The Most Current Weekly Guide to Real Estate in Parksville, Qualicum Beach & the Surrounding Areas. Friday, December 10, 2010 • The News b c l o c a l h o m e s . c o m b c l o c a l h o m e s . c o m FREE FREE Compliments of your local Realtors local Realtors WEEKLY BEST PRICE + BEST QUALITY + BEST SECURITY = BEST SOLUTION! For All Your Residential & Commercial Moving & Storage Needs... BEST PRICE + BEST QUALITY + BEST SECURITY = BEST SOLUTION! For All Your Residential & Commercial Moving & Storage Needs... www.bekins.ca www.bekins.ca Parksville 250.248.8805 Nanaimo 250.754.1500 250.754.1500 Pt. Alberni 250.720.2291 Duncan 250.748.5900 250.748.5900 Your Satisfaction is Guaranteed. *Full details and Guarantee Certificate available from your moving consultant. Parksville 250.248.8805 250.248.8805 Nanai Pt. Alberni 250.720.2291 250.720.2291 Dunca Y our Satisfaction is Guaranteed. *Full details and Guarantee Certificate available from your moving consultant. Local Moves and Across the Country
Transcript
The Most Current Weekly Guide to Real Estate in Parksville, Qualicum Beach & the Surrounding Areas. F
rid
ay, D
ecem
ber
10,
201
0 •
Th
e N
ews
bclocalhomes.com
bclocalhomes.com
FREEFREECompliments of your
local Realtorslocal Realtors
W E E K L Y
BEST PRICE + BEST QUALITY + BEST SECURITY = BEST SOLUTION! For All Your Residential & Commercial Moving & Storage Needs... BEST PRICE + BEST QUALITY + BEST SECURITY = BEST SOLUTION! For All Your Residential & Commercial Moving & Storage Needs... www.bekins.cawww.bekins.ca
Saturday, December 11 • 11am-1pmSunday, December 12 • 1pm-3pm
Hosted by:
Melissa MacNeil
835 MULHOLLAND DRIVEQualicum Beach
BLOWOUTPRICE!
ROYAL LEPAGE
LISA MURPHY
Independently Owned & Operated
127 Alberni Highway,Parkville
250-248-43211-800-224-5838
127 Alberni Highway,Parkville
250-248-43211-800-224-5838
Parksville-Qualicum Beach Realty679 Memorial Ave,
Qualicum Beach 250-752-6926
1-800-224-5906
#4-2451 Collins Cres.Red Gap Centre,
Nanoose250-468-7626INDEPENDENTLY OWNED & OPERATED
wants to welcome
to Oceanside’s Number 1 Real Estate Company.
Lisa Murphy
Lisa has lived in the area for 33 years now and has been involved in many aspects of the community, including 4H, school activities, girls hockey, and fundraising for different not for profi t organizations.
She believes that exceptional customer service, integrity, and a willingness to help wherever possible will always be of the utmost importance as clients are the essence of a great business and the basis for wonderful networking, and long lasting acquaintances.
She looks forward to welcoming all her previous, present, and future clients to stop by at Royal LePage Parksville, or contact her directly if she can be of any assistance with your real estate needs. Phone: 250.248.4321.
TIPSW E E K L Y
FREE
Buying a home? These seven tips can make your house-hunting experience positive & rewarding.
1. Location counts - you’ve probably heard the
old real estate joke about “location, location,
location”, but the point still bears repeating.
Location is critical. How far are you really
willing to drive to your place of employment?
How good are the local schools and public
transportation? Even a picture-perfect dream
home can be a mistake if it’s in an undesirable
location, and a poor-location home can be
a particularly bad choice if you anticipate
reselling the home in a few years.
2. Make a list - Do you (and your spouse, if
you’re married) really know what you need
and want in your home? You’ll save many
hours of shopping (and potential arguing) if
you make a list ahead of time. Zero in on the
features you must have, would like to have,
defi nitely don’t want and would prefer not to
have. Your goal is to fi nd the right home for
your family without falling in love with one
that doesn’t suit your needs. Start compiling
your wish list by thinking about what you
like & dislike about your current home.
3. Do your homework - not too long ago,
consumers had very little access to information
about recent home sale prices, market trends,
homes on the market, neighbourhood statistics
and the home-buying process. Today, all this
information and more is available. Go surfi ng
on the web or ask a realtor to provide you
with this information. Get educated. Become
empowered.
4. Get pre-approved for a mortgage - Your
top-dollar home price is a function of your
household income, your credit worthiness,
interest rates, the type of loan you select
and how much cash you have or are willing
to offer for the down payment. Rather than
guessing or estimating how much you are
going to be able to afford to spend, ask a
lender or a mortgage broker to give you a full
assessment and ask for a letter stating how
much you’re qualifi ed to borrow. The true
amount may be much more or less than you
think.
5. Use a checklist - touring multiple homes can
be a confusing experience for most people.
Rather than relying on memory, make
notes about the homes you visit. Create a
personalized home-shopping checklist and
use it to track the features of each home that
you’re interested in.
6. Be prepared to make an offer - house
hunting can be frustrating, especially if you
know you’re not ready to buy a home. If
you’re not ready, don’t put yourself through
the exercise. If you are ready, ask your realtor
to go over a blank purchase agreement ahead
of time so you’ll know what decisions you’ll
face when you make the offer.
7. Relax - granted, buying a home is a major
life-altering event. But it’s not worth making
yourself crazy or super over-stressed about.
Save time at the end of your house-hunting
expedition to unwind, calm your thoughts
and emotions and keep the whole experience
in perspective.
THE NEWS, Friday, December 10, 2010 • C3 www.bclocalhomes.com
Buying a Home:What Can You Afford?
T h i s a r t i c l e w a s p r o v i d e d b y t h e Va n c o u v e r I s l a n d R e a l E s t a t e B o a r d f o r t h e i n f o r m a t i o n a n d b e n e f i t o f c o n s u m e r s .
Few people can buy a home for cash. Most of us have a diffi cult enough time saving the If you’re thinking about buying a home, a question that will undoubtedly weigh heavily on your mind is: “How much can I afford?”
Obviously, affordability will play a major part in your decision making process. You want to be able to buy something you like, but you don’t want to feel stretched to the limit when it comes to meeting your fi nancial obligations. Once you discover exactly what you can afford, you can be more realistic in your expectations.
If you’re like most people, you lack the funds to make a purchase without seeking substantial help from a lending institution. In addition to coming up with a down payment, you’ll have to arrange a mortgage.
Basically, there are two types of costs involved in buying a home:
The amount of money you’ll need for the initial purchase -- consisting of the down payment plus additional costs such as legal fees, inspection fees and taxes; and
The ongoing costs of paying back your mortgage, along with monthly operating costs for utilities, maintenance, insurance and annual property taxes.
Lenders use several factors in judging your ability to handle a mortgage, including your income, employment record and credit worthiness. However, one way you can estimate the price range you can afford is to look at the amount of money you have available for a down payment.
