Oxford Biz June 2011

8/6/2019 Oxford Biz June 2011

1/12

Whats The Biz -- June 2011 1

BIZBIZWhats theWhats theWhats theWhats theWhats theWhats theWhats theWhats the

June 2011 Vol. 6 #6

Oxford Areas Monthly Business News & Info

PRESORTEDStandardU.SPostage

PAID

ShermanPublications,Inc.

Everything old is new again as Oxford dentist Dr. Adel Magid (below right) is putting the finish-ing touches on his conversion of the old Comerica Bank building at the corner of S. WashingtonSt. and Minnetonka Dr. into his new state-of-the-art offices. Photo by C.J. Carnacchio.


2/12

Comfortable Family Care

Warm Friendly Staff

Cosmetic Dentistry

Make Over Consultations

Most Insurances Accepted

830 South Lapeer, Oxford

www.northoaklanddentalgroup.com

At Home and In-Office

ZOOM WHITENING

Join Us In Our

Newly Remodeled Office Today

Quality Care In Our Community

Since 1981

North Oakland Dental Group

I-69 Exit #155

Drahner Rd.

DOWNTOWNOXFORD

LAKE ORION

830 S. Lapeer

I-75Exit81

2 Whats The Biz -- June 2011

Immediate CoverageFriendly, Personalized Service

1097 South Lapeer Road Oxford248-628-2565 www.dkpins.com

General InsuranceInsurance Protection for your

BUSINESS HOME AUTO

Serving TheOrion/Oxford

AreaFor 56 Years

www.hastingsmutual.com

436 S. Broadway (M-24) , Suite C Lake Orion www.porrittlaw.com

Licensed Real Estate Broker Past Chair of OCBA Real Estate CommitteeMember of American and State Bar Real Estate Sections

James R. Porritt, Jr.

248-693-6245

Serving Orion and Oxford AreasSince 1973

ATTORNEY

Real Estate Transactions and

Troubled Mortgage Relief

SIMPLE WILLS Self directed disposition of assets

Your choice of administrator

Your choice of Guardian for minors

Your choice of Trust for minors to be set up after your passing.

Avoiding Probate does not justify the cost or inconvenience of setting up a Living Trust and

maintaining it for the rest of your life. Michigans unsupervised probate procedure is

inexpensive, uses preprinted forms, avoids formal accountings, court appearances, or approval

of asset disposition.

Free InitialConsultation

HEALTHY SMILE CENTER

Personalized Gentle CareFor The Entire Family

248-969-4840Martha Vega-Crist,DDS

New Modern Office WithState-of-the-Art Equipment

9 N. Washington(M-24 - Lapeer Rd.) Oxford

For All Your Family Pharmacy Needs

Patterson

Prescription Pharmacy

Tim Davidson, R.Ph.

1 S. Washington St. Oxford

248-628-2538 Fax 248-628-0721

CreativeEmbroidery

Computerized Embroidery & MonogrammingCustom Designs, Personalized Gifts

Business, School & Team Logos Varsity Jackets

www.mycreativeemb.com10 E. Burdick St. Oxford

248-628-9531

The bluebuttoN

on our websitelinks YOU to allof our PICTURES

Go To oxfordleader.com

Attorney JamesR. Porritt, Jr.

Title to foreclosedproperties threatened

MERS, Mortgage Electronic Registration

Systems is essentially a holding company

for entities owning mortgages.

Rather than recording formal assignments

of mortgages with regis-

ter of deeds office, it

keeps track of the trans-

fers of mortgages by its

own internal systems and

listed itself as the mort-gager both on mortgage

documents and in fore-

closure procedures.

A Michigan Court of

Appeals decision re-

cently found that it did not

qualify for foreclosures by advertisement and

determined that deeds, it gave after taking

properties back, were invalid.

MERS has taken back and resold many

properties in Oakland County and these trans-

actions are now subject to challenges by the

displaced homeowners.

If MERS was involved in the foreclosure

of your home you would be well advised to

consult with an attorney as soon as possible.

Questions on your property rights? Give

Jim a call at 248-693-6245.

Oxford resident and Clark Hill Detroit Of-

fice Manager, Sandy J. Lavender CHRS, was

installed as President of NALS of Michigan,

during its Golden Anniversary and Educa-

tional Conference on April 29-30.

The annual eventtook place at the Crys-

tal Mountain Resort

in Thompsonville,

MI.

Sandy has been a

member of NALS of

Michigan since 1998

and has served on

the Executive Com-

mittee in numerous

leadership roles.

Subsequent to serving a one-year term as

President-Elect, she is fully prepared to con-

tinue the associations traditional trajectory

of dedication to legal professionals. She and

her husband Jim are the parents of 4 chil-

dren; Zachary, Courtney, Chris and Morgan.NALS is dedicated to enhancing the com-

petencies and contributions of members in

the legal services profession by offering op-

portunities for professional development

through continuing legal education, certifi-

cations, information, training and network-

ing. For more information, please visit

www.nalsofmichigan.org.

