October 2011 Madison County Homes

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2 - Madison County Homes - October, 2011 - TheIntelligencer.com

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2621 Plaza DriveHighland, IL

(618) 654-1234(800) 314-6862

Each Office Independently Owned and Operated

2205 State Route 157Edwardsville, IL 62025

(618) 656-2278(800) 338-3401

530 Edwardsville RoadTroy, IL

(618) 667-3404(800) 342-1411

305 Watt, Troy3 bedroom close to schools!

Move-in ready!$144,900

15 Kensington Dr., Glen CarbonGorgeous 5 bedroom with

remodeled kitchen.$368,000

111 Forest Grove Dr., Glen Carbon4 bedroom/3 bath with hearth

room & large kitchen.$299,999

303 Barnett Drive, Edwardsville3 bedroom ranch with 2 car

garage on large lot.$159,900

666 Chapman St., EdwardsvilleCharming 2 bedroom bungalow

with wood floors.$98,000

7227 Renken, Dorsey4 bedroom/2 bath with

county charm on 1.5 acres!$150,000

418 S. 7th Street, Wood River3 bedroom/2 bath ingreat neighborhood.

$69,900

4825 Hazel Road, Edwardsville5 bedroom country living

on 2.75 acres +/-.$569,900

1643 Fountainbleu, WordenRanch 2 bedroom/2 bath with

private deck.$149,000

403 Langdon Street, AltonSpectacular views from this

2 bedroom/2 bath.$72,500

5729 Old Alton/Edw. Rd., Edw.Historic 3 bedroom/2 bath

on 5+ acres.$290,000

140 Shadowbrooke, Troy3 bedroom/2 bath split bedroom

with above ground pool.$200,000

68 Lucinda Drive, Glen Carbon3 bedroom on great, fenced

corner lot.$149,900

2213 Hunters Pointe Dr., Granite City4 bedroom/3 bath custom built

in 2007.$175,000

725 St. Louis St., EdwardsvilleHistorically detailed 5 bedroom

Victorian home.$240,000

2561 Boyle Avenue, Granite City3 bedroom/1.5 bath all brick with

2 car garage.$94,900

2532 Ruth, Granite City3 bedroom/2 bath homewith interstate access.

$110,000

68 S. Meadow Lane, Glen CarbonCompletely remodeled


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(618) 654-1234(800) 314-6862