The most common type of mortgage is a “conventional mortgage.” Under this type of mortgage, lenders will loan up to 75 percent of the appraised value of the property or purchase price, whichever is lower.
The remaining 25 percent or more is the amount you will contribute as a down payment. So, if you plan to buy a home that has an appraised value of $100,000, a lender may loan you 75 per cent or $75,000 on a conventional mortgage when you contribute a down payment of $25,000.
MULTIPLY BY FOUR
If you plan to borrow funds through a conventional mortgage, simply multiply your down payment funds by four, to get an idea of the highest priced home you could buy. Then you will have to determine whether you have suffi cient income to make the payments on your mortgage. Most lenders won’t let you take on debt that you can’t service. That’s why they’ll “qualify” you fi rst, before agreeing to give you a mortgage.
HIGH-RATIO MORTGAGE
If you don’t have a 25 per cent down payment, you may want to investigate a high-ratio mortgage.
This type of mortgage is available for up to 95 per cent of a home’s appraised value or purchase price, whichever is lower, up to a maximum amount set by the government.
Since you are borrowing more than 75 per cent, the government insists that the mortgage be insured against default and that you pay the cost of the insurance. That cost can range from one to three per cent of the mortgage amount, and is added to the mortgage principal.
LENDERS’ CONSIDERATIONS
To determine your eligibility, lenders will look at your monthly housing expenses. These include such items as mortgage payments, property taxes, and utility costs. These shouldn’t exceed approximately 30 percent of your monthly gross family income. This is called your “Gross Debt Service” ratio or GDS. (Some lenders will, in fact, go as high as 35 per cent, depending on a number of variables.)
Lenders also use a second calculation in qualifying you for a mortgage. It’s called the “Total Debt Service” ratio or TDS. Generally speaking, no more than 40 percent of your gross family income may be used to cover mortgage payments, property taxes, utility costs, plus other fi xed monthly payments. These other fi xed costs are your ongoing commitments and can include auto, student or personal loans as well as charge accounts.
Lenders will look at both your GDS and TDS amounts in calculating the size of the loan they will grant you for the home you wish to purchase.
Once they’ve determined the amount of your monthly income available for mortgage payments, they’ll calculate the mortgage amount you can have. This is based on current interest rates charged by lenders.
TRY LIVING ON YOUR NEW BUDGET FIRST
Once you’ve calculated these factors, it’s a good idea to try living for a couple of months as if you were paying a mortgage, along with your other living expenses, to see just how well you manage. After all, it may be feasible on paper, but you may not be comfortable with this amount of your income being allocated towards a mortgage. Better to fi nd out now, before you actually make a purchase.
You may readjust your spending habits in other areas for a while. However, if you’re comfortable with this test run, then it’s time to start looking for your new home.
W E E K L Y
fi nd your next home herefi nd your next home hereand now online at and now online at www.bclocalhomes.comwww.bclocalhomes.com
124 Craig St., Parksville250-248-2488 • 1-800-665-8040 (24hr.) Vancouver Island Realty
Lisa M.
MOVE RIGHT IN!!! Bright, Immaculate updated, Hermitage rancher. Extremely private, professionally landscaped yard with covered patio…A Must See…..
WHY WAIT ‘TIL SPRING!! This southfacing Cape Cod with private gardens, huge back deck, master bedroom balcony PLUS some ocean views isCalling Your name ...
226 VALDEZ AVENUE, QUALICUM New Price! ... Just ... $369,900
225 HOYLAKE W ROAD, QUALICUM Below Assessed Value... $497,500
255252525000-00 2
OPEN HOUSES • SAT., DEC. 11, 12-4pm
OPEN HOUSES • SAT., DEC. 11, 2-4pm
OPEN HOUSESaturday, Dec. 11
1:00pm to 3:00pm
Come to our Open House Saturday 1-3#306-264 McVickers Street, PARKSVILLE
Call Karen at 250-248-7612
EMERALD ESTATES • $149,900Assisted living for the independent senior! Lovely one bedroom patio home in the heart of Parksville. Just repainted and brand new carpets. Meal plan available plus homemaker provides weekly housekeeping. This is a fabulous well managed complex and provides peace of mind for the whole family.
Immaculate 3 bedroom rancher located only steps to Wembley Mall. Bright open kitchen and a bonus separate living room. Landscaped and fenced!
813 Humphrey Road
Associate Broker & Licensed Mortgage Specialist
D O R I S M U E L L E ROPEN HOUSE • SAT. & SUN., DEC. 11 & 12 • 1 - 3 p.m.#1202-333 GARRETT ROAD, QUALICUM BEACH
OPEN HOUSE • SATURDAY, DEC. 11 • 10am-Noon827 SANDERSON ROAD, PARKSVILLE
• Brand new luxury townhomes
• Double garage• One or two level
units• Ocean view• Ocean view
• Legal suite and detached double garage
• 3 bed, plus one bed suite.
• 0.24 acre. Great area!
Anchor RealtyEach Offi ce Independently Owned & Operated
113 West 2nd Ave,Qualicum Beach 752-2466 • 1-800-668-3622
• Brand new luxury • Brand new luxurytownhomestownhomes
• Double garage• Double garage• One or two level• One or two level
itit
• Legal su• Legal sudetacheddetachedgaragegarage
• 3 bed, pl• 3 bed, plbed suitebed suite
• 0.24 acre• 0.24 acrearea!area!
Move InToday!
C4 • THE NEWS, Friday, December 10, 2010 www.bclocalhomes.com
Get Organized with this Handy Moving Checklist!Organization is the key to a successful move! Use this helpful checklist to get things done at the right time. Start early and refer to this list often!
6 - 8 Weeks Before Move
■ If you’re using a moving company, check to make sure your move is scheduled.
■ Make a list of items you want to take with you and what you want to toss. Consider donating unwanted items to charity or hold a garage sales.
■ If you’re doing your own packing, gather supplies you need (boxes, tape, markers).
■ Develop a fl oor plan of your new home’s layout, noting where each item will go. This will help reduce the stress of making decisions later.
■ Get to know your new community. The local Chamber of Commerce can provide information on schools, community programs, parks & recreation facilities.
■ Finalize all real estate or rental needs.
■ Contact your insurance agent to transfer medical, property, fi re & auto insurance.
■ Put all medical / dental records in a safe and accessible place. Be sure to include prescription and vaccination records.
■ Notify schools in the old and new locations and arrange to transfer school records. Start the process of registering in new schools.
4-5 Weeks Before Move
■ Contact or visit your local Post Offi ce to obtain a Change of Address form.
■ Notify family, friends, banks, insurance & credit card companies, doctors, dentists, clubs, associations and magazine / newspaper subscriptions about your move.
■ Contact utility providers (telephone, gas, electric, TV and trash collection) at new and old locations to make arrangements for connections and disconnections.
