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    JANUARY2014

    THE YEAR IN REVIEWMark Gustafson

    THE ROYAL PROPHETDr. Chuck Missler

    NAVIGATING FINANCIALUNCERTAINTYGunnar Johnson

    Dr. Steve Elwart

    IN TIMES OF

    TROUBLE

    THE DANGER OFEMOTIONAL CHOICES

    Nancy Missler

    ONCE AGAIN THE FOGIS LIFTING

    Dr. Dan Stolebarger

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    As Proverbs 18:13 states, He that answereth a matter before he heareth it, it is folly and shame unto him. As maturing Christians, we should nd value in diverse viewschallenging us to further study and to be open to additional perspectives. While we may not agree with all the details in each article, we see great value in them. Thesearticles are intended to stimulate discussion among the Koinonia Institute membership as well as our Personal Update subscribers .

    EDITOR-IN-CHIEF -DR. CHUCK MISSLER, EXECUTIVE EDITOR -DR. GORDON MCDONALD, MANAGING EDITOR -TRACY MCDONALD, DIRECTOR OF PRINTING -DAVID HANSON, LAYOUT EDITOR -GARRETT MCDONALD EXECUTIVE RESEARCH ANALYST -STEVE ELWART Personal UPDATE is a registered trademarkof Koinonia House, Inc. . Copyright 2014. All rights reserved. Printed in the U.S.A. Volume 24, Number 1. Personal UPDATE is published monthly for thesupporters of the ministries of Koinonia Institute, Inc. Physical address: 4055 East 3rd Avenue, Post Falls, Idaho 83854. Mailing address: P.O. Box D, CoeurdAlene, Idaho 83816-0347. Phone Orders: 1-800-KHOUSE1 (1-800-546-8731). Of ce Phone: 1-208-773-6310. Fax: 1-208-773-6312. Koinonia House Website:www.khouse.org . Online Store: http://resources.khouse.org. To Subscribe call: 1-800-546-8731. The Koinonia House mission is to create, develop and distributematerials to stimulate, encourage and facilitate serious study of the Bible as the inerrant Word of God. Koinonia House, Inc. is a non-pro t 501(c)3 company.The Koinonia Institute mission is dedicated to training and equipping the serious Christian to sojourn in todays world. President/Founder Dr. Chuck MisslerManaging Director Louis Powell Executive Director of Education Dr. Dan Stolebarger Executive Director of Research and Analysis Dr. Gordon McDonaldProvost Clint Robertson Registrar Stan Honn Dean Pat Poole.

    CONTENTS p.6 The Royal Proph-et: Dr. Chuck Missler There is a specific prophet thatdominates the entire Bible: TheProphet Isaiah.

    p.17 2013 - The Yearin Review: Mark Gus-tafsonEach year we try to assesshow well we are fulfilling thecall of God...

    p.26 Once Again theFog is Lifting: Dr. DanStolebarger

    We are seeking the Lord inregards to starting a regularweekly online broadcast, TheKoinonia International Fel-lowship.

    COVER STORYIN TIMES OF

    TROUBLEDr. Steve Elwart

    p.10 PREPARING FOR disasters in-volves more than just food and fuel. In times oftrouble, what kind of witness will we be? Howwill we face adversity? What will YOU do?

    p.33 The Danger ofEmotional Choices:Nancy Missler When we choose to follow our

    own feelings over Gods will,we quench His Spirit in us.

    p.22 Navigating Fi-nancial Uncertainty:Gunnar JohnsonThese Biblical financial in-sights will help you navigatefinancial turmoil.

    http://www.khouse.org/http://resources.khouse.org/http://resources.khouse.org/http://www.khouse.org/
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    DIGITALCONTENT

    TABLETEDITION

    Ever y month Personal UPDATEs tabletedition offers an enriching, multimedia

    learning experience for free to all ofour subscribers.

    khouse.org/subscribe

    STRATEGIC TRE

    YOUR LIFELINE TOUNDERSTANDING TH

    WORLD AROUND YOStay informed on the manyhappenings that are shap-

    ing our present situationsand their future outcomes.

    kiresearch.org

    KOINONIA INST

    ITS TIME TO GET SER AND BECOME A PARSeriously study the Bible

    with a world-wide com-munity of committed and

    informed Christians.

    studycenter. com

    THE BOOK OFISAIAH

    The Old Testa-ment prophetictour de force.

    STRATEGICPERSPECTIVESCONFERENCE

    Full conferenceon Audio/DVDs

    THE FULCRUMOF THE ENTIRE

    UNIVERSEOne of the most

    astonishingpassages in the

    Bible

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    BE OF GOODCOURAGE

    FROM THE EDITOR

    Dr. Gordon McDonald Executive Editor, Personal UPDATE

    ITS A NEW YEAR. And even though the world seems to be trapped in a down-hill slide

    with ever-increasing velocity, the New Year brings with it a certain amount of built-inoptimism. If you have been following world events, you might suspect that there is a bitof denial inltrating our perspective.

    Our circumstances are never supposed to affect our hope. Tat is left to a world without God.Te Christian worldview has always been counter intuitive. When things are at their worst,God is at His best. Although our attentions are distracted by the struggle to save the Americandream and to understand how the world is changing, Gods interests have always been directedtoward the individual, not the collective.

    o maintain a proper Godly worldview, we must never lose sight of that most valuable data-point. Kingdoms rise and fall. Political parties ebb and ow. But our God remains the same,forever.

    Tere are many foreseeable challenges before us in the coming months. Our responsibility toght the ght remains, but the outcome is of Gods choosing. Our involvement is required, butour joy comes from God. In fact, that joy surpasses worldly understanding.

    One of our many mottos here is Its never been more im-portant to know what is going on in the world. It remainstrue day after day and year after year.

    We live in incredibly exciting times. Tings are happening

    that are quickly leading to the soon-return of our Hope, theLord Jesus Christ.

    Be of good courage. Maranatha!

    Dr. Gordon McDonaldExecutive Editor

    http://khouse.org/subscribe
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    MIDDLE EAS >> AFGHANISTAN PROPOSES TO BRING BACK STONING Afghanistans decision to consider reintroducing public stoning as a punishment has drawnsharp rebuke from Human Rights Watch, who says it harks to the time of aliban rule. It isabsolutely shocking that 12 years after the fall of the aliban government, the [Hamid] Karzadministration might bring back stoning as a punishment.For more info: Click here

    EDUCATION >> AMERICAN HIGH SCHOOL STUDENTS SLIP IN GLOBAL RANKINGS

    Te inuential Paris-based Organization for Economic Cooperation and Development (OECD)has just released its much-awaited triennial study of global education systems, and once agathe U.S. earns bad grades. According to the study, American 15 year-olds tested were averain reading and science skills, below-average in math.For more info:Click here

    SCIENCE >> SCIENTISTS MEASURE THE UNIVERSES COLDEST STUFF

    Physicists from Australia and the United Kingdom have created a new way of measuring mter and as a result they now can study the coldest objects in the universe.For more info:Click here

    MIDDLE EAST >> EU THREATENS ACTION AGAINST ISRAEL AND PA IF TALKS FAIL

    Te European Union (EU) is apparently fed up with the lack of progress in peace talks betweenIsrael and the Palestinian Authority (PA) and is threatening to take action against both sideif the talks fail.For more info:Click here

    INTERNATIONAL >> OBAMA WHITE HOUSE BETRAYS AN AMERICAN PASTOR

    Te Obama administration has left an American pastor behind. In its quest for a deal with the hostile, jihadist Iranian regime, he Obama administration has thrown an American Christian, Saeed Abedini, under the busthe latest American victim ithe administrations continual, nave (at best) quest to bargain with Islamic radicalFor more info:Click here

    IN THE NEWSJAN2014

    EACH MONTH WE SELECT NEWS THAT WE FEEL WILL HELP KEEP YOU INFORMED.MANY OF OUR NEWS SELECTIONS ARE NOT GIVEN ADEQUATE ATTENTION BYTHE MAINLINE MEDIA.

    http://fxn.ws/1gdDNslhttp://fxn.ws/1hDjTaohttp://fxn.ws/1cbo4mAhttp://bit.ly/1iIj29Zhttp://fxn.ws/196kLzGhttp://fxn.ws/196kLzGhttp://bit.ly/1iIj29Zhttp://fxn.ws/1cbo4mAhttp://fxn.ws/1hDjTaohttp://fxn.ws/1gdDNsl
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    IT IS BY COMPARING THE CLASSIC KING JAMES VERSION WITH THE NEWINTERNATIONAL STANDARD VERSION (ISV) THAT WE GAIN A MORE COM-PLETE SENSE OF THE MAJESTIC FLOW OF THOUGHT OF THIS UNIQUEROYAL PROPHET.

    THE ROYAL PR

    NEW COMMENTARY

    There is a specific prophet that dominatesthe entire Bible: Te Prophet Isaiah. As the Royal

    Prophet, he served under four kings,1

    with a span of future perspective that dwarfs all therest. His vocabulary is the most extensive2 and the integrity of his messages constitute apillar of apologetic reasoning.

    A Target of Controversy

    Isaiahs message was so controversial that the Ashkenazi Jews tookChapter 53 out of their Bible (theTenakh ). (However, theSephardic Jews retained it; and when theDead Sea Scrolls were ultimately dis-

    covered, there was a complete copy of Isaiahwith Chapter 53 right where it belonged: in the precise center of the second section.)

    King Manasseh apparently had Isaiah cut in half. Te moderncritics have attempted a similar thing with their Deutero-Isaiah theo-ries; however, only to the uninformed. (A careful study of John 12:38-40 shatters their profane speculations.)

    Elegant Style

    Te ow of thoughtunequalled elsewherealso led toHandels classicchoral masterpiece . We are also now blessed with a proprietarytranslation of thePaleo-Hebrew from the Dead Sea Scrolls by the ac-knowledged expert, Dr. Peter Flint, which is also the cornerstone of thenew International Standard Version Bible (ISV) . We paralleled ourexpositional commentary with the marvelous ow and rhythms of theISV, which very much speak for themselves.

