -0.71 0.77

Total -3.77 -3.45 0.68 2.66 -0.57 3.91 3.78 4.40 6.45

Distribution 0.07 0.21 14.35 16.50 19.80 18.93 15.50 13.94 10.59

Growth 1.05 -2.36 -7.63 2.98 -10.09 -3.98 -2.36 -2.49 4.58

Total 1.12 -2.15 6.72 19.48 9.71 14.95 13.14 11.45 15.17

Distribution 0.00 0.00 13.91 15.50 18.89 17.97 14.56 13.01 9.63

Growth 1.05 -2.36 -7.63 2.98 -10.09 -3.98 -2.36 -2.49 4.58

Total 1.05 -2.36 6.28 18.48 8.80 13.99 12.20 10.52 14.21

Distribution 0.08 0.23 14.40 16.61 20.20 19.45 16.11 14.57 11.28

Growth 1.05 -2.36 -7.63 2.98 -10.09 -3.98 -2.36 -2.49 4.58

Total 1.13 -2.13 6.77 19.59 10.11 15.47 13.75 12.08 15.86

Distribution 0.00 0.00 15.47 17.35 20.83 20.00 16.52 14.95 11.43

Growth 1.14 -2.09 -8.60 2.44 -10.52 -4.32 -2.58 -2.68 4.61

Total 1.14 -2.09 6.87 19.79 10.31 15.68 13.94 12.27 16.04

MFS Global Equity

Entry fee

Nil entry

fee

// Select

Frontier

Magellan Global

Entry fee

Nil entry

fee

// Select

Frontier


Profile 5 - High Growth (cont'd)1

month

%

3

mths

%

6

mths

%

1 year

% p.a.

2

years

% p.a.

3

years

% p.a.

5

years

% p.a.

7

years

% p.a.

10 years

% p.a.

Investment Returns

39

1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.




Entry fee

Nil entry

fee

// Select

Frontier

Entry fee

Nil entry

fee

Heine Property Securities


Entry fee

Nil entry

fee

// Select

Frontier

Greencape Broadcap

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.20 0.43 1.10 1.75 4.21 - - -

