Paying for CollegePaying for College

Step 1: The FAFSAStep 1: The FAFSA

Apply each yearApply each year Apply as soon after January 1Apply as soon after January 1stst as as

possiblepossible Apply online at Apply online at www.fafsa.ed.gov Get a pin before beginning FAFSA. Apply Get a pin before beginning FAFSA. Apply

for a pin (one for parent, one for student) for a pin (one for parent, one for student) at at www.pin.ed.gov. .

Step 2: File additional forms if Step 2: File additional forms if neededneeded

The CSS Profile – online at The CSS Profile – online at www.collegeboard.com

Individual college formsIndividual college formsCal Grant formCal Grant form

Free Money from the GovernmentFree Money from the Government

Cal GrantsCal GrantsMay be used at 4-year California colleges May be used at 4-year California colleges

– public & private– public & privateEligibility – submit FAFSA and verified Eligibility – submit FAFSA and verified

GPA by March 2GPA by March 2ndnd. Have financial need and . Have financial need and family income below established ceiling.family income below established ceiling.

Get information and apply online at Get information and apply online at www.calgrants.org

Cal Grant A – provides up to $Cal Grant A – provides up to $9,7089,708 for study at for study at private colleges, up to $private colleges, up to $6,636 6,636 for UC’s and up for UC’s and up to $to $2,772 2,772 for Cal States. for Cal States.

requires a 3.0 GPArequires a 3.0 GPA

Cal Grant B – generally about $1,551 and may Cal Grant B – generally about $1,551 and may be applied toward living expenses, books, be applied toward living expenses, books, tuition, or fees.tuition, or fees.

Requires a minimum GPA of 2.0Requires a minimum GPA of 2.0

Cal Grant Competitive Awards take into Cal Grant Competitive Awards take into consideration such factors as GPA, family consideration such factors as GPA, family income, parents’ educational levels.income, parents’ educational levels.

Cal Grant Awards are renewable each yearCal Grant Awards are renewable each year

More Federal Grants for California More Federal Grants for California ResidentsResidents

Federal Pell Grants – $400 to $4,050 for Federal Pell Grants – $400 to $4,050 for undergraduate students who demonstrate the undergraduate students who demonstrate the highest financial need. Automatically highest financial need. Automatically considered when you file the FAFSAconsidered when you file the FAFSA

Federal Supplemental Educational Opportunity Federal Supplemental Educational Opportunity Grants - $100 to $4,000 for students with Grants - $100 to $4,000 for students with exceptional needexceptional need

Robert Byrd Honors Scholarship - $1,500 grants Robert Byrd Honors Scholarship - $1,500 grants for outstanding academic achievement. Based for outstanding academic achievement. Based on GPA and test scores – FAFSA not required.on GPA and test scores – FAFSA not required.

Financial Aid from CollegesFinancial Aid from Colleges California Community Colleges – fee waivers for California Community Colleges – fee waivers for

students meeting maximum family income students meeting maximum family income standardsstandards

Cal State University Grant – for California Cal State University Grant – for California residents with demonstrated financial need – for residents with demonstrated financial need – for information go to information go to www.calstate.edu or or www.csumentor.edu

University of California Student Aid – for more University of California Student Aid – for more information go to www.universityofcalifornia.edu information go to www.universityofcalifornia.edu

Independent CA colleges – go to www.aiccu.edu Independent CA colleges – go to www.aiccu.edu or www.aiccumentor.org for links to each schoolor www.aiccumentor.org for links to each school

College-Based AwardsCollege-Based AwardsAwarded for study at their institution. Awarded for study at their institution.

Awards are generally targeted to students who Awards are generally targeted to students who would be ranked in the top 25% of the entering class.would be ranked in the top 25% of the entering class.

In some cases all applicants are considered for these In some cases all applicants are considered for these awards. awards.

For many of the most prestigious awards, students For many of the most prestigious awards, students must apply early or be nominated by their high must apply early or be nominated by their high school.school.

