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Home > Documents > PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf...

PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf...

Date post: 03-Jun-2020
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g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt @)&^÷)(÷@( ut] @)&^÷!!÷!* ut] @)&^÷!@÷@# -a}+lsË ;do kZrft\_ xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt xsk|b z]o/ lgisfzg aGb x'g] ldlt …xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Ú b/vf:t ;fy k|lt ;fwf/0f z]o/ ?=!))÷— sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] . qm]l86 /]l6· ;DaGwL ljj/0f M aLdf P]g, @)$( tyf sDkgL P]g, @)^# cGtu{t ;+:yflkt sf] /lhi68{ sfof{no M jL/u~h, k;f{ g]kfn skf]{/]6 sfof{noM sdnfbL, sf7df8f}+, g]kfn. kmf]g g+= )!–$@!@($) km\ofS; g+= )!–$@#*#&% E-mail: [email protected] Website: www.prudential.com.np r'Qmf k"FhL ?= ^$,!%,@),)))÷– sf] !)M^ sf] cg'kftdf -cyf{t\ ljBdfg !) lsQf z]o/ a/fa/ gofF ^ lsQf z]o/sf] b/n]_ z]o/wgLx?nfO{ ?= #*,$(,!@,)))÷– z]o/ k"FhL a/fa/ k|lt z]o/ ?= !))÷– c+lst b/sf s'n #*,$(,!@) lsQf z]o/x?sf] xsk|b z]o/ lgisfzg ug{sf nflu k|sflzt . o; sDkgLåf/f hf/L ug{ nfu]sf] xsk|b z]o/ lgisfzgnfO{ af]8{af6 qm]l86 /]l6· ;DaGwL sfo{ ug{ cg'dlt k|fKt ;+:yf Oqmf g]kfn (ICRA Nepal) lnld6]8n] ldlt @)&^÷)%÷!* ut] [ICRANP] IPO Grade 4+ k|bfg u/]sf] 5 . [ICRANP] IPO Grade 4+ n] cf}ift eGbf tn cfwf/x? [Below Average Fundamentals] hgfpbF5 . u|]8 @,#,$ df k|of]u ul/g] + (plus) lrGxn] To; ;d"xsf t'ngfTds ;sf/fTds l:yltnfO{ hgfpbF5 . lgisfzg tyf laqmL k|aGwssf] pb\3f]if0fM xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df o; ;+:yfsf] Joj:yfklso, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ cg'?ksf] of]Uotf k'u]sf] k|lta4tfkq -8\o" 8]lnh]G;\ ;l6{lkms]6_ k|:t't u/]sf 5f}+ . lwtf]kq nufgLdf x'g ;Sg] hfl]vdaf/] nufgLstf{ :jo+n] ljrf/ ug'{kg]{ 5 . o; k|'8]lG;on OG:of]/]G; sDkgL lnld6]8n] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx?Aff/] o; ljj/0fsf] bkmf -y_ df pNn]v ul/Psf] 5 . PgPdla Soflk6n lnld6]8 gfukf]v/L, sf7df8f}+ kmf]g g+=M )!–$$#&(^#, km\ofS;M )!–$$#&(^) Od]nM [email protected] l j]aM www.nmbcl.com.np lwtf]kq lgisfzg tyf laqmL k|aGwsM
Transcript
Page 1: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt @)&^÷)(÷@( ut]

@)&^÷!!÷!* ut]

@)&^÷!@÷@# -a}+lsË ;do kZrft\_

xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt

xsk|b z]o/ lgisfzg aGb x'g] ldlt

…xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Ú

b/vf:t ;fy k|lt ;fwf/0f z]o/ ?=!))÷— sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] .

qm]l86 /]l6· ;DaGwL ljj/0f M

aLdf P]g, @)$( tyf sDkgL P]g, @)^# cGtu{t ;+:yflkt

sf]

/lhi68{ sfof{no M jL/u~h, k;f{ g]kfnskf]{/]6 sfof{noM sdnfbL, sf7df8f}+, g]kfn.kmf]g g+= )!–$@!@($)km\ofS; g+= )!–$@#*#&%E-mail: [email protected]: www.prudential.com.np

r'Qmf k"FhL ?= $,!%,@),)))÷– sf] !)M^ sf] cg'kftdf -cyf{t\ ljBdfg !) lsQf z]o/ a/fa/ gofF lsQf z]o/sf] b/n]_ z]o/wgLx?nfO{ ?= #*,$(,!@,)))÷– z]o/ k"FhL a/fa/ k|lt z]o/ ?= !))÷– c+lst b/sf s'n #*,$(,!@) lsQf z]o/x?sf] xsk|b z]o/ lgisfzg ug{sf nflu k|sflzt .

o; sDkgLåf/f hf/L ug{ nfu]sf] xsk|b z]o/ lgisfzgnfO{ af]8{af6 qm]l86 /]l6· ;DaGwL sfo{ ug{ cg'dlt k|fKt ;+:yf Oqmf g]kfn (ICRA Nepal) lnld6]8n] ldlt @)&^÷)%÷!* ut] [ICRANP] IPO Grade 4+ k|bfg u/]sf] 5 . [ICRANP] IPO Grade 4+ n] cf}ift eGbf tn cfwf/x? [Below Average Fundamentals] hgfpbF5 . u|]8 @,#,$ df k|of]u ul/g] + (plus) lrGxn] To; ;d"xsf t'ngfTds ;sf/fTds l:yltnfO{ hgfpbF5 .

lgisfzg tyf laqmL k|aGwssf] pb\3f]if0fM

xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df o; ;+:yfsf] Joj:yfklso, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ cg'?ksf] of]Uotf k'u]sf] k|lta4tfkq -8\o" 8]lnh]G;\ ;l6{lkms]6_ k|:t't u/]sf 5f}+ .lwtf]kq nufgLdf x'g ;Sg] hfl]vdaf/] nufgLstf{ :jo++n] ljrf/ ug'{kg]{ 5 . o; k|'8]lG;on OG:of]/]G; sDkgL lnld6]8n] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx?Aff/] o; ljj/0fsf] bkmf -y_ df pNn]v ul/Psf] 5 .

PgPdla Soflk6n lnld6]8gfukf]v/L, sf7df8f}+ kmf]g g+=M )!–$$#&(^#, km\ofS;M )!–$$#&(^)Od]nM [email protected] l j]aM www.nmbcl.com.np

lwtf]kq lgisfzg tyf laqmL k|aGwsM

Page 2: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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s ;+ul7t ;+:yfsf] gfd M k|'8]lG;on OG:of]/]G; sDkgL lnld6]8 -PRUDENTIAL INSURANCE COMPANY LIMITED.)v= ;+ul7t ;+:yfsf] /lhi68{ sfof{no M o; sDkgLsf] /lhi68{ sfof{no lj/u~h, k;f{, g]kfndf /x]sf] 5 .u= sf/f]jf/ :yfg M o; sDkgLn] xfn sf7df08f} lhNnf sf=d=g=kf= j8f g+ @*, sdnfbL, sf7df08f}, sdnfbL sDKn]S;, sfof{noaf6

aLdf ;DaGwL sf/f]jf/ ub}{ cfO/x]sf] 5 . o;sf cnfjf o; sDkgLn] lgDg zfvf sfof{nox?af6 ;d]t aLdf ;DaGwL sf/f]af/ ub}{ cfO/x]sf] 5 .

qm=;+= zfvf sfof{no qm=;+= zfvf sfof{no1 k|wfg sfof{no, sdnfbL sDKn]S;, sf7df8f+},

g]kfn21 Zffvf sfof{no, zlxbu]6 rf]s, bfË

2 zfvf sfof{no, Go"/f]8, sf7df8f}+ 22 Zffvf sfof{no, d]g/f]8, gf/fo0fu9, lrtjg3 zfvf sfof{no, hfjnfv]n, nlntk'/ 23 Zffvf sfof{no, k|lhtky $, x]6f}8f, dsjfgk'/4 zfvf sfof{no, ;'o{ljgfos, eQmk'/ 24 Zffvf sfof{no, k"j{nfOg, O6x/L, ;'g;/L5 zfvf sfof{no, yfkfynL, sf7df8f}+ 25 Zffvf sfof{no, efg'rf]s, hgsk'/6 zfvf sfof{no, sn+sL, sf7df8f}+ 26 Zffvf sfof{no, dx]Gb|gu/, s~rgk'/7 zfvf sfof{no, lj/u~h, k;f{ 27 Zffvf sfof{no, ;/:jtL/f]8 *, nfxfg8 zfvf sfof{no, 6«flkmsrf]s, a'6jn 28 Zffvf sfof{no, Jof; gu/kflnsf, 8'd|]9 zfvf sfof{no, ;'v]{t/f]8, g]kfnu~h, afFs] 29 Zffvf sfof{no, a]n8fuL/f]8, bds10 zfvf sfof{no, d]g/f]8, wgu9L, s}nfnL 30 Zffvf sfof{no, >Lgu/6f]n, zfGtLdfu{, afun'Ë11 zfvf sfof{no, eb|k'/ /f]8, latf{df]8, emfkf 31 Zffvf sfof{no, uf]/vf ahf/ !, uf]/vf12 zfvf sfof{no, l;4fy{gu/, gf/fo0fky, e}/xjf 32 Zffvf sfof{no, ;'gjn ahf/, gjnk/f;L13 zfvf sfof{no, w/fg %, ;'g;/L 33 Zffvf sfof{no, a§f/ ahf/, g'jfsf]614 zfvf sfof{no, dflqsf/f]8 (, lj/f6gu/ 34 Zffvf sfof{no, /f}lgof/ sDKn]S;, sn}of, af/f15 zfvf sfof{no, Go"/f]8, kf]v/f, sf:sL 35 Zffvf sfof{no, a]zL;x/ ahf/ !!, ndh'Ë16 zfvf sfof{no, tLgbf]jf6f] ^, ag]kf 36 Zffvf sfof{no, lj/]Gb|gu/, ;'v]{t17 zfvf sfof{no, k'tnLahf/, a}+s/f]8, :ofËhf 37 zfvf sfof{no, rf]s ahf/, O{nfd18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f620 zfvf sfof{no, sflnsfdfu{, bdf}nL

o; sDkgLn] eljiodf cfjZostf cg';f/ aLdf ;ldlt tyf cGo ;DalGwt lgodg lgsfoaf6 :jLs[lt lnO{ pko'Qm :yfgx?df cfˆgf] zfvf, pkzfvf jf cGo sfof{nox? vf]Ng ;Sg]5 .

3= ;+ul7t ;+:yfsf] ;+lIfKt kl/ro / p2]Zo M3=! ;+ul7t ;+:Yffsf] ;+lIfKt kl/ro M o; sDkgL, k|rlnt sDkgL sfg"g adf]lhd ldlt @)%& d+l;/ !% ut] sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] xf] .

sDkgLn] aLdf ;ldltaf6 aLdf P]g, @)$( tyf aLdf lgodfjnL, @)$( adf]lhd ldlt @)%(÷)!÷@) df lghL{jg aLdf ;DaGwL sf/f]af/ ug{ Ohfht k|fKt u/L ldlt @)%(÷)#÷)^ ut]b]lv ljlwjt\ ?kdf lghL{jg aLdf ;DaGwL sf/f]af/ k|f/De u/]sf] xf] . sDkgLsf ;+:yfksx?df Joj;foL, pBf]uklt, a}+s tyf ljQLo If]qdf nfdf] ;do;Ddsf] cg'ej k|fKt u/]sf JolQmTjx?sf] ;+nUgtf /x]sf] 5 .