(618) 656-2278(800) 338-3401


(618) 667-3404(800) 342-1411

608 Garfield Ave., EdwardsvilleCozy 3 bedroom/2 bath cottage

with upgrades.$169,900

33 Belair Court, Maryville3 bedroom/2 bath on corner lot

with fenced yard.$152,000

210 Washington St., St. JacobAttractive 1.5 story

3 bedroom/1 bath. Nice lot!$71,900

408 Alderwood, EdwardsvilleGorgeous custom built


1 Briarwood, CollinsvilleImmaculate 3 bedroom/1.5 bath

with hardwood.$147,000

126 Forest Court, Troy3 bedroom/3 bath 2137 sq. ft.

home on cul-de-sac.$179,900

50 Sunray Drive, HighlandNicely updated 3BR/3BA 2 story brick home main floor laundry.

$169,000

7355 Hearthstone Blvd., Edw.Exceptional 4BR builder’s personal home built in 2010. Salt water pool.

$650,000

438 Reid, Troy3BR/2BA w/sunroom & 2-car gar.

Fenced yard.$147,900

156 Blue Bell Lane, HighlandFantastic custom 4 bedroom/5 bath home on 2.5 acres +/-.

$380,000

913 Copper Ridge, MaryvilleNice 3BR/3BA ranch finished

bsmt. Main floor laundry. $164,900

4 Foxboro Court, TroyExceptional ranch on 2 acres. 3-car gar.,

walkout bsmt, tiered deck, nice landscape.$288,900

308 N. Douglas, St. Jacob“New as old can Get”.

3BA/2BA main floor laundry.$130,000

559 W. Country Lane, CollinsvilleGreat opportunity automotive repair

shop 5-bays lifts with separate house.$279,900

75 Sun Court, HighlandGreat family home!

3BR/3BA ranch w/full bsmt.$160,000

537 Coventry, Troy4 bedroom ranch with space! Sits on 1 ½ acre corner lot.

$299,900

1338 S. Clinton Road, Caseyville10.1 acres farm land with

2 bedroom home & 55x43 barn.$265,000

249 Hamel Avenue, HamelVery well maintained 3BR/2BA

ranch full basement. Agent related.$164,500

6300 Pierce, GodfreySpacious 6 bedroom/3 bath

with finished walk-out.$294,000

8 Crimson Court, Glen Carbon2 story 4 bedroom/3 bath

open floor plan.$213,500





(618) 654-1234(800) 314-6862



(618) 656-2278(800) 338-3401


(618) 667-3404(800) 342-1411

618 Goldfinch, TroyCharming New England style 2 story. Beautiful interior finishes. Wooded lot.

$199,900

7 Hill Valley, PocahontasCustom ranch w/finished lower level. Highland School District.

$269,900

3 East Huntington, Maryville4 bedroom 3 full baths finished lower level with 3-car garage.

$272,500

2145 Hidden Creek, St. Jacob4 bedroom, 3 bath atrium ranch

on over 1 ½ acres. Triad Schools.$372,000

9017 East Kirsch, TroyBeautiful 5BR/4BA custom ranch on

2.27 acres w/upgrades. Triad Schools.$323,900

973 Lakewood, TroyBeautiful 2 story 5BR/3BA home with in-ground pool & fish pond.

$229,000

628 East Main, Collinsville4BR 2+ garage freshly painted new carpet in most rooms. Agent related.

$121,500

960 Wagon Trail Court, TroyPrice Reduced! 4BR/3BA, family room

w/wet bar, fireplace, & large yard.$169,900

1767 State Route 160, HighlandFabulous porch welcomes you to

this spacious 4BR/5+ ac.$319,500

RR2 St. Rt. 40, Mulberry Grove21 ac (+/-) unique horse property/

inviting home/pond.$246,500

1321 Old Trenton Road, HighlandOriginal charm/modern conveniences. 4BR on 2 lots in sought-after location.

$269,000

270 Canterbury, HighlandUpdates just added! Lovely

quality built 4BR/lake lot.$199,900

437 Spring Street, CollinsvilleBeautifully remodeled home new

HVAC, water heater, gutters, windows.$119,900

6 Mackinac Court, HighlandExquisite! Custom brick 4BR dream home/gorgeous 2+ac.

$649,900

33 Deer Run East, PocahontasFantastic 1-owner 5BR with many updates on 2 ac (+/-).

$325,000

1501 Malia, St. JacobGorgeous custom 1½ story 5BR/3BA,

oak cabinets & floors. 3-car gar.$479,900

800 Westwood, MaryvilleGreat Condo Living! 3BR/2 BA2-car garage. Open floor plan.

$125,500

8924 Wendell Creek, St. JacobUnique craftsman style 1 ½ story

dramatic great-room 5BR/4BA fin. LL.$325,000

30 Foxmoor Drive, MaryvilleExceptional 4BR/4BA 2 story on cul-de-sac. Custom upgrades.

$315,000

30 Ginger Lake Dr. S., Glen CarbonNice 3BR brick ranch Villa w/frpl, sunroom,

community pool, & tennis courts.$178,000

AGENT OWNED





(618) 654-1234(800) 314-6862



(618) 656-2278(800) 338-3401


(618) 667-3404(800) 342-1411

3435 Pierland, PocahontasBeautiful split BR ranch/approx ½

ac. Easy I-70 Access.$179,900

325 Hampton Court, HighlandSpacious 3BR/lg rooms &

extensive landscaping/fenced lot.$179,500

9689 Conrad Road, Alhambra3BR, 2BA home/5.8 ac (+/-)/pond,

shop, shed, & outbuildings.$174,500

3404 Highron Dr., Pocahontas3BR, 3BA/Highland School

District/2 mi outside of Highland.$173,500

490 Pike Drive East, Highland2800 sq ft of living space in this

imposing ranch.$173,000

47 Memorial Drive, HighlandAttractive Updates! Brick 3BR,

3BA nicely finished.$165,000

100 Keeven Drive, Highland3BR with main level laundry

& finished basement.$162,500

18134 St. Rose Road, BreeseNicely updated 4BR on huge corner

lot. Lots of storage!$133,000

8929 Pleasant View Dr., Fairview HgtsNumerous upgrades! 3BR on

large corner lot!$56,000

13001 US Highway 40, HighlandInvestor Opportunity in this 2BR, 1BA. Needs Rehab.

$50,000

605 St. Rt. 143, East PierronAffordable 3BR/updates &

oversized detached 2 car garage.$44,900

2807 Progress, CaseyvilleNice 3BR Starter home/privacy

fence & deck.$42,000

1121 18th Street, HighlandWell maintained

2BR on corner lot.$132,000

1314 Pine St., Unit A-3, HighlandGreat Location! 2BR, 2BA brick

jewel has lots of storage.$89,500

120 Suppiger Ln., Apt. 101, Highland1st floor Condo offering 2BR &

covered parking.$69,000

6 Legacy, Granite CityEnjoy Living! 3BR quality built

nestled on Legacy Golf Course.$159,000

35 Northwest Manor Dr., HighlandLooking for a 1 story 3BR with

kitchen island? This is it! $150,000

800 West Dolphin Dr., HighlandGorgeous Quality Kitchen! Well

maintained 3BR.$144,500

24 Black Oak Drive, HighlandLovely 3BR, 3BA brick ranch on a

cul-de-sac lot.$195,000

3048 Grotefendt Road, MarineNicely rehabbed 3BR/approx 2 ac (+/-) with outbuildings.

$189,000

6 - Madison County Homes - October, 2011 - TheIntelligencer.comw

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EDWARDSVILLE, IL 618-655-4100 • 800-882-4236O'FALLON/SHILOH, IL 618-628-2400 • 866-522-2234

REMODELED inside and out with 5 bed-rooms, 4 baths, and 3 acres with pond! $420,000Edwardsville PR9463

MICHELLE HEINLEIN (618) 781-2322

EXCITING NEW floor plan in Ebbets Field! 5 bedrooms, 5 baths, 2 fireplaces & finished LL. $479,900 Edwardsville PR9526


FABULOUS FLOOR PLAN! Atrium ranch with 4 bedroom, 3 baths, wet bar & gas fireplace. Corner lot! $319,900 Edwardsville PR9540


BETTER THAN NEW! Atrium ranch with open floor plan & upgrades galore! $179,900 Worden PR9698


LARGE RANCH with 3 bedrooms, 3 baths, finished LL, huge yard next to Maryville Park. $189,900 Maryville PR9523


SPACIOUS & INVITING! 5 bedroom, 5 bath, 1.5 story with 4 car garage is amazing! $469,000Edwardsville PR9801


MICHELLE HEINLEIN

(618) 781-2322

www.michelleheinlein.com

WARM & INVITING "new" floor plan, 5 bedroom, 5 baths, finished W/O, & incredible details! $579,900 Edwardsville PR9867


OPEN FLOOR PLAN with vautled ceilings, see-through fireplace, & master suite with wall of windows. $309,900 Maryville PR9885


BETTER THAN NEW with laminate floors, gas fireplace, kitchen with large center island, finshed lower leve and large deck. $235,000 Glen Carbon PR9892


LAKEFRONT HOME with 5 bedrooms, 4 baths, screened porch, 2 fireplaces & numerous upgrades. $435,000 Edwardsville PR9899


LARGE TRADITIONAL 2 story with 5 bed-rooms, 4 baths, 2 fireplaces, finished walkout & enormous yard! $300,000 Glen Carbon PR9932


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INVITING & UPDATED with 3 bedrooms, 3 baths, walk-in closets, 12x27 deck, great price! $145,000 Hamel PR9595


LARRYCOOPER

(618)971-9036

www.LarryCooperRealtor.com

LAKE FRONT! What views! 3 season room, & electric covered boat lift. $269,000 Vandalia PR9772

GIGI VIRTA 781-6875 JUDY CONNOLLY 830-9899

A M A Z I N G S PAC E ! M a n y b u i l t - i n s : bookshelves, curios, chests, desks & more! $145,000 Edwardsville PR9820


UPDATED WITH RURAL SETTING. On large lot near SIUE, extra 2-car detached garage. $164,900 Edwardsville PR9887


SPLIT-LEVEL with 3 bedrooms, 2 baths, large yard, has newer roof, HVAC & gutters. $134,900Glen Carbon PR9642


RENOVATION & ADDITION down to the studs & trusses!!! Huge 2+ car garage. $132,800 Edwardsville PR9565


"GiGi"VIRTA

(618)781-6875

ALL BRICK TOWNHOUSE with 2 bedrooms, 2 baths, private patio, on cul-de-sac, near SIUE. $112,000 Glen Carbon PR9836


BUNGALOW-ST YLE near Historic Glen Carbon with 2 bedrooms, 1 bath and many updates. $114,900 Glen Carbon PR9917


LOCATION! Ranc close to schools, YMCA, shopping, 3 BR, 3 bath, hardwood floors. $254,000 Edwardsville PR9898

LARRY COOPER (618) 971-9036

TAKE A LOOK NOW! Cleaned out, cleaned up, & fresh paint. Fireplace, 2 bedrooms & on a deep lot. $85,000 Collinsville PR9888




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LOT OF HOUSE for the money! Extensively rehabbed in 2008. Easy interstate access. $62,500 Caseyville PR9880


BARRY MAULDEN

(618)779-4755

SPACIOUS 2 BEDROOM, 3 BATH CONDO! Spectacular view of Sunset Hills Golf Course. $249,900 Edwardsville PR9930

BARRY MAULDEN (618) 779-4755

WHY PAY RENT! Own this adorable 2 bedroom, 2 car, full basement, with many updates. $105,000 Collinsville PR9854

JANINE SHIELDS (618) 789-7111

EXCEPTIONAL VALUE! 3 bedroom, 2 full bath, great room with wood burning fireplace, fenced, move-in condition. $150,000 Collinsville PR9923

JANINE SHIELDS (618) 789-7111

TREE LINED, FENCED backyard, 4 bedrooms, formal DR, kitchen with granite & finished LL. $319,900 Edwardsville PR9782

DONNA DOCTOR (618) 558-5058

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(ARA) - Selling, buying or just putting a house on the market may raise many questions. Can I get a good price? Are there any problems I should fix prior to listing my house? If I buy this house, will I encounter problems that may make me regret my decision?

The sale price of a house depends on many factors, including the market, location, size of the property, age of the house, condition of the structure, what appliances might be included in the sale and even how nicely the property and building were landscaped and decorated - just to name a few.

Having a qualified professional inspect your house prior to putting it on the mar-ket - or for prospective buyers, before closing on a sale - can help guide your decision. But many homeowners and prospective buyers are unsure what’s included in a standard home inspec-tion, according to the American Society of Home Inspectors (ASHI). A qualified home inspector will review these aspects of a property:

* Roof, attic and visible insulation

• Foundation, basement and structural components

• Walls, ceilings and floors• Heating and central air conditioning

systems• Windows and doors• Water fixtures and faucets• DecksNearly two out of three homeowners

recently surveyed by ASHI reported they saved a lot of money as a result of having a home inspection during the selling/buying of a house. Sellers use inspections to help determine potential problems that can be repaired or replaced prior to listing - potentially getting them a higher sale price. And buyers use the inspec-tions to determine if they want to invest in the property, or help negotiate for a better price that would include the repair and replacement of potential problems.