Firm Profile

Clark Hill PLC is a full service law firm that

provides business legal services, government

& public affairs, and personal legal services

to our clients throughout the country.

With offices in Arizona, Illinois, Michigan

and Washington, DC, Clark Hill has more than

200 attorneys and professionals.For more information on our firm and our

services, visit www.clarkhill.com.

Oxford residentnamed NALS ofMI president

Lavender


3/12

Andrew Hunter

of Edward Jones


*All meals, accommodations, activities included! No obligation.

701 M701 M701 M701 M701 Marararararket Sket Sket Sket Sket Strtrtrtrtreet Oeet Oeet Oeet Oeet Oxforxforxforxforxford, MI 48371 d, MI 48371 d, MI 48371 d, MI 48371 d, MI 48371 www.seniorvillages.comProfessionally managed by Senior Village Management

Youre NeverTo Old To Make

New Friends!

Come and experience why

our residents feel Home at

Independence Village at Waterstone

248-236-8300Call Lisa or Marybeth Today To Reserve Your Stay With Us!

Voted Oxfords #1 Premier Retirement Community 3 Years Running

Munis can still work for you even in tough times

Andrew Hunter, AAMS

Financial Advisor826 S. Lapeer Rd., Suite AOxford, MI 48371(248) 628-3811

www.edwardjones.com

Member SIPC

Be Tax-smartwith Your Investments.

According to the Tax Foundation, it took the average American until April12 this year to earn enough to pay 2011 income taxes.

This year, aim to be above average. Start by evaluating whether you canbenefit from tax-smart investing strategies, such as:

Tax-advantaged investments and retirement accounts (e.g., IRAs)

529 college savings plans Holding stocks for the long term

Call or visit today to learn more about these investing strategies.

Keep in mind that tax implications should only be one consideration when makinginvestment decisions, not the driving factor.

No matter where you live, the chances are

good that a state or local government near

you may be having

some difficulty in bal-

ancing its budget.

As a citizen, youre

probably concerned

about how this situa-

tion will affect your life

and your community.

But as an investor,

you may also wonder

how this might affect

any municipal bonds you own.

Fortunately, the outlook might be brighter

than you think.

Of course, taken to the extreme, the finan-

cial challenges of some state and local gov-

ernments could conceivably affect their abil-

ity to fulfill the payment obligations on their

municipal bonds.

But investment-grade quality municipal

bond default rates historically have been very

low, especially when compared to those of

corporate bonds.

And municipalities are cutting spending,

eliminating nonessential programs and, in

some cases, raising taxes or fees.In short, they are taking steps that, while

potentially painful to residents, are likely to

help them continue making timely payments

of interest and principal on their municipal

bond obligations. Furthermore, municipali-

ties must still fund various projects, and even

one bond payment default could impact their

future ability to borrow money in the form of

new municipal bonds.

So are munis right for you?

The answer depends on your situation

your goals, need for investment income, cur-

rent investment mix, risk tolerance and so on.

But if you want to receive interest pay-

ments that are exempt from federal taxes, you

may well be interested in exploring municipal

bonds. Keep in mind, though, that municipal

bonds may be subject to state and local taxes

and the alternative minimum tax (AMT).

In addition, youll want to be familiar with

taxable-equivalent yield.

Typically, municipal bonds pay an inter-

est rate thats lower than those paid by tax-

able bonds.

Since this interest is free from federal

taxes, however, the rate may not be as low as

it appears.

The taxable-equivalent yield measures the

rate youd have to earn on a taxable bond tomatch the income from a tax-exempt munici-

pal bond.

And the higher your tax bracket, the

higher your taxable-equivalent yield.

Suppose that youre in the 35% marginal

tax bracket, and you are considering a tax-

exempt municipal bond with a 3.33% yield.

You simply divide 3.33% (0.0333 in deci-

mal form) by 1 minus 0.35 (your tax bracket),

which would give you 0.0512, or 5.12%. In

this tax bracket, a muni with a 3.33% yield is

equivalent to a taxable bond with a 5.12%

yield. (This example is for illustration pur-

poses only.)

Keep in mind that, before investing in

bonds, you should understand the risks in-

volved, including interest rate risk, credit risk

and market risk. Bond investments are sub-

ject to interest rate risk such that when inter-

est rates rise, the prices of bonds can de-

crease, and you can lose principal value if

the investment is sold prior to maturity.

So its best to discuss municipal bonds

with your financial and tax advisors.

By adding quality municipal bonds to

your portfolio, you can show faith in your

municipality, your investment dollars can help

support worthwhile projects in your area, and

you receive a steady source of tax-exemptincome.

Oxfords MainStreet program

reaccreditedScoring a perfect 10 out of 10 during

its annual evaluation, downtown Oxfordwas reaccredited as a Main Street com-munity by the National Main Street Cen-ter in Washington D.C.