■ Complete banking arrangements in old & new locations and transfer funds to your new bank.
■ Check requirements for new driver’s licence and auto registration in your destination province.
3 Weeks Before Move
■ Make transportation arrangements for pets. Take them to your veterinarian for a complete check-up. Ask for a certifi cate stating their clean bill of health.
■ Gather all important documents, such as wills, stock certifi cates, and other unique items (jewelry, coin collection, photos). Place them in one easily identifi able and easy to locate folder or box, so you can take them with you on moving day.
■ Collect items that are being repaired, stored, or cleaned (clothing, shoes, etc.)
2 Weeks Before Move
■ Transfer all prescriptions to a pharmacy in your new neighbourhood. Clear out safety deposit boxes.
■ Back up all your computer fi les. Disconnect and pack your computer system.
■ Make fi nal packing decisions. Clean and clear your home including closets, basement and attic.
■ Drain your lawn mower and power tools of all fl uids for safe transportation.
■ If you need extra storage, contact a storage provider.
■ Have your vehicle serviced if you plan to travel by car.
■ Cancel newspaper subscription and other regular activities.
■ Arrange for a baby sitter fi r your kids during the loading and unloading process.
1 Week Before Move
■ Make sure you haven’t overlooked anything in the house. Check, double-check, and re-check!
■ Empty, defrost, and clean your refrigerator, freezer, and your stove at least 24 hours before moving to let them air out.
■ Pick up any dry cleaning or laundry and pay any outstanding bills you may have with local businesses.
■ Return videos, library books and anything you borrowed from the neighbors.
■ Gather keys, alarm codes, and garage door openers to hand them over to the new owners or realtor.
Moving Day!
■ Hand over keys, alarm codes, and garage door remote controls to the new owner or realtor.
■ Clean your house as much as you can before your moving crew arrives. Search every room and closet before the movers arrive to be sure you haven’t forgotten anything.
■ Keep your fl oor plan on hand as a reference, for both you and the movers.
■ Find a safe, quiet place for pets so they aren’t in the way of the moving crew.
■ Verify that all utilities have been disconnected in your old home and connected in your new home. Have your phone connected a day before move-in day.
MOVING CHECKLIST
W E E K L Y
bclocalhom
es.com
bclocalhom
es.com
FREE
359 Hackberry Place in Maple Glen Development 2,145 sq�, 3 bedrooms, 2 1/2 baths
Certified Built Green2 high efficiency gas fireplaces
Brac System Grey water recycling systemRain water recovery system for irrigation
Solid Bamboo FlooringWarmly Yours electric floor heating
Rinnai Hot Water on DemandArxx ICF insulating concrete form foundation for an R50 value
K2 StoneReclaimed fir & cedar
250.951.0707www.brantwoodconstruction.com
Licensed Residential Builder
CALL FOR DETAILS AND TO VIEW
New Certified Built Green for $429,900
Call for a professional evaluation.No cost. No obligation.
No pressure.
DaleRumming
“Let Me Work For You!”
248-8371
Call for a professional evaluation.No cost. No obligation.
N
Free Market EvaluationFree Market Evaluation
SHOPPING FOR A REALTOR?SHOPPING FOR A REALTOR?Call
kevin clayton
314 E.Island Hwy.Parksville • 248-8371
ROCK BOTTOM PRICE - MUST RELOCATE
• Best value offered in this quiet 55+ Parksville MHP• Well maintained• New gas furnace, hot water tank, carpet, lino, paint, electrical receptacles & fi xtures• Carport & covered deck• 768 sq. ft., 2-3 bedrooms• Large backyard & garden
This rural 2.5 acre property is tucked away on a quiet road in North Qualicum. This 3 bedroom 2 bath family home offers an open fl oor plan with spacious kitchen with new cabinetry. Large master bed-room with spacious ensuite. Bonus loft upstairs & bedroom. Huge 37x44 wired, insulated workshop with 12 ft ceilings + doors.
876 Ohiat RdQualicum North
$359,900
John StilinovicJohn Stilinovic Associate Broker Associate Broker
Each Offi ce is Independently Owned & OperatedEach Offi ce is Independently Owned & Operated
QUALICUM BEACH B.C.
THE NEWS, Friday, December 10, 2010 • C5 www.bclocalhomes.com
Did you know?• Four out of every 5 home buyers used
the Internet to search for their home.
• 77 percent of home buyers come from outside of the Oceanside Communities.
• Sellers need to reach outside of our local market
yy• Four out of every 5 home buyers used
the Internet to search for their home
Did you know?Did you know?
IS YOUR HOME ON OUR HOME PAGE?VISIT US ONLINE TODAY.
Did you know?Did you know?
VISIT US ONLINE TODAY.VISIT US ONLINE TODAY.HOME ON OUR HOME PAGE?HOME ON OUR HOME PAGE?HOME ON OUR HOME PAGE?
Put the Power ofPut the Power ofTHE INTERNETTHE INTERNET
to work for you!to work for you!
#21-826 West Island Hwy. Parksville BC
The RIGHT Agents for Today’s Market.
Ph: 250-248-1071teamw.cateamw.ca
parksville-qualicum.comp rksvvv le qquali coparksville-qualicum.com
Ph: 250-248-1071dianekellas.comdianekellas.com First Realty
Each offi ce independently owned and operated
remaxvancouverisland.caremaxvancouverisland.ca
SS YYOOUURR ISS YYOOUURRISS YYOOUURR HHOHHOHHO
TEAM“BUILDING RELATIONSHIPS
FULFILLING DREAMS”
RudiWiddershovenWiddershoven
For photos and more info on these or other properties go to www.robbierealtor.ca
VIRGINIA ESTATESA beautiful 5 acre hobby farm. This 2 storey home offers 3 bedrooms & 2 baths as well as a full basement. There is a 20 x 24 barn w/loft, 10 x 12 chicken house w/loft, a 24 x 24 machine shed w/16 x 24 loft. This is a very pretty, private setting with all buildings & grounds in excellent condition. Zoning allows for a second home. Very close to schools, and shops in Coombs, Qualicum Beach, & Parksville. Great price $499,000. Call Robbie 250-586-4321.
MOVE IN BEFORE X-MASThis park is a joy to live in with shopping next door. This 3 bedroom mobile has been well taken care of. 55+ park, small pet allowed, & pad rent only $310.00 includes cable, water, & sewer. The wheel chair ramp is a defi nite plus. Well priced at $79,000. Call Robbie 250-586-4321.
READY FOR CHRISTMASLovely bright & cheery 2 bedroom patio home in “The Meadows”-Oceanside’s most affordable patio home complex. This spotless home has just been freshly painted inside and has new fl ooring. There is a clubhouse for socializing and RV parking compound. Shopping, beach & restaurants are close by. If you are over 55 yrs old this is the place for you. What a great retirement location. Wonderfully priced at $169,900. Call Robbie 250-586-4321.