    Dr. Chuck Missler - Founder

    BIODr. Chuck MisslerPresident/Founder,Koinonia Institute After a distinguished mili-tary career and more than 30 very successful yearsin the corporate businessenvironment, Chuck wasled to pursue a life-longendeavor of teaching theBible on a full-time ba-sis. He founded KoinoniaHouse, an organization

    devoted to encouraging people to study the Bible.He also founded KoinoniaInstitute to enable peopleto have a Kingdom effecton the world today.

    http://en.wikipedia.org/wiki/Isaiahhttp://en.wikipedia.org/wiki/Ashkenazi_Jewshttp://en.wikipedia.org/wiki/Isaiah_53http://en.wikipedia.org/wiki/Tenakhhttp://en.wikipedia.org/wiki/Sephardic_Jewshttp://en.wikipedia.org/wiki/Sephardic_Jewshttp://en.wikipedia.org/wiki/Dead_Sea_Scrollshttp://en.wikipedia.org/wiki/King_Manassehhttp://www.blueletterbible.org/Bible.cfm?b=Jhn&c=12&t=KJV#s=1009038http://www.blueletterbible.org/Bible.cfm?b=Jhn&c=12&t=KJV#s=1009038http://en.wikipedia.org/wiki/Handelhttp://en.wikipedia.org/wiki/Messiah_(Handel)http://en.wikipedia.org/wiki/Paleo-Hebrew_alphabethttp://en.wikipedia.org/wiki/International_Standard_Versionhttp://en.wikipedia.org/wiki/International_Standard_Versionhttp://en.wikipedia.org/wiki/Paleo-Hebrew_alphabethttp://en.wikipedia.org/wiki/Messiah_(Handel)http://en.wikipedia.org/wiki/Handelhttp://www.blueletterbible.org/Bible.cfm?b=Jhn&c=12&t=KJV#s=1009038http://www.blueletterbible.org/Bible.cfm?b=Jhn&c=12&t=KJV#s=1009038http://en.wikipedia.org/wiki/King_Manassehhttp://en.wikipedia.org/wiki/Dead_Sea_Scrollshttp://en.wikipedia.org/wiki/Sephardic_Jewshttp://en.wikipedia.org/wiki/Sephardic_Jewshttp://en.wikipedia.org/wiki/Tenakhhttp://en.wikipedia.org/wiki/Isaiah_53http://en.wikipedia.org/wiki/Ashkenazi_Jewshttp://en.wikipedia.org/wiki/Isaiah
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    Messianic Insights

    Among many things, Isaiah is also the mostMessianic of all the Old estament prophets. On every page, we gain a Messian-ic insight: everyChristmas we celebrate the Hebraic parallelism:for unto us a child is born; unto us a Son is given.3 (Tese arenot synonymous: Te child was human and his birth fullled in Bethlehem . Te Son was divine, and given at Golgotha .)

    For many, the Holy of Holies of the entire Old estament is Isaiah Chapter 53. Located in the geometric center of thesecond section of Isaiah, the pivotal implications of this passageimpacts the entire universe. Far more than simply our personalsalvation is in view here; so much so that this passage has been set

    apart in a special study calledTe Fulcrum of the Entire Universe. (See page 42 to order.)

    It is also Isaiah that explains the mystery of why Jesus was ostensibly not easily recognized after His resurrection.4 (Johns enigmatic remark in John 21:12 is particularly puz-zling!) And Isaiah also provides us with such a clear view of the Millennial Kingdom thatmust certainly embarrass the amillennialists. Tere are passages that clearly commingle withe nal chapters of the Book of Revelation.5

    Cosmological Insights

    It is Isaiahs glimpse that the Creation wasnotoriginally without form and void (asimplied in Genesis 1:2s tohu vbohu ):

    For thus saith the LORD that created the heavens; God himself that formed the earmade it; he hath established it, he created it not in vain, he formed it to be inhabitedthe LORD; and there is none else. 6

    Tus, this hints of a possible interval between Genesis 1:1 and 1:2 and, perhaps, aninsight on the fall of Satan, which Isaiah details inChapter 14 .7

    Isaiah also confronts the very cutting edge ofcosmology as he refers to the stretchingof the heavens,8 which challenges the very fabric of space itself. (Tis, along with the pro-found implications of the Zero Point Energy , will be the subject of subsequent articleson the very foundations ofsubatomic physics .)

    ORDER

    WATCH IT!Learn more about thisstudy in this special

    video excerpt.

    http://en.wiktionary.org/wiki/messianichttps://resources.khouse.org/creation_cosmology/dldvd134/?NJhttp://en.wikipedia.org/wiki/Old_testamenthttp://en.wikipedia.org/wiki/Christmashttps://resources.khouse.org/creation_cosmology/dldvd134/?NJhttp://en.wikipedia.org/wiki/Bethlehemhttp://en.wikipedia.org/wiki/Golgothahttp://en.wikipedia.org/wiki/Holy_of_holieshttp://resources.khouse.org/products/kidvd27.html;;NJhttp://www.blueletterbible.org/Bible.cfm?b=Gen&c=1&t=KJVhttp://www.blueletterbible.org/Bible.cfm?b=Gen&c=1&t=KJVhttp://en.wikipedia.org/wiki/Tohu_wa-bohuhttp://en.wikipedia.org/wiki/Luciferhttp://www.blueletterbible.org/Bible.cfm?b=Isa&c=14&t=KJVhttp://en.wikipedia.org/wiki/Cosmologyhttp://en.wikipedia.org/wiki/Zero-point_energyhttp://en.wikipedia.org/wiki/Subatomic_particleshttp://resources.khouse.org/products/kidvd27.html;;NJhttp://www.youtube.com/watch?v=wvSN5IQDs9shttp://www.youtube.com/watch?v=wvSN5IQDs9shttp://www.youtube.com/watch?v=wvSN5IQDs9shttp://www.youtube.com/watch?v=wvSN5IQDs9shttp://www.youtube.com/watch?v=wvSN5IQDs9shttp://resources.khouse.org/products/kidvd27.html;;NJhttps://resources.khouse.org/creation_cosmology/dldvd134/?NJhttp://en.wikipedia.org/wiki/Subatomic_particleshttp://en.wikipedia.org/wiki/Zero-point_energyhttp://en.wikipedia.org/wiki/Cosmologyhttp://www.blueletterbible.org/Bible.cfm?b=Isa&c=14&t=KJVhttp://en.wikipedia.org/wiki/Luciferhttp://en.wikipedia.org/wiki/Tohu_wa-bohuhttp://www.blueletterbible.org/Bible.cfm?b=Gen&c=1&t=KJVhttp://en.wikipedia.org/wiki/Holy_of_holieshttp://en.wikipedia.org/wiki/Golgothahttp://en.wikipedia.org/wiki/Bethlehemhttp://en.wikipedia.org/wiki/Christmashttp://en.wikipedia.org/wiki/Old_testamenthttp://en.wiktionary.org/wiki/messianic
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    Other Eschatological Insights

    It is by comparing the classicKing James Version with the newInternational Standard Version(ISV) that we gain a more complete senseof the majestic ow of thought of this unique Royal Prophet. It is in

    Isaiahs description of the ultimate destruction ofBabylon which altersour perspective of what has yet to happen in theMiddle East and worldaffairs.9 It is in Isaiahs allusion to the future role of theSinim (China )10

    which further seems to suggest a major global outreach to theGentiles aspart of the nal climax.

    A Personal Letter

    Te Book of Isaiah alsoincludes a personal letter fromGod to Cyrus the Great (writ-ten over a centurybefore he wasborn), calling him by name andproviding so many anticipateddetails of his career that itmoved him to free the Jewish

    captives to return to their land.

    Tat saith of Cyrus, He is my shepherd, and shall perform all my pleasure:even saying to Jerusalem, Tou shalt be built; and to the temple, Ty foun-dation shall be laid.11

    For the Connoisseur

    Unquestionably, Isaiah has given us our most indispensable Old

    estament prophetic tour de force and it is replete withexegetical dis-coveries andhermeneutic treasures. (It was Isaiah that revealed that thePharaoh of the Exodus wasnot an Egyptian .12 )

    Te Holy Spirit always rewards the diligent. When you want tofeed on the Word of God, prepare yourself for a gourmet meal. It will beuniquely rewarding (and life-changing!).

    Tis study is now available on DVD. Seepage 9 for more information.

    NOTES1. The reigns of Uzziah,

    Jotham, Ahaz, andHezekiah covered a

    total of 81 years.2. Ezekiel, 1535; Jere-

    miah, 1653; Psalm-ists, 2170; Isaiah,2186. (Cf. Milton,Dante, Shakespearewho boast the larg-est English vocabu-laries on record.)

    3. Isaiah 9:6.4. John 20:14, 15; Luke

    24:16-31, 35, 36-39; John 21:4, 12.Isaiah 50:6 providesthe provocativeclue.

    5. Isaiah 65:17; 66:22;Revela on 21:1 .

    6. Isaiah 45:18.7. Compare Isaiah

    14:12-17 and Eze-kiel 28:12-19.

    8. Isaiah 42:5; 45:12;51:13.

    9. Isaiah 13 & 14, andJeremiah 50 & 51speak of a globalrole that has yet tohappen; Zechariah5:5-11 seems tobring this strangeclimax into focus.

    10. Isaiah 49:12.

    11. Isaiah 44:28.12.Isaiah 52:4. (Cf. Isa-

    iah 10:5, 24; 14:25;19:23; 23:13; 30:31;31:8).

    Unquestionably, Isaiah

    has given us our mostindispensable OldTestament prophetictour de force, and it isreplete with exegeticaldiscoveries and

    hermeneutic treasures.

    http://en.wikipedia.org/wiki/King_James_Versionhttp://en.wikipedia.org/wiki/Babylonhttp://en.wikipedia.org/wiki/Middle_easthttp://en.wikipedia.org/wiki/Sinimhttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/Gentileshttp://en.wikipedia.org/wiki/Cyrus_the_greathttp://en.wiktionary.org/wiki/tour_de_forcehttp://en.wiktionary.org/wiki/exegeticalhttp://en.wiktionary.org/wiki/hermeneutichttp://en.wikipedia.org/wiki/Pharaohs_in_the_Bible#Pharaohs_in_the_book_of_Exodushttp://en.wikipedia.org/wiki/Egyptianhttp://en.wikipedia.org/wiki/Holy_spirithttp://en.wikipedia.org/wiki/Holy_spirithttp://en.wikipedia.org/wiki/Egyptianhttp://en.wikipedia.org/wiki/Pharaohs_in_the_Bible#Pharaohs_in_the_book_of_Exodushttp://en.wiktionary.org/wiki/hermeneutichttp://en.wiktionary.org/wiki/exegeticalhttp://en.wiktionary.org/wiki/tour_de_forcehttp://en.wikipedia.org/wiki/Cyrus_the_greathttp://en.wikipedia.org/wiki/Gentileshttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/Sinimhttp://en.wikipedia.org/wiki/Middle_easthttp://en.wikipedia.org/wiki/Babylonhttp://en.wikipedia.org/wiki/King_James_Version
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    Isaiah was the most comprehensive of all prophets:his wri ng spans the en rety of history, from the cre -a on of the world to the crea on of a new heavensand new earth. No other prophet matches his ma-

    jes c eloquence on the glory of God and the redemp -ve work and su erings of the Coming Messiah, all

    the while making us clearly aware of Gods aboundingGrace.