It means we are forging forward in

spite of the economic circumstances,said DDA Chair Kevin Stephison.

Oxford along with the five otherOakland County communities that allscored perfect 10s was honored for itsefforts last week during a press confer-ence held in Ferndale and hosted bycounty Executive L. Brooks Patterson.

I think its actually a very big featherin our cap, Stephison said. When (busi-nesses) are talking to Oakland Countyregarding relocating and possibilities ofexpansion, we are at the top of the mixbecause we are listed as an accreditedMain Street program.

This is the second consecutive yearthat Oxford scored a perfect 10.

Oxfords been an official Main Street

community since 2004. CJC


4/12


You are invited...

Please join us for an educational breakfast seminar onReSound Alera, a wireless hearing aid system designed

to complement your unique lifestyle.

to a

Complimentary Breakfast Seminaron a Breakthrough Hearing Aid System like no other.

This event is hosted by your local hearing

expert, Dr. Laura Salome, Au.D. fromCrittenton Medical Equipment Hearing

Services.

Special guest, Katie Eaton from ReSound,will discuss helpful ways to understand

and overcome hearing loss byintroducing the latest technology in

hearing aid systems. Breakfast will beserved before the presentation.

RSVP at (866) 986-6960 by June 6th, 2011

Seating is limited,

so call today to make your reservation

Dr. Laura Salome, Au.D.

1176 S. Lapeer Rd. Lake Orion

248-693-5384www.visitcme.com

(866) 986-6960

Hearing loss is typically

gradual over time.Are you missingmore than you know?

Date: Tuesday, June 7th, 2011

Time: 10:00 am - 11:00 am

Place: Crittenton Medical Equipment

1176 S. Lapeer Road

Lake Orion, MI 48360

Hostess: Dr. Laura Salome, Au.D.

a column byVicky WinklerOACC member

The

Marketing

Shop

We all want our businesses to be suc-cessful, but being able to reach this goalisnt always a simple task. The MarketingShop helps businesses become thriving onesby helping them plan and execute market-ing and advertising endeavors that reallywork. We provide complete marketing so-lutions by offering all types of servicesneeded to produce qualitymarketing materials. We canalso handle projects from

start to finish - leaving busi-ness owners more time tofocus on running their op-erations.

The Marketing Shop spe-cializes in printing andgraphic design. As a printbroker, we find the best printsource to produce the mate-rials for clients specificneeds. Our expert graphicdesigners ensure that de-signs and layouts are effec-tive, creative, and in the proper format andlayout needed for any chosen printer.

The most popular marketing pieces thatThe Marketing Shop is called upon to de-velop are logos, business cards, brochures,flyers, direct mail campaigns, letterhead/

envelope sets, and product labeling. Busi-nesses flourish with pieces designed andprinted by The Marketing Shop!

The Marketing Shop works with manylocal Lake Orion and Oxford business andis very reputable in both communities andsurrounding areas. The Lake Orion andOxford Buy Local Shopping & ResourceGuide is one of our projects handling sales,designing ads and book content, and see-ing that it gets mailed to 24,000 homes andbusinesses each May.

But, dont just take our word for it!Heres what a couple clients have to sayabout The Marketing Shop:

Their work is very creative and getsresults. The Marketing Shops sense ofbusiness and customer service is topnotch. Sue Biddle Kids Corner

The Marketing Shop is professional towork with, with a high attention to detail.They are very reliable, punctual, and pro-vide great results. Stephanie Barron Ar-tisan Naturals

Contact The Marketing Shop today to findout how your business can benefit. Receivefree printing of 1,000 business cards with anySmall Business Package when you mentionthis column. 248-330-8787 /

[email protected].

Marketing solutions at your fingertips


5/12

Committed to promoting,

enhancing business prosperity

for our members.

Call 248-628-0410 or visit us online at

www.oxfordchamberofcommerce.com

News from

the director

a column byHolly Bills


Member profile: Patriot Creative Video

Promotingyour biz

Chambersgot two bigspring eventson horizon

a column byKevin Wisely

A word from

the president

What you can do to help promote yourbusiness

Submit a DID YOU KNOW about yourbusiness here is the link: Its FREE and itseasy, just go to

www.oxfordchamberofcommerce.comclick on the Did You

Know link, fill out the formand send it! The rest is upto me!

Come to the network-ing events

June is the next lun-cheon

June 24th is CoffeeTalk this is a facilitated net-working group and its Freeto attend!

Send me upcomingevents you have going onso that I can help promote

them Drop off promotional information to the

Chamber office so we can display it in the lobbyand include it in the new resident packets

E-mail me pictures of anything you will

like included on the Chambers Facebook page Submit a 300 word article about your busi-ness to be featured in the Oxford LeadersWhats the BIZ, the deadline is always the2nd Wednesday of the month, and we arealways working on the month ahead.

