Date post: | 11-Aug-2015 |
Category: |
Economy & Finance |
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Presentation of the results of bank
collateral in Slovenia
PhD. FRANCE ARHAR, President of the Association of Banks Slovenia
THE ROLE OF SEF IN THE ENVIRONMENT
1.
• facilitator between domestic and forINeign financial institutions and SMEs who need affordable financial resources
2. • financial partner
3. •stimulator of appropriate financial solutions for the financing of SMEs in Slovenia
ACTIVE PORFOLIO SEF‘s
ACTIVE PORTFOLIO 31.12.2014
Number of active agreem.:
4.633 Amount of active agreem.:
600,37 mio EUR
Guarantees with interest rate subsidy 236,16 mio EUR Credits 40,46 mio EUR Deposits 222,8 mio EUR Special incentives 47,6 mio EUR Interest rate subsidies 35,1 mio EUR Capital investments 17,9 mio EUR Convertible loans 0,35 mio EUR
GUARANTEES /for YOUNG and SME5+ enterprises/
PHASE: /FURTHER GROWT/
current operation further growth and
development
GUARANTEES /for YOUNG and SME5+ enterprises/
GUARANTEES FOR CLASSICAL PROJECT
P1
GUARANTEES FOR TECHNOLOGICAL
INNOVATIVE PROJECT P1 TIP
Height of guarantee 60-80% principal of the loan without
interes
60 - 80% principal of the loan without interest
Amount of credit until 1.250.000 EUR/investment/30% ok/
until 200.000 EUR - ok
until 937.500 EUR/investment/30% ok/ until 200.000 EUR - ok
Repayment period until 10 years until 7 years
Moratorium until 24 month
until 24 month
Interest rate EURIBOR 6 MONTH + 0,95%
EURIBOR 6 MONTH + 0,00%
Save
to 233.942,00 EUR of savings in the interest rate
to 80% lower requirements for
collateral
to 172.548,60 EUR of savings in the interest rate
to 60% lower requirements for
collateral
GUARANTEES /for YOUNG and SME5+ enterprises/
CREDIT REQUIRED COLLATERAL
WITHOUT GUARANTEE
REQUIRED COLLATERAL
WITH GUARANTEE
100
OF UNITS
160 OF UNITS
80 OF UNITS
100
160
200
80
GUARANTEE
GUARANTEE
SEF-S