    Join Dr. Chuck Missler from the Execu ve Brie ngRoom of The River Lodge, New Zealand, with his in-depth commentary on the Book of Isaiah.

    DVD$89.95 USD ea.

    AUDIOCD$89.95 USD ea.

    MP3 CD-ROM$44.95 USD ea.

    MP3 Download$39.95 USD ea.

    RUNNING TIME24 HOURS

    NEWCOMMENTARY

    WATCH IT!Learn more about thisstudy in this special

    video excerpt.

    ORDER

    http://youtu.be/QWLB2U_KC2Ihttp://youtu.be/QWLB2U_KC2Ihttp://youtu.be/QWLB2U_KC2Ihttp://youtu.be/QWLB2U_KC2Ihttps://resources.khouse.org/isaiah/?NJhttps://resources.khouse.org/isaiah/?NJhttp://youtu.be/QWLB2U_KC2I
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    Te year 2013 was a year of disasters. yphoon Haiyan (the most powerfultropicalcyclone to make landfall in recorded history) dominated the headlines as the year closed, asreports came pouring in from thePhilippines with accounts of desolation throughout thecountry. Te United States is still picking through the devastation left in the wake ofHur-ricane Sandy . Tis disaster caused over $US 67 billion in theUnited States , Canada , Cuba ,and severalCaribbean countries.

    Man also has the capability of taking actions with disastrous consequences. In fact, theObama Administration has euphemistically called acts of terror, man-made disasters.

    Whether natural or man-made, most people are not prepared for a disaster. In fact, theRed Crosss 2013 World Disasters Report came to the following conclusion:

    We have learned from major disasters. We must continue to improve and innovate to disaster preparedness, mitigation, response and recovery more effective and accountab

    by Dr. Steve Elwart Execu ve Analyst Koinonia Ins tute

    PREPARING FOR DISASTERS INVOLVES MORE THAOF TROUBLE, WHAT KIND OF WITNESS WILL WE

    IN TIMES OFTROUBLE

    http://en.wikipedia.org/wiki/Typhoon_Haiyanhttp://en.wikipedia.org/wiki/Tropical_cyclonehttp://en.wikipedia.org/wiki/Tropical_cyclonehttp://en.wikipedia.org/wiki/Philippineshttp://en.wikipedia.org/wiki/Hurricane_sandyhttp://en.wikipedia.org/wiki/Hurricane_sandyhttp://en.wikipedia.org/wiki/United_stateshttp://en.wikipedia.org/wiki/Canadahttp://en.wikipedia.org/wiki/Cubahttp://en.wikipedia.org/wiki/Caribbeanhttp://en.wikipedia.org/wiki/Obama_administrationhttp://en.wikipedia.org/wiki/Red_crosshttp://worlddisastersreport.org/en/http://worlddisastersreport.org/en/http://en.wikipedia.org/wiki/Red_crosshttp://en.wikipedia.org/wiki/Obama_administrationhttp://en.wikipedia.org/wiki/Caribbeanhttp://en.wikipedia.org/wiki/Cubahttp://en.wikipedia.org/wiki/Canadahttp://en.wikipedia.org/wiki/United_stateshttp://en.wikipedia.org/wiki/Hurricane_sandyhttp://en.wikipedia.org/wiki/Hurricane_sandyhttp://en.wikipedia.org/wiki/Philippineshttp://en.wikipedia.org/wiki/Tropical_cyclonehttp://en.wikipedia.org/wiki/Tropical_cyclonehttp://en.wikipedia.org/wiki/Typhoon_Haiyan
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    While governments plan (sometimes poorly) for disasters, individ-uals have the ultimate responsibility for their own welfare and that oftheir family. Te rst thing that needs to be determined is How muchof a risk is there from a disaster?Risk , however, is more than just what

    the odds are that an event will occur. Forrisk analysts , risk is reducedto a quasi-equation:

    Risk = Treat x Vulnerability x Impact

    Risk is a combination of all three factors. For there to be any riskthere must be at least some threat and vulnerability and impact. If anyof these three factors is zero, then there is no risk. Of course, every-

    thing has an element of threat, vulnerability or impact, so everythingcarries some sort of risk. Tose that demand that an initiativebe it anuclear power plant, a new drug, or a social programcarry absolutelyno risk believe in a fantasy.

    Risk Assessment for an EMP

    ake the dangers from anElectromagnetic Pulse (EMP) . AnEMP is a high-intensity burst of electromagnetic energy caused by the

    rapid acceleration of charged particles.Nuclear weapons , some new non-nuclear weapons, and even

    geomagnetic storms (often called space weather) can power an EMP,and the resultant changing magnetic eld in the Earths atmosphere candisrupt electrical systems.

    An EMP can generatean electromagnetic shock

    that can disrupt anything with a computer chip in it,such as those found in communication systems.Te pulse can ow through electrical transmis-sion lines , overloading and damaging transmis-sion distribution centers, fuses, and power lines,rendering equipment permanently inoperative.

    BIOby Dr. Steve ElwartExecutive AnalystKoinonia InstituteSteve Elwart is thExecutive Analyst for tKoinonia Institute andhas been a member othe Institute since 2006He has spent 40 yeain the Oil Industry. Inthose 40 years, Steve hhad the opportunity twork not only in privaindustry, but also as consultant with numerou government agencies. a Subject Matter Expeon energy, automationand cybe r secu r i t yS t e v e h a s w o r k ewith two presidentiaadministrations, severcabinet level departmenas well as numeroucongressional staffs astate commissions. Stehas also served as inter pastor of his church.

    http://en.wikipedia.org/wiki/Riskhttp://en.wikipedia.org/wiki/Risk_analysishttp://en.wikipedia.org/wiki/Electromagnetic_pulsehttp://en.wikipedia.org/wiki/Nuclear_weaponhttp://en.wikipedia.org/wiki/Geomagnetic_stormhttp://en.wikipedia.org/wiki/Computer_chiphttp://en.wikipedia.org/wiki/Electrical_transmission_lineshttp://en.wikipedia.org/wiki/Electrical_transmission_lineshttp://en.wikipedia.org/wiki/Electrical_transmission_lineshttp://en.wikipedia.org/wiki/Electrical_transmission_lineshttp://en.wikipedia.org/wiki/Computer_chiphttp://en.wikipedia.org/wiki/Geomagnetic_stormhttp://en.wikipedia.org/wiki/Nuclear_weaponhttp://en.wikipedia.org/wiki/Electromagnetic_pulsehttp://en.wikipedia.org/wiki/Risk_analysishttp://en.wikipedia.org/wiki/Risk
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    Many writers immediately call this an Armageddon event, where a single EMP can throw a large portion ofa country back into the18th century . Te Risk Equationyields a slightly different answer.

    Te Treat from an EMP is certainly out there. Anuclear missile detonated 120 miles up in the air wouldsend out an EMP that would extend out 1,000 miles fromthe center of detonation. Tere are several countries thatare capable of doing it.Russia and China denitely havethe weapons and delivery systems that can launch such anattack. Other countries, such asNorth Korea and Iran

    claim to have the capability, but it is doubtful they have both the weaponry and delivery sys-tems to deliver such an attack. So, in this case, the Treat is deemed to be moderate to high.

    Te Vulnerability to such an attack is variable. Te threat of an ICBM (intercontinentalballistic missile) attack fromChina or Russia is deemed lowboth would fear a retaliatorystrike. North Korea says it has the capability, but an analysis of the nuclear tests it has con-

    ducted is suspect.Iran , while not believed to have thiscapability now, could have it in the future, and givenits worldview,1 this is one of the reasons their nuclearambition is drawing close scrutiny. Te most likelyscenario for a country such as Iran is for it to launch adevice from acontainer ship located off the coast ofthe United States. In response to this scenario, Aegismissile cruisers are on alert in their home ports lo-cated along the United States coastlines. Tis is not a

    sure defense and open to criticism from military analysts. Many would deem U.S. vulnerabilityto attack to be low to moderate.

    Te Impact from such an event has varied over time. Strategic military assets wouldsuffer a low impact from such an event. Tey have been hardened against such an attackfor years. actical military assets used to be hardened very well, but recent budget cuts havereduced their resistance to an EMP. Strategic civilian assets, such as the nationalpower grid ,

    would suffer signicant damage from an EMP, but government and industry are taking steps

    Many writers callthis an Armageddonevent, where a single

    EMP can throw alarge portion of acountry back into the18th century...

    http://en.wikipedia.org/wiki/Armageddonhttp://en.wikipedia.org/wiki/18th_centuryhttp://en.wikipedia.org/wiki/Russiahttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/North_koreahttp://en.wikipedia.org/wiki/Iranhttp://en.wikipedia.org/wiki/Intercontinental_ballistic_missilehttp://en.wikipedia.org/wiki/Intercontinental_ballistic_missilehttp://en.wikipedia.org/wiki/China_and_weapons_of_mass_destructionhttp://en.wikipedia.org/wiki/Nuclear_weapons_and_Russiahttp://en.wikipedia.org/wiki/Nuclear_weapons_and_North_Koreahttp://en.wikipedia.org/wiki/Nuclear_weapons_in_Iranhttp://en.wikipedia.org/wiki/Container_shiphttp://en.wikipedia.org/wiki/Aegis_Missile_Cruiserhttp://en.wikipedia.org/wiki/Aegis_Missile_Cruiserhttp://en.wikipedia.org/wiki/Electrical_gridhttp://en.wikipedia.org/wiki/Electrical_gridhttp://en.wikipedia.org/wiki/Aegis_Missile_Cruiserhttp://en.wikipedia.org/wiki/Aegis_Missile_Cruiserhttp://en.wikipedia.org/wiki/Container_shiphttp://en.wikipedia.org/wiki/Nuclear_weapons_in_Iranhttp://en.wikipedia.org/wiki/Nuclear_weapons_and_North_Koreahttp://en.wikipedia.org/wiki/Nuclear_weapons_and_Russiahttp://en.wikipedia.org/wiki/China_and_weapons_of_mass_destructionhttp://en.wikipedia.org/wiki/Intercontinental_ballistic_missilehttp://en.wikipedia.org/wiki/Intercontinental_ballistic_missilehttp://en.wikipedia.org/wiki/Iranhttp://en.wikipedia.org/wiki/North_koreahttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/Russiahttp://en.wikipedia.org/wiki/18th_centuryhttp://en.wikipedia.org/wiki/Armageddon
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    to mitigate any adverse effects.Consumer electronics would suffer the worst effects froman EMP and very little has been done to protect these devices. Te impact of an EMP wouldthus be rated at moderate to high.