Sponsor events and luncheons Advertise in the monthly online news-

letter for as little as $30 a month you canhave your business name, logo, and a link toyour website sent out to all the members. Foras little as $25 a month you can have a cou-pon or ad displayed.

Upgrade your membership so you aregetting all the exposure without having tospend a lot of money!

Join one of our teams, we have a net-working, membership, education, and com-munication team and there is always roomfor you!

What you should expect/receive from theChamber?

Monthly online newsletters and updates A copy of the BIZ mailed to you Notifications of upcoming events Your name, address, phone, and e-mail

listed on the chamber website A FREE 5 minute video shot of your busi-

ness and posted on FB, Youtube and theChamber website (Please call to schedule).

Your name, address, phone number, andwebsite included in the Chamber Directorythat will be printed sometime in June, anddistributed as early as August.

A Ribbon Cutting done at your businessif you have just opened (call to schedule)

To find out more, or to schedule an apptto discuss how to get the most value for yourinvestment, call me at 248-628-0410 or e-mail

me at [email protected] look forward to talking to you soon!

We all have them; from VHS cassettes to

DVDs and every format in between. Shaky

handheld footage of church plays, Christ-

mas parties, and random everyday events

that we want to keep around for our children

to remember what life was when they were

small. Keep the following tips in mind, youll

be that much closer to creating well-crafted

memories that will last through the years.

1. The Right Equipment

When you buy a camera, do some re-

search. Make sure it has the features you

value most. As a video professional, I would

strongly advise against any camera that

records straight to mini DVDs or requires pro-

prietary software to download the videos

onto the computer and play them. MiniDV

tapes or memory cards (ideally .mp4 format)

are the way to go.

2. A Basic Plan

Take a few minutes to think about what

you want to record before you start shoot-

ing. No one wants to watch hours of ram-

bling footage featuring a few familiar faces

with nothing going on. Think in terms of

making a movie; you want to tell the story of

what happened at Aunt Judys Christmas

Party or Jr.s first birthday.

3. Postproduction!

This is the most neglected part of home

movie making. What is postproduction?Easy! Its the process of cutting together the

footage you want to keep, adding graphics,

text, (doesnt hurt to remind your children

who the lady singing karaoke Christmas car-

ols during the gift exchange was) music, and

even a few visual effects.

For more tips and tricks on creating video

memories that will serve your family for gen-

erations to come, check out the Patriot Cre-

ative Video tips blog at www.PatriotCV.com/

tips.

Patriot Creative Video

Custom Video Solutions

Project Development

Preproduction Planning & Consultation

Production Coordination

Videography

DVD Authoring

Video Encoding

Editing/Graphics

Video Enhancement (Color Correction, Vi-

sual Effects, etc.)

Training (Camera and Editing)

VHS to DVD Transfers

VHS Digitization

Call David at (248) 895-3753 or visit us on

the web at www.PatriotCV.com

Three tips for making watchable home videos

When spring arrives most people think

about Mothers Day and May flowers, those

thoughts are quickly followed by proms,

graduations and weddings

in the month of June.

We understand that

spring and summer is a busy

time for everyone, and it is

with the Oxford Chamber of

Commerce as well.

We have two big events

planned in June that we

hope to see you attend. The

Hats and High Fashion

event is going to take place

on Sunday, June 12th in

Centennial Park in downtown Oxford.

This is going to be a terrific event!The very next day, Monday, June 13th is

the Oxford Chamber of Commerce Golf Out-

ing.

The golf outing will take place at

Metamora Golf and Country Club.

So pick out your finest hat and get your

golf clubs ready and reserve your spot at

these choice events.

Our goal at the chamber is to see that the

value you receive exceeds the cost of your

membership.

We are always looking to create opportu-

nities for our members to generate new and

increased business.

Having your business represented atthese events is a great way to get more people

to learn about what your business does and

to build your client list.

If your business is not yet a member of

the Chamber of Commerce, come and check

us out, you will be glad you did.

It is never too late to join the chamber.

Our volunteers work hard to put together

fun events that cater to a wide variety of in-

terests and we are very thankful for their ef-

forts.

If you live or work in the Oxford/Orion

area, you are invited! Our events are open to

the public, you do not have to be a chamber

member to attend and enjoy.See you there.

David Thompson, owner of

Patriot Creative Video.


6/12


Did you know?

Please join the Chamber of Commerce for Coffee Talk. Its FREE, its fun,and its educational.

A different facilitator each month, coffee talk meets from 9:30am-10:30amin the Community room located at 20 W.Burdick St (inside the Parks and Recre-ation building)

Coffee and Donuts are provided its freeto attend and is open to members and non-members.

If you would like to attend, call the Cham-ber office at 248-628-0410. The next scheduled coffee talk is Friday, June 24.

There are no goodreasons to not jointhe Chamber

No time for it - all the more reason to give your financial

support to those who are working on your behalf.

