Date post: | 20-Aug-2015 |
Category: |
Economy & Finance |
Upload: | pislice |
View: | 274 times |
Download: | 5 times |
THE STORY 1
THE PLATFORM 2
THE OFFERING 3
THE BENEFITS 4
Profile Overview
MENA Funding Gap
MENA CSR Gap
Entrepreneurship Story
Pi Slice is born
a
b
c
d
Partnership
MFI Selection
MFI Integration
Technology
PlaNet Finance
Localisation
Value Proposition
Process
Audience
Engagement Channels
Impact
e
f
g
h
i
j
k
l
m
n
o
v
w
x
Lead The Field
The Shared Value
The Benefits
CSR Initiative
CSR Evolution
Visibility Program
Employee Mobilization
Client Mobilization
Public Awareness
p
q
r
s
t
u
THE BENEFITS
THE OFFERING
THE PLATFORM
THE STORY
4
3
2
1
MENA Funding Gap
MENA CSR Gap
Entrepreneurship Story
Pi Slice is born
b
a
c
d
MENA Funding Gap
The MENA region is home to approximately:
370 million inhabitants of which at least
are estimated to live on less than
26 percent
USD $2 /day
1 a
2010 Arab Micro Finance report conducted by MIX (Micro Finance Index Exchange)
MENA Funding Gap
17 large MFI’s from the oldest markets in the region alone have a combined portfolio of:
which represents
$912 million
78 percent of the region’s overall portfolio
1 a
2010 Arab Micro Finance report conducted by MIX (Micro Finance Index Exchange)
6 million It is estimated that there are approx.
households eligible for a microfinance loan and that there is a gap of approx.
3 million potential microfinance customers in need of funding for a total of nearly
$3.5 billion in growth loan portfolio
MENA Funding Gap 1 a
2010 Arab Micro Finance report conducted by MIX (Micro Finance Index Exchange)
There is a huge gap of funding for MENA micro-entrepreneurs & the opportunity to create 3 million jobs
MENA Funding Gap 1 a
MENA CSR Gap
HOW OFTEN DO PROFESSIONALS ENGAGE IN CHARITY OR COMMUNITY WORK IN THE MIDDLE EAST?
HOW ACTIVELY ARE COMPANIES IN THE MIDDLE EAST ENGAGED IN CSR ACTIVITY?
1 b
There is room for potential growth for social responsibility initiatives in MENA
MENA CSR Gap 1 b
Entrepreneurship Story 1 c
Following a passion for the microfinance & online industries, Genny presents Pi Slice idea & business plan part of MBA project at London Business School
Genny mentored and supported by Tom Speechley – Senior Partner Abraaj to make sure Pi Slice is a viable Business Model.
Pi Slice gets introduced to the Endeavor Network which supports high impact entrepreneurs world wide.
Pi Slice gets selected to attend the Summit of Innovation & Entrepreneurship in New York as a panelist.
Pi Slice launched officially and by June 2012, finalizes a Partnership Agreement with MicroWorld/ PlanetFinance to re-build and re-launch together for March 2013 a MENA to MENA platform.
Pi Slice participates in major global entrepreneurship competitions namely Cartier Women Initiative Award, Bader Startup Cup Competition & Global Social Ventures Competitions, Endeavour. Pi Slice gets invited to World Economic Forum and different summits and conferences as a speaker. Pi Slice completes a CAT4 License Application in DIFC with the ambition to become the 1st microfinance online bank in MENA.
MARCH 2010
MARCH 2011
MARCH 2012
Genny undergoes life altering trekk at Kilimanjaro
Pi Slice is born.. 1 d
Pi Slice is a web based social platform which represents a new channel of funding for Micro Finance Institutions.
Its framework is a unique connecting system that links individuals and companies who wish to invest with MENA based MFIs that in
turn use the funds to provide micro-credit to their customers.