    All three components of risk make for a risk that is deemed moderate. For an EMP gen

    erated from a nuclear device, what is deemed to be the most likely scenario is a missile launfrom a container ship where the missiles trajectory would be low and at, so to best avoidantimissile defenses . In this scenario, adetonation

    would occur much lower than 100 miles in altitude. Any resulting damage would affect a regionrather thanan entire country.

    Preparing for a Regional Disaster

    A regional disaster is still something to worry about. Te damage resulting fromHurri-cane Katrina that hit the United States in August 2005 is a good example of a regional disaster

    While news reports left the impression thatNew Orleans suffered all the damage and otherareas just received a lot of rain, the facts show something else entirely. Katrina was the costlienatural disaster in the history of the United States. At least 1,833 people died in the hurricaneand its aftermath making it the deadliest U.S. hurricane since the1928 Okeechobee hurri-cane. It also caused an estimated $81 billion in property damage. Entire towns were wiped offthe map.

    While parts of the United States suffered no ill effects, for those caught in the storm, it was the End of the World. Te resultant case study revealed what happens to a population when their world is turned upside down, and they are left totally unprepared.

    Preparing Spiritually

    While many talk about

    how to prepare for a disas-ter, they mainly talk abouttaking care of physicalneeds. Very little attentionis paid to how to spirituallyand psychologically preparefor such an event.

    The Risk Equation yields a slightlydifferent answer.

    http://en.wikipedia.org/wiki/Consumer_electronicshttp://en.wikipedia.org/wiki/Missile_defensehttp://en.wikipedia.org/wiki/Nuclear_detonationhttp://en.wikipedia.org/wiki/Hurricane_katrinahttp://en.wikipedia.org/wiki/Hurricane_katrinahttp://en.wikipedia.org/wiki/New_Orleanshttp://en.wikipedia.org/wiki/1928_Okeechobee_Hurricanehttp://en.wikipedia.org/wiki/1928_Okeechobee_Hurricanehttp://en.wikipedia.org/wiki/1928_Okeechobee_Hurricanehttp://en.wikipedia.org/wiki/1928_Okeechobee_Hurricanehttp://en.wikipedia.org/wiki/New_Orleanshttp://en.wikipedia.org/wiki/Hurricane_katrinahttp://en.wikipedia.org/wiki/Hurricane_katrinahttp://en.wikipedia.org/wiki/Nuclear_detonationhttp://en.wikipedia.org/wiki/Missile_defensehttp://en.wikipedia.org/wiki/Consumer_electronics
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    Te hurricane and subsequent ood victims suffered from psychological disorders, suchas P SD 2 long after the waters receded and the rebuilding began. People experienced all sortsof emotionsthey had feelings of panic, a loss of control, anger and despair. Many felt dis-oriented along with a high degree ofanxiety .

    Te images we saw on V were not those of people maddened by hunger and thirst, butthose of people wading through water clutching boxes of goods that are clearly not for im-mediate consumption. Tere were pictures of people looting stores not for food, but for beer,televisions, clothes and other nonessentials.

    Tis irrationality showed up in other ways as well. Rescue helicopters were red on bythose they were trying to save. Apediatric hospital was attacked by roving gangs lookingfor whatever drugs they could nd. Tis disaster scratched off that thin veneer of civiliza-

    tion and revealed that ruthless element of society that wants to protect itself and the un-accustomed power they found they had.FederalEmergency Management Agency Director MichaelBrown said his agency was attempting to work un-der conditions of urban warfare.

    Some blame the government for this behavior;some blame society in general. Tere is no end to thenumber of reasons people attribute to this behavior.

    Te ultimate reason for the resulting chaos can be explained this way:

    Where there is no vision, the people perish: But he that keepeth the law, happy is he.Proverbs 29:18 (KJV)

    When people do not have a moral compass, more importantly, a Biblical one, it is easyto fall into lawlessness and misery. One that lives by a moral code is much more likely to

    come through adversity much better than those that live in a world of relativism and situ-ational ethics.

    What Kind of Witness Will We Be?

    Disasters like Katrina should make us think, as Christians, what would we do in such asituation? Opinions on this range from giving those in need everything you can, to defending

    what you have to save yourself and your loved ones, even if that means resorting to violence.

    In times of trouble,what kind of witnesswill we have? Howwill we face adversity?What will YOU do?

    http://en.wikipedia.org/wiki/Post-traumatic_stress_disorderhttp://en.wikipedia.org/wiki/Anxietyhttp://en.wikipedia.org/wiki/Pediatric_hospitalhttp://en.wikipedia.org/wiki/Federal_Emergency_Management_Agencyhttp://en.wikipedia.org/wiki/Federal_Emergency_Management_Agencyhttp://en.wikipedia.org/wiki/Michael_D._Brownhttp://en.wikipedia.org/wiki/Michael_D._Brownhttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=29&t=KJV#s=657018http://en.wikipedia.org/wiki/Civil_disorderhttp://en.wikipedia.org/wiki/Civil_disorderhttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=29&t=KJV#s=657018http://en.wikipedia.org/wiki/Michael_D._Brownhttp://en.wikipedia.org/wiki/Michael_D._Brownhttp://en.wikipedia.org/wiki/Federal_Emergency_Management_Agencyhttp://en.wikipedia.org/wiki/Federal_Emergency_Management_Agencyhttp://en.wikipedia.org/wiki/Pediatric_hospitalhttp://en.wikipedia.org/wiki/Anxietyhttp://en.wikipedia.org/wiki/Post-traumatic_stress_disorder
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    If you missed seeing the conference in person, orviewing it as a virtual delegate via live-stream orvideo-on-demand, the DVDs and AudioCDs are nowavailable!

    Dr. Chuck Missler Dr. Peter Flint Dr. William Welty Tom Horn Joel Richardson Dr. Dan Stolebarger David McAlvany

    DVD$59.95 USD ea.

    AUDIOCD$59.95 USD ea.

    MP4 Download$59.95 USD ea.

    MP3 Download

    $54.95 USD ea.

    RUNNING TIME10 HOURS

    NEWCONFERENCE

    WATCH IT!Learn more about thisstudy in this special

    video excerpt.

    ORDER

    https://www.youtube.com/watch?v=8r8miTNri7whttps://www.youtube.com/watch?v=8r8miTNri7whttps://www.youtube.com/watch?v=8r8miTNri7whttps://www.youtube.com/watch?v=8r8miTNri7whttps://resources.khouse.org/full_conference/kidvd27/https://resources.khouse.org/full_conference/kidvd27/https://www.youtube.com/watch?v=8r8miTNri7w
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    T he New Year always presents new goals and new challengesa time to reect, a time to

    pray, and a time to dream. But most importantly, this is a time to get our marchingorders from the One we serve. We feel that 2014 offers many truly exciting chal-lenges and opportunities, and we very much covet your continued

    prayers and counsel in focusing on the most effective ones.Each year we try to assess how well we are fullling the call of God.

    We look at all the possibilities and technologies that are at our disposaland then do our best to utilize them for the Kingdom. o bring you

    up to date, we have included a copy of our most recent update to ourBoard of Directors for your review.

    * * *Radio/YouTube Outreach

    We are beginning to expand our radio outreach again by adding astation in Austin, exas ; one in Sag Harbor, New York ; and a smallerlocal station here inNorth Idaho . Several other radio outlets also con-tinue to broadcast our 66/40 radio program without charge, for which

    we are extremely grateful.Last year we also launched our officialKoinonia House You ube

    channel, which now has over 16,000 subscribers and close to 500 differ-ent video clipsmore are being added daily. If youd like to subscribe,go to You ube.com , search forKoinonia House and subscribe!

    EACH YEAR WE TRY TO ASSESS HOW WELL WE ARE FULFILLING THE CALL OFGOD. WE LOOK AT ALL THE POSSIBILITIES AND TECHNOLOGIES AND THENDO OUR BEST TO UTILIZE THEM FOR THE KINGDOM.

    2013: THE YEIN REVIEW

    ANNUAL REPORT CARD

    Mark Gustafson, President & COO

    BIOby Mark GustafsonPresident and COOKoinonia House Mark Gu stafson haworked at KoinoniHouse for the past 1 years. His involvemewith Internet startupand technology, alonwith his business bac ground, gives him thknowledge and experiento help lead this ministand attain our missionHe is a 40-year reside

    of Idaho and enjoys liin the outdoors and wilof Idaho and understandthe necessity of preping both physically anspiritually.

    http://en.wikipedia.org/wiki/Austin,_Texashttp://en.wikipedia.org/wiki/Sag_Harbor,_New_Yorkhttp://en.wikipedia.org/wiki/North_Idahohttp://www.youtube.com/koinoniahousehttp://localhost/var/www/apps/conversion/tmp/scratch_5/YouTube.comhttp://www.youtube.com/results?search_query=koinonia+house&sm=3http://www.youtube.com/results?search_query=koinonia+house&sm=3http://localhost/var/www/apps/conversion/tmp/scratch_5/YouTube.comhttp://www.youtube.com/koinoniahousehttp://en.wikipedia.org/wiki/North_Idahohttp://en.wikipedia.org/wiki/Sag_Harbor,_New_Yorkhttp://en.wikipedia.org/wiki/Austin,_Texas
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    New Products in 2013

    Last year was a fantastic year for producing new material! We released the followingproducts in the past year:

    Commentaries ( and release date )

    1. Book of John Chuck Missler February 2013 2. Book of Isaiah Chuck Missler January 2014 opical Studies ( and release date ) 1. Redesigning the Church Dan Stolebarger February 2013 2. Church in the End imes Chuck Missler March 2013 3. Jesus: Who & Why Chuck Missler April 2013 4. Leadership for the End imes Ron Matsen April 2013

    5. Te Gospel Ron Matsen May 2013 6. Hidden reasures Chuck Missler June 2013 7. Te Love of God Ron Matsen June 2013 8. Te Great Commission Ron Matsen July 2013 9. Discovering God Ron Matsen July 2013 10. Fulcrum of the Entire Universe Chuck MisslerAugust 2013 11. Human Nature Ron Matsen August 2013 12. Old Paths Dan Stolebarger August 2013 13. Te Beginning of Wisdom Chuck Missler September 2013 14. Defending the Bible Ron Matsen September 2013 15. Angels Vol. 3: Denizens of the Metacosm Chuck Missler December

    2013 Other Collections (and release date) 1. Te Kingdom, Power & Glory Weekend Chuck and Nancy Missler

    May 2013 2. Te Holy Spirit Ron Matsen October 2013 3. Expectations of the Antichrist Chuck Missler & Ron Matsen

    November 2013 4. 2013 Strategic Perspectives Conference December 2013

    If you have not yet watched or listened to these teachings, please doyour life will beenriched!