3=@ ;+ul7t ;+:yfsf] p2]Zo M sDkgLsf] k|aGw–kqsf] bkmf # adf]lhd o; sDkgLsf] p2]Zo b]xfo adf]lhd /x]sf] 5 .-s_ aLdf P]g, @)$( / aLdf lgodfjnL, @)$( sf] clwgdf /xL lghL{jg aLdf Joj;fo ;+rfng u/L x/]s lsl;dsf]

Page 3: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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lghL{jg aLdf ;DaGwL ;]jf pknAw u/fO{ b]zsf] cfly{s ljsf;df ;xof]u k'¥ofpg] sDkgLsf] d'Vo p2]Zo /x]sf] 5 .-v_ ;DklQsf] ;+/If0f ug{sf] nflu ljleGg lsl;dsf] aLdf -cUgL aLdf, df]6/ aLdf, b'3{6gf aLdf, ;fd'lGb|s aLdf, xjfO{

aLdf, OlGhgLol/Ë aLdf, rf]/L aLdf cfbL_ ;DaGwL ;a} lsl;dsf] lghL{jg aLdf tyf :jf:Yo ofqf aLdf ug]{ u/fpg] .-u_ ;DklQsf] ;+/If0fsf] nflu tyf aLldt JolQmx?sf] lxt / ;'ljwfsf] nflu ljleGg aLdf sDkgLx?sf] k'gaL{df l:jsf/ ug]{

tyf k'gaL{df u/fpg] .-3_ l:js[lt lng' kg]{df l:js[lt lnO{ :jb]zL tyf ljb]zL aLdf sDkgLx?;+u ldnL jf 5'§f5'§} lsl;dsf] aLdf Joj;fo ug]{,

u/fpg] .-ª_ :jb]z tyf ljb]zdf aLdf, k'gaL{df, -a|f]s/_ bfjL lgw{f/0f stf{, km5\of{}6 stf{ lgo'Qm ug]{ u/fpg] .-r_ aLdf, k'gaL{df, Joj;fosf] nflu :jb]zL tyf ljb]zL aLdf sDkgLx?sf] k|ltlglw -clestf{_, a|f]s/ -bnfn_ eO{ sfd

ug]{ u/fpg] .-5_ k|rlnt sfg'g adf]lhd l:js[lt lng'kg]{df l:js[lt lnO{ :jb]zL tyf ljb]zL aLdf sDkgLx?;+u ;Demf}tf u/L ;+o'Qm

nufgLdf aLdf Joj;fo ug]{, u/fpg] .-h_ :jb]z tyf ljb]zdf aLdf, k'gaL{df, bfjL lgwf{/0fstf{, km5of}{6 stf{ jf a|f]s/ lgo'Qm ug]{ u/fpg] .-em_ aLdf, k'gaL{df, Joj;fosf] nflu :jb]zL tyf ljb]zL aLdf sDkgLx?sf] k|ltlglw -clestf{_ a|f]s/ -bnfn_ eO{ sfd

ug]{ u/fpg] .-`_ aLdf Joj;foaf6 k|fKt ePsf] /sd aLdf P]gdf /xL ljleGg If]qdf nufgL u/L aLdf Joj;fonfO{ k|j4g ug]{ .ª= z]o/ k"FhLsf] ;+/rgf M-s_ clws[t k"FhL M o; sDkgLsf] clws[t k"FhL ?= !,)@,^$,#@,)))÷– -cIf/]kL Ps ca{ b'O{ s/f]8 rf};l¶ nfv alQ;

xhf/ dfq_ /x]sf]] 5 . pQm k"FhLnfO{ ?= !))÷– sf b/n] !,)@,^$,#@) -Ps s/f]8 b'O{ nfv rf};l¶ xhf/ tLg ;o aL;_ yfg z]o/df ljefhg ul/Psf] 5 .

-v_ hf/L k"FhL M sDkgLsf] hf/L z]o/ k"FhL ?= !,)@,^$,#@,)))÷– -cIf/]kL Ps ca{ b'O{ s/f]8 rf};l¶ nfv alQ; xhf/ dfq_ /x]sf]] 5 . pQm k"FhLnfO{ ?= !))÷– sf b/n] !,)@,^$,#@) -Ps s/f]8 b'O{ nfv rf};l¶ xhf/ tLg ;o aL;_ yfg z]o/df ljefhg ul/Psf] 5 .

-u_ r'Qmf k"FhL M xfn sDkgLsf] r'Qmf k"FhL ?= ^$,!%,@),)))÷– -cIf?kL rf};l¶ s/f]8 kGw| nfv aL; xhf/ dfq_ /x]sf] 5 . o; ljj/0f dfkm{t xsk|b z]o/ lgisfzg u/L afF8kmfF8 u/] kZrft sDkgLsf] r'Qmf k"FhL ?= !,)@,^$,#@,)))÷– -cIf/]kL Ps ca{ b'O{ s/f]8 rf};l¶ nfv alQ; xhf/ dfq_ x'g]5 .

r= xsk|b z]o/ lgisfzg ug'{k"j{ / lgisfzg kZrft\ ;+ul7t ;+:yfsf]] r'Qmf k"FhLsf] l:ylt Ms= z]o/sf] xsk|b lgisfzg ug'{k"j{ sDkgLsf]] r'Qmf k"FhLsf] ;+/rgf

;d'x z]o/wgL z]o/ lsQf k"FhL ;+/rgf -Ü_ r"Qmf /sd -?=_ e'QmfgL k|ltzts ;+:yfks 51,32,160 80 51,32,16,000 ztk|ltztv ;j{;fwf/0f -sd{rf/Lx? ;d]t_ 12,83,040 20 12,83,04,000 ztk|ltzt

hDdf 64,15,200 100 64,15,20,000 ztk|ltzt

v= z]o/sf] xsk|b lgisfzg u/L afF8kmfF8 u/] kZrft\ x'g] ;+:yfsf] r'Qmf k"FhLsf] ;+/rgf

;d'x z]o/wgL z]o/ lsQf k"FhL ;+/rgf -Ü_ r"Qmf /sd -?=_ e'QmfgL k|ltzts ;+:yfks

82,11,456 80 82,11,45,600xsk|b lgisfzg kZrft

ztk|ltzt x'g]v ;j{;fwf/0f -sd{rf/Lx? ;d]t_

20,52,864 20 20,52,86,400xsk|b lgisfzg kZrft

ztk|ltzt x'g]

hDdf 1,02,64,320 100 1,02,64,32,000xsk|b lgisfzg kZrft

ztk|ltzt x'g]

5= xfnsf z]o/wgLx?sf] ;d"x v'Ng] u/L ;+:yfksx?sf] xsdf lghx?sf] gfd, 7]ufgf tyf pgLx?n] lnPsf] z]o/ ;+Vof M cf=j= @)&^ cfiff9 d;fGt;Dd sDkgLsf] xfnsf ;+:yfks z]o/wgLx?sf] gfd, 7]ufgf / pgLx?n] lnPsf] z]o/ ;+Vof

lgDg adf]lhd 5 M

Page 4: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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qm=;+= z]o/wgLsf] gfd 7]ufgf z]]o/ ;+Vof ;d"x1 >L ljzfn cu|jfn nflhDkf6–@, sf7df8f}+ 192,455 s2 >L lgs'~h cu|jfn nflhDkf6–@, sf7df8f}+ 76,982 s3 >LdtL dw' cu|jfn nflhDkf6–@, sf7df8f}+ 72491 s4 >LdtL d~h' cu|jfn nflhDkf6–@, sf7df8f}+ 128,304 s5 >L /d]z s'df/ e§/fO{ >Lk'/, gofFj:tL, jL/u~h, k;f{ 9,622 s6 >L lqnf]s rGb cu|jfn nflhDkf6–@, sf7df8f}+ 86,145 s7 >L czf]s s'df/ cu|jfn nflhDkf6–@, sf7df8f}+ 133,329 s8 >L ;'ldt s'df/ cu|jfn sf7df8f}+–@# 256608 s9 >L /fdcjtf/ v08]njfn jL/u~h–&, k;f{ 128,304 s10 >L /fh]Gb| cu|jfn w/fg–%, ;'g;/L 128,304 s 11 >L hubLz k|;fb cu|jfn lj/f6gu/–(, df]/ª 128,304 s 12 >L t'n;L /fd cu|jfn lj/f6gu/–(, df]/ª 128,304 s 13 >L clk{t cu|jfn nflhDkf6–@, sf7df8f}+ 95,427 s 14 >L ljj]s cu|jfn sf=d=g=kf=–!, sf7df8f}+ 51,322 s 15 >L af]w k|;fb lqkf7L j8f g+= #, s'/Lg6f/ 19152 s 16 >L ;'ldt cu|jfn j8f g+= ##, sf7df8f}+ 128,304 s 17 >L cleif]s cu|jfn nflhDkf6–@, sf7df8f}+ 64152 s 18 >L uf]ljGb nfn ;+3O{ k'tnL;8s–#!, sf7df8f}+ 160,380 s 19 >L ;'efif rGb| ;+3O{ k'tnL;8s–#!, sf7df8f}+ 128,304 s 20 >L lj/]Gb| s'df/ ;+3O{ k'tnL;8s–#!, sf7df8f}+ 416989 s 21 >L /fdrGb| ;+3O{ k'tnL;8s–#!, sf7df8f}+ 128304 s 22 >L ;tL; s'df/ df]/ afg]Zj/, sf7df8f}+ 64,152 s 23 >L ;'ldt cu|jfn b/af/dfu{, sf7df8f}+ 64,152 s 24 >L cldt cu|jfn b/af/dfu{, sf7df8f}+ 25,661 s 25 >L ljsL cu|jfn e[s'6Lrf]s 7,200 s 26 >L ;'ljt cu|jfn sfs/le§f /f]8 10,800 s 27 >L /f]lxt u'Ktf yfkfynL 256608 s 28 >L lg/h rf}w/L ljtf{df]8 13,500 s 29 >L g/]Gb| bf; >]i7 ylx6L !&, sf7df8f}+ 38,492 s 30 >L k'ik /d0f kf]v/]n j8f g+= #$, sf7df8f}+ 9,623 s 31 >L /fh]Gb| k|;fb cof{n nflhDkf6, sf7df8f}+ 32,055 s 32 >L >j0f s'df/ cu|jfn ;fg]kf @, nlntk'/ 256608 s 33 >L lgd{n s'df/ cu|jfn dx]Gb|ky 64,152 s 34 >L ;'/]z s'df/ cu|jfn OGb|rf]s @%, sf7df8f}+ 38,491 s 35 >L kjg s'df/ ;l/of lqjd//f]8 ! 13,500 s 36 >L lszg s'df/ cu|jfn dx]Gb|ky %, w/fg 22,453 s 37 >L /d]z sf]O/fnf lj/f6gu/ 12,831 s 38 >L dgf]h s'df/ rfrfg dxfjL/ /f]8, jL/u+h &, k;f{ 64,152 s 39 >L ;'/]z s'df/ cu|jfn ltg6f]lnof 25,661 s

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40 >L dx]z s'df/ cu|jfn ;/:jtL dfu{, lqk'/]Zj/ 11,227 s 41 >L Zf]ef ld> a§f/ ## 68,429 s42 >L cg'h cu|jfn yfkfynL @, sf7df8f}+ 32,076 s43 >L cNsf uf]on jL/u+h &, k;f{ 21,383 s44 >L dw'ntf 7fs'/ aNv', sf7df8f}+ 6,416 s45 >L slatf ;+3O{ yfkfynL @, sf7df8f}+ 37,346 s

46

>L dxfnIdL ljsf; a}+s lnld6]8s_ >L /fh]z pkfWofo–cWoIf sf=d=g=kf=–$, rG8f]nv_ >L ;~ho lu/L–;+rfns jL/u+h–!@, k;f{u_ >L /fh]z s'df/ /f}lgof/–;+rfns sf=d=g=kf=–##, wf]la3f63_ >L Zofd ;'Gb/ ?+u6f–;+rfns cfbz{gu/, jL/u+h, k;f{ª_ >L ?k]Gb| kf}8]n–;+rfns lstL{k'/ g=kf=–!, lstL{k'/r_ >L /fx'n cu|jfn–;+rfns l;4fy{gu/ g=kf=–^, e}/xjf, ?kGb]xL

b/af/dfu{, sf7df8f}+ 64,152 s

47>L cd}hg l8li6«Jo'6;{ k|f=ln=s_ >L hd'gf cu|jfn–cWoIf sf7df8f}+v_ >L lgzf df]bL–;+rfns sf7df8f}+

vl/af]6 *, nlntk'/ 128,304 s

48>L o'gfO6]8 l8i6«Jo'6;{ k|f=ln=s_ >L cg'h cu|jfn–cWoIf sf7df8f}+v_ >L ljj]s cu|jfn–;+rfns sf7df8f}+

yfkfynL, sf7df8f}+ 288,684 s

49

>L k|'8]lG;on Soflk6n Dofg]Hd]G6 k|f=ln=s_ >L czf]s s'df/ cu|jfn–cWoIf nflhDkf6 @, sf7df8f}+v_ >L ljzfn cu|jfn–;+rfns nflhDkf6 @, sf7df8f}+

yfkfynL, sf7df8f}+ 120,552 s

50

>L k'hf Og6/g]zgn g]kfns_ >L ljzfn cu|jfn–cWoIf nflhDkf6 @, sf7df8f}+v_ >L lgs'~h cu|jfn–;+rfns nflhDkf6 @, sf7df8f}+

yfkfynL !!, sf7df8f}+ 176,419 s

51>L :jb]zL ;]So'/]l6h tyf OGe]i6d]06 k|f=ln=s_ >L gGblszf]/ zdf{–cWoIf sf7df8f}+v_ >L af]w k|;fb lqkf7L–;+rfns, s'/Lg6f/ #