Not all home inspectors are certified and licensed. ASHI’s “Find an Inspector” tool allows homeowners to locate an inspector in their area. Always check with your local inspector for a complete list of services provided.

“It’s important for homeowners to do their homework before hiring an inspec-tor,” says Kurt Salomon, ASHI president. “Look for a home inspector certified through the ASHI Certified Inspector Program, which is the only home inspec-tion association program approved by the National Commission for Certifying Agencies.”

The following elements are not includ-ed in a standard home inspection:

• Septic system• Electrical wiring and plumbing that

is not readily accessible (for example, behind drywall or plaster)

• Water conditioning or softening sys-tem

• Swimming pool• Backyard fences• Lawn irrigation system• Household appliances• Compliance with local codes• Appraisal to determine market

valueBefore hiring a home inspector, inquire

about what is covered in the inspection and ask to see a sample report.

Secrets of a solid home inspection


NEW YORK (AP) – The kitchen in Abe Abuchowski’s Califon, N.J., home needed updating, but he didn’t want the expense of replacing the cabinets. So he chose a less costly option.

“The old cabinets were in really good shape,” he said. “They were high-quality cabinets, solid wood. It was the doors that really needed to be replaced.”

Replacing the doors and covering the cabi-nets’ remaining exposed parts with a match-ing veneer can be done for about half the cost of buying new, said Kit Selzer, senior remod-eling and projects editor at Better Homes and Gardens. The process is called refacing.

Abuchowski said there’s another advan-tage to refacing. “There’s a minimum amount of disruption,” he said.

“It’s a simpler and quicker installation,” agreed Brett Bacho, president of Kitchen Magic, the company that did Abuchowski’s kitchen. Bacho said that refacing cabinets typically can be completed in three to five days.

For refacing to be a viable option, however, the cabinets must be in good shape.

“If we had bad cabinets, just putting the new fronts on them wasn’t actually where we wanted to go,” said Claudia Phelps, who had the cabinets in her Washington, D.C.,

home refaced about 10 years ago. She said her cabinets were “very well built” and worth saving.

Refacing also might not be a good choice if you want to do major changes to your kitchen’s layout.

“You do nothing to improve the func-tion or the convenience of the kitchen,” said David Alderman, owner of Dave’s Cabinets in Chesapeake, Va. Nor, he noted, does refac-ing increase storage.

It is possible, however, to add cabi-nets that match the refaced ones. Both Abuchowski and Phelps did that.

See “CABINETS” on Page 14

Refacing cabinets saves a bundle

Associated Press

This undated photo courtesy of Kitchen Magic shows Abe Abuchowski’s kitchen in Califon, N.J., after the cabinets were refaced.


For more great buys visit....24 HOUR RECORDED INFORMATION 1-877-791-1287

S E L L S T A T E EXPERT REALTY123 Rottingham Court, Suite C, Edwardsville, IL 62025

LARGE TWO STORY HOMEin need of some TLC. Possible fourth bedroom

on upper level.Recorded Info 877-791-1287 #229

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2 bEDROOM HOME THAT IS MOvE-IN READY!!Custom draperies and

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A MUST SEE 2 bedroom, 1 bath home on a corner lot.

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DELIGHTFUL 3 bEDROOM,2 bath home on a corner lot. French doors of

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GORGEOUS bRICK RANCHon two lots. Full walkout basement

with 2 bedrooms and 2 bath. Please call office for more details.

Are you currently facing Foreclosure? Have you received a demand notice?

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Regardless of the reason, this is a very sensitive issue. Privacy and confidentiality are paramount.We work with many homeowners and with many different lenders.

Our understanding of the intricacies of working with individual lenders benefits you.

We have an A+ Rating with the Better Business Bureau and follow MARS Regulations.

Whether you have missed payments or just anticipate that you might, the first step to stopping your foreclosure today is to contact SellState Expert Realty at 618-307-9330.

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hOmE IS BIggER ThAn IT lOOkSin this beautiful 4 bedroom home with French

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4 BEDROOm, 1 BATh.Includes cabinets in kitchen, covered porch,

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3 Bedrooms/3 Baths$187,5004005282

6 Bedrooms/4 Baths$289,9004011595

4 Bedrooms/4 Baths$254,9004001911

4 Bedrooms/2 Baths$150,0003013215

4 Bedrooms/2 Baths$159,9004009612

3 Bedrooms/3 Baths$157,5004007254

3 Bedrooms/2 Baths$119,5004007342

2 Bedrooms/2 Baths$135,0004007101

2 Bedrooms/2 Baths$125,0004007482

3 Bedrooms/2 Baths$80,0004008043

1 Bedroom/2 Baths$85,0002914366

2 Bedrooms/2 Baths$84,9004009908

Great potential for small business/office space.$100,0002912915

2 Bedrooms/1 Bath$65,9004003364

FAMILY OWNED ESTABLISHED BUSINESS$219,9004004430

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Continued from Page 9

Many people also choose to replace their countertops at the same time the cabinets are refaced. That, obviously, adds to the cost.

Cabinet companies say it’s impossible to estimate the cost of refacing cabinets without seeing the kitchen and talking to the homeowner about the job.

“We’ve refaced kitchens for as little as $4,000 to $5,000, and for as much as $80,000,” Bacho said.

Doors can be made of a variety of woods, for example, such as cherry, oak or maple, or of an engineered material like lami-nate, including some that look like wood.

Abuchowski chose a laminate. “It’s very easily cleaned and it will stay looking newer longer,” he said.

In refacing, the cabinet doors are removed, and the sides and exterior face of the cabinet are prepared for the veneer covering. After that covering is measured and applied, the new doors — made to fit the existing cabinets — are installed. Some companies replace the full drawers, others just the front. But the inside of the cabinet usually is not changed during the refacing process. “You could definitely paint the inside to go along with the outside,” Selzer said.

She advises going with a professional unless you’re a very

skilled do-it-yourselfer.For those who want to try it themselves, there are how-to

videos on YouTube or step-by-step instructions on the Web. Otherwise, many companies do refacing, from big ones like Sears to smaller ones like the one Alderman owns.

Of course, there is an even cheaper way to give the cabinets a fresh look.

“Virtually any cabinet can be painted,” Selzer said. “It just takes the right product to do it.”

She said there are kits on the market that provide the mate-rials you need, from preparation to stain to glaze, along with step-by-step instructions.

“Really what you want to do is be patient with it and give yourself time,” she said. That means giving each coat enough time to dry.

When people paint cabinets, Selzer said, they are likely to choose white. “For new cabinetry,” she said, “people are look-ing for the wood look.”

A good reason to paint, she said, is for the enjoyment of a fresh-looking kitchen.

Upgrading cabinets, either by replacing or refacing them, can make your house more marketable if you’re considering selling it.

“Just a few years ago,” Selzer said, “people were buying houses with rundown kitchens knowing they were going to replace them. Now there’s a little more conservative attitude about it. People look for a kitchen and a house that has move-in qualities.”

Cabinets

The smart move from renting to owning(ARA) - If you’ve paid attention to

any news media over the past few years, you know that the housing mar-ket has dropped off. From a seller’s perspective, that makes life a lot hard-er. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rath-er than renters, it’s vitally important to make smart decisions - as the markets have shown.

