Date post: | 26-Aug-2014 |
Category: |
Services |
Upload: | bestdebtcompanys |
View: | 240 times |
Download: | 4 times |
OneMain Financial!
Who Are They?!OneMain Financial is not your typical debt consolidation company. They offer consolidation loans, but they are more specifically a regular bank. !!With that said, they’ve been in business for a long time and should be considered as one of your options when looking to consolidate debt. !!If you’re looking for more consolidation/ debt relief specific information, you may want to look elsewhere. If you don’t care about the extra direction, then they may be worth considering.!!
What Services Do They Offer?!
• Personal loans• One-‐on-‐one service in branchesna1onwide
Specific Services!• Personal loans offered in amounts up
to $15,000 • Clear terms • Mul1ple payment op1ons • Fixed rates during the length of the
loan • Money the same day of applica1on • Branches in nearly every state
Do They Offer Debt Education?!• Financial educa1on ar1cles are provided in a special sec1on on their website and cover topics such as “Understanding Credit Rights”, “What is Daily Simple Interest?”, “Protect Yourself From Iden1ty TheQ”, etc.
• They don’t personally provide debt educa1on courses.
How Do They Rate With The BBB?!
Technically the company has been accredited with the BeTer Business Bureau since 1922, but they were known under the name “Ci1” for most of that 1me. At the 1me this was wriTen, the BBB rates them with an A-‐ for their efforts to resolve any consumer complaints, the small percentage of complaints against them for such a large organiza1on and their efforts to resolve all the complaints registered with the BBB against their services.
What Do Their Services Cost?! The interest rate for most of their loans falls somewhere between 5%-‐7%
FAQ Page?!“OneMain Financial does not offer an official “FAQ” page so it requires a liTle hun1ng skills to try to find answers by looking through each page of their website. They do, however, provide mul1ple ways to get a hold of them to ask ques1ons; by visi1ng a local branch, calling their customer service lines or visi1ng their social media outlets.
Why Type of Debt Do They Service?!
They provide personal loans for those with debts of any kind who are looking to pay them off more quickly or to use the loans for unexpected expenses, home improvements, or general life expenses.
What Makes This Company Stand Out?!
They offer low interest rate personal loans for those who are looking to consolidate their debts quickly or in a more affordable manner. They also have a very ac1ve presence in the community in every state and par1cipate in many community events including offering financial support to nonprofit organiza1ons or in par1cipa1ng in many “Green” ini1a1ves.
Do They Maintain A Social Media Presence?!
Their Facebook page is their most popular social media channel with thousands of followers and posts published on a daily basis. They also keep a professional looking TwiTer page (though they don’t have many followers), and a YouTube page with about a dozen videos.
What Does the BDC Think of This Company?!
The company receives a 7.5 out of 10 from BDC. We’re impressed with the length of 1me they’ve been in business while always maintaining a strong reputa1on for quality customer service. They offer affordable loans for those who are looking to pay off either unsecured or secured debts.
Potential Negatives!Though they claim to have branches na1onwide, they don’t have a presence or lending ability in many states including: Alaska, Arkansas, Connec1cut, MassachuseTs, Rhode Island, Washington D.C. or Vermont. If you’re looking for a lot of debt relief specific informa1on, there may be beTer op1ons.
Learn More!Visit the company’s complete profile on the BestDebtCompanys.com by going to the link below: hTp://bestdebtcompanys.com/company/onemain-‐financial-‐review/