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    Koinonia Institute

    KI continues to grow and reach new areas of the globe. Our membership currentlystands at 2730. Te testimonies of changed lives come in every day. Pray about joiningand having a life change of your own. Seestudycenter.com for details. Here is a quick

    snapshot of the fruits of this ministry:

    Medallion Holders: - Gold Medallions 13

    - Silver Medallions 65 - Bronze Medallions2,298

    eaching Assistants: 72 Area Representatives: 71

    Koinonia Institutes Annual Conference

    Tis years Strategic Perspectives Conference in Coeur dAlene, Idaho contained somersts: In addition to the individual presentations that have been the hallmark of theconference in previous years, panel discussions were added to the format and were wellreceived. Also, the Koinonia Institute awarded earned Gold Medallions for the rst time tomembers of the Institute. Many of them have been working on this goal for over six years.

    Underlining the fact that the Institute is truly a worldwide ministry, the awardees camefrom Australia , Canada , and the United States .

    New Zealand

    At the end of September I traveled toNew Zealand to visit operations there. Whata beautiful place! It was a pleasure to see how the River Lodge was functioningRon

    Here is a quick snapshotof the fruits of thisministry.

    The River Lodge

    http://www.studycenter.com/http://en.wikipedia.org/wiki/Coeur_d%27Alene,_Idahohttp://en.wikipedia.org/wiki/Australiahttp://en.wikipedia.org/wiki/Canadahttp://en.wikipedia.org/wiki/United_stateshttp://en.wikipedia.org/wiki/New_zealandhttp://en.wikipedia.org/wiki/New_zealandhttp://en.wikipedia.org/wiki/United_stateshttp://en.wikipedia.org/wiki/Canadahttp://en.wikipedia.org/wiki/Australiahttp://en.wikipedia.org/wiki/Coeur_d%27Alene,_Idahohttp://www.studycenter.com/
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    Please continue to pray

    for this ministry, as wecan de nitely see theeffects of your fervent

    prayers.

    Matsen and company are doing an excellent job. Te entire facility is perfectly set up for itsintended purpose of being a Resident Study Retreat. We hope to ll it to its capacity in 2014.

    You can visit kitrust.org to explore the opportunities available to you in New Zealand.

    Back Room UpgradesTis year we upgraded our facility in Idaho with aber 50 mbps Internet connection.

    Tis allows us to conduct live streams and allows for greater productivity on a daily basis. Wealso moved some of our websites into acloud environmentwithin minutes we can nowdouble our capacity. We moved our email subscriber list to a service provider, which allows

    us to send to our entire list in a matter of a couplehours; in contrast, it took 2436 hours previously

    when sending from our own servers.Our online store has been redesigned andupgraded. It now exhibits better navigation, betterproduct display, online gift certicates, and more!Check us out at resources.khouse.org

    Israel Tours Coming in 2014 (Led by Dan Stolebarger)

    School of Discipleship February 6 March 6: Tis experience will seek to provide

    some serious God ime. We will be spending approximately one week in the desert, thena week in Jerusalem, then a week up in theGalilee, ending with a week making our way toHaifa , then down to Caesarea and Netanya . Tis will be a Hebraic type of experience, one that includes conversational teaching as we traverse the Land together rather than in a classroom setting with pre-recorded materials. Our desire will be to provide an experientialtype of learning. We will not just have lessons onprayer and fasting ; we will actually be in-corporating these disciplines coinciding with our studies. Our ultimate goal will be to See

    the Land, Hear the Land and also to Serve the Land. Since the rst trip sold out so quickly, we will add a second trip in June 2014.almidim our March 9 21: Tis is our giving back to Israel a trueGenesis 12

    experience. Tis tour travels via two vans, and the focus is on WORK. We will be working with Helping Hands Coalition, who ministers toHolocaust Survivors. We also will be refur-bishingbomb shelters . almidim is an invitation only tour, and we only accept those whohave been to Israel already.

    http://en.wikipedia.org/wiki/Fiber-optic_communicationhttp://en.wikipedia.org/wiki/Mbps#Megabit_per_secondhttp://en.wikipedia.org/wiki/Cloud_computinghttp://resources.khouse.org/http://resources.khouse.org/http://en.wikipedia.org/wiki/Jerusalemhttp://en.wikipedia.org/wiki/Galileehttp://en.wikipedia.org/wiki/Haifahttp://en.wikipedia.org/wiki/Caesareahttp://en.wikipedia.org/wiki/Netanyahttp://en.wikipedia.org/wiki/Hebraichttp://en.wikipedia.org/wiki/Prayerhttp://en.wikipedia.org/wiki/Fastinghttp://www.blueletterbible.org/Bible.cfm?b=Gen&c=12&t=KJVhttp://en.wikipedia.org/wiki/Holocausthttp://en.wikipedia.org/wiki/Bomb_shelterhttp://en.wikipedia.org/wiki/Bomb_shelterhttp://en.wikipedia.org/wiki/Holocausthttp://www.blueletterbible.org/Bible.cfm?b=Gen&c=12&t=KJVhttp://en.wikipedia.org/wiki/Fastinghttp://en.wikipedia.org/wiki/Prayerhttp://en.wikipedia.org/wiki/Hebraichttp://en.wikipedia.org/wiki/Netanyahttp://en.wikipedia.org/wiki/Caesareahttp://en.wikipedia.org/wiki/Haifahttp://en.wikipedia.org/wiki/Galileehttp://en.wikipedia.org/wiki/Jerusalemhttp://resources.khouse.org/http://resources.khouse.org/http://en.wikipedia.org/wiki/Cloud_computinghttp://en.wikipedia.org/wiki/Mbps#Megabit_per_secondhttp://en.wikipedia.org/wiki/Fiber-optic_communication
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    Petra

    Berean our March 23 31: Tis is geared to- ward those who have never been to Israel before and isan overview of the main Biblical sites. Tis is the tourthat causes so many people to get passionate about Is-

    rael. It transforms the written Word into living color!Petra Extension March 31 April 4: Tis

    extension always lls up because so many want to seea place where future prophecy will be fullled! Tisyear we are also including stops at Jerash and the sea-port town of Eilat .

    Issachar our late October/early November

    2014. Tis is the Israel of oday as well as the Israelof Biblical imes. Tis tour is unique and is alwayslimited to one bus. On this tour our folks will visit anair force base, theKnesset , and IDF outposts inside theGolan Heights . We have Israelispeakers address our group, either on site or in our hotel in the evenings. Tese speakersoften have backgrounds inMossad , Shin Bet , the IDF, or are actual current political gures.

    We also visit Biblical sites, thus our tag line for this tour is the Israel of the Bible as well athe Israel of oday!

    Pray about joining us in Israel this year. For more information, seepage 31.

    Your Help Is Needed

    Please continue to pray for this ministry, as we can denitely see the effects of yourfervent prayers. First on the list is for the supernatural healing ofNancy Missler, who wasdiagnosed withmucosal melanoma in February. Following surgery to remove the tumor andadditional reconstructive surgeries, the cancer returned in October. Nan recently nished a

    round of radiation treatments and we continue to lift her up to the Great Physician.Lastly, for those who can help this ministry nancially, we thank you. We have many

    opportunities presenting themselves inChina , Korea , Romania and throughout South America . Your contributions help make this possible.

    Its an honor and an awesome privilege to serve our King, and I thank you for allowingthis ministry to continue to change lives for the Lord. May God richly bless you this year asyou continue to serve Him!

    http://en.wikipedia.org/wiki/Jerashhttp://en.wikipedia.org/wiki/Eilathttp://en.wikipedia.org/wiki/Knessethttp://en.wikipedia.org/wiki/Israel_Defense_Forceshttp://en.wikipedia.org/wiki/Golan_heightshttp://en.wikipedia.org/wiki/Mossadhttp://en.wikipedia.org/wiki/Shin_Bethttp://www.kingshighway.org/nancy-missler-updates/http://en.wikipedia.org/wiki/Mucosal_melanomahttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/Koreahttp://en.wikipedia.org/wiki/Romaniahttp://en.wikipedia.org/wiki/South_americahttp://en.wikipedia.org/wiki/South_americahttp://en.wikipedia.org/wiki/South_americahttp://en.wikipedia.org/wiki/South_americahttp://en.wikipedia.org/wiki/Romaniahttp://en.wikipedia.org/wiki/Koreahttp://en.wikipedia.org/wiki/Chinahttp://en.wikipedia.org/wiki/Mucosal_melanomahttp://www.kingshighway.org/nancy-missler-updates/http://en.wikipedia.org/wiki/Shin_Bethttp://en.wikipedia.org/wiki/Mossadhttp://en.wikipedia.org/wiki/Golan_heightshttp://en.wikipedia.org/wiki/Israel_Defense_Forceshttp://en.wikipedia.org/wiki/Knessethttp://en.wikipedia.org/wiki/Eilathttp://en.wikipedia.org/wiki/Jerash
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    Gunnar Johnson, StewardshipGateway Church

    No matter where we live in the world or whatever generation God haschosen to place us, we will experience nancial uncertainty.

    Tank goodness for timeless divinely inspired Scriptures thattell us how to live.

    Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, I will never leave you nor forsake you.

    Hebrews 13:5

    Te following seven Biblical nancial insights will help you navi-gate todaysand tomorrowsnancial turmoil.

    1. Understand God Owns It All

    Understand God owns it allwe are onlystewards. When thismessage sinks from our mind to our heart, it is a relief. God reallyowns everything and gives time, talent and treasure to us for the sea-son of our short life to manage for the glory of His Kingdom.

    2. Determine your Kingdom Allegiance

    Remember Jesus Words in theSermon on the Mount :

    No one can serve two masters; for either he will hate the one and lovethe other, or he will be devoted to one and despise the other. You cannotserve God and wealth.

    Matthew 6:24

    THE FOLLOWING SEVEN BIBLICAL FINANCIAL INSIGHTS WILL HELP YOU NAVI-GATE TODAYS AND TOMORROWS FINANCIAL TURMOIL.