Many factors contribute to the real estate market’s current sluggishness, and one of them is the fact that lenders are reluctant to give loans to homebuy-ers. After the housing market crisis, it’s not surprising that they would be more demanding in their lending practices, but for those eager to buy, it means that you need to present a pristine financial profile.

There’s no limit to the amount of real estate browsing you can do - either online or in your ideal neighborhood - but before you get serious about pur-chasing a home, take these tips into consideration.

• Pay down your debt. Before you even apply for a mortgage, it’s impor-

tant that you reduce your debt load. The smaller it is, the better for your debt-to-income ratio, which lenders use to determine how much they’ll allow you to borrow. Items like car loans, child support and alimony, credit card bills and student loans are all factors that the lender will consider. Paying down debt can have the added benefit of improving your credit, as well.

• Check up on your credit. Having good credit is another essential element in smart home buying - it can affect how lenders view you, and the terms of your mortgage. The better shape your credit is in, the better your potential to get the mortgage of your dreams. Every year, you’re entitled to a free credit report from one of the three major reporting agencies, like Equifax. Use it as a starting point that will give you an idea of your overall credit picture. Look for areas that can be improved upon and track your progress by check-ing your credit again after you’ve put in some work to bring it up.

• Make the biggest down payment possible. The era of zero-down is over, and for good reason. A down payment

- and a sizeable one - can help ease the strain of a mortgage in coming years. A minimum of 20 percent down is a good idea, and if you can do more than that, so much the better. If you don’t think you can afford a down payment of 20 percent or more on a house you’re considering, it might be time to shop around for a less expensive home that is more budget friendly.

• Be an informed buyer. There is a seemingly endless list of things to know about buying a home, and the faster you want to buy, the faster you’ll need to learn it all. One of the best things you can do is take a first-time homebuyer class offered by a reputable organization - some cit-ies even offer them for free. Be sure you know the ins and outs of items like closing costs, adjustable rate versus fixed rate mortgages, how your credit report affects mortgage rates and the documentation you’ll need to get a mortgage. The more you know, the better equipped you’ll be to make smart decisions that will make you a happy homeowner for years to come.



website: www.landmarkrealtyi l . info email: edwardsvil le@landmarkrealtyi l . info

1324 Troy RoadEdwardsville, IL 62025

(618)656-90111-800-882-3934

3049 Godfrey Rd.Godfrey, IL 62035

618-466-1513

58 Airport PlazaBethalto, IL 62010

618-377-2112

donwhITEhEAd

home:(618)

288-5578

Cell:(618)

954-8000

19 BRIdLE CoURT, hAMEL$205,000 MLS#4006183

IMMACULATE CUSToM BUILT RAnCh! 3 BR, 3 full BA, composite deck, extensive landscaping, finished lower level, network wired. Call for a complete list of special features & upgrades.

don whITEhEAd (618) 954-8000 or (618) 288-5578

4365 wAGnER RoAd, MARInE$249,900 MLS#3002143

nEw RAnCh hoME on 2 ACRES. 3BR, 2 full BA, FP, Luxury Master Bath, 9’ ceiling in full basement, 3 car garage.don whITEhEAd (618) 954-8000 or (618) 288-5578

REdUCEd To onLy $20,000. 2 - 2 Bedroom / 1 Bath Units. This is an investor’s dream with a little TLC this property could be a money maker. Previously rented for $450 per unit. Being sold AS-IS.

BECKy GRoVES (618) 917-6984

2149 dELMAR, GRAnITE CITyonLy $20,000 MLS#4004680

ToTALLy REdonE on ThE InSIdE, everything is new from the front porch to the stackable W/D. The list goes on and on... Call Becky for a complete list today! This one will not last long! Agent Owned.

BECKy GRoVES (618) 917-6984

231 S. 13Th STREET, wood RIVER$69,900 MLS#4011301

BEAUTIfUL RoLLInG 11.3 ACRE CoUnTRy SETTInGjust outside city limits. 4 BR, 2 BA. Don’t miss this opportunity if you are looking to live on land with privacy!

BoB RohRKASTE (618) 920-2562

6005 oLd PoAG Rd, EdwARdSVILLE$299,000 MLS#4006661

LoVELy ExECUTIVE 2-story home in Ginger Creek. 4 BR, 4 BA, LL finished area w/FP, extra kitchen, walkout to large yard. Covered deck, 2 car side entry garage.


155 GInGER hILL CT, GLEn CARBon$299,000 MLS#4007033

nICE STARTER hoME with newer electric service, new plumbing, newer roof, new 92% efficiency furnace and water heater. Appliances included.


301 wEST LIndEn, EdwARdSVILLE$79,900 MLS#4005276

3 BR, 4 BA BRICK VEnEER RAnCh w/walkout finished LL. On 18 acre lake in Wildewood Cove. Honey oak floors & trim. Large window pkg provides great lake view from anywhere in the home.


8709 SoUTh ShoRE dRIVE, woRdEn$280,000 MLS#4001571

CoUnTRy LIVInG AT ITS BEST! You must view the interior of this well thought out custom home. Very spacious & tastefully decorated. Plenty of room outside for family fun & gardening. Make plans to see all this home has to offer! This home is being sold under its appraised value!GARy oR ShELLy nIEMEIER 781-3814 or 781-3857

7407 ConnER LAnE, EdwARdSVILLE$399,000 MLS#4004673

BEAUTIfUL RoLLInG ACREAGE just north of Alhambra offers a 5 +/- acre shared lake w/easy access to IL Rt 140 & I55. This land is currently in agricultural production. This would be an ideal spot to build your dream home. This land offers income with the 17 +/- tillable acres.GARy oR ShELLy nIEMEIER 781-3814 or 781-3857

7037 MEIER LAnE, ALhAMBRA$170,000 MLS#4011081

LARGE hoME w/ wALKoUT LL on the lake in a country setting on end of the cul-de-sac. 4 BR, 3 full BA, Ample room in the LL for extended family or entertaining. Open floor plan, large rear deck overlooking the lake.GARy oR ShELLy nIEMEIER 781-3814 or 781-3857

1602 wAIKIKI dRIVE, woRdEn$239,000 MLS#4011888

PRICE REdUCEd! LoVELy ToTALLy REhABBEdhoME! New everything just move right in! Spacious back yard for entertaining, family fun & gardening. Schedule your showing today!GARy oR ShELLy nIEMEIER 781-3814 or 781-3857

629 hILLSIdE, BEThALToonLy $89,900 MLS#4010766


BOND COUNTYREALTORS

308A S. Third • Greenville, IL 62246

OFFICE # 1-618-664-4232FAX # 1-618-664-4310

www.bondcountyrealtors.com

Drive a Little,Save a lot!888-664-4452BOND

COUNTYREALTORS

#4011126 - While aWay the hours fishing under the shade trees beside the small lake. 3 bedroom home with full basement. 2 car detached garage, 52’ x 61 shed. 11 acres. Just minutes from Greenville.

#4003656 - Building lot on beautiful 750 acre Governor Bond Lake. $79,900.

#4002786 - hidden aMong 5+ aCres - ranCh style hoMe with full basement. Log cabin stays with property - have to see to believe. $265,000.

#4010592 - fayette County, hunters delight, 115 acres of bottomland adjacent to Hurricane Creek, 80 acres tillable. only $3,200 per acre.

#4010205 - Why Pay rent? Small 3 bedroom home in Pocahontas, for only$59,900. Lot included.

#4011659 - horse loVer's delight- 3 bedroom home, 40 acres all fenced, 7 horse stall barn plus additional outbuildings and Lake. Bond County. Priced to sell at $200,000.

#4003251 - all on one leVel. Countryhome on almost one acre near 750 acre lake, 2092 sq. ft., fenced in back yard. $217,000.