gS;fn !, sf7df8f}+ 51,322 s

52

>L cf/ Pd l; OGe]i6d]G6 k|f=ln=s_ >L >j0f s'df/ cu|jfn–cWoIf ;fg]kf j8f g+= @, nlntk'/v_ >L /fh]z s'df/ cu|jfn–;+rfns w/fg %, ;'g;/Lu_ >L lji0f' s'df/ cu|jfn–;+rfns sf7df8f}+

yfkfynL, sf7df8f}+ 256,608 s

Page 6: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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53>L kf/fdfp06 On]S6«f]lgS;s_ >L ljzfn cu|jfn–cWoIf nflhDkf6 @, sf7df8f}+v_ >L cflzif lhGbn cu|jfn–;+rfns sf7df8f}+

sf7df8f}+ @@ 48,114 s

54>L Unf]an 6«]l8Ë sG;g{ k|f=lns_ >L ljzfn cu|jfn–cWoIf nflhDkf6 @, sf7df8f}+v_ >L cflzif cu|jfn–;+rfns sf7df8f}+

hdn, sf7df8f}+ 128,304 s

55>L Unf]an ODk]S; OG6/g]zgn k|f=ln=s_ >L ljBf b]jL cu|jfn–cWoIf÷;+rfns sf7df8f}+

lqk'/]Zj/ !!, sf7df8f}+ 11,227 s

hDdf 5,132,1405,132,140

gf]6 M Fractional z]o/ @) lsQfsf sf/0fn] ubf{ ;+:yfks z]o/sf] r'Qmf k'FhLdf km/s kg{ uPsf] .h= lgisfzg ul/g] xsk|b z]o/sf] ;+Vof tyf To;sf] cg'kft M o; OG:of]/]G; sDkgLsf] xsk|b z]o/ lgisfzg k|of]hgsf nflu z]o/wgL btf{ k'l:tsf aGb ubf{sf] ldltdf sfod

z]o/wgLx?n] o; xsk|b z]o/ lgisfzgdf cfj]bg lbg ;Sg]5g\ . ;f] z]o/wgLx?sf] nflu lghx?sf] gfddf sfod z]o/sf] !) M ^ sf] cg'kftdf -ljBdfg !) lsQf z]o/ a/fa/ gofF ^ lsQf z]o/sf] b/n]_ x'g cfpg] z]o/sf nflu b/vf:t;fy k|lt z]o/ ?=!))÷– sf] b/n] e'QmfgL dfu ug]{ u/L ?= #*,$(,!@,)))÷– z]o/ k"FhL a/fa/ k|lt z]o/ ?= !))÷– c+lst b/sf #*,$(,!@) lsQf z]o/x?sf] xsk|b lgisfzg ul/Psf] 5 .

em= xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o tyf ;fwf/0f ;ef ;DkGg ePsf] ldlt M sDkgLsf] ldlt @)&^÷)#÷!) df a;]sf] ljz]if ;fwf/0f ;efaf6 kfl/t lg0f{o cg';f/ !) M sf] cg'kftdf -ljBdfg

!) lsQf z]o/ a/fa/ gofF ^ lsQf sf] b/n]_ #*,$(,!@) lsQf xsk|b z]o/ lgisfzg ug]{ ;j{;Ddltaf6 lg0f{o ul/Psf] 5 .

` -!_= ;~rfnsx?sf] kl/roM sDkgLsf]] ;~rfns ;ldltdf b]xfo adf]lhdsf JolQmx? ;~rfns /xg' ePsf] 5 .

qm=;+=

Gffd kb 7]ufgfz}lIfsof]Uotf

cg'ej

!=>L >j0f s'df/ cu|jfn

cWoIf;fg]kf @, nlntk'/

:gfts

•ljut #& jif{b]lv pwf]u, Jofkf/, Joj;fo ;+rfng sfo{df cfj4 .

•cf/= Pd= l;= l;d]G6 pBf]u k|f=ln=– ;+:yfks•ljut !* jif{b]lv o; sDkgLsf] ;+rfns kbdf /lx xfn

cWoIf kbdf /lx sfo{/t .•Joj:yflksf ;+;bsf] ;b:osf] ?kdf ;d]t sfof{g'ej

xfl;n ug'{ ePsf] .

@=>L ljzfn cu|jfn

;+rfnsnflhDkf6, sf7df8f}+

:gftsf]Q/

• Pg=cfO{=l; a}+s ln=sf] :yfkgfsfn b]lv ;+:yfks .• k'hf OG6/g]Zgn g]kfn k|f=ln=–;+rfns÷cWoIf• ljzfn u|'k – lgb]{zs• k|'8]lG;on OG:of]/]G; sDkgL ln=– :yfkgfsfn b]lv

;+rfns .• kf/fdfp06 On]S6«f]lgS; k|f=ln=–;+rfns• k'hf OG6/g]zgn g]kfn k|f=ln=–;+rfns• otL a]e/]h k|f=ln=– k|aGw ;+rfns• Unf]jn 6«]l8Ë sG;g{ k|f=ln=– ;+rfns

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#=>L cldt cu|jfn

;+rfnsz]kf{ dn, sf7df8f}+

:gfts

• P;=Pr=l6=l;– k|aGws• nfOkm sd k|f=ln–k|aGws• km'8 hª;g k|f=ln=–k|aGws• df?lt 6]«l8ª k|f=ln–;+rfns• o'lgs 6«l8ª k|f=ln=–;+rfns• P=l6=l; PShLd k|f=ln–;+rfns• g]kfn nfOkm OG:of]/]G; – ;+:yfks• l;len a}+s ln–;+:yfks

$=>L clgtf /fodfemL

;+rfnssdnfbL, sf7df8f}+

:gftsf]Q/

•l;l6 ;]leª P08 qm]l86 sf]–ck/]l6e ln=– ;+rfns -@)!%–@)!^_

•l;l6 sn]Szg –;+rfns•nIdL a}+s ln=–qm]l86 clkm;/ -@))(–@)!!_•o'l;df; dN6L g]Zgn –Pl/of sf]l8g]6/ -@))%–@))*_

-@_= sfo{sf/L k|d'vsf] ljj/0f

qm=;+= gfd kb 7]ufgf z}lIfs of]Uotf cg'ej

!>L jL/s[i0f dxh{g

k|d'vsfo{sf/L clws[t

;LtfkfO{nf, sf7df8f}+

Pd=la=P, Pn=Pn=la=, Pkm=cfO{cfO{

• ljut @# jif{ b]lv ljleGg sDkgLdf pRr kbdf /xL sfo{ u/]sf] .

• >L g]zgn OG:of]/]G; sDkgL lnld6]8df !((& b]lv @))) ;Dd, >L o'gfO6]8 OG:of]/]G; sDkgL lnld6]8df @))! b]lv @))& ;Dd pRr kbdf /lx sfo{ u/]sf] cg'ej xfl;n ug'{ ePsf] . ;fy} @))* b]lv xfn ;Dd o; sDkgL >L k'|8]lG;on OG:of]/]G; sDkgL lnld6]8df sfo{/t /xg' ePsf] .

6= ;+rfns ;ldltsf] agf}6 M o; sDkGLsf] lgodfjnLsf] bkmf * adf]lhd ;~rfns ;ldltdf ;~rfns ;b:ox?sf] k|ltlglwTj b]xfo adf]lhd /x]sf]

5 .

æsÆ ;d"x sf ;+:yfks z]o/wgLx?sf] k|ltlglwTj ug]{ u/L lgj{lrt jf dgf]lgt ;+rfnsx? $ hgfævÆ ;d"xsf ;j{;fwf/0f z]o/wgLx?sf] k|ltlglwTj ug]{ u/L lgj{lrt jf dgf]lgt ;+rfnsx? ! hgf:jtGq ;+rfns ! hgf

hDdf ^ hgf

;~rfnsx?sf] sfo{sfn $ jif{sf] x'g]5 . gf]6M ldlt @)&^÷)%÷!^ ut] :jtGq ;+rfns >L O{Gb| k|;fb l;6f}nfn] JolQmut sf/0fn] /flhgfdf lbg'ePsf] / lghsf]

/flhgfdf ldlt @)&^÷)%÷!& ut] a;]sf] ;+rfns ;ldltsf] !(*cf}+ a}7saf6 l:js[t ePsf] 5 . ;f] ;DaGwL g]kfn lwtf]kq af]8{ ;dIf ldlt @)&^÷)%÷!& df kq dfkm{t hfgsf/L u/fOPsf] 5 . xfn @ hgf ;+rfnsx?sf] kb l/Qm /x]sf] 5 .

7= lng'kg]{ Go"gtd z]o/ ;+Vof / b/vf:t;fy k7fpg' kg]{ k]ZsL /sd M o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ dfkm{t\ lgisfzg tyf laqmL ul/g] xsk|b z]o/sf] nflu

cfj]bg lbFbf o; lgisfzg k|of]hgsf nflu z]o/wgL btf{ k'l:tsf aGb ug]{] ldlt @)&^÷!)÷@& ut]eGbf cl3Nnf] lbg;Dd sfod z]o/wgLx?n] cfˆgf] gfddf sfod z]o/sf] !) M ^ sf] cg'kftdf -ljBdfg !) lsQf z]o/ a/fa/ gofF ^ lsQf z]o/sf] b/n]_ k|lt z]o/ ?= !))÷– sf b/n] x'g cfpg] Psd'i6 /sd e'QmfgL u/L cfj]bg lbg ;Sg]5g\ . ;fljssf z]o/wgLn] rfx]df cfˆgf] sfod xseGbf sd xsk|b z]o/ vl/b ug{ cfj]bg lbg ;Sg]5g\ / o;/L cfk\mgf] xs eGbf sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx?sf] xsdf b/vf:tdf dfu u/] adf]lhd g} xsk|b z]o/ afF8kmfF8 ul/g]5 . olb s'g} z]o/wgLn] cfkm"n] xsk|b cfwf/df v/Lb÷b/vf:t ug{ kfpg] z]o/ ;+Vof eGbf a9L z]o/sf nflu cfj]bg lbPdf ;f] a9L z]o/nfO{ afF8kmfF8df ;dfj]z ul/g] 5}g .

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www.prudential.com.np

8= ;fljssf z]o/wgLn] xsk|b z]o/ v/Lbsf nflu b/vf:t glbO{ afFsL /xg uPsf ;f] z]o/x?sf] laqmL ug]{ ;DaGwL Joj:yf M

z]o/wgLx?n] cfkm"n] k|fKt ug]{ xsk|b z]o/sf] nflu cfj]bg ga'´fO{ jf cfˆgf] xs cg';f/sf] z]o/eGbf sd z]o/sf nflu cfj]bg a'´fO{ z]o/ afFsL /x]sf] v08df o;/L afFsL /x]sf z]o/x? lwtf]kq lgisfzg tyf afF8kmfF6 lgb{]lzsf, @)&$ df ePsf] Joj:yf adf]lhd ;~rfns ;ldltsf] lg0f{oaf6 cToGt kf/bzL{ tj/n] h:t}M af]nsaf]n÷lnnfd a9fa9sf] dfWodaf6 laqmL ljt/0f ul/g]5 .

9= xsk|b z]o/ eP ;f] sf] cg'kft eGbf a9L z]o/ v/Lb ug{ kfpg]÷gkfpg] ;DaGwL Joj:yf M sDkgLn] o; xsk|b lgisfzg k|of]hgsf nflu z]o/wgL btf{ k'l:tsf aGb ug]{ ldlt @)&^÷!)÷@& ut]eGbf cl3Nnf]

lbg;Dd sfod z]o/wgLx?n] z]o/ v/Lb ubf{ cfˆgf] gfddf sfod z]o/sf] !)M^ sf] cg'kftdf -ljBdfg !) lsQf z]o/ a/fa/ gofF ^ lsQf z]o/sf] b/n]_ x'g cfpg] z]o/sf] nflu cfj]bg lbg ;Sg]5g\ . ;fy}, z]o/wgLx?n] cfkm"n] xsk|b cfwf/df dfly pNn]lvt v/Lb÷b/vf:t ug{ kfpg] eGbf a9L z]o/ v/Lbsf nflu b/vf:t lbg ldNg] 5}g t/ v/Lb÷b/vf:t ug{ kfpg] eGbf sd z]o/ v/Lbsf nflu b/vf:t lbg rfx]df ;f] cg';f/ b/vf:t lbg ;Sg]5g\ .

o;/L cfj]bg lbFbf xs jfktsf] z]o/ ;+Vof vl08t z]o/df cfPdf ;f] vl08t z]o/nfO{ glhssf] dflysf] k"/f z]o/df kl/0ft u/L cfj]bg lbg ;Sg]5g\ . To;f] ubf{ sDkgLsf] kF"hL ;+/rgf kl/j{tg x'g] cj:yf cfPdf sDkgLsf] k|aGwkq tyf lgodfjnLdf cfjZos ;+zf]wg ul/g]5 / yk lwtf]kq af]8{df btf{ ul/g] Joxf]/f jflif{s ;fwf/0f ;efaf6 lg0f{o ul/g]5 . o;/L vl08t xsk|b z]o/nfO{ lwtf]kq af]8{af6 lbOPsf] lgb]{zg cg';f/ afF8kmfF8 ug]{ lg0f{o sDkgLsf]] ;~rfns ;ldltn] ug]{]5 . o;/L cfj]bg lbFbf xs jfktsf] z]o/ ;+Vof vl08t z]o/df cfPdf ;f] vl08t z]o/nfO{ glhssf] dflysf] k"/f z]o/df kl/0ft u/L cfj]bg lbg ;Sg]5g .