Boston College, Presidential ScholarsBoston College, Presidential Scholars Cal States, President’s Scholarship ProgramCal States, President’s Scholarship Program U of Chicago, Merit ScholarshipsU of Chicago, Merit Scholarships Davidson College, Scholars ProgramsDavidson College, Scholars Programs Emory University, Emory Scholars ProgramEmory University, Emory Scholars Program FIDM ScholarshipsFIDM Scholarships Lewis & Clark College, Merit AwardsLewis & Clark College, Merit Awards NYU, Martin Luther King Jr. Scholars ProgramNYU, Martin Luther King Jr. Scholars Program St. Mary’s of California, Merit ScholarshipsSt. Mary’s of California, Merit Scholarships University of California, Regents ScholarshipsUniversity of California, Regents Scholarships Washington University, Danforth ScholarshipsWashington University, Danforth Scholarships

Private ScholarshipsPrivate Scholarships

National Scholarship ProgramsNational Scholarship Programs

Register at www.fastweb.com for free Register at www.fastweb.com for free scholarship search & notificationscholarship search & notification

Apply for all applicable programsApply for all applicable programs

Learn about scholarship opportunities Learn about scholarship opportunities on school websites such as Naviance’s on school websites such as Naviance’s Family Connection.Family Connection.

Local OpportunitiesLocal Opportunities

Check for scholarships awarded by local Check for scholarships awarded by local organizations and businesses organizations and businesses

TargetTarget

Best BuyBest Buy

Lions ClubLions Club

VFWVFW

MacDonaldsMacDonalds

Restricted ScholarshipsRestricted Scholarships

For members of special groups:For members of special groups:Pan Asian ScholarshipPan Asian ScholarshipHispanic or Latino Scholarships Hispanic or Latino Scholarships Gates Millenium Scholarships for minority Gates Millenium Scholarships for minority studentsstudentsBernard Harris Scholarship for Catholic Bernard Harris Scholarship for Catholic studentsstudentsRon Brown Scholar Program for African Ron Brown Scholar Program for African American studentsAmerican students

Career and Interest-Related Career and Interest-Related ScholarshipsScholarships

U.S. FIRST Scholarships – nearly $14 U.S. FIRST Scholarships – nearly $14 million for study at over 100 colleges for million for study at over 100 colleges for students interested in science & students interested in science & engineeringengineering

Ayn Rand Institute – essay contests for Ayn Rand Institute – essay contests for student writersstudent writers

Arts Recognition & Talent Search – for Arts Recognition & Talent Search – for students excelling in the performing, students excelling in the performing, literary, or visual artsliterary, or visual arts

American Legion Oratorical Contest – for American Legion Oratorical Contest – for public speakerspublic speakers

Discover Card Tribute Award – for Discover Card Tribute Award – for community servicecommunity service

NFIB Free Enterprise Scholars Awards – NFIB Free Enterprise Scholars Awards – for young entrepreneursfor young entrepreneurs

National Security Agency awards for National Security Agency awards for students interested in working for the NSA students interested in working for the NSA and majoring in electrical or computer and majoring in electrical or computer engineering, computer science, math or engineering, computer science, math or foreign languageforeign language

LoansLoans Federal Stafford LoansFederal Stafford Loans

Subsidized loans are based on financial needSubsidized loans are based on financial need

Unsubsidized loans are for all eligible studentsUnsubsidized loans are for all eligible students Federal Perkins Loans – low-interest loans for Federal Perkins Loans – low-interest loans for

students with exceptional financial needstudents with exceptional financial need Federal PLUS Loans – unsubsidized loans for Federal PLUS Loans – unsubsidized loans for

parents to pay college expensesparents to pay college expenses Private Loans – see www.edfund.org for Private Loans – see www.edfund.org for

informationinformation

Additional OptionsAdditional Options

Work-study opportunitiesWork-study opportunities AmeriCorps Volunteer Education AwardsAmeriCorps Volunteer Education Awards U.S. Military Scholarships through ROTC U.S. Military Scholarships through ROTC

programs:programs:

www.armyrotc.comwww.armyrotc.com

www.afrotc.comwww.afrotc.com

www.nrotc.comwww.nrotc.com

Still More IdeasStill More Ideas

Get a head start through A.P. programsGet a head start through A.P. programs Take courses or get an AA degree at a local Take courses or get an AA degree at a local

community college and then transfer to a four-community college and then transfer to a four-year institutionyear institution

Consider Co-op programs. Check out www.co-Consider Co-op programs. Check out www.co-op.edu or check into co-op schools such as op.edu or check into co-op schools such as Northeastern University, Drexel University, Northeastern University, Drexel University, Kettering University and others.Kettering University and others.

Receive college credit through CLEP exams – Receive college credit through CLEP exams – see www.collegeboard.com for informationsee www.collegeboard.com for information