#4011754 - esCaPe to the Country!Private 80 acres of paradise, 45 acres of woods, picturesque 3 lakes. Nature lovers call today. $320,000. Owner will consider dividing. Bond County.

#4001485 - storage unit CoMPleX.Approx. 4 acres. 200 units, room for additional units. Located at edge of Greenville. $650,000.

#4010192 - under the Big oldoaK trees is where you will find this 4 bedroom home on 7 acres. Located 1 mile from Interstate I-70 access at Pocahontas. $199,000.


NEW YORK (AP) – It’s a reality of our fragile economy: Many homeown-ers who dream of the perfect kitchen or master bath are putting full-scale reno-vation on hold in favor of more limited changes.

“What’s on everyone’s minds is mak-ing the space feel a little better and func-tion a little better until you can reach the ultimate kitchen or bath that you want,” says Danny Lipford, host of the nation-ally syndicated home-improvement radio show “Homefront with Danny Lipford.” He says he often hears from listeners planning smaller redecorating projects to tide them over until real renovation fits in

their budgets. But which small projects are worth it if

you’re going to remodel the space within just a few years?

Choose projects that offer big change at little cost, or that serve as first steps toward eventual full-scale renovation, says Sabrina Soto, designer and host of HGTV’s new series “The High Low Project.”

LOOK TO THE LARGEST SURFACES

Lipford suggests making changes to the biggest surfaces in a room, such as countertops or floors. Old laminate coun-tertops can now be painted for less than

$50, he says, and the results look surpris-ingly good. Using a type of paint sold in a kit (Lipford recommends one found at Gianigranite.com), homeowners can paint over the old countertop and then seal it with a coating that mimics the look and solid feel of laminate.

Tanya Memme, host of A&E’s “Sell This House,” agrees that big surfaces are a good place to start. “Any room will look bad if the floors aren’t in decent shape,” she says.

Cover a soon-to-be-replaced wood or tile floor with a colorful new rug, or put down peel-and-stick vinyl tiles.

See “UPGRADES” on Page 19

Small home renovations can buy time

Associated Press

This undated photo courtesy of HGTV shows a kitchen makeover, featuring brown painted cabinets, by designer Sabrina Soto.


Need $$$ to buy a Home? Madison County Community Development can help with

funds for down payment and closing costs

Buyers Need to Have: Two years’ steady income and one year’s clean credit. Income Guidelines may apply.

For more information call 618-692-8940


Good quality vinyl tiles resembling granite can cost several hundred dollars if you’re covering a full kitchen floor. But the change is dramatic, so it may be worthwhile even for just a few years of use.

Old ceramic tile floors and tile walls can get a facelift for just a few dollars if you use grout stain, Lipford says. You can make dingy grout a pristine white again or change it to a new color that contrasts with your old tile.

Memme suggests adding a tile back-splash to a kitchen wall for a burst of new style. Do it yourself to save money. “It might seem difficult to put up tile,” she says, “but actually it’s very easy to do.” Small tiles come on a mesh sheet, so you’re not placing each one.

Another way to bring big change to walls: Michael Hydeck, president of the National Association of the Remodeling Industry, suggests painting with differ-ent textures. Try a faux finish like gran-ite or marble, or buy the same shade of

paint in two different finishes — one shiny and one matte — and paint alter-nating stripes in each.

SHED SOME LIGHTInstalling under-cabinet or over-cabi-

net lighting probably isn’t wise if you’ll be removing the cabinets in a year or two, Hydeck notes. But a new ceiling light can be installed now and still be used when kitchens or bathrooms are renovated.

Changing window treatments also can change a room’s lighting and bring in fresh color. “Everybody gets used to what’s up on their windows,” Memme says, “because they’ve been living with it. They don’t see the wear and tear.” Remove old blinds or shades and replace them with inexpensive cur-tains.

UPGRADE APPLIANCESSoto suggests phasing in new major

appliances ahead of a full kitchen reno-vation. If need be, they can be relocated elsewhere in the room once the remod-eling is done. She also suggests buy-ing new countertop appliances, such as microwaves or toaster ovens, now, with the anticipated redesign of the kitchen in mind.

If you can’t replace appliances now but

are craving change, Lipford says appli-ance paint is available from Rustoleum and other companies. It can give new life to an old refrigerator or dishwasher, and is easy to apply yourself.

THINK HARD ABOUT HARDWARE

Small items such as drawer pulls, elec-trical switch plates and doorknobs can easily be changed. Swap out old knobs for new door handles, switch from brass to nickel, or bring in jeweled or glass or ceramic pieces for added style.

Faucets also can be changed now and then re-used when you eventually replace the entire sink.

OUT WITH THE OLDOld glass shower doors can be

removed relatively easily and replaced by a stylish fabric shower curtain. Swap out old kitchen chairs with cool, flea-market finds, or recover chair cush-ions yourself with a few yards of new fabric.

Replace a dated bathroom mirror with an inexpensive framed one, or build your own frame with strips of molding.

These projects can give an outdated kitchen or bath enough new life to keep a homeowner happy until true renova-tion is possible.

Upgrades


See More Of Our Listings At Our Website: www.YourILHome.com or Find us on Facebook: facebook.com/REMAXPreferredPartners

159 Helen Place, collinsvilleprice reduced! Agent owned 3BR/3BA. Walk-out lower level is finished with full summer kitchen and additional bedroom. Over 2,700! $181,000

call BoB Blankenship (618) 830-1985

MarYVille - QualiTY ThrouGhouT! Spacious home nestled on 1.5 acres. 3BR, 2 kitchens, 2 fireplaces & great kitchen cabinetry.

For Free 24 hr recorded price & inFo calldeBBie BurdGe 800-489-1481 exT 3006

alhaMBra - 7.5 acres oF counTrY liVinG located in Edwardsville School Dist. Stocked lake & a pasture with a pond for horses. Interstate access, just 3 miles away!

call deBBie BurdGe (618) 531-2787

60 Will vina, collinsvilleWonderFul Brick hoMe with 3BR/2BA is move-in ready! All kitchen appliances and washer/dryer will stay. Large lot and updates to the interior. $139,900

call susan Jo coker (618) 444-2671

816 Troy road, edWardsvillehisToric leclaire hoMe with covered porch, spacious kitchen, master bedroom with alcove. Tons of charm & character.

call MarY Jane collins (618) 210-8061

3 BedrooMs/2 BaThs on .5 acre lot. 100% USDA financing.For Free 24 hr recorded inFo & price

call 800-741-8652 exT 1086

4 BedrooMs/3 BaThs home with huge finished basement and open floor plan. FREE HOME WARRANTY!

For Free 24 hr recorded inFo & pricecall 800-741-8652 exT 1206

neW consTrucTion home with 3BR/2BA, open floor plan, and finished to your liking!


$10,000 price reducTion! 3BR/2BA home with over 2,000 sq. ft. Large yard. Free home warranty!


435 sHady lane, edWardsvilleMoVe-in readY brick ranch with finished basement. 3BR/2BA, kitchen remodeled, updated flooring. Lovely backyard w/open deck & alley access. Main level laundry/mud room. www.kasten.biz for more photos. $184,900

call norMa kasTen (618) 377-9933

120 indePendence drive, beTHalTonoT Your ordinarY ranch! 3BR/2BA w/split floor plan. Kitchen w/built-ins, formal dining room. 2 wrap-around covered porches. Huge main level laundry/mud room. Cathedral ceiling & fireplace in Great room. www.kasten.biz for more photos. $214,000


46 s. FairMoUnT drive, alToneleGanT hoMeon 1.6 acres in Fairmount, a private gated community. 4BR/4BA, 3-car oversized garage. Finished walkout basement with bar & wine cellar. Upscale kitchen with hearth room with fireplace, wet bar, ice maker and wine cooler. www.kasten.biz for virtual tour. $589,900


norMa kasTen618-377-9933

jill cUMMings618-978-5953

www.kasten.biz

1217 Madison, edWardsville3 BedrooM all Brick hisToric hoMe in Historic LeClaire. Completely updated in 2007. Walkout basement with plenty of room for storage. 5YR HOME WARRANTY w/accepted offer!