Cant afford it - membership costs less per day than

your daily cup of coffee and lunch.

Im just a little guy - the best way to grow is by support-

ing your Chamber of Commerce.

Not interested - cant be true. You are interested in the

community. You are interested in developing a prosperous

business. You are interested in improving the economy. You

must be interested in the Chamber of Commerce.

The Chamber is a resource to many people and organiza-

tions locally, regionally, and nationally.

People call the Chamber before they dial 411.

People call the Chamber before they use the Yellow Pages.

People call the Chamber to obtain information on Busi-

nesses.

People go to the Chamber to find out who Community

Leaders are.

People go to the Chamber for Demographic Information.

Hopefully it is clearer now, that there are far more reasons

to become a Member than not to.

It just makes good business sense.We have another ex-

citing year planned for our Chamber Members, join us againand give your business the chamber advantage!

Dr. John Khoury from Oxford Smile Center regularlyorganizes community outreach events. Currently OxfordSmile Center is accepting diaper and baby supplies tosupport the Problem Pregnancy Center. Dr. Khoury is alsoan expert at veneers and can help you have a Hollywood

Smile. Call (248) 969-SMILE for details.

TheKiwanis Club of Oxford-Orion is having their 12thannual Golf Outing on Friday June 3rd at Boulder PointeGolf Course! This event is the Clubs largest fundraiser. Ithelps fund a large portion of the projects and donationsthey do on an annual basis, including the five $1,000 TommiFillion Memorial Scholarships they award to graduatingseniors in Lake Orion and Oxford each year. To find outmore go to their website www.mi.kiwanisone.org

Emerald Dream Hypnosis located at 115 S. Washing-ton Street Suite 4 is offering 50% off your initial session attheir office in Oxford or by phone! This is the perfect timeto renew those New Years resolutions that have slippedaway with delightfully effective guided imagery designedto communicate with your brains control center. Releasestress, worry, anxiety, weight, fears, stop smoking or im-prove your self confidence. Renew yourself this spring -you deserve to feel amazing! Call today 586-372-8779!

Soothe Your Soul is now offering Yoga classes onMon-days and Wednesdays, perfect for beginners and the ex-perienced. You can find more information about theseclasses within Soothe Your Soul located at 28 S. Wash-ington St, on their website www.soothe-your-soul.com orby calling them at 248-236-9855

Concerts in the Park have begun! The next concertwill be on June 2nd and will be the Magic Bus featuring60s and 70s music! Concerts are every Thursday from7pm-9pm in Centennial Park. This event is FREE to at-tend!

There will be a Farmers Market every Thursday from

2pm-dusk until October in the NW parking lot in Down-

town Oxford!

Snap Fitness would like to give the college studentshome for the summer a great deal so they can stay inshape. Its only $99 from now to Sept. 1, and of course

they are available 24/7. Lots of students come back eachsummer and they are happy to see them.Located at M24 and Ray Road by Meijer!

972 N. Lapeer RoadOxford, MI 48371Phone: 248-969-7627 (SNAP)

Facials by Jude is offering a professional eyebrowarch for $15.00 and a European Glycolic facial peel for $45for the month of June! To schedule and appointment orfor more information please call 248-736-2343 or visit theirwebsite at www.facialsbyjude.com

Simple Organics has an organic food coop, you canget all your organic foods in 0xford. Simple Organics alsoprovides a free professional vitamin analysis to anyonetaking supplements. We are practitioner owned and oper-ated will the highest s tandards in the industry. Stop in andsee them today at 115 S. Washington Street, or call them at248-236-0027.

The Girlfriends Walk is back this year on WednesdayJune 29, 2011 in Centennial Park from 5:00-9:00pm to ben-efit the Lighthouse of Oakland County. Please Bring Do-nations of new or gently usedpurses (bags), bras & jew-elry and you will receive coupons and valuable savings atall participating Girlfriends businesses!

After you check in and drop off your donation, youcan proceed to all the participating Girlfriend businessesthis year and enjoy hors doeuvres, raffles, sales, fun andmuch more. Grab the girls and head to downtown Oxfordon Wednesday, June 29th for some shopping, and sav-ings! The Girlfriends Walk was the Winner of the 2010Oakland County Main StreetsRetail Event of the Year!

June CalendarCheck out whats happening around town and in the

ChamberJune 2nd-Concerts in the Park-Magic Bus featuring 60s

and 70s music begins at 7pm in Centennial ParJune 12th-Hats & High Fashion, A Garden Party-Join us

on Sunday, June 12th from 2pm-5pm in Centennial Park fordrinks, fashions, and music. For more information go to ourwebsite at www.oxfordchamberofcommerce.com or call 248-628-0410 Buy your tickets now and save yourself $5.00 at thedoor!

June 13th-Annual Golf Outing at Metamora Golf & Coun-try Club, for more information go to our websitewww.oxfordchamberofcommerce.com or call 248-628-0410.