Growth -3.32 -4.62 0.06 15.37 -0.84 2.61 - - -

Total -3.25 -4.42 0.49 16.47 0.91 6.82 - - -

Distribution 0.00 0.00 0.00 0.11 0.90 3.31 - - -

Growth -3.32 -4.62 0.06 15.37 -0.84 2.61 - - -

Total -3.32 -4.62 0.06 15.48 0.06 5.92 - - -

Distribution 0.07 0.22 0.47 1.20 2.12 4.71 - - -

Growth -3.32 -4.62 0.06 15.37 -0.84 2.61 - - -

Total -3.25 -4.40 0.53 16.57 1.28 7.32 - - -

Distribution 0.00 0.00 0.88 1.98 2.80 5.27 - - -

Growth -3.22 -4.31 -0.17 15.01 -1.13 2.44 - - -

Total -3.22 -4.31 0.71 16.99 1.67 7.71 - - -

Distribution 0.07 0.31 5.06 5.78 7.07 6.38 5.93 12.82 10.57

Growth 3.84 2.10 10.08 14.60 -2.79 4.45 2.85 -3.17 1.34

Total 3.91 2.41 15.14 20.38 4.28 10.83 8.78 9.65 11.91

Distribution 0.00 0.09 4.58 4.76 6.20 5.44 5.04 12.01 9.71

Growth 3.84 2.10 10.08 14.60 -2.79 4.45 2.85 -3.17 1.34

Total 3.84 2.19 14.66 19.36 3.41 9.89 7.89 8.84 11.05

Distribution 0.08 0.33 5.12 5.89 7.46 6.89 6.49 13.36 11.17

Growth 3.84 2.10 10.08 14.60 -2.79 4.45 2.85 -3.17 1.34

Total 3.92 2.43 15.20 20.49 4.67 11.34 9.34 10.19 12.51

Distribution 0.00 0.35 5.28 6.56 7.59 7.03 6.69 13.67 11.40

Growth 3.92 2.09 9.96 14.05 -2.79 4.44 2.83 -3.17 1.37

Total 3.92 2.44 15.24 20.61 4.80 11.47 9.52 10.50 12.77

Distribution 0.07 1.23 1.52 2.85 2.12 2.77 2.67 2.56 2.80

Growth -0.34 -2.78 2.77 15.85 5.32 10.20 5.03 3.60 4.92

Total -0.27 -1.55 4.29 18.70 7.44 12.97 7.70 6.16 7.72

Distribution 0.00 1.02 1.08 1.85 1.21 1.81 1.76 1.66 1.89

Growth -0.34 -2.78 2.77 15.85 5.32 10.20 5.03 3.60 4.92

Total -0.34 -1.76 3.85 17.70 6.53 12.01 6.79 5.26 6.81

Distribution 0.08 1.25 1.56 2.96 2.52 3.29 3.25 3.17 3.44

Growth -0.34 -2.78 2.77 15.85 5.32 10.20 5.03 3.60 4.92

Total -0.26 -1.53 4.33 18.81 7.84 13.49 8.28 6.77 8.36

Distribution 0.00 1.31 1.61 3.20 2.73 3.55 3.48 3.39 3.68

Growth -0.25 -2.80 2.80 15.79 5.30 10.13 4.98 3.55 4.89

Total -0.25 -1.49 4.41 18.99 8.03 13.68 8.46 6.94 8.57

Distribution 0.07 0.72 5.08 6.73 6.21 6.89 5.39 4.71 4.32

Growth -0.64 -3.19 -1.89 8.20 -0.56 4.64 3.41 2.74 4.40

Total -0.57 -2.47 3.19 14.93 5.65 11.53 8.80 7.45 8.72

Distribution 0.00 0.52 4.64 5.76 5.32 5.95 4.49 3.90 3.47

Growth -0.64 -3.19 -1.89 8.20 -0.56 4.64 3.41 2.74 4.40

Total -0.64 -2.67 2.75 13.96 4.76 10.59 7.90 6.64 7.87

Distribution 0.07 0.74 5.12 6.84 6.60 7.41 5.96 5.25 4.92

Growth -0.64 -3.19 -1.89 8.20 -0.56 4.64 3.41 2.74 4.40

Total -0.57 -2.45 3.23 15.04 6.04 12.05 9.37 7.99 9.32

Distribution 0.00 0.79 5.17 7.07 6.74 7.57 6.14 5.52 5.21

Growth -0.55 -3.20 -1.86 8.14 -0.51 4.66 3.43 2.80 4.38

Total -0.55 -2.41 3.31 15.21 6.23 12.23 9.57 8.32 9.59

Distribution 0.07 1.92 2.70 4.65 3.69 4.18 3.72 3.51 3.71

Growth -2.08 -6.28 -2.96 7.17 -3.40 2.57 0.14 -0.74 1.76

Total -2.01 -4.36 -0.26 11.82 0.29 6.75 3.86 2.77 5.47

Distribution 0.00 1.72 2.28 3.71 2.84 3.28 2.84 2.64 2.82

Growth -2.08 -6.28 -2.96 7.17 -3.40 2.57 0.14 -0.74 1.76

Total -2.08 -4.56 -0.68 10.88 -0.56 5.85 2.98 1.90 4.58

Distribution 0.08 1.94 2.74 4.75 4.06 4.67 4.28 4.09 4.33

Growth -2.08 -6.28 -2.96 7.17 -3.40 2.57 0.14 -0.74 1.76

Total -2.00 -4.34 -0.22 11.92 0.66 7.24 4.42 3.35 6.09

Distribution 0.00 2.00 2.84 5.04 4.24 4.86 4.46 4.27 4.43

Growth -2.00 -6.33 -3.01 7.02 -3.47 2.50 0.07 -0.81 1.78

Total -2.00 -4.33 -0.17 12.06 0.77 7.36 4.53 3.46 6.21

Distribution 0.07 0.21 10.61 11.68 17.23 17.19 12.58 9.45 7.35

Growth 0.57 -2.29 -5.88 -0.56 -7.95 -6.84 -3.61 -0.92 1.93

Total 0.64 -2.08 4.73 11.12 9.28 10.35 8.97 8.53 9.28

Distribution 0.00 0.00 10.17 10.75 16.32 16.27 11.67 8.54 6.43

Growth 0.57 -2.29 -5.88 -0.56 -7.95 -6.84 -3.61 -0.92 1.93

Total 0.57 -2.29 4.29 10.19 8.37 9.43 8.06 7.62 8.36

Distribution 0.08 0.23 10.65 11.78 17.63 17.69 13.17 10.07 8.00

Growth 0.57 -2.29 -5.88 -0.56 -7.95 -6.84 -3.61 -0.92 1.93

Total 0.65 -2.06 4.77 11.22 9.68 10.85 9.56 9.15 9.93

Distribution 0.00 0.00 11.44 12.43 19.10 18.69 13.72 10.46 8.29

Growth 0.67 -2.03 -6.61 -1.08 -9.25 -7.69 -4.03 -1.19 1.77

Total 0.67 -2.03 4.83 11.35 9.85 11.00 9.69 9.27 10.06

Distribution 0.07 0.20 1.86 2.83 2.70 4.24 3.62 3.49 3.06

Growth -1.39 -5.70 3.48 26.27 4.78 15.71 10.50 6.79 9.64

Total -1.32 -5.50 5.34 29.10 7.48 19.95 14.12 10.28 12.70

Distribution 0.00 0.00 1.42 1.74 1.79 3.22 2.66 2.56 2.11

Growth -1.39 -5.70 3.48 26.27 4.78 15.71 10.50 6.79 9.64

Total -1.39 -5.70 4.90 28.01 6.57 18.93 13.16 9.35 11.75

Distribution 0.07 0.22 1.91 2.95 3.09 4.79 4.24 4.12 3.73

Growth -1.39 -5.70 3.48 26.27 4.78 15.71 10.50 6.79 9.64

Total -1.32 -5.48 5.39 29.22 7.87 20.50 14.74 10.91 13.37

Distribution 0.00 0.00 2.81 3.45 4.15 5.59 4.97 4.85 4.47

Growth -1.31 -5.47 2.60 25.83 3.83 15.01 9.84 6.13 8.95

Total -1.31 -5.47 5.41 29.28 7.98 20.60 14.81 10.98 13.42


Securities Index1

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

Investment Returns

40

1 month

%

3 mths

%

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



OnePath Geared Australian Share

Index

Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.20 0.40 0.86 1.15 1.11 1.07 1.01 0.98