RIVERFRONT ACREAGE195 feet of frontage on Englishman River. The 1.69 acre is level and has a drilled well, septic tank, and fi eld. This is a one of a kind property to build that dream home on. NO HST only $344,900. Call Robbie 250-586-4321.
WHAT A DEAL!Spacious, well maintained 3 bedroom rancher on a large .23 acre sunny lot in the popular Sandpiper Subdivision. Close to French Creek Marina, 4 Golf Courses, and shopping in Parksville and Qualicum Beach. Room to have your garden and park your R.V. $299,900. Call Robbie 250-586-4321.
MOVE IN FOR X-MASOne of a kind 4 bedroom, 2 bath rancher on large 78 x 144 lot on a quiet Parksville street in town, close to schools & shopping. Many upgrades with new roof, new windows, new fl ooring, new fencing & landscaping. Vendor will consider trades. Vacant and ready for quick possession. Best of all the price: Only $264,800. Call Robbie 250-586-4321.
Lower interest rates have helped make buying a home less expen-sive in the past. Here’s a few tips on how you can make sure that you can actually afford to jump on in to the housing pool:
• Think beyond the mortgage payment. You’ll need to afford real estate property taxes, home insurance, home repairs and main- tenance.
• “Loan Approved” doesn’t necessarily mean “Loan Affordable”. Start documenting your monthly expenses, such as utility bills, car repairs and payments, current property taxes or rent pay ments, clothing, haircuts and entertainment expenses.
• Unfurnished is okay. Don’t feel like you have to charge items just to furnish your new home. High credit payments may actually compromise your ability to make your mortgage payments.
• Shop around for mortgages. If you don’t understand all the
costs, ask questions. If a lender is vague, ask them to be more specifi c. How is your credit? Is this the right time for you to buy, or should you wait until your credit history looks better?
• Will you still be employed? Ask lenders about unemployment insurance, which can typically offer up to 12 months (or more) of mortgage payments if you’re laid off.
• Know your mortgage. Your loan type may determine if the loan has payment fl exibility or other alternatives.
Seasons Greetings &
Happy New Year
Have a safe, prosperous and
healthy New Year
Richard, Drew, Robyn
& Cara
The
Team
Anchor RealtyEach Offi ce Independently Owned & Operated
113 W. Second Ave, Qualicum BeachCell 250-248-7777
C6 • THE NEWS, Friday, December 10, 2010 www.bclocalhomes.com
This gracious 1940 sq ft rancher is designed for comfortable living with two bedrooms and a den. Professionally decorated, impressive attention to detail, a high level of fi nishing and beautifully landscaped front and back. This home is a must see.
$225,000 Chris Turko
Top fl oor 2 bdrm condo unit near highest point in the
village. Stunning panoramic view of Vancouver Island
mountains as far as the eye can see. New windows and
siding one year ago. Zero rot. Fireplace. Entirely furnished.
MOUNT WASHINGTON!
675 FOSTER DRIVE, PARKSVILLE
$420,000 Roland Becthold
• Great 3 bedroom + den, 2½ baths family home
• RV parking, great landscaping• Extensively upgraded
#15-1050 Bowlby Rd, Errington Betsy/Fran
• Two bedrooms / two baths• Bright, open kitchen, separate laundry• Covered patio & carport• Garden shed / workshop / nice yard
DON’T GIVE UP COMFORT!
$57,000
ROOM FOR EVERYTHING AND EVERYONE• .97 acre, very private, walk to town• Lovely 3 bed 3 bath family home• 1800 sq. ft. separate shop for hobbies or home business$574,900 call kevin clayton
$269,000 call kevin clayton
MOVE IN FOR CHRISTMAS• Deluxe 2 bedroom 2 bath condo• Gas fi replace, covered balcony, skylights• Underground parking, walk to shops
#15-631 BLENKIN
$292,500 John Milroy
• Oceanwood Gardens, private & quiet end unit• 2 beds, 2 baths, den 1238 sqft• Natural gas heat & fi replace, on 4 ft crawl
SOLDSOLD
$299,900 Aaron/Louise/Ian
In excellent location! 3 bedrooms, 2 baths, rec room, attached garage, 1 block to shopping! MODERN KITCHEN with huge deck overlooking fenced back yard. Many updates!
PERFECT FAMILY HOME
$479,900 Dale Rumming
Or just a great place to live! You chose! New- drilled well, septic fi eld, hardiplank, roof, landscaping, fence – everything is done in this solid & well built CHARACTER HOME. Huge SHOP with mezzanine & offi ce opens tons of possibilities!
HOME BASED BUSINESS
195 THETIS AVE QUALICUMIDEAL RETIREMENT RANCHER! Walk to town from this immaculate rancher in Hermitage park. Close to amenities. Living room dining room combination is ideal for entertaining. The private rear patio is ideal for BBQs.
$349,900 Jim/Margo Hoffman
$1,498,000 Aaron/Louise/Ian
2576 KINGHORN ROAD• 7602 sqft. estate on 2.53 acres• Architectural masterpiece• Entertainer’s dream, guest cottage• Man-made lake & cabana
#317-200 CORFIELD STREET• Nicely updated 1994 Woodland Park park model with newer
roof and laminate fl oors.
• Gorgeous w/f location in resort
• Enjoy all of Surfside amenities until 2028
• Rent out for investment when not here.
$119,900 Tom Dodds
Surfside RV Resort
Dale Rumming
RARE DOUBLEWIDEIn a great 55+ park! 3 bedrooms, 2 baths with large country style kitchen, and tons of cupboards! Minutes from Parksville, you can even bring your favourite pets! Freshly painted & ready to move into!
$134,900
$398,000 Ian/Aaron/Louise
Lovely Garry Oaks west coast home• 1,201 sqft, 3 beds, 2 baths• Large lot, ocean & mtn. views• New roof, garage with 220 amp•
2950 LINK PLACE
$269,900 Jill Tuggle
Breathtaking ocean views and Hammond Bay activity, across to the mainland mountains from this 8400sf amazing lot in prestigious Glen Oaks Estates! Building scheme and package available. NO HST!
ABOVE PIPERS LAGOON
5078 Longview Dr, Bowser Betsy/Fran
• 1450 sq. ft.• Workshop, private back yard• Short walk to beach• On water system
LOW PRICE - GREAT NEIGHBOURHOOD
$231,000
445 FOURNEAU WAYRural living on 4.68 acres with the convenience of town! Spacious 3282 sq. ft. main fl oor with living room, family room, large den, kitchen, pantry & bathroom. Upstairs master with ensuite, 3 large bedrooms & lots of closets. Part basement for storage, games & recreation.
$750,000 call Anne Sperling
$799,000 Aaron/Louise/Ian
• New Alta Vista home, HST included• 2445 sqft, 3 beds, 3.5 baths• Great room with 11 ft. ceilings• Distinguished Bluffs neighbourhood
841 BLUFFS DRIVE
$184,900 Mark Anderson
Almost half acre building lot. Level and ready to start. Located in very desirable area of Nanoose with established quality homes, sandy beach plus golf and marina nearby.
