Date post: | 13-Nov-2014 |
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Presentations & Public Speaking |
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Slide 1
Online Banking
Introduction
Aim
The aim of this presentation is to let the class understand how the online banking service system was introduced and its present and likely future
Sequence
History Features How To Access Online Banking in Bangladesh HSBC Bank Bangladesh Advantages of Internet banking Disadvantages of Internet banking Security Risks Sample Safety Measures
History
The concept
First Internet banking service
Banking service in United States
Features viewing account balances viewing recent transactions downloading bank statements viewing images of paid cheques ordering cheque books transaction approval process register utility billers and make bill payments investment, purchase or sale download periodic account statements
How To Access
Online Banking In Bangladesh Bangladeshi companies, organizations are facing problem to
start full swing e-business.But still they are trying hard for the betterment of the e-business.According to a report published in The Daily Star(4th April, 2010) Bangladesh ranked 118th in the global Network Readiness Index in 2009-10 up from 130th.Bangladesh has to go long way to develop its network for arranging Digital Bangladesh by the year 2021 and public and private co-operation and strategic alliance is required to develop e-business system in the country
HSBC Bank Bangladesh
General Background: The Hong Kong and Shanghai Banking Corporation (HSBC) Ltd
Opened first Bangladesh branch in December 1996 Network of 14 offices, 40 ATMs, 6 Customer Service Centres, an
offshore banking unit, and offices in 8 EPZs.
Key Business Areas: Retail Banking and Wealth Management Commercial Banking Corporate and Institutional Banking Global Markets
Advantages of Online banking
Offer internet banking as long as there is internet connection anytime & anywhere.
Ease of monitoring Service is available 24x7 Reduction in cost of transaction Allow easier updating and maintaining of
direct accounts Available account balance & information at the touch of a
button
Disadvantages of Internet banking
Transaction problems High cost of technology Banking relationship Technical breakdowns Security concern, like “hackers” accessing your bank
account Must have basic computer skills and internet knowledge
Slide 13
Online Banking Chart
Slide 14
Slide 15
Security
Security is a primary concern in internet banking SSL(secure sockets layer) protocol is used to ensure data
security between customer browser and web server Customer database is protected by double firewalls Signature based online banking User name and pins Anti-virus
Slide 16
Risks
Operational risk Security risk
Slide 17
Sample Safety Measures
Change your password periodically Review your bank accounts frequently Try to use low limit credit card for internet
transaction
Slide 18
Conclusion
Slide 19
Q&A
Slide 20
Thank You
Slide 21