Growth -0.07 -6.20 -7.19 0.54 0.75 5.86 7.11 5.04 4.86

Total 0.00 -6.00 -6.79 1.40 1.90 6.97 8.18 6.05 5.84

Distribution 0.00 0.00 0.00 0.01 0.28 0.21 0.15 0.11 0.09

Growth -0.07 -6.20 -7.19 0.54 0.75 5.86 7.11 5.04 4.86

Total -0.07 -6.20 -7.19 0.55 1.03 6.07 7.26 5.15 4.95

Distribution 0.07 0.22 0.44 0.96 1.52 1.61 1.65 1.62 1.61

Growth -0.07 -6.20 -7.19 0.54 0.75 5.86 7.11 5.04 4.86

Total 0.00 -5.98 -6.75 1.50 2.27 7.47 8.76 6.66 6.47

Distribution 0.00 0.00 0.09 0.28 1.15 1.16 1.15 1.06 1.19

Growth 0.01 -6.00 -6.87 1.22 1.16 6.34 7.64 5.61 5.30

Total 0.01 -6.00 -6.78 1.50 2.31 7.50 8.79 6.67 6.49

Distribution 0.00 - - - - - - - -

Growth -2.24 - - - - - - - -

Total -2.24 - - - - - - - -

Distribution 0.07 0.21 11.90 14.58 7.44 5.73 7.98 7.81 6.91

Growth -1.15 -1.45 -5.22 11.78 -5.10 0.17 -2.49 -3.57 1.27

Total -1.08 -1.24 6.68 26.36 2.34 5.90 5.49 4.24 8.18

Distribution 0.00 0.00 11.46 13.52 6.58 4.84 7.10 6.93 6.00

Growth -1.15 -1.45 -5.22 11.78 -5.10 0.17 -2.49 -3.57 1.27

Total -1.15 -1.45 6.24 25.30 1.48 5.01 4.61 3.36 7.27

Distribution 0.08 0.23 11.95 14.69 7.82 6.22 8.55 8.40 7.55

Growth -1.15 -1.45 -5.22 11.78 -5.10 0.17 -2.49 -3.57 1.27

Total -1.07 -1.22 6.73 26.47 2.72 6.39 6.06 4.83 8.82

Distribution 0.00 0.00 13.07 15.51 7.46 5.47 7.30 7.08 6.59

Growth -1.05 -1.14 -6.16 11.37 -4.40 1.26 -0.91 -1.94 2.55

Total -1.05 -1.14 6.91 26.88 3.06 6.73 6.39 5.14 9.14

Distribution 0.07 0.21 14.76 19.20 9.29 6.72 10.87 11.72 8.89

Growth -0.01 -3.19 -10.30 13.25 7.91 10.46 2.62 0.44 6.93

Total 0.06 -2.98 4.46 32.45 17.20 17.18 13.49 12.16 15.82

Distribution 0.00 0.00 14.33 18.09 8.31 5.73 9.92 10.78 7.91

Growth -0.01 -3.19 -10.30 13.25 7.91 10.46 2.62 0.44 6.93

Total -0.01 -3.19 4.03 31.34 16.22 16.19 12.54 11.22 14.84

Distribution 0.07 0.23 14.81 19.32 9.73 7.26 11.48 12.36 9.57

Growth -0.01 -3.19 -10.30 13.25 7.91 10.46 2.62 0.44 6.93

Total 0.06 -2.96 4.51 32.57 17.64 17.72 14.10 12.80 16.50

Distribution 0.00 0.00 15.30 19.42 9.11 6.65 11.44 11.45 8.40

Growth 0.07 -2.95 -10.75 13.24 8.60 11.14 2.71 1.37 8.07

Total 0.07 -2.95 4.55 32.66 17.71 17.79 14.15 12.82 16.47

Distribution 0.07 0.20 0.46 0.99 0.95 0.99 0.99 0.98 1.01

Growth 1.40 -2.37 9.06 15.82 10.67 14.56 14.53 12.51 15.21

Total 1.47 -2.17 9.52 16.81 11.62 15.55 15.52 13.49 16.22

Distribution 0.00 0.00 0.00 0.00 0.00 0.01 0.02 0.02 0.02

Growth 1.40 -2.37 9.06 15.82 10.67 14.56 14.53 12.51 15.21

Total 1.40 -2.37 9.06 15.82 10.67 14.57 14.55 12.53 15.23

Distribution 0.08 0.23 0.51 1.10 1.36 1.53 1.62 1.63 1.70

Growth 1.40 -2.37 9.06 15.82 10.67 14.56 14.53 12.51 15.21

Total 1.48 -2.14 9.57 16.92 12.03 16.09 16.15 14.14 16.91

Distribution 0.00 0.00 0.01 0.03 0.03 0.10 0.32 0.43 0.54

Growth 1.48 -2.12 9.62 16.98 12.05 16.04 15.87 13.75 16.38

Total 1.48 -2.12 9.63 17.01 12.08 16.14 16.19 14.18 16.92

Distribution 0.07 0.22 12.54 15.01 11.37 8.62 7.70 5.93 4.73

Growth 0.68 -1.17 -7.12 2.74 -3.88 2.38 1.36 1.80 4.61

Total 0.75 -0.95 5.42 17.75 7.49 11.00 9.06 7.73 9.34

Distribution 0.00 0.01 12.10 14.02 10.46 7.69 6.79 5.02 3.81

Growth 0.68 -1.17 -7.12 2.74 -3.88 2.38 1.36 1.80 4.61

Total 0.68 -1.16 4.98 16.76 6.58 10.07 8.15 6.82 8.42

Distribution 0.08 0.24 12.58 15.12 11.76 9.13 8.29 6.54 5.38

Growth 0.68 -1.17 -7.12 2.74 -3.88 2.38 1.36 1.80 4.61

Total 0.76 -0.93 5.46 17.86 7.88 11.51 9.65 8.34 9.99

Distribution 0.00 0.02 12.45 15.12 11.88 9.28 8.35 6.66 5.21

Growth 0.70 -0.98 -6.98 2.80 -3.89 2.34 1.41 1.79 4.98

Total 0.70 -0.96 5.47 17.92 7.99 11.62 9.76 8.45 10.19

Distribution 0.07 0.21 8.69 10.05 9.69 9.02 6.43 8.30 6.74

Growth 0.68 -1.03 -2.46 7.20 -0.27 3.55 3.68 0.48 3.98

Total 0.75 -0.82 6.23 17.25 9.42 12.57 10.11 8.78 10.72

Distribution 0.00 0.00 8.24 9.06 8.77 8.08 5.53 7.49 5.88

Growth 0.68 -1.03 -2.46 7.20 -0.27 3.55 3.68 0.48 3.98

Total 0.68 -1.03 5.78 16.26 8.50 11.63 9.21 7.97 9.86

Distribution 0.08 0.24 8.73 10.15 10.09 9.54 6.99 8.83 7.33

Growth 0.68 -1.03 -2.46 7.20 -0.27 3.55 3.68 0.48 3.98

Total 0.76 -0.79 6.27 17.35 9.82 13.09 10.67 9.31 11.31

Distribution 0.00 0.25 8.93 10.50 10.26 9.74 7.22 9.09 7.57

Growth 0.76 -1.02 -2.59 6.99 -0.30 3.49 3.64 0.54 4.00

Total 0.76 -0.77 6.34 17.49 9.96 13.23 10.86 9.63 11.57

Distribution 0.07 0.21 18.49 21.67 17.34 13.84 9.98 14.31 10.90

Growth -1.64 -0.43 -11.84 0.82 -2.44 0.12 2.35 -4.68 1.75

Total -1.57 -0.22 6.65 22.49 14.90 13.96 12.33 9.63 12.65

Distribution 0.00 0.00 18.05 20.65 16.38 12.88 9.07 13.50 10.03

Growth -1.64 -0.43 -11.84 0.82 -2.44 0.12 2.35 -4.68 1.75

Total -1.64 -0.43 6.21 21.47 13.94 13.00 11.42 8.82 11.78

Distribution 0.08 0.24 18.54 21.78 17.76 14.36 10.56 14.85 11.51

Growth -1.64 -0.43 -11.84 0.82 -2.44 0.12 2.35 -4.68 1.75

Total -1.56 -0.19 6.70 22.60 15.32 14.48 12.91 10.17 13.26

Distribution 0.00 0.00 18.56 21.66 18.01 14.08 10.52 14.73 11.14

Growth -1.56 -0.17 -11.80 1.06 -2.56 0.52 2.56 -4.26 2.36

Total -1.56 -0.17 6.76 22.72 15.45 14.60 13.08 10.47 13.50


Entry fee

Nil entry

fee

// Select

Frontier


Shares6

Entry fee

Nil entry

fee

// Select

Frontier

OnePath High Growth

Entry fee

Nil entry

fee

// Select

Frontier

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

FrontierOnePath Global Listed

Infrastructure Index


Index

Entry fee

Nil entry

fee

// Select


Profile 5 - High Growth (cont'd)1

month

%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5

years

% p.a.

7 years

% p.a.

10 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



zero.Investment Returns

41

1 month

%

3 mths

%

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.


Index (Hedged)1

Entry fee

Nil entry

fee

// Select

Frontier

OnePath Global Share

Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.22 6.36 7.52 10.85 11.00 7.16 8.46 6.57