Through this web based platform, motivated individuals and companies can help MFIs in the MENA region to build a sustainable future for micro-entrepreneurs, as well as a favourable ecosystem
for development at the macro level.
THE BENEFITS
THE OFFERING
THE PLATFORM
THE STORY
4
3
2
1
Partnership
MFI Selection
MFI Integration
Technology
PlaNet Finance
Localisation
Value Proposition
Process
Audience
Engagement Channels
Impact
g
f
e
j
i
h
m
l
k
o
n
Pi Slice - Partnership
Pi Slice is a peer-to-peer micro-lending platform that allows individuals and
corporations to lend to micro-entrepreneurs in MENA and finance
their projects enabling them to launch or grow their micro-businesses.
Business Development
MicroWorld, a subsidiary of the PlaNet Finance Group, is a France-based internet
platform that allows individuals and corporations to finance the projects of micro-entrepreneurs around the world
by making online loans.
MFI and financial operations management
Pi Slice is in partnership with MicroWorld to create the 1st MENA micro-lending platform
2 e
Pi Slice – MFI Selection
Pi Slice with MicroWorld Have rigorous process of MFIs selection
Pi Slice-MicroWorld can work with MFIs at other tiers through: o Increased information to general lenders o Collecting funding from specific risk-tolerant lender populations o Organising guarantee funds through third parties
Pi Slice-MicroWorld works with upper tier MFIs without any contingency measures
MFIs
2 f
Tier 4
Tier 3
Tier 2
Tier 1
Pi Slice - MFI Integration
Pi Slice with MicroWorld have rigorous process of MFIs integration
Pre-selection Contact Pre-due
diligence Onsite due diligence
Investment committee Integration
Extensive field experience, MFI due diligence and training, product development
MFI due diligence, analysis, operational setup, training
2 g
Pi Slice - Technology
Pi Slice with MicroWorld Built a cutting-edge technology platform
Local banking partner
MicroWorld’s platform uses banking grade technology and allows for full personalisation to adapt to specific regional needs.
Lenders
2 h
Secure transaction processing
Front End
Back End
Fully customisable content management system Based on open-source Drupal software Dynamic media-ready interface Social network and SEO friendly
Banking-grade back office system Robust financial transaction tracking Multi-currency-ready
Pi Slice – Planet Finance
Pi Slice with MicroWorld leverage the Planet Finance micro-finance expertise
Services offered How MicroWorld works with them
5 microfinance institutions, 626 staff, 55,000 active customers
Partner with Microcred Senegal and Microcred Madagascar
NGO, Technical assistance to MFIs, programs in 60 countries
MFI and country regulation advice
Leading microfinance investment firm, USD1bn under management MFI selection, due diligence,
ongoing risk analysis, country analysis Leading MFI ratings organisation,
478 ratings conducted
Microfinance education, 47 academics and 49 practitioners
Website content, industry information
Microinsurance provider to188k microentrepreneurs Identifying ways to incorporate
microinsurance and French microfinance into platform Microfinance funding to French
micro-enterprise
2 i
Pi Slice aims to work with partners in every country in the MENA region when possible.
1- Commitment to MENA countries
2- Local currency funding for partners Thanks to its banking grade technology, MicroWorld is able to collect and disperse funding in local currencies, therefore Pi Slice is ready to put in place local funding strategies for partners, providing exchange risks and costs are addressed properly.