ARBUTUS PARK ESTATESJUBILEE COURT IN Q.B.• Exceptional Qualicum Beach location• Just 2 blocks to the village, no car required• 2 bed, 2 bath apt/condo with some very recent updates• A small pet is allowed• Live in or rent out
Glenn Karakochuk$192,900
QUALICUM BEACH
Dale Rumming$147,900
2 bedroom, 2 bath home & yes! You OWN THE LAND!! Some features are: walk in closet, built in china cabinet, large open kitchen & all appliances are included. Don’t rent anymore! Start building equity today. Best priced home in area.
BEST PRICED HOME IN AREA
Ian/Aaron/Louise$889,900
2543 sqft. home off ers dramatic views• Private yard leading to nature trails• Open plan, exquisite detail• Master & den on the main fl oor•
2307 BONNINGTON DRIVE #3-309 MOLLIET STREET• 2 bedroom townhome• Terrifi c location and central to all schools• Currently rented and tenant would like to stay• Well established strata with good management in place
Glenn Karakochuk
PARKSVILLE
589 Gilbert Rd, Hilliers Betsy/Fran
• 5 acres - totally usable• Woodsy character home• Separate carports / workshop• Dead end street
COUNTRY LIVING YET CLOSE TO TOWN
$485,000
• Great 3 bedroom retirement rancher• Close to all Parksville amenities• Plenty of RV and boat parking
$339,000 Gary Neufeld
715 HUMPHREY ROAD
Jill Tuggle$468,000
Fabulous value in this beautifully designed home on the parklike 15th Tee of picturesque Morningstar Golf Course. This is truly a perfectly created palette to come HOME to!
819 MULHOLLAND DRIVE, MORNINGSTAR
PRICE REDUCED
$319,800
• Ocean side of the highway! Close to beaches, marina, pub, • Oceanside School, hockey arena, Wembley Mall• 3 bed 2 bath family room• 1900 sqft Rancher .21 acre. Private back yard• Lots of room for RV parking & a boat!
Anne Sperling
819 MALLORY, PARKSVILLE• Bright, cheery, 3 bedroom, 2 bath rancher• 2-car garage, RV parking, room for a boat• Lovely garden area, very private, walk to town• Greenhouse, whole house nice condition• High dry crawl space with “cold room”
Call Marge LaFoy$389,000
IN THE VILLAGESOLDSOLD
THE NEWS, Friday, December 10, 2010 • C7 www.bclocalhomes.com
www.ianlindsay.ca
Frank FairleyIan Lindsay
250.248.1071 • 1.888.243.1071#21-826 West Island Highway, Parksville
at Wembley Mall
INVESTMENT& RE-DEVELOPMENT
1135 SPIDER LAKE ROAD, NORTH QUALICUM
5 Acre Property With • Small Cottage
Small Lake Shared By 3 • Properties
Very Private & Tranquil•
$299,900
Qualicum Beach:• Land Package: Lots, Revenue, Duplex From $199,000
• Commercial/Residential Downtown
$1,250,000
• Waterfront Vacation Resort
$1,200,000
Parksville:• Corner Commercial Development
$239,000• Unique Multi-Family Development Site
Single Lots & Packages Available0.26-2.3 acres, central location
$249,900-$1,788,000
Bonnington Ridge at Fairwinds from $209,000• Selection of Ocean & Golf Course View Lots
Horne/Spider Lake Area $219,900-$579,000• Several Parcels Ranging from 5 - 147 Acres
1473 Sunrise Drive, French Creek $229,000• Easy build, walk out lot on 1/4 acre with ocean views
Nanoose Bay Area $289,000-$825,000• Waterfront, Ocean View, Golf Course Locations
C8 • THE NEWS, Friday, December 10, 2010 www.bclocalhomes.com
WIN A MARKET EVALUATION OF YOUR HOME!WIN A MARKET EVALUATION OF YOUR HOME!
WHITECAP REALTY LTD. 135 ALBERNI HWY., PARKSVILLE135 ALBERNI HWY., PARKSVILLESeriously folks, I will come and evaluate your home for no cost, no obligation and no pressure.Seriously folks, I will come and evaluate your home for no cost, no obligation and no pressure.
1 2 3
Correctly identifyDan Jackand call
250-954-7111to win
Buying a Home:What Can You Afford?
T h i s a r t i c l e w a s p r o v i d e d b y t h e Va n c o u v e r I s l a n d R e a l E s t a t e B o a r d f o r t h e i n f o r m a t i o n a n d b e n e f i t o f c o n s u m e r s .
Few people can buy a home for cash. Most of us have a diffi cult enough time saving the If you’re thinking about buying a home, a question that will undoubtedly weigh heavily on your mind is: “How much can I afford?”
Obviously, affordability will play a major part in your decision making process. You want to be able to buy something you like, but you don’t want to feel stretched to the limit when it comes to meeting your fi nancial obligations. Once you discover exactly what you can afford, you can be more realistic in your expectations.
If you’re like most people, you lack the funds to make a purchase without seeking substantial help from a lending institution. In addition to coming up with a down payment, you’ll have to arrange a mortgage.
Basically, there are two types of costs involved in buying a home:
The amount of money you’ll need for the initial purchase -- consisting of the down payment plus additional costs such as legal fees, inspection fees and taxes; and
The ongoing costs of paying back your mortgage, along with monthly operating costs for utilities, maintenance, insurance and annual property taxes.
Lenders use several factors in judging your ability to handle a mortgage, including your income, employment record and credit worthiness. However, one way you can estimate the price range you can afford is to look at the amount of money you have available for a down payment.
The most common type of mortgage is a “conventional mortgage.” Under this type of mortgage, lenders will loan up to 75 percent of the appraised value of the property or purchase price, whichever is lower.
The remaining 25 percent or more is the amount you will contribute as a down payment. So, if you plan to buy a home that has an appraised value of $100,000, a lender may loan you 75 per cent or $75,000 on a conventional mortgage when you contribute a down payment of $25,000.
MULTIPLY BY FOUR
If you plan to borrow funds through a conventional mortgage, simply multiply your down payment funds by four, to get an idea of the highest priced home you could buy. Then you will have to determine whether you have suffi cient income to make the payments on your mortgage. Most lenders won’t let you take on debt that you can’t service. That’s why they’ll “qualify” you fi rst, before agreeing to give you a mortgage.
HIGH-RATIO MORTGAGE
If you don’t have a 25 per cent down payment, you may want to investigate a high-ratio mortgage.
This type of mortgage is available for up to 95 per cent of a home’s appraised value or purchase price, whichever is lower, up to a maximum amount set by the government.