Growth 3.59 1.89 8.09 18.44 3.60 5.99 7.22 3.86 8.66

Total 3.66 2.11 14.45 25.96 14.45 16.99 14.38 12.32 15.23

Distribution 0.00 0.00 5.88 6.46 9.89 10.02 6.23 7.62 5.68

Growth 3.59 1.89 8.09 18.44 3.60 5.99 7.22 3.86 8.66

Total 3.59 1.89 13.97 24.90 13.49 16.01 13.45 11.48 14.34

Distribution 0.08 0.24 6.42 7.63 11.27 11.54 7.75 9.01 7.19

Growth 3.59 1.89 8.09 18.44 3.60 5.99 7.22 3.86 8.66

Total 3.67 2.13 14.51 26.07 14.87 17.53 14.97 12.87 15.85

Distribution 0.00 0.03 6.83 7.81 11.42 11.70 7.97 9.34 7.48

Growth 3.68 2.12 7.73 18.37 3.56 5.94 7.16 3.83 8.61

Total 3.68 2.15 14.56 26.18 14.98 17.64 15.13 13.17 16.09

Distribution 0.07 0.30 1.04 1.88 2.28 2.25 2.56 2.61 2.98

Growth 2.41 0.67 10.47 14.01 -5.06 2.04 0.71 2.88 5.99

Total 2.48 0.97 11.51 15.89 -2.78 4.29 3.27 5.49 8.97

Distribution 0.00 0.09 0.56 0.90 1.46 1.36 1.69 1.72 2.06

Growth 2.41 0.67 10.47 14.01 -5.06 2.04 0.71 2.88 5.99

Total 2.41 0.76 11.03 14.91 -3.60 3.40 2.40 4.60 8.05

Distribution 0.08 0.32 1.09 1.98 2.64 2.73 3.12 3.21 3.63

Growth 2.41 0.67 10.47 14.01 -5.06 2.04 0.71 2.88 5.99

Total 2.49 0.99 11.56 15.99 -2.42 4.77 3.83 6.09 9.62

Distribution 0.00 0.36 4.22 5.19 7.16 8.36 7.65 6.41 6.02

Growth 2.55 0.71 7.46 11.04 -9.19 -3.25 -3.54 -0.08 3.82

Total 2.55 1.07 11.68 16.23 -2.03 5.11 4.11 6.33 9.84

Distribution 0.07 0.21 1.03 3.04 2.55 2.94 4.01 3.54 3.40

Growth -0.12 -2.04 2.40 15.00 3.65 9.56 3.25 1.81 3.80

Total -0.05 -1.83 3.43 18.04 6.20 12.50 7.26 5.35 7.20

Distribution 0.00 0.00 0.59 2.04 1.65 1.99 3.11 2.65 2.50

Growth -0.12 -2.04 2.40 15.00 3.65 9.56 3.25 1.81 3.80

Total -0.12 -2.04 2.99 17.04 5.30 11.55 6.36 4.46 6.30

Distribution 0.08 0.23 1.07 3.15 2.94 3.46 4.59 4.14 4.04

Growth -0.12 -2.04 2.40 15.00 3.65 9.56 3.25 1.81 3.80

Total -0.04 -1.81 3.47 18.15 6.59 13.02 7.84 5.95 7.84

Distribution 0.00 0.00 1.16 3.68 3.32 3.86 3.96 3.65 3.63

Growth -0.02 -1.76 2.45 14.68 3.37 9.28 4.04 2.46 4.37

Total -0.02 -1.76 3.61 18.36 6.69 13.14 8.00 6.11 8.00

Distribution 0.07 0.21 1.69 2.42 3.65 3.62 6.15 5.35 4.79

Growth 0.08 -1.49 3.85 16.94 7.23 12.74 3.64 2.01 4.68

Total 0.15 -1.28 5.54 19.36 10.88 16.36 9.79 7.36 9.47

Distribution 0.00 0.00 1.24 1.41 2.71 2.64 5.22 4.45 3.86

Growth 0.08 -1.49 3.85 16.94 7.23 12.74 3.64 2.01 4.68

Total 0.08 -1.49 5.09 18.35 9.94 15.38 8.86 6.46 8.54

Distribution 0.08 0.23 1.73 2.53 4.06 4.16 6.74 5.96 5.44

Growth 0.08 -1.49 3.85 16.94 7.23 12.74 3.64 2.01 4.68

Total 0.16 -1.26 5.58 19.47 11.29 16.90 10.38 7.97 10.12

Distribution 0.00 0.00 0.81 1.77 2.40 3.12 3.17 3.25 3.65

Growth 0.18 -1.23 4.88 17.96 9.24 14.07 7.47 4.93 6.67

Total 0.18 -1.23 5.69 19.73 11.64 17.19 10.64 8.18 10.32

Distribution 0.07 0.21 1.27 1.89 1.64 2.55 2.57 2.60 2.68

Growth -0.40 -2.52 1.85 12.45 2.45 7.38 4.75 3.47 5.01

Total -0.33 -2.31 3.12 14.34 4.09 9.93 7.32 6.07 7.69

Distribution 0.00 0.00 0.83 0.92 0.76 1.62 1.66 1.70 1.77

Growth -0.40 -2.52 1.85 12.45 2.45 7.38 4.75 3.47 5.01

Total -0.40 -2.52 2.68 13.37 3.21 9.00 6.41 5.17 6.78

Distribution 0.08 0.23 1.31 1.99 2.02 3.06 3.15 3.20 3.32

Growth -0.40 -2.52 1.85 12.45 2.45 7.38 4.75 3.47 5.01

Total -0.32 -2.29 3.16 14.44 4.47 10.44 7.90 6.67 8.33

Distribution 0.00 0.11 1.57 2.26 2.25 3.35 3.51 3.54 3.67

Growth -0.29 -2.31 1.78 12.60 2.62 7.49 4.73 3.44 4.94

Total -0.29 -2.20 3.35 14.86 4.87 10.84 8.24 6.98 8.61

Distribution 0.07 0.20 14.40 16.10 10.42 9.85 6.39 4.78 3.69

Growth 0.32 -6.78 -19.27 -12.25 -8.98 -3.70 0.01 -0.08 2.59

Total 0.39 -6.58 -4.87 3.85 1.44 6.15 6.40 4.70 6.28

Distribution 0.00 0.00 14.01 15.24 9.57 8.96 5.49 3.89 2.79

Growth 0.32 -6.78 -19.27 -12.25 -8.98 -3.70 0.01 -0.08 2.59

Total 0.32 -6.78 -5.26 2.99 0.59 5.26 5.50 3.81 5.38

Distribution 0.08 0.22 14.44 16.20 10.79 10.34 6.96 5.37 4.32

Growth 0.32 -6.78 -19.27 -12.25 -8.98 -3.70 0.01 -0.08 2.59

Total 0.40 -6.56 -4.83 3.95 1.81 6.64 6.97 5.29 6.91

Distribution 0.00 0.00 15.03 16.84 11.42 10.76 7.19 5.61 4.24

Growth 0.37 -6.57 -19.84 -12.85 -9.56 -4.05 -0.11 -0.18 2.83

Total 0.37 -6.57 -4.81 3.99 1.86 6.71 7.08 5.43 7.07

Distribution 0.07 0.22 40.93 46.04 29.29 24.99 18.02 13.26 10.38

Growth 3.16 1.13 -27.04 -18.91 -17.55 -9.84 -4.89 -1.57 3.78

Total 3.23 1.35 13.89 27.13 11.74 15.15 13.13 11.69 14.16

Distribution 0.00 0.00 40.48 44.99 28.37 24.04 17.08 12.32 9.42

Growth 3.16 1.13 -27.04 -18.91 -17.55 -9.84 -4.89 -1.57 3.78

Total 3.16 1.13 13.44 26.08 10.82 14.20 12.19 10.75 13.20

Distribution 0.08 0.24 40.98 46.15 29.70 25.52 18.63 13.89 11.05

Growth 3.16 1.13 -27.04 -18.91 -17.55 -9.84 -4.89 -1.57 3.78

Total 3.24 1.37 13.94 27.24 12.15 15.68 13.74 12.32 14.83

Distribution 0.00 0.00 42.42 47.56 30.80 26.50 19.28 14.30 11.27

Growth 3.26 1.45 -28.24 -19.85 -18.26 -10.42 -5.21 -1.69 3.77

Total 3.26 1.45 14.18 27.71 12.54 16.08 14.07 12.61 15.04


Index1

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

OptiMix Global Share

Entry fee

Nil entry

fee

// Select

Frontier


Australian Shares

Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

OptiMix Australian Share

Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

42

1 month

%

3 mths

%

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.




Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.21 6.15 7.84 4.61 3.72 3.20 2.67 2.30

Growth 0.53 -1.46 -1.08 9.87 2.05 6.66 5.37 4.58 6.79

Total 0.60 -1.25 5.07 17.71 6.66 10.38 8.57 7.25 9.09

Distribution 0.00 0.00 5.71 6.85 3.71 2.79 2.28 1.76 1.38

Growth 0.53 -1.46 -1.08 9.87 2.05 6.66 5.37 4.58 6.79

Total 0.53 -1.46 4.63 16.72 5.76 9.45 7.65 6.34 8.17

Distribution 0.08 0.23 6.19 7.94 5.01 4.23 3.78 3.28 2.95

Growth 0.53 -1.46 -1.08 9.87 2.05 6.66 5.37 4.58 6.79

Total 0.61 -1.23 5.11 17.81 7.06 10.89 9.15 7.86 9.74

Distribution 0.00 0.00 6.06 7.99 5.11 4.42 4.05 3.55 3.26

Growth 0.65 -1.13 -0.76 10.22 2.29 6.80 5.41 4.66 6.83

Total 0.65 -1.13 5.30 18.21 7.40 11.22 9.46 8.21 10.09

Distribution 0.08 0.22 0.74 1.47 1.87 1.80 3.11 2.82 3.32

Growth 2.69 1.15 11.72 16.51 -1.68 5.56 2.68 5.30 7.60

Total 2.77 1.37 12.46 17.98 0.19 7.36 5.79 8.12 10.92

Distribution 0.00 0.00 0.27 0.47 1.02 0.89 2.22 1.90 2.39

Growth 2.69 1.15 11.72 16.51 -1.68 5.56 2.68 5.30 7.60

Total 2.69 1.15 11.99 16.98 -0.66 6.45 4.90 7.20 9.99

Distribution 0.08 0.24 0.79 1.57 2.24 2.30 3.68 3.43 3.98

Growth 2.69 1.15 11.72 16.51 -1.68 5.56 2.68 5.30 7.60

Total 2.77 1.39 12.51 18.08 0.56 7.86 6.36 8.73 11.58

Distribution 0.00 0.33 1.61 2.51 2.80 2.88 4.19 3.67 4.35

Growth 2.81 1.16 11.13 16.05 -1.77 5.47 2.56 5.42 7.53

Total 2.81 1.49 12.74 18.56 1.03 8.35 6.75 9.09 11.88

Distribution 0.07 0.45 4.14 5.23 5.52 5.62 9.30 10.11 8.28

Growth -0.77 -1.83 -2.40 10.10 1.28 6.39 0.29 -2.15 1.01

Total -0.70 -1.38 1.74 15.33 6.80 12.01 9.59 7.96 9.29

Distribution 0.00 0.24 3.71 4.26 4.62 4.68 8.38 9.20 7.36

Growth -0.77 -1.83 -2.40 10.10 1.28 6.39 0.29 -2.15 1.01

Total -0.77 -1.59 1.31 14.36 5.90 11.07 8.67 7.05 8.37

Distribution 0.08 0.48 4.19 5.33 5.91 6.14 9.89 10.72 8.92

Growth -0.77 -1.83 -2.40 10.10 1.28 6.39 0.29 -2.15 1.01

Total -0.69 -1.35 1.79 15.43 7.19 12.53 10.18 8.57 9.93

Distribution 0.00 0.58 4.88 6.07 6.42 6.70 10.41 11.17 9.37

Growth -0.66 -1.85 -2.92 9.77 1.00 6.12 0.10 -2.26 0.93

Total -0.66 -1.27 1.96 15.84 7.42 12.82 10.51 8.91 10.30

Distribution 0.07 0.22 5.61 7.36 7.73 5.50 7.55 7.58 7.18

Growth -4.50 -1.91 -9.09 10.59 1.78 3.33 0.71 -0.91 2.71

Total -4.43 -1.69 -3.48 17.95 9.51 8.83 8.26 6.67 9.89

Distribution 0.00 0.00 5.18 6.31 6.75 4.52 6.59 6.63 6.20

Growth -4.50 -1.91 -9.09 10.59 1.78 3.33 0.71 -0.91 2.71

Total -4.50 -1.91 -3.91 16.90 8.53 7.85 7.30 5.72 8.91

Distribution 0.08 0.24 5.66 7.47 8.13 6.00 8.13 8.18 7.83

Growth -4.50 -1.91 -9.09 10.59 1.78 3.33 0.71 -0.91 2.71

Total -4.42 -1.67 -3.43 18.06 9.91 9.33 8.84 7.27 10.54

Distribution 0.00 0.00 6.64 8.14 8.82 5.93 7.57 7.62 7.29

Growth -4.41 -1.63 -9.99 10.13 1.29 3.58 1.45 -0.17 3.44

Total -4.41 -1.63 -3.35 18.27 10.11 9.51 9.02 7.45 10.73

Distribution 0.08 0.21 7.09 8.77 5.60 5.64 9.52 10.00 9.27

Growth 0.46 -0.36 2.63 9.49 6.56 5.55 0.19 -0.12 0.89

Total 0.54 -0.15 9.72 18.26 12.16 11.19 9.71 9.88 10.16

Distribution 0.00 0.00 6.63 7.77 4.65 4.70 8.60 9.08 8.35

Growth 0.46 -0.36 2.63 9.49 6.56 5.55 0.19 -0.12 0.89

Total 0.46 -0.36 9.26 17.26 11.21 10.25 8.79 8.96 9.24

Distribution 0.08 0.23 7.14 8.87 6.01 6.15 10.11 10.63 9.92

Growth 0.46 -0.36 2.63 9.49 6.56 5.55 0.19 -0.12 0.89

Total 0.54 -0.13 9.77 18.36 12.57 11.70 10.30 10.51 10.81

Distribution 0.00 0.00 8.78 10.62 6.08 6.54 11.04 11.52 10.78

Growth 0.57 -0.07 1.09 7.99 6.72 5.39 -0.53 -0.79 0.24

Total 0.57 -0.07 9.87 18.61 12.80 11.93 10.51 10.73 11.02

Distribution 0.07 0.20 3.83 4.89 7.06 8.73 7.73 7.86 6.61

Growth -1.38 -2.14 -1.66 12.54 -1.68 1.40 -1.09 -2.01 1.19

Total -1.31 -1.94 2.17 17.43 5.38 10.13 6.64 5.85 7.80

Distribution 0.00 0.00 3.40 3.90 6.17 7.81 6.83 6.97 5.71

Growth -1.38 -2.14 -1.66 12.54 -1.68 1.40 -1.09 -2.01 1.19

Total -1.38 -2.14 1.74 16.44 4.49 9.21 5.74 4.96 6.90

Distribution 0.08 0.23 3.87 4.99 7.45 9.24 8.30 8.46 7.25

Growth -1.38 -2.14 -1.66 12.54 -1.68 1.40 -1.09 -2.01 1.19

Total -1.30 -1.91 2.21 17.53 5.77 10.64 7.21 6.45 8.44

Distribution 0.00 0.00 4.25 5.57 7.67 9.52 8.72 8.93 7.74

Growth -1.27 -1.83 -1.86 12.37 -1.51 1.53 -1.12 -2.09 1.09

Total -1.27 -1.83 2.39 17.94 6.16 11.05 7.60 6.84 8.83

Distribution 0.07 0.22 0.49 1.10 1.70 2.90 3.06 5.84 8.53

Growth -3.24 -3.51 0.84 16.76 5.86 7.84 4.16 0.19 -0.13

Total -3.17 -3.29 1.33 17.86 7.56 10.74 7.22 6.03 8.40

Distribution 0.00 0.00 0.03 0.05 0.73 1.91 2.11 4.89 7.56

Growth -3.24 -3.51 0.84 16.76 5.86 7.84 4.16 0.19 -0.13

Total -3.24 -3.51 0.87 16.81 6.59 9.75 6.27 5.08 7.43

Distribution 0.08 0.24 0.53 1.21 2.10 3.41 3.64 6.44 9.17

Growth -3.24 -3.51 0.84 16.76 5.86 7.84 4.16 0.19 -0.13

Total -3.16 -3.27 1.37 17.97 7.96 11.25 7.80 6.63 9.04

Distribution 0.00 0.00 0.35 0.89 2.14 3.56 3.89 6.96 9.41

Growth -3.16 -3.23 1.09 17.25 6.02 7.97 4.16 -0.08 -0.13

Total -3.16 -3.23 1.44 18.14 8.16 11.53 8.05 6.88 9.28

OptiMix High Growth

Entry fee

Nil entry

fee

// Select

Frontier

Pendal Smaller Companies Trust

Entry fee

Nil entry

fee

// Select

Frontier


Hedged2

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6 mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



Investment Returns

43

1 month

%

3 mths

%

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.

Perpetual Australian Share Trus

Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.21 0.69 1.34 1.94 2.25 5.80 5.54 4.66