0f= ;+ul7t ;+:yfsf] ljutsf] tyf cfufdL # jif{sf] k|If]lkt ljQLo ljj/0fsf ;fy} g]6jy{ M sDkgLsf]] ljut tLg cfly{s jif{ -cf=j=_ sf] jf:tljs, cf=j= @)&%÷&^ sf] Joj:yfkgaf6 k|dfl0ft ckl/is[t

ljQLo ljj/0f / cfufdL tLg cfly{s jif{sf] nflu k|If]lkt ljQLo ljj/0f b]xfo adf]lhd 5M

Plss[t ljQLo cj:yfsf] ljj/0f -jf;nft_

ljj/0fjf:tljs -?= xhf/df_

ckl/is[t -?= xhf/df_* k|If]lkt -?= xhf/df_**

cf=j= @)&@÷&#

cf=j= @)&#÷&$

cf=j= @)&$÷&%

cf=j= @)&%÷&^

cf=j= @)&^÷&&

cf=j= @)&&÷&*

cf=j= @)&*÷&(

>f]tr'Qmf k"FhL 356,400 427,680 641,520 641,520 1,026,432 1,026,432 1,026,432

hu]8f tyf sf]if 142,409 141,241 132,920 194,944 269,368 371,287 489,915

aLdf sf]if 236,680 320,865 397,541 462,862 543,758 652,622 779,593

dxf–ljkQL hu]8f 19,106 27,396 35,261 42,153 50,422 61,746 74,927

ltg{ afFls bL3{sflng C0f tyf ;fk6L

- - - - - - -

s"n >f]ts"n >f]t 754,595754,595 917,182917,182 1,207,2421,207,242 1,341,4781,341,478 1,889,9791,889,979 2,112,0872,112,087 2,370,8672,370,867

pkof]u - - - - - - -

l:y/ ;DkQL -v'b_ 27,688 38,056 38,706 32,793 30,194 36,495 52,447

lb3{sflng nufgL 218,532 241,831 274,889 421,720 474,759 526,244 565,587

lb3{sflng shf{ - 11,444 11,306 13,649 16,379 19,655 22,603

rfn' ;DklQ shf{ tyfrfn' ;DklQ shf{ tyfk]ZsLx?k]ZsLx?gub tyf a}+s df}Hbft 103,073 57,876 48,806 140,113 33,705 41,763 150,717

cNksflng nufgL 839,363 1,063,243 1,166,328 1,121,000 1,445,837 1,632,585 1,794,957

cNksflng shf{ - - - - - - -

Page 9: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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cGo ;DklQ 346,959 407,003 596,922 584,688 900,694 998,372 1,183,217

hDdfhDdf 1,289,3941,289,394 1,528,1221,528,122 1,812,0551,812,055 1,845,8001,845,800 2,380,2362,380,236 2,672,7192,672,719 3,128,8913,128,891

rfn' bfloTj tyfrfn' bfloTj tyfJoj:yfx?Joj:yfx?rfn' bfloTj 127,049 369,177 315,433 351,970 372,706 382,906 374,786

c;dfKt hf]lvd jfkt Joj:yf

253,052 166,684 240,769 234,366 274,153 308,960 393,545

e'QmfgL x'g afFsL bfjL afkt Joj:yf

227,187 172,785 172,028 196,048 137,846 181,839 316,205

cGo Joj:yf 173,730 193,626 201,485 190,101 226,883 269,321 314,125

hDdfhDdf 781,018781,018 902,272902,272 929,715929,715 972,485972,485 1,011,5891,011,589 1,143,0261,143,026 1,398,6621,398,662

v'b rfn' ;DklQv'b rfn' ;DklQ 508,376508,376 625,850625,850 882,341882,341 873,315873,315 1,368,6471,368,647 1,529,6941,529,694 1,730,2291,730,229

ckn]vg jf ;dfof]hg x'g afFls ljljw vr{x?

- - - - - - -

gfkmf gf]S;fg lx;faaf6 ;f/]sf] gf]S;fg

- - - - - - -

s'n pkof]us'n pkof]u 754,595754,595 917,182917,182 1,207,2421,207,242 1,341,4781,341,478 1,889,9791,889,979 2,112,0872,112,087 2,370,8672,370,867

gfkmf–gf]S;fg lx;fa

ljj/0fjf:tljs -?= xhf/df_

ckl/is[t -?= xhf/df_* k|If]lkt -?= xhf/df_**

cf=j= @)&@÷&#

cf=j= @)&#÷&$

cf=j= @)&$÷&%

cf=j= @)&%÷&^

cf=j= @)&^÷&&

cf=j= @)&&÷&*

cf=j= @)&*÷&(

cfDbfgLcfDbfgLcfo Joo lx;faaf6 ;f/]sf] gfkmf÷-gf]S;fg_

200,617 234,937 209,328 143,790 199,751 267,780 311,331

nufgL shf{ tyf cGoaf6 cfo

47,095 52,882 67,632 77,760 83,592 100,311 125,389

Joj:yf lkmtf{ 5,414 4,162 8,698 17,362 12,164 12,773 11,495

cGo cfDbfgL - - - - - - -

hDdf cfDbfgLhDdf cfDbfgL 253,125253,125 291,981291,981 285,658285,658 238,913238,913 295,507295,507 380,863380,863 448,214448,214

vr{vr{ -- -- -- -- -- -- --

Joj:yfkg vr{ 9,816 13,947 18,891 20,943 23,835 27,225 31,307

ckn]vg vr{ - - - - - - -

z]o/ ;DalGw vr{ 438 87 886 - 970 - -

cGo vr{x? - - - - - - -

gf]S;fgLsf] nflu Joj:yf 4,162 8,698 17,362 12,164 12,773 11,495 12,070

sd{rf/L cfjf; Joj:yf - - - - - - -

sd{rf/L af]g; Joj:yf 21,701 24,477 22,593 18,710 23,448 31,104 36,803

;dfof]lht cfos/ 63,736 73,391 67,172 52,859 67,795 85,680 105,840

cfos/ 66,507 76,403 72,574 56,454 72,689 93,312 114,091

Page 10: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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:yug s/ ;DklQ ÷-bfloTj_

(2,772) (3,013) (5,402) (3,595) (4,894) (7,632) (8,250)

hDdf vr{hDdf vr{ 99,85399,853 120,599120,599 126,904126,904 104,676104,676 128,821128,821 155,504155,504 186,021186,021

v"b gfkmf ÷-gf]S;fg_v"b gfkmf ÷-gf]S;fg_ 153,273153,273 171,382171,382 158,754158,754 134,236134,236 166,686166,686 225,359225,359 262,194262,194

aLdf sf]ifdf ;f/]sf] 75,250 84,185 76,676 65,321 80,896 108,864 126,972

cl3Nnf] jif{;+u ;DalGwt vr{÷-cfDbfgL_

1,825 4,293 3,431 - 3,097 3,251 3,414

cl3Nnf] aif{af6 ;fl/Psf] gfkmf÷-gf]S;fg_

57,020 47,813 29,376 94,678 153,040 222,487 316,662

afF8kmfF8sf] nflu pknAw afF8kmfF8sf] nflu pknAw /sd/sd

133,218133,218 130,717130,717 108,023108,023 163,593163,593 235,733235,733 335,731335,731 448,470448,470

:yug s/ hu]8f (2,772) (3,013) (5,402) (3,595) (4,894) (7,632) (8,250)

k"+hLut hu]8f - - - - - - -

ljz]if hu]8f - - - - - - -

cGo hu]8f - - - - - - -

k|:tfljt nfefz - - - - - - -

-c_ af]g; z]o/ (71,280) (85,536) - - - - -

-cf_ gub nfef+z (3,732) (4,502) - - - - -

dxf ljkQL hu]8f (7,620) (8,290) (7,865) (6,892) (8,269) (11,324) (13,181)

;fdflhs pQ.bfloTj sf]if

- - (79) (67) (83) (113) (131)

jf;nftdf ;f/]sf] gfkmf÷ jf;nftdf ;f/]sf] gfkmf÷ -gf]S;fg_-gf]S;fg_

47,81347,813 29,37629,376 94,67894,678 153,040153,040 222,487222,487 316,662316,662 426,908426,908

Plss[t cfo–Joo lx;fa

ljj/0fjf:tljs -?= xhf/df_

ckl/is[t -?= xhf/df_* k|If]lkt -?= xhf/df_**

cf=j= @)&@÷&#

cf=j= @)&#÷&$

cf=j= @)&$÷&%

cf=j= @)&%÷&^

cf=j= @)&^÷&&

cf=j= @)&&÷&*

cf=j= @)&*÷&(

cfoaLdf z'Ns -v"b_ 498,507 326,793 475,236 461,119 552,000 622,838 783,866

k'gaL{df sldzg cfo 79,609 266,503 269,407 197,335 205,755 297,222 354,172

nufgL, shf{ tyf cGoaf6 cfo

60,882 46,218 55,025 46,165 49,627 59,553 74,441

cGo k|ToIf cfo - - - - - - -

cfly{s aif{sf] z'?sf] e"QmfgL x'g afFsL bfjL jfkt Aoj:yf

190,635 227,187 172,785 172,028 196,048 137,846 181,839

cfly{s aif{sf] z'?sf] c;dfKt hf]lvd jfkt Aoj:yf

250,612 249,764 163,534 236,962 229,483 263,869 290,679

hDdf cfohDdf cfo 1,080,2461,080,246 1,116,4661,116,466 1,135,9881,135,988 1,113,6081,113,608 1,232,9131,232,913 1,381,3291,381,329 1,684,9961,684,996

JooJoo - - - - - - -

Page 11: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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bfjL e'QmfgL -v"b_ 285,955 384,138 312,289 313,243 355,825 324,861 325,667

clestf{ sldzg 22,608 30,865 28,797 36,156 49,440 56,140 66,106

k'gaL{df sldzg vr{ 658 293 345 711 746 784 823

;]jf z'Ns -v"b_ 5,028 3,291 4,770 4,611 5,520 6,228 7,839

cGo k|ToIf vr{ 593 1,242 798 - - - -

Joj:yfkg vr{ 88,346 125,520 170,015 188,491 214,515 245,021 281,763

cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf

227,187 172,785 172,028 196,048 137,846 181,839 316,205

cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf

249,254 163,396 237,618 230,559 269,270 298,677 375,264

hDdf JoohDdf Joo 879,629879,629 881,529881,529 926,660926,660 969,818969,818 1,033,1631,033,163 1,113,5491,113,549 1,373,6661,373,666

gfkmf -gf]S;fg lx;fadf gfkmf -gf]S;fg lx;fadf ;f/]sf] art ÷-g]S;fg_;f/]sf] art ÷-g]S;fg_

200,617200,617 234,937234,937 209,328209,328 143,790143,790 199,751199,751 267,780267,780 311,331311,331

lgisfzg k"j{sf] k|lt z]o/ cfDbfgL lgisfzg k"j{sf] k|lt z]o/ cfDbfgL (EPS)(EPS) sfod /fVg a[l4 x'g] g]6jy{df cfjZos Go"gtd k|ltkmn sfod /fVg a[l4 x'g] g]6jy{df cfjZos Go"gtd k|ltkmn ( Minimum return ( Minimum return on increased networth required to maintain pre issue EPS) =on increased networth required to maintain pre issue EPS) = 12.44 12.44 %%sDkgLsf]] cg'dflgt ljQLo Joj:yf / ;a} bfloTj ;fl/;s]kl5 v'b afFsL x'g] ;DklQ -g]6jf]y{_ b]xfo adf]lhd /x]sf] 5 .