Since you are borrowing more than 75 per cent, the government insists that the mortgage be insured against default and that you pay the cost of the insurance. That cost can range from one to three per cent of the mortgage amount, and is added to the mortgage principal.
LENDERS’ CONSIDERATIONS
To determine your eligibility, lenders will look at your monthly housing expenses. These include such items as mortgage payments, property taxes, and utility costs. These shouldn’t exceed approximately 30 percent of your monthly gross family income. This is called your “Gross Debt Service” ratio or GDS. (Some lenders will, in fact, go as high as 35 per cent, depending on a number of variables.)
Lenders also use a second calculation in qualifying you for a mortgage. It’s called the “Total Debt Service” ratio or TDS. Generally speaking, no more than 40 percent of your gross family income may be used to cover mortgage payments, property taxes, utility costs, plus other fi xed monthly payments. These other fi xed costs are your ongoing commitments and can include auto, student or personal loans as well as charge accounts.
Lenders will look at both your GDS and TDS amounts in calculating the size of the loan they will grant you for the home you wish to purchase.
Once they’ve determined the amount of your monthly income available for mortgage payments, they’ll calculate the mortgage amount you can have. This is based on current interest rates charged by lenders.
TRY LIVING ON YOUR NEW BUDGET FIRST
Once you’ve calculated these factors, it’s a good idea to try living for a couple of months as if you were paying a mortgage, along with your other living expenses, to see just how well you manage. After all, it may be feasible on paper, but you may not be comfortable with this amount of your income being allocated towards a mortgage. Better to fi nd out now, before you actually make a purchase.
You may readjust your spending habits in other areas for a while. However, if you’re comfortable with this test run, then it’s time to start looking for your new home.
Private and attractive home on a quiet cul-de-sac in the ever popular Eaglecrest area. This 3 bedroom, 2300 sq.ft. home boasts character and charm throughout, and includes a 16 ft. high, open beamed great room that overlooks the park-like garden through leaded glass windows. Two fi replaces keep the home warm and cozy. The fully fenced, well established yard is complete with a fi sh pond, new decks, and backs onto Queens land greenbelt. Wonderful home for entertaining. Located just minutes to the beach, golf course, town and schools, this beautiful home is perfect for families or retirees alike and must be seen to be appreciated.
Anchor RealtyIndependently Owned & Operated
Vickie ButtersVickie Butters
(250) 752-2466
EAGLECREST 1150 WEDGEWOOD CLOSE $459,900
AnchoA hIndependentlyp y
(250) 7
Marilyn HewerMarilyn Hewer
View on VIRTUAL TOUR: www.nancybolch.ca
• 3402 sq. ft., 4½ year young home on 2.5 acres• 5 bdrms, 5 full baths, loft for an offi ce/den• Kitchen with S/S appliances, island w/breakfast bar• Heat pump, gas fi replace in lvg rm woodstove in fam rm
1877 Pierce Way $498,000
• 2161 sq. ft w/bonus rm, great rm w/high ceiling• Kitchen w/granite counter tops, cherry cabinets, breakfast bar• 3 bdrms & 2½ baths w/luxurious ensuite• Large private patio & fenced back yard
23 Ponderosa Drive $492,500
• 2576 sq.ft two storey home, large kitchen w/eating area• Formal dining rm & living rm, family rm w/gas fi replace• 5 bedrms, den, 3 full baths & huge double garage• 500 sq. ft. deck & lovely above ground pool, RV & boat parking583 Neden Way $379,990
iViView on V VIRIRTUTUALAL T TOn
NEW PRICE
Lot 375 South Lake Road $339,000
• 2 bed, 540 sq. ft., furnished home on Horne Lake• Panoramic view overlooking the lake• 11000 sq. ft. gentle sloping lot, 62 ft. of lake frontage• Sleeps 5 people comfortably, separate RV hookup
• 2 bedroom/2 bath, 1459 sq.ft• Kitchen, living, dining, bonus family/sitting & eating bar• Master suite overlooks back garden• Fully fenced back yard, low fees in this bare land strata
1294 Leeward Way, Qualicum Beach $358,500
NEW LISTING
R:R www.nancybbbolllchhh.cay
107-312 Village Way $214,900
• 969 sq. ft. 2 bed/1 bath condo close to Qualicum• Ideal corner lower level unit• Sunny south facing patio facing the back• No age restrictions, pets & rentals allowed
TING
• Two yr. old 1768 sq. ft. Windward home• 3 bedrooms, 2 baths, granite counters• Living rm w/gas fi replace, skylights & vaulted ceiling• Covered patio, S. facing back yard, garage w/attic storage
1064 Cantebury Place $484,500
• 2474 sq ft home on 4.96 acres, ocean & mnt. views• Two master bedrms each w/4 pce ensuite. Total of 3 bdrms & 3 baths• Living room w/a gas fi replace and a woodstove• 19’x19’ family/games rm, 1375 sq ft of decks
1775 Warn Way $629,900
NEW LISTING
Get Moving!
W E E K L Y
FREE
www.bclocalhomes.comwww.bclocalhomes.com
Find 100’s of new listings each week inside the Real Estate Weekly, distributed FREE inside The News each & every Friday!