Register your team by 06/10/11 and save yourself $15 perperson!

June 24th Coffee TalkOxford Chamber of Commerce Coffee Talk, begins at 9:30amheld in the Village Community room, 22 W. Burdick St, every-one is welcome, this is a facilitated networking group, andits free. Coffee and donuts are provided.

Save the Date!August 6th-Celebrate Oxford Business Expo TentSpace is available please call the chamber office at 248-

628-0410 to reserve space. Ask about Sponsorship opportu-nities!

October 13th- Womens Expo-Vendor spaces are avail-able, please call the Chamber office at 248-628-0410 to re-serve your space!

November 17th-Vegas style Ladies Night Out dinner

and fashion showDecember 3rd-Christmas Parade downtown


7/12


Victoria wins BestBurger at festival!

Victoria Connolly, owner of Victorias Delights at 12 S.Washington St. in downtown Oxford, poses with her BestBurger award. Below is her creation The Michigander.

Congratulations to Victoria Connolly and VictoriasDelights for winning the Best Burger contest atOxfords First Annual Hamburger Festival!

The winning burger is now featured on VictoriasDelights menu. Its called the Michigander burgerand it consists of 1/3-pound Michigan Beef, Leelanaudried cherries, field greens, fried onions, Morel mush-room duxelle, Good Harbour Cherry wine demi-glace,herbed goat cheese, on a whole wheat bun!

Stop in and try it today!

Please shop the Chamber when you are looking for aservice, we have over 193 members that offer a range

of services. Before you shop the Yellow Pages,shop the Chamber! Visit on-line at

www.oxfordchamberofcommerce.com


8/12


Do you want to be in the know about what isgoing on at the Oxford Chamber of Commerce?Find us on Facebook and become our fan, up-dates, pictures, and events are posted weekly,

keeping it fresh and current!

Welcome newChamber members!Real Estate Gives-Chad Toth, 109Indianwood Road, Lake Orion

Oxford Free Methodist Church, 790 S.Lapeer Road, Oxford

Letter of appreciation

From Burdick Street Landscape:We had so much fun at our open house. Steve and I

want to thank our friends and customers who came outand supported us. We were busy. We are so thankfulthat everyone came out and saw what we are all about.To our staff... you guys are amazing and we are luckyto have you!

Many thanks to all of the special DDA volunteersthat helped to make The Hamburger Festival fun andsuccessful. You guys are the VERY BEST!


9/12


John M.Khoury, DDS

Oxford SmileCenter

Great Hollywood smile secretsIts not your imagination. More and more

people do have Hollywood smiles.

So white, so straight, so perfect!

Most of us are not born

with amazing smiles but re-

cent advances in cosmetic

dentistry have made movie

star smiles affordable and at-

tainable.

Veneers are used for most

smile makeovers.

Thin shells of fired por-

celain (veneers) are placed

on the front surfaces of teeth

for a natural look and feel.

Experienced cosmetic

dentists can dramatically change the length,

width, color and shape of teeth with veneers.

Veneers resist staining and can be used

for a complete smile makeover or to repair a

chipped tooth.

A skilled cosmetic dentist can transform

your smile comfortably and relatively quickly.

After hearing your goals and expectations

your dentist will guide you through deter-

mining the best style of your new smile and

take a mold of your teeth.

A dental lab will use your dentists pre-cise instructions for dimensions and propor-

tions to create a wax mold of how your smile

will look.

You and your dentist will use the wax mold

to generate a final approval for the lab to

create porcelain veneers.

After preparing your teeth to make sure

the veneers will fit perfectly, veneers will be

placed and your smile makeover will be com-

plete. Minor adjustments are perfectly nor-

mal and should be expected.

For more information call (248) 969-SMILE

or visit www.OxfordSmileCenter.com

Dr. Khoury supports the local community

with programs such as Halloween candy buy-

back, Donated Dental Services, elementary

educational visits and support of school ath-letic programs.

Eyebrows are the framework of our eyes,

and are a central feature that defines our face.

It is known that eyes are the windows of ex-

pression and it is therefore important to have

eyebrows that compliment and even enhance

this central feature.

The art and technique of eyebrow design

calls for the use of delicate wax, as opposed

to tweezers.

With wax, the process is more efficient,

painless, and results in hair that grows slower

and finer.

Many people believe that the eyes are the

most expressive part of the face.

They may not realize that much of the ac-

tual non-verbal communicating is done with

Eyebrow design & shapingthe eyebrows.

Your eyebrow shape can create an instant

impression about you.

Therefore, eyebrow design is an intricate

job requiring careful planning.

There is not an abundance of hairs to

tweeze or trim, and removing the wrong ones

can create a completely different look than

planned.

Lets have a plan and execute it properly.

You can always remove more, but you cant

replace whats been removed.

