Placementnotice Attachments HFFC-JD

8/13/2019 Placementnotice Attachments HFFC-JD

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This is the storyof a 3 year old companythats everything you think a3 year old should be


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Young. Imaginative. Friendly.

Turbo charged. Inquisitive. Hungry.Never satisfied.Finding new ways every day.And, above all, fun!


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Meet 3 year old HFFC.

Home First Finance Company India Pvt. Ltd.is a dedicated Housing Finance Company,established in 2010.


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Jaithirth (Jerry) Rao P. S. Jayakumar

! Alumnus of IIM-Ahmedabad and University of ! Chartered Accountant and alumnus of XLRI,Chicago Jamshedpur

! Founded MphasiS, an IT Services and BPO ! Started his career withCitibank in 1986Company

! Winner of the Economic Times Entrepreneur of! Twice winner of Ernst & Young Entrepreneur of the Year Award

the Year Award

! Country Head for Consumer Business in India! Winner of the Economic Times Entrepreneur of and Asia Pacific

the Year Award! Head for Consumer Lending Business in Asia

! Was Chairman of NASSCOM Pacific

! At present, Chairman of NASSCOMFoundation

Founders


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Mission

! HFFC aims to serve the housing loan needs of low and middle income customers,who are unable to avail loans from Banks and HFCs due to various factors

! HFFC is focused on providing housing loans to buyers of affordable housingpriced between`5 lakhs and 30 lakhs`


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Target Segment


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Factory Worker Factory Worker

Junior ExecutiveJunior Executive

Our Customers


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Small Business Small Business

Service ProviderService Provider

Our Customers


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Our Customers

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Young: More than 60% are less than 40 years old

Have moderate income of about `30,000 p.m

Are typically educated up to high school or graduation. They have job skills thatare in demand and are easily employable

Progressive: Want to provide better living conditions for their family

Work in industrial units or small private companies or have small businesses

HFFC customers are:

They are credit worthy customers who are excluded from the financial

system due to various reasons.


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Increase your loan amountwhen you need it

Save 63 EMIs

Customer Friendly Products & Process


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Progress Report

Loan Book:

Tie ups with:

Loan Sanctions:

Branch Offices:

NPA:

Presence at:

`

100+ Cr

100+ Projects

` 200+ Cr

6

Nil

12 cities

Delhi-NCR! Mumbai! Bangalore! Ahmedabad! Pune! Thane

!

Branches


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Our Branches

Bangalore

Ahmedabad

Gurgaon

Pune

Thane

Mumbai


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Role of a Management Associate (Relationship Manager)

A. Business Development

a) Prospecting and identifying affordable housing projectsb) Joint sales promotions to originate loans

B. Credit Evaluationa) Evaluate credit worthiness of loan applicantsb) Recommend for approval

C. Portfolio Managementa) Customer serviceb) Collectionsc) X-Selld) Monitor progress of projecte) Manage profitability

Field based role that requires extensive travelling

CKPCKE

R


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Role of a Management Associate (RM)

Prospecting and identifying affordable housing projects

Joint sales promotions to originate loans


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Joint sales promotion activities with

builders to originate loans


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Celebrating success with builders


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Credit evaluation


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What are we looking for?

Good at written and oral communication in English

Fluent at speaking Hindi and/or local language

Flair for mathematics

Ability to work in an unstructured environment

Ability to network and build relationships


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Compensation


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Customer Service

Face to face loan counseling for customersLeading the customer service function of the branch and resolving customerqueries

Follow up on approved loans for completion of documentation

Portfolio Management

Loan disbursal

Promote X-Sell of insurance products

Collections

Branch Compliances

Role of a Management Associate (Customer Service Officer)

Office based role with occasional travelling


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Leading the customer service function at the branch:

Face to face loan counseling for customers

Role of a Management Associate (CSO)


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Occasional travel for interaction with customers and

resolving their queries at builder events



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Organizing customer education events



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Custodian of all the branch processes



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What are we looking for?

Good writtenand oral communication in English and the local language

is a MUST

Flair for numbers and managing worksheets (excel)

Aptitude for face to face and telephonic interaction with customers

Experience of 0-3 years

Location:Pan India

Compensation:` 4.5 lakhs


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Compensation

Particulars (p.a.) Amount (Rs.)

Basic Salary 97,500

Allowances 2,27,500

Total Salary 3,25,000

Company contribution to PF 11,700Gross Salary 3,36,700

+ Mobile + Internet Allowance 25,200

+ Performance Linked Incentive 84,175

+ Health Insurance Cover of Rs. 2 Lakh p.a.

+ Accidental Insurance cover for Rs. 13 Lakh

Cost to Company (CTC) 4,54,075

8,000


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Life at HFFC

We let our hair downwhatever is left of it!


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Life at HFFC

We believe we are rock stars


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Life at HFFC

We have a lot of reasons to smile


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Life at HFFC

We have funWe work as a team


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NOR

EDTAPE

EQU

ALRESPECT

EXCITEMENTFLEXIBILITY

ENCOURAGEMENT

STARTUPCULTURE

NOPOLITICS

JOB

SATISFACTION

FREEDOM TOEXPRESS

OPENNESS

FRIENDLY

PEERS

What our employees think of us


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Wow!

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Placementnotice Attachments HFFC-JD

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