Pi Slice – Localisation 2 j
MENA
Pi Slice - Value Proposition
Increase awareness of microfinance, social responsibility, shared
value, and the culture of giving
Channel low cost funding to microfinance
institutions, helping them expand their services & micro-
entrepreneurs portfolio
Provide the public with a sustainable, tangible, transparent alternative
to charitable giving
Enable companies to create an innovative and highly visible corporate social responsibility program
1 2 3 4
2 k
Pi Slice - Process
Corporates Employees
and Clients
Pi Slice MFI Micro-
Entrepreneurs
Loans Repayment
Corporate partners
raise funds in
loans & can
mobilize the public
Employees & Clients select
projects of micro-
entrepreneurs that
corporate partners can co-
finance
The MFI finances the
micro-entrepreneur
The micro-entrepreneur
reimburses its loan to the
lender(s)
1 2 3 4
Pi Slice works as a partnership between corporations,
employees and clients, here’s how it works:
o 0% interest loans from 6 to 18 months
o Selection, due diligence and control of MFIs is done with PlaNet Finance
o MFIs lend with interest rate to micro-entrepreneurs to cover operational costs
o Projects are easily and securely financed via PayPal
2 l
o PI Slice receives small commission from MFIs for funding offered
o Pi Slice local correspondent within MFI ensures operational efficiency
o Banking grade back-office implemented at MicroWorld to track financial
flows: Oracle Flexcube
Pi Slice – Audience 2 m
http://www.wamda.com/2012/10/25-essential-stats-on-e-commerce-in-the-middle-east-stats
MENA INTERNET USAGE MENA ONLINE BUYING MARKET
72 MILLION Internet Users
58 MILLION Social Media Users
2+ HOURS Online Daily
14% USERS Buy Online
$91 BILLION Online Transactions
PI SLICE OPPORTUNTIY
ENGAGE
50 MILLION
PEOPLE
Pi Slice – Engagement Channels 2 n
Pi Slice - Impact
As we grow, we will be measuring our impact by # of jobs creation per # of MFI’s per # of countries with 4 levels of social impact
JOB CREATION FOR MICRO-ENTREPRENEURS > Beneficiaries: women, farmers, handymen, etc... > KPIs: numbers of stable jobs creation & outreach / productivity / income / purchasing power / efficiency / financial management / profitability / empowered individuals & families, gender equality DIRECT FAMILY > Beneficiaries: wife, kids, parents, etc... > KPIs: empowerment, housing / food /clothing security, school attendance / focus / performance, overall standard of living / morale / health CLOSE COMMUNITY > Beneficiaries: neighbors, friends, community members, etc... > KPIs: more number of community jobs creation, availability of products and services through community micro-entrepreneurs, community economic development GOVERNMENT > Beneficiaries: overall Population > KPIs: lower unemployment rate, lower crime rate, higher Per Capita Income & GDP, higher economic development, higher political stability
2 o
Pi Slice
The Value Proposition
The Process
The Steps
THE BENEFITS
THE OFFERING
THE PLATFORM
THE STORY
4
3
2
1
s
r
q
p CSR Initiative
CSR Evolution
Visibility Program
Employee Mobilization
Client Mobilization
Public Awareness
u
t
Corporates participate in an innovative & sustainable CSR initiative
3 p
Pi Slice offers companies the opportunity to contributes to the development and transformation of the MENA region, through continuous funding of micro-entrepreneurs and ongoing community engagement and mobilization.
Corporates are part of a CSR evolution 3 q
Support the regional economy through loans rather than donations
Increase your action by leveraging your networks
Communicate on a highly visible program
EFFICIENCY
IMPACT
VISIBILITY
Corporates are offered a unique program that increases the impact and efficiency of their CSR actions by using funds to engage and mobilize their network in a transparent way while supporting micro-entrepreneurs
Corporates have visibility online & offline 3 r
2
Through the micro-lending platform
Through media, events and community tools
ONLINE OFFINE
Employee mobilisation
Client mobilisation
Public awareness
Mobilise employees to fight unemployment
both online and offline
Engage and reward clients with a number
of innovative ways
Generate visibility through exclusive media initiatives
3 1| Employee Mobilisation s
As a socially responsible product, Pi Slice can be leveraged to:
Build stronger company loyalty among employees
Make employees happier, more engaged and more productive
while raising the profile of the CSR actions of the company.