Growth -1.14 0.06 5.49 22.72 11.12 10.74 1.51 0.47 3.34

Total -1.07 0.27 6.18 24.06 13.06 12.99 7.31 6.01 8.00

Distribution 0.00 0.00 0.24 0.29 0.99 1.30 4.89 4.64 3.75

Growth -1.14 0.06 5.49 22.72 11.12 10.74 1.51 0.47 3.34

Total -1.14 0.06 5.73 23.01 12.11 12.04 6.40 5.11 7.09

Distribution 0.08 0.23 0.74 1.45 2.36 2.78 6.37 6.14 5.30

Growth -1.14 0.06 5.49 22.72 11.12 10.74 1.51 0.47 3.34

Total -1.06 0.29 6.23 24.17 13.48 13.52 7.88 6.61 8.64

Distribution 0.00 0.00 1.22 2.05 2.77 3.33 4.61 6.16 4.70

Growth -1.04 0.36 5.14 22.46 11.02 10.49 3.57 0.75 4.30

Total -1.04 0.36 6.36 24.51 13.79 13.82 8.18 6.91 9.00

Distribution 0.08 0.21 13.49 14.65 11.40 9.59 12.79 12.81 10.03

Growth 2.88 -1.45 -18.20 -13.76 1.94 4.21 -1.20 -3.86 2.20

Total 2.96 -1.24 -4.71 0.89 13.34 13.80 11.59 8.95 12.23

Distribution 0.00 0.00 13.09 13.80 10.45 8.64 11.85 11.90 9.09

Growth 2.88 -1.45 -18.20 -13.76 1.94 4.21 -1.20 -3.86 2.20

Total 2.88 -1.45 -5.11 0.04 12.39 12.85 10.65 8.04 11.29

Distribution 0.09 0.23 13.53 14.74 11.82 10.12 13.38 13.43 10.69

Growth 2.88 -1.45 -18.20 -13.76 1.94 4.21 -1.20 -3.86 2.20

Total 2.97 -1.22 -4.67 0.98 13.76 14.33 12.18 9.57 12.89

Distribution 0.00 0.00 14.32 15.16 12.57 10.74 13.84 13.76 10.83

Growth 2.96 -1.25 -19.00 -14.22 1.16 3.56 -1.67 -4.20 2.05

Total 2.96 -1.25 -4.68 0.94 13.73 14.30 12.17 9.56 12.88

Distribution 0.07 0.20 1.83 2.50 2.94 6.46 11.36 10.57 9.03

Growth 3.39 -2.54 -5.41 5.14 1.80 1.33 -3.71 -3.44 1.60

Total 3.46 -2.34 -3.58 7.64 4.74 7.79 7.65 7.13 10.63

Distribution 0.00 0.00 1.42 1.59 2.06 5.55 10.46 9.67 8.10

Growth 3.39 -2.54 -5.41 5.14 1.80 1.33 -3.71 -3.44 1.60

Total 3.39 -2.54 -3.99 6.73 3.86 6.88 6.75 6.23 9.70

Distribution 0.08 0.23 1.87 2.59 3.33 6.96 11.94 11.18 9.68

Growth 3.39 -2.54 -5.41 5.14 1.80 1.33 -3.71 -3.44 1.60

Total 3.47 -2.31 -3.54 7.73 5.13 8.29 8.23 7.74 11.28

Distribution 0.00 0.00 2.44 2.74 3.64 7.34 12.85 11.98 9.82

Growth 3.49 -2.25 -5.85 5.28 1.77 1.25 -4.33 -3.95 1.75

Total 3.49 -2.25 -3.41 8.02 5.41 8.59 8.52 8.03 11.57

Distribution 0.07 0.22 0.70 1.29 7.38 10.60 10.51 9.03 7.20

Growth -0.82 -2.28 2.41 13.17 -3.68 -0.82 -2.73 -2.51 1.10

Total -0.75 -2.06 3.11 14.46 3.70 9.78 7.78 6.52 8.30

Distribution 0.00 0.00 0.24 0.26 6.46 9.63 9.55 8.08 6.23

Growth -0.82 -2.28 2.41 13.17 -3.68 -0.82 -2.73 -2.51 1.10

Total -0.82 -2.28 2.65 13.43 2.78 8.81 6.82 5.57 7.33

Distribution 0.08 0.24 0.75 1.39 7.76 11.11 11.09 9.63 7.84

Growth -0.82 -2.28 2.41 13.17 -3.68 -0.82 -2.73 -2.51 1.10

Total -0.74 -2.04 3.16 14.56 4.08 10.29 8.36 7.12 8.94

Distribution 0.00 0.00 0.99 2.04 8.36 11.66 11.50 9.99 8.23

Growth -0.70 -1.96 2.35 12.93 -3.88 -0.97 -2.74 -2.48 1.10

Total -0.70 -1.96 3.34 14.97 4.48 10.69 8.76 7.51 9.33

Distribution 0.08 0.29 9.64 10.80 13.19 14.59 14.12 11.19 9.38

Growth 2.41 0.68 1.74 4.81 -15.78 -10.24 -10.80 -5.94 -0.45

Total 2.49 0.97 11.38 15.61 -2.59 4.35 3.32 5.25 8.93

Distribution 0.00 0.06 9.15 9.77 12.32 13.67 13.20 10.26 8.42

Growth 2.41 0.68 1.74 4.81 -15.78 -10.24 -10.80 -5.94 -0.45

Total 2.41 0.74 10.89 14.58 -3.46 3.43 2.40 4.32 7.97

Distribution 0.09 0.31 9.69 10.91 13.54 15.07 14.67 11.79 10.03

Growth 2.41 0.68 1.74 4.81 -15.78 -10.24 -10.80 -5.94 -0.45

Total 2.50 0.99 11.43 15.72 -2.24 4.83 3.87 5.85 9.58

Distribution 0.00 0.35 1.62 2.90 11.74 15.37 10.69 8.93 7.91

Growth 2.50 0.68 9.93 13.04 -13.71 -10.27 -6.57 -2.85 1.88

Total 2.50 1.03 11.55 15.94 -1.97 5.10 4.12 6.08 9.79

Distribution 0.07 0.21 11.44 12.54 10.47 9.87 11.32 12.43 9.41