ljj/0f jf:tljs -?= xhf/df_

ckl/is[t -?= xhf/df_* k|If]lkt -?= xhf/df_**

cf=j= @)&@÷&#

cf=j= @)&#÷&$

cf=j= @)&$÷&%

cf=j= @)&%÷&^

cf=j= @)&^÷&&

cf=j= @)&&÷&*

cf=j= @)&*÷&(

r'Qmf kF"hL 356,400 427,680 641,520 641,520 1,026,432 1,026,432 1,026,432

hu]8f tyf sf]ifx? 142,409 141,241 132,920 194,944 269,368 371,287 489,915

aLdf sf]if 236,680 320,865 397,541 462,862 543,758 652,622 779,593

dxf–ljkQL hu]8f 19,106 27,396 35,261 42,153 50,422 61,746 74,927

hDdfhDdf 754,595754,595 917,182917,182 1,207,2421,207,242 1,341,4781,341,478 1,889,9791,889,979 2,112,0872,112,087 2,370,8672,370,867

ckn]vg x'g aFfsL vr{ - - - - - - -

s'n g]6jf]y{s'n g]6jf]y{ 754,595754,595 917,182917,182 1,207,2421,207,242 1,341,4781,341,478 1,889,9791,889,979 2,112,0872,112,087 2,370,8672,370,867

z]o/ ;+Vof -…))) df_ 3,564 4,277 6,415 6,415 10,264 10,264 10,264

k|lt z]o/ g]6jf]y{ -?=_k|lt z]o/ g]6jf]y{ -?=_ 211.73211.73 214.46214.46 188.18188.18 209.11209.11 184.131184.131 205.77205.77 230.98230.98

v'b gfkmf÷-gf]S;fg_ 153,273 171,382 158,754 134,236 166,686 225,359 262,194

k|lt z]o/ cfDbfgL -?=_k|lt z]o/ cfDbfgL -?=_ 43.0143.01 40.0740.07 24.7524.75 20.9220.92 16.2416.24 21.9621.96 25.5425.54

g]6jf]y{df k|ltkmn -Ü_g]6jf]y{df k|ltkmn -Ü_ 20.3120.31 18.6918.69 13.1513.15 10.0110.01 8.828.82 10.6710.67 11.0611.06

k|lt z]o/ r'Qmf k"FhL -?=_k|lt z]o/ r'Qmf k"FhL -?=_ 100100 100100 100100 100100 100100 100100 100100

* cf=j= @)&%÷&^ sf] Joj:yfkgaf6 k|dfl0ft ckl/is[t ljQLo ljj/0f .** k|If]lkt ljQLo ljj/0f sDkgL :jo+n] tof/ u/]sf] xf] / ;f] ljQLo ljj/0fx? k'g/fjnf]sg u/L l7s 5 egL la= s]=

cu|jfn P08 sDkgLsf rf6{8{ Psfp06]06\ >L la= s]= cu|jfnn]] k|dfl0ft ug{'ePsf] xf] .

Page 12: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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k|If]lkt gfkmf gf]S;fg lx;fa / jf;nft tof/ ubf{sf] cfwf/x? M aLdf z"Nssf] a[l4 b/

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/77 2077/78 2078/791 clUg ladf 41.37 15.00 15.002 ;fd'lb|s aLdf 38.57 15.00 15.003 df]6/ aLdf (2.05) 15.00 15.004 OlGhlgol/Ë aLdf 240.79 20.00 20.005 ljljw aLdf (12.32) 20.00 20.006 kz', afnL tyf n3' aLdf 67.33 20.00 20.00

k"gaL{df lk|ldod÷v'b lk|ldod cg'kft

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/772076/77 2077/782077/78 2078/792078/791 clUg ladf 79.74 80.00 75.002 ;fd'lb|s aLdf 89.71 80.00 75.003 df]6/ aLdf 51.09 50.00 55.004 OlGhlgol/Ë aLdf 95.17 85.00 85.005 ljljw aLdf 86.66 70.00 65.006 kz', afnL tyf n3' aLdf 70.46 60.00 60.00

v'b bfaL e'QmfgL÷v'b lk|ldod cg'kft

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/772076/77 2077/782077/78 2078/792078/791 clUg ladf 18.90 60.14 18.602 ;fd'lb|s aLdf 50.26 7.69 18.603 df]6/ aLdf 72.02 76.91 72.334 OlGhlgol/Ë aLdf 374.95 40.18 19.105 ljljw aLdf 161.56 54.80 48.146 kz', afnL tyf n3' aLdf 22.90 14.18 6.05

e'QmfgL bfaL aFfls÷v'b bfaL cg'kft

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/772076/77 2077/782077/78 2078/792078/791 clUg ladf 20.08 54.41 85.912 ;fd'lb|s aLdf 29.91 18.55 25.573 df]6/ aLdf 41.87 55.65 98.344 OlGhlgol/Ë aLdf 45.34 92.90 180.405 ljljw aLdf 4.86 7.37 17.826 kz', afnL tyf n3' aLdf 60.81 237.42 230.52

Page 13: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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nufgLaf6 cfo

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/772076/77 2077/782077/78 2078/792078/791 d'2tL lgIf]k 7.50 20.00 25.002 nfef+z 7.50 20.00 25.003 nufgL of]Uo lwtf]kqsf] ljqmL 7.50 20.00 25.004 cGo cfo 7.50 20.00 25.00

Joj:yfkg vr{

qm=;+= ljj/0fk|If]]lkt -k|ltztdf_

2076/772076/77 2077/782077/78 2078/792078/791 sd{rf/L vr{ 14.00 15.00 15.002 cGo Joj:yfkg vr{ 14.00 14.00 15.00

dfly plNnlvt cg'dflgt j[l4sf cfwf/x? sDkgLsf] ljut tyf at{dfg cj:yfdf ePsf] Joj;fo a[l4 tyf ;f] ;Fu ;DalGwt cfDbfgL / vr{x?sf] cg'ej tyf

eljiodf cfh{g x'g ;Sg] ck]lIft aLdf z'Ns /sd / ;f] sf] nufgLaf6 k|fKt x'g ;Sg] ck]lIft Jofh cfDbfgL tyf pQm aLdfz'Nssf] cfh{gsf] l;nl;nfdf x'g ;Sg] ck]lIft vr{x?sf] cfwf/df ljQLo k|If]k0f ul/Psf] 5 .

• s'n Joj:yfkg vr{ / sd{rf/L vr{ M Joj:yfkgsf] of]hgf cg'?k cf=a @)&$÷)&% df s'n Joj:yfkg vr{ / sd{rf/L vr{ a[l4sf] cg'kftdf cf=a=

@)&^÷)&&, @)&&÷)&* / @)&*÷)&( df qmdzM dfly pNn]lvt k|ltzt x'g] k|If]k0f ul/Psf] 5 .• cfos/ M cfos/ P]g, @)%* adf]lhd cfos/ #) k|ltztsf b/n] n]vf+sg ul/Psf] 5 .• sd{rf/L af]gz M sDkgLn] k|If]lkt cf=a=x?df sd{rf/Lx?nfO{ v'b gfkmfsf] !) k|ltztsf b/n] af]gz afF8g] cg'dfg u/]sf] 5 .• aLdf z'Nsdf a[l4b/ M sDkgLsf] ljut tyf jt{dfg cj:yfdf ePsf] Joj;fo a[l4 tyf yk zfvf pkzfvf sfof{nox?sf] lj:tf/ ub}{ n}hfg]

Joj:yfkgsf] of]hgf cg'?k aLdfz'Nsdf x'g] a[l4 dfly pNn]lvt k|ltztsf b/n] a[l4b/ u0fgf ul/Psf] 5 .• nufgL af6 x'g] cfo M xfn sfod /x]sf] nufgLaf6 k|If]lkt cjlwdf cfh{g x'g] cfo nfO{ jf:tljs c+sdf u0fgf ul/Psf] Pj+ yk k|If]lkt

nufgLdf ljut # jif{sf] cg'ejsf cfwf/df nufgLdf k|ltkmn b/ u0fgf ul/Psf] 5 .• sDkgLn] k|If]lkt cfly{s jif{x?df z]o/wgLx?nfO{ af]gz tyf nfef+z k|bfg gug]{ cg'dfg u/]sf] 5 .• aLdf P]g, @)$( cg';f/ v'b gfkmfaf6 :yug s/ sf]if 36fPkl5 ar]sf] /sdsf] %) k|ltzt /sd a}Bflgs sf]ifdf

/flvg] 5 .• dxfljklQ sf]ifdf !) k|ltzt /sd /flvPsf] 5 .• cf=a= @)&$÷)&% b]lv sDkgLn] v'b gfkmfsf] )=)% k|ltzt ;fdflhs pQ/bfloTjdf vr{ u/]sf] 5 / cfufdL

jif{x?df klg ;f]lx cg'?k ul/g]5 .• sDkgLn] k|If]lkt ljQLo ljj/0f uPsf jif{x?df ePsf] sfo{ k|ultsf cfwf/df k|If]k0f u/]sf] xf] . t= ;+ul7t ;+:yfsf] kl5Nnf] jif{sf] n]vfkl/If0f ePsf] jf;nft / gfkmf–gf]S;fg lx;fjsf] ljj/0f, -!_ ;+ul7t ;+:yfsf] kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft / gfkmf–gf]S;fg lx;fasf] ljj/0f M

Page 14: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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jf;nft -cfiff9 #!, @)&%_

ljj/0fjf:tljs -?= xhf/df_

cf=j= @)&$÷&%

>f]tr'Qmf k"FhL 641,520hu]8f tyf sf]if 132,920aLdf sf]if 397,541dxf–ljkQL hu]8f 35,261ltg{ afFls bL3{sflng C0f tyf ;fk6L -s"n >f]ts"n >f]t 1,207,2421,207,242pkof]upkof]u --l:y/ ;DkQL -v'b_ 38,706lb3{sflng nufgL 274,889lb3{sflng shf{ 11,306

rfn' ;DklQ shf{ tyf kZsLx?gub tyf a}+s df}Hbft 48,806cNksflng nufgL 1,166,328cNksflng shf{ -cGo ;DklQ 596,922hDdfhDdf 1,812,0551,812,055rfn' bfloTj tyf Joj:yfx?rfn' bfloTj tyf Joj:yfx?rfn' bfloTj 315,433c;dfKt hf]lvd jfkt Joj:yf 240,769e'QmfgL x'g afFsL bfjL afkt Joj:yf 172,028cGo Joj:yf 201,485hDdfhDdf 929,715929,715v'b rfn' ;DklQv'b rfn' ;DklQ 882,341882,341ckn]vg jf ;dfof]hg x'g afFls ljljw vr{x? -gfkmf gf]S;fg lx;faaf6 ;f/]sf] gf]S;fg -s'n pkof]us'n pkof]u 1,207,2421,207,242

gfkmf–gf]S;fg lx;fa -cfiff9 #!, @)&%_

ljj/0fjf:tljs -?= xhf/df_

cf=j= @)&$÷&%

cfDbfgLcfo Joo lx;faaf6 ;f/]sf] gfkmf÷-gf]S;fg_ 209,328nufgL shf{ tyf cGoaf6 cfo 67,632Joj:yf lkmtf{ 8,698cGo cfDbfgL -hDdf cfDbfgLhDdf cfDbfgL 285,658285,658vr{vr{ --

Page 15: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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Joj:yfkg vr{ 18,891ckn]vg vr{ -z]o/ ;DalGw vr{ 886cGo vr{x? -gf]S;fgLsf] nflu Joj:yf 17,362sd{rf/L cfjf; Joj:yf -sd{rf/L af]g; Joj:yf 22,593;dfof]lht cfos/;dfof]lht cfos/ 67,17267,172cfos/ 72,574:yug s/ ;DklQ ÷-bfloTj_ (5,402)hDdf vr{hDdf vr{ 126,904126,904v"b gfkmf ÷-gf]S;fg_v"b gfkmf ÷-gf]S;fg_ 158,754158,754aLdf sf]ifdf ;f/]sf] 76,676cl3Nnf] jif{;+u ;DalGwt vr{÷-cfDbfgL_ 3,431cl3Nnf] aif{af6 ;fl/Psf] gfkmf÷-gf]S;fg_ 29,376afF8kmfF8sf] nflu pknAw /sdafF8kmfF8sf] nflu pknAw /sd 108,023108,023:yug s/ hu]8f (5,402)k"+hLut hu]8f -ljz]if hu]8f -cGo hu]8f -k|:tfljt nfefz - -c_ af]g; z]o/ - -cf_ gub nfef+z -dxf ljkQL hu]8f (7,865);fdflhs pQ.bfloTj sf]if (79)jf;nftdf ;f/]sf] gfkmf÷-gf]S;fg_jf;nftdf ;f/]sf] gfkmf÷-gf]S;fg_ 94,67894,678