Employee
Tangible Social Responsibility
Company & Brand
Engagement
1| Employee Mobilisation 3 s
Mobilize your employees through a transparent and highly visible CSR program
1 2 3
Rewards Matching loan policy Community
Double the impact of your employees by a matching
dollar to dollar campaign
Create a network of groups and members according to business lines or geography
Reward employees with Pi Slice Gift or Discovery Passes
(Gift Pass will be reimbursed to the recipient, Discovery Pass will be
reimbursed to the issuer)
2| Client Mobilisation 3 t
As a socially responsible product, Pi Slice can be leveraged to:
Attract new customers
Reward existing customers
while raising the profile of the CSR actions of the company.
Client
Tangible Social Responsibility
Company & Brand
Engagement
2| Client Mobilisation 3 t
Mobilize your clients through meaningful incentives that will highlight the company’s social actions
1 2 3
Loyalty Program Micro-Shows Groups & Communities
Offer new clients a $20 Pi Slice Gift Pass when they join
or reward loyal clients
Use Micro-Shows (private events, conferences, speeches,
concerts) organized for lenders to generate a buzz around
your campaign (ex. Distributing Discovery Passes)
Create groups for your different clients and encourage light-hearted competition between them with a
goal of improving the lives of micro-entrepreneurs
32
YOUR LOGO
Dedicated partner page
A specific page highlighting your
involvement in the project and showcasing
your loans
MFI page visibility
Display your logo and the rationale
behind your support on the MFI
page
Homepage
The website front-page will feature your company
logo in a prominent position, as will all
communication emails
To promote their involvement in supporting microfinance in the region, corporates have the option to become a platform corporate partner. Their role will be recognised throughout the website and external communications.
Priority highlighting
Your user avatar will show first on every
project you have financed on the website
Pi Slice Pass
Leverage your loans by allowing friends and
colleagues to invest on your behalf with Pi Slice Passes
YOUR LOGO
3| Become a visible sponsor of the platform 3 u
Impact 3 v
EFFICIENCY
Pi Slice offers an ideal solution to companies that wish to engage their employees and clients by leveraging both online and offline resources to make CSR actions interactive, tangible, and engaging while measuring the impact
Example: A commitment to lend $100K for 24 months…
… will help 100+ micro-entrepreneurs develop their businesses...
… and can rally 5000+ people around your commitment…
… while raising awareness about social responsibility to your audience.
Lead The Field
The Shared Value
The Benefits
THE BENEFITS
THE OFFERING
THE PLATFORM
THE STORY
4
3
2
1
v
w
x
Lead the Field 4 v
By joining a major initiative led by Pi Slice in MENA you become a lead actor for social empowerment in the region
Lend and support borrowers in MENA and become part of a MENA to MENA initiative
The Shared Value 4 w
PI SLICE Partners with Tier 1 MFIs ensuring the money is properly invested to borrowers Creates a unique CSR channel Creates an online community of lenders Provides transparency into lending performance Supports the Micro Finance industry with products & services development, processes improvement etc…
MFIs Have access to Private Sector CSR budgets and individual lenders Show performance & accountability by being part of Pi Slice MF industry will be more consolidated, visible, transparent, etc.
BORROWERS Have access to multiple lenders with larger sources of capital Get new products & services to satisfy their needs
LENDERS Have access to a sustainable, tangible, transparent alternative to charitable giving Are able to make a choice that aligns with personal or corporate objectives
The Benefits 4 x
By partnering up with Pi Slice, you benefit from:
INVOLVING employees in a multi-level program
ENGAGING customers, clients and partners, in a variety of ways
GAINING unparalleled online visibility of your CSR actions
LEADING the field with an innovative, cutting edge CSR initiative
THE TIME IS NOW FOR YOU TO MAKE
AN IMPACT.
ARE YOU A PI SLICER?
Genny Ghanimeh CEO & Founder E: [email protected] M: +97150 650 85 95 A: Level 41 Emirates Towers, P.O. Box 31303, Dubai – UAE www.pi-slice.com