Call Esthetician Jude Cunningham for an

appointment.248-236-9124

Available: Tuesday, Friday and Saturday

Experienced cosmetic den-tists can dramaticallychange the length, width,color and shape of teethwith veneers. Veneers resiststaining and can be used fora complete smile makeover

or to repair a chipped tooth.

If you didnt read lastIf you didnt read lastIf you didnt read lastIf you didnt read lastIf you didnt read lastweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leaderweeks Oxford Leader, you, you, you, you, youdont know what youvedont know what youvedont know what youvedont know what youvedont know what youve

missed!!!missed!!!missed!!!missed!!!missed!!!

Hey,Oxford!!

52 Weeks for $30oxfordleader.com or

call 248-628-4801

1120 S. Lapeer Rd. Oxford, MI 48371

OxfordSmileCenter.com

John M. Khoury Jr., DDS

Zoom! Teeth Whitening - BrighterTeeth in One Hour

Invisalign - The Clear Alternative to

Braces Cerec - One Visit Crown Treatments Evening and Saturday Appointments Exams, Cleanings, Veneers, Natural

Looking Fillings & More

248-969-SMILE

Dr. Khoury supports the local community with elementary educational visits,

Halloween candy buy-back and support of school athletic programs.

OxfordSmileCenteriscollecting

babyitemsanddiapersforthe

ProblemPregnancyCenter.Participantsareentered intoadrawingforFREETeethWhiteningTreatment.Questions?Calloffice fordetails.

You Can Have A Hollywood Smile!

Call Dr. Khoury about

VENEERS

Professional Facialsand Waxing

Any Eyebrow,

Facial or Waxing

ServiceOffer Expires 6/29/11

10%

Off

Jude Cunningham, EstheticianDowntown Salon 40 S. Washington Oxford

248-236-9124 Direct 248-736-2343

www.facialsbyjude.com

Take Years Off Your

Face and Body


10/12


Oxford 53 S. Washington St. 248-236-0035

If youve tried physical therapyin the past without lasting results,TOTTOTTOTTOTTOTAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASEAL MOTION RELEASE(TMR)(TMR)(TMR)(TMR)(TMR) might be right for you.

TMRTMRTMRTMRTMR helps balance the bodyto reduce or eliminate painand stiffness. The ArArArArArm Raisem Raisem Raisem Raisem Raiseexercise (shown here) is anexcellent way to help reducelower back pain and stiffness.

Call For A FREE CONSULTATION Today!

TMR is easy and can help to reduce pain in minutes!

The summer season is just around the

corner, and your neighborhood GenisysCredit Union would like to provide yousome helpful tips on budgeting for yourvacation. Vacations dont have to be ex-pensive to be memorable and fun. Hereare some suggestions to plan a success-ful vacation.

Create a vacation budgetDecide how much money you can af-

ford for a summer vacation. Start byreviewing your income, expenses anddebt obligations and setting aside moneyfor emergency expenses. Then decidehow much you can direct towards a sum-mer vacation. This becomes the baselineamount for your travel, lodging, meals andamusement. Add up the estimated costsin advance before making final plans.Then, put away money each month intoa savings account.

Involve your familyOnce youve determined how much

money you can afford for a vacation,decide how best to spend it. Include yourfamily members to decide on where togo and what to do. If your budget is lim-ited, consider an at-home vacation like agrand picnic with families, friends andneighbors. You could also host a poolparty at a local pool or visit tourist at-tractions in your local area.

Research your vacation optionsUse the Internet to get information on

sightseeing, tourism attractions and dis-count travel and lodging. Ask travelagents for information on seasonal dis-counts. Read the latest travel guidesavailable online, in newspapers andthrough local visitor and tourism associa-tions. Get advice form friends and rela-tives whove traveled to places you planto visit. They can help direct you toplaces that are fun and affordable.

Plan your itinerary in advanceMap out your daily activities and routes

to ensure that youre staying on-courseand on budget. Unplanned activities canoften amount to unplanned spending.And before you know it youre budgetwill be busted.

Have a credit plan

Check credit card balances on youraccounts well before you travel. Makesure they are paid off or under half thelimit that you can charge. Credit cardsare helpful on the road. Theyre saferthan cash because they can be replacedif lost or stolen. But they can make iteasy to overspend. Limit credit cardcash advances. This is expensive cashbecause you could be assessed a flat feeand charged interest as of the date theadvance is taken.

If you need cash, use your ATM ordebit card. Limit your charges to one ortwo credit cards and be sure to keep allreceipts and record your charges in a led-ger.

Limit your charges to budgeted ex-penses. Pay off the credit card chargeswhen you return form vacation using theamount that you saved for the vacation.

If you would like to discuss your va-cation budget with someone, you can takeadvantage of theAccelprogram, a freefinancial education and counseling pro-gram sponsored by Genisys CreditUnion, by simply calling 1-877-33ACCEL(332-2235) or visit Genisys CreditUnion at www.Genisyscu.org for moreinformation on the free program.