Plss[t cfo–Joo lx;fa -cfiff9 #!, @)&%_

ljj/0fjf:tljs -?= xhf/df_

cf=j= @)&$÷&%cfocfoaLdf z'Ns -v"b_ 475,236k'gaL{df sldzg cfo 269,407nufgL, shf{ tyf cGoaf6 cfo 55,025cGo k|ToIf cfo -cfly{s aif{sf] z'?sf] e"QmfgL x'g afFsL bfjL jfkt Aoj:yf 172,785cfly{s aif{sf] z'?sf] c;dfKt hf]lvd jfkt Aoj:yf 163,534hDdf cfohDdf cfo 1,135,9881,135,988JooJoo --bfjL e'QmfgL -v"b_ 312,289clestf{ sldzg 28,797

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k'gaL{df sldzg vr{ 345;]jf z'Ns -v"b_ 4,770cGo k|ToIf vr{ 798Joj:yfkg vr{ 170,015cfly{s aif{sf] cGTodf e'QmfgL x'g afFsL bfjL afkt Joj:yf 172,028cfly{s aif{sf] cGTodf c;dfKt hf]lvd afkt Joj:yf 237,618hDdf JoohDdf Joo 926,660926,660gfkmf–gf]S;fg lx;fadf ;f/]sf] art/-g]S;fg_gfkmf–gf]S;fg lx;fadf ;f/]sf] art/-g]S;fg_ 209,328209,328

t-@_= cfly{s jif{ ;dfKt ePkl5 xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? k]z u/]df, cfly{s jif{ ;dfKt ePsf] ldltaf6 k]z u/]sf] ldlt ;Dddf jf;nftsf] ldlt kl5sf] 36gfsf] af/]df 5'§} hfgsf/L ljj/0fkqdf ;dfj]z ug{'kg]{ M

cfly{s jif{ ;dfKt ePkl5 xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? k]z u/]df, cfly{s jif{ ;dfKt ePsf] ldltaf6 k]z u/]sf] ldlt;Dddf xfn sDkgLsf] o; cfly{s jif{sf] ljQLo ljj/0fdf c;/ kg{ ;Sg] u/L s'g} 36gf gePsf] hfgsf/L u/fpFb5f}+ .

t-#_=lwtf]kq lgisfzg v'nf x'g' k"j{ :jLs[t ePsf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx?df pNn]lvt ljj/0fdf ;DaGwL lgodg lgsfosf]] lgodg Joj:yf, lgb]{zg jf cGo s'g} sf/0faf6 Joj;fo ;~rfngsf] qmddf x'g] ;fdfGo kl/jt{g afx]s nufgLstf{sf lg0f{odf vf; c;/ kg]{ u/L tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L cfjZos ;'wf/ Pjd\ ;+zf]wg ug{'kg]{5 / To:tf] ;+zf]lwt xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? af]8{af6 :jLs[t u/fP/ dfq lgisfzg ;DaGwL sfo{ z'? ug{'kg]{5 M

lwtf]kq lgisfzg v'nf x'g' k"j{ :jLs[t ePsf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx?df pNn]lvt ljj/0fdf ;DalGwt lgodg lgsfosf]] lgodg Joj:yf, lgb]{zg jf cGo s'g} sf/0faf6 Joj;fo ;~rfngsf] qmddf x'g] ;fdfGo kl/jt{g afx]s nufgLstf{sf lg0f{odf vf; c;/ kg]{ u/L tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L cfjZos ;'wf/ Pjd\ ;+zf]wg u/L / ;f] ;+zf]lwt xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? af]8{af6 :jLs[t u/fP/ dfq lgisfzg ;DaGwL sfo{ z'? ul/g]5 .

y= ;+ul7t ;+:yfn] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx? M-s_ eljiodf gofF aLdf sDkgLx?sf] cfudgaf6 ahf/df c:j:y k|ltikwf{sf] cj:yf cfpg ;Sg] ;+efjgf ;d]t x'g]

ePsfn] To;af6 sDkgLsf] Joj;fodf hf]lvdsf] ;+efjgf a9\g] b]lvG5 . -v_ b]zsf] /fhg}lts cj:yfdf cl:y/tf >[hgf x'g uPdf To;af6 sDkgLn] of]hgf cg'?k sfo{ ug{ s]xL cK7\of/f]

kl/l:ylt ;d]t b]lvg hfg] / kl/0ffd:j?k Joj;fo tyf sf/f]jf/df ;d]t cl:y/tf cfpg ;Sg] ePsfn] hf]lvdsf] ;+efjgf b]lvG5 .

-u_ b]zsf] cfly{s cj:yfdf cfpg] ptf/ r9fjaf6 sDkgLsf] sf/f]jf/df k|ToIf k|efj kfg]{ x'gfn] To;af6 sDkgLsf] sfddf hf]lvd x'g ;S5 .

-3_ xfn e}/x]sf] g]kfn ;/sf/ tyf aLdf P]gsf] gLlt lgoddf -h:t} M nufgLsf] ;Ldf, If]q lgwf{/0fdf kl/jt{g, k"FhL ;+/rgf, ;+:yfut ;'zf;g cflb_ eljiodf s'g} kl/jt{g ePdf ;f]xL cg';f/ sDkgLn] cfˆgf] sfd sf/jfxLdf ;d]t kl/jt{g ug'{kg]{ ePsfn] kl/jt{g ug]{ l;lnl;nfdf slx st} hf]lvdsf] ;+efjgf /xg ;Sg] b]lvG5 .

-ª_ sDkgLn] cfhsf] lbgdf /fd|f] d"NofÍg u/L u/]sf] nufgL eljiodf s'g} sf/0fn] v/fa x'g hfg] b]lvPdf To:tf] cj:yfdf nufgL 8'Ag] hf]lvd /xg ;S5 .

-r_ k"+hL ahf/sf] cj:yfdf cfpg] ptf/ r9fjaf6 nufgLstf{x?sf] k|ltkmnsf] ck]Iff a9\g] / ;f]xL adf]lhd k|ltkmnsf] b/nfO{ ;fdfGo laGb'df sfod /fVgsfnflu sfd sf/jfxL ubf{ s]xL hf]lvdx? cfpg ;Sg] b]lvG5 .

lwtf]kqsf] d"No kl/jt{g ;DalGw hf]lvd M lgisfzg ul/Psf] z]o/ d"No ?= !))÷– k|lt z]o/sf b/n] ;"rLs/0f kZrft\ g]kfn :6s PS;r]~h lnld6]8df x'g]

sf/f]jf/ d"No ghgfpg] ePsf]n] z]o/ d"Nodf x'g;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .b= z]o/ afF8kmfF8 ;DaGwL Joj:yf M lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] lgod @! n] u/]sf] Joj:yf adf]lhd sDkgLn] cfˆgf] z]o/wgLx?df

xsk|b cfwf/df v/Lb cfJxfg u/]sf] z]o/ laqmL aGb ePsf] ldltn] a9Ldf #) -tL;_ lbgleq afF8kmfF8 u/L ;DalGwt

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z]o/wgLx?nfO{ afF8kmfF8 kq / lkmtf{ e'QmfgL lbg] Joj:yf u/L ;f] sf] ;"rgf /fli6«o b}lgs klqsfdf k|sflzt ug]{5 . o;/L afF8kmfF8 eP kZrft g]kfn :6s PS;]Gh lnld6]8df ;'lrs/0f tyf l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/fO{ g]kfn lwtf]kq af]8{sf] lgb]{zg adf]lhd lgwf{l/t cjlw leq afF8kmfF8df k/]sf z]o/wgLx?nfO{ xsk|b z]o/sf] lsQf lxtu|fxL vftfdf ;f]em} hDdf ul/g]]5 .

w= ;+ul7t ;+:yfsf] k|aGwkq, lgodfjnL, kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf–gf]S;fg lx;fa, n]vfk/LIf0f k|ltj]bg lg/LIf0f ug{ kfO{g] ;do / :yfg M

sfof{no ;doleq lgDglnlvt :yfgx?df sDkgLsf] k|aGwkq, lgodfjnL, kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf–gf]S;fg lx;fa tyf n]vfk/LIf0f k|ltj]bg lg/LIf0f ug{ ;lsg] 5 .

-s_ sDkgLsf] s]G›Lo sfof{no sdnflb, sf7df08f}+ l:yt sfof{noaf6 . -v_ lwtf]kq lgisfzg tyf laqmL k|jGws – PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+ l:yt sfof{noaf6 .g= lgisfzg x'g] lwtf]kq k|Tofe'lt u/]sf] eP ;f] sf] ljj/0f M lgisfzg ul/g] z]o/ xsk|b z]o/ ePsfn] lwtf]kq ;DaGwL k|rlnt sfg"g adf]lhd o; lgisfzgdf lgisfzg ul/g]

z]o/sf] k|Tofe'lt ul/Psf] 5}g .k= z]o/ ;"rLs/0f u/fpg] ;DaGwL Joj:yf M ælwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$Æ sf] bkmf ^ df ePsf] Joj:yf adf]lhd o; xsk|b z]o/ lgisfzg

;DaGwL Joj:yf tyf ljj/0f g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] lgj]bg k|fKt ePsf] a9Ldf ;ft sfo{ lbgleq sDkgLn] cfˆgf] lwtf]kq ;"lrs/0fsf nflu / lwtf]kq cef}ltsLs/0fsf nflu cg'dltkq k|fKt lwtf]kq ahf/df tyf s]lGb|o lgIf]k sDkgLdf qmdzM lgj]bg lbO{ af]8{nfO{ hfgsf/L lbOg]5 . ;f] kZrft\ sDkgLn] cfˆgf z]o/wgLx?df xsk|b cfwf/df v/Lb cfJxfg u/]sf] xsk|b z]o/ laqmL aGb ePsf] ldltn] g]kfn lwtf]kq af]8{sf] lgb]{lzsfn] tf]s] adf]lhdsf] lbgleq xsk|b z]o/sf] afF8kmfF8 u/] kZrft\ l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/fO{ g]kfn :6s PS;r]~h lnld6]8df ;"rLs/0f u/fO{ laqmLsf] Joj:yf ldnfOg] 5 .

km= ;+ul7t ;+:yfsf] sf/f]jf/df c;/ kfg]{ s'g} ljjfb÷d'2f dfldnf eP ;f] sf] ljj/0f M ;f] gePsf] .a= xsk|b z]o/ vl/b ug{ rfxg] cfj]bsn] kfngf ug'{kg]{ d'Vo s'/fx? M-!_ o; ljj/0fkq cg';f/ hf/L ul/g] xsk|b z]o/ v/Lbsf nflu o; lgisfzg k|of]hgsf nflu z]o/wgL btf{ k'l:tsf

aGb ug]{ ldlt @)&^÷!)÷@& ut]eGbf cl3Nnf] lbg;Dd sfod z]o/wgLx?n] cfˆgf] gfddf sfod z]o/sf] !)M^ sf] cg'kftdf -ljBdfg !) lsQf z]o/ a/fa/ gofF ^ lsQf z]o/sf] b/n]_ z]o/ vl/bsf nflu b/vf:t lbg ;Sg]5g\ . cfˆgf] z]o/ cef}lts ?kdf wf/0f u/]sf z]o/wgLn] l;–cf:af dfkm{t cfˆgf] vftf /x]sf] a}+saf6 jf l;l8P; P08 lSnol/Ë lnld6]8n] pknAw u/fPsf] æd]/f] z]o/Æ dfkm{t cfj]bg lbg ;Sg]5g\ . o;/L l;–cf:jf tyf d]/f] z]o/ dfkm{t cfj]bg lbg] k|lqmof ælwtf]kqsf] ;fj{hlgs lgisfzgsf] s]lGb|s[t ljB'lto ;]jf sfo{ ;~rfng lgb]{lzsf, @)&$ df ePsf] Joj:yf adf]lhd x'g]5 . ef}lts ?kdf z]o/ wf/0f u/]sf z]o/wgLx?n] laqmL k|aGwsn] tf]lsPsf ;+sng s]Gb|af6 cfj]bg kmf/fd k|fKt u/L xsk|b z]o/sf] cfj]bg lbg ;Sg]5g\ .

-@_ k|To]s z]o/wgLn] z]o/sf] xsk|b lgisfzgsf nflu b/vf:t lb+bf sDkgLåf/f tf]lsPsf] lglb{i6 9fFrfdf cfˆgf] z]o/wgL gDa/÷lxtu|fxL kl/ro g+=, xfn sfod /x]sf] z]o/ ;+Vof, cfkm"n] v/Lb ug{ kfpg] cyjf dfu]sf] xsk|b z]o/ ;+Vof / ;f] a/fa/sf] /sd ;d]t v'nfO{ l/tk"j{s tf]lsP adf]lhdsf] 9fFrfdf cfj]bg lbg'kg]{5 .