    NAVIGATING FINUNCERTAINTY

    FINANCIAL TURMOIL PART 2

    BIOGunnar Johnson Ex-ecutive Stewardship Pas-tor, Gateway ChurchGunnar Johnson serves as theExecutive Pastor of Finan-cial Stewardship at Gate-way Church in Southlake,

    exas, and is the authorof a new book,GenerousLife Journey. Prior to com-

    ing to Gateway, Gunnarwas a business entrepreneurwho established, owned andoperated two successful com panies. Since 1999 he hasworked closely with nanciaministries such as Crown Fi-nancial Ministry and DaveRamsey to develop tools necessary for teaching the local church body and about faith and nances. Gunnarhas had the opportunity toreach across internationalborders bringing the stew-ardship message to church-es in Europe, and Israel.

    http://www.blueletterbible.org/Bible.cfm?b=Hbr&c=13&t=KJV#s=1146005http://en.wiktionary.org/wiki/stewardhttp://en.wikipedia.org/wiki/Sermon_on_the_Mounthttp://www.blueletterbible.org/Bible.cfm?b=Mat&c=6&t=KJV#s=935024http://www.blueletterbible.org/Bible.cfm?b=Mat&c=6&t=KJV#s=935024http://en.wikipedia.org/wiki/Sermon_on_the_Mounthttp://en.wiktionary.org/wiki/stewardhttp://www.blueletterbible.org/Bible.cfm?b=Hbr&c=13&t=KJV#s=1146005
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    I wonder if Jesus had the words of Joshua in mind as he gave His message? Joshua chal-lengesIsrael in the same way.

    And if it seems evil to you to serve the Lochoose for yourselves this day whom you will swhether the gods which your fathers served thwere on the other side of the River, or the godsthe Amorites, in whose land you dwell. But as me and my house, we will serve the Lord.

    Joshua 24:15 (NKJV)

    Te challenge is to decide whom we will serve. Its the exact same challenge for us todaGod or money. God or possessions. When opposed to each other, God or country? Who wilyou serve? Many times the result of losing money or even thethreatof losing money is a rev-elation that MONEY was really your god. Choose wisely, my friends. We cannot serve both

    3. Practice Generosity

    Practice generosityGod is a generous God. For God so love the worldhe gave...

    ( John 3:16 ). It is His nature to be generous. An open handthat gives is available to receive. Generosity shaped our heartto be more like God. In the midst of nancial uncertainty, isthe Lord challenging you to also grow in generosity?

    Te generous soul will be made rich, And he who waters willalso be watered himself.

    Proverbs 11:25 (NKJV)

    4. Avoid the Use of Debt

    Debt limits future opportunities because of previous decisions. Debt also places us in aservant/lender relationship.

    Te rich rules over the poor, And the borrower is servant to the lender.Proverbs 22:7 (NKJV)

    Understand Godowns it allweare only stewards.

    http://en.wikipedia.org/wiki/Joshuahttp://en.wikipedia.org/wiki/Israelhttp://www.blueletterbible.org/Bible.cfm?b=Jos&c=24&t=KJV#s=211015http://www.blueletterbible.org/Bible.cfm?b=Jhn&c=3&t=KJV#s=1000016http://www.blueletterbible.org/Bible.cfm?b=Pro&c=11&t=KJV#s=639025http://en.wikipedia.org/wiki/Debthttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=22&t=KJV#s=650007http://www.blueletterbible.org/Bible.cfm?b=Pro&c=22&t=KJV#s=650007http://en.wikipedia.org/wiki/Debthttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=11&t=KJV#s=639025http://www.blueletterbible.org/Bible.cfm?b=Jhn&c=3&t=KJV#s=1000016http://www.blueletterbible.org/Bible.cfm?b=Jos&c=24&t=KJV#s=211015http://en.wikipedia.org/wiki/Israelhttp://en.wikipedia.org/wiki/Joshua
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    With economic uncertaintyaround the corner I believe it isdownright foolish to be in debt. Iknow this sounds harsh, but I mean

    to motivate, not condemn. Get outof debt as quickly as possible whilepreparing for the future.

    5. Create Margin By Living

    Under your Income

    My family has been on a quest to create maximummargin in our nances. Te moremargin, the more options. Systematically analyze every monthlyexpenditure . Is it a need , want , or desire? Many of the items, like the cable bill, we cut and have not been missed. Ev-ery situation is different. God will guide you with specic wisdom in the creation of margin.

    6. Save

    I like the way the Amplied Bible translates the following verse:

    Tere are precious treasures and oil in the dwelling

    of the wise, but a self-condent and foolish manswallows it up and wastes it.

    Proverbs 21:20 (Amplied Bible)

    Te nancial order of using money shouldbe to give rst, then save, then spend. Creating a

    lifestyle of saving will yield margin for today and security for tomorrow. What vehicle do Irecommend for saving? Tat is another article for another time, but I leave you with this.PracticeSolomon -style investing, the richest man in the worlds advice is found here. Diver-sify, diversify.

    Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon theEcclesiastes 11:2 (KJV)

    The nancial order ofusing money should beto give rst, then save,then spend.

    http://en.wiktionary.org/wiki/marginhttp://en.wiktionary.org/wiki/expenditurehttp://en.wikipedia.org/wiki/Needhttp://en.wikipedia.org/wiki/Wanthttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=21&t=KJV#s=649020http://en.wikipedia.org/wiki/Solomonhttp://www.blueletterbible.org/Bible.cfm?b=Ecc&c=11&t=KJVhttp://www.blueletterbible.org/Bible.cfm?b=Ecc&c=11&t=KJVhttp://en.wikipedia.org/wiki/Solomonhttp://www.blueletterbible.org/Bible.cfm?b=Pro&c=21&t=KJV#s=649020http://en.wikipedia.org/wiki/Wanthttp://en.wikipedia.org/wiki/Needhttp://en.wiktionary.org/wiki/expenditurehttp://en.wiktionary.org/wiki/margin
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    7. Build Your Eternal Investment Portfolio

    If any man builds on this foundation using gold, silver, wood, hay or straw, their workshown for what it is, because Te Day will bring it to light. It will be revealed with r

    the re will test the quality of each persons work. If what has been built survives, thwill receive a reward. If it is burned up the builder will suffer loss but yet will be savethough as one escaping through the ames.

    1 Corinthians 3:12-15

    Te way we live today determines our eternal rewards and treasure in heaven. No matter what we do nancially, make it the top priority to walk down the middle of Gods Will foryour life. o build a man-centered big kingdom of sand is still just a temporal kingdom ofsand. As a seasoned eternal investor, keep focused on the true return in the Kingdom of God

    Tere are days of economic uncertainty ahead, just as there always have been. Te sever-ity of the turmoil is in the hands of our loving Father. No matter the future, join me in seek-ing the Kingdom of GOD and loving the lost andreaching them with the Good News of our LordChrist Jesus.

    * * *For background on my spiritual and nancial journey, see my book,Generous Life Journey.

    In it I recount how at 23 years old, eventhough I was a new Christian, I thought I kneweverything and set out to prove the Bible wrongabout tithing . Ill prove this tithing doesnt work.Ill tithe my way intobankruptcy . God does not

    work in our nances in this modern day and age.Find out how my encounter with God foreverchanged my life course and taught me that the wayone handles nances is an issue of the heart.

    $14.95 (Limited quantities. See order form.)

    http://www.blueletterbible.org/Bible.cfm?b=1Cr&c=3&t=KJV#s=1065012http://en.wikipedia.org/wiki/Tithehttp://en.wikipedia.org/wiki/Bankruptcyhttp://en.wikipedia.org/wiki/Bankruptcyhttp://en.wikipedia.org/wiki/Tithehttp://www.blueletterbible.org/Bible.cfm?b=1Cr&c=3&t=KJV#s=1065012
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    O ver eight years ago I left a large church in San Diegoto become part of a new revolution. Mygut (okayprobably theHoly Spirit ) was telling me that God was leading me toa new type ofministry that had never been done before. So, I made the move andhitched my wagon to Chuck Missler and K-House and began

    this new work.

    Early Planning at Koinonia Institute

    Even today I can remember the times that Chuck and I wouldspend in his officeplottin and schemin , at least thats what we called

    it, but in reality I can see that it was really us seeking the mind of theLord! In the early days we often spoke about thefog lifting and then

    we relished a new-found clarity.Over the weeks and months we discovered the three pillars the

    Lord had given to us and thesepillars are what we used as a foundationto build what we now call Koinonia Institute. Tings seemed to be go-ing at warp speed back then and Chuck and I often quipped, Tere

    they go and were their leaders!Now, as KI was being formed we were very cautious not to presentourselves as a replacement for the Church; we truly saw the Institute asa supplement to the Church.

    The Role of Small Groups

    As I look back at the time I served at amega-church in San Diego ,I can now see some of the seeds that God used to plant KI. We were a

    THIS YEAR WE ARE SEEKING THE LORD IN REGARDS TO STARTING A REGULARWEEKLY ONLINE BROADCAST, WHICH WE ARE TENTATIVELY CALLING THEKOINONIA INTERNATIONAL FELLOWSHIP.

    ONCE AGAIN THIS LIFTING

    KOINONIA INTL FELLOWSHIP

    Dr. Dan Stolebarger Executive Director, KI

    Dan Stolebarger ,Executive Directorof Education, KIDan was born and raisedin San Diego, California.During his Senior year ofhigh school, Dan came toknow Jesus Christ as hisLord and Savior. Earlyon, Dan had a deep thirst for the Word of God, aswell as a desire to be asold-out man of God.Dan met Chuck Misslerand traveled with him tothe Mediterranean coun-tries and Israel. Dan leftSan Diego and movedto Coeur dAlene, Idahoto serve as the ExecutiveDirector of KoinoniaInstitute Education.

    BIO

    http://en.wikipedia.org/wiki/Holy_spirithttp://en.wiktionary.org/wiki/ministryhttp://www.khouse.org/pages/mcat/khouse/about_the_misslers/http://www.khouse.org/http://en.wikipedia.org/wiki/Foghttp://en.wiktionary.org/wiki/pillarhttp://en.wikipedia.org/wiki/Mega-churchhttp://en.wikipedia.org/wiki/San_diegohttp://en.wikipedia.org/wiki/San_diegohttp://en.wikipedia.org/wiki/Mega-churchhttp://en.wiktionary.org/wiki/pillarhttp://en.wikipedia.org/wiki/Foghttp://www.khouse.org/http://www.khouse.org/pages/mcat/khouse/about_the_misslers/http://en.wiktionary.org/wiki/ministryhttp://en.wikipedia.org/wiki/Holy_spirit
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    young church and always planned a yearly visitfrom Chuck Missler. During that time I was boththe ExecutivePastor as well as the pastor oversee-ing all of ourSmall Groups .

    Chuck could truly see that we were commit-ted to building Small Groups, as we coined thephrase that our church was a church that was madeup of Small Groups! We knew the power of thesesmall groups and how the Lord was using themto assist in growing passionate almidimers (Dis-ciples).

