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ONLINE LENDING PLATFORM
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OrganizedLenders
OperationalCost
Lack ofinnovation intechnology
High cost forbusinessexpansion
Technologypartner
Solution
Providers
PROBLEMS MARKET NEED
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Technologypartner
Connects borrowers to lenders
PROBABLE SOLUTION
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Unorganized Lenders
Higher Returns
Organized Lenders
Zero Operational
Cost
Risk Distribution
No Cost of business
expansion
Borrowers
Fast Fund
Transpar
All that with Convenience
WHY THEY WILL USE IT
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WE SHOULD DO ITBECAUSE
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PAN Card holders in India
Individual PAN Card holders
Urban & Semi urbanPAN Card
Holders
Rs. 1.25 Lakh Cr.
Lending
Scope
17 Cr.
10 Cr.
5 Cr.
Lending Scope Considering each target borrower is borrowing Rs. 25,000
MARKET MAPPING: POTENTIAL SCOPE OF BORROWERS
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MARKET MAPPING: POTENTIAL SCOPE OF LENDER INVESTM
Income Tax Payers in India
Individual Income Tax Payers
Urban & Semi urbanTax Payers
Rs. 15,000 Cr.
Lending
Scope
3.5 Cr.
3.0 Cr.
1.5 Cr.
Investment Scope Considering each target lender is investing Rs. 10 ,000
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MARKET MAPPING: ESTIMATED MARKET SIZE OF PERSONAL
18000
20700
22770
25047
27552
30307
33338
2012 2013 2014 2015 2016 2017 2018
All figures in Rs. Cr.
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Share of LenD(Rs. 1,800)
Share of P2P P(Rs. 3,600)
Personal Loan(Rs. 36,000)
All figures in Rs. Cr.
100%
10%
5%
MARKET MAPPING: POTENTIAL MARKET SHARE (BY 2019)
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HOW WE WILL EARN
Arranger fees from Borrowers
Subscription fees from Lenders
Selling loan data analytics
Cross selling financial products
Revenue from banner ads
Revenue from Captive Finance Company
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WHO WILL DO IT
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Bhavin PatelFounder, CEO
SVMIT
Financial Services professional with
experience
Possesses deep understanding of s
financial operations and debt fund
Domain knowledge includes work
classes like personal loans, SME lo
loans, CV Loans, Microfinance and
Can do attitude towards br
processes online
Expert in structured finance produ
concept of securitization at many N
not have access to finance
Sports enthusiast and forward playi
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Dipesh KarkiCo-Founder, CTO
NIT Kurukshetra
Successful Project Manager with m
of experience in developing mar
products
Developed a workflow solution for
Scientific and Industrial Research, M
Designed & created a software p
an Industrial Piping Isometric Dr
from a 3D-CATIA data. Itsone of th
of its kind available in the world.
Experience of using physics and m
software development
Freelance designer and strong te
loves football
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KEY TEAM MEMBERS
Gaurav (CA, Product Manager)
He is CA by profession. He has deep knowledge about credit appraisal and under
He defined and implemented online credit appraisal process at one of the top 10 l
institutions in India. Prior to this, he worked with Indiasleading private bank and an
on credit underwriting roles. At LenDen Club, product development is taken care by
Hiren (RRIT)
Hiren is fantastic team player and designer. After engineering, he developed an i
towards website designing. Independently developed dozens of websites. Joined L
Club when it was at idea stage. He is a part technology team.
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WHAT WE HAVE ACHIEVED 100% online workflow solution
Automated 60% of lending process
Profitable at transaction level
250 + users in 2 month
16 transaction
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HOW MUCH WE SPEND EVERY MONTH
Expense Head Amount (Rs.)
Salary 85,000
Marketing 50,000
Travelling 10,000
Other 15,000
Total 1,60,000
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Technology:Current platform has basic features which fulfils requirement to arra
lending transaction. To take it to the next level, we need resources and t
infrastructure. We have identified and working on 2-3 innovative solutions
lending system
Team: Team is the key to the growth of platform. We want to build a strong
team to achieve targeted goals.
Marketing:Very focused marketing plan needs to be executed as majority o
happen through digital channels. Marketing campaign will include digital
offline marketing and PR activity.
Infrastructure & Administration:Office set up with basic facilities like telephone lin
connection is needed to run day to day operations.
WHAT WE WANT TO DO
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REQUIRED INVESTMENT
INR 1,50,00,000
UTILIZATION OF FUNDS
25%
25%
35%
15%
WHAT WE NEED
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THANKYOU