6857 MancHesTer, MaryvilleBeauTiFul neW hoMe in aMBerleiGh w/ 3BR/2BA. Huge eat-in kitchen. Master bedroom features a tray ceiling, walk-in closet, dual vanity in mstr bth, garden tub, & separate shower. Full lookout bsmnt. Lots of builder extras.



PREFERRED PARTNERSOne 157 Center, Edwardsville, IL

618-655-1188

Your Home... Our Community


COLLINSVILLE - CUSTOM BUILT HOME on a 2.3 acre wooded lot. This home offers 2 master suites, large kitchen, and heated saltwater in-ground pool. $350,000

FOr FrEE 24 Hr rECOrdEd prICE & INFO CaLLJIM rEppELL 888-351-1897 ExT 7009

KRISTENE SCHMITT,Broker

(618) 558-8078

Email me [email protected]

STUNNING, SpaCIOUS, QUaLITY BUILT ranch with walkout LL situated on just under 3 acres. 5BR/4BA. Ask about our multiple year home warranty! FOr MOrE dETaILS CaLL THE LaNdING TEaM (618) 779-7777

1 1/2 STOrY BUNGaLOW centrally located. 2 car off-street parking with fenced yard. Large finished sunroom/living room. Priced below assessed value for quick sale. FOr MOrE dETaILS CaLL THE LaNdING TEaM (618) 779-2980

COMMErCIaL. Spacious shop/office/warehouse suitable for your small business location! 10’ overhead door. 3 apartments for additional income. All are leased and in good condition. FOr MOrE dETaILS CaLL THE LaNdING TEaM (618) 779-7777

ExTraOrdINarY OFFErING on .8 acres in the heart of Collinsville! An expansive grand staircase leads to the 2nd story bedrooms, multiple baths, deck, & loft. Fantastic kitchen. 8BR/7BA.FOr MOrE dETaILS CaLL THE LaNdING TEaM (618) 779-7777

See More Of Our Listings At Our Website: www.YourILHome.com or Find us on Facebook: facebook.com/REMAXPreferredPartners


PREFERRED PARTNERSOne 157 Center, Edwardsville, IL

618-655-1188

Your Home... Our Community

(ARA) - High-tech know-how can help you find a house or get rid of one.

“The last five years have seen a massive shift in consum-er behavior, which has driven Realtors and other real estate professionals to embrace websites, social media and online videos,” says Mark Flavin, director of information tech-nology at Bay East Association of Realtors in Pleasanton, Calif., and winner of a 2010 Realtor Technology Spotlight Award.

While online listings serve as the starting point for many house hunters, a recent survey from financial services provider USAA reports that about one in five respondents would use smartphones to take photos while looking for a home. About the same number say they’ve already used mobile Internet service to search for a home or mortgage information. Flavin expects searches to begin with mobile devices more often in coming years.

Tools of the tradeIf you’re one of the 40 million Americans who typically

move in a year, here are six technology trends in real estate, and ways you can use them to your benefit.

• Comprehensive online listingsWith popular sites such as Realtor.com and Zillow.com,

buyers can research homes for sale and sellers can adver-tise their listings to a national audience. One site, USAA’s Home Circle, even offers rental listings for those who are not ready to buy a home. “Consumers have access to a pic-ture of the market 24/7,” says Flavin.

• Automated paperwork and cloud storageE-signing, or electronic signature, on an iPad or smart-

phone, will soon become commonplace for mortgage and closing documents, predicts Brad Nix, a real estate broker in the Atlanta area and another 2010 Realtor Technology Spotlight Award winner. The U.S. lags behind other coun-tries in e-signature use, but it will greatly improve com-merce, says Stephen Ezell of the Information Technology & Innovation Foundation in Washington, D.C.

The rise in cloud computing - housing data off-site instead of in on-site hard drives - also will play a major role in real estate. “Tech-savvy real estate brokers and pros can help you create a virtual folder that gives all parties access to the sales contract, inspection report, appraisal, insurance documents and closing documents,” says Nix.

• Mobile apps“Buyers want real-time access to what’s on the mar-

ket based on where they’ve parked their car,” says Nix. Smartphone apps do that now, but what’s new is their growing use. And sellers benefit, too, attracting traffic not just with a “For Sale” sign, but with a mobile, media-rich listing that just might lure people down the street and across the threshold.

• Online videosVideos help showcase homes and communities on an

emotional level. “They sell more than just four walls,” says Nix. “They sell a lifestyle.” Video style can range from simple, man-on-the-street shots to a full-scale production.

Unlocking the secrets of home buying


Office Located in Schnucks Shopping Plaza

Re/Max Alliance531 Belt Line Rd. Collinsville • 345-2111

We Invite You To Visit Our Website at: www.CarrollTeam.comThere you can... • Search 7,000+ Listings

• See School Reports, Community Info and More...NOW PROUDLY SERVING OUR CLIENTS ON BOTH SIDES OF THE RIVER!

BUYING OR SELLING? CALL ON THE CARROLL TEAM OF RE/MAX ALLIANCE!For 24 Hour Recorded Information Call 1-800-675-1811 Then

Enter The Recording # For More Information.

THE CARROLL TEAMVICKI CARROLL - 781-7544

ED CARROLL - 781-2523Each Office Independently Owned and Operated

JUDI BERTELS(618) 288-7580 or (618) 531-7367

From Missouri (314) [email protected]

IL Lic. # 031.0000583 MO Lic. # 1228-MLO8 Professional Park Dr., Maryville, IL 62062

INVESTMENT/MULTI-FAMILY

ALL BRICK HOME! 3 bedrooms, 2 baths. Detached garage.

CALL VICKI CARROLL at 781-7544.

LARGE 3 BEDROOM HOME

Mobile home lot for sale.Troy Schools.

CALL ED CARROLL at 781-2523

UNDER CONTRACT!!

CLOsE tO EVERytHIng, yet totally secluded! Just minutes to the city!

CALL VICKI CARROLL at 781-7544.

10 WOODED ACRES!!!

ZONED COMMERCIAL.CALL VICKI CARROLL at 781-7544 or Call our Hotline and enter Ext. #3073.

LOT FOR SALE

Walk Out Basement.CALL ED CARROLL at 781-2523 or

Call our Hotline and enter Ext. #3173.

ALL BRICK!!!!

BEAutIfuL COnDO! Come and enjoy the Good Life!

CALL VICKI CARROLL at 781-7544 or Call our Hotline and enter Ext. #3023.

NEW LISTING!!!!!NEW LISTING!!!!!

MOVE IN READY!!!!!

BEAUTIFUL HOME!!!!! NEW CONSTRUCTION!!!!

NEW LISTING!!!!! NEW LISTING!!!!!

HERE IS YOUR CHANCE! 4 BEDROOMS PLUS HUGE GARAGE!!

What more could you want!? Updated and move in ready! Priced under current appraisal!

CALL VICKI CARROLL at 781-7544 or call our Hotline and enter Ext. #3183.

gORgEOus HOME! Huge fenced yard. Oversized garage.

CALL VICKI CARROLL at 781-7544 or call our Hotline and enter Ext. #3053.

gORgEOus 4 bedroom home!CALL VICKI CARROLL at 781-7544 or Call our Hotline and enter Ext. #3155.