THE NEWS, Friday, December 10, 2010 • C9 www.bclocalhomes.com
679 Memorial Ave, Qualicum Beach, BCIndependently Owned & Operated
C10 • THE NEWS, Friday, December 10, 2010 www.bclocalhomes.com
www.sandifordhomes.comVisit our website at www.sandifordhomes.com for further details,
additional pictures, and virtual tours of these and other properties
Independently Owned & Operated
6 JOSHUA TREE PLACE, PARKSVILLE
New 2066 sq. ft. ISLAND DREAM BUILDERS home• 1502 sq. ft. Master plus den & great room on main• 564 upstairs 2 bed and 4 pc. Bath.• Close to all amenities and schools of Parksville •
$459,000$459,000
New Home Warranty – NO HST!• One year old open plan upscale 3 bed 3 bath home• Close to ocean, on quiet cul-de sac, 2 ensuited bdrms• Hardwood flooring, heat pump, low maintenance•
784 FLETCHER AVE, PARKSVILLE
$468,000$468,000
Qualicum Beach ‘rancher’ with legal lower suite• Extensive slate flooring and high end finishing• 2 bed/2 bath plus laundry and separate dining on main• 2 bed/bath/laundry and open plan in lower suite•
223 SATURNA DRIVE, QUALICUM BEACH
$512,000$512,000
5 yr. old, 4188 custom executive home in Corfield Estates• 5 bed/3 bath built by Island Dream Builders• hardwood, granite & custom built-ins throughout• RV-sani-dump, quiet neighbourhood, easy access to hwy•
20 TRILL DRIVE, PARKSVILLE
$699,000$699,000
Lakefront open plan Fairwinds rancher• High end finishings throughout• 115 ft. lakefront, covered deck, hot tub• Close to Fairwinds Golf, Schooner Cove Marina•
3352 ROCKHAMPTON RD, NANOOSE BAY
$579,000$579,000
216’ PRIVATE walk on waterfront – 2 legal lots – zoned CM5• Updated inside & out – 0.73 acres plus spawning Salmon Creek• 3782 sq.ft. 4bd/4ba - det. Workshop, garage, RV Parking• Close to shopping, golf, marina & library•
4265 PARK AVENUE, BOWSER
$899,000$899,000
Fantastic 100’ of walk on waterfront• 180° panoramic views of Georgia Strait• Magnificent 3bed/4bath 2600sq.ft. Rancher• Short drive to all amenities•
1583 ADMIRAL TRYON BLVD, PARKSVILLE
$1,100,000$1,100,000
Spider lakefront 10 acre, 345 ft. frontage• Architectural west coast timber framed grand home• Exceptional high-end finishing throughout• Few steps to lake, 15 minutes to QB•
1170 SPIDER LAKE RD, QUALICUM BEACH
$2,390,000$2,390,000
½ acre ocean view home 10 min to QB• open plan vaulted ceilings, large windows• maple cabinets, oak floors, gas fireplace• lower floor: rec room and extra bedrooms•
1217 CENTRE ROAD, QUALICUM BEACH
$399,000$399,000NEWNEWLISTINGLISTING
NEWNEWLISTINGLISTING
OPEN SATOPEN SAT2-4PM2-4PM
THE NEWS, Friday, December 10, 2010 • C11 www.bclocalhomes.com
Independently Owned & Operated
Want To Know What Your Home Is Worth? Call For A Free Home Evaluation Today!y
• 3.13 acres, zoned RS2• RDN sewer is available• Excellent acreage close to town
• Bordering on Town of Qualicum• Mountain view, partially treed level land• In the ALR
Qualicum Beach Acreage $299,000
35.5 Acres $1,695,000
• .74 Acre property w/over 3400 sq. ft.• Beautiful hardwood throughout w/ updated kitchen• R.V. parking with full hookups
Best Valued Waterfront $549,000
• In the Town of Qualicum Beach• West Qualicum open space development area• 2 Titles (5 & 5.5 acre)
10.5 Acres Starting at $925,000
Nanoose Bay Home $363,000 • Luxurious spa like master bath, fully self contained in-law suite• 2.5 acres only 3 minutes to Parksville• Wonderfully fi nished with Extensive use of masonry
Acreage on the Edge of Parksville $799,000
NEW HOME LIVING - NO HSTNEW HOME LIVING - NO HST
NEW PRICE
• Numerous upgrades including hardwood, beautiful ceiling treatments
• Flat lot and located in desirable area close to ocean
• Fantastic kitchen with upgraded appliance package
• Heat Pump, custom stamped concrete
$414
,900
• .41 acre close to marina• Flat level lot• Seller will build to suit if desired
Deep Bay Lot $174,900
• Ideal location short drive to Qualicum Beach• Bright kitchen, living and family rooms• Beautiful fenced yard with wired workshop
Immaculate Mobile on .36 Acre $229,900
NEW PRICE
• One acre of waterfront living with beach access• A well maintained home with many updates• 5 bdrms & 4 baths on 2 levels, all with ocean views
Fantastic Parksville Waterfront $1,099,900
Riverfront Property $199,900 • .46 acre on fl at ,treed, property down to river• Located on quiet, closed street• Quick possession available
Tigh-Na-Mara Waterfront Beauty $214,900 • Fabulous beach views• A/B unit combination allows rental potential as well as owner use• Enjoy a world class spa, and resort opportunity
Brand new open plan 3408 sqft 3 bedrm/3 bath located on the fairway• Fine fi nishing’s, 9 ft ceilings, hardwood fl oors, gas FP, large deck/patio• Oversize windows throughout designed to maximize golf course views• Landscaped .22 acre, quiet cul-de-sac near all amenities & the beach•
-Spacious 3070 sqft 4 bedroom in popular golf course development• -Open plan living/dining room w/OS windows, gas FP, & BI vacuum• -Finished lower level w/huge family room, kitchenette, doors to patio• -Nice back deck overlooking green space w/distant mountain views•
QUALICUM BEACH OCEANVIEWS
PANORAMIC VIEWS $568,000
Totally renovated and updated 2174 sqft 2 bedrm/3 bath on .21 acres• Far reaching views of Georgia Strait, mainland mountains, the coast• Updates incl: new wrap-around deck, new kitchen w/custom cabinets• Vaulted ceilings, skylights, hardwood fl oors, family room, guest room•
PRIVATE IN NANOOSE BAY
PRIVATE, PEACEFUL & PERFECT $509,000
Beautiful 2161 sqft 3 bedrm home, extensively renovated on .30 acre• Kitchen w/functional island, stainless appliances, & an eating nook• Huge open plan great room, slate fl oors, gas fi replace, family room• Private fenced backyard w/patio, hot tub, minutes to golf & marina•
FAIRWINDS EXECUTIVE HOME
Magnifi cent 4 bed + den/2 bath home in Dolphin Beach Estates• Completely renovated w/unique design features & large windows• Multiple levels, vaulted ceiling, 2 gas fi replaces, huge private deck• .27 acre, gorgeous natural landscaping, near marina & golf course•
MAPLE GLEN RANCHER
AWAITING YOUR FINISHING TOUCHES $334,800
Easy care one level 1449 sqft 3 bedroom/2 bath rancher on .14 acre• Large bright living/dining area, gas FP, island kitchen w/eating nook• Den, private backyard, patio & garden area, detached shop/art studio• Near walking trails & off leash park, short drive to Parksville amenities•
CORFIELD GLADES HOME
BETTER TAKE A LOOK $479,000
3760 sqft 4 bed/3 bath on a fully fenced, nicely landscaped .17 acres• Completely repainted, formal living/dining rooms, slate faced fi replace•
GATED MANOR AT OCEANSIDE
LUXURIOUS AND IMPRESSIVE $1,050,000
Stately 5 bed Tudor-style “Ascot Manor” on a .61 acre landscaped lot• Jatoba hardwood fl oors, large formal living room with stone fi replace• New kitchen w/wood cabinetry, granite counters, high-end appliances• Self contained upper fl oor w/family & dining rms, kitchen, master suite•
NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING OPEN HOUSE
OPEN HOUSE • 117 HAMILTON AVE, PARKSVILLESATURDAY, DEC. 11, 1-3PM
NEW PRICE
C12 • THE NEWS, Friday, December 10, 2010 www.bclocalhomes.com
Parksville-Qualicum Beach RealtyParksville-Qualicum Beach Realty Helping you is what we do.Helping you is what we do.