-#_ cfj]bsn] cfj]bg kmf/d a'emfpFbf b]xfosf s'/fx?df ljz]if Wofg lbO{ :ki6;+u cfj]bg kmf/d e/L a'emfpg' kg]{5 M s_ cfj]bssf] k'/f gfd -g]kfnL tyf c+u|]hL b'j}_, v_ cfj]bssf] afa', cfdf tyf afh]sf] gfd, u_ cfj]bs ljjflxt ePdf >Ldfg jf >LdtLsf] gfd, 3_ cfj]bssf] :yfoL 7]ufgf, ª_ cfj]bssf] ;Dks{ 7]ufgf / 6]lnkmf]g jf df]afOn gDa/, r_ cfj]bssf] vftf /x]sf] a}+s jf ljQLo ;+:yfsf] gfd, 7]ufgf, tyf vftf gDa/, 5_ lwtf]kq cef}ltlss/0f ug]{ -l8Dof6_ vftf gDa/, h_ cfj]bsn] lng rfx]sf] z]o/ ;+Vof tyf ;f] jfkt hDdf u/]sf] /sd em_ cfj]bssf] x:tfIf/ -gfjfnssf] xsdf cleefjssf] x:tfIf/_ `_ cfj]bg kmf/fd /2 x'g ;Sg] sf/0f ;DaGwL hfgsf/L, 6_ nufgLstf{sf] kl/rokqsf] Joj:yf ul/Psf]df To:tf] kl/rokq gDa/,

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7_ cfj]bg kmf/fd a'emfPsf] ;+sng s]Gb|sf] gfd tyf 7]ufgf, 8_ cfj]bg kmf/fd a'emfPsf] ldlt-$_ b/vf:t;fy k|lt z]o/ ?= !))÷– sf] b/n] cfkm"n] xsk|b cfwf/df dfly a -!_ df pNn]v eP cg';f/ v/Lb ug{ kfpg]

z]o/ ;+VofnfO{ u'0fg ubf{ x'g cfpg] a/fa/sf] Psd'i7 gub /sd jf ;f] a/fa/sf] /sd a}+sdf hDdf u/]sf] ef}r/ jf 8«fˆ6 ;+nUg ePsf] x'g'kg]{5 . ef}r/ jf a}+s 8«fˆ6 dfkm{t\ /sd hDdf ubf{ ef}r/ jf 8«fˆ6 gDa/ z]o/ cfj]bg kmf/ddf clgjfo{ ?kdf v'nfpg' kg]{5 .

-%_ o; xsk|b z]o/ lgisfzg k|of]hgsf nflu z]o/wgL btf{ k'l:tsf aGb ug]{ ldlt @)&^÷!)÷@& ut]eGbf cl3Nnf] lbg;Dd sfod z]o/wgLx?n] dfq o; xsk|b lgisfzgdf b/vf:t lbg ;Sg]5g\ . z]o/wgL btf{ k'l:tsf aGb eP kZrft\ z]o/ v/Lb ug]{ z]o/wgLx? o; xsk|b lgisfzgsf nflu cfj]bg lbg of]Uo x'g] 5}gg\ .

-^_ z]o/wgLx?n] tf]lsPsf] ;do÷cjlw leq z]o/sf nflu b/vf:t lbg'kg]{5 . olb s'g} z]o/wgLaf6 tf]lsPsf] ;do÷cjlw leq z]o/sf nflu b/vf:t k|fKt x'g gcfPdf To:tf] b/vf:tnfO{ z]o/ afF8kmfF8df ;dfj]z ul/g] 5}g .

-&_ æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df pNn]v ul/P adf]lhd tf]lsPsf] Dofb leq b/vf:t glbg] tyf b/vf:t lbP klg dfu ul/P adf]lhd tf]lsPsf] /sd ga'emfpg] z]o/wgLx?nfO{ z]o/ afF8kmfF8df ;dfj]z ul/g] 5}g / ;f] df s;}sf] s'g} klg k|sf/sf] bfaL lj/f]w nfUg] 5}g .

-*_ o; xsk|b z]o/ lgisfzgsf] ;dodf s'g} ljjfb ePdf jf pmh'/L k/]df ;f] sf] lgjf/0fsf nflu sDkgLsf] ;+rfns ;ldltsf] lg0f{o g} clGtd x'g]5 .

-(_ k|To]s z]o/wgLn] ef}lts tyf cef}lts -l8Dof6_ ?kdf /x]sf] z]o/ cg';f/ xsk|b z]o/ ebf{ cfj]bssf] z]o/ ef}lts tyf cef}lts -l8Dof6_ h'g ?kdf sfod /x]sf] ePtfklg Pp6} cfj]bg kmf/d dfkm{t b/vf:t lbg'kg]{5 .

e= cfkm\gf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ u/L dgf]gog u/]sf] cj:yfdf kfngf ug{'kg]{ s'/fx?M!= ;fljssf z]o/wgLn] b]xfosf] cj:yfdf cGo s'g} AolQmn] vl/b ug{ kfpg] u/L xsk|b z]o/ laqmL v'Nnf ePsf]

cjlw leq lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] cg';"rL–!! sf] 9fFrfdf lgj]bg sDkgLsf] z]o/ /lhi6«f/ sfof{no, PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+df lbO{ cfkm\gf] xs cGo AolQmnfO{ x:tfGt/0f ug{ ;lsg] 5 .

-s_ xsk|b z]o/ vl/b ug]{ xs cGo s'g} AolQmnfO{ x:tfGt/0f ug]{ ;DaGwL Aoa:yf sDkgLsf] lgodfjnLdf ePsf], -v_ dgf]gog e} z]o/sf] nflu cfj]bg ubf{ lwtf]kq ahf/sf] sf/f]af/ OsfO{ cg';f/ x'g] Aoa:yf lgod !& sf] pklgod

$ adf]lhd k|sflzt ljj/0fdf Aoa:yf ul/Psf] . -u_ ;+ul7t ;+:yfsf] k|aGwkq, lgodfjnL jf ;DalGwt lgofds lgsfon] z]o/sf] :jfldTj ;+Vofsf] l;df tf]s]sf]df

To:tf] l;df leq /x]sf] . -3_ ;+ul7t ;+:yfsf] k|aGwkq / lgodfjnLsf] Joj:yf cg';f/ :jfldTj tyf ;~rfns ;ldlt ;d"xs[t ul/Psf] ePdf

;f]xL ;d"x leq /xg] u/L dfq dgf]gog ul/Psf] . -ª_ dgf]gog ul/g] JolQm k|rlnt sfg"g adf]lhd sfnf] ;"rLdf g/x]sf] . -r_ dgf]gog ul/g] AolQm k|rlnt sfg"g adf]lhd To:tf] ;+:yfsf] z]o/ vl/b ug{ cof]Uo gePsf] .@= dfly bkmf ! adf]lhd dg]fgog ubf{ Ps JolQmnfO{ dfq dgf]gog ug'{ kg]{5 .#= dfly bkmf ! adf]lhd dgf]gogsf nflu lgj]bg lbFbf lgj]bgsf ;fy xs x:tfGt/0f u/L lnOg] lwtf]kqsf] r'Qmf /sdsf

Ps k|ltzt /sdn] x'g cfpg] /sd dgf]gog ul/lbg] z]o/wgL -z]o/jfnf_ n] a'emfPsf] z'Ns ;d]t ;dfj]z ug'{ kg]{5 .$= z]o/jfnfn] cfˆgf] xssf] xsk|b z]o/ laqmLsf] nflu dfly bkmf ! adf]lhd cGo JolQmnfO{ dgf]gog u/]df

To:tf] z]o/jfnfn] ;f]lx ;+ul7t ;+:yfsf] c? z]o/jfnfsf] xsk|b z]o/ v/Lb ug{ kfpg] 5}g .%= lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] lgod !( adf]lhd xsk|b lwtf]kq x:tfGt/0f ePsf] lwtf]kqsf]

;+Vof / x:tfGt/0f u/L lng] lbg] z]o/wgLsf] ;+Vof ;DaGwL hfgsf/L ;lxt dfly bkmf # adf]lhd hDdf x'g cfPsf] z'Ns lgisfzg tyf laqmL k|aGws dfkm{t xsk|b lgisfzgsf] lwtf]kq afF8kmfF8 ePsf] kGw| lbgleq g]kfn lwtf]kq af]8{df a'emfpg' kg]{5 .

^= lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] lgod !( df cGoq h'g;'s} s'/f n]lvPsf] ePtfklg lwtf]kq ahf/n] af]8{sf] :jLs[lt lnO{ lwtf]kq ahf/ dfkm{t xs x:tfGt/0f ;DaGwL Joj:yf u/]df ;f]xL adf]lhd xs x:tfGt/0f x'g ;Sg]5 .

Page 19: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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d= ;+ul7t ;+:yfsf] n]vfk/LIfs, sDkgL ;lrj, ljQLo ljj/0f k|If]k0f ug]{ ljz]if1, k|If]lkt ljj/0fsf] k|If]k0f÷cg'dfgsf] cfwf/ tyf tl/sfaf/] k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo JoQm ug]{ ljz]if1, æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ tof/ ug]{ ljz]if1 tyf lgisfzg tyf laqmL k|aGwssf] gfd tyf 7]ufgf M

d=! n]]vfkl/Ifs tyf sDkgL ;lrjsf] gfdgfd];L M cf=j= @)&%÷&^ sf] cfDbfgL–vr{ lx;fasf] n]vfk/LIf0f sfo{ ug{sf nflu l;=P >L la= s]= cu|jfn lgo'Qm x'g'

ePsf] 5 . >L cfgGb afa' v8\sf o; k|'8]lG;on OG:of]/]G; sDkgL lnld6]8sf] sDkgL ;lrjsf] ?kdf sfo{/t x'g'x'G5 .d=@ ljQLo ljj/0f -jf;nft, gfkmf–gf]S;fg vftf / gfkmf–gf]S;fg afF8kmfF8 lx;fa_ k|If]k0f ug]{ ljz]if1sf] gfd tyf

7]ufgf M o; ljQLo ljj/0f tof/ kfg]{ Joj;flos ;+:yfdf lgisfzgstf{ sDkgL k|'8]lG;on O{G:of]/]G; sDkgL lnld6]8, sdnfbL,

sf7df8f}+ :jo+ /x]sf] 5 .d=# ljQLo k|If]k0f -jf;nft, gfkmf–gf]S;fg vftf / gfkmf–gf]S;fg afF8kmfF8 lx;fa_ sf] cg'dfgsf] cfwf/ tyf

tl/sf k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo JoQm ug]{ ljz]if1sf] gfd tyf 7]ufgf M o; ljj/0fdf pNn]v ul/P adf]lhd tof/ ul/Psf] ljQLo ljj/0f tyf k|If]k0fsf] cg'dfg tyf cfwf/x? xfnsf] ljQLo

ahf/sf] l:ylt, sDkgLsf] xfnsf] bIftf / sDkgLn] k|fKt u/]sf] xfn ;Ddsf] sfo{ k|ultsf] cfwf/df k'g/fjnf]sg u/L ljQLo ljj/0f 7Ls 5 egL k|dfl0ft ug]{ ljz]if1df la=s]= cu|jfn P08 sDkgLsf l;=P= >L la=s] cu|jfn /xg' ePsf] 5 .

d=$ o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ tof/ ug]{ ljz]if1sf] gfd tyf 7]ufgf M o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ tof/ kfg]{ Joj;flos ;+:yfdf lwtf]kq lgisfzg tyf

laqmL k|aGws–PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+ /x]sf] 5 .d=% o; xsk|b z]o/ lgisfzg ug]{ lgisfzg tyf laqmL k|aGwssf] gfd tyf 7]ufgf M o; xsk|b z]o/ lgisfzg sfo{sf] nflu Joj;flos ;+:yfdf lwtf]kq lgisfzg tyf laqmL k|aGws – PgPdla Soflk6n

lnld6]8, gfukf]v/L, sf7df8f}+ /x]sf] 5 .o -!_= xsk|b z]o/ hf/L ug'{sf] p2]Zo-s_ k|aGwkq tyf lgodfjnLdf pNn]v ul/Psf p2]Zox? cg'?k ug'{ kg]{ sfo{x?sf] nflu cfjZos kg]{ k'FhL h'6fpg .-v_ sDkgLsf] ldlt @)&^÷)#÷!) ut] ;DkGg ljz]if ;fwf/0f ;efaf6 kF"hL j[l4 ug]{ ;DaGwdf lg0f{o eP cg';f/ !) z]o/

a/fa/ ^ z]o/sf] cg'kftdf xsk|b z]o/ lgisfzg u/L sDkgLnfO{ cfjZos kg]{ k"FhL ;+sng ug]{ .-u_ sDkgLn] ;]jf lj:tf/ ug]{ qmddf nufgL a9fpg tyf ljQLo Pj+ cfly{s ultljlwnfO{ lj:tf/ ug{sf nflu cfjZos

kF"hL ;+sng ug{ .o -@_=lgisfzgaf6 k|fKt x'g] s"n /sd ;DaGwdf ljQLo ?kdf :ki6 v'n]sf] pkof]u of]hgf ;lxtsf] ljj/0f lgisfzgaf6 k|fKt x'g] s'n /sd tn pNn]lvt ljleGg If]qx?df k|of]u x'g]5 M

ljj/0f /sd -?_;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So"l/6Ldf @,)),)),)))÷–a}+s÷ ljQLo ;+:yfsf] l8j]]~r/ a08df *,($,!@,)))÷–Jffl0fHo a}+ssf] d'2tL lgIf]kdf !%,)),)),)))÷–ljsf; a}+ssf] d'2tL lgIf]kdf &,)),)),)))÷–ljQLo ;+:yfsf] d'2tL lgIf]kdf %,)),)),)))÷–ljBdfg zfvfx?sf] :t/f]GgtL @),)),)))÷–s]GbL|o sfof{nosf] :t/f]GgL / ef}lts ;DklQ #%,)),)))÷–hDdf #*,$(,!@,)))÷–