Growth 2.88 -1.29 4.39 9.60 4.60 6.39 1.97 -2.10 3.98

Total 2.95 -1.08 15.83 22.14 15.07 16.26 13.29 10.33 13.39

Distribution 0.00 0.00 10.96 11.51 9.51 8.90 10.36 11.50 8.45

Growth 2.88 -1.29 4.39 9.60 4.60 6.39 1.97 -2.10 3.98

Total 2.88 -1.29 15.35 21.11 14.11 15.29 12.33 9.40 12.43

Distribution 0.08 0.23 11.50 12.64 10.90 10.41 11.92 13.05 10.08

Growth 2.88 -1.29 4.39 9.60 4.60 6.39 1.97 -2.10 3.98

Total 2.96 -1.06 15.89 22.24 15.50 16.80 13.89 10.95 14.06

Distribution 0.00 0.00 12.24 13.15 11.33 10.95 12.13 13.85 10.33

Growth 2.98 -1.00 3.79 9.41 4.46 6.15 2.06 -2.61 4.02

Total 2.98 -1.00 16.03 22.56 15.79 17.10 14.19 11.24 14.35

Distribution 0.07 0.21 14.29 15.75 16.20 15.49 13.95 14.95 11.38

Growth 2.67 -2.13 -1.71 4.84 7.21 8.39 6.82 1.52 6.27

Total 2.74 -1.92 12.58 20.59 23.41 23.88 20.77 16.47 17.65

Distribution 0.00 0.00 13.82 14.74 15.17 14.45 12.94 13.97 10.39

Growth 2.67 -2.13 -1.71 4.84 7.21 8.39 6.82 1.52 6.27

Total 2.67 -2.13 12.11 19.58 22.38 22.84 19.76 15.49 16.66

Distribution 0.08 0.23 14.34 15.86 16.66 16.06 14.59 15.61 12.08

Growth 2.67 -2.13 -1.71 4.84 7.21 8.39 6.82 1.52 6.27

Total 2.75 -1.90 12.63 20.70 23.87 24.45 21.41 17.13 18.35

Distribution 0.00 0.00 15.09 16.20 17.18 16.38 14.80 15.88 12.00

Growth 2.77 -1.82 -2.28 4.88 7.07 8.46 7.00 1.62 6.71

Total 2.77 -1.82 12.81 21.08 24.25 24.84 21.80 17.50 18.71


Entry fee

Nil entry

fee

// Select

Frontier

Platinum Asia

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

Platinum International Share

Entry fee

Nil entry

fee

// Select

Frontier



%

3 mths

%

6

mths

%

1 year

% p.a.

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.



Investment Returns

44

1 month

%

3 mths

%

6 mths

%

1 year

%

2 years

% p.a.

3 years

% p.a.

SG Hiscock Property

Entry fee

Nil entry

fee

// Select

Frontier


Sustainability

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

// Select

Frontier

Distribution 0.07 0.21 14.90 16.97 12.50 11.53 13.28 16.59 12.87

Growth -2.61 -2.53 -8.23 1.47 1.51 2.99 0.92 -5.27 0.00

Total -2.54 -2.32 6.67 18.44 14.01 14.52 14.20 11.32 12.87

Distribution 0.00 0.00 14.45 15.98 11.55 10.57 12.32 15.66 11.92

Growth -2.61 -2.53 -8.23 1.47 1.51 2.99 0.92 -5.27 0.00

Total -2.61 -2.53 6.22 17.45 13.06 13.56 13.24 10.39 11.92

Distribution 0.08 0.23 14.94 17.08 12.92 12.06 13.89 17.22 13.53

Growth -2.61 -2.53 -8.23 1.47 1.51 2.99 0.92 -5.27 0.00

Total -2.53 -2.30 6.71 18.55 14.43 15.05 14.81 11.95 13.53

Distribution 0.00 0.00 15.61 17.34 13.40 12.57 14.42 17.77 13.76

Growth -2.51 -2.26 -8.83 1.35 1.22 2.68 0.56 -5.62 -0.02

Total -2.51 -2.26 6.78 18.69 14.62 15.25 14.98 12.15 13.74

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution

Growth

Total

Distribution - - - - - - - - -

Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -


Growth - - - - - - - - -

Total - - - - - - - - -






6 Formerly known as OptiMix Global Smaller Companies Share


// Select

OnePath Cash

Entry fee

Nil entry

fee

// Select

Frontier


Entry fee

Nil entry

fee

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10 years

% p.a.Profile 5 - High Growth (cont'd)1 month

%

3 mths

%

6 mths

%

1 year

% p.a.


(Hedged)

Entry fee

Nil entry

fee

// Select

Frontier

Investment Returns

45




OnePath Protected AUS 50 Trust

Entry fee

Nil entry

fee

// Select

Frontier

Closed1 month

%

3 mths

%

6 mths

%

1 year

% p.a.

Fund

start

date

2 years

% p.a.

3 years

% p.a.

5 years

% p.a.

7 years

% p.a.

10

years

% p.a.