Planning a vacation?Genisys says to keepyour budget in mind

For many people, painful and stiff jointsand muscles are a part of their daily rou-tine. Often, the solution involves schedul-ing several physical therapy appointments,co-payments and treatment that is difficultto carry over at home. Now, thanks to To-tal Motion Release (TMR), there is a fast-

acting, movement-based system that pa-tients can learn on their own to ease theiraching backs and stiff shoulders.

Dan Garr, MPT and co-owner ofHealthQuest Physical Therapy andWellness Center in Oxford, MI has beenapplying TMR to most of his patients forthe past three years. TMR was foundedby Tom Dalonzo-Baker in Raleigh, NC andis growing in popularity as more physicaltherapists are becoming trained. TotalMotion Release is a simpler and less pain-ful approach to healing, explains Dalonzo-Baker. We use the good areas of the bodyto fix the bad or injured areas of the body.These good areas are typically found onthe opposite side of the injury.

Many of Garrs patients are skeptical at

first, but often times the results speak for

themselves. Many patients see and feelresults the same day and can learn to keepthemselves feeling better with some verysimple movements. Many of Garrs pa-tients have had physical therapy for thesame issue in the past, but have never ex-perienced this new treatment approach.

The odd thing is that the movements aredone on the opposite side of the injuredarea. The most important aspect in theTMR system is that the entire process canbe easily taught to patients, which allowsthem to become their own therapist.

Garr has completed all three levels ofTMR training and is the only TMR Level 1instructor in Michigan. TMR has com-pletely changed my approach to patientcare.

For more information or to schedule afree consultation, contact Dan Garr at:

HealthQuest Physical Therapy andWellness Center

53 S. Washington StreetOxford, MI [email protected]

Ease aching backs, stiffshoulders with TMR

Check credit card bal-ances on your accountswell before you travel.Make sure they are paidoff or under half thelimit that you cancharge. Credit cards arehelpful on the road.Theyre safer than cashbecause they can be

replaced if lost or sto-len. But they can makeit easy to overspend.


11/12


Carolyn Chevier,

president

LakesCommunityCredit Union

4Mark YourCalendars3 Great Special SectionsThat Will Be Sure To Increase Your Business

Call Your Ad Representative Today For More Details

248-628-4801

4Lake OrionGraduation

4

4The Big DealJune 1

Ad-Vertiser

OxfordGraduation

June 8The Oxford Leader

June 15The Lake Orion Review

If youre like most people, you dreadshopping for a car. Well youre not alone.

The high pressure environment and

pushy salespeople that make us all feelapprehensive about the ordeal.

Here are some helpfultips that you a can use tomake the experience apleasant one and be ableto save money in the pro-cess.

The first tip is do yourhomework and come upwith a plan.

This step needs to becompleted even beforeyou step foot into a deal-ership.

You need to figure out what specificmodel you are interested in. Certain mod-

els have attractive incentive programssuch as cash rebates or low interest fi-nancing.

Over the term of the loan taking the

rebate saves you money over time.The trick with zero percent financing

is that the dealer will add hidden fees on

the purchase price and may be less likelyto negotiate the Manufactures SuggestedRetail Price (MSRP).

Also to get that zero percent financ-ing the borrower must have a crystalclear credit history.

Next, youll have to determine ac-ceptable price for the car.

By doing your research, you shouldhave a good idea the cost of the new caryour interested in.

After completing that first step, youshould arrange financing for your futureauto.

This can be advantageous for a coupleof reasons.

First, it keeps the negotiations simplewith the dealership.

Next, it removes the dependency ondealership financing.

Lastly, it encourages you to stick toyour budgeted amount.

Once you complete that step, head tothe dealer and test drive the vehicleyoure interested in.

When driving the car try and get a feelof how the car handles on different roadconditions and your driving comfort level.

Many dealers are now starting to sellcars over the Internet especially on eBay.Purchasing a car over the Internet is a

risky proposition.As the potential buyer you want to

physically see the car and determine ifyou like that exact model.

After testing out the car and you feelconfident that it is right for you its time toclose the deal.

Remember there is plenty of compe-tition among dealers and many of themwill match prices and give you other in-

centives to get the deal done.The bottom line is be prepared and

have clear game play when purchasing

a car. When you are ready to secure yourcars financing come to Lakes Commu-

nity Credit Union.We can place you into an auto loan

payment that fits your budget.

Auto rates are lowHow do I buy a car?

The trick with zero percent financing isthat the dealer will add hidden fees onthe purchase price and may be less likelyto negotiate the Manufactures Sug-gested Retail Price (MSRP). Also to getthat zero percent financing the borrower

must have a crystal clear credit history.


12/12


Need a Private Student Loan to fillEducational Funding Gaps?

Now Offering

Student Loans

Date post:	08-Apr-2018
Category:	Documents
Upload:	sherman-publications-inc
View:	215 times
Download:	0 times

Oxford Biz June 2011

Documents