#4-2451 Collins Crescent#4-2451 Collins CrescentRed Gap Centre, Nanoose BayRed Gap Centre, Nanoose Bay
250-468-7626250-468-7626
679 Memorial Avenue679 Memorial AvenueQualicum BeachQualicum Beach
w w w . q u a l i c u m r e a l e s t a t e . c o mw w w . q u a l i c u m r e a l e s t a t e . c o m w w w . p a r k s v i l l e r e a l e s t a t e . c o mw w w . p a r k s v i l l e r e a l e s t a t e . c o m
Call Marianne Keilty $349,000
• 1410 sq.ft., 2 bedroom, 2 bathroom home• Natural gas furnace, fi replace and hot water tank• 12x8 shed and covered patio• Pride of ownership is evident from top to bottom
• 2,000+ sq. ft. 4 bed/3 bath home on quiet cul-de-sac • Beautiful .5-acre lot with large private back yard• In-line kitchen, eating area and family room
See www.PatriciaKorbin.com for info and photos
Call Patricia Korbin $399,900
1736 Sangster Crescent, Nanoose BayMADRONA POINT FAMILY HOME!
• BEAUTIFULLY REMODELED MOBILE-ADULT 55+!• New kitchen with recessed lighting; updated bathroom• Laminate fl ooring; new carpeting; drywall; pitched roof• Lovely private fenced backyard with new deck• See www.PatriciaKorbin.com for info and photos Call Patricia Korbin $112,000
64-1247 Arbutus Road, Parksville
• BEST BUY IN CHARTWELL! • Charming 3 bedroom 2 bath rancher on crawlspace• Lovely location at end of quiet cul-de-sac• 0.23-acre lot with very pretty fenced back yard• See www.PatriciaKorbin.com for info and photos Call Patricia Korbin $369,900
840 Woodside Crescent, Qualicum Beach
• 2 bedroom rancher, walk to school, shopping & beach• New interior paint & carpet, newer roof• Open fl oor plan, lots of natural light, easy to heat• Great kitchen and great value!Call Todd Starkey $279,000
480 Pym Street, Parksville
NEW LISTING
• Extended family, teenagers at home, B&B• Only 1 block to Qualicum’s sandy beach• 2600 sq. ft. 4 bedrooms, 3 baths, rec room• Sun drenched deck, ocean breezes, Paradise!
Call Todd Starkey $397,000
561 Belyea Crescent, Qualicum Beach
• Quality custom designed, over 2600 sq. ft.• 3 or 4 bedrooms, 2 master w/ensuites, open fl oor plan• Hardwood fl ooring, granite countertops, wood cabinets• Shake exterior, double garage, new home warrantyCall Todd Starkey $399,900
30 Ponderosa Drive, Parksville
NEW LISTING
• One owner, immaculate, crawlspace• Southern exposure, fenced, quiet location• Walk to shopping & schools, RV parking with hookups
Call Todd Starkey $319,000
347 Rheumer Cres, Parksville
NEW LISTING
• Bayshore built, 1637 sq.ft., 3 bdrm• 2 bath, fully loaded, granite and hardwood• Only 2 left. Hurry!
Call Clinton Miller $399,900
724 Temple Street, Parksville
• Affordable 2 bdrm condo, walking distance to Village• Bright corner unit, new fl ooring, 2 sliding doors to patio• Separate storage unit. JUST LISTED AT ....
Call Dave Ney $194,000
#2-141 6th Ave E, Qualicum Beach
855 Mulholland Drive, French Creek
• On the 15th fairway on Morningstar Golf Course• Stunning views of the fairway & Mt Arrowsmith• Interior has been lovingly cared for
Call Ohs & Mclane $369,900
BLOWOUT PRICE
• The Cottages of Allenby• Three legal lots with rental units• Good well, upgraded septic• Call for details
Call Cat McA $629,000
REVENUE PROPERTY
• Private 5 acre 2700 sq. ft. 4 bed 3 bath home• Gourmet kitchen with high end appliances• Revenue generating 2 bed cottage w/fi replace
• Centrally located, spacious 2 bedroom, 2 bath 960 sq.ft. unit• Short walk to town and low strata fees• Rentals are permitted as well as small pet, no age restriction• Perfect for couple looking for lock up and go home
#206-312 Village Way, Qualicum Beach
• 1 Bedroom plus den in “The Gardens”• Spacious kitchen with lots of cupboard and counter space• Overlooks the tennis court & distant views of the ocean• Fabulous retirement living with access to many activities & entertainment
Call Ann McVey $258,900
650 Berwick Road, Qualicum Beach
NEW PRICE!
• Parksvilles best new home value• 2123 sq. ft. rancher on ½ acre level lot• 9’ Ceilings, hardwood fl oors, hardi plank• Moments to the ocean
Call Wayne Salter $465,000
Madrona Heights
NEW LISTING
1076 Sunrise Drive, Chartwell• Beautifully maintained home with too many upgrades to list• Features cherry kitchen cabinets, family room, living room & eating nook• Spacious master with ensuite & sliding glass doors to covered patio• Private backyard with watering system, double car garage & carport
Call Ann McVey $378,900
623 Martindale Road, Parksville• Immaculate, beautiful executive 2589 sq.ft. home nicely updated• Nestled on fully fenced & gated 1.02 acre w/complete privacy• Ideal location only 2 minutes to town but yet in the country!• Vaulted ceilings, heated fl oor tile, fabulous kitchen, southern exposure
Call Cindy Roberts $539,900
• Backs onto famous Morningstar Golf Course• Fabulous end of cul-de-sac location• Underground services• See www.PatriciaKorbin.com for info and photos
Call Patricia Korbin $269,000
Lot 13 Morningstar Drive, French Creek
• 1 acre estate size property with spectacular views of the golf course and ocean
• 3432 sq. ft. 5 bdrm 4 bath home with huge rooms• 8x20 greenhouse and 3 car garage• Behind home is your own private forest with mature trees
Call Marianne Keilty $675,000
330 Crescent Rd E, Qualicum Beach
NEW PRICE
Call Marianne Keilty $159,000
• Co-op Park - no pad fees (co-op fee $100 per month)• Beautiful well maintained 924 sq. ft. 2 bdrm mobile• This is a mature and well established 45+ no pets park
• 2 bedroom, 1 bathroom, 640 sq. ft. cottage• Two 75 watt solar panels with inverter and digital readout• Everything has been fi nished, move in and enjoy the beauty of Horne Lake• See [email protected]
Lot 205 Bay Road, Horne Lake
JUST MOVE IN
• Approx 2,000 sq. ft. at $8.00/sq. ft. incl triple net• 20’ ceiling, over height door, lunch room• New building, secure complex, close to highways
Call Todd Starkey $8.00/sq. ft.
1010 Sherme Road, Coombs
NEW LISTING
NEW LISTING
2016 Kaye Road, Nanoose
• River’s Edge is one of the most sought after, small acreage subdivisions• This charming 2052 sq.ft. home is nestled on a private 2.77 Acres • Kitchen has Hickory cabinets, island, wine rack & top of the line built-ins• Also has a 600 sq.ft.3 bay garage w/offi ce & plenty of room to build a shop