Entry fee

Nil entry

fee

// Select

Frontier

Market data and performance as at: 30 November 2021Previous %

Month end month Movement 1 year ago

0.7091 0.7511 -5.5985 0.7369

0.5359 0.5479 -2.1913 0.5519

80.5091 85.6442 -5.9958 76.8351

0.6299 0.6490 -2.9440 0.6160

5.5276 5.8428 -5.3946 5.7124

2.08% -3.04% -0.56% -3.23% 3.35% 3.30% 4.22%

2.49% -3.20% -0.08% -3.47% 3.48% 3.37% 3.87%

1.94% -3.08% -1.15% -3.43% 3.40% 3.23% 4.39%

1.05% -2.51% -1.15% -1.81% 3.75% 3.83% 4.86%

2.46% -2.58% 0.41% 0.12% 5.15% 4.34% 4.56%

0.01% 0.01% 0.01% 0.02% 0.68% 1.14% 1.98%

0.96% -2.45% -1.23% -2.14% 3.25% 3.37% 4.54%

Australia shares

-0.53% -2.31% 3.63% 16.02% 12.89% 10.30% 10.34%

-0.54% -2.48% 3.35% 15.48% 12.56% 10.11% 10.35%

-0.33% -1.76% 4.47% 16.69% 13.64% 10.75% 10.54%

-1.39% -3.77% -0.18% 16.72% 12.14% 9.33% 9.77%

-0.88% -3.01% 2.03% 14.82% 11.86% 9.40% 10.06%

1.23% 0.87% 9.37% 20.34% 17.69% 14.32% 13.61%

-0.56% -2.43% 3.12% 15.68% 12.78% 10.13% 10.57%

-0.31% -1.54% 7.27% 18.44% 13.54% 11.65% 7.35%

-0.90% -2.84% 2.54% 15.09% 12.61% 10.14% 10.16%

International fixed interest

0.74% -0.50% 1.02% -0.84% 4.16% 3.34% 4.88%

1.14% -0.28% 1.29% -1.07% 3.77% 3.11% 4.79%

International shares

-3.73% -2.48% 0.15% 16.67% 10.63% 14.03% 11.84%

-0.83% 0.98% 8.63% 26.10% 18.28% 15.74% 13.86%

-2.46% -0.85% 0.52% 12.66% 0.38% 0.80% 2.52%

-3.71% -0.95% -3.60% 5.25% 7.57% 8.73% 12.68%

-7.42% -8.89% -18.20% -8.85% -0.22% 4.45% 6.09%

-3.90% -5.47% -2.38% 13.04% 9.12% 6.83% 9.54%

Market Performance

-1.44% 0.30% 7.34% 24.33% 17.40% 14.95% 13.96%

-1.43% 0.23% 7.22% 24.13% 17.30% 14.84% 13.87%

-2.33% -1.64% 3.66% 19.90% 10.79% 9.23% 9.72%

-3.21% -5.06% -7.96% 4.65% 10.86% 10.60% 8.27%

1.61% -4.12% -2.64% 6.72% 10.35% 10.42% 9.14%

-1.03% 0.92% 9.15% 27.05% 20.73% 17.80% 15.80%

AUD/HKD

CurrenciesAUD/USD

AUD/GBP

AUD/JPY

AUD/EUR

Bloomberg Govt Inflat 0+

Market performance (local currency)

Market movement 1 month 3 months 6 months1 year

p.a.

3 years

p.a.

5 years

p.a.

10 years

p.a.

Australian fixed interest

Bloomberg Composite 0+

Bloomberg Treasury 0+

Bloomberg Semi 0+

Bloomberg Credit 0+

Barclays Capital Global Aggregate

Bloomberg Bank Bill

Bloomberg Non Govt (Core Credit) 0+

S&P ASX 300/OLD All Ordinaries

S&P ASX 200/OLD All Ordinaries

NEW All Ords/OLD All Ordinaries

S&P ASX 20

S&P ASX 50

S&P ASX MIDCAP 50

S&P ASX 100

S&P ASX Small Ords

S&P ASX 200 Prop/Prop Trusts

MSCI Emerging Markets (Free) in AUD

Barclays Capital Global Treasury Hdged

(US) Dow Jones

(US) S&P 500

(UK) FTSE 100

(Japan) Nikkei 225

(Hong Kong) Hang Seng

(Germany) MSCI Germany

MSCI Wld Ex Aus $A

MSCI World $A

MSCI Europe Gross - local

MSCI Emerging Markets (Free)

MSCI North America Gross - local

FTSE EPRA/NAREIT Global Index ex Aust

hedged to AUD-1.70% -2.08% 4.41%

Investment Returns

46

3.21% 3.53% 6.95%

1 month 3 months 6 months1 year

p.a.

3 years

p.a.

5 years

p.a.

10 years

p.a.

22.14%

INVESTMENT

CONTACT US

Customer Services Phone 133 665 Email [email protected]

Adviser Services Phone 1800 804 768 Email [email protected]

Address 347 Kent Street Sydney NSW 2000

OnePath Funds Management Limited ABN 21 003 002 800 AFSL 238342

OnePath Custodians Pty Limited ABN 12 008 508 496 AFSL 238 346 RSE L0000673

OnePath Life Limited ABN 33 009 657 176 AFSL 238 341

The information in this document has been prepared by OnePath Custodians Pty Limited (“OnePath Custodians”), OnePath Life Limited (“OnePath Life”) and OnePath Funds Management Limited (“OnePath Funds Management”) (collectively the “Issuers”). An investmentis subject to investment risk, including possible delays in the repayment of principal and loss of income or principal invested.

OnePath Life is not a related body corporate of OnePath Custodians or OnePath Funds Management.

The information in this publication is current as at November 2021, but may be subject to change. Updated information will be available

free of charge by contacting Customer Services (for an investor) or Adviser Services (for a financial adviser).

The information provided is of a general nature and does not take into account an investor’s personal needs, financial circumstancesor objectives. Before acting on this information, an investor should consider the appropriateness of the information, having regardto their needs, financial circumstance and objectives.

Past performance is not indicative of future performance. The future value of investments may rise and fall with changes in the market.

Returns are calculated on an exit price to exit price basis and are net of fees, taxes and charges. Annualised performance is calculatedin accordance with Financial Services Council Standard No. 6 “Product Performance: Calculation of Returns”. However, yearly returns forthe OnePath Capital Guaranteed fund are derived from the declared annual crediting rate which are calculated as the weighted averageof the earnings over the previous years, less management costs, and cannot be less than zero.

An investor should read the relevant PDS available at onepath.com.au and consider whether a particular product is right for them before making a decision to acquire or continue to hold that product.

While every care has been taken in the preparation of the information in this publication, no warranty is given as to the correctness of the information contained in the investment returns table and no liability is accepted by the relevant issuer or its related group companies for any error or omission.

onepath.com.au

http://onepath.com.au

mailto:customer%40onepath.com.au?subject=

mailto:adviser%40onepath.com.au?subject=

http://onepath.com.au

Date post:	03-Jan-2022
Category:	Documents
Upload:	others
View:	1 times
Download:	0 times

OA Invest Returns

Documents