3 BEDROOMs. Detached garage & attached garage.CALL VICKI CARROLL at 781-7544 or Call our Hotline and enter Ext. #3083.

LARgE ALL BRICK home on a nice double lot!

CALL ED CARROLL at 781-2523 orCall our Hotline and enter Ext. #3063.

5 BEDROOMs! 2 car garage.CALL ED CARROLL at 781-2523 or

Call our Hotline and enter Ext. #3163.

CutE 3 bedroom home with nice fenced backyard.


tOtALLy REHABBED and on a huge private lot!



Realty CentreOne Professional Park Dr.

Corner Hwy. 159 & 162Maryville, IL 62062

BEAUTIFUL 3039 asf lakefront w/o ranch on large cul-de-sac lot with huge sun room, pool & 2 car attached garage + 2 car detached garage that has HVAC & satellite TV. $249,500 #T3331

DIANE MALENCH 779-7701

YOUR OWN PIECE OF PARADISE! 5.67 Acres! All the conveniences of being close to St. Louis. 4BR/4BA, finished walkout LL, 3 car garage. Over 5,000 sq. ft. finished space. $725,000 #C3328

SHARON JONES 558-7191

NEW LISTING!

NEW LISTING!

ALL BRICK 3 bedroom home in Montclaire! Great potential. New carpet in living room & wood floors in bedrooms. Covered porch & covered patio, full basement, 1 car garage. $147,500 #E3306

ED BIGHAM 781-1486

COLLINSVILLE - 3-4 BR ranch offers walk-out basement, cathedral ceilings, covered deck, oversized 2 car garage, MUCH MORE! $209,000 #C3302

KAREN McCONNELL 530-6761

CUSTOM HOME ON 2 +/- ACRES! Main floor master suite plus 3 additional BR upstairs. Formal dining room with crown molding & architectural paneling. Trex deck w/steps. 3 car garage $369,900 #C3271

JAN MOORE 779-4518

AMAZING HOME on 2+/- Acres in Edwardsville School District with inground pool, attached garage + detached garage & workshop with huge additional room (w/several windows) ready to finish. $474,900 #E3266


CUSTOM HOME ON 2.92 ACRES! Full brick 5 BR, 3 1/2 BA, 3 FP, 6 car garages, huge patio & deck, finished LL. Loaded with extras! $595,000 #C3265

JAN MOORE 779-4518 or DIANE WAGNER 779-4888

COLLINSVILLE - BRICK RANCH with walkout basement, updated kitchen opens onto large deck. New carpet, garage & more.. $95,000 #C3253

KAREN McCONNELL 530-6761

ONE OWNER UNIQUE quad-level home. Spacious LR w/FP. 3 bedrooms with large closets & hardwood floors. Screened porch & wood deck overlook wooded backyard. $119,900 #C3249

SANDI LEWIS 304-4800

4 BR/3 BA ranch with finished lower level. Split bedroom plan, main floor laundry, custom blinds throughout. Large deck w/stairs. 3 car garage. Much More! $284,900 #M3213

JAN MOORE 779-4518

FABULOUS HOME ON 2+/- ACRES on small, spring-fed, stocked lake, lake fed irrigation system and amazing theatre room. Seller offers ups to $2,500 toward buyer closing costs! $488,000 #E3205


BEAUTIFUL REHABBED HOME with sun room, covered front porch, deck, 2 car garage, & more. Reduced! $149,900 #E3179


IMMACULATE RANCH on 2 Acres! An abundance of hardwood & tile flooring. New kitchen w/cherry cabinets, corian counters & stainless steel appliances. Lots of updates! $249,900 #E3148

MARY PORTER 792-0550

MOVE-IN READY! Fully renovated 2 bedroom home plus sunroom. Large eat-in ktichen includes all appliances. Full basement. 2 car attached carport. New roof, siding, & more! $105,000 #E3134

JOY WOFFORD 792-6790

LARGE CUL-DE-SAC LOT! Parklike backyard w/tiered deck, gazebo canopy, 3 car garage. Approx. 3000 SF finished living space. 4 BR/3 BA, main floor laundry, finished LL. $229,900 #E3112

JAN MOORE 779-4518

$20,000 REDUCTION! Private setting with lake & pole barn. 9 acres +/- 3 BR/3 BA home; open floor plan; woodburning FP; covered deck. Troy Schools. $249,900 #E3086

MARY PORTER 792-0550

Each Office IndependentlyOwned and Operated



www.cisler.com618-635-2244 800-878-3690

Hours: 9-5 Mon. thru Fri., 9-1 Sat., or by appointment.

229 W. Main St. Staunton, IL 62088

Celebrating 20 Years In Business!

STAUNTON SCHOOLS

NEW TO THE MARKET!!

NEW PRICING!

QUALITY FULL BRICK RANCH!!! AWESOME!

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Park Setting!NEW TO THE MARKET!!

NEW OFFERING!

NEW OFFERING!


EDEN VILLAGERETIREMENT COMMUNITY

618288-5014

200 South Station Rd., Glen Carbon, IL 62034www.edenvillage.org

Life Worth Living

Garden HomesSenior Apartments

Assisted Living ApartmentsRespite Care

Skilled Nursing CareIn & Out Patient Therapy

Memory Care

Celebrating Over 30 years in Retirement Living

Free on site design & consultation

Amish Built

Efficient, timely constructionExpert craftsmanship5 year warrantyFinancing available

Mike Richardson 618-254-1414www.coachhousegarages.com

NEW YORK (AP) – Betsy McCann and her husband, Jim Forbes, often worried that his mother was growing isolated in her Los Angeles-area home. At 90, Lois Brokus had stopped driving and was sometimes afraid to be alone in her house.

Jane and William Merrill also decided that they didn’t want his mother living on her own any more. Then 81, Jane Merrill, who shares her daughter-in-law’s name, was still active but in need of companionship.

Both families considered nursing homes, assisted living and retirement communities. In the end, they came to the same conclusion: Their homes were the best place for their mothers. But they needed more home.

So McCann and Forbes added a 400-square-foot bedroom and bathroom to their Escondido, Calif., home; the Merrills converted a two-car garage at their 8-acre spread in Carmel, a suburb

of Indianapolis.Now, both older women live with their

adult children, with a large degree of independence and privacy.

Although it isn’t for everyone, it is a choice many families are making. Home builders across the country say they are getting an increasing number of requests for such additions, known as mother-in-law suites, granny flats or accessory dwellings.

According to the National Association of Home Builders, 62 percent of builders surveyed were working on a home modi-fication related to aging in 2010. About one in five builders added an entry-level bedroom.

About 3.5 million American house-holds last year included adult children and their parents — a number expected to rise as the country ages and baby boom-ers move into retirement, said Nancy Thompson, an AARP spokesperson.

To accommodate the growing demand,

AARP teamed up with the home build-ers’ association to create a designation for Certified Aging in Place Specialists, who are trained in designing and modi-fying buildings for the elderly. About 3,000 builders, contractors, remodelers and architects have been certified.

One is Todd Jackson, CEO of San Diego’s Jackson Design and Remodeling, which handled the room addition at McCann’s home.

“There’s both a physical component and a sensitivity side to these proj-ects. The family needs to take that into account,” said Jackson, who noted that aging parents may be reluctant to move into their children’s homes, and may worry about losing their indepen-dence.

“The transition will go over a lot better if you bring the parent into the conversa-tion,” said Jackson. “Ask them: ‘What do you need?’ ‘What color do you want?”’

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Builders see growing trend in mother-in-law suites


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That’s what McCann and her husband did when they decided to build an addi-tion in 2008. Brocas, now 93, was part of the planning.

“We didn’t want her to feel like a guest intruding on our house,” said McCann. “She kept telling all her friends about how she was involved in the design process, and that the paint colors were her choice.”