    With the Small Group revolution as a back-drop, along with Chucks past experiences inHome Fellowships, he recorded a opical StudycalledTe Once and Future Church. Heres whatChuck has to say about this teaching:

    Te greatest personal growth Ive ever witnessed occurred in ahome Bible study. Te fellowship of those intimate home groups,where people can interact, ask questions, and hold one anotheraccountable, was the place of growth for all of usteacher andstudent...Tis was, of course, the way it all started. A groupof only a dozen sherman and othersalong a seaside inGalilee. Even later as Paul traveled and planted, it was theintimacy of home fellowships that provided the earliest forums for the Gospel. oday, too many people get lost in church and

    are only getting a surface skimming of the Word of God. We encourage you to be intand get involved!

    The Bronze Package Is Born

    So, the work began, and the Bronze Package was soon created, which included threecourses by Chuck and one by me. Tese courses were centered around our Pillars:Bere-

    In the early dayswe often spokeabout the fog lift-ing and then werelished a new-

    found clarity.

    ORDER

    http://en.wikipedia.org/wiki/Pastorhttp://en.wikipedia.org/wiki/Cell_grouphttp://en.wikipedia.org/wiki/Disciple_(Christianity)http://en.wikipedia.org/wiki/Disciple_(Christianity)http://en.wikipedia.org/wiki/Bereanhttps://resources.khouse.org/index.php?p=product&id=2218/?NJhttps://resources.khouse.org/index.php?p=product&id=2218/?NJhttp://en.wikipedia.org/wiki/Bereanhttp://en.wikipedia.org/wiki/Disciple_(Christianity)http://en.wikipedia.org/wiki/Disciple_(Christianity)http://en.wikipedia.org/wiki/Cell_grouphttp://en.wikipedia.org/wiki/Pastor
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    Now, just like it waseight years ago, weare seeing somemore fog beginningto lift as we look atthe future of KI...

    anOld and New estament Survey;Issachar Introduction to Prophecy and Koinonos Introduction to Spiritual Disciplines.

    Te curriculum was the easy part, but now we needed to go beyond a self-study methodand start exploiting new technology calledOnline Learning ! Looking back I can remember

    the fog lifting once again as we built three elements to each of these online classes. First, we made the material available in a variety of ways:MP3 , downloads,CDs , and of course

    DVDs because we knew that people learn in different ways. Second, because we wanted interaction for ourstudents we put together Discussion Questions thatallowed them to both briey answers some questionsas well as to interact with other students in their class-

    room. We had no idea how popular that aspect would be-

    come! People began to build real community in theseonline classes! We then added weekly quizzes and a

    comprehensive nal to complete the course.Last was the question of how to grade. We then came up with the following grading

    scale: Discussion Question participation = 25%; weekly quizzes = 25%; and ComprehensiveFinal = 50%.

    Te amazing thing to remember is this was being done entirely on the Internet. Hun-dreds began to see the value of this and thousands of folks have joined Koinonia Instituteover the years, and to date it is staggering to think that we have awarded over 2300 BronzeMedallions!

    http://en.wikipedia.org/wiki/Bereanhttp://en.wikipedia.org/wiki/Issacharhttp://en.wikipedia.org/wiki/Koinonoshttp://en.wikipedia.org/wiki/Curriculumhttp://en.wikipedia.org/wiki/E-learninghttp://en.wikipedia.org/wiki/Mp3http://en.wikipedia.org/wiki/Compact_Dischttp://en.wikipedia.org/wiki/Dvdhttp://en.wikipedia.org/wiki/Dvdhttp://en.wikipedia.org/wiki/Compact_Dischttp://en.wikipedia.org/wiki/Mp3http://en.wikipedia.org/wiki/E-learninghttp://en.wikipedia.org/wiki/Curriculumhttp://en.wikipedia.org/wiki/Koinonoshttp://en.wikipedia.org/wiki/Issacharhttp://en.wikipedia.org/wiki/Berean
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    Koinonia Institute

    Today

    Over the years wehave added lots of courses

    and created two other Me-dallion racks: Silver andGold to go along with theBronze. And at our lastKoinonia Institute Strate- gic Perspectives Conferen we awarded our rst 10

    earned Golds to go along with our 65 Silvers.One thing that has stuck in my mind was that when we were beta testing some of these

    early classes I would do an exit survey and was stunned to nd that one of the things that oustudents enjoyed the most were the Discussion Questions! Te reason? Because they foundother folks that had similar passions and were like-minded! I guess it was a kind of a validation that they werent weird! Part of it was because others had some of the same concernsregarding their church experiences; they really didnt want to leave but they could see theirchurch being compromised and slipping towards the things of the world. Even though wetoo could see this we still wanted to be cautious in not

    wanting to be seen as a ministry that was competing with the church. However

    Koinonia International Fellowship

    Now, just like it was eight years ago, we are seeing

    some more fog beginning to lift as we look at the futureof KI. Even though we still do not want to compete

    with churches, we are starting to see a need for us totighten the cords of our Fellowship! Many of those whoare a part of the Institute are nding that the koinoniain the classroom is just not enough, and many are starv-ing for more KI Fellowship.

    ...Many of thosewho are a part ofthe Institute are

    nding that thekoinonia in theclassroom is just notenough and manyare starving formore KI Fellowship.

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    So, this year we are seeking the Lord in regards to starting a regular weekly online broad-cast, which we are tentatively calling Te Koinonia International Fellowship.

    One of our goals will be to include at least three segments into this weekly service: aBerean devotional, an Issachar Report and then get a glimpse of those who are doing it as

    we highlight a Koinonos practicum. Again, just like back at the beginning we are praying for clarity, but as I reect back, the

    words of Chuck Missler continue to ring in my earsthe church began in homes and mayone day end in homes!

    What we are planning is the next step in creating an intentional online global Fellow-ship of like-minded Believers that are passionate about Discipleship!

    As I am writing I hear the lyrics from a song from way back saying (or I guess praying)

    these words:

    Bind us together, Lord bind us together with cords thacannot be broken! Bind us together, Lord bind us together with cordsof love!

    And as Solomon wrote:

    Tough one may be overpowered by another, two can withstand him. And a threefold conot quickly broken.

    Ecclesiastes 4:12

    Please keep this endeavor in your prayers and keep your eyes open.

    The church began inhomes and may oneday end in homes.

    http://www.blueletterbible.org/Bible.cfm?b=Ecc&c=4&t=KJV#s=663012http://www.blueletterbible.org/Bible.cfm?b=Ecc&c=4&t=KJV#s=663012
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    Now accepting applications for June 2014

    http://studycenter.com/tours.htmlhttp://studycenter.com/isod.html
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    As Nancy continues to get better, we atTe Kings High Way Ministries have been bringingback articles she wrote over the past 15 years. Tese messages are a chronology of

    what the Lord taught her through Scripture during her own personal faith journey.Its amazing how the Lord gave her Scriptural knowledge of the

    practical how to of Christianity. Because of her willingness to share what the Lord showed her, we are privy to insights from Gods Word forthe times we are living intoday.

    In this article, which was written in 2004, Nan opens with a truestory about a missionary who lost his faith in God and didnt nish the

    race because of his own emotional choices. He chose to follow his ownfeelings, thoughts and desires rather than continue in Gods Will for hislife. She highlights in this article the dangers and pitfalls of letting ouremotions rule our life.

    As we enter this new year of 2014, we pray that you will have endur-ance on your own personal journey of life. May you keep the faith, nishthe race and someday hear the Lord say:

    Well done, thou good and faithful servant: thou hast been faithful over a fewthings, I will make thee ruler over many things: enter thou into the joy of thy lord.

    Matthew 25:21* * *

    Lets begin with a classic example from one ofDavid Wilkerson snewsletters ( imes Square Pulpit Series , 2/16/98) that graphically illus-trates the cost of making emotional choices:

    WHEN WE CHOOSE TO FOLLOW OUR OWN FEELINGS AND DESIRES OVERGODS WILL, WE QUENCH HIS SPIRIT IN US.

    THE DANGEREMOTIONAL C

    AGAINST THE TIDE

    Nancy Missler, Founder, KHW

    N a n c y M i s s l e rDirector/Founderof Kings High WayNancy Missler ha published four studieTe Way of Agape, Be Ye ransformed, Faithin the Night Seasons,and her latest, heKingdom, Power &Glory. In addition tothese popular studies salso has published sPlain and Simple Seriesbooks, as well as twIn His Likeness Seriesbooks.Nancy has been marrie for ov er 50 years tChuck Missler. Tey arthe parents of four growchildren, one of whom h gone to be with the Lorand seven grandchildre

    BIO

    http://www.blueletterbible.org/Bible.cfm?b=Mat&c=25&t=KJV#s=954021http://en.wikipedia.org/wiki/David_Wilkersonhttp://en.wikipedia.org/wiki/David_Wilkersonhttp://www.blueletterbible.org/Bible.cfm?b=Mat&c=25&t=KJV#s=954021
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    In 1921, two young missionary couples inStockholm, Sweden , received a burden togo to the Belgian Congo (which is nowZaire). David and Svea Flood (along with theirtwo-year-old son) joined Joel and Bertha Erickson to battle insects, erce heat,malaria andmalnutrition . But after six months in the jungle, they had made little or no contact with the

    native people. Although the Ericksons decided to return to the mission station, the Floodschose to stay in their lonely outpost. Svea was now pregnant and sick with malaria, yet she

    faithfully continued to minister to their one and onlyconvert, a little boy from one of the nearby villages.

    Svea died after giving birth to a healthy babygirl, and as David Flood stood over his beloved wifesgrave, he poured out his bitterness to God: Why did

    You allow this? We came here to give our lives, and now my wife is dead at 27! All we haveto show for all this is one little village boy who probably doesnt even understand what wevetold him. Youve failed me, God. What a waste of life!

    David Flood ended up making drastic emotional choices: he chose to leave his newdaughter with the Ericksons; he took his son back home with him to Sweden; and, fromthen on, he never allowed the name of God to be mentioned in his presence. His little girl

    was raised in the Congo by an American missionary couple, who named their adopteddaughter Aggie.

    Troughout her life, Aggie tried to locate her real father, but her letters were never an-swered. She never knew that David Flood had remarried and fathered four more children,and she never knew that he had plunged into despair and had become analcoholic . But

    when she was in her forties, Ag-gie and her husband were givenround-trip tickets to Sweden, and

    while spending a days layoverin London , the couple went tohear a well-known black preacherfrom the Belgian Congo.