/= xsk|b z]o/ laqmL v'Nnf cjlw M xsk|b z]o/sf] nflu b/vf:t lng] sfo{ sDtLdf k}+lt; lbgsf nflu v'Nnf /flvg]5 . ;f] cjlw leq lgisfzg ul/Psf]

;a} lwtf]kq lalqm gePdf ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] lgod !* adf]lhd g]kfn lwtf]kq af]8{nfO{ clu|d hfgsf/L lbO{ o; sDkgLn] ;"rgf k|sfzg u/L a9Ldf yk kGw| lbgsf nflu lwtf]kqsf] b/vf:t v'Nnf /fVg ;lsg]5 .

Page 20: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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n-!_=xsk|b z]o/ v/Lbsf nflu b/vf:t kfO{g], /sd hDdf ug]{ / cfj]bg a'emfpg] :yfgx?sf ;fy} xsk|b z]o/ vl/bsf nflu tof/ ul/Psf] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ k|fKt jf x]g{ ;Sg] :yfgx? M

-s_ ljj/0fkq tyf b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfg M

qm=;+ sDkgLsf] gfd, 7]ufgf!= PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+ .

@=

PgPdla a}+s lnld6]8sf zfvf sfof{nox?M pkTosf leqM tLgs'g], l;tfkfO{nf sf7df8f}+Ù n'e' nlntk'/Ù ;'o{ljgfos, eQmk'/Ù pkTosf aflx/M tLgbf]af6f], ag]kfÙ ldngrf]s a'6jnÙ dx]Gb|ky w/fgÙ /Ë]nL/f]8, lj/f6gu/Ù ;'v]{t/f]8, g]kfnu~hÙ a;kfs{/f]8, wgu9LÙ lj/]Gb|gu/, ;'v]{tÙ Go"/f]8, kf]v/fÙ cfbz{gu/, jL/u~hÙ Effg'rf]s, hgsk'/Ù ljtf{df]8, emfkfÙ Gff/fo0fu9, lrtjg .

#=u'8ljn kmfOgfG; lnld6]8sf zfvf sfof{noM xfQL;f/, l8NnLahf/, OGb|rf]s sf7df8f}+Ù s'df/Lkf6L, nlntk'/ .

$= ;]G6«n kmfOgfG; lnld6]8sf zfvf sfof{noM s'k08f]n, nlntk'/Ù Rffjlxn, sf7df8f}+

-v_ b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfg M

qm=;+ sDkgLsf] gfd, 7]ufgf!= l;–cf:jf ;b:o a}+s tyf ljQLo ;+:yfx? / ltgsf zfvf sfof{nox? .

-u_ pk/f]Qm :yfgx?sf] cnfjf lgisfzg tyf laqmL k|aGws PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+åf/f cGo dfWod dfkm{t ;'lrt ul/g] ;Íng s]Gb|sf] ?kdf sfo{ ug]{ u/L lgo'Qm ljQLo ;+:yfx?df xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? k|fKt ug{ jf x]g{ ;Sg], cfj]bg kmf/d kfpg], a'´fpg] / /sd hDdf ug{] Joj:yf ul/g] 5 . pQm pNn]lvt :yfgx? afx]s cGo :yfgaf6 cfj]bg lbg rfxg]x?n] lwtf]kq lgisfzg aGb x'g'eGbf cl3sf] ldltdf PgPdla Soflk6n lnld6]8sf] gfddf lvlrPsf] Psfp06 k]oL (A/C Payee) 8«fˆ6;fy lwtf]kqsf] nflu cfj]bg l;w} x'nfs jf s'l/o/åf/f PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f+}df k7fpg ;lsg] 5 . xsk|b z]o/ laqmL aGb ePsf] & lbg kl5 k|fKt 8«fˆ6 / cfj]bg kmf/dnfO{ afF8kmfF8df ;dfj]z ul/g]5}g .

-3_ lwtf]kq lgisfzgsf] qmddf af]8{af6 l:js[t æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ nufgLstf{n] ;xh ?kdf x]g{ ;Sg] / pgLx?nfO{ ;"lrt lg0f{odf k'Ug ;xh ug]{ p¢]Zon] lgisfzg tyf laqmL k|aGwssf] j]e;fO6df lwtf]kq laqmL aGb geP;Dd /flvg]5 . ;fy} ;f]sf] Ps k|lt -Soft Copy_ af]8{sf] j]e;fO6df /fVg ;d]t pknAw u/fOg]5 .

-ª_ xsk|b z]o/ lgisfzgsf] qmddf z]o/wgLsf] ;+Vof / 7]ufgfnfO{ cfwf/dfgL z]o/wgLx?sf] kx'Fr x'g] u/L kof{Kt dfqfdf ;+sng s]Gb| tf]lsg]5 . ;fy} b/vf:t kmf/fdsf] xsdf cfj]bsx?n] PgPdla Soflk6n lnld6]8sf] j]j;fO6 www.nmbcl.com.np / sDkgLsf] j]j;fO6 www.prudential.com.np af6 8fpgnf]8 u/L e/]/ tf]lsPsf] ;s+ng s]Gb|df a'emfpg ;lsg]5 .

-r_ nufgLstf{x?n] cfkm"n] cfj]bg lbg;Sg] clwstd xs ;DaGwL ljj/0f sDkgLsf] j]j;fO6 www.prudential.com.np / PgPdla Soflk6n lnld6]8sf] j]j;fO6 www.nmbcl.com.np dfkm{t x]g{ ;Sg]5g\ .

n-@_=lgisfzg a}+s (Bankers to the Issue) sf] gfd tyf 7]ufgf M o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ dfkm{t lgisflzt xsk|b z]o/x?sf] nflu lgisfzg a}+s

(Bankers to the Issue) sf] ?kdf PgPdla a}+s lnld6]8, aa/dxnnfO{ tf]lsPsf] 5 . g]kfn lwtf]kq af]8{nfO{ tLg lbg cufl8 hfgsf/L u/fO{ cGo jfl0fHo a}+s tyf /fli6«o:t/sf ljsf; a}+sx?nfO{ ;d]t cfjZostf cg';f/ lgisfzg a}+s tf]Sg ;lsg]5 .

qm=;= lgisfzg a}+ssf] gfd a}+s vftfsf] gfd a}+s vftf gDa/

!=>L PgPdla a}+s lnld6]8, aa/dxn, sf7df8f}+

NMBCL-RIGHT PICL 2076/77 ))!)))%$)!))))*(

@= >L ;fªu|Lnf 8]enkd]G6 a}+s lnld6]8 NMBCL-RIGHT PICL 2076/77 )$*))*))@&)&!!)))))@#= >L d'lQmgfy ljsf; a}+s lnld6]8 NMBCL-RIGHT PICL 2076/77 )!#!)$))@)%$(())))@)$= >L u/Ldf ljsf; a}+s lnld6]8 NMBCL-RIGHT PICL 2076/77 ))&))!)))@($#$))))!!

Page 21: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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j= cfkm\gf] Joj;fo;Fu ;DalGwt P]g, lgod, sDkgL P]g tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf] k"0f{ kfngf u/]sf] ;DaGwdf pb\3f]if0f M

sDkgLn] cfkm"n] ug]{ Joj;fo;Fu ;DalGwt aLdf P]g, @)$(, k|rlnt lgod, sDkgL P]g, @)^# tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf] k"0f{ ?kdf kfngf u/]sf] 5 / ;f]xL lgb]{zgx?sf] bfo/f leq /xL sfo{ ul//x]sf] af/]sf] pb\3f]if0f sDkgLsf] /x]sf] 5 . ;fy}, sDkgL P]g, @)^# / cGo k|rlnt P]g, lgod adf]lhd sDkgLsf ;~rfnsx? sfnf] ;"rLdf g/x]sf] / ;+:yfks z]o/wgLx? ;+:yfks x'gsf] nflu cof]Uo g/x]sf] sDkgLsf] pb\3f]if0f /x]sf] 5 . ;fy}, o; sDkgLn] sDkgL /lhi6«f/sf] sfof{nodf cfly{s jif{ @)&$÷&% ;Ddsf] ljj/0fx? k]z u/]sf] x'gfn] pQm cfly{s jif{;Dd o; sDkgL cBfjlws /x]sf] Joxf]/f sDkgL /lhi6«f/sf] sfof{nosf] ldlt @)&^÷)^÷)( sf] kqaf6 hfgsf/L k|fKt ePsf] 5 .

qm]l86 /]l6Ë ;DaGwL Joj:yf M af]8{af6 qm]l86 /]l6Ë ;DaGwL sfo{ ug{ cg'dlt k|fKt ;+:yf Oqmf g]kfn (ICRA Nepal) lnld6]8n] o; sDkgLåf/f

hf/L ug{ nfu]sf] xsk|b z]o/ lgisfzgnfO{ ldlt @)&^÷)%÷!* ut] [ICRANP] IPO Grade 4+ k|bfg u/]sf] 5 . [ICRANP] IPO Grade 4+ n] cf}ift eGbf tn cfwf/x? [Below Average Fundamentals] hgfpFb5 . u|]8 @,#,$ df k|of]u ul/g] + (plus) lrGxn] To; ;d"xsf t'ngfTds ;sf/fTds l:yltnfO{ hgfpFb5 .

z -!_= kl5Nnf] # jif{sf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]jf/ ePsf] ;+Vof ;DaGwL ljj/0f M

tLg cfly{s jif{sf] jflif{s z]o/ sf/f]jf/sf] ljj/0f

cfly{s jif{ clwstd z]o/ d"No -?_ Go"gtd z]o/ d"No -?_ clGtd ahf/ d"No -?_ z]o/ sf/f]jf/ ;+Vof2075/2076 825 527 555 5,28,703

2074/2075 1,723 545 780 6,75,338

2073/2074 1,723 690 1,410 8,04,308

ljut tLg dlxgfsf] z]o/ sf/f]jf/sf] ljj/0fkf}if @)&^ 574 403 548 84,149

d+l;/ @)&^ 451 349 410 56,787

sflt{s @)&^ 466 407 422 5,703

if= o; æxsk|b lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df pNn]v ePsf] ljj/0fx? tYo, k"0f{ 5g\, ;f] df s'g} km/s k/]df xfdL ;+rfnsx? k"0f{?kdf lhDd]jf/ x'g]5f}+ egL ;xL 5fk ug]{ ;~rfnsx?sf] gfd, b:tvt

qm=;+= ;~rfnsx?sf] gfd kb b:tvt

!= >L >j0f s'df/ cu|jfn cWoIf

@= >L ljzfn cu|jfn ;~rfns

#= >L cldt cu|jfn ;~rfns

$= >L clgtf /fodfemL 608g ;~rfns

;= lgisfzg tyf laqmL k|jGwssf] pb\3f]if0f M xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf]

cfwf/df o; ;+:yfsf] Joj:yfklso, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/fk|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ cg'?ksf] of]Uotf k'u]sf] k|lta4tfkq -8\o" 8]lnh]G;\ ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

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Page 23: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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Page 25: PgPdla Soflk6n lnld6]8€¦ · 18 zfvf sfof{no, sf]xnk'/ 38 zfvf sfof{no, rfalxn, sf7df8f}+ 19 zfvf sfof{no, tfnrf]s, n]vgfy 39 zfvf sfof{no, lqo'uf gu/kflnsf, ufO{3f6 20 zfvf sfof{no,

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