Brokus now proudly calls the addi-tion, which includes a bedroom, wet bar and wheelchair-accessible doorways and bathroom, “her apartment,” said McCann. Every month, she writes a rent check covering the cost of utilities — an act that adds to her sense of indepen-dence.

The arrangement has given the family more time together and greater peace of mind, and may have averted a tragedy in July when Brokus suffered a heart attack. Had she been alone, McCann said, she might not have called 911. As it was, she just had to walk a few feet for help.

The addition, which was part of a major renovation to other parts of the house, cost the McCanns $250,000. The average price for a bedroom addition can run from $100,000 to $400,000, depend-ing on size and amenities, according to builders.

For the Merrills, who used a company called Next Door Garage Apartments to do their garage conversion, the cost was much lower.

The Indianapolis-based company remodels two-car garages into complete apartments within 10 days for $35,000. (The Merrills, who converted their garage 11 years ago, paid $25,000).

The company’s owner, Susan Jennings, came up with the idea when she was managing a trust department at a bank and often worked with widows yearning to live with their adult children.

Jennings worked with a designer to come up with a dwelling attractive to both the adult children and the older parent. For privacy and independence, the apartment has a separate entrance, full kitchen and wheelchair-accessible features.

“The biggest advantage is that my hus-band can sit down with her every eve-ning. Because of that constant contact, he

has learned much more about his parents and their lives,” said the younger Jane Merrill. “He would not have had that if she was in assisted living.”

However, both Betsy McCann and Jane Merrill caution that this may not work for every family. For one thing, their mothers-in-law are self-sufficient and do not need daily medical care. In both families, they got along well before moving in together.

Nancy Thompson, of AARP, offered other tips for families considering build-ing a mother-in-law suite for an aging parent:

• Decide what your expectations are well in advance and make sure everyone agrees. Involve the elderly parent in the process.

• Make sure the addition is built fol-lowing universal design guidelines. Are counters, bathrooms and doorways wheelchair accessible? Is there a walk-in shower with grab bars? Opt for entry-level additions to eliminate stairs. Look for a contractor or builder with experi-ence in universal design or aging in place.

• Check municipal building codes to make sure that accessory dwellings are allowed.

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(ARA) - Whether your annual earnings range well into six fig-ures or are on the more modest end of national salary averages, you know you’ll probably need credit to buy a home. While you likely know how important credit is to your home-buying plans, you may not be aware of the truth behind some common credit myths.

Myth: If your bills are paid and you’ve never defaulted on a loan, mortgage or credit card bill, you don’t need to worry about your credit report or credit score.

Truth: Many factors influence your credit score, and payment history is just one of them. When calculating your score, credit bureaus also consider length of credit history, types of credit used and ratio of credit available to credit used. Even if your payment history is good, scoring lower on one of the other fac-tors could lower your overall credit score.

Myth: As long as you know your credit score, you don’t need to look at your credit report before applying for a mortgage.

Truth: A lender will certainly look at your credit report, so you should know what’s on it before they do. Errors may occur on a credit report, and if there are any negative marks on your credit history you’ll want to know about them - and address them - before a lender asks.

Myth: Checking your credit score is a hassle, and it can’t really help you manage your credit in the long run.

Truth: Websites like FreeCreditScore.com make it easy to check your credit score. Keep in mind that lenders use a variety of scores when evaluating credit worthiness, and the one you

obtain online will vary from what a lender might see. Still, any score can be a valuable educational tool that helps you better understand how lenders view your credit. FreeCreditScore.com’s Credit Score Center can help you understand how your score is calculated, which factors impact it and the best time to apply for credit.

Myth: If your credit is not perfect, you won’t be able to get a mortgage.

Truth: Lenders are more strict than they’ve been in the past and a good credit score and report can certainly make you a more appealing prospect to them. However, a score in the lower range doesn’t mean you can’t get a mortgage at all. But a higher score is likely to net you more options - and better terms.

Myth: When you apply for a mortgage, the lender could share your personal information (including your credit score and his-tory) with other companies.

Truth: The law limits how banks and other financial institu-tions can use your information and to whom they can disclose it. If you’re not sure how a lender may use your information, ask. Depending on the situation, you may be able to limit disclosure of your information.

Home prices and interest rates are still low across the country, making it a good time to buy a house, real estate experts say. Knowing the truth behind some common credit myths - and understanding your own credit history and score - can help you take advantage of the many opportunities still available for home buyers.

Credit myths about buying a home



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21 CObbLEsTOnE Ln sWansEaClassic 4BR/4BA.Sunken LR, hearth/fam rm w/FP. Mstr w/vaulted ceiling & private BA. LL w/wet bar, fam rm, game rm, FP. $234,900 Claire Leopold

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ALL OFFICES OPEN ON SUNDAYS!Belleville/Fairview Heights 622-9797Alton/Godfrey 463-9797Edwardsville/Troy 692-1030 Bethalto/Wood River 377-8206

Scan our signs for more home information or see All AREA homes at www.wooffrealtors.com

MOVE-IN READY! Clean 2 BR 1 BA home w/kitchen appliances included. Great location!

#12800 - $63,000 - 377-8206

WEll MAINtAINED home has lots to offer. Finished attic with 2 BRs & built in's.

#12651 - $75,000 - 377-8206

1,000 MOVES YOU IN! Great neighborhood, walking distance to shopping.

#12832 - $75,900 - 463-9797

MOVE IN READY! 3 BR 1.5 BA home has new flooring. Home warranty provided by seller.

#12828 - $85,000 - 463-9797

ONCE IN A lIFEtIME OPPORtUNItY to own one of this area’s most unique pieces of property.

#12578- $225,000 463-9797

MOtIVAtED SEllER! Brand new 3 BR 2 BA w/open floor plan. Hardwood floors in great room and dining area. Move in ready.

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BEAUtIFUl ClASSIC 3BR, 2 BA Design in Montclaire! BUYER INCENtIVES - DON't MISS!

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lARGE FAMIlY HOME IN GODFREY! Newly redecorated kitchen & new flooring throughout.

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CUtE three BR two bath home located in historic LeClaire. Call today for your personal tour!

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CUtE, UPDAtED HOME in Quiet Neighborhood! 3BR Wheel-Chair Accessible Home! Won't last long!

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#12522 - $89,900 - 377-8206

HIStORIC AWARD WINNER! Stunning 2+ story home in Historic district.

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GOlF COURSE VIEW at The Orchards! 4 BR, 3 BA, 2-story has new carpet throughout.

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MUSt BE SEEN tO BE BElIEVED! Spectacular in every way. Decorators Dream!

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WONDERFUl one owner home situated at the very back of Timberwood on a cul de sac. 3 car att garage..

#12836 - $249,900 - 377-8206

BEAUtIFUl HOME with many updates. Beautiful back yard and fireplace. Call today for your tour!

#12792 - $184,900 - 377-8206

BEAUtIFUl HOME on 4 acres! Features 4 BR & 2 ba w/over 2200 sq. ft. Horses are allowed!

#12825 - $239,900 - 692-1030

VIllA w/NEW CARPET throughout has open floor plan w/ vaulted ceiling & fireplace. Move-In Ready!

#12789 - $129,900 - 622-9797

FANtAStIC 1.5 story w/full walkout LL! Home features 4 BR 1.5 BA, 2 car garage, built in storage and much more. Move in ready!

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BEAUtIFUl 3 BR 2 BA home brick combo in a fantastic location. Very nice, open floor plan.

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INCREDIBlY SHARP, Updated Home in Move-In Condition @ Bargain Price!

#12795 - $59,000 - 622-9797

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October 2011 Madison County Homes

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