    After the meeting, Aggieasked the preacher, Did you everknow David and Svea Flood? o

    His anger towards Godhad totally wasted hislifes potential...

    http://en.wikipedia.org/wiki/Stockholm,_Swedenhttp://en.wikipedia.org/wiki/Belgian_Congohttp://en.wikipedia.org/wiki/Zairehttp://en.wikipedia.org/wiki/Malariahttp://en.wikipedia.org/wiki/Malnutritionhttp://en.wikipedia.org/wiki/Alcoholismhttp://en.wikipedia.org/wiki/Swedenhttp://en.wikipedia.org/wiki/Londonhttp://en.wikipedia.org/wiki/Londonhttp://en.wikipedia.org/wiki/Swedenhttp://en.wikipedia.org/wiki/Alcoholismhttp://en.wikipedia.org/wiki/Malnutritionhttp://en.wikipedia.org/wiki/Malariahttp://en.wikipedia.org/wiki/Zairehttp://en.wikipedia.org/wiki/Belgian_Congohttp://en.wikipedia.org/wiki/Stockholm,_Sweden
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    her great surprise, he answered, Svea Floodled me to the Lord when I was a little boy.

    Aggie was ecstatic to learn that her mothersonly convert was being mightily used to evan

    gelize Zaire, and he was overjoyed to meet thdaughter of the woman who had introducedhim to Christ.

    When Aggie arrived in Sweden, she lo-cated her father in an impoverished area ofStockholm, living in a rundown apartmentlled with empty liquor bottles. David Flood

    was now a 73-year-olddiabetic who had hada stroke and whose eyes were covered withcataracts , yet when she identied herself, hebegan to weep and apologize for abandon-

    ing her. But when Aggie said, Tats okay, Daddy, God took care of me, he became totallyenraged.

    God didnt take care of you! he cried. He ruined our whole family! He led us to Af-rica and then betrayed us! Nothing ever came of our time there, and it was a waste of ourlives!

    Tats when Aggie told him about the black preacher shed just met in London, and howthe Congo had been evangelized through the efforts of his

    wifes one and only convert. As he listened to his daughter, theHoly Spirit suddenly fell on David Flood, and tears of sorrowand repentance began to ow down his face. Although Godmercifully restored him before he died, David Flood left be-hind ve unsaved and embittered children.His anger towards God had totally wasted his li potential and created a tragic legacy for his family.

    * * * Again, this story clearly illustrates the danger of going with the tide of emotion and fol

    lowing ones own thoughts and desires. Had David Flood chosen by an act of his will to ac-cept the tragic situation and know that somehow God would use it for His glory, who know

    what awesome fruit God could have brought forth from his life?God is involved in every

    ...and created atragic legacy forhis family.

    http://en.wikipedia.org/wiki/Diabeteshttp://en.wikipedia.org/wiki/Cataractshttp://en.wikipedia.org/wiki/Cataractshttp://en.wikipedia.org/wiki/Diabetes
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    aspect of our existence, and there is no sorrow so great that He cannot somehow recycle forth a blessing.Te deciding factor, however, is our own choice to release God to work.

    Nothing Shall Separate Us

    Te above story exemplies that when we choose to follow our own feelings and desiresover Gods will, we quench His Spirit in us. Tis, then, blocks His Love not only from ow-ing through us to others, but also hinders us from experiencing His Love personally.

    Psalm 119:70 explains this further. It says that when we make emotional choices, ourhearts become fat as grease (likekitchen lard !). Tis grease, then, not only clogs, chokesout and quenches any communication or personal leading from God, it also causes us to

    become insensitive and unfeeling towards others. James describes this as the pure water of GodsSpirit getting blocked off and coming out bitter.( James 3:10-11 )

    Its interesting to note that in a real life situ-ation, when you put grease or fat on a physicalburn , you not only make that area insensitive and

    resistant to healing, you also cause ascar to be formed in its place. Sin and self are just likethat greasethey not only make us insensitive and resistant to Gods leading, they also leavescars on our lives. In other words, we always reap the consequences of our wrong choices, asclearly seen in the above story about Aggie.

    What Is Sin?

    Te Bible tells us that sinis anything we choose to do orbelieve that is not of faith.(Romans 14:23 ) Now, if we areChristians who sin, God remainsin our hearts, but His Spirit willbe quenched and thus, His Life inour hearts is blocked from com-ing forth.

    When I used to think of sin,I thought of the list in Galatians

    The Bible tells us thatsin is anything wechoose to do or believethat is not of faith.(Romans 14:23)

    http://www.blueletterbible.org/Bible.cfm?b=Psa&c=119&t=KJV#s=597070http://en.wikipedia.org/wiki/Lardhttp://en.wikipedia.org/wiki/James_the_Justhttp://www.blueletterbible.org/Bible.cfm?b=Jam&c=3&t=KJV#s=1149010http://en.wikipedia.org/wiki/Burnhttp://en.wikipedia.org/wiki/Scarhttp://www.blueletterbible.org/Bible.cfm?b=Rom&c=14&t=KJV#s=1060023http://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJV#s=1096019http://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJV#s=1096019http://www.blueletterbible.org/Bible.cfm?b=Rom&c=14&t=KJV#s=1060023http://en.wikipedia.org/wiki/Scarhttp://en.wikipedia.org/wiki/Burnhttp://www.blueletterbible.org/Bible.cfm?b=Jam&c=3&t=KJV#s=1149010http://en.wikipedia.org/wiki/James_the_Justhttp://en.wikipedia.org/wiki/Lardhttp://www.blueletterbible.org/Bible.cfm?b=Psa&c=119&t=KJV#s=597070
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    5:19-21 and I could say, Hey, Im really okay. Idont do those kinds of things! But, then I cameacross a little book calledTe Calvary Road by RoyHession that changed my life.

    In this little book, there is a list of subtle thingsthat cover our hearts and separate us from GodsLife just as much as the big ones of Galatians 5 .Let me recall just a few:Self-pity, self-defensiveness,oversensitivity, criticalness, resentfulness, worry, grumbling, bossiness, self-complacency, self-energy, self-seeking, self-indulgence, and self-consciousness.

    Te above list describes sins that quench GodsSpirit and cover our hearts just as much as the big-gies of Galatians 5. Tese little sins cover ourhearts with grease, form a barrier or a blockage andprohibit Gods Life from being experienced, notonly personally, but alsothrough us to others.

    An Example: Could I Borrow Some Money?

    Joanne was a hairdresser in a Christian salon and a total perfectionist. She never couldstand any untidiness or messiness in her booth. She befriended Susie, a Christian who

    worked in the booth next to hers. Susie was a single mom, who out of necessity (when herbaby-sitter did not show up) brought her two little children to work with her. Of course,the kids often brought crackers and cookies, and before long the whole place became a totadisaster.

    Joanne tried to put up with this situation for a while. She smiled and pretended every-

    thing was ne, even sometimes taking care of Susies children. But after months of the incovenience and the mess, she unknowingly allowed deep roots of bitterness to grow.

    Like many of us, Joanne didnt realize that when we dont deal with our real negativethoughts and emotions right away, they form a barrier (grease) over our hearts and can be-come the motivation for many of our actions.

    One day while out shopping, Joanne ran into Susie who was trying to buy some clothesSusiesestranged husband was coming over the next night for a visit, and Susie was hop-

    http://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJV#s=1096019http://www.amazon.com/Calvary-Road-Roy-Hession/dp/1444455664http://www.amazon.com/Calvary-Road-Roy-Hession/dp/1444455664http://en.wikipedia.org/wiki/Roy_Hessionhttp://en.wikipedia.org/wiki/Roy_Hessionhttp://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJVhttp://en.wiktionary.org/wiki/estrangedhttp://en.wiktionary.org/wiki/estrangedhttp://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJVhttp://en.wikipedia.org/wiki/Roy_Hessionhttp://en.wikipedia.org/wiki/Roy_Hessionhttp://www.amazon.com/Calvary-Road-Roy-Hession/dp/1444455664http://www.blueletterbible.org/Bible.cfm?b=Gal&c=5&t=KJV#s=1096019
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    ing there might be achance for a reconcilia-tion. When Susie wentto pay for the clothes,

    however, the cashier forsome reason couldnttake her credit card. Shedidnt have any cash inher purse, so she quicklyturned to Joanne andasked, Please, could I

    borrow some money? Illpay you back at work in the morning.

    Before Joanne could even think, she responded with, No, Im really sorry, but... andthen she made up some feeble excuse for why she couldnt loan Susie the money. Joanne actu-ally had plenty of money in her purse, but because her heart was so clogged by resentmentand bitterness, she reacted out of that grease, rather than Gods Love.

    Susie responded, Oh, I understand. I was just hoping to make tomorrow night special. Itsokay.

    And then she left. Joanne was mortied. Shecould hardly believe what had just came out ofher mouth. She could have easily lent Susie themoney, because she had plenty in her purse. Guiltand shame consumed her. She nally went to the

    ladies room to regain her composure. In the bathroom, she wept, asking the Lord to forgiveher. He exposed the bitterness and resentment that she was still harboring in her heart againstSusie for always bringing her children to work. Joanne thanked God for revealing the truth,chose to confess and repent of it and then, to give it over to the Lord, knowing that He

    would forgive her and cleanse her. When she left the bathroom and went back into the store, she saw Susies pile of clothes

    still sitting there on the counter. Prompted by the Holy Spirit, she bought the clothes as a gift

    Our thoughts trigger ouremotions; our emotionsstir up our desires; and,our desires produce ouractions.

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    for Susie. When Joanne went to work the next morning, she told Susie the whole story, askeher forgiveness and then gave her the love gift out of her heart. Once again the sweetfountain water of Gods Life in Joannes heart was able to ow. ( James 3:10-11 ) When wedaily wash our hearts with that cool, fresh, running water of Gods Word by confessing, re-

    penting, and giving our sins to God, our sin and our self will not only be washed away, butno scars will be left!

    Chain Reaction of Our Soul

    One of the more interesting things I learned when I was writingBe Ye ransformed isthat there is a natural mental and emotional chain reaction in each of our souls. In other

    words, if we could peel back the outer layer of our soul, we would see that ourthoughts trig-

    ger our emotions ; our emotions then stir up our desires ; and, our desires produce ouractions .In other words, every action we take really comes from four split decisions. Since ourthoughts are the rst to be triggered in this chain-reaction, God puts great emphasis on themthroughout Scripture. He knows that if we can catch the negative thoughts when they rstoccur, then well be able to stop the whole chain reaction before it even begins. And thus, wmight be able to prevent some of the sin before it occurs in our lives.

    What happens, however, when wedont take every thought captive is that we end upbeing carried on by the tide of emotion (that chain reaction), quenching Gods Spirit, andthen His Life in our hearts is thwarted. Tis is why 2 Corinthians 10:5 exhorts us to: ...bring into captivity every thought to the obedience of Christ. In other words, we are to stopand examine the thoughts

    we have. Now, obviously, wecant examine every th

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